Home > Bank of Rio Vista > Income and Expense
Bank of Rio Vista, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 3,212 |
| Total interest expense | $284,000 | 4,235 |
| Net interest income | $4,845,000 | 3,056 |
| Provision for loan and lease losses | $-13,000 | 5,212 |
| Total noninterest income | $789,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $90,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $699,000 | 2,345 |
| Total noninterest expense | $4,324,000 | 2,795 |
| Salaries and employee benefits | $2,044,000 | 3,125 |
| Premises and equipment expense | $276,000 | 3,722 |
| Additional noninterest expense | $2,004,000 | 2,116 |
| Pre-tax net operating income | $1,323,000 | 3,371 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $360,000 | 2,083 |
| Income before extraordinary items | $963,000 | 3,627 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $963,000 | 3,626 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $963,000 | 3,626 |
| Net charge-offs | $-168,000 | 5,217 |
| Cash dividends | $160,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $963,000 | 3,633 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 3,211 |
| Total interest expense | $163,000 | 4,374 |
| Net interest income | $3,234,000 | 3,047 |
| Provision for loan and lease losses | $-13,000 | 5,306 |
| Total noninterest income | $367,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $59,000 | 4,021 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $308,000 | 2,866 |
| Total noninterest expense | $3,108,000 | 2,691 |
| Salaries and employee benefits | $1,417,000 | 3,076 |
| Premises and equipment expense | $189,000 | 3,695 |
| Additional noninterest expense | $1,502,000 | 1,916 |
| Pre-tax net operating income | $506,000 | 4,087 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $93,000 | 2,774 |
| Income before extraordinary items | $413,000 | 4,178 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $413,000 | 4,177 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $413,000 | 4,177 |
| Net charge-offs | $-126,000 | 5,257 |
| Cash dividends | $160,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $413,000 | 4,182 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 3,229 |
| Total interest expense | $70,000 | 4,541 |
| Net interest income | $1,619,000 | 3,066 |
| Provision for loan and lease losses | $-13,000 | 5,420 |
| Total noninterest income | $179,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $150,000 | 2,845 |
| Total noninterest expense | $1,394,000 | 2,909 |
| Salaries and employee benefits | $759,000 | 2,981 |
| Premises and equipment expense | $100,000 | 3,655 |
| Additional noninterest expense | $535,000 | 2,507 |
| Pre-tax net operating income | $417,000 | 3,381 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $340,000 | 3,504 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $340,000 | 3,503 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $340,000 | 3,504 |
| Net charge-offs | $-40,000 | 5,184 |
| Cash dividends | $160,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $340,000 | 3,501 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 3,207 |
| Total interest expense | $313,000 | 4,351 |
| Net interest income | $6,377,000 | 3,063 |
| Provision for loan and lease losses | $-107,000 | 5,382 |
| Total noninterest income | $1,791,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $127,000 | 4,067 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,664,000 | 1,703 |
| Total noninterest expense | $5,381,000 | 2,973 |
| Salaries and employee benefits | $2,995,000 | 2,986 |
| Premises and equipment expense | $415,000 | 3,588 |
| Additional noninterest expense | $1,971,000 | 2,683 |
| Pre-tax net operating income | $2,894,000 | 2,538 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $706,000 | 2,157 |
| Income before extraordinary items | $2,188,000 | 2,534 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,188,000 | 2,534 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,188,000 | 2,534 |
| Net charge-offs | $-107,000 | 5,313 |
| Cash dividends | $1,160,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,188,000 | 2,518 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 3,236 |
| Total interest expense | $242,000 | 4,328 |
| Net interest income | $4,750,000 | 3,098 |
| Provision for loan and lease losses | $-76,000 | 5,508 |
| Total noninterest income | $1,586,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $92,000 | 4,143 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,494,000 | 1,552 |
| Total noninterest expense | $3,941,000 | 3,026 |
| Salaries and employee benefits | $2,168,000 | 3,069 |
| Premises and equipment expense | $312,000 | 3,626 |
| Additional noninterest expense | $1,461,000 | 2,710 |
| Pre-tax net operating income | $2,471,000 | 2,386 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $486,000 | 2,095 |
| Income before extraordinary items | $1,984,000 | 2,423 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,984,000 | 2,422 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,984,000 | 2,423 |
| Net charge-offs | $-76,000 | 5,272 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,984,800 | 2,403 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 3,279 |
| Total interest expense | $159,000 | 4,344 |
| Net interest income | $3,088,000 | 3,149 |
| Provision for loan and lease losses | $-28,000 | 5,567 |
| Total noninterest income | $519,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $58,000 | 4,220 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $461,000 | 2,424 |
| Total noninterest expense | $2,656,000 | 3,029 |
| Salaries and employee benefits | $1,455,000 | 3,075 |
| Premises and equipment expense | $212,000 | 3,606 |
| Additional noninterest expense | $989,000 | 2,696 |
| Pre-tax net operating income | $979,000 | 3,159 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $290,000 | 2,171 |
| Income before extraordinary items | $693,000 | 3,426 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $693,000 | 3,425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $693,000 | 3,426 |
| Net charge-offs | $-41,000 | 5,234 |
| Cash dividends | $140,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $690,200 | 3,407 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,334 |
| Total interest expense | $73,000 | 4,471 |
| Net interest income | $1,503,000 | 3,202 |
| Provision for loan and lease losses | $-8,000 | 5,652 |
| Total noninterest income | $210,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,673 |
| Total noninterest expense | $1,333,000 | 3,051 |
| Salaries and employee benefits | $743,000 | 3,083 |
| Premises and equipment expense | $113,000 | 3,535 |
| Additional noninterest expense | $477,000 | 2,768 |
| Pre-tax net operating income | $388,000 | 3,459 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $104,000 | 2,399 |
| Income before extraordinary items | $284,000 | 3,695 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $284,000 | 3,694 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $284,000 | 3,695 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $140,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $284,000 | 3,673 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 3,255 |
| Total interest expense | $301,000 | 4,456 |
| Net interest income | $6,223,000 | 3,116 |
| Provision for loan and lease losses | $-566,000 | 5,767 |
| Total noninterest income | $950,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $118,000 | 4,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $832,000 | 2,617 |
| Total noninterest expense | $5,799,000 | 2,912 |
| Salaries and employee benefits | $3,000,000 | 3,019 |
| Premises and equipment expense | $447,000 | 3,583 |
| Additional noninterest expense | $2,352,000 | 2,425 |
| Pre-tax net operating income | $1,940,000 | 3,112 |
| Securities gains (losses) | $28,000 | 2,207 |
| Applicable income taxes | $566,000 | 2,160 |
| Income before extraordinary items | $1,402,000 | 3,390 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,402,000 | 3,388 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,402,000 | 3,389 |
| Net charge-offs | $-726,000 | 5,833 |
