Home > Bank of Ringgold > Income and Expense
Bank of Ringgold, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,776 |
| Total interest expense | $100,000 | 5,724 |
| Net interest income | $1,251,000 | 5,749 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $285,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $109,000 | 4,595 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $176,000 | 4,594 |
| Total noninterest expense | $2,025,000 | 5,039 |
| Salaries and employee benefits | $1,161,000 | 4,933 |
| Premises and equipment expense | $199,000 | 5,099 |
| Additional noninterest expense | $665,000 | 5,014 |
| Pre-tax net operating income | $-489,000 | 6,038 |
| Securities gains (losses) | $55,000 | 1,585 |
| Applicable income taxes | $-167,000 | 6,031 |
| Income before extraordinary items | $-267,000 | 6,005 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-267,000 | 6,006 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-267,000 | 6,006 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $23,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-302,200 | 6,005 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 5,847 |
| Total interest expense | $76,000 | 5,795 |
| Net interest income | $949,000 | 5,814 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $208,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $80,000 | 4,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,658 |
| Total noninterest expense | $1,337,000 | 5,255 |
| Salaries and employee benefits | $709,000 | 5,276 |
| Premises and equipment expense | $151,000 | 5,139 |
| Additional noninterest expense | $477,000 | 5,133 |
| Pre-tax net operating income | $-180,000 | 6,086 |
| Securities gains (losses) | $59,000 | 1,366 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-121,000 | 6,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-121,000 | 6,075 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-121,000 | 6,075 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-180,000 | 6,087 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $692,000 | 5,895 |
| Total interest expense | $51,000 | 5,854 |
| Net interest income | $641,000 | 5,868 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $141,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 4,673 |
| Total noninterest expense | $748,000 | 5,542 |
| Salaries and employee benefits | $445,000 | 5,412 |
| Premises and equipment expense | $102,000 | 5,166 |
| Additional noninterest expense | $201,000 | 5,733 |
| Pre-tax net operating income | $34,000 | 5,872 |
| Securities gains (losses) | $58,000 | 1,150 |
| Applicable income taxes | $31,000 | 3,672 |
| Income before extraordinary items | $61,000 | 5,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 5,798 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $61,000 | 5,799 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $22,720 | 5,911 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 5,939 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $325,000 | 5,907 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 4,708 |
| Total noninterest expense | $362,000 | 5,632 |
| Salaries and employee benefits | $216,000 | 5,496 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $94,000 | 5,860 |
| Pre-tax net operating income | $32,000 | 5,769 |
| Securities gains (losses) | $25,000 | 1,138 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $38,000 | 5,714 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $38,000 | 5,714 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $38,000 | 5,715 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $21,250 | 5,843 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 5,978 |
| Total interest expense | $115,000 | 5,978 |
| Net interest income | $1,380,000 | 5,942 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $485,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,738 |
| Total noninterest expense | $1,682,000 | 5,514 |
| Salaries and employee benefits | $967,000 | 5,418 |
| Premises and equipment expense | $209,000 | 5,289 |
| Additional noninterest expense | $506,000 | 5,632 |
| Pre-tax net operating income | $183,000 | 5,703 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $169,000 | 3,084 |
| Income before extraordinary items | $14,000 | 6,083 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $14,000 | 6,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $14,000 | 6,084 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $23,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,000 | 6,063 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 6,066 |
| Total interest expense | $88,000 | 6,052 |
| Net interest income | $1,011,000 | 6,029 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $413,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $324,000 | 3,527 |
| Total noninterest expense | $1,151,000 | 5,697 |
| Salaries and employee benefits | $621,000 | 5,682 |
| Premises and equipment expense | $158,000 | 5,339 |
| Additional noninterest expense | $372,000 | 5,702 |
| Pre-tax net operating income | $273,000 | 5,428 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $93,000 | 3,331 |
| Income before extraordinary items | $180,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 5,633 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $180,000 | 5,634 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $180,000 | 5,593 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,125 |
| Total interest expense | $60,000 | 6,091 |
| Net interest income | $660,000 | 6,092 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $345,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $285,000 | 3,110 |
| Total noninterest expense | $766,000 | 5,741 |
| Salaries and employee benefits | $412,000 | 5,740 |
| Premises and equipment expense | $104,000 | 5,391 |
| Additional noninterest expense | $250,000 | 5,720 |
