Home > Bank of Quincy > Income and Expense
Bank of Quincy, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 3,389 |
| Total interest expense | $684,000 | 2,612 |
| Net interest income | $4,016,000 | 3,466 |
| Provision for loan and lease losses | $335,000 | 1,416 |
| Total noninterest income | $567,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $230,000 | 3,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $337,000 | 3,451 |
| Total noninterest expense | $2,882,000 | 3,824 |
| Salaries and employee benefits | $1,654,000 | 3,713 |
| Premises and equipment expense | $394,000 | 3,424 |
| Additional noninterest expense | $834,000 | 4,096 |
| Pre-tax net operating income | $1,366,000 | 3,240 |
| Securities gains (losses) | $52,000 | 1,436 |
| Applicable income taxes | $-19,000 | 6,090 |
| Income before extraordinary items | $1,437,000 | 2,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,437,000 | 2,847 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,437,000 | 2,849 |
| Net charge-offs | $15,000 | 3,486 |
| Cash dividends | $924,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,385,000 | 2,868 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 3,405 |
| Total interest expense | $444,000 | 2,678 |
| Net interest income | $2,667,000 | 3,489 |
| Provision for loan and lease losses | $135,000 | 1,911 |
| Total noninterest income | $353,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $143,000 | 3,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,560 |
| Total noninterest expense | $1,878,000 | 3,895 |
| Salaries and employee benefits | $1,113,000 | 3,731 |
| Premises and equipment expense | $237,000 | 3,661 |
| Additional noninterest expense | $528,000 | 4,234 |
| Pre-tax net operating income | $1,007,000 | 3,055 |
| Securities gains (losses) | $52,000 | 1,207 |
| Applicable income taxes | $-25,000 | 6,186 |
| Income before extraordinary items | $1,084,000 | 2,614 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,084,000 | 2,616 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,084,000 | 2,616 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $491,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,032,000 | 2,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 3,426 |
| Total interest expense | $218,000 | 2,724 |
| Net interest income | $1,328,000 | 3,500 |
| Provision for loan and lease losses | $135,000 | 1,198 |
| Total noninterest income | $175,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $933,000 | 3,947 |
| Salaries and employee benefits | $576,000 | 3,678 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $255,000 | 4,316 |
| Pre-tax net operating income | $435,000 | 3,253 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $-29,000 | 6,300 |
| Income before extraordinary items | $466,000 | 2,854 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $466,000 | 2,857 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $466,000 | 2,857 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $165,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $464,000 | 2,790 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 3,530 |
| Total interest expense | $882,000 | 2,835 |
| Net interest income | $5,113,000 | 3,590 |
| Provision for loan and lease losses | $286,000 | 2,059 |
| Total noninterest income | $699,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $282,000 | 3,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $417,000 | 3,533 |
| Total noninterest expense | $3,890,000 | 3,898 |
| Salaries and employee benefits | $2,393,000 | 3,581 |
| Premises and equipment expense | $409,000 | 4,045 |
| Additional noninterest expense | $1,088,000 | 4,264 |
| Pre-tax net operating income | $1,636,000 | 3,325 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $42,000 | 3,780 |
| Income before extraordinary items | $1,605,000 | 3,125 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,605,000 | 3,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,605,000 | 3,126 |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $959,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,594,330 | 3,086 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,597 |
| Total interest expense | $664,000 | 2,877 |
| Net interest income | $3,773,000 | 3,658 |
| Provision for loan and lease losses | $26,000 | 3,821 |
| Total noninterest income | $545,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $205,000 | 3,419 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $340,000 | 3,439 |
| Total noninterest expense | $2,887,000 | 3,932 |
| Salaries and employee benefits | $1,804,000 | 3,576 |
| Premises and equipment expense | $308,000 | 4,082 |
| Additional noninterest expense | $775,000 | 4,408 |
| Pre-tax net operating income | $1,405,000 | 3,158 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $32,000 | 3,836 |
| Income before extraordinary items | $1,373,000 | 2,907 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,373,000 | 2,908 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,373,000 | 2,908 |
| Net charge-offs | $-49,000 | 6,034 |
| Cash dividends | $620,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,373,000 | 2,848 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 3,646 |
| Total interest expense | $431,000 | 2,965 |
| Net interest income | $2,459,000 | 3,712 |
| Provision for loan and lease losses | $74,000 | 2,650 |
| Total noninterest income | $398,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $270,000 | 3,189 |
