Home > Bank of Powhatan, N.A. > Assets and Liabilities
Bank of Powhatan, N.A., Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 19 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $68,862,000 | 6,148 |
| Cash and due from depository institutions | $1,725,000 | 6,273 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $8,183,000 | 6,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $57,078,000 | 5,337 |
| Loan loss allowance | $735,000 | 5,056 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,247,000 | 5,546 |
| Other real estate owned | $0 | 6,273 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $629,000 | 7,520 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $68,862,000 | 6,148 |
| Total liabilities | $61,457,000 | 6,085 |
| Total deposits | $60,862,000 | 5,938 |
| Interest-bearing deposits | $51,066,000 | 5,952 |
| Deposits held in domestic offices | $60,862,000 | 5,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $357,000 | 2,791 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $238,000 | 7,086 |
| Total equity capital | $7,405,000 | 6,351 |
| Total bank equity capital | $7,405,000 | 6,351 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,677,000 | 2,175 |
| Surplus | $5,436,000 | 3,768 |
| Undivided profits | $292,000 | 7,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $366,000 | 6,785 |
| Earning assets | $65,261,000 | 6,065 |
| Long-term assets (5+ years) | $5,924,000 | 5,606 |
| Average Assets, year-to-date | $69,800,000 | 6,078 |
| Average Assets, quarterly | $69,800,000 | 6,078 |
| Volatile liabilities | $13,733,000 | 5,463 |
| Insider loans | $1,363,000 | 3,689 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,867,000 | 3,502 |
| Tier 1 (core) risk-based capital | $7,427,000 | 6,257 |
| Tier 2 risk-based capital | $735,000 | 4,848 |
| Total risk weighted assets | $64,476,000 | 5,195 |
| Total unused commitments | $18,867,000 | 3,503 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 18 | 6,407 |
| Assets and Liabilities | ||
| Total Assets: | $70,738,000 | 6,067 |
| Cash and due from depository institutions | $1,578,000 | 6,407 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $10,179,000 | 6,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $56,966,000 | 5,326 |
| Loan loss allowance | $900,000 | 4,467 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,341,000 | 5,396 |
| Other real estate owned | $0 | 6,407 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $674,000 | 7,462 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $70,738,000 | 6,067 |
| Total liabilities | $63,169,000 | 6,017 |
| Total deposits | $60,917,000 | 5,913 |
| Interest-bearing deposits | $51,619,000 | 5,871 |
| Deposits held in domestic offices | $60,917,000 | 5,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,517,000 | 2,414 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $500,000 | 5,155 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $235,000 | 7,073 |
| Total equity capital | $7,569,000 | 6,245 |
| Total bank equity capital | $7,569,000 | 6,245 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,677,000 | 2,163 |
| Surplus | $4,938,000 | 3,946 |
| Undivided profits | $954,000 | 7,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $415,000 | 6,618 |
| Earning assets | $67,145,000 | 5,976 |
| Long-term assets (5+ years) | $5,051,000 | 5,795 |
| Average Assets, year-to-date | $70,926,600 | 5,956 |
| Average Assets, quarterly | $70,645,000 | 6,039 |
| Volatile liabilities | $14,743,000 | 5,382 |
| Insider loans | $931,000 | 4,391 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,586,000 | 3,376 |
| Tier 1 (core) risk-based capital | $7,595,000 | 6,162 |
| Tier 2 risk-based capital | $830,000 | 4,509 |
| Total risk weighted assets | $65,547,000 | 5,140 |
| Total unused commitments | $19,586,000 | 3,377 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 28 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $70,552,000 | 6,078 |
| Cash and due from depository institutions | $2,319,000 | 5,159 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $9,175,000 | 6,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $56,894,000 | 5,345 |
| Loan loss allowance | $856,000 | 4,635 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,385,000 | 5,314 |
| Other real estate owned | $0 | 5,159 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $779,000 | 7,263 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $70,552,000 | 6,078 |
| Total liabilities | $63,207,000 | 6,017 |