| Cash dividends | $240,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,382,120 | 3,362 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 3,246 |
| Total interest expense | $227,000 | 4,487 |
| Net interest income | $4,717,000 | 3,101 |
| Provision for loan and lease losses | $-556,000 | 5,866 |
| Total noninterest income | $616,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $527,000 | 2,831 |
| Total noninterest expense | $4,376,000 | 2,899 |
| Salaries and employee benefits | $2,294,000 | 2,987 |
| Premises and equipment expense | $326,000 | 3,656 |
| Additional noninterest expense | $1,756,000 | 2,436 |
| Pre-tax net operating income | $1,513,000 | 3,093 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $440,000 | 2,157 |
| Income before extraordinary items | $1,073,000 | 3,381 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,073,000 | 3,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,073,000 | 3,381 |
| Net charge-offs | $-716,000 | 5,898 |
| Cash dividends | $240,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,073,000 | 3,323 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 3,219 |
| Total interest expense | $149,000 | 4,533 |
| Net interest income | $3,229,000 | 3,075 |
| Provision for loan and lease losses | $-387,000 | 5,946 |
| Total noninterest income | $420,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $362,000 | 2,781 |
| Total noninterest expense | $3,037,000 | 2,835 |
| Salaries and employee benefits | $1,561,000 | 2,974 |
| Premises and equipment expense | $220,000 | 3,652 |
| Additional noninterest expense | $1,256,000 | 2,313 |
| Pre-tax net operating income | $999,000 | 3,072 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $288,000 | 2,170 |
| Income before extraordinary items | $711,000 | 3,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $711,000 | 3,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $711,000 | 3,395 |
| Net charge-offs | $-708,000 | 6,001 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $711,000 | 3,334 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,048 |
| Total interest expense | $74,000 | 4,571 |
| Net interest income | $1,774,000 | 2,877 |
| Provision for loan and lease losses | $-18,000 | 5,908 |
| Total noninterest income | $217,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $191,000 | 2,672 |
| Total noninterest expense | $1,425,000 | 2,974 |
| Salaries and employee benefits | $786,000 | 2,980 |
| Premises and equipment expense | $112,000 | 3,646 |
| Additional noninterest expense | $527,000 | 2,669 |
| Pre-tax net operating income | $584,000 | 2,773 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $179,000 | 1,938 |
| Income before extraordinary items | $405,000 | 3,115 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $405,000 | 3,113 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $405,000 | 3,114 |
| Net charge-offs | $82,000 | 1,124 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $405,000 | 3,054 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 3,589 |
| Total interest expense | $290,000 | 4,677 |
| Net interest income | $5,309,000 | 3,449 |
| Provision for loan and lease losses | $-77,000 | 5,711 |
| Total noninterest income | $2,152,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $158,000 | 4,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,994,000 | 1,522 |
| Total noninterest expense | $5,447,000 | 3,042 |
| Salaries and employee benefits | $2,820,000 | 3,152 |
| Premises and equipment expense | $426,000 | 3,792 |
| Additional noninterest expense | $2,201,000 | 2,585 |
| Pre-tax net operating income | $2,091,000 | 2,921 |
| Securities gains (losses) | $67,000 | 1,439 |
| Applicable income taxes | $674,000 | 1,949 |
| Income before extraordinary items | $1,484,000 | 3,247 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,484,000 | 3,248 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,484,000 | 3,249 |
| Net charge-offs | $107,000 | 2,586 |
| Cash dividends | $68,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,437,770 | 3,249 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 3,671 |
| Total interest expense | $215,000 | 4,767 |
| Net interest income | $3,904,000 | 3,529 |
| Provision for loan and lease losses | $-64,000 | 5,880 |
| Total noninterest income | $715,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $118,000 | 4,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $597,000 | 2,676 |
| Total noninterest expense | $4,061,000 | 3,087 |
| Salaries and employee benefits | $2,106,000 | 3,178 |
| Premises and equipment expense | $303,000 | 3,928 |
| Additional noninterest expense | $1,652,000 | 2,587 |
| Pre-tax net operating income | $622,000 | 4,456 |
| Securities gains (losses) | $60,000 | 1,353 |
| Applicable income taxes | $117,000 | 3,177 |
| Income before extraordinary items | $565,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 4,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $565,000 | 4,419 |
| Net charge-offs | $61,000 | 2,624 |
| Cash dividends | $68,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $515,200 | 4,460 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 3,737 |
| Total interest expense | $141,000 | 4,835 |
| Net interest income | $2,548,000 | 3,584 |
| Provision for loan and lease losses | $-51,000 | 6,008 |
| Total noninterest income | $482,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 2,669 |
| Total noninterest expense | $2,735,000 | 3,087 |
| Salaries and employee benefits | $1,406,000 | 3,202 |
| Premises and equipment expense | $191,000 | 4,074 |
| Additional noninterest expense | $1,138,000 | 2,540 |
| Pre-tax net operating income | $346,000 | 4,664 |
| Securities gains (losses) | $37,000 | 1,408 |
| Applicable income taxes | $47,000 | 3,479 |
| Income before extraordinary items | $336,000 | 4,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $336,000 | 4,557 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $336,000 | 4,558 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $303,440 | 4,615 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 3,814 |
| Total interest expense | $69,000 | 4,917 |
| Net interest income | $1,238,000 | 3,653 |
| Provision for loan and lease losses | $-34,000 | 6,137 |
| Total noninterest income | $218,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $41,000 | 4,018 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 2,795 |
| Total noninterest expense | $1,318,000 | 3,167 |
| Salaries and employee benefits | $672,000 | 3,320 |
| Premises and equipment expense | $86,000 | 4,321 |
| Additional noninterest expense | $560,000 | 2,560 |
| Pre-tax net operating income | $172,000 | 4,649 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $159,000 | 4,619 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $159,000 | 4,621 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $159,000 | 4,623 |
| Net charge-offs | $-13,000 | 5,532 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $159,000 | 4,544 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 3,778 |
| Total interest expense | $273,000 | 5,103 |
| Net interest income | $5,136,000 | 3,576 |
| Provision for loan and lease losses | $-275,000 | 6,175 |
| Total noninterest income | $799,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $187,000 | 4,020 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $612,000 | 3,005 |
| Total noninterest expense | $4,902,000 | 3,359 |
| Salaries and employee benefits | $2,524,000 | 3,453 |
| Premises and equipment expense | $406,000 | 4,062 |
| Additional noninterest expense | $1,972,000 | 2,905 |
| Pre-tax net operating income | $1,308,000 | 3,711 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $290,000 | 2,670 |
| Income before extraordinary items | $1,024,000 | 3,925 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,024,000 | 3,924 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,024,000 | 3,926 |
| Net charge-offs | $-74,000 | 6,080 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,019,320 | 3,873 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 3,786 |
| Total interest expense | $205,000 | 5,172 |
| Net interest income | $3,874,000 | 3,596 |
| Provision for loan and lease losses | $-258,000 | 6,303 |
| Total noninterest income | $598,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $146,000 | 3,994 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $452,000 | 3,050 |
