Home > Bank of Prescott > Income and Expense
Bank of Prescott, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 4,508 |
| Total interest expense | $325,000 | 4,319 |
| Net interest income | $1,763,000 | 4,494 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $212,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $78,000 | 3,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 4,073 |
| Total noninterest expense | $1,625,000 | 4,356 |
| Salaries and employee benefits | $980,000 | 4,255 |
| Premises and equipment expense | $228,000 | 3,937 |
| Additional noninterest expense | $417,000 | 4,589 |
| Pre-tax net operating income | $350,000 | 4,563 |
| Securities gains (losses) | $-5,000 | 4,797 |
| Applicable income taxes | $-8,000 | 5,125 |
| Income before extraordinary items | $353,000 | 4,532 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $353,000 | 4,531 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $353,000 | 4,531 |
| Net charge-offs | $135,000 | 1,567 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $358,000 | 4,499 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 4,545 |
| Total interest expense | $215,000 | 4,343 |
| Net interest income | $1,173,000 | 4,529 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $133,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $51,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,151 |
| Total noninterest expense | $1,044,000 | 4,425 |
| Salaries and employee benefits | $635,000 | 4,322 |
| Premises and equipment expense | $161,000 | 3,876 |
| Additional noninterest expense | $248,000 | 4,729 |
| Pre-tax net operating income | $262,000 | 4,535 |
| Securities gains (losses) | $-5,000 | 4,829 |
| Applicable income taxes | $-3,000 | 5,143 |
| Income before extraordinary items | $260,000 | 4,462 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $260,000 | 4,460 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $260,000 | 4,460 |
| Net charge-offs | $137,000 | 1,220 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $265,000 | 4,437 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 4,586 |
| Total interest expense | $107,000 | 4,364 |
| Net interest income | $586,000 | 4,574 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $65,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $25,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,165 |
| Total noninterest expense | $532,000 | 4,451 |
| Salaries and employee benefits | $322,000 | 4,352 |
| Premises and equipment expense | $75,000 | 4,014 |
| Additional noninterest expense | $135,000 | 4,690 |
| Pre-tax net operating income | $119,000 | 4,581 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $119,000 | 4,522 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $119,000 | 4,521 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $119,000 | 4,521 |
| Net charge-offs | $-250,000 | 5,284 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $119,000 | 4,508 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 4,555 |
| Total interest expense | $372,000 | 4,274 |
| Net interest income | $2,447,000 | 4,540 |
| Provision for loan and lease losses | $2,262,000 | 451 |
| Total noninterest income | $267,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $99,000 | 4,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 4,223 |
| Total noninterest expense | $2,171,000 | 4,461 |
| Salaries and employee benefits | $1,334,000 | 4,335 |
| Premises and equipment expense | $281,000 | 4,114 |
| Additional noninterest expense | $556,000 | 4,693 |
| Pre-tax net operating income | $-1,719,000 | 5,374 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-567,000 | 5,361 |
| Income before extraordinary items | $-1,152,000 | 5,351 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,152,000 | 5,350 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,152,000 | 5,350 |
| Net charge-offs | $3,366,000 | 261 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-1,152,000 | 5,351 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 4,605 |
| Total interest expense | $267,000 | 4,300 |
| Net interest income | $1,838,000 | 4,590 |
| Provision for loan and lease losses | $2,262,000 | 361 |
| Total noninterest income | $221,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $76,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 4,138 |
| Total noninterest expense | $1,560,000 | 4,534 |
| Salaries and employee benefits | $976,000 | 4,392 |
| Premises and equipment expense | $200,000 | 4,230 |
| Additional noninterest expense | $384,000 | 4,829 |
| Pre-tax net operating income | $-1,763,000 | 5,457 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-569,000 | 5,454 |
| Income before extraordinary items | $-1,194,000 | 5,439 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,194,000 | 5,438 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,194,000 | 5,438 |
| Net charge-offs | $3,684,000 | 192 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-1,194,000 | 5,439 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,626 |
| Total interest expense | $171,000 | 4,313 |
| Net interest income | $1,235,000 | 4,614 |
| Provision for loan and lease losses | $2,262,000 | 268 |
| Total noninterest income | $152,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $51,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,128 |
| Total noninterest expense | $1,053,000 | 4,573 |
| Salaries and employee benefits | $674,000 | 4,389 |
| Premises and equipment expense | $127,000 | 4,322 |
| Additional noninterest expense | $252,000 | 4,891 |
| Pre-tax net operating income | $-1,928,000 | 5,529 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-574,000 | 5,513 |
| Income before extraordinary items | $-1,354,000 | 5,514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,354,000 | 5,513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,354,000 | 5,513 |
| Net charge-offs | $3,718,000 | 147 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-1,354,000 | 5,513 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 4,664 |
| Total interest expense | $84,000 | 4,325 |
| Net interest income | $626,000 | 4,645 |
| Provision for loan and lease losses | $2,262,000 | 159 |
| Total noninterest income | $73,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,189 |
| Total noninterest expense | $505,000 | 4,672 |
| Salaries and employee benefits | $339,000 | 4,434 |
| Premises and equipment expense | $59,000 | 4,461 |
| Additional noninterest expense | $107,000 | 5,069 |
| Pre-tax net operating income | $-2,068,000 | 5,607 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-575,000 | 5,590 |
| Income before extraordinary items | $-1,493,000 | 5,593 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-1,493,000 | 5,593 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,493,000 | 5,593 |
| Net charge-offs | $3,871,000 | 99 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-1,493,000 | 5,594 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,510 |
| Total interest expense | $392,000 | 4,017 |
| Net interest income | $2,804,000 | 4,518 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $507,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $98,000 | 4,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,428 |
| Total noninterest expense | $2,286,000 | 4,558 |
| Salaries and employee benefits | $1,390,000 | 4,422 |
| Premises and equipment expense | $290,000 | 4,235 |
| Additional noninterest expense | $606,000 | 4,791 |
| Pre-tax net operating income | $925,000 | 4,157 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $118,000 | 3,215 |
| Income before extraordinary items | $807,000 | 3,994 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $807,000 | 3,994 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $807,000 | 3,994 |
| Net charge-offs | $270,000 | 1,574 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $807,000 | 3,979 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 4,507 |
| Total interest expense | $302,000 | 4,001 |
| Net interest income | $2,166,000 | 4,516 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $323,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $74,000 | 4,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,719 |