| Total noninterest expense | $1,912,000 | 3,980 |
| Salaries and employee benefits | $1,172,000 | 3,666 |
| Premises and equipment expense | $213,000 | 4,047 |
| Additional noninterest expense | $527,000 | 4,371 |
| Pre-tax net operating income | $871,000 | 3,213 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $850,000 | 2,975 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $850,000 | 2,981 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $850,000 | 2,981 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $620,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $850,000 | 2,916 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 3,717 |
| Total interest expense | $194,000 | 3,238 |
| Net interest income | $1,211,000 | 3,770 |
| Provision for loan and lease losses | $64,000 | 1,988 |
| Total noninterest income | $241,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $183,000 | 2,689 |
| Total noninterest expense | $978,000 | 3,952 |
| Salaries and employee benefits | $580,000 | 3,721 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $410,000 | 3,251 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $399,000 | 3,003 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,006 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $399,000 | 3,006 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $270,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $399,000 | 2,970 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 3,753 |
| Total interest expense | $879,000 | 3,234 |
| Net interest income | $4,809,000 | 3,788 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $818,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $225,000 | 3,899 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $593,000 | 3,133 |
| Total noninterest expense | $3,536,000 | 4,232 |
| Salaries and employee benefits | $2,248,000 | 3,814 |
| Premises and equipment expense | $412,000 | 4,149 |
| Additional noninterest expense | $876,000 | 4,876 |
| Pre-tax net operating income | $2,041,000 | 2,816 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $2,037,000 | 2,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,037,000 | 2,569 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,037,000 | 2,569 |
| Net charge-offs | $41,000 | 4,492 |
| Cash dividends | $1,338,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,036,000 | 2,503 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 3,791 |
| Total interest expense | $685,000 | 3,222 |
| Net interest income | $3,575,000 | 3,831 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $652,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $165,000 | 3,976 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $487,000 | 3,060 |
| Total noninterest expense | $2,665,000 | 4,226 |
| Salaries and employee benefits | $1,682,000 | 3,813 |
| Premises and equipment expense | $316,000 | 4,144 |
| Additional noninterest expense | $667,000 | 4,868 |
| Pre-tax net operating income | $1,512,000 | 2,901 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $1,508,000 | 2,649 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,508,000 | 2,653 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,508,000 | 2,653 |
| Net charge-offs | $38,000 | 4,060 |
| Cash dividends | $1,038,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,507,000 | 2,573 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 3,800 |
| Total interest expense | $467,000 | 3,228 |
| Net interest income | $2,367,000 | 3,855 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $398,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $107,000 | 3,995 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $1,733,000 | 4,318 |
| Salaries and employee benefits | $1,102,000 | 3,883 |
| Premises and equipment expense | $203,000 | 4,237 |
| Additional noninterest expense | $428,000 | 4,960 |
| Pre-tax net operating income | $1,032,000 | 2,836 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $993,000 | 2,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $993,000 | 2,667 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $993,000 | 2,667 |
| Net charge-offs | $19,000 | 4,030 |
| Cash dividends | $708,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $993,000 | 2,560 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,865 |
| Total interest expense | $240,000 | 3,260 |
| Net interest income | $1,160,000 | 3,920 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $223,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $873,000 | 4,331 |
| Salaries and employee benefits | $569,000 | 3,837 |
| Premises and equipment expense | $104,000 | 4,221 |
| Additional noninterest expense | $200,000 | 5,149 |
| Pre-tax net operating income | $510,000 | 2,831 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $491,000 | 2,624 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $491,000 | 2,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $491,000 | 2,626 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $360,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $491,000 | 2,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 4,001 |
| Total interest expense | $1,037,000 | 3,525 |
| Net interest income | $4,584,000 | 4,042 |
| Provision for loan and lease losses | $80,000 | 4,862 |
| Total noninterest income | $1,045,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $207,000 | 4,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $838,000 | 2,614 |
| Total noninterest expense | $3,514,000 | 4,365 |