| Total deposits | $61,594,000 | 5,863 |
| Interest-bearing deposits | $51,619,000 | 5,846 |
| Deposits held in domestic offices | $61,594,000 | 5,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $764,000 | 2,960 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $475,000 | 5,421 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $374,000 | 6,282 |
| Total equity capital | $7,345,000 | 6,318 |
| Total bank equity capital | $7,345,000 | 6,318 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,677,000 | 2,170 |
| Surplus | $4,938,000 | 3,922 |
| Undivided profits | $730,000 | 7,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $413,000 | 6,653 |
| Earning assets | $66,069,000 | 6,019 |
| Long-term assets (5+ years) | $5,456,000 | 5,686 |
| Average Assets, year-to-date | $70,973,750 | 5,981 |
| Average Assets, quarterly | $71,806,500 | 6,012 |
| Volatile liabilities | $14,205,000 | 5,463 |
| Insider loans | $1,715,000 | 3,239 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,226,000 | 3,541 |
| Tier 1 (core) risk-based capital | $7,375,000 | 6,256 |
| Tier 2 risk-based capital | $820,000 | 4,538 |
| Total risk weighted assets | $65,553,000 | 5,122 |
| Total unused commitments | $18,226,000 | 3,542 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 38 | 4,202 |
| Assets and Liabilities | ||
| Total Assets: | $73,061,000 | 5,971 |
| Cash and due from depository institutions | $2,609,000 | 4,202 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $16,157,000 | 5,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $52,101,000 | 5,543 |
| Loan loss allowance | $778,000 | 4,890 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,439,000 | 5,204 |
| Other real estate owned | $0 | 4,202 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $755,000 | 7,256 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $73,061,000 | 5,971 |
| Total liabilities | $65,805,000 | 5,928 |
| Total deposits | $64,032,000 | 5,774 |
| Interest-bearing deposits | $53,831,000 | 5,734 |
| Deposits held in domestic offices | $64,032,000 | 5,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,255,000 | 2,779 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $518,000 | 5,168 |
| Total equity capital | $7,256,000 | 6,239 |
| Total bank equity capital | $7,256,000 | 6,239 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,677,000 | 2,162 |
| Surplus | $4,938,000 | 3,874 |
| Undivided profits | $641,000 | 7,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 4,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $331,000 | 6,953 |
| Earning assets | $68,258,000 | 5,914 |
| Long-term assets (5+ years) | $5,516,000 | 5,628 |
| Average Assets, year-to-date | $71,114,330 | 5,998 |
| Average Assets, quarterly | $69,842,000 | 6,068 |
| Volatile liabilities | $14,649,000 | 5,391 |
| Insider loans | $2,017,000 | 2,886 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $17,444,000 | 3,628 |
| Tier 1 (core) risk-based capital | $7,299,000 | 6,252 |
| Tier 2 risk-based capital | $778,000 | 4,653 |
| Total risk weighted assets | $62,077,000 | 5,254 |
| Total unused commitments | $17,444,000 | 3,628 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 58 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $66,623,000 | 6,192 |
| Cash and due from depository institutions | $1,698,000 | 2,991 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $11,168,000 | 6,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $51,170,000 | 5,546 |
| Loan loss allowance | $781,000 | 4,831 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,459,000 | 5,155 |
| Other real estate owned | $0 | 2,991 |
| Goodwill and other intangibles | $297,000 | 2,417 |
| All other assets | $831,000 | 7,017 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $66,623,000 | 6,192 |
| Total liabilities | $59,392,000 | 6,164 |
| Total deposits | $57,950,000 | 6,045 |
| Interest-bearing deposits | $49,785,000 | 5,932 |
| Deposits held in domestic offices | $57,950,000 | 6,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,049,000 | 2,602 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $393,000 | 5,766 |
| Total equity capital | $7,231,000 | 6,232 |
| Total bank equity capital | $7,231,000 | 6,232 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,677,000 | 2,149 |
| Surplus | $4,938,000 | 3,801 |
| Undivided profits | $616,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $340,000 | 6,787 |
| Earning assets | $62,338,000 | 6,147 |
| Long-term assets (5+ years) | $5,271,000 | 5,689 |