| Total noninterest expense | $1,687,000 | 4,599 |
| Salaries and employee benefits | $1,007,000 | 4,494 |
| Premises and equipment expense | $192,000 | 4,432 |
| Additional noninterest expense | $488,000 | 4,723 |
| Pre-tax net operating income | $802,000 | 4,051 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $116,000 | 3,086 |
| Income before extraordinary items | $686,000 | 4,029 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $686,000 | 4,028 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $686,000 | 4,029 |
| Net charge-offs | $244,000 | 1,256 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $686,000 | 4,020 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 4,507 |
| Total interest expense | $202,000 | 3,980 |
| Net interest income | $1,462,000 | 4,515 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $241,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $50,000 | 4,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 3,541 |
| Total noninterest expense | $1,131,000 | 4,625 |
| Salaries and employee benefits | $681,000 | 4,512 |
| Premises and equipment expense | $137,000 | 4,360 |
| Additional noninterest expense | $313,000 | 4,813 |
| Pre-tax net operating income | $572,000 | 3,954 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $70,000 | 3,141 |
| Income before extraordinary items | $502,000 | 3,895 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $502,000 | 3,893 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $502,000 | 3,895 |
| Net charge-offs | $24,000 | 2,491 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $502,000 | 3,882 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 4,522 |
| Total interest expense | $98,000 | 4,037 |
| Net interest income | $736,000 | 4,529 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $67,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,488 |
| Total noninterest expense | $555,000 | 4,698 |
| Salaries and employee benefits | $339,000 | 4,565 |
| Premises and equipment expense | $71,000 | 4,350 |
| Additional noninterest expense | $145,000 | 4,951 |
| Pre-tax net operating income | $248,000 | 4,111 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $36,000 | 3,067 |
| Income before extraordinary items | $212,000 | 4,057 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $212,000 | 4,056 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $212,000 | 4,057 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $212,000 | 4,038 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 4,551 |
| Total interest expense | $422,000 | 3,930 |
| Net interest income | $2,911,000 | 4,575 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $254,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $111,000 | 4,390 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $143,000 | 4,686 |
| Total noninterest expense | $2,254,000 | 4,718 |
| Salaries and employee benefits | $1,374,000 | 4,548 |
| Premises and equipment expense | $251,000 | 4,599 |
| Additional noninterest expense | $629,000 | 4,921 |
| Pre-tax net operating income | $811,000 | 4,323 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $-83,000 | 5,759 |
| Income before extraordinary items | $900,000 | 4,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $900,000 | 4,031 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $900,000 | 4,032 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $504,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $894,000 | 3,968 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 4,600 |
| Total interest expense | $320,000 | 3,935 |
| Net interest income | $2,159,000 | 4,635 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $179,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $83,000 | 4,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $96,000 | 4,836 |
| Total noninterest expense | $1,620,000 | 4,806 |
| Salaries and employee benefits | $971,000 | 4,648 |
| Premises and equipment expense | $173,000 | 4,739 |
| Additional noninterest expense | $476,000 | 4,951 |
| Pre-tax net operating income | $718,000 | 4,207 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-62,000 | 5,874 |
| Income before extraordinary items | $780,000 | 3,882 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $780,000 | 3,880 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $780,000 | 3,882 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $780,000 | 3,818 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 4,639 |
| Total interest expense | $222,000 | 3,885 |
| Net interest income | $1,431,000 | 4,682 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $135,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $52,000 | 4,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,611 |
| Total noninterest expense | $1,115,000 | 4,814 |
| Salaries and employee benefits | $641,000 | 4,707 |
| Premises and equipment expense | $117,000 | 4,756 |
| Additional noninterest expense | $357,000 | 4,833 |
| Pre-tax net operating income | $451,000 | 4,310 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-52,000 | 5,964 |
| Income before extraordinary items | $503,000 | 3,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $503,000 | 3,945 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $503,000 | 3,946 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $503,000 | 3,872 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,708 |
| Total interest expense | $118,000 | 3,806 |
| Net interest income | $692,000 | 4,761 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $70,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $42,000 | 4,587 |
| Total noninterest expense | $516,000 | 4,975 |
| Salaries and employee benefits | $316,000 | 4,767 |
| Premises and equipment expense | $51,000 | 4,973 |
| Additional noninterest expense | $149,000 | 5,133 |
| Pre-tax net operating income | $246,000 | 4,160 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-15,000 | 6,000 |
| Income before extraordinary items | $261,000 | 3,860 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $261,000 | 3,857 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $261,000 | 3,858 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $261,000 | 3,799 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 4,623 |
| Total interest expense | $446,000 | 3,943 |
| Net interest income | $2,956,000 | 4,664 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $263,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $164,000 | 4,661 |
| Total noninterest expense | $2,003,000 | 5,058 |
| Salaries and employee benefits | $1,236,000 | 4,843 |
| Premises and equipment expense | $270,000 | 4,651 |
| Additional noninterest expense | $497,000 | 5,398 |
| Pre-tax net operating income | $916,000 | 4,210 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $185,000 | 2,986 |
| Income before extraordinary items | $731,000 | 4,363 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $731,000 | 4,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $731,000 | 4,362 |
| Net charge-offs | $-59,000 | 5,620 |
| Cash dividends | $480,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $731,000 | 4,314 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 4,681 |
| Total interest expense | $335,000 | 3,992 |
| Net interest income | $2,203,000 | 4,728 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $219,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $93,000 | 4,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,676 |
| Total noninterest expense | $1,424,000 | 5,178 |
| Salaries and employee benefits | $871,000 | 4,969 |
| Premises and equipment expense | $192,000 | 4,780 |
| Additional noninterest expense | $361,000 | 5,487 |
| Pre-tax net operating income | $998,000 | 3,751 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $167,000 | 2,950 |
| Income before extraordinary items | $831,000 | 3,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $831,000 | 3,814 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $831,000 | 3,815 |
| Net charge-offs | $-59,000 | 5,662 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $831,000 | 3,767 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 4,728 |