| Salaries and employee benefits | $2,314,000 | 3,762 |
| Premises and equipment expense | $359,000 | 4,544 |
| Additional noninterest expense | $841,000 | 5,175 |
| Pre-tax net operating income | $2,035,000 | 2,780 |
| Securities gains (losses) | $17,000 | 3,230 |
| Applicable income taxes | $60,000 | 3,803 |
| Income before extraordinary items | $1,992,000 | 2,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,992,000 | 2,597 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,992,000 | 2,596 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $1,298,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,975,510 | 2,486 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 4,088 |
| Total interest expense | $747,000 | 3,740 |
| Net interest income | $3,436,000 | 4,101 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $725,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $154,000 | 4,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $571,000 | 2,746 |
| Total noninterest expense | $2,579,000 | 4,440 |
| Salaries and employee benefits | $1,703,000 | 3,821 |
| Premises and equipment expense | $247,000 | 4,823 |
| Additional noninterest expense | $629,000 | 5,226 |
| Pre-tax net operating income | $1,502,000 | 2,885 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $45,000 | 3,836 |
| Income before extraordinary items | $1,474,000 | 2,672 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,474,000 | 2,674 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,474,000 | 2,673 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $537,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,457,510 | 2,563 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 4,183 |
| Total interest expense | $499,000 | 3,830 |
| Net interest income | $2,238,000 | 4,183 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $447,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $98,000 | 4,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 2,853 |
| Total noninterest expense | $1,664,000 | 4,542 |
| Salaries and employee benefits | $1,084,000 | 3,963 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $421,000 | 5,236 |
| Pre-tax net operating income | $961,000 | 2,929 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $933,000 | 2,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $933,000 | 2,737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $933,000 | 2,737 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $357,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $931,060 | 2,611 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 4,281 |
| Total interest expense | $249,000 | 3,946 |
| Net interest income | $1,089,000 | 4,284 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $249,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,660 |
| Total noninterest expense | $802,000 | 4,652 |
| Salaries and employee benefits | $534,000 | 4,036 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $189,000 | 5,481 |
| Pre-tax net operating income | $506,000 | 2,864 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $493,000 | 2,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 2,648 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 2,649 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $491,060 | 2,531 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 4,388 |
| Total interest expense | $1,195,000 | 3,974 |
| Net interest income | $4,128,000 | 4,462 |
| Provision for loan and lease losses | $107,000 | 5,290 |
| Total noninterest income | $708,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $530,000 | 3,031 |
| Total noninterest expense | $3,193,000 | 4,701 |
| Salaries and employee benefits | $2,012,000 | 4,160 |
| Premises and equipment expense | $292,000 | 5,290 |
| Additional noninterest expense | $889,000 | 5,184 |
| Pre-tax net operating income | $1,536,000 | 2,989 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $54,000 | 3,727 |
| Income before extraordinary items | $1,486,000 | 2,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,486,000 | 2,790 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,486,000 | 2,790 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $848,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,482,160 | 2,701 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 4,474 |
| Total interest expense | $929,000 | 4,009 |
| Net interest income | $3,018,000 | 4,546 |
| Provision for loan and lease losses | $87,000 | 5,140 |
| Total noninterest income | $455,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $328,000 | 3,346 |
| Total noninterest expense | $2,312,000 | 4,816 |
| Salaries and employee benefits | $1,476,000 | 4,217 |
| Premises and equipment expense | $207,000 | 5,455 |
| Additional noninterest expense | $629,000 | 5,335 |
| Pre-tax net operating income | $1,074,000 | 3,184 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $28,000 | 3,907 |
| Income before extraordinary items | $1,051,000 | 2,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,051,000 | 2,967 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,051,000 | 2,967 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $596,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,046,150 | 2,871 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 4,578 |
| Total interest expense | $621,000 | 4,117 |
| Net interest income | $1,958,000 | 4,639 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $235,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 3,836 |
