Home > Bank of Raleigh > Income and Expense

Bank of Raleigh, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$31,181,0001,044
Total interest expense$14,643,0001,071
Net interest income$16,538,0001,021
Provision for loan and lease losses$690,0001,327
Total noninterest income$3,023,0001,338
Gross Fiduciary activities income$588,000587
Service charges on deposit accounts$991,0001,256
Trading account gains and fees$0224
Additional Noninterest Income$1,444,0001,438
Total noninterest expense$14,117,000963
Salaries and employee benefits$4,195,0001,588
Premises and equipment expense$551,0003,422
Additional noninterest expense$9,371,000614
Pre-tax net operating income$4,754,0001,557
Securities gains (losses)$04,449
Applicable income taxes$2,591,000988
Income before extraordinary items$2,163,0002,381
Extraordinary gains, net$032
Net income$2,163,0002,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,649,000529
Cash dividends$11,140,000355
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,163,0002,305
1997-12-31 (YTD Data)Rank
Total interest income$27,093,0001,242
Total interest expense$11,735,0001,347
Net interest income$15,358,0001,147
Provision for loan and lease losses$61,0006,142
Total noninterest income$2,572,0001,451
Gross Fiduciary activities income$517,000644
Service charges on deposit accounts$894,0001,442
Trading account gains and fees$0239
Additional Noninterest Income$1,161,0001,593
Total noninterest expense$8,869,0001,480
Salaries and employee benefits$2,900,0002,279
Premises and equipment expense$1,268,0001,530
Additional noninterest expense$4,701,0001,017
Pre-tax net operating income$9,000,000897
Securities gains (losses)$03,944
Applicable income taxes$3,060,000914
Income before extraordinary items$5,940,000931
Extraordinary gains, net$044
Net income$5,940,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,569
Cash dividends$7,934,000441
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,940,000906
1996-12-31 (YTD Data)Rank
Total interest income$24,968,0001,368
Total interest expense$10,192,0001,561
Net interest income$14,776,0001,215
Provision for loan and lease losses$395,0002,118
Total noninterest income$2,337,0001,623
Gross Fiduciary activities income$518,000694
Service charges on deposit accounts$847,0001,578
Trading account gains and fees$0262
Additional Noninterest Income$972,0001,850
Total noninterest expense$8,720,0001,626
Salaries and employee benefits$3,937,0001,685
Premises and equipment expense$1,086,0001,848
Additional noninterest expense$3,697,0001,441
Pre-tax net operating income$7,998,000960
Securities gains (losses)$-21,00010,654
Applicable income taxes$2,732,000945
Income before extraordinary items$5,245,000998
Extraordinary gains, net$053
Net income$5,245,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,837
Cash dividends$3,078,000933
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,258,860978
1995-12-31 (YTD Data)Rank
Total interest income$23,377,0001,468
Total interest expense$9,434,0001,693
Net interest income$13,943,0001,294
Provision for loan and lease losses$440,0001,736
Total noninterest income$2,121,0001,743
Gross Fiduciary activities income$404,000801
Service charges on deposit accounts$713,0001,896
Trading account gains and fees$0522
Additional Noninterest Income$1,004,0001,798
Total noninterest expense$8,512,0001,657
Salaries and employee benefits$3,729,0001,776
Premises and equipment expense$1,199,0001,679
Additional noninterest expense$3,584,0001,461
Pre-tax net operating income$7,112,0001,097
Securities gains (losses)$-131,00011,582
Applicable income taxes$2,235,0001,146
Income before extraordinary items$4,746,0001,116
Extraordinary gains, net$065
Net income$4,746,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,534
Cash dividends$2,985,000933
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,835,0801,077
1994-12-31 (YTD Data)Rank
Total interest income$20,391,0001,521
Total interest expense$7,184,0001,760
Net interest income$13,207,0001,357
Provision for loan and lease losses$875,0001,021
Total noninterest income$1,561,0002,225
Gross Fiduciary activities income$322,000880
Service charges on deposit accounts$701,0001,920
Trading account gains and fees$0475
Additional Noninterest Income$538,0002,818
Total noninterest expense$8,047,0001,807
Salaries and employee benefits$3,455,0001,935
Premises and equipment expense$1,063,0001,919
Additional noninterest expense$3,529,0001,580
Pre-tax net operating income$5,846,0001,278
Securities gains (losses)$-110,00011,591
Applicable income taxes$1,815,0001,309
Income before extraordinary items$3,921,0001,284
Extraordinary gains, net$0249
Net income$3,921,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,215
Cash dividends$2,209,0001,022
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,995,8001,279
1993-12-31 (YTD Data)Rank
Total interest income$20,027,0001,573
Total interest expense$7,520,0001,751
Net interest income$12,507,0001,454
Provision for loan and lease losses$1,100,0001,211
Total noninterest income$1,357,0002,642
Gross Fiduciary activities income$260,000988
Service charges on deposit accounts$591,0002,333
Trading account gains and fees$0532
Additional Noninterest Income$506,0003,245
Total noninterest expense$7,360,0001,997
Salaries and employee benefits$3,190,0002,077
Premises and equipment expense$956,0002,151
Additional noninterest expense$3,214,0001,814
Pre-tax net operating income$5,404,0001,289
Securities gains (losses)$12,0005,266
Applicable income taxes$1,671,0001,424
Income before extraordinary items$3,745,0001,355
Extraordinary gains, net$03,149
Net income$3,745,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,921
Cash dividends$1,753,0001,142
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,736,7201,272
1992-12-31 (YTD Data)Rank
Total interest income$20,861,0001,702
Total interest expense$8,795,0001,929
Net interest income$12,066,0001,523
Provision for loan and lease losses$1,322,0001,537
Total noninterest income$1,215,0002,836
Gross Fiduciary activities income$241,0001,033
Service charges on deposit accounts$555,0002,481
Trading account gains and fees$0504
Additional Noninterest Income$419,0003,592
Total noninterest expense$6,973,0002,109
Salaries and employee benefits$2,958,0002,205
Premises and equipment expense$889,0002,328
Additional noninterest expense$3,126,0001,934
Pre-tax net operating income$4,986,0001,274
Securities gains (losses)$129,0002,606
Applicable income taxes$1,530,0001,433
Income before extraordinary items$3,585,0001,303
Extraordinary gains, net$01,422
Net income$3,585,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,0002,538
Cash dividends$1,644,0001,007
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,494,7001,229

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.