| Total noninterest expense | $3,669,000 | 3,387 |
| Salaries and employee benefits | $1,883,000 | 3,483 |
| Premises and equipment expense | $301,000 | 4,131 |
| Additional noninterest expense | $1,485,000 | 2,901 |
| Pre-tax net operating income | $1,061,000 | 3,656 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $263,000 | 2,576 |
| Income before extraordinary items | $804,000 | 3,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $804,000 | 3,901 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $804,000 | 3,902 |
| Net charge-offs | $-107,000 | 6,221 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $799,500 | 3,867 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 3,738 |
| Total interest expense | $136,000 | 5,232 |
| Net interest income | $2,643,000 | 3,549 |
| Provision for loan and lease losses | $-85,000 | 6,321 |
| Total noninterest income | $392,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $296,000 | 3,067 |
| Total noninterest expense | $2,430,000 | 3,423 |
| Salaries and employee benefits | $1,236,000 | 3,536 |
| Premises and equipment expense | $199,000 | 4,192 |
| Additional noninterest expense | $995,000 | 2,901 |
| Pre-tax net operating income | $690,000 | 3,612 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $162,000 | 2,616 |
| Income before extraordinary items | $534,000 | 3,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $534,000 | 3,836 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $534,000 | 3,837 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $529,380 | 3,793 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 3,576 |
| Total interest expense | $67,000 | 5,322 |
| Net interest income | $1,438,000 | 3,377 |
| Provision for loan and lease losses | $-15,000 | 6,412 |
| Total noninterest income | $178,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $131,000 | 3,169 |
| Total noninterest expense | $1,221,000 | 3,437 |
| Salaries and employee benefits | $627,000 | 3,541 |
| Premises and equipment expense | $97,000 | 4,279 |
| Additional noninterest expense | $497,000 | 2,901 |
| Pre-tax net operating income | $410,000 | 3,251 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $108,000 | 2,292 |
| Income before extraordinary items | $308,000 | 3,500 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $308,000 | 3,503 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $308,000 | 3,503 |
| Net charge-offs | $136,000 | 1,179 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $303,560 | 3,482 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 4,161 |
| Total interest expense | $298,000 | 5,398 |
| Net interest income | $4,533,000 | 3,952 |
| Provision for loan and lease losses | $-277,000 | 6,505 |
| Total noninterest income | $932,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $226,000 | 3,896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $706,000 | 2,856 |
| Total noninterest expense | $5,404,000 | 3,225 |
| Salaries and employee benefits | $2,655,000 | 3,394 |
| Premises and equipment expense | $710,000 | 2,937 |
| Additional noninterest expense | $2,039,000 | 2,925 |
| Pre-tax net operating income | $338,000 | 5,388 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-126,000 | 6,509 |
| Income before extraordinary items | $464,000 | 4,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $464,000 | 4,979 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $464,000 | 4,979 |
| Net charge-offs | $-261,000 | 6,663 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,715 |
| Net operating income | $464,000 | 4,917 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 4,186 |
| Total interest expense | $230,000 | 5,450 |
| Net interest income | $3,414,000 | 3,962 |
| Provision for loan and lease losses | $-228,000 | 6,642 |
| Total noninterest income | $744,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $174,000 | 3,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $570,000 | 2,819 |
| Total noninterest expense | $4,154,000 | 3,170 |
| Salaries and employee benefits | $2,051,000 | 3,337 |
| Premises and equipment expense | $592,000 | 2,754 |
| Additional noninterest expense | $1,511,000 | 2,968 |
| Pre-tax net operating income | $232,000 | 5,585 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-74,000 | 6,665 |
| Income before extraordinary items | $306,000 | 5,234 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $306,000 | 5,235 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $306,000 | 5,236 |
| Net charge-offs | $-221,000 | 6,739 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,816 |
| Net operating income | $306,000 | 5,149 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 4,435 |
| Total interest expense | $159,000 | 5,448 |
| Net interest income | $2,056,000 | 4,237 |
| Provision for loan and lease losses | $-33,000 | 6,611 |
| Total noninterest income | $562,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $124,000 | 3,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,668 |
| Total noninterest expense | $2,678,000 | 3,251 |
| Salaries and employee benefits | $1,418,000 | 3,272 |
| Premises and equipment expense | $265,000 | 3,645 |
| Additional noninterest expense | $995,000 | 2,981 |
| Pre-tax net operating income | $-27,000 | 6,372 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-123,000 | 6,783 |
| Income before extraordinary items | $96,000 | 5,875 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $96,000 | 5,877 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $96,000 | 5,877 |
| Net charge-offs | $-66,000 | 6,595 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,882 |
| Net operating income | $96,000 | 5,785 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,374 |
| Total interest expense | $80,000 | 5,527 |
| Net interest income | $1,070,000 | 4,148 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $232,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $1,249,000 | 3,455 |
| Salaries and employee benefits | $643,000 | 3,543 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $465,000 | 3,143 |
| Pre-tax net operating income | $53,000 | 5,805 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-32,000 | 6,833 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $-33,000 | 6,596 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 3,861 |
| Total interest expense | $412,000 | 5,488 |
| Net interest income | $5,542,000 | 3,560 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $804,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $227,000 | 4,029 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $577,000 | 3,164 |
| Total noninterest expense | $5,581,000 | 3,199 |
| Salaries and employee benefits | $2,606,000 | 3,457 |
| Premises and equipment expense | $652,000 | 3,185 |
| Additional noninterest expense | $2,323,000 | 2,741 |
| Pre-tax net operating income | $590,000 | 4,725 |
| Securities gains (losses) | $91,000 | 2,343 |
| Applicable income taxes | $155,000 | 3,189 |
| Income before extraordinary items | $526,000 | 4,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $526,000 | 4,867 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $526,000 | 4,868 |
| Net charge-offs | $129,000 | 4,193 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 902 |
| Net operating income | $455,930 | 4,847 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 3,789 |
| Total interest expense | $322,000 | 5,541 |
| Net interest income | $4,370,000 | 3,497 |
| Provision for loan and lease losses | $175,000 | 3,700 |
| Total noninterest income | $665,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $169,000 | 4,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $496,000 | 2,974 |
| Total noninterest expense | $4,254,000 | 3,176 |
| Salaries and employee benefits | $2,004,000 | 3,420 |
| Premises and equipment expense | $412,000 | 3,654 |
| Additional noninterest expense | $1,838,000 | 2,619 |
| Pre-tax net operating income | $606,000 | 4,442 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $456,000 | 4,774 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $456,000 | 4,775 |