| Total noninterest expense | $1,483,000 | 4,978 |
| Salaries and employee benefits | $941,000 | 4,357 |
| Premises and equipment expense | $138,000 | 5,495 |
| Additional noninterest expense | $404,000 | 5,510 |
| Pre-tax net operating income | $650,000 | 3,315 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $19,000 | 3,849 |
| Income before extraordinary items | $637,000 | 3,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $637,000 | 3,084 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $637,000 | 3,084 |
| Net charge-offs | $42,000 | 4,587 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $631,180 | 3,010 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 4,625 |
| Total interest expense | $315,000 | 4,182 |
| Net interest income | $961,000 | 4,689 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $739,000 | 5,014 |
| Salaries and employee benefits | $470,000 | 4,394 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $193,000 | 5,629 |
| Pre-tax net operating income | $303,000 | 3,506 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $294,000 | 3,285 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $294,000 | 3,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 3,283 |
| Net charge-offs | $42,000 | 3,494 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $294,000 | 3,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 4,731 |
| Total interest expense | $1,502,000 | 4,262 |
| Net interest income | $3,657,000 | 4,835 |
| Provision for loan and lease losses | $175,000 | 5,499 |
| Total noninterest income | $1,006,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 4,775 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $843,000 | 2,421 |
| Total noninterest expense | $2,801,000 | 5,217 |
| Salaries and employee benefits | $1,825,000 | 4,481 |
| Premises and equipment expense | $255,000 | 5,768 |
| Additional noninterest expense | $721,000 | 5,834 |
| Pre-tax net operating income | $1,687,000 | 2,542 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $29,000 | 3,874 |
| Income before extraordinary items | $1,666,000 | 2,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,666,000 | 2,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,666,000 | 2,341 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $1,066,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,658,160 | 2,246 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,865 |
| Total interest expense | $1,166,000 | 4,322 |
| Net interest income | $2,648,000 | 4,979 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $639,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $514,000 | 2,717 |
| Total noninterest expense | $2,015,000 | 5,344 |
| Salaries and employee benefits | $1,295,000 | 4,676 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $542,000 | 5,879 |
| Pre-tax net operating income | $1,182,000 | 2,805 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $1,167,000 | 2,607 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,167,000 | 2,605 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,167,000 | 2,609 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $811,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,164,060 | 2,480 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 4,963 |
| Total interest expense | $764,000 | 4,467 |
| Net interest income | $1,721,000 | 5,059 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $288,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $206,000 | 3,466 |
| Total noninterest expense | $1,298,000 | 5,458 |
| Salaries and employee benefits | $805,000 | 4,910 |
| Premises and equipment expense | $110,000 | 6,131 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $651,000 | 3,166 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $639,000 | 2,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $639,000 | 2,936 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $639,000 | 2,941 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $511,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $639,000 | 2,834 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,124 |
| Total interest expense | $388,000 | 4,553 |
| Net interest income | $815,000 | 5,248 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $145,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 3,466 |
| Total noninterest expense | $654,000 | 5,504 |
| Salaries and employee benefits | $399,000 | 5,009 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $206,000 | 5,617 |
| Pre-tax net operating income | $276,000 | 3,512 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $270,000 | 3,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 3,335 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $270,000 | 3,337 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $270,000 | 3,225 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 5,239 |
| Total interest expense | $1,901,000 | 4,601 |
| Net interest income | $2,890,000 | 5,478 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $801,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $187,000 | 4,761 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $614,000 | 2,865 |
| Total noninterest expense | $2,453,000 | 5,739 |
| Salaries and employee benefits | $1,482,000 | 5,238 |
| Premises and equipment expense | $312,000 | 5,555 |
| Additional noninterest expense | $659,000 | 6,268 |
| Pre-tax net operating income | $1,143,000 | 2,788 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $24,000 | 3,590 |
