Home > Bank of Powhatan, N.A. > Income and Expense
Bank of Powhatan, N.A., Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 5,600 |
| Total interest expense | $498,000 | 5,869 |
| Net interest income | $833,000 | 5,248 |
| Provision for loan and lease losses | $373,000 | 664 |
| Total noninterest income | $119,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $947,000 | 4,300 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $541,000 | 2,436 |
| Pre-tax net operating income | $-368,000 | 8,457 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-368,000 | 8,479 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-368,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 395 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-368,000 | 8,471 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 5,441 |
| Total interest expense | $1,840,000 | 5,629 |
| Net interest income | $3,365,000 | 5,182 |
| Provision for loan and lease losses | $276,000 | 2,933 |
| Total noninterest income | $2,302,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $267,000 | 4,358 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,035,000 | 1,330 |
| Total noninterest expense | $4,873,000 | 3,420 |
| Salaries and employee benefits | $2,868,000 | 3,258 |
| Premises and equipment expense | $507,000 | 4,227 |
| Additional noninterest expense | $1,498,000 | 3,289 |
| Pre-tax net operating income | $518,000 | 6,422 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $518,000 | 6,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $518,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,558 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $518,000 | 6,078 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 5,494 |
| Total interest expense | $1,330,000 | 5,649 |
| Net interest income | $2,499,000 | 5,263 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $2,090,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $193,000 | 4,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,897,000 | 1,138 |
| Total noninterest expense | $4,086,000 | 3,113 |
| Salaries and employee benefits | $2,453,000 | 2,897 |
| Premises and equipment expense | $398,000 | 4,124 |
| Additional noninterest expense | $1,235,000 | 3,043 |
| Pre-tax net operating income | $298,000 | 7,014 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $298,000 | 6,731 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $298,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,022 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $298,000 | 6,733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 5,516 |
| Total interest expense | $846,000 | 5,659 |
| Net interest income | $1,663,000 | 5,294 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $1,785,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 4,552 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,662,000 | 954 |
| Total noninterest expense | $3,200,000 | 2,747 |
| Salaries and employee benefits | $1,960,000 | 2,478 |
| Premises and equipment expense | $266,000 | 4,118 |
| Additional noninterest expense | $974,000 | 2,628 |
| Pre-tax net operating income | $222,000 | 6,922 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $222,000 | 6,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $222,000 | 6,567 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 5,438 |
| Total interest expense | $405,000 | 5,649 |
| Net interest income | $857,000 | 5,194 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $961,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $906,000 | 871 |
| Total noninterest expense | $1,606,000 | 2,723 |
| Salaries and employee benefits | $1,086,000 | 2,271 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $382,000 | 3,250 |
| Pre-tax net operating income | $189,000 | 5,956 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $189,000 | 5,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $189,000 | 5,470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 5,483 |
| Total interest expense | $1,428,000 | 5,359 |
| Net interest income | $3,083,000 | 5,421 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $4,336,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $214,000 | 4,896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,122,000 | 779 |
| Total noninterest expense | $6,303,000 | 2,623 |
| Salaries and employee benefits | $4,240,000 | 2,167 |
| Premises and equipment expense | $499,000 | 4,179 |
| Additional noninterest expense | $1,564,000 | 3,124 |
| Pre-tax net operating income | $1,052,000 | 5,220 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,052,000 | 4,696 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,052,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $770,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,052,000 | 4,662 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 5,510 |
| Total interest expense | $1,019,000 | 5,382 |
| Net interest income | $2,296,000 | 5,447 |
| Provision for loan and lease losses | $64,000 | 4,896 |
| Total noninterest income | $3,330,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 4,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,170,000 | 771 |
| Total noninterest expense | $4,670,000 | 2,625 |
| Salaries and employee benefits | $3,183,000 | 2,146 |
| Premises and equipment expense | $381,000 | 4,113 |
| Additional noninterest expense | $1,106,000 | 3,243 |
| Pre-tax net operating income | $892,000 | 5,052 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $892,000 | 4,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $630,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $892,000 | 4,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 5,540 |
| Total interest expense | $649,000 | 5,362 |
| Net interest income | $1,493,000 | 5,518 |
| Provision for loan and lease losses | $47,000 | 4,683 |
| Total noninterest income | $2,276,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,170,000 | 757 |
| Total noninterest expense | $3,150,000 | 2,579 |
| Salaries and employee benefits | $2,166,000 | 2,098 |
| Premises and equipment expense | $251,000 | 4,138 |
| Additional noninterest expense | $733,000 | 3,231 |
| Pre-tax net operating income | $572,000 | 5,119 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $572,000 | 4,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $572,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $420,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $572,000 | 4,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,652 |
| Total interest expense | $290,000 | 5,571 |
| Net interest income | $738,000 | 5,579 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $1,080,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,028,000 | 772 |
| Total noninterest expense | $1,532,000 | 2,654 |
| Salaries and employee benefits | $1,057,000 | 2,152 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $351,000 | 3,354 |
| Pre-tax net operating income | $271,000 | 5,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $271,000 | 4,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $271,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $210,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $271,000 | 4,616 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 5,825 |
| Total interest expense | $931,000 | 5,863 |
| Net interest income | $2,753,000 | 5,700 |
| Provision for loan and lease losses | $174,000 | 4,012 |
| Total noninterest income | $3,941,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,727,000 | 836 |