| Average Assets, year-to-date | $70,141,000 | 6,040 |
| Average Assets, quarterly | $70,141,000 | 6,040 |
| Volatile liabilities | $12,152,000 | 5,657 |
| Insider loans | $2,908,000 | 2,194 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,816,000 | 3,669 |
| Tier 1 (core) risk-based capital | $6,969,000 | 6,323 |
| Tier 2 risk-based capital | $736,000 | 4,763 |
| Total risk weighted assets | $58,832,000 | 5,348 |
| Total unused commitments | $16,816,000 | 3,670 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 59 | 2,933 |
| Assets and Liabilities | ||
| Total Assets: | $73,659,000 | 5,924 |
| Cash and due from depository institutions | $1,507,000 | 2,933 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $20,165,000 | 4,610 |
| Federal funds sold & reverse repurchase agreements | $135,000 | 5,884 |
| Net loans & leases | $49,101,000 | 5,645 |
| Loan loss allowance | $777,000 | 4,831 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,489,000 | 5,101 |
| Other real estate owned | $0 | 2,933 |
| Goodwill and other intangibles | $297,000 | 2,415 |
| All other assets | $965,000 | 6,761 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $73,659,000 | 5,924 |
| Total liabilities | $66,616,000 | 5,865 |
| Total deposits | $66,208,000 | 5,628 |
| Interest-bearing deposits | $57,294,000 | 5,501 |
| Deposits held in domestic offices | $66,208,000 | 5,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $408,000 | 5,583 |
| Total equity capital | $7,043,000 | 6,299 |
| Total bank equity capital | $7,043,000 | 6,299 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,677,000 | 2,145 |
| Surplus | $4,938,000 | 3,755 |
| Undivided profits | $428,000 | 7,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $357,000 | 6,725 |
| Earning assets | $69,401,000 | 5,828 |
| Long-term assets (5+ years) | $4,103,000 | 6,079 |
| Average Assets, year-to-date | $71,073,200 | 5,894 |
| Average Assets, quarterly | $72,357,500 | 5,953 |
| Volatile liabilities | $11,112,000 | 5,813 |
| Insider loans | $3,609,000 | 1,815 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,314,000 | 3,833 |
| Tier 1 (core) risk-based capital | $6,780,000 | 6,404 |
| Tier 2 risk-based capital | $743,000 | 4,721 |
| Total risk weighted assets | $59,153,000 | 5,329 |
| Total unused commitments | $15,314,000 | 3,834 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 61 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $71,056,000 | 6,029 |
| Cash and due from depository institutions | $2,867,000 | 2,832 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $17,673,000 | 4,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $47,846,000 | 5,721 |
| Loan loss allowance | $797,000 | 4,731 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,494,000 | 5,050 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $297,000 | 2,388 |
| All other assets | $879,000 | 6,956 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $71,056,000 | 6,029 |
| Total liabilities | $64,027,000 | 5,963 |
| Total deposits | $63,417,000 | 5,734 |
| Interest-bearing deposits | $54,158,000 | 5,641 |
| Deposits held in domestic offices | $63,417,000 | 5,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,000 | 3,503 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $465,000 | 5,333 |
| Total equity capital | $7,029,000 | 6,316 |
| Total bank equity capital | $7,029,000 | 6,316 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,677,000 | 2,113 |
| Surplus | $4,938,000 | 3,701 |
| Undivided profits | $414,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $287,000 | 7,265 |
| Earning assets | $65,519,000 | 5,991 |
| Long-term assets (5+ years) | $4,550,000 | 5,985 |
| Average Assets, year-to-date | $70,426,750 | 5,931 |
| Average Assets, quarterly | $72,056,500 | 5,920 |
| Volatile liabilities | $11,717,000 | 5,689 |
| Insider loans | $2,970,000 | 2,124 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,021,000 | 3,694 |
| Tier 1 (core) risk-based capital | $6,760,000 | 6,381 |
| Tier 2 risk-based capital | $721,000 | 4,763 |
| Total risk weighted assets | $57,616,000 | 5,376 |
| Total unused commitments | $16,021,000 | 3,695 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 59 | 2,902 |
| Assets and Liabilities | ||
| Total Assets: | $73,057,000 | 5,870 |
| Cash and due from depository institutions | $2,881,000 | 2,902 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $18,181,000 | 4,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $49,225,000 | 5,565 |