| Income before extraordinary items | $1,119,000 | 2,582 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,119,000 | 2,580 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,119,000 | 2,581 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,119,000 | 2,541 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 5,353 |
| Total interest expense | $1,421,000 | 4,745 |
| Net interest income | $2,130,000 | 5,549 |
| Provision for loan and lease losses | $85,000 | 6,170 |
| Total noninterest income | $649,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $137,000 | 4,844 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $512,000 | 2,774 |
| Total noninterest expense | $1,782,000 | 5,840 |
| Salaries and employee benefits | $1,089,000 | 5,323 |
| Premises and equipment expense | $217,000 | 5,784 |
| Additional noninterest expense | $476,000 | 6,369 |
| Pre-tax net operating income | $912,000 | 2,902 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $18,000 | 3,828 |
| Income before extraordinary items | $894,000 | 2,664 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $894,000 | 2,661 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $894,000 | 2,664 |
| Net charge-offs | $34,000 | 5,945 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $894,000 | 2,624 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,393 |
| Total interest expense | $981,000 | 4,777 |
| Net interest income | $1,389,000 | 5,609 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $517,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $431,000 | 2,439 |
| Total noninterest expense | $1,198,000 | 5,856 |
| Salaries and employee benefits | $741,000 | 5,329 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $316,000 | 6,390 |
| Pre-tax net operating income | $673,000 | 2,835 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $661,000 | 2,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $661,000 | 2,596 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $661,000 | 2,598 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $661,000 | 2,517 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,458 |
| Total interest expense | $508,000 | 4,796 |
| Net interest income | $672,000 | 5,690 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $316,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $275,000 | 2,070 |
| Total noninterest expense | $603,000 | 5,796 |
| Salaries and employee benefits | $378,000 | 5,322 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $156,000 | 6,206 |
| Pre-tax net operating income | $365,000 | 2,988 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $359,000 | 2,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 2,764 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $359,000 | 2,767 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $359,000 | 2,628 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 5,591 |
| Total interest expense | $2,178,000 | 5,098 |
| Net interest income | $2,597,000 | 5,812 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $672,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $481,000 | 3,235 |
| Total noninterest expense | $2,150,000 | 6,050 |
| Salaries and employee benefits | $1,320,000 | 5,704 |
| Premises and equipment expense | $276,000 | 5,999 |
| Additional noninterest expense | $554,000 | 6,402 |
| Pre-tax net operating income | $1,009,000 | 3,737 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $995,000 | 3,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $995,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,128 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $993,040 | 3,451 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 5,655 |
| Total interest expense | $1,648,000 | 5,195 |
| Net interest income | $1,942,000 | 5,861 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $547,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $143,000 | 4,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 3,167 |
| Total noninterest expense | $1,633,000 | 5,998 |
| Salaries and employee benefits | $1,010,000 | 5,658 |
| Premises and equipment expense | $203,000 | 6,060 |
| Additional noninterest expense | $420,000 | 6,359 |
| Pre-tax net operating income | $766,000 | 4,180 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $12,000 | 4,805 |
| Income before extraordinary items | $755,000 | 3,677 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $755,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $754,020 | 3,816 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 5,733 |
| Total interest expense | $1,116,000 | 5,305 |
| Net interest income | $1,273,000 | 5,910 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $394,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $306,000 | 2,983 |
| Total noninterest expense | $1,077,000 | 6,067 |
| Salaries and employee benefits | $679,000 | 5,677 |
| Premises and equipment expense | $132,000 | 6,169 |
| Additional noninterest expense | $266,000 | 6,492 |
| Pre-tax net operating income | $530,000 | 4,274 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $523,000 | 3,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $522,020 | 3,873 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,837 |
| Total interest expense | $576,000 | 5,406 |
| Net interest income | $607,000 | 6,076 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $537,000 | 6,115 |
