Home > Bank of Prattville > Income and Expense
Bank of Prattville, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,198,000 | 2,635 |
| Total interest expense | $5,648,000 | 2,944 |
| Net interest income | $7,550,000 | 2,355 |
| Provision for loan and lease losses | $1,890,000 | 640 |
| Total noninterest income | $1,264,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,079,000 | 1,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,965 |
| Total noninterest expense | $5,584,000 | 2,444 |
| Salaries and employee benefits | $3,102,000 | 2,301 |
| Premises and equipment expense | $1,190,000 | 1,753 |
| Additional noninterest expense | $1,292,000 | 3,192 |
| Pre-tax net operating income | $1,340,000 | 4,411 |
| Securities gains (losses) | $850,000 | 175 |
| Applicable income taxes | $554,000 | 3,272 |
| Income before extraordinary items | $1,636,000 | 3,026 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,636,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,257 |
| Cash dividends | $110,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $998,500 | 4,396 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,603,000 | 2,589 |
| Total interest expense | $5,494,000 | 2,688 |
| Net interest income | $7,109,000 | 2,484 |
| Provision for loan and lease losses | $470,000 | 1,859 |
| Total noninterest income | $1,034,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $958,000 | 1,366 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $5,912,000 | 2,307 |
| Salaries and employee benefits | $2,945,000 | 2,380 |
| Premises and equipment expense | $1,347,000 | 1,523 |
| Additional noninterest expense | $1,620,000 | 2,661 |
| Pre-tax net operating income | $1,761,000 | 3,668 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $1,348,000 | 3,530 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,348,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,358 |
| Cash dividends | $585,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,358,010 | 3,472 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,413,000 | 2,425 |
| Total interest expense | $6,064,000 | 2,502 |
| Net interest income | $7,349,000 | 2,326 |
| Provision for loan and lease losses | $632,000 | 1,427 |
| Total noninterest income | $1,071,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $814,000 | 1,554 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $257,000 | 4,361 |
| Total noninterest expense | $6,248,000 | 2,103 |
| Salaries and employee benefits | $2,836,000 | 2,381 |
| Premises and equipment expense | $1,084,000 | 1,818 |
| Additional noninterest expense | $2,328,000 | 1,817 |
| Pre-tax net operating income | $1,540,000 | 4,098 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $1,231,000 | 3,850 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,231,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 918 |
| Cash dividends | $575,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,229,400 | 3,762 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,926,000 | 2,544 |
| Total interest expense | $5,879,000 | 2,536 |
| Net interest income | $7,047,000 | 2,462 |
| Provision for loan and lease losses | $762,000 | 1,237 |
| Total noninterest income | $1,113,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $947,000 | 1,353 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $5,350,000 | 2,409 |
| Salaries and employee benefits | $2,672,000 | 2,486 |
| Premises and equipment expense | $1,185,000 | 1,657 |
| Additional noninterest expense | $1,493,000 | 2,749 |
| Pre-tax net operating income | $2,048,000 | 3,457 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $509,000 | 4,165 |
| Income before extraordinary items | $1,566,000 | 3,234 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,566,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 930 |
| Cash dividends | $430,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,545,750 | 3,200 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 2,631 |
| Total interest expense | $5,793,000 | 2,629 |
| Net interest income | $6,917,000 | 2,552 |
| Provision for loan and lease losses | $208,000 | 3,331 |
| Total noninterest income | $1,042,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $848,000 | 1,577 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $5,867,000 | 2,345 |
| Salaries and employee benefits | $2,850,000 | 2,338 |
| Premises and equipment expense | $1,032,000 | 1,948 |
| Additional noninterest expense | $1,985,000 | 2,476 |
| Pre-tax net operating income | $1,884,000 | 3,579 |
| Securities gains (losses) | $-52,000 | 11,047 |
| Applicable income taxes | $500,000 | 4,144 |
| Income before extraordinary items | $1,332,000 | 3,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,332,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $430,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,369,960 | 3,422 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,601,000 | 2,658 |
| Total interest expense | $5,410,000 | 2,826 |
| Net interest income | $7,191,000 | 2,493 |
| Provision for loan and lease losses | $495,000 | 1,586 |
| Total noninterest income | $907,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $796,000 | 1,701 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $5,355,000 | 2,536 |
| Salaries and employee benefits | $2,680,000 | 2,492 |
| Premises and equipment expense | $912,000 | 2,199 |
| Additional noninterest expense | $1,763,000 | 2,671 |
| Pre-tax net operating income | $2,248,000 | 3,153 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $688,000 | 3,285 |
| Income before extraordinary items | $1,571,000 | 3,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,571,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,457 |
| Cash dividends | $1,192,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,563,300 | 3,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,695,000 | 2,599 |
| Total interest expense | $4,623,000 | 2,645 |
| Net interest income | $7,072,000 | 2,548 |
| Provision for loan and lease losses | $408,000 | 1,799 |
| Total noninterest income | $1,147,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $925,000 | 1,465 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $222,000 | 4,938 |
| Total noninterest expense | $4,931,000 | 2,811 |
| Salaries and employee benefits | $2,562,000 | 2,597 |
| Premises and equipment expense | $843,000 | 2,408 |
| Additional noninterest expense | $1,526,000 | 3,240 |
| Pre-tax net operating income | $2,880,000 | 2,465 |
| Securities gains (losses) | $-145,000 | 11,772 |
| Applicable income taxes | $840,000 | 2,653 |
| Income before extraordinary items | $1,895,000 | 2,560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,895,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,674 |
| Cash dividends | $610,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,995,050 | 2,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,396,000 | 2,716 |
| Total interest expense | $4,397,000 | 2,912 |
| Net interest income | $6,999,000 | 2,576 |
| Provision for loan and lease losses | $1,128,000 | 1,199 |
| Total noninterest income | $1,028,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $813,000 | 1,687 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $5,014,000 | 2,851 |
| Salaries and employee benefits | $2,511,000 | 2,641 |
| Premises and equipment expense | $888,000 | 2,303 |
| Additional noninterest expense | $1,615,000 | 3,288 |
| Pre-tax net operating income | $1,885,000 | 3,514 |
| Securities gains (losses) | $158,000 | 1,934 |
| Applicable income taxes | $478,000 | 4,347 |
| Income before extraordinary items | $1,565,000 | 3,116 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,565,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $871,000 | 1,254 |
| Cash dividends | $519,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,443,340 | 3,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,048,000 | 3,175 |
| Total interest expense | $5,137,000 | 3,238 |
| Net interest income | $5,911,000 | 3,098 |
| Provision for loan and lease losses | $961,000 | 1,890 |
| Total noninterest income | $1,119,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $868,000 | 1,558 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $4,364,000 | 3,254 |
| Salaries and employee benefits | $2,316,000 | 2,802 |
| Premises and equipment expense | $678,000 | 3,002 |
| Additional noninterest expense | $1,370,000 | 3,876 |
| Pre-tax net operating income | $1,705,000 | 3,612 |
| Securities gains (losses) | $126,000 | 2,643 |
| Applicable income taxes | $503,000 | 3,982 |
| Income before extraordinary items | $1,328,000 | 3,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,328,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 2,057 |
| Cash dividends | $475,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,236,020 | 3,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.