| Loan loss allowance | $821,000 | 4,613 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,499,000 | 5,016 |
| Other real estate owned | $0 | 2,902 |
| Goodwill and other intangibles | $297,000 | 2,385 |
| All other assets | $974,000 | 6,590 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $73,057,000 | 5,870 |
| Total liabilities | $66,130,000 | 5,803 |
| Total deposits | $65,516,000 | 5,571 |
| Interest-bearing deposits | $57,681,000 | 5,437 |
| Deposits held in domestic offices | $65,516,000 | 5,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $144,000 | 3,582 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $470,000 | 5,030 |
| Total equity capital | $6,927,000 | 6,307 |
| Total bank equity capital | $6,927,000 | 6,307 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,677,000 | 2,094 |
| Surplus | $4,938,000 | 3,654 |
| Undivided profits | $312,000 | 7,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $295,000 | 7,000 |
| Earning assets | $67,406,000 | 5,836 |
| Long-term assets (5+ years) | $5,195,000 | 5,866 |
| Average Assets, year-to-date | $70,217,000 | 5,923 |
| Average Assets, quarterly | $71,550,500 | 5,886 |
| Volatile liabilities | $11,437,000 | 5,635 |
| Insider loans | $2,943,000 | 2,076 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,221,000 | 3,884 |
| Tier 1 (core) risk-based capital | $6,650,000 | 6,349 |
| Tier 2 risk-based capital | $635,000 | 5,079 |
| Total risk weighted assets | $50,650,000 | 5,667 |
| Total unused commitments | $14,221,000 | 3,884 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 62 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $70,044,000 | 5,997 |
| Cash and due from depository institutions | $3,100,000 | 2,747 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,672,000 | 5,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $48,629,000 | 5,554 |
| Loan loss allowance | $789,000 | 4,746 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,533,000 | 4,981 |
| Other real estate owned | $0 | 2,747 |
| Goodwill and other intangibles | $297,000 | 2,387 |
| All other assets | $813,000 | 7,003 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $70,044,000 | 5,997 |
| Total liabilities | $63,221,000 | 5,955 |
| Total deposits | $60,981,000 | 5,834 |
| Interest-bearing deposits | $53,314,000 | 5,700 |
| Deposits held in domestic offices | $60,981,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,857,000 | 2,234 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $383,000 | 5,436 |
| Total equity capital | $6,823,000 | 6,294 |
| Total bank equity capital | $6,823,000 | 6,294 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,677,000 | 2,101 |
| Surplus | $4,938,000 | 3,631 |
| Undivided profits | $208,000 | 7,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $295,000 | 6,938 |
| Earning assets | $64,301,000 | 5,992 |
| Long-term assets (5+ years) | $4,506,000 | 6,151 |
| Average Assets, year-to-date | $68,797,000 | 6,021 |
| Average Assets, quarterly | $68,797,000 | 6,021 |
| Volatile liabilities | $14,717,000 | 4,913 |
| Insider loans | $1,541,000 | 3,275 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,640,000 | 3,654 |
| Tier 1 (core) risk-based capital | $6,559,000 | 6,369 |
| Tier 2 risk-based capital | $605,000 | 5,227 |
| Total risk weighted assets | $48,220,000 | 5,782 |
| Total unused commitments | $15,640,000 | 3,654 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $67,550,000 | 6,121 |
| Cash and due from depository institutions | $1,834,000 | 2,758 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $10,688,000 | 6,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $52,289,000 | 5,362 |
| Loan loss allowance | $774,000 | 4,759 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,578,000 | 4,893 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,161,000 | 6,206 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $67,550,000 | 6,121 |
| Total liabilities | $60,771,000 | 6,080 |
| Total deposits | $58,845,000 | 5,941 |
| Interest-bearing deposits | $51,972,000 | 5,765 |
| Deposits held in domestic offices | $58,845,000 | 5,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,445,000 | 2,487 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $481,000 | 4,816 |
| Total equity capital | $6,779,000 | 6,351 |
| Total bank equity capital | $6,779,000 | 6,351 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,677,000 | 2,083 |
| Surplus | $4,938,000 | 3,588 |