| Net charge-offs | $191,000 | 3,358 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $456,000 | 4,602 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 3,689 |
| Total interest expense | $216,000 | 5,628 |
| Net interest income | $3,088,000 | 3,363 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $472,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $109,000 | 4,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 2,792 |
| Total noninterest expense | $2,876,000 | 3,164 |
| Salaries and employee benefits | $1,346,000 | 3,417 |
| Premises and equipment expense | $276,000 | 3,630 |
| Additional noninterest expense | $1,254,000 | 2,574 |
| Pre-tax net operating income | $509,000 | 4,091 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $148,000 | 2,732 |
| Income before extraordinary items | $361,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 4,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 4,530 |
| Net charge-offs | $333,000 | 2,208 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 759 |
| Net operating income | $361,000 | 4,344 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 3,944 |
| Total interest expense | $111,000 | 5,690 |
| Net interest income | $1,408,000 | 3,618 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $191,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $135,000 | 3,227 |
| Total noninterest expense | $1,401,000 | 3,220 |
| Salaries and employee benefits | $647,000 | 3,550 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $610,000 | 2,623 |
| Pre-tax net operating income | $98,000 | 5,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $209,000 | 1,814 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $88,000 | 5,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 3,834 |
| Total interest expense | $493,000 | 5,874 |
| Net interest income | $6,059,000 | 3,437 |
| Provision for loan and lease losses | $275,000 | 4,242 |
| Total noninterest income | $791,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $252,000 | 3,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $539,000 | 3,009 |
| Total noninterest expense | $5,617,000 | 3,219 |
| Salaries and employee benefits | $2,723,000 | 3,347 |
| Premises and equipment expense | $508,000 | 3,996 |
| Additional noninterest expense | $2,386,000 | 2,684 |
| Pre-tax net operating income | $958,000 | 3,809 |
| Securities gains (losses) | $-24,000 | 6,941 |
| Applicable income taxes | $234,000 | 2,756 |
| Income before extraordinary items | $700,000 | 4,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 4,163 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $700,000 | 4,163 |
| Net charge-offs | $1,573,000 | 1,813 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $718,000 | 3,983 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 3,904 |
| Total interest expense | $381,000 | 5,933 |
| Net interest income | $4,492,000 | 3,484 |
| Provision for loan and lease losses | $25,000 | 5,904 |
| Total noninterest income | $592,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $404,000 | 3,026 |
| Total noninterest expense | $4,330,000 | 3,162 |
| Salaries and employee benefits | $2,097,000 | 3,284 |
| Premises and equipment expense | $370,000 | 4,119 |
| Additional noninterest expense | $1,863,000 | 2,609 |
| Pre-tax net operating income | $729,000 | 3,890 |
| Securities gains (losses) | $-15,000 | 7,039 |
| Applicable income taxes | $230,000 | 2,534 |
| Income before extraordinary items | $484,000 | 4,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,374 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $484,000 | 4,374 |
| Net charge-offs | $1,031,000 | 1,856 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $494,200 | 4,214 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 3,893 |
| Total interest expense | $264,000 | 5,976 |
| Net interest income | $3,031,000 | 3,452 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $394,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $122,000 | 4,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,025 |
| Total noninterest expense | $3,028,000 | 3,078 |
| Salaries and employee benefits | $1,475,000 | 3,181 |
| Premises and equipment expense | $243,000 | 4,192 |
| Additional noninterest expense | $1,310,000 | 2,534 |
| Pre-tax net operating income | $397,000 | 4,209 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $126,000 | 2,666 |
| Income before extraordinary items | $272,000 | 4,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $272,000 | 4,593 |
| Net charge-offs | $277,000 | 2,785 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $271,320 | 4,513 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,899 |
| Total interest expense | $142,000 | 5,937 |
| Net interest income | $1,526,000 | 3,420 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $1,585,000 | 2,953 |
| Salaries and employee benefits | $797,000 | 3,018 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $671,000 | 2,471 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $122,000 | 2,548 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $95,300 | 5,021 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 3,878 |
| Total interest expense | $841,000 | 5,613 |
| Net interest income | $6,232,000 | 3,382 |
| Provision for loan and lease losses | $3,621,000 | 1,424 |
| Total noninterest income | $1,095,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $303,000 | 3,619 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $792,000 | 2,509 |
| Total noninterest expense | $5,984,000 | 3,116 |
| Salaries and employee benefits | $2,729,000 | 3,369 |
| Premises and equipment expense | $574,000 | 3,830 |
| Additional noninterest expense | $2,681,000 | 2,519 |
| Pre-tax net operating income | $-2,278,000 | 6,819 |
| Securities gains (losses) | $-208,000 | 7,313 |
| Applicable income taxes | $-1,068,000 | 7,328 |
| Income before extraordinary items | $-1,418,000 | 6,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,418,000 | 6,723 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,418,000 | 6,724 |
| Net charge-offs | $2,849,000 | 1,514 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,284,880 | 6,662 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,894 |
| Total interest expense | $681,000 | 5,601 |
| Net interest income | $4,759,000 | 3,382 |
| Provision for loan and lease losses | $3,181,000 | 1,217 |
| Total noninterest income | $695,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $234,000 | 3,631 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $461,000 | 2,884 |
| Total noninterest expense | $4,305,000 | 3,226 |
| Salaries and employee benefits | $2,072,000 | 3,356 |
| Premises and equipment expense | $426,000 | 3,927 |
| Additional noninterest expense | $1,807,000 | 2,720 |
| Pre-tax net operating income | $-2,032,000 | 7,068 |
| Securities gains (losses) | $-208,000 | 7,489 |
| Applicable income taxes | $-1,082,000 | 7,514 |
| Income before extraordinary items | $-1,158,000 | 6,952 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,158,000 | 6,950 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,158,000 | 6,952 |
| Net charge-offs | $2,827,000 | 1,195 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,024,880 | 6,869 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 3,858 |
| Total interest expense | $493,000 | 5,512 |
| Net interest income | $3,214,000 | 3,345 |
| Provision for loan and lease losses | $1,490,000 | 1,534 |
| Total noninterest income | $469,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $156,000 | 3,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $313,000 | 2,783 |
| Total noninterest expense | $2,940,000 | 3,166 |
| Salaries and employee benefits | $1,419,000 | 3,299 |
| Premises and equipment expense | $271,000 | 4,070 |
| Additional noninterest expense | $1,250,000 | 2,624 |
| Pre-tax net operating income | $-747,000 | 6,887 |
| Securities gains (losses) | $-866,000 | 7,732 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,613,000 | 7,267 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,613,000 | 7,266 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,613,000 | 7,267 |
| Net charge-offs | $1,287,000 | 1,499 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-747,000 | 6,953 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 3,759 |
