Home > Bank of Raleigh > Loan Charge- Offs and Recoveries

Bank of Raleigh, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,918,000586
Loans secured by real estate, total$90,0001,329
To non-U.S. addressees$013
Real estate loans in domestic offices$90,0001,327
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$90,000873
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$177,0001,563
Loans to individuals$1,651,000392
Credit card loan charge offs$557,000293
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,094,000352
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$269,000937
Loans secured by real estate, total$7,0002,428
To non-U.S. addressees$010
Real estate loans in domestic offices$7,0002,429
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$7,0001,672
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,0005,656
Loans to individuals$261,000466
Credit card loan recoveries$64,000327
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$197,000441
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,649,000529
Loans secured by real estate, total$83,0001,107
To non-U.S. addressees$012
Real estate loans in domestic offices$83,0001,105
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$83,000781
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$176,0001,231
To non-U.S. addressees$036
Loans to individuals$1,390,000362
Credit card loan net charge offs$493,000284
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$897,000325
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,302,000830
Loans secured by real estate, total$50,0002,039
To non-U.S. addressees$011
Real estate loans in domestic offices$50,0002,038
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$50,0001,422
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$31,0004,158
Loans to individuals$1,221,000507
Credit card loan charge offs$527,000330
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$694,000529
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$894,000454
Loans secured by real estate, total$04,351
To non-U.S. addressees$012
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$692,000194
Loans to individuals$202,000580
Credit card loan recoveries$42,000398
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$160,000552
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$408,0001,569
Loans secured by real estate, total$50,0001,628
To non-U.S. addressees$010
Real estate loans in domestic offices$50,0001,625
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$50,0001,162
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-661,00010,888
To non-U.S. addressees$021
Loans to individuals$1,019,000487
Credit card loan net charge offs$485,000321
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$534,000516
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$703,0001,430
Loans secured by real estate, total$05,176
To non-U.S. addressees$010
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$15,0005,322
Loans to individuals$688,000740
Credit card loan charge offs$365,000411
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$323,000928
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$522,000747
Loans secured by real estate, total$04,712
To non-U.S. addressees$08
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$397,000360
Loans to individuals$125,000897
Credit card loan recoveries$46,000433
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$79,0001,064
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$181,0002,837
Loans secured by real estate, total$04,193
To non-U.S. addressees$07
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-382,00011,372
To non-U.S. addressees$022
Loans to individuals$563,000695
Credit card loan net charge offs$319,000403
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$244,000908
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$610,0001,539
Loans secured by real estate, total$55,0002,306
To non-U.S. addresseesNANA
Real estate loans in domestic offices$55,0002,304
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$55,0001,494
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$71,0002,892
Loans to individuals$484,000823
Credit card loan charge offs$214,000531
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$270,000978
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$187,0001,569
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$35,0002,487
Loans to individuals$152,000787
Credit card loan recoveries$42,000477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$110,000841
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$423,0001,534
Loans secured by real estate, total$55,0001,880
To non-U.S. addresseesNANA
Real estate loans in domestic offices$55,0001,878
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$55,0001,280
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0003,010
To non-U.S. addresseesNANA
Loans to individuals$332,000835
Credit card loan net charge offs$172,000530
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$160,0001,074
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$837,0001,281
Loans secured by real estate, total$163,0001,497
To non-U.S. addresseesNANA
Real estate loans in domestic offices$163,0001,497
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$63,0001,517
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$100,000988
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$211,0001,413
Loans to individuals$463,000786
Credit card loan charge offs$188,000520
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$275,000839
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$239,0001,467
Loans secured by real estate, total$34,0001,890
To non-U.S. addresseesNANA
Real estate loans in domestic offices$34,0001,890
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$34,000967
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$104,0001,325
Loans to individuals$101,0001,105
Credit card loan recoveries$23,000647
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$78,0001,174
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$598,0001,215
Loans secured by real estate, total$129,0001,396
To non-U.S. addresseesNANA
Real estate loans in domestic offices$129,0001,397
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$29,0001,877
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$100,000818
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$107,0001,608
To non-U.S. addresseesNANA
Loans to individuals$362,000682
Credit card loan net charge offs$165,000502
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$197,000737
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$969,0001,469
Loans secured by real estate, total$261,0001,468
To non-U.S. addresseesNANA
Real estate loans in domestic offices$261,0001,467
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$37,0002,415
Secured by multifamily residential properties$20,000614
Secured by nonfarm nonresidential properties$204,000914
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$481,0001,026
Loans to individuals$227,0001,375
Credit card loan charge offs$41,0001,119
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$186,0001,308
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$525,000875
Loans secured by real estate, total$36,0001,920
To non-U.S. addresseesNANA
Real estate loans in domestic offices$36,0001,920
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$21,0001,436
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$15,0001,365
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$415,000455
Loans to individuals$74,0001,485
Credit card loan recoveries$8,0001,104
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$66,0001,434
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$444,0001,921
Loans secured by real estate, total$225,0001,363
To non-U.S. addresseesNANA
Real estate loans in domestic offices$225,0001,361
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$16,0003,035
Secured by multifamily residential properties$20,000578
Secured by nonfarm nonresidential properties$189,000844
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$66,0002,977
To non-U.S. addresseesNANA
Loans to individuals$153,0001,352
Credit card loan net charge offs$33,0001,111
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$120,0001,253
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$686,0002,383
Loans secured by real estate, total$146,0002,513
To non-U.S. addresseesNANA
Real estate loans in domestic offices$146,0002,513
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$129,0001,382
Secured by multifamily residential properties$7,000823
Secured by nonfarm nonresidential properties$10,0003,294
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$313,0001,983
Loans to individuals$227,0001,724
Credit card loan charge offs$21,0001,717
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$206,0001,530
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$209,0001,875
Loans secured by real estate, total$65,0001,294
To non-U.S. addresseesNANA
Real estate loans in domestic offices$65,0001,293
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$65,000584
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$77,0002,025
Loans to individuals$67,0001,691
Credit card loan recoveries$10,0001,021
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$57,0001,706
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$477,0002,538
Loans secured by real estate, total$81,0002,970
To non-U.S. addresseesNANA
Real estate loans in domestic offices$81,0002,969
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$64,0001,850
Secured by multifamily residential properties$7,000791
Secured by nonfarm nonresidential properties$10,0003,025
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$236,0002,005
To non-U.S. addresseesNANA
Loans to individuals$160,0001,715
Credit card loan net charge offs$11,0002,037
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$149,0001,473
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.