| Undivided profits | $164,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $277,000 | 7,106 |
| Earning assets | $62,977,000 | 6,066 |
| Long-term assets (5+ years) | $4,493,000 | 6,202 |
| Average Assets, year-to-date | $63,992,200 | 6,161 |
| Average Assets, quarterly | $65,452,000 | 6,184 |
| Volatile liabilities | $12,124,000 | 5,371 |
| Insider loans | $2,345,000 | 2,436 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,442,000 | 3,836 |
| Tier 1 (core) risk-based capital | $6,795,000 | 6,252 |
| Tier 2 risk-based capital | $644,000 | 5,040 |
| Total risk weighted assets | $50,568,000 | 5,654 |
| Total unused commitments | $13,442,000 | 3,837 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $63,354,000 | 6,281 |
| Cash and due from depository institutions | $2,748,000 | 6,572 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,194,000 | 6,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $50,011,000 | 5,464 |
| Loan loss allowance | $636,000 | 5,365 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,405,000 | 5,112 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $996,000 | 6,589 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $63,354,000 | 6,281 |
| Total liabilities | $56,571,000 | 6,269 |
| Total deposits | $53,654,000 | 6,207 |
| Interest-bearing deposits | $46,316,000 | 6,116 |
| Deposits held in domestic offices | $53,654,000 | 6,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,733,000 | 2,116 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $184,000 | 7,265 |
| Total equity capital | $6,783,000 | 6,352 |
| Total bank equity capital | $6,783,000 | 6,352 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,677,000 | 2,082 |
| Surplus | $4,938,000 | 3,545 |
| Undivided profits | $168,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $273,000 | 7,286 |
| Earning assets | $58,205,000 | 6,276 |
| Long-term assets (5+ years) | $6,796,000 | 5,649 |
| Average Assets, year-to-date | $63,102,750 | 6,224 |
| Average Assets, quarterly | $62,535,500 | 6,306 |
| Volatile liabilities | $13,025,000 | 5,174 |
| Insider loans | $3,535,000 | 1,661 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,153,000 | 3,851 |
| Tier 1 (core) risk-based capital | $6,793,000 | 6,212 |
| Tier 2 risk-based capital | $616,000 | 5,153 |
| Total risk weighted assets | $49,251,000 | 5,724 |
| Total unused commitments | $13,153,000 | 3,852 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 19 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $61,717,000 | 6,383 |
| Cash and due from depository institutions | $5,137,000 | 6,481 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,673,000 | 6,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $45,392,000 | 5,718 |
| Loan loss allowance | $661,000 | 5,250 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,431,000 | 5,070 |
| Other real estate owned | $156,000 | 6,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $928,000 | 6,725 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $61,717,000 | 6,383 |
| Total liabilities | $54,950,000 | 6,372 |
| Total deposits | $52,140,000 | 6,305 |
| Interest-bearing deposits | $39,894,000 | 6,587 |
| Deposits held in domestic offices | $52,140,000 | 6,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,626,000 | 2,181 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $184,000 | 7,019 |
| Total equity capital | $6,767,000 | 6,228 |
| Total bank equity capital | $6,767,000 | 6,228 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,677,000 | 2,084 |
| Surplus | $4,938,000 | 3,500 |
| Undivided profits | $152,000 | 8,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $228,000 | 7,561 |
| Earning assets | $54,065,000 | 6,522 |
| Long-term assets (5+ years) | $8,693,000 | 5,306 |
| Average Assets, year-to-date | $63,019,000 | 6,256 |
| Average Assets, quarterly | $63,944,000 | 6,236 |
| Volatile liabilities | $12,756,000 | 5,186 |
| Insider loans | $3,099,000 | 1,868 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,629,000 | 4,107 |
| Tier 1 (core) risk-based capital | $6,798,000 | 6,174 |
| Tier 2 risk-based capital | $563,000 | 5,382 |
| Total risk weighted assets | $44,972,000 | 5,973 |
| Total unused commitments | $11,629,000 | 4,107 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $66,171,000 | 6,176 |
| Cash and due from depository institutions | $4,858,000 | 5,928 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,306,000 | 6,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $47,448,000 | 5,557 |
