Home > Bank of Pontiac > Income and Expense
Bank of Pontiac, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $43,460,000 | 1,055 |
| Total interest expense | $10,031,000 | 1,291 |
| Net interest income | $33,429,000 | 950 |
| Provision for loan and lease losses | $804,000 | 961 |
| Total noninterest income | $4,347,000 | 1,297 |
| Gross Fiduciary activities income | $919,000 | 519 |
| Service charges on deposit accounts | $515,000 | 1,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,913,000 | 1,279 |
| Total noninterest expense | $19,910,000 | 1,219 |
| Salaries and employee benefits | $11,321,000 | 1,224 |
| Premises and equipment expense | $2,299,000 | 1,079 |
| Additional noninterest expense | $2,913,000 | 1,279 |
| Pre-tax net operating income | $17,062,000 | 770 |
| Securities gains (losses) | $57,000 | 372 |
| Applicable income taxes | $4,344,000 | 593 |
| Income before extraordinary items | $12,775,000 | 826 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,775,000 | 837 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,775,000 | 829 |
| Net charge-offs | $221,000 | 1,113 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,729,970 | 839 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $31,658,000 | 1,050 |
| Total interest expense | $6,374,000 | 1,349 |
| Net interest income | $25,284,000 | 946 |
| Provision for loan and lease losses | $296,000 | 1,372 |
| Total noninterest income | $3,154,000 | 1,307 |
| Gross Fiduciary activities income | $675,000 | 519 |
| Service charges on deposit accounts | $387,000 | 1,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,092,000 | 1,313 |
| Total noninterest expense | $14,630,000 | 1,229 |
| Salaries and employee benefits | $8,396,000 | 1,235 |
| Premises and equipment expense | $1,707,000 | 1,085 |
| Additional noninterest expense | $2,092,000 | 1,313 |
| Pre-tax net operating income | $13,512,000 | 767 |
| Securities gains (losses) | $-30,000 | 3,716 |
| Applicable income taxes | $3,415,000 | 598 |
| Income before extraordinary items | $10,067,000 | 829 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $10,067,000 | 833 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,067,000 | 829 |
| Net charge-offs | $140,000 | 1,035 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $10,090,700 | 845 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $20,280,000 | 1,061 |
| Total interest expense | $3,415,000 | 1,440 |
| Net interest income | $16,865,000 | 951 |
| Provision for loan and lease losses | $-151,000 | 4,474 |
| Total noninterest income | $2,214,000 | 1,219 |
| Gross Fiduciary activities income | $556,000 | 477 |
| Service charges on deposit accounts | $255,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,403,000 | 1,231 |
| Total noninterest expense | $9,885,000 | 1,202 |
| Salaries and employee benefits | $5,815,000 | 1,192 |
| Premises and equipment expense | $1,095,000 | 1,115 |
| Additional noninterest expense | $1,403,000 | 1,230 |
| Pre-tax net operating income | $9,345,000 | 747 |
| Securities gains (losses) | $-30,000 | 3,979 |
| Applicable income taxes | $2,395,000 | 576 |
| Income before extraordinary items | $6,920,000 | 809 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,920,000 | 820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,920,000 | 809 |
| Net charge-offs | $75,000 | 1,036 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $6,943,700 | 815 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,979,000 | 1,057 |
| Total interest expense | $1,378,000 | 1,520 |
| Net interest income | $8,601,000 | 941 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,147,000 | 1,206 |
| Gross Fiduciary activities income | $315,000 | 474 |
| Service charges on deposit accounts | $135,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 1,221 |
| Total noninterest expense | $4,981,000 | 1,208 |
| Salaries and employee benefits | $2,967,000 | 1,185 |
| Premises and equipment expense | $554,000 | 1,135 |
| Additional noninterest expense | $697,000 | 1,221 |
| Pre-tax net operating income | $4,767,000 | 754 |
| Securities gains (losses) | $-30,000 | 4,173 |
| Applicable income taxes | $1,229,000 | 589 |
| Income before extraordinary items | $3,508,000 | 822 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,508,000 | 821 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,508,000 | 821 |
| Net charge-offs | $16,000 | 1,193 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,531,700 | 829 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $31,832,000 | 1,085 |
| Total interest expense | $2,398,000 | 1,402 |
| Net interest income | $29,434,000 | 1,047 |
| Provision for loan and lease losses | $1,400,000 | 657 |
| Total noninterest income | $4,576,000 | 1,267 |
| Gross Fiduciary activities income | $988,000 | 523 |
| Service charges on deposit accounts | $581,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,007,000 | 1,258 |
| Total noninterest expense | $19,289,000 | 1,220 |
| Salaries and employee benefits | $11,135,000 | 1,222 |