| Salaries and employee benefits | $350,000 | 5,632 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $276,000 | 4,340 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $273,000 | 4,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $273,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $272,010 | 3,934 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 5,961 |
| Total interest expense | $2,311,000 | 5,481 |
| Net interest income | $2,245,000 | 6,227 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $496,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $164,000 | 5,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $332,000 | 4,067 |
| Total noninterest expense | $1,873,000 | 6,383 |
| Salaries and employee benefits | $1,132,000 | 6,147 |
| Premises and equipment expense | $267,000 | 6,066 |
| Additional noninterest expense | $474,000 | 6,704 |
| Pre-tax net operating income | $748,000 | 5,311 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $737,000 | 4,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $737,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $737,000 | 4,925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 6,052 |
| Total interest expense | $1,691,000 | 5,552 |
| Net interest income | $1,623,000 | 6,370 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $348,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $234,000 | 4,196 |
| Total noninterest expense | $1,391,000 | 6,384 |
| Salaries and employee benefits | $841,000 | 6,162 |
| Premises and equipment expense | $199,000 | 6,094 |
| Additional noninterest expense | $351,000 | 6,728 |
| Pre-tax net operating income | $490,000 | 5,813 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $482,000 | 5,456 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $482,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $482,000 | 5,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 6,145 |
| Total interest expense | $1,073,000 | 5,700 |
| Net interest income | $1,072,000 | 6,431 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $218,000 | 5,409 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $924,000 | 6,434 |
| Salaries and employee benefits | $562,000 | 6,208 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $306,000 | 5,993 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $300,000 | 5,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $300,000 | 5,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 6,239 |
| Total interest expense | $520,000 | 5,762 |
| Net interest income | $516,000 | 6,536 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $463,000 | 6,476 |
| Salaries and employee benefits | $284,000 | 6,209 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $125,000 | 6,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $125,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $125,000 | 5,993 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 6,343 |
| Total interest expense | $1,662,000 | 5,876 |
| Net interest income | $1,971,000 | 6,586 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $370,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $164,000 | 5,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $1,664,000 | 6,629 |
| Salaries and employee benefits | $976,000 | 6,464 |
| Premises and equipment expense | $239,000 | 6,321 |
| Additional noninterest expense | $449,000 | 6,799 |
| Pre-tax net operating income | $581,000 | 6,249 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $581,000 | 5,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $581,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $581,000 | 5,878 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 6,433 |
| Total interest expense | $1,174,000 | 5,958 |
| Net interest income | $1,464,000 | 6,683 |
| Provision for loan and lease losses | $86,000 | 4,427 |
| Total noninterest income | $283,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 5,064 |
| Total noninterest expense | $1,206,000 | 6,733 |
| Salaries and employee benefits | $698,000 | 6,578 |
| Premises and equipment expense | $177,000 | 6,376 |
| Additional noninterest expense | $331,000 | 6,868 |
| Pre-tax net operating income | $455,000 | 6,400 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $455,000 | 5,975 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $455,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $455,000 | 5,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 6,542 |
| Total interest expense | $728,000 | 6,052 |
| Net interest income | $946,000 | 6,797 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $189,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $766,000 | 6,882 |
| Salaries and employee benefits | $446,000 | 6,705 |
| Premises and equipment expense | $115,000 | 6,453 |
| Additional noninterest expense | $205,000 | 7,052 |
| Pre-tax net operating income | $309,000 | 6,400 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $309,000 | 5,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $309,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $309,000 | 5,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,633 |
| Total interest expense | $345,000 | 6,069 |
| Net interest income | $457,000 | 6,909 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 5,358 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $383,000 | 6,876 |
| Salaries and employee benefits | $229,000 | 6,668 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $159,000 | 6,292 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $159,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $159,000 | 5,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 6,817 |