| Total interest expense | $225,000 | 4,017 |
| Net interest income | $1,462,000 | 4,761 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $131,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 4,869 |
| Total noninterest expense | $964,000 | 5,192 |
| Salaries and employee benefits | $591,000 | 4,998 |
| Premises and equipment expense | $128,000 | 4,810 |
| Additional noninterest expense | $245,000 | 5,522 |
| Pre-tax net operating income | $629,000 | 3,822 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $104,000 | 2,996 |
| Income before extraordinary items | $525,000 | 3,885 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $525,000 | 3,886 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $525,000 | 3,888 |
| Net charge-offs | $-58,000 | 5,783 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $525,000 | 3,830 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 4,786 |
| Total interest expense | $115,000 | 4,019 |
| Net interest income | $718,000 | 4,832 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $66,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $490,000 | 5,208 |
| Salaries and employee benefits | $294,000 | 5,041 |
| Premises and equipment expense | $54,000 | 5,128 |
| Additional noninterest expense | $142,000 | 5,364 |
| Pre-tax net operating income | $294,000 | 3,913 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $42,000 | 3,119 |
| Income before extraordinary items | $252,000 | 3,941 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $252,000 | 3,945 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $252,000 | 3,945 |
| Net charge-offs | $-57,000 | 5,985 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $252,000 | 3,864 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 4,804 |
| Total interest expense | $459,000 | 4,182 |
| Net interest income | $2,964,000 | 4,835 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $295,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $145,000 | 4,439 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $150,000 | 4,853 |
| Total noninterest expense | $2,064,000 | 5,215 |
| Salaries and employee benefits | $1,242,000 | 5,013 |
| Premises and equipment expense | $286,000 | 4,760 |
| Additional noninterest expense | $536,000 | 5,543 |
| Pre-tax net operating income | $1,095,000 | 3,985 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $117,000 | 3,302 |
| Income before extraordinary items | $978,000 | 3,998 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $978,000 | 3,997 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $978,000 | 3,999 |
| Net charge-offs | $58,000 | 3,643 |
| Cash dividends | $720,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $978,000 | 3,937 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 4,846 |
| Total interest expense | $344,000 | 4,229 |
| Net interest income | $2,231,000 | 4,877 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $217,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $108,000 | 4,952 |
| Total noninterest expense | $1,542,000 | 5,244 |
| Salaries and employee benefits | $911,000 | 5,082 |
| Premises and equipment expense | $192,000 | 5,004 |
| Additional noninterest expense | $439,000 | 5,468 |
| Pre-tax net operating income | $906,000 | 3,917 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $148,000 | 3,035 |
| Income before extraordinary items | $758,000 | 3,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $758,000 | 3,997 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $758,000 | 3,997 |
| Net charge-offs | $33,000 | 3,555 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $758,000 | 3,943 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,892 |
| Total interest expense | $226,000 | 4,309 |
| Net interest income | $1,475,000 | 4,914 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $142,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $71,000 | 4,980 |
| Total noninterest expense | $1,005,000 | 5,327 |
| Salaries and employee benefits | $605,000 | 5,129 |
| Premises and equipment expense | $130,000 | 5,029 |
| Additional noninterest expense | $270,000 | 5,614 |
| Pre-tax net operating income | $612,000 | 3,839 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $112,000 | 2,928 |
| Income before extraordinary items | $500,000 | 3,966 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $500,000 | 3,972 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $500,000 | 3,972 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $500,000 | 3,906 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 4,924 |
| Total interest expense | $113,000 | 4,371 |
| Net interest income | $737,000 | 4,949 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $70,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $505,000 | 5,385 |
| Salaries and employee benefits | $309,000 | 5,157 |
| Premises and equipment expense | $59,000 | 5,256 |
| Additional noninterest expense | $137,000 | 5,655 |
| Pre-tax net operating income | $302,000 | 3,812 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $35,000 | 3,196 |
| Income before extraordinary items | $267,000 | 3,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,748 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $267,000 | 3,748 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $267,000 | 3,696 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 5,037 |
| Total interest expense | $472,000 | 4,595 |
| Net interest income | $2,867,000 | 5,032 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $284,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $148,000 | 4,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,049 |
| Total noninterest expense | $1,969,000 | 5,496 |
| Salaries and employee benefits | $1,188,000 | 5,282 |
| Premises and equipment expense | $269,000 | 5,057 |
| Additional noninterest expense | $512,000 | 5,822 |
| Pre-tax net operating income | $1,082,000 | 3,952 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $1,018,000 | 3,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,018,000 | 3,864 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,018,000 | 3,865 |
| Net charge-offs | $116,000 | 3,601 |
| Cash dividends | $696,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,018,000 | 3,803 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 5,093 |
| Total interest expense | $357,000 | 4,660 |
| Net interest income | $2,142,000 | 5,085 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $214,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $108,000 | 4,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $106,000 | 5,112 |
| Total noninterest expense | $1,420,000 | 5,582 |
| Salaries and employee benefits | $845,000 | 5,390 |
| Premises and equipment expense | $185,000 | 5,242 |
| Additional noninterest expense | $390,000 | 5,814 |
| Pre-tax net operating income | $936,000 | 3,792 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $120,000 | 3,181 |
| Income before extraordinary items | $816,000 | 3,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $816,000 | 3,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 3,785 |
| Net charge-offs | $117,000 | 3,108 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $816,000 | 3,714 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 5,116 |
| Total interest expense | $240,000 | 4,708 |
| Net interest income | $1,423,000 | 5,103 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $142,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 5,136 |
| Total noninterest expense | $923,000 | 5,651 |
| Salaries and employee benefits | $562,000 | 5,414 |
| Premises and equipment expense | $132,000 | 5,141 |
| Additional noninterest expense | $229,000 | 6,000 |
| Pre-tax net operating income | $642,000 | 3,706 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $108,000 | 2,951 |
| Income before extraordinary items | $534,000 | 3,811 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $534,000 | 3,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $534,000 | 3,814 |
| Net charge-offs | $117,000 | 2,602 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $534,000 | 3,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 5,135 |