| Loan loss allowance | $661,000 | 5,225 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,662,000 | 4,684 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $897,000 | 6,665 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $66,171,000 | 6,176 |
| Total liabilities | $59,894,000 | 6,107 |
| Total deposits | $58,389,000 | 5,975 |
| Interest-bearing deposits | $46,362,000 | 6,174 |
| Deposits held in domestic offices | $58,389,000 | 5,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,316,000 | 2,369 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $189,000 | 7,143 |
| Total equity capital | $6,277,000 | 6,572 |
| Total bank equity capital | $6,277,000 | 6,572 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,677,000 | 2,081 |
| Surplus | $4,938,000 | 3,455 |
| Undivided profits | $-338,000 | 8,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $228,000 | 7,535 |
| Earning assets | $58,754,000 | 6,270 |
| Long-term assets (5+ years) | $9,103,000 | 5,161 |
| Average Assets, year-to-date | $63,670,000 | 6,265 |
| Average Assets, quarterly | $63,670,000 | 6,265 |
| Volatile liabilities | $12,718,000 | 5,082 |
| Insider loans | $1,394,000 | 3,354 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,624,000 | 3,873 |
| Tier 1 (core) risk-based capital | $6,275,000 | 6,394 |
| Tier 2 risk-based capital | $605,000 | 5,153 |
| Total risk weighted assets | $48,357,000 | 5,714 |
| Total unused commitments | $12,624,000 | 3,878 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $61,169,000 | 6,403 |
| Cash and due from depository institutions | $4,657,000 | 6,075 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $9,764,000 | 6,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $44,104,000 | 5,760 |
| Loan loss allowance | $569,000 | 5,672 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,633,000 | 4,727 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,011,000 | 6,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,169,000 | 6,403 |
| Total liabilities | $54,723,000 | 6,373 |
| Total deposits | $54,032,000 | 6,216 |
| Interest-bearing deposits | $45,620,000 | 6,220 |
| Deposits held in domestic offices | $54,032,000 | 6,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $501,000 | 3,021 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $190,000 | 7,091 |
| Total equity capital | $6,446,000 | 6,428 |
| Total bank equity capital | $6,446,000 | 6,428 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,677,000 | 2,096 |
| Surplus | $4,938,000 | 3,423 |
| Undivided profits | $-169,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $227,000 | 7,639 |
| Earning assets | $53,868,000 | 6,519 |
| Long-term assets (5+ years) | $10,254,000 | 4,970 |
| Average Assets, year-to-date | $51,384,200 | 6,828 |
| Average Assets, quarterly | $59,413,000 | 6,468 |
| Volatile liabilities | $10,898,000 | 5,470 |
| Insider loans | $1,195,000 | 3,663 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,103,000 | 3,409 |
| Tier 1 (core) risk-based capital | $6,456,000 | 6,279 |
| Tier 2 risk-based capital | $569,000 | 5,334 |
| Total risk weighted assets | $46,915,000 | 5,808 |
| Total unused commitments | $15,103,000 | 3,409 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $57,657,000 | 6,588 |
| Cash and due from depository institutions | $3,757,000 | 6,112 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $9,808,000 | 6,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $41,344,000 | 5,967 |
| Loan loss allowance | $523,000 | 5,940 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,542,000 | 4,856 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,206,000 | 6,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,657,000 | 6,588 |
| Total liabilities | $51,115,000 | 6,586 |
| Total deposits | $49,332,000 | 6,497 |
| Interest-bearing deposits | $41,664,000 | 6,500 |
| Deposits held in domestic offices | $49,332,000 | 6,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,620,000 | 2,313 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $163,000 | 7,722 |
| Total equity capital | $6,542,000 | 6,377 |
| Total bank equity capital | $6,542,000 | 6,377 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,677,000 | 2,103 |
| Surplus | $4,938,000 | 3,356 |
| Undivided profits | $-73,000 | 8,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $191,000 | 8,098 |
| Earning assets | $51,152,000 | 6,664 |
| Long-term assets (5+ years) | $6,551,000 | 5,820 |
| Average Assets, year-to-date | $48,938,000 | 7,007 |
| Average Assets, quarterly | $54,145,000 | 6,742 |