| Total interest expense | $982,000 | 6,330 |
| Net interest income | $1,742,000 | 6,974 |
| Provision for loan and lease losses | $116,000 | 4,625 |
| Total noninterest income | $415,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $146,000 | 5,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,573 |
| Total noninterest expense | $1,444,000 | 6,988 |
| Salaries and employee benefits | $834,000 | 6,823 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $384,000 | 7,158 |
| Pre-tax net operating income | $597,000 | 6,432 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $601,000 | 5,998 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $601,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $596,000 | 5,983 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 6,938 |
| Total interest expense | $665,000 | 6,490 |
| Net interest income | $1,281,000 | 7,052 |
| Provision for loan and lease losses | $96,000 | 4,234 |
| Total noninterest income | $300,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 5,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,644 |
| Total noninterest expense | $1,076,000 | 6,995 |
| Salaries and employee benefits | $619,000 | 6,840 |
| Premises and equipment expense | $173,000 | 6,388 |
| Additional noninterest expense | $284,000 | 7,214 |
| Pre-tax net operating income | $409,000 | 6,746 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $413,000 | 6,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $413,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $408,000 | 6,285 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 7,017 |
| Total interest expense | $403,000 | 6,591 |
| Net interest income | $829,000 | 7,105 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $197,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $698,000 | 7,066 |
| Salaries and employee benefits | $402,000 | 6,901 |
| Premises and equipment expense | $116,000 | 6,370 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $268,000 | 6,787 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $272,000 | 6,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,653 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $267,000 | 6,322 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,235 |
| Total interest expense | $185,000 | 6,727 |
| Net interest income | $382,000 | 7,359 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $352,000 | 7,093 |
| Salaries and employee benefits | $199,000 | 6,989 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $107,000 | 7,119 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $111,000 | 6,711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $111,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,050 | 6,750 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 7,629 |
| Total interest expense | $537,000 | 7,168 |
| Net interest income | $1,217,000 | 7,722 |
| Provision for loan and lease losses | $171,000 | 4,036 |
| Total noninterest income | $436,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $90,000 | 6,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 3,993 |
| Total noninterest expense | $1,219,000 | 7,408 |
| Salaries and employee benefits | $702,000 | 7,272 |
| Premises and equipment expense | $202,000 | 6,741 |
| Additional noninterest expense | $315,000 | 7,617 |
| Pre-tax net operating income | $263,000 | 7,563 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $256,000 | 7,410 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $256,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 402 |
| Net operating income | $256,000 | 7,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,777 |
| Total interest expense | $381,000 | 7,299 |
| Net interest income | $852,000 | 7,865 |
| Provision for loan and lease losses | $111,000 | 4,118 |
| Total noninterest income | $305,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 4,094 |
| Total noninterest expense | $881,000 | 7,450 |
| Salaries and employee benefits | $508,000 | 7,311 |
| Premises and equipment expense | $146,000 | 6,792 |
| Additional noninterest expense | $227,000 | 7,687 |
| Pre-tax net operating income | $165,000 | 7,855 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $161,000 | 7,715 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $161,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 306 |
| Net operating income | $161,000 | 7,666 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,918 |
| Total interest expense | $247,000 | 7,407 |
| Net interest income | $526,000 | 8,028 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $210,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 4,008 |
| Total noninterest expense | $579,000 | 7,541 |
| Salaries and employee benefits | $334,000 | 7,403 |
| Premises and equipment expense | $95,000 | 6,896 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $115,000 | 7,800 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $112,000 | 7,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 212 |
| Net operating income | $112,000 | 7,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,089 |
| Total interest expense | $118,000 | 7,567 |
| Net interest income | $240,000 | 8,198 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $279,000 | 7,647 |
| Salaries and employee benefits | $164,000 | 7,492 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $31,000 | 8,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $31,000 | 8,068 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 8,221 |