| Premises and equipment expense | $2,289,000 | 1,082 |
| Additional noninterest expense | $3,007,000 | 1,258 |
| Pre-tax net operating income | $13,321,000 | 1,044 |
| Securities gains (losses) | $-319,000 | 4,220 |
| Applicable income taxes | $3,213,000 | 795 |
| Income before extraordinary items | $9,789,000 | 1,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,789,000 | 1,118 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,789,000 | 1,119 |
| Net charge-offs | $232,000 | 867 |
| Cash dividends | $9,500,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $10,041,010 | 1,121 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $22,681,000 | 1,092 |
| Total interest expense | $1,386,000 | 1,394 |
| Net interest income | $21,295,000 | 1,064 |
| Provision for loan and lease losses | $700,000 | 783 |
| Total noninterest income | $3,129,000 | 1,359 |
| Gross Fiduciary activities income | $587,000 | 560 |
| Service charges on deposit accounts | $423,000 | 1,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,119,000 | 1,332 |
| Total noninterest expense | $13,927,000 | 1,251 |
| Salaries and employee benefits | $7,941,000 | 1,262 |
| Premises and equipment expense | $1,741,000 | 1,060 |
| Additional noninterest expense | $2,119,000 | 1,332 |
| Pre-tax net operating income | $9,797,000 | 1,054 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,408,000 | 799 |
| Income before extraordinary items | $7,389,000 | 1,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,389,000 | 1,109 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,389,000 | 1,110 |
| Net charge-offs | $-30,000 | 3,924 |
| Cash dividends | $4,250,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,389,000 | 1,135 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,115,000 | 1,116 |
| Total interest expense | $933,000 | 1,207 |
| Net interest income | $13,182,000 | 1,105 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $2,124,000 | 1,324 |
| Gross Fiduciary activities income | $501,000 | 476 |
| Service charges on deposit accounts | $273,000 | 1,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,350,000 | 1,399 |
| Total noninterest expense | $9,188,000 | 1,252 |
| Salaries and employee benefits | $5,332,000 | 1,243 |
| Premises and equipment expense | $1,110,000 | 1,090 |
| Additional noninterest expense | $2,746,000 | 1,245 |
| Pre-tax net operating income | $5,818,000 | 1,086 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,341,000 | 849 |
| Income before extraordinary items | $4,477,000 | 1,134 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,477,000 | 1,132 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,477,000 | 1,134 |
| Net charge-offs | $-36,000 | 4,070 |
| Cash dividends | $2,000,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,477,000 | 1,160 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 1,130 |
| Total interest expense | $481,000 | 1,139 |
| Net interest income | $6,276,000 | 1,118 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,131,000 | 1,278 |
| Gross Fiduciary activities income | $291,000 | 462 |
| Service charges on deposit accounts | $138,000 | 1,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 1,376 |
| Total noninterest expense | $4,398,000 | 1,288 |
| Salaries and employee benefits | $2,513,000 | 1,305 |
| Premises and equipment expense | $541,000 | 1,115 |
| Additional noninterest expense | $1,344,000 | 1,253 |
| Pre-tax net operating income | $3,009,000 | 1,009 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $759,000 | 771 |
| Income before extraordinary items | $2,250,000 | 1,097 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,250,000 | 1,096 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,250,000 | 1,097 |
| Net charge-offs | $-70,000 | 4,475 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,250,000 | 1,110 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,611,000 | 1,169 |
| Total interest expense | $2,389,000 | 1,137 |
| Net interest income | $24,222,000 | 1,161 |
| Provision for loan and lease losses | $600,000 | 874 |
| Total noninterest income | $7,343,000 | 1,027 |
| Gross Fiduciary activities income | $766,000 | 522 |
| Service charges on deposit accounts | $417,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,160,000 | 936 |
| Total noninterest expense | $17,614,000 | 1,291 |
| Salaries and employee benefits | $9,795,000 | 1,314 |
| Premises and equipment expense | $1,929,000 | 1,253 |
| Additional noninterest expense | $5,890,000 | 1,151 |
| Pre-tax net operating income | $13,351,000 | 1,028 |
| Securities gains (losses) | $79,000 | 954 |
| Applicable income taxes | $3,495,000 | 781 |
| Income before extraordinary items | $9,935,000 | 1,159 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,935,000 | 1,159 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,935,000 | 1,159 |
| Net charge-offs | $24,000 | 1,997 |
| Cash dividends | $9,750,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,872,590 | 1,147 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,549,000 | 1,208 |
