Home > Bank of Ripley > Assets and Liabilities
Bank of Ripley, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 25 | 6,541 |
Assets and Liabilities | ||
Total Assets: | $65,481,000 | 6,168 |
Cash and due from depository institutions | $1,322,000 | 6,541 |
Interest-bearing balances | $17,000 | 5,995 |
Securities | $16,836,000 | 5,979 |
Federal funds sold & reverse repurchase agreements | $1,950,000 | 4,983 |
Net loans & leases | $43,834,000 | 5,527 |
Loan loss allowance | $443,000 | 6,410 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $746,000 | 6,941 |
Other real estate owned | $95,000 | 6,541 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $698,000 | 7,646 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $65,481,000 | 6,168 |
Total liabilities | $59,797,000 | 6,080 |
Total deposits | $59,393,000 | 5,883 |
Interest-bearing deposits | $52,518,000 | 5,755 |
Deposits held in domestic offices | $59,393,000 | 5,876 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $20,000 | 3,893 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $384,000 | 6,968 |
Total equity capital | $5,684,000 | 6,667 |
Total bank equity capital | $5,684,000 | 6,667 |
Perpetual preferred stock | $0 | 250 |
Common stock | $323,000 | 6,325 |
Surplus | $1,000,000 | 7,558 |
Undivided profits | $4,361,000 | 4,871 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $187,000 | 6,826 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $283,000 | 7,151 |
Earning assets | $62,637,000 | 5,981 |
Long-term assets (5+ years) | $15,388,000 | 3,208 |
Average Assets, year-to-date | $69,624,600 | 5,725 |
Average Assets, quarterly | $65,984,000 | 6,076 |
Volatile liabilities | $4,220,000 | 7,598 |
Insider loans | $1,275,000 | 3,020 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,394,000 | 7,022 |
Tier 1 (core) risk-based capital | $5,637,000 | 6,619 |
Tier 2 risk-based capital | $443,000 | 5,735 |
Total risk weighted assets | $40,509,500 | 5,931 |
Total unused commitments | $2,394,000 | 7,036 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 28 | 6,302 |
Assets and Liabilities | ||
Total Assets: | $77,044,000 | 5,528 |
Cash and due from depository institutions | $1,172,000 | 6,302 |
Interest-bearing balances | $6,000 | 6,568 |
Securities | $17,473,000 | 6,115 |
Federal funds sold & reverse repurchase agreements | $65,000 | 9,216 |
Net loans & leases | $56,829,000 | 4,512 |
Loan loss allowance | $412,000 | 6,844 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $740,000 | 7,090 |
Other real estate owned | $122,000 | 6,302 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $643,000 | 8,220 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $77,044,000 | 5,528 |
Total liabilities | $71,705,000 | 5,370 |
Total deposits | $60,690,000 | 5,885 |
Interest-bearing deposits | $54,017,000 | 5,745 |
Deposits held in domestic offices | $60,690,000 | 5,874 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $289,000 | 3,350 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $10,424,000 | 1,145 |
Subordinated debt | $0 | 337 |
All other liabilities | $302,000 | 8,237 |
Total equity capital | $5,339,000 | 7,063 |
Total bank equity capital | $5,339,000 | 7,063 |
Perpetual preferred stock | $0 | 288 |
Common stock | $323,000 | 6,673 |
Surplus | $1,000,000 | 7,725 |
Undivided profits | $4,016,000 | 5,270 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $127,000 | 7,773 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $291,000 | 7,250 |
Earning assets | $74,373,000 | 5,293 |
Long-term assets (5+ years) | $18,614,000 | 2,633 |
Average Assets, year-to-date | $71,482,800 | 5,653 |
Average Assets, quarterly | $76,698,500 | 5,485 |
Volatile liabilities | $14,847,000 | 3,365 |
Insider loans | $653,000 | 4,882 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $16,218,000 | 174 |
Unused loan commitments | $2,546,000 | 6,796 |
Tier 1 (core) risk-based capital | $5,252,000 | 7,014 |
Tier 2 risk-based capital | $412,000 | 6,060 |
Total risk weighted assets | $59,213,000 | 4,367 |
Total unused commitments | $2,546,000 | 6,809 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 30 | 6,160 |
Assets and Liabilities | ||
Total Assets: | $70,709,000 | 5,876 |
Cash and due from depository institutions | $1,571,000 | 6,160 |
Interest-bearing balances | $4,000 | 6,875 |
Securities | $23,771,000 | 5,184 |
Federal funds sold & reverse repurchase agreements | $6,332,000 | 1,460 |
Net loans & leases | $37,330,000 | 6,068 |
Loan loss allowance | $399,000 | 7,170 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $794,000 | 6,951 |
Other real estate owned | $144,000 | 6,160 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $767,000 | 7,872 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $70,709,000 | 5,876 |
Total liabilities | $66,102,000 | 5,732 |
Total deposits | $58,937,000 | 6,009 |
Interest-bearing deposits | $52,548,000 | 5,848 |
