Home > Bank of Raleigh > Assets and Liabilities
Bank of Raleigh, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 117 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $417,593,000 | 1,124 |
| Cash and due from depository institutions | $9,616,000 | 1,439 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $90,835,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 8,029 |
| Net loans & leases | $299,933,000 | 957 |
| Loan loss allowance | $2,867,000 | 1,276 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,610,000 | 2,254 |
| Other real estate owned | $160,000 | 1,439 |
| Goodwill and other intangibles | $3,210,000 | 773 |
| All other assets | $9,929,000 | 881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,593,000 | 1,124 |
| Total liabilities | $378,589,000 | 1,116 |
| Total deposits | $314,541,000 | 1,165 |
| Interest-bearing deposits | $266,803,000 | 1,192 |
| Deposits held in domestic offices | $314,541,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,807,000 | 436 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,241,000 | 775 |
| Total equity capital | $39,004,000 | 1,145 |
| Total bank equity capital | $39,004,000 | 1,145 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $960,000 | 3,459 |
| Surplus | $13,790,000 | 1,189 |
| Undivided profits | $24,254,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,823,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $356,000 | 410 |
| Income earned, not collected on loans | $4,024,000 | 536 |
| Earning assets | $391,068,000 | 1,095 |
| Long-term assets (5+ years) | $112,898,000 | 800 |
| Average Assets, year-to-date | $401,482,800 | 1,096 |
| Average Assets, quarterly | $412,416,500 | 1,109 |
| Volatile liabilities | $104,405,000 | 804 |
| Insider loans | $3,589,000 | 1,198 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $50,797,000 | 1,117 |
| Tier 1 (core) risk-based capital | $35,005,000 | 1,206 |
| Tier 2 risk-based capital | $2,867,000 | 1,173 |
| Total risk weighted assets | $293,840,800 | 1,003 |
| Total unused commitments | $50,797,000 | 1,121 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 152 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $386,872,000 | 1,205 |
| Cash and due from depository institutions | $8,768,000 | 1,145 |
| Interest-bearing balances | $1,287,000 | 2,219 |
| Securities | $78,954,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 963 |
| Net loans & leases | $266,585,000 | 1,121 |
| Loan loss allowance | $3,826,000 | 1,013 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,217,000 | 1,876 |
| Other real estate owned | $155,000 | 1,145 |
| Goodwill and other intangibles | $4,565,000 | 592 |
| All other assets | $10,028,000 | 872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,872,000 | 1,205 |
| Total liabilities | $339,142,000 | 1,235 |
| Total deposits | $296,829,000 | 1,246 |
| Interest-bearing deposits | $259,275,000 | 1,255 |
| Deposits held in domestic offices | $296,829,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,811,000 | 582 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,502,000 | 698 |
| Total equity capital | $47,730,000 | 950 |
| Total bank equity capital | $47,730,000 | 950 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $960,000 | 3,553 |
| Surplus | $13,790,000 | 1,192 |
| Undivided profits | $32,980,000 | 782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,844,000 | 988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $307,000 | 452 |
| Income earned, not collected on loans | $2,477,000 | 878 |
| Earning assets | $360,426,000 | 1,189 |
| Long-term assets (5+ years) | $99,467,000 | 781 |
| Average Assets, year-to-date | $341,137,600 | 1,287 |
| Average Assets, quarterly | $368,184,000 | 1,241 |
| Volatile liabilities | $71,091,000 | 1,079 |
| Insider loans | $3,322,000 | 1,266 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $58,654,000 | 955 |
| Tier 1 (core) risk-based capital | $42,618,000 | 996 |
| Tier 2 risk-based capital | $3,328,180 | 985 |
| Total risk weighted assets | $265,747,680 | 1,104 |
| Total unused commitments | $58,654,000 | 960 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $315,300,000 | 1,506 |
| Cash and due from depository institutions | $10,401,000 | 1,307 |
| Interest-bearing balances | $31,000 | 5,705 |
| Securities | $65,603,000 | 1,841 |
| Federal funds sold & reverse repurchase agreements | $4,305,000 | 2,943 |
| Net loans & leases | $223,541,000 | 1,334 |
| Loan loss allowance | $3,865,000 | 1,090 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,791,000 | 2,090 |
| Other real estate owned | $109,000 | 1,307 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,550,000 | 1,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,300,000 | 1,506 |