| Volatile liabilities | $11,837,000 | 5,258 |
| Insider loans | $480,000 | 5,539 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,491,000 | 3,780 |
| Tier 1 (core) risk-based capital | $6,538,000 | 6,228 |
| Tier 2 risk-based capital | $523,000 | 5,597 |
| Total risk weighted assets | $44,591,000 | 5,964 |
| Total unused commitments | $12,491,000 | 3,784 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $50,633,000 | 6,976 |
| Cash and due from depository institutions | $3,133,000 | 7,034 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $4,209,000 | 7,980 |
| Federal funds sold & reverse repurchase agreements | $1,795,000 | 4,996 |
| Net loans & leases | $38,849,000 | 6,132 |
| Loan loss allowance | $490,000 | 6,106 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,520,000 | 4,878 |
| Other real estate owned | $0 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,127,000 | 6,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,633,000 | 6,976 |
| Total liabilities | $44,040,000 | 7,036 |
| Total deposits | $43,885,000 | 6,848 |
| Interest-bearing deposits | $35,897,000 | 6,938 |
| Deposits held in domestic offices | $43,885,000 | 6,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $155,000 | 7,838 |
| Total equity capital | $6,593,000 | 6,339 |
| Total bank equity capital | $6,593,000 | 6,339 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,677,000 | 2,103 |
| Surplus | $4,938,000 | 3,324 |
| Undivided profits | $-22,000 | 8,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $171,000 | 8,253 |
| Earning assets | $44,853,000 | 7,065 |
| Long-term assets (5+ years) | $4,847,000 | 6,223 |
| Average Assets, year-to-date | $46,031,670 | 7,195 |
| Average Assets, quarterly | $47,973,500 | 7,117 |
| Volatile liabilities | $8,075,000 | 6,275 |
| Insider loans | $484,000 | 5,518 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,462,000 | 3,918 |
| Tier 1 (core) risk-based capital | $6,592,000 | 6,121 |
| Tier 2 risk-based capital | $490,000 | 5,745 |
| Total risk weighted assets | $40,384,000 | 6,243 |
| Total unused commitments | $11,462,000 | 3,931 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $45,314,000 | 7,285 |
| Cash and due from depository institutions | $2,691,000 | 7,213 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $1,205,000 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $723,000 | 6,573 |
| Net loans & leases | $38,106,000 | 6,137 |
| Loan loss allowance | $486,000 | 6,095 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,538,000 | 4,823 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,051,000 | 6,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,314,000 | 7,285 |
| Total liabilities | $38,918,000 | 7,345 |
| Total deposits | $38,774,000 | 7,197 |
| Interest-bearing deposits | $32,492,000 | 7,238 |
| Deposits held in domestic offices | $38,774,000 | 7,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $144,000 | 8,023 |
| Total equity capital | $6,396,000 | 6,375 |
| Total bank equity capital | $6,396,000 | 6,375 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,677,000 | 2,115 |
| Surplus | $4,938,000 | 3,284 |
| Undivided profits | $-219,000 | 8,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $190,000 | 8,118 |
| Earning assets | $40,034,000 | 7,339 |
| Long-term assets (5+ years) | $3,588,000 | 6,605 |
| Average Assets, year-to-date | $43,731,000 | 7,344 |
| Average Assets, quarterly | $43,731,000 | 7,344 |
| Volatile liabilities | $7,218,000 | 6,516 |
| Insider loans | $490,000 | 5,451 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,789,000 | 3,997 |
| Tier 1 (core) risk-based capital | $6,396,000 | 6,172 |
| Tier 2 risk-based capital | $477,000 | 5,778 |
| Total risk weighted assets | $37,361,000 | 6,399 |
| Total unused commitments | $10,789,000 | 4,010 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $42,148,000 | 7,458 |
| Cash and due from depository institutions | $2,039,000 | 7,803 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $1,200,000 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $36,370,000 | 6,292 |
| Loan loss allowance | $458,000 | 6,227 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,564,000 | 4,761 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $975,000 | 6,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,148,000 | 7,458 |
| Total liabilities | $35,939,000 | 7,560 |
| Total deposits | $34,536,000 | 7,493 |
| Interest-bearing deposits | $28,610,000 | 7,549 |