| Pre-tax net operating income | $239,000 | 5,153 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $81,000 | 3,172 |
| Income before extraordinary items | $158,000 | 5,434 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $158,000 | 5,435 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $158,000 | 5,436 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $158,000 | 5,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 6,251 |
| Total interest expense | $30,000 | 6,165 |
| Net interest income | $302,000 | 6,231 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $77,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $377,000 | 5,833 |
| Salaries and employee benefits | $203,000 | 5,815 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $120,000 | 5,827 |
| Pre-tax net operating income | $2,000 | 6,184 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,000 | 6,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,213 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,000 | 6,215 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,000 | 6,194 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,242 |
| Total interest expense | $131,000 | 6,271 |
| Net interest income | $1,338,000 | 6,195 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $343,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $139,000 | 4,713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,591 |
| Total noninterest expense | $1,704,000 | 5,702 |
| Salaries and employee benefits | $1,043,000 | 5,466 |
| Premises and equipment expense | $203,000 | 5,521 |
| Additional noninterest expense | $458,000 | 5,957 |
| Pre-tax net operating income | $-23,000 | 6,233 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-96,000 | 6,477 |
| Income before extraordinary items | $73,000 | 6,073 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 6,074 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $73,000 | 6,076 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $23,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $73,000 | 6,027 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 6,252 |
| Total interest expense | $99,000 | 6,353 |
| Net interest income | $1,054,000 | 6,201 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $261,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $1,142,000 | 5,899 |
| Salaries and employee benefits | $637,000 | 5,833 |
| Premises and equipment expense | $158,000 | 5,513 |
| Additional noninterest expense | $347,000 | 5,981 |
| Pre-tax net operating income | $173,000 | 5,757 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $59,000 | 3,632 |
| Income before extraordinary items | $114,000 | 5,956 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $114,000 | 5,958 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $114,000 | 5,958 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $114,000 | 5,897 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 6,269 |
| Total interest expense | $66,000 | 6,414 |
| Net interest income | $718,000 | 6,205 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $155,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,862 |
| Total noninterest expense | $772,000 | 5,904 |
| Salaries and employee benefits | $425,000 | 5,881 |
| Premises and equipment expense | $108,000 | 5,483 |
| Additional noninterest expense | $239,000 | 5,957 |
| Pre-tax net operating income | $101,000 | 5,816 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $34,000 | 3,695 |
| Income before extraordinary items | $67,000 | 6,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,038 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $67,000 | 6,039 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $67,000 | 5,953 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 6,303 |
| Total interest expense | $31,000 | 6,532 |
| Net interest income | $370,000 | 6,206 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $77,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $390,000 | 5,954 |
| Salaries and employee benefits | $211,000 | 5,935 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $125,000 | 5,961 |
| Pre-tax net operating income | $57,000 | 5,765 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $38,000 | 6,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $38,000 | 6,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $38,000 | 6,011 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $38,000 | 5,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 6,311 |
| Total interest expense | $136,000 | 6,679 |
| Net interest income | $1,615,000 | 6,182 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $316,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $122,000 | 5,125 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $194,000 | 4,635 |
| Total noninterest expense | $1,541,000 | 6,054 |
| Salaries and employee benefits | $855,000 | 5,984 |
| Premises and equipment expense | $198,000 | 5,728 |
| Additional noninterest expense | $488,000 | 6,105 |
| Pre-tax net operating income | $390,000 | 5,182 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $149,000 | 3,222 |
| Income before extraordinary items | $241,000 | 5,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $241,000 | 5,653 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $241,000 | 5,654 |
| Net charge-offs | $39,000 | 5,077 |
| Cash dividends | $23,000 | 4,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $241,000 | 5,468 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 6,398 |
| Total interest expense | $103,000 | 6,798 |
| Net interest income | $1,226,000 | 6,271 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $242,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $90,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,619 |
| Total noninterest expense | $1,157,000 | 6,107 |