| Total interest expense | $273,000 | 5,409 |
| Net interest income | $1,690,000 | 3,224 |
| Provision for loan and lease losses | $1,398,000 | 938 |
| Total noninterest income | $206,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $132,000 | 3,048 |
| Total noninterest expense | $1,423,000 | 3,281 |
| Salaries and employee benefits | $716,000 | 3,329 |
| Premises and equipment expense | $125,000 | 4,370 |
| Additional noninterest expense | $582,000 | 2,778 |
| Pre-tax net operating income | $-925,000 | 7,393 |
| Securities gains (losses) | $-671,000 | 7,852 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,596,000 | 7,587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,596,000 | 7,588 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,596,000 | 7,588 |
| Net charge-offs | $1,235,000 | 895 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-925,000 | 7,438 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 3,551 |
| Total interest expense | $1,576,000 | 5,054 |
| Net interest income | $7,292,000 | 2,953 |
| Provision for loan and lease losses | $1,180,000 | 3,240 |
| Total noninterest income | $958,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $349,000 | 3,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $609,000 | 2,882 |
| Total noninterest expense | $6,060,000 | 3,148 |
| Salaries and employee benefits | $2,994,000 | 3,182 |
| Premises and equipment expense | $577,000 | 3,977 |
| Additional noninterest expense | $2,489,000 | 2,744 |
| Pre-tax net operating income | $1,010,000 | 2,971 |
| Securities gains (losses) | $-3,240,000 | 7,856 |
| Applicable income taxes | $-1,189,000 | 7,340 |
| Income before extraordinary items | $-1,041,000 | 6,384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,041,000 | 6,384 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,041,000 | 6,384 |
| Net charge-offs | $627,000 | 3,502 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,032,600 | 2,665 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 3,585 |
| Total interest expense | $1,241,000 | 5,057 |
| Net interest income | $5,423,000 | 2,974 |
| Provision for loan and lease losses | $850,000 | 3,019 |
| Total noninterest income | $735,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $263,000 | 3,596 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $472,000 | 2,905 |
| Total noninterest expense | $4,729,000 | 3,067 |
| Salaries and employee benefits | $2,382,000 | 3,055 |
| Premises and equipment expense | $445,000 | 3,944 |
| Additional noninterest expense | $1,902,000 | 2,673 |
| Pre-tax net operating income | $579,000 | 3,662 |
| Securities gains (losses) | $-485,000 | 7,749 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $54,000 | 5,542 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $54,000 | 5,542 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $54,000 | 5,542 |
| Net charge-offs | $523,000 | 2,979 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,400 | 4,093 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 3,643 |
| Total interest expense | $875,000 | 5,058 |
| Net interest income | $3,528,000 | 3,020 |
| Provision for loan and lease losses | $495,000 | 2,986 |
| Total noninterest income | $486,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $320,000 | 2,893 |
| Total noninterest expense | $3,154,000 | 3,090 |
| Salaries and employee benefits | $1,642,000 | 3,014 |
| Premises and equipment expense | $281,000 | 4,127 |
| Additional noninterest expense | $1,231,000 | 2,754 |
| Pre-tax net operating income | $365,000 | 3,847 |
| Securities gains (losses) | $45,000 | 1,968 |
| Applicable income taxes | $42,000 | 3,265 |
| Income before extraordinary items | $368,000 | 3,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 3,621 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $368,000 | 3,622 |
| Net charge-offs | $424,000 | 2,538 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $327,500 | 3,699 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,702 |
| Total interest expense | $468,000 | 5,008 |
| Net interest income | $1,714,000 | 3,086 |
| Provision for loan and lease losses | $435,000 | 1,927 |
| Total noninterest income | $239,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $1,564,000 | 3,029 |
| Salaries and employee benefits | $854,000 | 2,935 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $565,000 | 2,697 |
| Pre-tax net operating income | $-46,000 | 6,484 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-41,000 | 6,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-41,000 | 6,619 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-41,000 | 6,619 |
| Net charge-offs | $417,000 | 1,505 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-46,000 | 6,525 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,140,000 | 3,763 |
| Total interest expense | $2,194,000 | 5,081 |
| Net interest income | $6,946,000 | 3,074 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $887,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $319,000 | 3,904 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $568,000 | 2,982 |
| Total noninterest expense | $6,049,000 | 3,053 |
| Salaries and employee benefits | $3,253,000 | 3,033 |
| Premises and equipment expense | $605,000 | 3,910 |
| Additional noninterest expense | $2,191,000 | 2,631 |
| Pre-tax net operating income | $1,724,000 | 2,777 |
| Securities gains (losses) | $-295,000 | 7,422 |
| Applicable income taxes | $313,000 | 2,348 |
| Income before extraordinary items | $1,116,000 | 3,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,116,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 3,535 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,346,100 | 2,858 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 3,801 |
| Total interest expense | $1,727,000 | 5,088 |
| Net interest income | $5,192,000 | 3,104 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $660,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $233,000 | 3,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $427,000 | 3,078 |
| Total noninterest expense | $4,448,000 | 3,083 |
| Salaries and employee benefits | $2,428,000 | 3,074 |
| Premises and equipment expense | $449,000 | 3,947 |
| Additional noninterest expense | $1,571,000 | 2,657 |
| Pre-tax net operating income | $1,404,000 | 2,976 |
| Securities gains (losses) | $201,000 | 618 |
| Applicable income taxes | $387,000 | 2,197 |
| Income before extraordinary items | $1,218,000 | 2,731 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,218,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,018 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,065,240 | 3,129 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 3,843 |
| Total interest expense | $1,258,000 | 4,990 |
| Net interest income | $3,379,000 | 3,164 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $431,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $155,000 | 3,992 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $276,000 | 3,168 |
| Total noninterest expense | $3,015,000 | 3,042 |
| Salaries and employee benefits | $1,649,000 | 3,055 |
| Premises and equipment expense | $313,000 | 3,842 |
| Additional noninterest expense | $1,053,000 | 2,619 |
| Pre-tax net operating income | $795,000 | 3,442 |
| Securities gains (losses) | $195,000 | 628 |
| Applicable income taxes | $269,000 | 2,339 |
| Income before extraordinary items | $721,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,975 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $578,650 | 3,663 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 3,926 |
| Total interest expense | $699,000 | 4,879 |
| Net interest income | $1,618,000 | 3,288 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $197,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $1,509,000 | 3,041 |
| Salaries and employee benefits | $831,000 | 3,061 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $549,000 | 2,501 |
| Pre-tax net operating income | $306,000 | 4,103 |
| Securities gains (losses) | $191,000 | 457 |
| Applicable income taxes | $135,000 | 2,445 |
| Income before extraordinary items | $362,000 | 3,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,570 | 4,339 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,267,000 | 3,715 |