Deposits held in domestic offices | $58,937,000 | 6,003 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $6,901,000 | 1,534 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $264,000 | 7,865 |
Total equity capital | $4,607,000 | 7,535 |
Total bank equity capital | $4,607,000 | 7,535 |
Perpetual preferred stock | $0 | 310 |
Common stock | $323,000 | 7,054 |
Surplus | $1,000,000 | 7,908 |
Undivided profits | $3,284,000 | 5,591 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $182,000 | 7,016 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $209,000 | 8,284 |
Earning assets | $67,437,000 | 5,693 |
Long-term assets (5+ years) | $20,051,000 | 2,542 |
Average Assets, year-to-date | $65,303,400 | 6,145 |
Average Assets, quarterly | $67,554,000 | 6,054 |
Volatile liabilities | $10,239,000 | 4,258 |
Insider loans | $721,000 | 4,591 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,617,000 | 8,059 |
Tier 1 (core) risk-based capital | $4,757,000 | 7,477 |
Tier 2 risk-based capital | $399,000 | 6,241 |
Total risk weighted assets | $36,450,700 | 6,324 |
Total unused commitments | $1,617,000 | 8,069 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 30 | 6,405 |
Assets and Liabilities | ||
Total Assets: | $61,943,000 | 6,667 |
Cash and due from depository institutions | $1,853,000 | 6,405 |
Interest-bearing balances | $0 | 7,655 |
Securities | $24,617,000 | 5,277 |
Federal funds sold & reverse repurchase agreements | $1,070,000 | 7,596 |
Net loans & leases | $32,789,000 | 6,596 |
Loan loss allowance | $333,000 | 8,228 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $813,000 | 6,945 |
Other real estate owned | $201,000 | 6,405 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $600,000 | 8,539 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $61,943,000 | 6,667 |
Total liabilities | $57,953,000 | 6,520 |
Total deposits | $55,463,000 | 6,535 |
Interest-bearing deposits | $49,924,000 | 6,335 |
Deposits held in domestic offices | $55,463,000 | 6,528 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,197,000 | 2,148 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $293,000 | 7,652 |
Total equity capital | $3,990,000 | 8,404 |
Total bank equity capital | $3,990,000 | 8,404 |
Perpetual preferred stock | $0 | 343 |
Common stock | $323,000 | 7,425 |
Surplus | $1,000,000 | 8,047 |
Undivided profits | $2,667,000 | 6,565 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $295,000 | 6,445 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $162,000 | 9,134 |
Earning assets | $58,476,000 | 6,534 |
Long-term assets (5+ years) | $20,186,000 | 2,648 |
Average Assets, year-to-date | $61,205,800 | 6,583 |
Average Assets, quarterly | $61,887,000 | 6,601 |
Volatile liabilities | $5,542,000 | 6,156 |
Insider loans | $743,000 | 4,571 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,857,000 | 7,745 |
Tier 1 (core) risk-based capital | $3,990,000 | 8,314 |
Tier 2 risk-based capital | $333,000 | 7,098 |
Total risk weighted assets | $31,181,300 | 7,100 |
Total unused commitments | $1,857,000 | 7,772 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 31 | 6,386 |
Assets and Liabilities | ||
Total Assets: | $60,379,000 | 6,894 |
Cash and due from depository institutions | $1,562,000 | 6,386 |
Interest-bearing balances | $0 | 8,059 |
Securities | $29,508,000 | 4,530 |
Federal funds sold & reverse repurchase agreements | $3,005,000 | 5,003 |
Net loans & leases | $24,645,000 | 7,960 |
Loan loss allowance | $254,000 | 9,511 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $914,000 | 6,547 |
Other real estate owned | $116,000 | 6,386 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $629,000 | 8,619 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $60,379,000 | 6,894 |
Total liabilities | $56,269,000 | 6,772 |
Total deposits | $55,966,000 | 6,627 |
Interest-bearing deposits | $50,335,000 | 6,455 |
Deposits held in domestic offices | $55,966,000 | 6,618 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $303,000 | 8,192 |
Total equity capital | $4,110,000 | 8,137 |
Total bank equity capital | $4,110,000 | 8,137 |
Perpetual preferred stock | $0 | 346 |
Common stock | $323,000 | 7,803 |
Surplus | $1,000,000 | 8,050 |
Undivided profits | $2,787,000 | 6,234 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $347,000 | 6,788 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $131,000 | 10,579 |
Earning assets | $57,158,000 | 6,720 |
Long-term assets (5+ years) | $15,395,000 | 3,173 |
Average Assets, year-to-date | $55,003,000 | 7,211 |
Average Assets, quarterly | $59,597,500 | 6,915 |
Volatile liabilities | $2,640,000 | 9,034 |
Insider loans | $80,000 | 6,262 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $347,000 | 11,094 |
Tier 1 (core) risk-based capital | $4,110,000 | 8,079 |
Tier 2 risk-based capital | $254,000 | 8,354 |
Total risk weighted assets | $25,549,300 | 8,151 |
Total unused commitments | $347,000 | 11,116 |
Derivatives | $0 | 651 |