| Deposits held in domestic offices | $34,536,000 | 7,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,257,000 | 2,331 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $146,000 | 8,097 |
| Total equity capital | $6,209,000 | 6,442 |
| Total bank equity capital | $6,209,000 | 6,442 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,677,000 | 2,111 |
| Surplus | $4,938,000 | 3,249 |
| Undivided profits | $-406,000 | 8,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $163,000 | 8,424 |
| Earning assets | $37,570,000 | 7,503 |
| Long-term assets (5+ years) | $3,500,000 | 6,601 |
| Average Assets, year-to-date | $36,560,600 | 7,710 |
| Average Assets, quarterly | $41,904,500 | 7,442 |
| Volatile liabilities | $8,977,000 | 5,983 |
| Insider loans | $496,000 | 5,467 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,173,000 | 4,273 |
| Tier 1 (core) risk-based capital | $6,209,000 | 6,224 |
| Tier 2 risk-based capital | $442,000 | 5,988 |
| Total risk weighted assets | $35,330,000 | 6,570 |
| Total unused commitments | $9,173,000 | 4,276 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $28,330,000 | 8,411 |
| Cash and due from depository institutions | $942,000 | 8,376 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,192,000 | 6,706 |
| Federal funds sold & reverse repurchase agreements | $485,000 | 6,478 |
| Net loans & leases | $15,307,000 | 8,331 |
| Loan loss allowance | $235,000 | 7,924 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,743,000 | 4,431 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $661,000 | 7,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,330,000 | 8,411 |
| Total liabilities | $22,463,000 | 8,574 |
| Total deposits | $22,327,000 | 8,490 |
| Interest-bearing deposits | $18,995,000 | 8,455 |
| Deposits held in domestic offices | $22,327,000 | 8,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $136,000 | 8,567 |
| Total equity capital | $5,867,000 | 6,508 |
| Total bank equity capital | $5,867,000 | 6,508 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,677,000 | 2,146 |
| Surplus | $4,938,000 | 3,165 |
| Undivided profits | $-748,000 | 9,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $150,000 | 8,783 |
| Earning assets | $24,984,000 | 8,457 |
| Long-term assets (5+ years) | $8,008,000 | 5,274 |
| Average Assets, year-to-date | $20,797,600 | 8,836 |
| Average Assets, quarterly | $26,703,500 | 8,481 |
| Volatile liabilities | $3,713,000 | 7,936 |
| Insider loans | $30,000 | 8,285 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,346,000 | 6,395 |
| Tier 1 (core) risk-based capital | $5,871,000 | 6,321 |
| Tier 2 risk-based capital | $235,000 | 7,697 |
| Total risk weighted assets | $18,629,000 | 8,238 |
| Total unused commitments | $3,346,000 | 6,400 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $11,562,000 | 9,653 |
| Cash and due from depository institutions | $410,000 | 9,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,564,000 | 7,815 |
| Federal funds sold & reverse repurchase agreements | $474,000 | 6,215 |
| Net loans & leases | $2,957,000 | 9,736 |
| Loan loss allowance | $38,000 | 9,662 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $856,000 | 6,345 |
| Other real estate owned | $0 | 9,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $301,000 | 9,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,562,000 | 9,653 |
| Total liabilities | $5,141,000 | 9,799 |
| Total deposits | $4,979,000 | 9,766 |
| Interest-bearing deposits | $4,209,000 | 9,724 |
| Deposits held in domestic offices | $4,979,000 | 9,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $162,000 | 8,692 |
| Total equity capital | $6,421,000 | 6,090 |
| Total bank equity capital | $6,421,000 | 6,090 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,677,000 | 2,191 |
| Surplus | $4,937,000 | 3,087 |
| Undivided profits | $-193,000 | 9,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $14,000 | 9,685 |
| Earning assets | $9,995,000 | 9,641 |
| Long-term assets (5+ years) | $635,000 | 8,219 |
| Average Assets, year-to-date | $8,642,000 | 9,756 |
| Average Assets, quarterly | $10,072,000 | 9,698 |
| Volatile liabilities | $837,000 | 9,476 |
| Insider loans | $25,000 | 8,578 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $695,000 | 8,688 |
| Tier 1 (core) risk-based capital | $6,421,000 | 5,981 |
| Tier 2 risk-based capital | $38,000 | 9,657 |
| Total risk weighted assets | $5,638,100 | 9,659 |
| Total unused commitments | $695,000 | 8,693 |
| Derivatives | $0 | 481 |