| Total interest expense | $3,114,000 | 4,684 |
| Net interest income | $7,153,000 | 3,045 |
| Provision for loan and lease losses | $-125,000 | 8,402 |
| Total noninterest income | $889,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $282,000 | 4,200 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $607,000 | 2,980 |
| Total noninterest expense | $6,161,000 | 2,898 |
| Salaries and employee benefits | $3,391,000 | 2,898 |
| Premises and equipment expense | $651,000 | 3,626 |
| Additional noninterest expense | $2,119,000 | 2,528 |
| Pre-tax net operating income | $2,006,000 | 3,308 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $488,000 | 2,768 |
| Income before extraordinary items | $1,531,000 | 3,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,531,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-427,000 | 8,493 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,521,120 | 3,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 3,858 |
| Total interest expense | $2,309,000 | 4,728 |
| Net interest income | $4,954,000 | 3,258 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $640,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $430,000 | 3,077 |
| Total noninterest expense | $4,481,000 | 2,956 |
| Salaries and employee benefits | $2,447,000 | 2,988 |
| Premises and equipment expense | $477,000 | 3,678 |
| Additional noninterest expense | $1,557,000 | 2,530 |
| Pre-tax net operating income | $1,113,000 | 4,122 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $234,000 | 3,509 |
| Income before extraordinary items | $872,000 | 4,179 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $872,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-429,000 | 8,517 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $877,530 | 4,157 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,898 |
| Total interest expense | $1,514,000 | 4,766 |
| Net interest income | $3,285,000 | 3,295 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $425,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $288,000 | 3,091 |
| Total noninterest expense | $3,005,000 | 2,972 |
| Salaries and employee benefits | $1,660,000 | 2,974 |
| Premises and equipment expense | $307,000 | 3,793 |
| Additional noninterest expense | $1,038,000 | 2,541 |
| Pre-tax net operating income | $705,000 | 4,295 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $140,000 | 3,733 |
| Income before extraordinary items | $578,000 | 4,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $578,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,453 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $567,470 | 4,270 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 3,822 |
| Total interest expense | $754,000 | 4,768 |
| Net interest income | $1,705,000 | 3,187 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $206,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $1,521,000 | 2,948 |
| Salaries and employee benefits | $879,000 | 2,844 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $473,000 | 2,738 |
| Pre-tax net operating income | $390,000 | 4,051 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $80,000 | 3,578 |
| Income before extraordinary items | $317,000 | 4,044 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $317,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,523 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $311,400 | 4,066 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 3,805 |
| Total interest expense | $2,305,000 | 5,036 |
| Net interest income | $6,875,000 | 3,154 |
| Provision for loan and lease losses | $-300,000 | 8,567 |
| Total noninterest income | $709,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $204,000 | 4,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $505,000 | 3,322 |
| Total noninterest expense | $5,581,000 | 3,051 |
| Salaries and employee benefits | $3,002,000 | 3,130 |
| Premises and equipment expense | $613,000 | 3,699 |
| Additional noninterest expense | $1,966,000 | 2,603 |
| Pre-tax net operating income | $2,303,000 | 3,331 |
| Securities gains (losses) | $-88,000 | 8,158 |
| Applicable income taxes | $617,000 | 2,852 |
| Income before extraordinary items | $1,598,000 | 3,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,598,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,661,360 | 3,520 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 3,819 |
| Total interest expense | $1,620,000 | 5,140 |
| Net interest income | $5,184,000 | 3,165 |
| Provision for loan and lease losses | $-411,000 | 8,657 |
| Total noninterest income | $527,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $149,000 | 5,050 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 3,301 |
| Total noninterest expense | $4,168,000 | 3,058 |
| Salaries and employee benefits | $2,144,000 | 3,264 |
| Premises and equipment expense | $399,000 | 4,119 |
| Additional noninterest expense | $1,625,000 | 2,378 |
| Pre-tax net operating income | $1,954,000 | 3,170 |
| Securities gains (losses) | $-95,000 | 8,385 |
| Applicable income taxes | $541,000 | 2,749 |
| Income before extraordinary items | $1,318,000 | 3,505 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,318,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,385,450 | 3,366 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 3,787 |
| Total interest expense | $997,000 | 5,228 |
| Net interest income | $3,506,000 | 3,128 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $346,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 3,342 |
| Total noninterest expense | $2,700,000 | 3,137 |
| Salaries and employee benefits | $1,439,000 | 3,254 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $1,012,000 | 2,530 |
| Pre-tax net operating income | $1,152,000 | 3,452 |
| Securities gains (losses) | $-102,000 | 8,544 |
| Applicable income taxes | $288,000 | 3,101 |
| Income before extraordinary items | $762,000 | 3,853 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $762,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $836,460 | 3,625 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 3,801 |
| Total interest expense | $470,000 | 5,284 |
| Net interest income | $1,733,000 | 3,157 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,511 |
| Total noninterest expense | $1,355,000 | 3,152 |
| Salaries and employee benefits | $729,000 | 3,224 |
| Premises and equipment expense | $270,000 | 2,304 |
| Additional noninterest expense | $356,000 | 3,419 |
| Pre-tax net operating income | $537,000 | 3,578 |
| Securities gains (losses) | $-60,000 | 8,596 |
| Applicable income taxes | $121,000 | 3,335 |
| Income before extraordinary items | $356,000 | 3,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $401,000 | 3,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,237,000 | 3,676 |
| Total interest expense | $1,549,000 | 5,148 |
| Net interest income | $6,688,000 | 3,153 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $664,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $189,000 | 5,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $475,000 | 3,462 |
| Total noninterest expense | $5,143,000 | 3,159 |
| Salaries and employee benefits | $2,557,000 | 3,415 |
| Premises and equipment expense | $493,000 | 4,226 |
| Additional noninterest expense | $2,093,000 | 2,381 |
| Pre-tax net operating income | $2,209,000 | 3,450 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $635,000 | 2,985 |
| Income before extraordinary items | $1,568,000 | 3,681 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,568,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,353 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,572,260 | 3,652 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,683 |
| Total interest expense | $1,096,000 | 5,181 |
| Net interest income | $4,948,000 | 3,175 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $496,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 5,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $354,000 | 3,507 |
| Total noninterest expense | $3,759,000 | 3,206 |
| Salaries and employee benefits | $1,771,000 | 3,612 |
| Premises and equipment expense | $390,000 | 4,042 |
| Additional noninterest expense | $1,598,000 | 2,310 |