| Salaries and employee benefits | $641,000 | 6,019 |
| Premises and equipment expense | $156,000 | 5,718 |
| Additional noninterest expense | $360,000 | 6,178 |
| Pre-tax net operating income | $311,000 | 5,266 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $106,000 | 3,335 |
| Income before extraordinary items | $205,000 | 5,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $205,000 | 5,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 5,697 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $205,000 | 5,523 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 6,441 |
| Total interest expense | $69,000 | 6,871 |
| Net interest income | $827,000 | 6,297 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $151,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,807 |
| Total noninterest expense | $775,000 | 6,149 |
| Salaries and employee benefits | $427,000 | 6,061 |
| Premises and equipment expense | $105,000 | 5,725 |
| Additional noninterest expense | $243,000 | 6,208 |
| Pre-tax net operating income | $203,000 | 5,296 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $68,000 | 3,346 |
| Income before extraordinary items | $135,000 | 5,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $135,000 | 5,726 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $135,000 | 5,543 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 6,511 |
| Total interest expense | $36,000 | 6,922 |
| Net interest income | $408,000 | 6,360 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $76,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $382,000 | 6,219 |
| Salaries and employee benefits | $214,000 | 6,105 |
| Premises and equipment expense | $50,000 | 5,849 |
| Additional noninterest expense | $118,000 | 6,284 |
| Pre-tax net operating income | $102,000 | 5,372 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $67,000 | 5,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $67,000 | 5,790 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $67,000 | 5,790 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $67,000 | 5,639 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 6,639 |
| Total interest expense | $177,000 | 6,978 |
| Net interest income | $1,525,000 | 6,506 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $287,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $162,000 | 4,752 |
| Total noninterest expense | $1,585,000 | 6,222 |
| Salaries and employee benefits | $911,000 | 6,037 |
| Premises and equipment expense | $208,000 | 5,938 |
| Additional noninterest expense | $466,000 | 6,367 |
| Pre-tax net operating income | $227,000 | 5,432 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $32,000 | 3,941 |
| Income before extraordinary items | $195,000 | 5,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $195,000 | 5,580 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $195,000 | 5,580 |
| Net charge-offs | $60,000 | 5,376 |
| Cash dividends | $22,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $195,000 | 5,459 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 6,700 |
| Total interest expense | $138,000 | 7,053 |
| Net interest income | $1,143,000 | 6,561 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $218,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $96,000 | 5,183 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $122,000 | 4,847 |
| Total noninterest expense | $1,121,000 | 6,359 |
| Salaries and employee benefits | $610,000 | 6,263 |
| Premises and equipment expense | $162,000 | 5,919 |
| Additional noninterest expense | $349,000 | 6,423 |
| Pre-tax net operating income | $240,000 | 5,320 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $82,000 | 3,347 |
| Income before extraordinary items | $158,000 | 5,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $158,000 | 5,676 |
| Net charge-offs | $65,000 | 4,794 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $158,000 | 5,539 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 6,773 |
| Total interest expense | $96,000 | 7,114 |
| Net interest income | $754,000 | 6,620 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $144,000 | 5,369 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $63,000 | 5,201 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 4,876 |
| Total noninterest expense | $741,000 | 6,429 |
| Salaries and employee benefits | $403,000 | 6,335 |
| Premises and equipment expense | $104,000 | 6,026 |
| Additional noninterest expense | $234,000 | 6,483 |
| Pre-tax net operating income | $157,000 | 5,365 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $53,000 | 3,328 |
| Income before extraordinary items | $104,000 | 5,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $104,000 | 5,666 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $104,000 | 5,667 |
| Net charge-offs | $73,000 | 4,143 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $104,000 | 5,583 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 6,823 |
| Total interest expense | $54,000 | 7,112 |
| Net interest income | $369,000 | 6,678 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,037 |
| Total noninterest expense | $369,000 | 6,488 |
| Salaries and employee benefits | $200,000 | 6,394 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $71,000 | 5,476 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $48,000 | 5,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $48,000 | 5,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $48,000 | 5,740 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $48,000 | 5,701 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 6,862 |
| Total interest expense | $256,000 | 7,186 |
| Net interest income | $1,530,000 | 6,695 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $301,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $150,000 | 4,896 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $151,000 | 4,968 |