| Total interest expense | $119,000 | 4,807 |
| Net interest income | $719,000 | 5,108 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,143 |
| Total noninterest expense | $457,000 | 5,714 |
| Salaries and employee benefits | $281,000 | 5,445 |
| Premises and equipment expense | $60,000 | 5,343 |
| Additional noninterest expense | $116,000 | 6,058 |
| Pre-tax net operating income | $331,000 | 3,619 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $50,000 | 2,989 |
| Income before extraordinary items | $281,000 | 3,689 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $281,000 | 3,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $281,000 | 3,690 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $281,000 | 3,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 5,163 |
| Total interest expense | $488,000 | 5,168 |
| Net interest income | $3,030,000 | 5,074 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $336,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $183,000 | 4,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $153,000 | 4,915 |
| Total noninterest expense | $1,862,000 | 5,777 |
| Salaries and employee benefits | $1,103,000 | 5,538 |
| Premises and equipment expense | $231,000 | 5,501 |
| Additional noninterest expense | $528,000 | 5,995 |
| Pre-tax net operating income | $1,154,000 | 3,793 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $1,150,000 | 3,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,150,000 | 3,648 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,150,000 | 3,650 |
| Net charge-offs | $125,000 | 4,222 |
| Cash dividends | $720,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,150,000 | 3,488 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 5,384 |
| Total interest expense | $368,000 | 5,275 |
| Net interest income | $2,096,000 | 5,341 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $258,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $140,000 | 4,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,914 |
| Total noninterest expense | $1,297,000 | 5,934 |
| Salaries and employee benefits | $790,000 | 5,649 |
| Premises and equipment expense | $152,000 | 5,756 |
| Additional noninterest expense | $355,000 | 6,195 |
| Pre-tax net operating income | $1,057,000 | 3,531 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $309,000 | 2,436 |
| Income before extraordinary items | $748,000 | 3,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $748,000 | 3,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $748,000 | 3,976 |
| Net charge-offs | $14,000 | 5,204 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $748,000 | 3,813 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 5,443 |
| Total interest expense | $244,000 | 5,387 |
| Net interest income | $1,401,000 | 5,352 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $174,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $865,000 | 5,980 |
| Salaries and employee benefits | $531,000 | 5,679 |
| Premises and equipment expense | $99,000 | 5,823 |
| Additional noninterest expense | $235,000 | 6,246 |
| Pre-tax net operating income | $710,000 | 3,506 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $222,000 | 2,348 |
| Income before extraordinary items | $488,000 | 4,031 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $488,000 | 4,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $488,000 | 4,035 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $488,000 | 3,834 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 5,469 |
| Total interest expense | $126,000 | 5,433 |
| Net interest income | $699,000 | 5,396 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $83,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $445,000 | 5,981 |
| Salaries and employee benefits | $271,000 | 5,683 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $128,000 | 6,184 |
| Pre-tax net operating income | $337,000 | 3,623 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $102,000 | 2,428 |
| Income before extraordinary items | $235,000 | 4,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $235,000 | 4,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $235,000 | 4,103 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $235,000 | 3,941 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 5,520 |
| Total interest expense | $576,000 | 5,592 |
| Net interest income | $2,818,000 | 5,404 |
| Provision for loan and lease losses | $288,000 | 4,190 |
| Total noninterest income | $318,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $193,000 | 4,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $125,000 | 5,079 |
| Total noninterest expense | $1,889,000 | 5,918 |
| Salaries and employee benefits | $1,151,000 | 5,604 |
| Premises and equipment expense | $211,000 | 5,909 |
| Additional noninterest expense | $527,000 | 6,204 |
| Pre-tax net operating income | $959,000 | 3,806 |
| Securities gains (losses) | $-20,000 | 6,928 |
| Applicable income taxes | $294,000 | 2,556 |
| Income before extraordinary items | $645,000 | 4,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 4,283 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $645,000 | 4,283 |
| Net charge-offs | $225,000 | 4,158 |
| Cash dividends | $552,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $658,800 | 4,124 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 5,563 |
| Total interest expense | $444,000 | 5,660 |
| Net interest income | $2,113,000 | 5,438 |
| Provision for loan and lease losses | $248,000 | 3,884 |
| Total noninterest income | $239,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $143,000 | 4,482 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $96,000 | 5,141 |
| Total noninterest expense | $1,365,000 | 6,011 |
| Salaries and employee benefits | $837,000 | 5,687 |
| Premises and equipment expense | $146,000 | 6,088 |
| Additional noninterest expense | $382,000 | 6,296 |
| Pre-tax net operating income | $739,000 | 3,867 |
| Securities gains (losses) | $-20,000 | 7,059 |
| Applicable income taxes | $216,000 | 2,583 |
| Income before extraordinary items | $503,000 | 4,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,306 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $503,000 | 4,306 |
| Net charge-offs | $221,000 | 3,601 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $517,000 | 4,129 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 5,615 |
| Total interest expense | $304,000 | 5,716 |
| Net interest income | $1,392,000 | 5,493 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $160,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,176 |
| Total noninterest expense | $915,000 | 6,066 |
| Salaries and employee benefits | $559,000 | 5,726 |
| Premises and equipment expense | $101,000 | 6,066 |
| Additional noninterest expense | $255,000 | 6,358 |
| Pre-tax net operating income | $607,000 | 3,454 |
| Securities gains (losses) | $-20,000 | 7,131 |
| Applicable income taxes | $195,000 | 2,254 |
| Income before extraordinary items | $392,000 | 4,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 4,013 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $392,000 | 4,014 |
| Net charge-offs | $18,000 | 5,106 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $405,400 | 3,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 5,608 |
| Total interest expense | $159,000 | 5,734 |
| Net interest income | $705,000 | 5,475 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $471,000 | 6,053 |
| Salaries and employee benefits | $286,000 | 5,725 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $139,000 | 6,271 |
| Pre-tax net operating income | $299,000 | 3,535 |
| Securities gains (losses) | $-20,000 | 7,240 |
| Applicable income taxes | $87,000 | 2,333 |
| Income before extraordinary items | $192,000 | 4,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $192,000 | 4,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 4,053 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $205,800 | 3,892 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 5,811 |
| Total interest expense | $731,000 | 5,891 |