| Pre-tax net operating income | $1,685,000 | 3,470 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $487,000 | 2,998 |
| Income before extraordinary items | $1,189,000 | 3,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,189,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 972 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,195,390 | 3,641 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,665 |
| Total interest expense | $690,000 | 5,191 |
| Net interest income | $3,268,000 | 3,180 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $90,000 | 5,257 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $230,000 | 3,519 |
| Total noninterest expense | $2,482,000 | 3,217 |
| Salaries and employee benefits | $1,167,000 | 3,644 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $1,063,000 | 2,294 |
| Pre-tax net operating income | $1,106,000 | 3,451 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $318,000 | 2,999 |
| Income before extraordinary items | $778,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $778,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 617 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $785,100 | 3,628 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,607 |
| Total interest expense | $335,000 | 5,169 |
| Net interest income | $1,658,000 | 3,124 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $163,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $1,158,000 | 3,407 |
| Salaries and employee benefits | $588,000 | 3,625 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $457,000 | 2,648 |
| Pre-tax net operating income | $663,000 | 2,990 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $194,000 | 2,651 |
| Income before extraordinary items | $468,000 | 3,205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $468,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $468,710 | 3,163 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,479,000 | 3,601 |
| Total interest expense | $1,081,000 | 5,438 |
| Net interest income | $6,398,000 | 3,120 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $694,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $195,000 | 5,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $499,000 | 3,306 |
| Total noninterest expense | $4,451,000 | 3,446 |
| Salaries and employee benefits | $2,183,000 | 3,715 |
| Premises and equipment expense | $767,000 | 2,898 |
| Additional noninterest expense | $1,501,000 | 3,117 |
| Pre-tax net operating income | $2,641,000 | 2,859 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $820,000 | 2,488 |
| Income before extraordinary items | $1,815,000 | 3,166 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,815,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,560 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,819,140 | 3,098 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 3,648 |
| Total interest expense | $791,000 | 5,474 |
| Net interest income | $4,704,000 | 3,155 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $520,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $147,000 | 5,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $373,000 | 3,322 |
| Total noninterest expense | $3,246,000 | 3,499 |
| Salaries and employee benefits | $1,554,000 | 3,851 |
| Premises and equipment expense | $548,000 | 3,007 |
| Additional noninterest expense | $1,144,000 | 3,073 |
| Pre-tax net operating income | $1,978,000 | 2,905 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $614,000 | 2,533 |
| Income before extraordinary items | $1,361,000 | 3,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,361,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,191 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,363,070 | 3,136 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,618 |
| Total interest expense | $526,000 | 5,508 |
| Net interest income | $3,163,000 | 3,133 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $321,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $2,166,000 | 3,518 |
| Salaries and employee benefits | $1,040,000 | 3,861 |
| Premises and equipment expense | $360,000 | 3,058 |
| Additional noninterest expense | $766,000 | 3,063 |
| Pre-tax net operating income | $1,318,000 | 2,879 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $408,000 | 2,522 |
| Income before extraordinary items | $910,000 | 3,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $910,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,885 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $910,000 | 3,090 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 3,718 |
| Total interest expense | $273,000 | 5,460 |
| Net interest income | $1,520,000 | 3,222 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $99,000 | 3,738 |
| Total noninterest expense | $1,080,000 | 3,542 |
| Salaries and employee benefits | $521,000 | 3,879 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $427,000 | 2,726 |
| Pre-tax net operating income | $583,000 | 3,149 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $177,000 | 2,786 |
| Income before extraordinary items | $412,000 | 3,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 9,015 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $407,800 | 3,343 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 3,784 |
| Total interest expense | $1,448,000 | 4,977 |
| Net interest income | $5,636,000 | 3,356 |
| Provision for loan and lease losses | $275,000 | 3,362 |
| Total noninterest income | $706,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $553,000 | 3,406 |
| Total noninterest expense | $4,019,000 | 3,709 |
| Salaries and employee benefits | $2,075,000 | 3,812 |
| Premises and equipment expense | $469,000 | 4,260 |
| Additional noninterest expense | $1,475,000 | 3,135 |
| Pre-tax net operating income | $2,048,000 | 3,345 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $593,000 | 3,081 |
| Income before extraordinary items | $1,475,000 | 3,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,475,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $128,000 | 5,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,460,800 | 3,471 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 3,847 |
| Total interest expense | $1,150,000 | 4,935 |
| Net interest income | $4,143,000 | 3,419 |
| Provision for loan and lease losses | $275,000 | 2,660 |
| Total noninterest income | $440,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 3,857 |
| Total noninterest expense | $2,857,000 | 3,844 |
| Salaries and employee benefits | $1,429,000 | 4,082 |
| Premises and equipment expense | $339,000 | 4,359 |
| Additional noninterest expense | $1,089,000 | 3,159 |
| Pre-tax net operating income | $1,451,000 | 3,584 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $430,000 | 3,304 |
| Income before extraordinary items | $1,031,000 | 3,912 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,031,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,023,900 | 3,765 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 3,861 |
| Total interest expense | $811,000 | 4,884 |
| Net interest income | $2,726,000 | 3,460 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $302,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $184,000 | 4,181 |
| Total noninterest expense | $1,843,000 | 3,924 |
| Salaries and employee benefits | $946,000 | 4,093 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $669,000 | 3,372 |
| Pre-tax net operating income | $1,110,000 | 3,267 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $348,000 | 2,960 |
| Income before extraordinary items | $772,000 | 3,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $772,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $765,100 | 3,430 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,890 |
| Total interest expense | $422,000 | 4,876 |
| Net interest income | $1,342,000 | 3,487 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $901,000 | 3,982 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $109,000 | 4,452 |
| Additional noninterest expense | $314,000 | 3,528 |
| Pre-tax net operating income | $496,000 | 3,513 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $382,000 | 3,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $374,500 | 3,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 3,835 |