| Total noninterest expense | $1,565,000 | 6,452 |
| Salaries and employee benefits | $887,000 | 6,249 |
| Premises and equipment expense | $227,000 | 5,974 |
| Additional noninterest expense | $451,000 | 6,663 |
| Pre-tax net operating income | $266,000 | 4,999 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $85,000 | 3,340 |
| Income before extraordinary items | $181,000 | 5,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $181,000 | 5,353 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $181,000 | 5,355 |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $22,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $181,000 | 5,212 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,977 |
| Total interest expense | $195,000 | 7,298 |
| Net interest income | $1,136,000 | 6,794 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $234,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $112,000 | 5,057 |
| Total noninterest expense | $1,143,000 | 6,549 |
| Salaries and employee benefits | $624,000 | 6,421 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $341,000 | 6,704 |
| Pre-tax net operating income | $227,000 | 5,148 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $77,000 | 3,289 |
| Income before extraordinary items | $150,000 | 5,503 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $150,000 | 5,504 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $150,000 | 5,504 |
| Net charge-offs | $16,000 | 6,096 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $150,000 | 5,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,074 |
| Total interest expense | $133,000 | 7,368 |
| Net interest income | $736,000 | 6,876 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $146,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $750,000 | 6,616 |
| Salaries and employee benefits | $410,000 | 6,499 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $223,000 | 6,768 |
| Pre-tax net operating income | $132,000 | 5,309 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $87,000 | 5,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 5,635 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $87,000 | 5,634 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,000 | 5,514 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,224 |
| Total interest expense | $68,000 | 7,462 |
| Net interest income | $344,000 | 7,037 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $371,000 | 6,717 |
| Salaries and employee benefits | $201,000 | 6,619 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $30,000 | 5,919 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $20,000 | 6,128 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 7,154 |
| Total interest expense | $372,000 | 7,407 |
| Net interest income | $1,503,000 | 6,909 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $267,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $131,000 | 5,359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $1,543,000 | 6,736 |
| Salaries and employee benefits | $861,000 | 6,555 |
| Premises and equipment expense | $236,000 | 6,186 |
| Additional noninterest expense | $446,000 | 6,948 |
| Pre-tax net operating income | $227,000 | 4,726 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $220,000 | 4,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $220,000 | 4,745 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $220,000 | 4,746 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $22,000 | 4,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $220,000 | 4,677 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 7,198 |
| Total interest expense | $295,000 | 7,475 |
| Net interest income | $1,136,000 | 6,931 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $187,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $99,000 | 5,379 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $88,000 | 5,568 |
| Total noninterest expense | $1,044,000 | 6,961 |
| Salaries and employee benefits | $557,000 | 6,883 |
| Premises and equipment expense | $168,000 | 6,332 |
| Additional noninterest expense | $319,000 | 7,046 |
| Pre-tax net operating income | $279,000 | 4,610 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $95,000 | 2,910 |
| Income before extraordinary items | $184,000 | 4,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $184,000 | 4,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $184,000 | 4,915 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,000 | 4,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,257 |
| Total interest expense | $208,000 | 7,543 |
| Net interest income | $756,000 | 6,966 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $64,000 | 5,441 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $692,000 | 7,025 |
| Salaries and employee benefits | $371,000 | 6,960 |
| Premises and equipment expense | $110,000 | 6,418 |
| Additional noninterest expense | $211,000 | 7,097 |
| Pre-tax net operating income | $186,000 | 4,731 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $63,000 | 2,993 |
| Income before extraordinary items | $123,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 5,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $123,000 | 5,031 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $123,000 | 4,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,280 |
| Total interest expense | $114,000 | 7,533 |
| Net interest income | $379,000 | 6,973 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $328,000 | 7,111 |
| Salaries and employee benefits | $184,000 | 7,019 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $89,000 | 7,251 |
| Pre-tax net operating income | $106,000 | 4,967 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 7,193 |
| Total interest expense | $587,000 | 7,534 |