| Net interest income | $2,626,000 | 5,661 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $320,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $202,000 | 4,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $118,000 | 5,250 |
| Total noninterest expense | $1,886,000 | 6,119 |
| Salaries and employee benefits | $1,152,000 | 5,763 |
| Premises and equipment expense | $226,000 | 5,982 |
| Additional noninterest expense | $508,000 | 6,476 |
| Pre-tax net operating income | $960,000 | 3,446 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $266,000 | 2,473 |
| Income before extraordinary items | $694,000 | 3,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 3,865 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $694,000 | 3,867 |
| Net charge-offs | $43,000 | 6,009 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $694,000 | 3,723 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 5,908 |
| Total interest expense | $553,000 | 6,020 |
| Net interest income | $1,974,000 | 5,737 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $244,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $152,000 | 4,449 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $92,000 | 5,309 |
| Total noninterest expense | $1,349,000 | 6,260 |
| Salaries and employee benefits | $832,000 | 5,870 |
| Premises and equipment expense | $154,000 | 6,238 |
| Additional noninterest expense | $363,000 | 6,618 |
| Pre-tax net operating income | $869,000 | 3,329 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $257,000 | 2,299 |
| Income before extraordinary items | $612,000 | 3,746 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $612,000 | 3,746 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $612,000 | 3,747 |
| Net charge-offs | $31,000 | 5,810 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $612,000 | 3,604 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 5,966 |
| Total interest expense | $371,000 | 6,099 |
| Net interest income | $1,302,000 | 5,776 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $159,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $99,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $898,000 | 6,303 |
| Salaries and employee benefits | $554,000 | 5,920 |
| Premises and equipment expense | $103,000 | 6,257 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $563,000 | 3,431 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $167,000 | 2,301 |
| Income before extraordinary items | $396,000 | 3,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $396,000 | 3,804 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $396,000 | 3,698 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,023 |
| Total interest expense | $187,000 | 6,197 |
| Net interest income | $651,000 | 5,808 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $77,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $462,000 | 6,330 |
| Salaries and employee benefits | $290,000 | 5,901 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $120,000 | 6,724 |
| Pre-tax net operating income | $266,000 | 3,575 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $72,000 | 2,447 |
| Income before extraordinary items | $194,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 3,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $194,000 | 3,942 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $194,000 | 3,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 6,135 |
| Total interest expense | $800,000 | 6,476 |
| Net interest income | $2,537,000 | 5,799 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $345,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $237,000 | 4,324 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $108,000 | 5,550 |
| Total noninterest expense | $1,795,000 | 6,454 |
| Salaries and employee benefits | $1,137,000 | 5,970 |
| Premises and equipment expense | $197,000 | 6,506 |
| Additional noninterest expense | $461,000 | 6,913 |
| Pre-tax net operating income | $987,000 | 3,010 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $282,000 | 2,081 |
| Income before extraordinary items | $705,000 | 3,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $705,000 | 3,343 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $705,000 | 3,343 |
| Net charge-offs | $72,000 | 5,958 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $705,000 | 3,285 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 6,156 |
| Total interest expense | $611,000 | 6,561 |
| Net interest income | $1,932,000 | 5,790 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $273,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $184,000 | 4,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $89,000 | 5,552 |
| Total noninterest expense | $1,323,000 | 6,518 |
| Salaries and employee benefits | $815,000 | 6,088 |
| Premises and equipment expense | $160,000 | 6,427 |
| Additional noninterest expense | $348,000 | 6,928 |
| Pre-tax net operating income | $832,000 | 3,051 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $239,000 | 2,140 |
| Income before extraordinary items | $593,000 | 3,412 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $593,000 | 3,410 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $593,000 | 3,412 |
| Net charge-offs | $73,000 | 5,362 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $593,000 | 3,316 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 6,211 |
| Total interest expense | $420,000 | 6,618 |
| Net interest income | $1,284,000 | 5,803 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $168,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $866,000 | 6,612 |
| Salaries and employee benefits | $541,000 | 6,171 |
| Premises and equipment expense | $126,000 | 6,151 |
| Additional noninterest expense | $199,000 | 7,176 |
| Pre-tax net operating income | $586,000 | 3,044 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $176,000 | 2,105 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $410,000 | 3,431 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $410,000 | 3,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 6,162 |
| Total interest expense | $221,000 | 6,633 |
| Net interest income | $665,000 | 5,715 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $421,000 | 6,654 |
| Salaries and employee benefits | $274,000 | 6,189 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $108,000 | 6,969 |
| Pre-tax net operating income | $329,000 | 3,191 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $225,000 | 3,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 3,661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $225,000 | 3,662 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $225,000 | 3,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 6,049 |
| Total interest expense | $1,231,000 | 6,386 |
| Net interest income | $2,687,000 | 5,720 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $443,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $273,000 | 4,180 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $170,000 | 5,116 |
| Total noninterest expense | $1,705,000 | 6,605 |
| Salaries and employee benefits | $1,147,000 | 6,104 |
| Premises and equipment expense | $192,000 | 6,748 |
| Additional noninterest expense | $366,000 | 7,178 |
| Pre-tax net operating income | $1,325,000 | 3,234 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $425,000 | 2,004 |
| Income before extraordinary items | $900,000 | 3,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $900,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,425 |
| Cash dividends | $637,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $900,000 | 3,629 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,103 |
| Total interest expense | $968,000 | 6,409 |
| Net interest income | $2,002,000 | 5,790 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $289,000 | 5,436 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $201,000 | 4,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 5,818 |
| Total noninterest expense | $1,254,000 | 6,652 |
| Salaries and employee benefits | $835,000 | 6,175 |
| Premises and equipment expense | $155,000 | 6,651 |
| Additional noninterest expense | $264,000 | 7,240 |
| Pre-tax net operating income | $1,037,000 | 3,610 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $328,000 | 2,365 |