| Total liabilities | $279,050,000 | 1,527 |
| Total deposits | $256,318,000 | 1,506 |
| Interest-bearing deposits | $218,170,000 | 1,528 |
| Deposits held in domestic offices | $256,318,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,475,000 | 900 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,257,000 | 851 |
| Total equity capital | $36,250,000 | 1,245 |
| Total bank equity capital | $36,250,000 | 1,245 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $960,000 | 3,781 |
| Surplus | $8,078,000 | 1,941 |
| Undivided profits | $27,212,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,254,000 | 1,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 763 |
| Income earned, not collected on loans | $2,068,000 | 1,051 |
| Earning assets | $293,480,000 | 1,488 |
| Long-term assets (5+ years) | $79,480,000 | 871 |
| Average Assets, year-to-date | $315,522,000 | 1,443 |
| Average Assets, quarterly | $316,882,000 | 1,477 |
| Volatile liabilities | $46,239,000 | 1,474 |
| Insider loans | $5,955,000 | 723 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $60,879,000 | 945 |
| Tier 1 (core) risk-based capital | $35,814,000 | 1,192 |
| Tier 2 risk-based capital | $2,808,050 | 1,168 |
| Total risk weighted assets | $223,567,650 | 1,301 |
| Total unused commitments | $60,879,000 | 949 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 135 | 1,405 |
| Assets and Liabilities | ||
| Total Assets: | $317,581,000 | 1,502 |
| Cash and due from depository institutions | $11,158,000 | 1,405 |
| Interest-bearing balances | $3,000 | 6,704 |
| Securities | $72,731,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $221,920,000 | 1,323 |
| Loan loss allowance | $3,651,000 | 1,175 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,991,000 | 1,934 |
| Other real estate owned | $104,000 | 1,405 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,677,000 | 1,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,581,000 | 1,502 |
| Total liabilities | $283,068,000 | 1,532 |
| Total deposits | $251,906,000 | 1,550 |
| Interest-bearing deposits | $216,243,000 | 1,572 |
| Deposits held in domestic offices | $251,906,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,177,000 | 739 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,985,000 | 921 |
| Total equity capital | $34,513,000 | 1,317 |
| Total bank equity capital | $34,513,000 | 1,317 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $960,000 | 3,971 |
| Surplus | $8,078,000 | 1,921 |
| Undivided profits | $25,475,000 | 1,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,461,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $212,000 | 574 |
| Income earned, not collected on loans | $2,458,000 | 934 |
| Earning assets | $294,654,000 | 1,491 |
| Long-term assets (5+ years) | $65,190,000 | 959 |
| Average Assets, year-to-date | $301,836,600 | 1,511 |
| Average Assets, quarterly | $313,273,500 | 1,508 |
| Volatile liabilities | $53,788,000 | 1,229 |
| Insider loans | $3,996,000 | 1,113 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $37,102,000 | 1,270 |
| Tier 1 (core) risk-based capital | $33,650,000 | 1,284 |
| Tier 2 risk-based capital | $2,770,930 | 1,199 |
| Total risk weighted assets | $220,778,430 | 1,307 |
| Total unused commitments | $37,102,000 | 1,279 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 115 | 1,732 |
| Assets and Liabilities | ||
| Total Assets: | $287,138,000 | 1,600 |
| Cash and due from depository institutions | $10,929,000 | 1,732 |
| Interest-bearing balances | $22,000 | 6,452 |
| Securities | $73,876,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 3,172 |
| Net loans & leases | $190,209,000 | 1,492 |
| Loan loss allowance | $3,634,000 | 1,176 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,276,000 | 2,270 |
| Other real estate owned | $307,000 | 1,732 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,966,000 | 1,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,138,000 | 1,600 |
| Total liabilities | $255,785,000 | 1,643 |
| Total deposits | $235,899,000 | 1,607 |
| Interest-bearing deposits | $197,761,000 | 1,675 |
| Deposits held in domestic offices | $235,899,000 | 1,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,518,000 | 975 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,368,000 | 1,194 |
| Total equity capital | $31,353,000 | 1,321 |
| Total bank equity capital | $31,353,000 | 1,321 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $960,000 | 4,144 |
| Surplus | $8,078,000 | 1,854 |