| Net interest income | $1,604,000 | 6,868 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $226,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $125,000 | 5,603 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $1,346,000 | 7,089 |
| Salaries and employee benefits | $747,000 | 7,036 |
| Premises and equipment expense | $201,000 | 6,669 |
| Additional noninterest expense | $398,000 | 7,054 |
| Pre-tax net operating income | $484,000 | 4,918 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $148,000 | 3,079 |
| Income before extraordinary items | $336,000 | 4,969 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $336,000 | 4,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,223 |
| Cash dividends | $22,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $336,000 | 5,134 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 7,271 |
| Total interest expense | $457,000 | 7,601 |
| Net interest income | $1,192,000 | 6,938 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $172,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $996,000 | 7,121 |
| Salaries and employee benefits | $548,000 | 7,090 |
| Premises and equipment expense | $149,000 | 6,721 |
| Additional noninterest expense | $299,000 | 7,058 |
| Pre-tax net operating income | $368,000 | 5,374 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $113,000 | 3,491 |
| Income before extraordinary items | $255,000 | 5,422 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $255,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,831 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $255,000 | 5,601 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,313 |
| Total interest expense | $306,000 | 7,687 |
| Net interest income | $810,000 | 6,939 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $115,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $64,000 | 5,604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $51,000 | 6,108 |
| Total noninterest expense | $655,000 | 7,195 |
| Salaries and employee benefits | $360,000 | 7,174 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $207,000 | 7,000 |
| Pre-tax net operating income | $270,000 | 5,415 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $190,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $190,000 | 5,618 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,300 |
| Total interest expense | $159,000 | 7,756 |
| Net interest income | $431,000 | 6,865 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $334,000 | 7,185 |
| Salaries and employee benefits | $182,000 | 7,171 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $109,000 | 6,916 |
| Pre-tax net operating income | $157,000 | 5,377 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $122,000 | 5,549 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $122,000 | 5,452 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 7,481 |
| Total interest expense | $664,000 | 7,718 |
| Net interest income | $1,439,000 | 7,202 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $219,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $1,221,000 | 7,328 |
| Salaries and employee benefits | $712,000 | 7,222 |
| Premises and equipment expense | $183,000 | 6,903 |
| Additional noninterest expense | $326,000 | 7,415 |
| Pre-tax net operating income | $437,000 | 6,168 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $85,000 | 4,587 |
| Income before extraordinary items | $352,000 | 6,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $352,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $22,000 | 5,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $352,000 | 6,219 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 7,541 |
| Total interest expense | $490,000 | 7,774 |
| Net interest income | $1,066,000 | 7,270 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $163,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 5,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 6,695 |
| Total noninterest expense | $882,000 | 7,381 |
| Salaries and employee benefits | $491,000 | 7,361 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $253,000 | 7,350 |
| Pre-tax net operating income | $347,000 | 6,375 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $229,000 | 6,660 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $229,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $229,000 | 6,646 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 7,594 |
| Total interest expense | $316,000 | 7,849 |
| Net interest income | $712,000 | 7,325 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $109,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $583,000 | 7,443 |
| Salaries and employee benefits | $325,000 | 7,419 |
| Premises and equipment expense | $89,000 | 6,968 |
| Additional noninterest expense | $169,000 | 7,366 |
| Pre-tax net operating income | $238,000 | 6,425 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $80,000 | 4,346 |
| Income before extraordinary items | $158,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $158,000 | 6,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,671 |
| Total interest expense | $142,000 | 7,985 |
| Net interest income | $363,000 | 7,322 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $298,000 | 7,441 |
| Salaries and employee benefits | $162,000 | 7,476 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $90,000 | 7,277 |
| Pre-tax net operating income | $125,000 | 6,357 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $83,000 | 6,659 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $83,000 | 6,651 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,619 |
| Total interest expense | $564,000 | 7,792 |
| Net interest income | $1,341,000 | 7,390 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $158,000 | 5,424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $1,185,000 | 7,411 |
| Salaries and employee benefits | $682,000 | 7,333 |