| Income before extraordinary items | $709,000 | 3,790 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $709,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $709,000 | 3,932 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 6,104 |
| Total interest expense | $681,000 | 6,411 |
| Net interest income | $1,353,000 | 5,775 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $189,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $861,000 | 6,638 |
| Salaries and employee benefits | $561,000 | 6,227 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $184,000 | 7,196 |
| Pre-tax net operating income | $681,000 | 3,745 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $216,000 | 2,585 |
| Income before extraordinary items | $465,000 | 4,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $465,000 | 4,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,134 |
| Total interest expense | $363,000 | 6,440 |
| Net interest income | $677,000 | 5,778 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $66,000 | 4,266 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $432,000 | 6,647 |
| Salaries and employee benefits | $281,000 | 6,254 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $348,000 | 3,833 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $109,000 | 2,682 |
| Income before extraordinary items | $239,000 | 4,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $239,000 | 4,188 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 6,177 |
| Total interest expense | $1,480,000 | 6,459 |
| Net interest income | $2,631,000 | 5,838 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $399,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $291,000 | 4,139 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $108,000 | 6,097 |
| Total noninterest expense | $1,668,000 | 6,662 |
| Salaries and employee benefits | $1,129,000 | 6,154 |
| Premises and equipment expense | $209,000 | 6,637 |
| Additional noninterest expense | $330,000 | 7,398 |
| Pre-tax net operating income | $1,062,000 | 4,612 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $325,000 | 3,283 |
| Income before extraordinary items | $737,000 | 4,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $737,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,230 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $737,000 | 4,925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 6,229 |
| Total interest expense | $1,097,000 | 6,511 |
| Net interest income | $1,959,000 | 5,898 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $303,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 4,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $84,000 | 6,082 |
| Total noninterest expense | $1,224,000 | 6,704 |
| Salaries and employee benefits | $818,000 | 6,238 |
| Premises and equipment expense | $166,000 | 6,532 |
| Additional noninterest expense | $240,000 | 7,438 |
| Pre-tax net operating income | $813,000 | 4,805 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $242,000 | 3,462 |
| Income before extraordinary items | $571,000 | 5,114 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $571,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,193 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $571,000 | 5,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,295 |
| Total interest expense | $718,000 | 6,567 |
| Net interest income | $1,287,000 | 5,972 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $203,000 | 5,539 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $152,000 | 4,063 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $819,000 | 6,750 |
| Salaries and employee benefits | $540,000 | 6,314 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $169,000 | 7,366 |
| Pre-tax net operating income | $521,000 | 4,952 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $157,000 | 3,582 |
| Income before extraordinary items | $364,000 | 5,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,500 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $364,000 | 5,265 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 6,330 |
| Total interest expense | $351,000 | 6,636 |
| Net interest income | $645,000 | 5,970 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $75,000 | 4,035 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $402,000 | 6,820 |
| Salaries and employee benefits | $264,000 | 6,413 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $97,000 | 7,149 |
| Pre-tax net operating income | $270,000 | 4,892 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $188,000 | 5,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $188,000 | 5,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 6,285 |
| Total interest expense | $1,181,000 | 6,612 |
| Net interest income | $2,557,000 | 5,963 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $421,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $335,000 | 3,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $1,635,000 | 6,674 |
| Salaries and employee benefits | $1,120,000 | 6,109 |
| Premises and equipment expense | $192,000 | 6,813 |
| Additional noninterest expense | $323,000 | 7,448 |
| Pre-tax net operating income | $943,000 | 5,321 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $272,000 | 3,935 |
| Income before extraordinary items | $671,000 | 5,591 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $671,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,360 |
| Cash dividends | $504,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $671,000 | 5,576 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 6,340 |
| Total interest expense | $857,000 | 6,659 |
| Net interest income | $1,899,000 | 6,051 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $319,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $253,000 | 3,926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,526 |
| Total noninterest expense | $1,210,000 | 6,724 |
| Salaries and employee benefits | $815,000 | 6,172 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $225,000 | 7,597 |
| Pre-tax net operating income | $908,000 | 4,937 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $289,000 | 3,636 |
| Income before extraordinary items | $619,000 | 5,283 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $619,000 | 5,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $619,000 | 5,272 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 6,365 |
| Total interest expense | $558,000 | 6,638 |
| Net interest income | $1,254,000 | 6,102 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $215,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $166,000 | 3,934 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,410 |
| Total noninterest expense | $830,000 | 6,680 |
| Salaries and employee benefits | $545,000 | 6,192 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $165,000 | 7,456 |
| Pre-tax net operating income | $614,000 | 4,937 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $428,000 | 5,239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $428,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $428,000 | 5,242 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,281 |
| Total interest expense | $274,000 | 6,602 |
| Net interest income | $654,000 | 6,011 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $424,000 | 6,619 |
| Salaries and employee benefits | $273,000 | 6,208 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $100,000 | 7,083 |
| Pre-tax net operating income | $340,000 | 4,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $236,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $236,000 | 4,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 6,165 |
| Total interest expense | $877,000 | 6,589 |
| Net interest income | $2,647,000 | 5,892 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $429,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $341,000 | 3,903 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,605 |
| Total noninterest expense | $1,685,000 | 6,588 |
| Salaries and employee benefits | $1,106,000 | 6,038 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $331,000 | 7,456 |