| Total interest expense | $2,063,000 | 4,688 |
| Net interest income | $5,432,000 | 3,409 |
| Provision for loan and lease losses | $610,000 | 2,028 |
| Total noninterest income | $812,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $197,000 | 5,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 2,921 |
| Total noninterest expense | $3,840,000 | 3,673 |
| Salaries and employee benefits | $2,034,000 | 3,677 |
| Premises and equipment expense | $472,000 | 4,109 |
| Additional noninterest expense | $1,334,000 | 3,286 |
| Pre-tax net operating income | $1,794,000 | 3,662 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $537,000 | 3,321 |
| Income before extraordinary items | $1,274,000 | 3,927 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,274,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 9,111 |
| Cash dividends | $88,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,262,100 | 3,850 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 3,841 |
| Total interest expense | $3,706,000 | 4,035 |
| Net interest income | $4,735,000 | 3,598 |
| Provision for loan and lease losses | $1,271,000 | 1,037 |
| Total noninterest income | $378,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $180,000 | 5,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $3,437,000 | 3,880 |
| Salaries and employee benefits | $1,812,000 | 3,898 |
| Premises and equipment expense | $421,000 | 4,434 |
| Additional noninterest expense | $1,204,000 | 3,490 |
| Pre-tax net operating income | $405,000 | 6,958 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $405,000 | 6,548 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $405,000 | 6,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,528 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $405,000 | 6,422 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 4,252 |
| Total interest expense | $3,577,000 | 4,321 |
| Net interest income | $4,132,000 | 4,072 |
| Provision for loan and lease losses | $590,000 | 1,652 |
| Total noninterest income | $268,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $148,000 | 5,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $3,217,000 | 3,987 |
| Salaries and employee benefits | $1,658,000 | 4,031 |
| Premises and equipment expense | $419,000 | 4,357 |
| Additional noninterest expense | $1,140,000 | 3,600 |
| Pre-tax net operating income | $593,000 | 6,614 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $-59,000 | 9,506 |
| Income before extraordinary items | $645,000 | 5,643 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $645,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $652,000 | 5,619 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 4,314 |
| Total interest expense | $3,120,000 | 4,460 |
| Net interest income | $4,047,000 | 4,132 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $147,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $3,110,000 | 4,088 |
| Salaries and employee benefits | $1,520,000 | 4,291 |
| Premises and equipment expense | $434,000 | 4,241 |
| Additional noninterest expense | $1,156,000 | 3,561 |
| Pre-tax net operating income | $884,000 | 5,652 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $203,000 | 5,680 |
| Income before extraordinary items | $681,000 | 5,539 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $681,000 | 5,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $681,000 | 5,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 4,479 |
| Total interest expense | $3,138,000 | 4,554 |
| Net interest income | $3,705,000 | 4,385 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $129,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $92,000 | 7,021 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $2,907,000 | 4,244 |
| Salaries and employee benefits | $1,446,000 | 4,363 |
| Premises and equipment expense | $426,000 | 4,209 |
| Additional noninterest expense | $1,035,000 | 3,848 |
| Pre-tax net operating income | $877,000 | 5,817 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $141,000 | 6,963 |
| Income before extraordinary items | $736,000 | 5,462 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $736,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $736,000 | 5,353 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,848 |
| Total interest expense | $2,943,000 | 4,800 |
| Net interest income | $3,408,000 | 4,824 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $81,000 | 7,630 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $2,671,000 | 4,519 |
| Salaries and employee benefits | $1,273,000 | 4,856 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $1,015,000 | 3,848 |
| Pre-tax net operating income | $811,000 | 6,500 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $685,000 | 5,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $685,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $685,000 | 5,924 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,714 |
| Total interest expense | $2,310,000 | 5,835 |
| Net interest income | $2,948,000 | 5,506 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $1,915,000 | 6,127 |
| Salaries and employee benefits | $1,078,000 | 5,666 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $536,000 | 6,795 |
| Pre-tax net operating income | $1,126,000 | 5,328 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $273,000 | 6,139 |
| Income before extraordinary items | $853,000 | 5,065 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $853,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $853,000 | 5,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 5,706 |
| Total interest expense | $2,075,000 | 6,310 |
| Net interest income | $3,260,000 | 5,160 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $1,833,000 | 6,384 |
| Salaries and employee benefits | $1,055,000 | 5,792 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $505,000 | 7,217 |
| Pre-tax net operating income | $1,521,000 | 4,408 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $453,000 | 4,507 |
| Income before extraordinary items | $1,068,000 | 4,351 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,068,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,068,000 | 4,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 5,501 |
| Total interest expense | $2,128,000 | 5,323 |
| Net interest income | $3,060,000 | 5,538 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $2,002,000 | 6,191 |
| Salaries and employee benefits | $1,049,000 | 5,855 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $1,160,000 | 5,369 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $311,000 | 5,743 |
| Income before extraordinary items | $849,000 | 5,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $849,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $849,000 | 5,172 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,557 |
| Total interest expense | $2,030,000 | 5,761 |
| Net interest income | $3,198,000 | 5,356 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,766,000 | 6,987 |
| Salaries and employee benefits | $985,000 | 6,216 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $519,000 | 8,037 |
| Pre-tax net operating income | $1,526,000 | 4,252 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $480,000 | 4,328 |
| Income before extraordinary items | $1,046,000 | 4,528 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,046,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,046,000 | 4,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 5,877 |
| Total interest expense | $2,532,000 | 5,931 |
| Net interest income | $2,995,000 | 5,722 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,741,000 | 7,149 |
| Salaries and employee benefits | $966,000 | 6,224 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $519,000 | 8,275 |
| Pre-tax net operating income | $1,373,000 | 4,398 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $435,000 | 4,498 |
| Income before extraordinary items | $938,000 | 4,768 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $938,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $938,000 | 4,450 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.