| Premises and equipment expense | $186,000 | 6,861 |
| Additional noninterest expense | $317,000 | 7,493 |
| Pre-tax net operating income | $385,000 | 6,830 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $110,000 | 4,896 |
| Income before extraordinary items | $275,000 | 7,011 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $275,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $23,000 | 5,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $275,000 | 7,007 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,689 |
| Total interest expense | $413,000 | 7,840 |
| Net interest income | $1,002,000 | 7,470 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $171,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $119,000 | 5,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,878 |
| Total noninterest expense | $856,000 | 7,497 |
| Salaries and employee benefits | $484,000 | 7,441 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $235,000 | 7,511 |
| Pre-tax net operating income | $317,000 | 6,938 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $108,000 | 4,852 |
| Income before extraordinary items | $209,000 | 7,173 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $209,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $209,000 | 7,164 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $934,000 | 7,711 |
| Total interest expense | $266,000 | 7,861 |
| Net interest income | $668,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $118,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $559,000 | 7,562 |
| Salaries and employee benefits | $322,000 | 7,491 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $149,000 | 7,621 |
| Pre-tax net operating income | $227,000 | 6,900 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $77,000 | 4,811 |
| Income before extraordinary items | $150,000 | 7,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $150,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $150,000 | 7,172 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,786 |
| Total interest expense | $132,000 | 7,831 |
| Net interest income | $316,000 | 7,627 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $278,000 | 7,596 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $102,000 | 7,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $68,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,000 | 7,226 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 7,769 |
| Total interest expense | $433,000 | 7,805 |
| Net interest income | $1,203,000 | 7,684 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $265,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $166,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,420 |
| Total noninterest expense | $1,206,000 | 7,392 |
| Salaries and employee benefits | $687,000 | 7,313 |
| Premises and equipment expense | $190,000 | 6,821 |
| Additional noninterest expense | $329,000 | 7,475 |
| Pre-tax net operating income | $262,000 | 7,519 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $60,000 | 5,741 |
| Income before extraordinary items | $202,000 | 7,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $202,000 | 7,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,495 |
| Cash dividends | $23,000 | 5,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $202,000 | 7,541 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,812 |
| Total interest expense | $316,000 | 7,814 |
| Net interest income | $892,000 | 7,736 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $170,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 5,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $870,000 | 7,465 |
| Salaries and employee benefits | $492,000 | 7,397 |
| Premises and equipment expense | $139,000 | 6,876 |
| Additional noninterest expense | $239,000 | 7,528 |
| Pre-tax net operating income | $192,000 | 7,658 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $65,000 | 5,605 |
| Income before extraordinary items | $127,000 | 7,825 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $127,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $127,000 | 7,787 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $795,000 | 7,823 |
| Total interest expense | $194,000 | 7,860 |
| Net interest income | $601,000 | 7,740 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $114,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $577,000 | 7,479 |
| Salaries and employee benefits | $326,000 | 7,417 |
| Premises and equipment expense | $92,000 | 6,876 |
| Additional noninterest expense | $159,000 | 7,516 |
| Pre-tax net operating income | $138,000 | 7,621 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $47,000 | 5,570 |
| Income before extraordinary items | $91,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $91,000 | 7,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,925 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $292,000 | 7,836 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $276,000 | 7,620 |
| Salaries and employee benefits | $160,000 | 7,505 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $70,000 | 7,797 |
| Pre-tax net operating income | $70,000 | 7,637 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,000 | 7,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 7,970 |
| Total interest expense | $301,000 | 8,101 |
| Net interest income | $1,142,000 | 7,831 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $208,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $167,000 | 5,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,139,000 | 7,553 |
| Salaries and employee benefits | $661,000 | 7,428 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $290,000 | 7,757 |