| Pre-tax net operating income | $1,391,000 | 4,560 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $447,000 | 3,537 |
| Income before extraordinary items | $944,000 | 4,969 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $944,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $798,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $944,000 | 4,941 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 6,160 |
| Total interest expense | $627,000 | 6,624 |
| Net interest income | $2,013,000 | 5,873 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $325,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $253,000 | 3,932 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $1,226,000 | 6,673 |
| Salaries and employee benefits | $789,000 | 6,171 |
| Premises and equipment expense | $196,000 | 6,093 |
| Additional noninterest expense | $241,000 | 7,510 |
| Pre-tax net operating income | $1,112,000 | 4,509 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $334,000 | 3,614 |
| Income before extraordinary items | $778,000 | 4,831 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $778,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $778,000 | 4,796 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 6,099 |
| Total interest expense | $399,000 | 6,605 |
| Net interest income | $1,369,000 | 5,796 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $211,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $162,000 | 3,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $793,000 | 6,753 |
| Salaries and employee benefits | $531,000 | 6,160 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $148,000 | 7,649 |
| Pre-tax net operating income | $787,000 | 4,318 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $239,000 | 3,487 |
| Income before extraordinary items | $548,000 | 4,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $548,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $548,000 | 4,608 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,078 |
| Total interest expense | $192,000 | 6,643 |
| Net interest income | $697,000 | 5,742 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $104,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $76,000 | 4,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $396,000 | 6,792 |
| Salaries and employee benefits | $268,000 | 6,158 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $405,000 | 4,245 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,000 | 4,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 6,075 |
| Total interest expense | $696,000 | 6,615 |
| Net interest income | $2,673,000 | 5,787 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $445,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $360,000 | 3,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,680 |
| Total noninterest expense | $1,682,000 | 6,571 |
| Salaries and employee benefits | $1,076,000 | 6,053 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $360,000 | 7,352 |
| Pre-tax net operating income | $1,436,000 | 4,353 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $463,000 | 3,475 |
| Income before extraordinary items | $971,000 | 4,781 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $971,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $798,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $972,360 | 4,708 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 6,083 |
| Total interest expense | $515,000 | 6,633 |
| Net interest income | $2,007,000 | 5,783 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $333,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $274,000 | 3,876 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 6,825 |
| Total noninterest expense | $1,269,000 | 6,513 |
| Salaries and employee benefits | $775,000 | 6,126 |
| Premises and equipment expense | $197,000 | 6,027 |
| Additional noninterest expense | $297,000 | 7,114 |
| Pre-tax net operating income | $1,071,000 | 4,442 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $332,000 | 3,611 |
| Income before extraordinary items | $737,000 | 4,825 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $737,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,355 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $738,380 | 4,735 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 6,100 |
| Total interest expense | $343,000 | 6,663 |
| Net interest income | $1,342,000 | 5,763 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $230,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $800,000 | 6,716 |
| Salaries and employee benefits | $511,000 | 6,218 |
| Premises and equipment expense | $114,000 | 6,459 |
| Additional noninterest expense | $175,000 | 7,431 |
| Pre-tax net operating income | $772,000 | 4,203 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $239,000 | 3,468 |
| Income before extraordinary items | $540,000 | 4,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $535,170 | 4,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,140 |
| Total interest expense | $172,000 | 6,722 |
| Net interest income | $663,000 | 5,810 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $404,000 | 6,735 |
| Salaries and employee benefits | $256,000 | 6,253 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $374,000 | 4,259 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $107,000 | 3,673 |
| Income before extraordinary items | $274,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $274,000 | 4,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $268,960 | 4,439 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 6,091 |
| Total interest expense | $823,000 | 6,639 |
| Net interest income | $2,616,000 | 5,758 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $472,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $373,000 | 3,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $99,000 | 6,558 |
| Total noninterest expense | $1,661,000 | 6,593 |
| Salaries and employee benefits | $1,045,000 | 6,108 |
| Premises and equipment expense | $271,000 | 5,953 |
| Additional noninterest expense | $345,000 | 7,481 |
| Pre-tax net operating income | $1,407,000 | 4,296 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $390,000 | 3,836 |
| Income before extraordinary items | $1,017,000 | 4,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,017,000 | 4,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $798,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,017,000 | 4,426 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 6,139 |
| Total interest expense | $642,000 | 6,685 |
| Net interest income | $1,967,000 | 5,766 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $368,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $284,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,238,000 | 6,596 |
| Salaries and employee benefits | $757,000 | 6,200 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $261,000 | 7,464 |
| Pre-tax net operating income | $1,077,000 | 4,358 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $286,000 | 4,002 |
| Income before extraordinary items | $791,000 | 4,629 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $791,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $791,000 | 4,453 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 6,164 |
| Total interest expense | $445,000 | 6,703 |
| Net interest income | $1,302,000 | 5,792 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $795,000 | 6,730 |
| Salaries and employee benefits | $487,000 | 6,355 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $163,000 | 7,598 |
| Pre-tax net operating income | $758,000 | 4,208 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $205,000 | 3,917 |
| Income before extraordinary items | $553,000 | 4,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $553,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $553,000 | 4,315 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,039 |
| Total interest expense | $237,000 | 6,637 |
| Net interest income | $681,000 | 5,631 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $398,000 | 6,736 |