| Total interest expense | $494,000 | 7,761 |
| Net interest income | $860,000 | 8,329 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $491,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $36,000 | 7,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $455,000 | 3,739 |
| Total noninterest expense | $1,071,000 | 7,734 |
| Salaries and employee benefits | $633,000 | 7,570 |
| Premises and equipment expense | $146,000 | 7,453 |
| Additional noninterest expense | $292,000 | 7,814 |
| Pre-tax net operating income | $196,000 | 7,829 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $196,000 | 7,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $196,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $196,000 | 7,657 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,351 |
| Total interest expense | $372,000 | 7,898 |
| Net interest income | $617,000 | 8,455 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $420,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $388,000 | 3,586 |
| Total noninterest expense | $771,000 | 7,809 |
| Salaries and employee benefits | $479,000 | 7,493 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $201,000 | 7,982 |
| Pre-tax net operating income | $203,000 | 7,712 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $203,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $203,000 | 7,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $886,000 | 7,942 |
| Total interest expense | $260,000 | 7,929 |
| Net interest income | $626,000 | 7,809 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $10,000 | 7,926 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $456,000 | 8,083 |
| Salaries and employee benefits | $297,000 | 7,716 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $104,000 | 8,393 |
| Pre-tax net operating income | $143,000 | 7,652 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $143,000 | 7,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $143,000 | 7,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 8,200 |
| Total interest expense | $134,000 | 7,969 |
| Net interest income | $260,000 | 8,184 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $7,000 | 9,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $210,000 | 8,254 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $36,000 | 8,212 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $36,000 | 8,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $36,000 | 8,026 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 8,421 |
| Total interest expense | $632,000 | 7,999 |
| Net interest income | $835,000 | 8,522 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $15,000 | 9,197 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $14,000 | 8,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $668,000 | 8,609 |
| Salaries and employee benefits | $397,000 | 8,521 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $177,000 | 8,709 |
| Pre-tax net operating income | $112,000 | 8,271 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $112,000 | 8,279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $112,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $112,000 | 8,178 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 9,047 |
| Total interest expense | $644,000 | 8,734 |
| Net interest income | $492,000 | 9,204 |
| Provision for loan and lease losses | $84,000 | 5,921 |
| Total noninterest income | $7,000 | 9,499 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $7,000 | 8,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $492,000 | 9,200 |
| Salaries and employee benefits | $253,000 | 9,242 |
| Premises and equipment expense | $85,000 | 8,547 |
| Additional noninterest expense | $154,000 | 9,023 |
| Pre-tax net operating income | $-77,000 | 8,839 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-77,000 | 8,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-77,000 | 8,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-77,000 | 8,872 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 9,684 |
| Total interest expense | $266,000 | 9,574 |
| Net interest income | $260,000 | 9,736 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $11,000 | 9,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $413,000 | 9,572 |
| Salaries and employee benefits | $195,000 | 9,647 |
| Premises and equipment expense | $87,000 | 8,667 |
| Additional noninterest expense | $131,000 | 9,407 |
| Pre-tax net operating income | $-147,000 | 9,292 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-147,000 | 9,317 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-147,000 | 9,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-147,000 | 9,315 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $75,000 | 10,198 |
| Total interest expense | $16,000 | 10,161 |
| Net interest income | $59,000 | 10,186 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $80,000 | 10,203 |
| Salaries and employee benefits | $38,000 | 10,190 |
| Premises and equipment expense | $16,000 | 10,113 |
| Additional noninterest expense | $26,000 | 10,198 |
| Pre-tax net operating income | $-96,000 | 9,532 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-96,000 | 9,567 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-96,000 | 9,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 396 |
| Net operating income | $-96,000 | 9,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.