| Pre-tax net operating income | $211,000 | 7,747 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $191,000 | 7,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $191,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $23,000 | 6,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $191,000 | 7,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 8,040 |
| Total interest expense | $221,000 | 8,152 |
| Net interest income | $835,000 | 7,901 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $155,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $125,000 | 5,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $804,000 | 7,636 |
| Salaries and employee benefits | $468,000 | 7,520 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $211,000 | 7,823 |
| Pre-tax net operating income | $186,000 | 7,762 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $63,000 | 5,791 |
| Income before extraordinary items | $123,000 | 7,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $123,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $123,000 | 7,901 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 8,103 |
| Total interest expense | $145,000 | 8,237 |
| Net interest income | $555,000 | 7,948 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $532,000 | 7,695 |
| Salaries and employee benefits | $312,000 | 7,565 |
| Premises and equipment expense | $81,000 | 7,205 |
| Additional noninterest expense | $139,000 | 7,866 |
| Pre-tax net operating income | $124,000 | 7,733 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $42,000 | 5,789 |
| Income before extraordinary items | $82,000 | 7,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $82,000 | 7,889 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,093 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $282,000 | 7,960 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $274,000 | 7,683 |
| Salaries and employee benefits | $159,000 | 7,560 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $38,000 | 8,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $38,000 | 7,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 8,055 |
| Total interest expense | $360,000 | 8,245 |
| Net interest income | $1,161,000 | 7,867 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $189,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,129,000 | 7,623 |
| Salaries and employee benefits | $661,000 | 7,459 |
| Premises and equipment expense | $189,000 | 6,917 |
| Additional noninterest expense | $279,000 | 7,898 |
| Pre-tax net operating income | $221,000 | 7,753 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $67,000 | 6,072 |
| Income before extraordinary items | $154,000 | 7,984 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $154,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $22,000 | 6,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $154,000 | 7,867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 8,118 |
| Total interest expense | $286,000 | 8,300 |
| Net interest income | $879,000 | 7,919 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $137,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $802,000 | 7,731 |
| Salaries and employee benefits | $467,000 | 7,568 |
| Premises and equipment expense | $135,000 | 7,046 |
| Additional noninterest expense | $200,000 | 7,993 |
| Pre-tax net operating income | $214,000 | 7,647 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $141,000 | 7,962 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $141,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $141,000 | 7,820 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,116 |
| Total interest expense | $202,000 | 8,318 |
| Net interest income | $602,000 | 7,897 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $527,000 | 7,779 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $129,000 | 8,057 |
| Pre-tax net operating income | $164,000 | 7,502 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $108,000 | 7,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $108,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $108,000 | 7,692 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 8,081 |
| Total interest expense | $104,000 | 8,377 |
| Net interest income | $318,000 | 7,807 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $266,000 | 7,785 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $61,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $61,000 | 7,520 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,983 |
| Total interest expense | $506,000 | 8,366 |
| Net interest income | $1,381,000 | 7,621 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $177,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $149,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,141,000 | 7,610 |
| Salaries and employee benefits | $684,000 | 7,346 |
| Premises and equipment expense | $166,000 | 7,226 |
| Additional noninterest expense | $291,000 | 7,870 |
| Pre-tax net operating income | $417,000 | 7,088 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $148,000 | 5,541 |
| Income before extraordinary items | $285,000 | 7,400 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $285,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $23,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $274,440 | 7,352 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 8,059 |
| Total interest expense | $774,000 | 8,478 |
| Net interest income | $1,387,000 | 7,534 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $186,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $150,000 | 5,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $1,082,000 | 7,744 |
| Salaries and employee benefits | $650,000 | 7,432 |
| Premises and equipment expense | $155,000 | 7,436 |
| Additional noninterest expense | $277,000 | 8,024 |
| Pre-tax net operating income | $491,000 | 6,585 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $174,000 | 5,245 |