| Undivided profits | $22,315,000 | 1,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,663,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $922,000 | 2,157 |
| Earning assets | $266,682,000 | 1,580 |
| Long-term assets (5+ years) | $33,677,000 | 1,662 |
| Average Assets, year-to-date | $280,515,600 | 1,605 |
| Average Assets, quarterly | $287,162,500 | 1,600 |
| Volatile liabilities | $41,502,000 | 1,422 |
| Insider loans | $2,784,000 | 1,516 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $36,515,000 | 1,242 |
| Tier 1 (core) risk-based capital | $31,753,000 | 1,295 |
| Tier 2 risk-based capital | $2,372,020 | 1,358 |
| Total risk weighted assets | $188,347,320 | 1,484 |
| Total unused commitments | $36,515,000 | 1,250 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 121 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $274,551,000 | 1,694 |
| Cash and due from depository institutions | $8,338,000 | 1,724 |
| Interest-bearing balances | $1,049,000 | 3,334 |
| Securities | $72,596,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 7,190 |
| Net loans & leases | $178,658,000 | 1,553 |
| Loan loss allowance | $3,356,000 | 1,339 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,360,000 | 2,176 |
| Other real estate owned | $5,104,000 | 1,724 |
| Goodwill and other intangibles | $39,000 | 2,550 |
| All other assets | $5,206,000 | 1,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,551,000 | 1,694 |
| Total liabilities | $244,358,000 | 1,741 |
| Total deposits | $224,197,000 | 1,760 |
| Interest-bearing deposits | $195,401,000 | 1,775 |
| Deposits held in domestic offices | $224,197,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,631,000 | 826 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,530,000 | 1,195 |
| Total equity capital | $30,193,000 | 1,358 |
| Total bank equity capital | $30,193,000 | 1,358 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $960,000 | 4,302 |
| Surplus | $8,078,000 | 1,773 |
| Undivided profits | $21,155,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,826,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $713,000 | 2,518 |
| Earning assets | $253,553,000 | 1,685 |
| Long-term assets (5+ years) | $34,426,000 | 1,685 |
| Average Assets, year-to-date | $270,935,800 | 1,683 |
| Average Assets, quarterly | $275,776,000 | 1,676 |
| Volatile liabilities | $39,267,000 | 1,431 |
| Insider loans | $2,951,000 | 1,412 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,216,000 | 1,301 |
| Tier 1 (core) risk-based capital | $30,154,000 | 1,315 |
| Tier 2 risk-based capital | $2,356,860 | 1,356 |
| Total risk weighted assets | $187,549,960 | 1,471 |
| Total unused commitments | $34,216,000 | 1,321 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 110 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $263,249,000 | 1,817 |
| Cash and due from depository institutions | $7,051,000 | 1,958 |
| Interest-bearing balances | $994,000 | 3,855 |
| Securities | $63,201,000 | 2,132 |
| Federal funds sold & reverse repurchase agreements | $11,450,000 | 1,442 |
| Net loans & leases | $170,867,000 | 1,644 |
| Loan loss allowance | $2,700,000 | 1,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,554,000 | 2,074 |
| Other real estate owned | $2,753,000 | 1,958 |
| Goodwill and other intangibles | $93,000 | 2,235 |
| All other assets | $4,280,000 | 1,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,249,000 | 1,817 |
| Total liabilities | $235,049,000 | 1,870 |
| Total deposits | $217,904,000 | 1,898 |
| Interest-bearing deposits | $192,012,000 | 1,875 |
| Deposits held in domestic offices | $217,904,000 | 1,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,340,000 | 843 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,805,000 | 1,453 |
| Total equity capital | $28,200,000 | 1,375 |
| Total bank equity capital | $28,200,000 | 1,375 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $960,000 | 4,507 |
| Surplus | $8,078,000 | 1,715 |
| Undivided profits | $19,162,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,686,000 | 1,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $845,000 | 2,350 |
| Earning assets | $246,512,000 | 1,780 |
| Long-term assets (5+ years) | $25,058,000 | 2,172 |
| Average Assets, year-to-date | $255,784,200 | 1,825 |
| Average Assets, quarterly | $264,046,500 | 1,804 |
| Volatile liabilities | $43,281,000 | 1,313 |
| Insider loans | $1,993,000 | 339 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,543,000 | 1,481 |
| Tier 1 (core) risk-based capital | $28,107,000 | 1,345 |
| Tier 2 risk-based capital | $2,251,700 | 1,441 |
| Total risk weighted assets | $179,687,300 | 1,587 |
| Total unused commitments | $26,543,000 | 1,497 |
| Derivatives | $0 | 651 |