| Total noninterest expense | $5,621,000 | 2,813 |
| Salaries and employee benefits | $3,696,000 | 2,345 |
| Premises and equipment expense | $542,000 | 3,832 |
| Additional noninterest expense | $1,383,000 | 3,341 |
| Pre-tax net operating income | $899,000 | 5,496 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $899,000 | 4,974 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $899,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $560,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $899,000 | 4,906 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 5,924 |
| Total interest expense | $661,000 | 5,984 |
| Net interest income | $2,001,000 | 5,796 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $503,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $150,000 | 5,268 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $353,000 | 3,423 |
| Total noninterest expense | $1,796,000 | 5,417 |
| Salaries and employee benefits | $883,000 | 5,714 |
| Premises and equipment expense | $235,000 | 5,534 |
| Additional noninterest expense | $678,000 | 4,643 |
| Pre-tax net operating income | $588,000 | 5,951 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $588,000 | 5,414 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $588,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $588,000 | 5,331 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 6,057 |
| Total interest expense | $430,000 | 6,076 |
| Net interest income | $1,280,000 | 5,938 |
| Provision for loan and lease losses | $92,000 | 3,617 |
| Total noninterest income | $433,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 2,796 |
| Total noninterest expense | $1,279,000 | 5,200 |
| Salaries and employee benefits | $610,000 | 5,643 |
| Premises and equipment expense | $162,000 | 5,446 |
| Additional noninterest expense | $507,000 | 4,272 |
| Pre-tax net operating income | $342,000 | 6,233 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $342,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $342,000 | 5,649 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,126 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $614,000 | 6,085 |
| Provision for loan and lease losses | $92,000 | 2,235 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $771,000 | 4,592 |
| Salaries and employee benefits | $340,000 | 5,296 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $332,000 | 3,451 |
| Pre-tax net operating income | $-180,000 | 8,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-180,000 | 8,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-180,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-180,000 | 8,897 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 6,518 |
| Total interest expense | $809,000 | 6,684 |
| Net interest income | $2,189,000 | 6,335 |
| Provision for loan and lease losses | $116,000 | 5,097 |
| Total noninterest income | $221,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $162,000 | 5,724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $59,000 | 7,340 |
| Total noninterest expense | $2,024,000 | 5,964 |
| Salaries and employee benefits | $972,000 | 6,363 |
| Premises and equipment expense | $307,000 | 5,607 |
| Additional noninterest expense | $745,000 | 5,291 |
| Pre-tax net operating income | $270,000 | 7,555 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $270,000 | 7,422 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $270,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $270,000 | 7,285 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 6,742 |
| Total interest expense | $583,000 | 6,924 |
| Net interest income | $1,578,000 | 6,468 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $194,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $115,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $1,352,000 | 6,315 |
| Salaries and employee benefits | $661,000 | 6,652 |
| Premises and equipment expense | $211,000 | 5,852 |
| Additional noninterest expense | $480,000 | 5,766 |
| Pre-tax net operating income | $352,000 | 6,941 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $352,000 | 6,651 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $352,000 | 6,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $352,000 | 6,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,887 |
| Total interest expense | $376,000 | 7,147 |
| Net interest income | $1,019,000 | 6,590 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $191,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $120,000 | 4,988 |
| Total noninterest expense | $769,000 | 6,838 |
| Salaries and employee benefits | $361,000 | 7,205 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $280,000 | 6,186 |
| Pre-tax net operating income | $406,000 | 5,823 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $406,000 | 5,362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $406,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $406,000 | 5,164 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,001 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $488,000 | 6,718 |
| Provision for loan and lease losses | $28,000 | 4,838 |
| Total noninterest income | $96,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $346,000 | 7,153 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,000 | 5,012 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 7,535 |
| Total interest expense | $753,000 | 7,655 |
| Net interest income | $1,551,000 | 7,351 |
| Provision for loan and lease losses | $223,000 | 4,139 |
| Total noninterest income | $154,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $1,144,000 | 7,604 |
| Salaries and employee benefits | $451,000 | 8,321 |
| Premises and equipment expense | $258,000 | 6,029 |
| Additional noninterest expense | $435,000 | 6,909 |
| Pre-tax net operating income | $338,000 | 7,406 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $338,000 | 7,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $338,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $338,000 | 7,025 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 8,840 |
| Total interest expense | $594,000 | 8,839 |
| Net interest income | $791,000 | 8,685 |
| Provision for loan and lease losses | $197,000 | 4,179 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $1,211,000 | 7,426 |
| Salaries and employee benefits | $489,000 | 8,233 |
| Premises and equipment expense | $199,000 | 6,806 |
| Additional noninterest expense | $523,000 | 6,298 |
| Pre-tax net operating income | $-552,000 | 9,190 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-552,000 | 9,255 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-552,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-552,000 | 9,219 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 9,708 |
| Total interest expense | $36,000 | 9,793 |
| Net interest income | $441,000 | 9,535 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $11,000 | 9,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $561,000 | 9,214 |
| Salaries and employee benefits | $244,000 | 9,483 |
| Premises and equipment expense | $87,000 | 8,667 |
| Additional noninterest expense | $230,000 | 8,507 |
| Pre-tax net operating income | $-147,000 | 9,292 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-147,000 | 9,317 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-147,000 | 9,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,568,000 | 141 |
| Net operating income | $-147,000 | 9,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.