| Income before extraordinary items | $317,000 | 7,033 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $317,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $317,000 | 6,917 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 8,248 |
| Total interest expense | $822,000 | 8,585 |
| Net interest income | $1,359,000 | 7,738 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $1,001,000 | 8,015 |
| Salaries and employee benefits | $621,000 | 7,587 |
| Premises and equipment expense | $140,000 | 7,750 |
| Additional noninterest expense | $240,000 | 8,423 |
| Pre-tax net operating income | $736,000 | 6,093 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $530,000 | 6,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $530,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 9,776 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $530,000 | 6,179 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 8,466 |
| Total interest expense | $749,000 | 8,821 |
| Net interest income | $1,279,000 | 8,033 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $209,000 | 7,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $990,000 | 8,152 |
| Salaries and employee benefits | $601,000 | 7,753 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $257,000 | 8,492 |
| Pre-tax net operating income | $498,000 | 7,146 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $165,000 | 6,093 |
| Income before extraordinary items | $332,000 | 7,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $332,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,769 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $332,670 | 7,355 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 8,495 |
| Total interest expense | $797,000 | 8,949 |
| Net interest income | $1,362,000 | 7,978 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $217,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $983,000 | 8,161 |
| Salaries and employee benefits | $611,000 | 7,693 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $234,000 | 8,755 |
| Pre-tax net operating income | $596,000 | 6,938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $395,000 | 7,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $395,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $395,000 | 7,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 8,807 |
| Total interest expense | $815,000 | 9,211 |
| Net interest income | $1,367,000 | 8,309 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $225,000 | 7,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $992,000 | 8,366 |
| Salaries and employee benefits | $609,000 | 7,854 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $253,000 | 8,816 |
| Pre-tax net operating income | $600,000 | 7,423 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $215,000 | 6,682 |
| Income before extraordinary items | $385,000 | 7,741 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $385,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $385,000 | 7,687 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 9,136 |
| Total interest expense | $856,000 | 9,466 |
| Net interest income | $1,318,000 | 8,724 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $220,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $952,000 | 8,869 |
| Salaries and employee benefits | $551,000 | 8,475 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $288,000 | 9,005 |
| Pre-tax net operating income | $586,000 | 7,496 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $389,000 | 7,718 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $389,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $389,000 | 7,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 9,502 |
| Total interest expense | $787,000 | 9,998 |
| Net interest income | $1,361,000 | 8,903 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $891,000 | 9,382 |
| Salaries and employee benefits | $460,000 | 9,449 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $316,000 | 9,085 |
| Pre-tax net operating income | $688,000 | 7,390 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $233,000 | 6,914 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $456,020 | 7,560 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 9,931 |
| Total interest expense | $654,000 | 10,337 |
| Net interest income | $1,275,000 | 9,536 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $940,000 | 9,590 |
| Salaries and employee benefits | $470,000 | 9,654 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $355,000 | 9,289 |
| Pre-tax net operating income | $561,000 | 8,241 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $404,000 | 8,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $404,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $404,000 | 8,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 10,139 |
| Total interest expense | $675,000 | 10,734 |
| Net interest income | $1,341,000 | 9,604 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $881,000 | 10,285 |
| Salaries and employee benefits | $451,000 | 10,140 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $547,000 | 8,322 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $-21,000 | 12,471 |
| Net income | $290,000 | 9,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $311,000 | 9,091 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 10,112 |
| Total interest expense | $927,000 | 10,731 |
| Net interest income | $1,462,000 | 9,403 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $224,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $965,000 | 10,141 |
| Salaries and employee benefits | $508,000 | 9,707 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $323,000 | 10,520 |
| Pre-tax net operating income | $601,000 | 7,710 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $396,000 | 8,261 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $388,850 | 7,975 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.