Home > Bank of Reynolds > Income and Expense
Bank of Reynolds, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 6,378 |
| Total interest expense | $2,002,000 | 5,831 |
| Net interest income | $2,435,000 | 6,660 |
| Provision for loan and lease losses | $386,000 | 2,525 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,312,000 | 8,473 |
| Salaries and employee benefits | $527,000 | 9,404 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $613,000 | 7,218 |
| Pre-tax net operating income | $960,000 | 6,069 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $639,000 | 6,502 |
| Extraordinary gains, net | $321,000 | 669 |
| Net income | $960,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,432 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $638,340 | 6,266 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 6,979 |
| Total interest expense | $2,099,000 | 6,870 |
| Net interest income | $2,331,000 | 6,931 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $233,000 | 8,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,277,000 | 8,735 |
| Salaries and employee benefits | $514,000 | 9,638 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $641,000 | 7,170 |
| Pre-tax net operating income | $887,000 | 6,155 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $338,000 | 5,495 |
| Income before extraordinary items | $549,000 | 6,937 |
| Extraordinary gains, net | $28,000 | 1,147 |
| Net income | $577,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 4,574 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $549,000 | 6,575 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.