| Salaries and employee benefits | $249,000 | 6,268 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $399,000 | 4,034 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $290,000 | 4,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $290,000 | 4,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 5,875 |
| Total interest expense | $1,297,000 | 6,185 |
| Net interest income | $2,739,000 | 5,602 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $458,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $346,000 | 3,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,615,000 | 6,622 |
| Salaries and employee benefits | $1,001,000 | 6,145 |
| Premises and equipment expense | $231,000 | 6,384 |
| Additional noninterest expense | $383,000 | 7,269 |
| Pre-tax net operating income | $1,467,000 | 4,181 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $391,000 | 3,931 |
| Income before extraordinary items | $1,076,000 | 4,385 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,076,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $696,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,076,000 | 4,281 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 5,913 |
| Total interest expense | $2,001,000 | 6,096 |
| Net interest income | $2,577,000 | 5,612 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $401,000 | 5,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $261,000 | 4,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $140,000 | 5,673 |
| Total noninterest expense | $1,476,000 | 6,845 |
| Salaries and employee benefits | $936,000 | 6,216 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $315,000 | 7,746 |
| Pre-tax net operating income | $1,447,000 | 3,950 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $396,000 | 3,754 |
| Income before extraordinary items | $1,081,000 | 4,070 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,081,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $696,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,059,100 | 4,012 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 5,891 |
| Total interest expense | $2,225,000 | 5,945 |
| Net interest income | $2,572,000 | 5,702 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $344,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $1,254,000 | 7,361 |
| Salaries and employee benefits | $820,000 | 6,630 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $264,000 | 8,226 |
| Pre-tax net operating income | $1,617,000 | 3,865 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $394,000 | 4,002 |
| Income before extraordinary items | $1,224,000 | 3,808 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,224,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $696,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,223,240 | 3,794 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,962 |
| Total interest expense | $1,923,000 | 6,143 |
| Net interest income | $2,546,000 | 5,736 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $326,000 | 6,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $1,229,000 | 7,495 |
| Salaries and employee benefits | $800,000 | 6,752 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $254,000 | 8,527 |
| Pre-tax net operating income | $1,603,000 | 3,925 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $398,000 | 4,184 |
| Income before extraordinary items | $1,205,000 | 3,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,205,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $696,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,205,000 | 3,830 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 6,008 |
| Total interest expense | $2,016,000 | 6,168 |
| Net interest income | $2,544,000 | 5,782 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $1,176,000 | 7,607 |
| Salaries and employee benefits | $769,000 | 6,820 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $261,000 | 8,491 |
| Pre-tax net operating income | $1,584,000 | 4,013 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $451,000 | 4,120 |
| Income before extraordinary items | $1,133,000 | 4,098 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,133,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,133,000 | 4,012 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 6,349 |
| Total interest expense | $1,981,000 | 6,302 |
| Net interest income | $2,366,000 | 6,267 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $1,190,000 | 7,715 |
| Salaries and employee benefits | $767,000 | 6,947 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $259,000 | 8,743 |
| Pre-tax net operating income | $1,458,000 | 4,594 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $489,000 | 4,279 |
| Income before extraordinary items | $975,000 | 4,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $975,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $970,980 | 4,747 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 7,003 |
| Total interest expense | $1,861,000 | 6,713 |
| Net interest income | $1,992,000 | 7,165 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $266,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,173,000 | 8,064 |
| Salaries and employee benefits | $788,000 | 7,038 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $237,000 | 9,540 |
| Pre-tax net operating income | $1,085,000 | 5,461 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $347,000 | 5,357 |
| Income before extraordinary items | $738,000 | 5,592 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $738,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $563,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $738,000 | 5,538 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 7,395 |
| Total interest expense | $1,778,000 | 6,953 |
| Net interest income | $1,847,000 | 7,651 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $286,000 | 7,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,190,000 | 8,241 |
| Salaries and employee benefits | $738,000 | 7,473 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $928,000 | 6,287 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $297,000 | 6,032 |
| Income before extraordinary items | $631,000 | 6,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $631,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $631,000 | 6,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 7,726 |
| Total interest expense | $1,521,000 | 6,835 |
| Net interest income | $1,702,000 | 8,300 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $761,000 | 7,442 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $347,000 | 9,382 |
| Pre-tax net operating income | $633,000 | 7,819 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $415,000 | 8,058 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $415,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $415,000 | 8,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 7,982 |
| Total interest expense | $1,471,000 | 7,303 |
| Net interest income | $1,745,000 | 8,385 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,316,000 | 8,454 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $369,000 | 9,615 |
| Pre-tax net operating income | $690,000 | 7,418 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $234,000 | 7,024 |
| Income before extraordinary items | $523,000 | 7,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $523,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $476,770 | 7,479 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 7,559 |
| Total interest expense | $1,887,000 | 7,386 |
| Net interest income | $2,075,000 | 7,558 |
| Provision for loan and lease losses | $293,000 | 4,209 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,376,000 | 8,387 |
| Salaries and employee benefits | $787,000 | 7,345 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $416,000 | 9,383 |
| Pre-tax net operating income | $687,000 | 7,174 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $208,000 | 7,402 |
| Income before extraordinary items | $480,000 | 7,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $480,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 4,017 |
| Cash dividends | $405,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $479,300 | 7,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.