| Total interest expense | $1,856,000 | 1,160 |
| Net interest income | $17,693,000 | 1,208 |
| Provision for loan and lease losses | $600,000 | 696 |
| Total noninterest income | $5,335,000 | 1,076 |
| Gross Fiduciary activities income | $420,000 | 559 |
| Service charges on deposit accounts | $295,000 | 1,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,620,000 | 948 |
| Total noninterest expense | $12,800,000 | 1,321 |
| Salaries and employee benefits | $7,095,000 | 1,360 |
| Premises and equipment expense | $1,411,000 | 1,290 |
| Additional noninterest expense | $4,294,000 | 1,180 |
| Pre-tax net operating income | $9,628,000 | 1,107 |
| Securities gains (losses) | $79,000 | 891 |
| Applicable income taxes | $2,420,000 | 864 |
| Income before extraordinary items | $7,287,000 | 1,215 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,287,000 | 1,215 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,287,000 | 1,215 |
| Net charge-offs | $144,000 | 926 |
| Cash dividends | $4,250,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,224,590 | 1,204 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,484,000 | 1,254 |
| Total interest expense | $1,268,000 | 1,182 |
| Net interest income | $11,216,000 | 1,243 |
| Provision for loan and lease losses | $450,000 | 658 |
| Total noninterest income | $3,013,000 | 1,178 |
| Gross Fiduciary activities income | $365,000 | 528 |
| Service charges on deposit accounts | $183,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,465,000 | 1,117 |
| Total noninterest expense | $7,747,000 | 1,413 |
| Salaries and employee benefits | $4,319,000 | 1,452 |
| Premises and equipment expense | $899,000 | 1,332 |
| Additional noninterest expense | $2,529,000 | 1,301 |
| Pre-tax net operating income | $6,032,000 | 1,143 |
| Securities gains (losses) | $78,000 | 743 |
| Applicable income taxes | $1,435,000 | 918 |
| Income before extraordinary items | $4,675,000 | 1,248 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,675,000 | 1,249 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,675,000 | 1,249 |
| Net charge-offs | $123,000 | 834 |
| Cash dividends | $1,750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,613,380 | 1,232 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 1,427 |
| Total interest expense | $612,000 | 1,282 |
| Net interest income | $4,699,000 | 1,437 |
| Provision for loan and lease losses | $270,000 | 653 |
| Total noninterest income | $1,392,000 | 1,238 |
| Gross Fiduciary activities income | $267,000 | 457 |
| Service charges on deposit accounts | $87,000 | 1,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,038,000 | 1,245 |
| Total noninterest expense | $3,372,000 | 1,572 |
| Salaries and employee benefits | $1,930,000 | 1,596 |
| Premises and equipment expense | $426,000 | 1,420 |
| Additional noninterest expense | $1,016,000 | 1,529 |
| Pre-tax net operating income | $2,449,000 | 1,326 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $625,000 | 986 |
| Income before extraordinary items | $1,824,000 | 1,490 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,824,000 | 1,490 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,824,000 | 1,490 |
| Net charge-offs | $71,000 | 712 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,824,000 | 1,453 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,873,000 | 1,322 |
| Total interest expense | $3,198,000 | 1,407 |
| Net interest income | $19,675,000 | 1,303 |
| Provision for loan and lease losses | $1,950,000 | 1,061 |
| Total noninterest income | $6,446,000 | 1,076 |
| Gross Fiduciary activities income | $683,000 | 530 |
| Service charges on deposit accounts | $397,000 | 1,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,366,000 | 971 |
| Total noninterest expense | $13,228,000 | 1,567 |
| Salaries and employee benefits | $7,476,000 | 1,598 |
| Premises and equipment expense | $1,622,000 | 1,434 |
| Additional noninterest expense | $4,130,000 | 1,495 |
| Pre-tax net operating income | $10,943,000 | 987 |
| Securities gains (losses) | $158,000 | 1,146 |
| Applicable income taxes | $2,884,000 | 719 |
| Income before extraordinary items | $8,217,000 | 1,125 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,217,000 | 1,124 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,217,000 | 1,125 |
| Net charge-offs | $621,000 | 857 |
| Cash dividends | $8,000,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $8,092,180 | 1,101 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,273,000 | 1,323 |
| Total interest expense | $2,548,000 | 1,410 |
| Net interest income | $14,725,000 | 1,293 |
| Provision for loan and lease losses | $1,300,000 | 1,161 |
| Total noninterest income | $4,188,000 | 1,150 |
| Gross Fiduciary activities income | $334,000 | 582 |
| Service charges on deposit accounts | $296,000 | 1,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,558,000 | 1,022 |
| Total noninterest expense | $9,395,000 | 1,624 |
| Salaries and employee benefits | $5,252,000 | 1,670 |
| Premises and equipment expense | $1,187,000 | 1,454 |
| Additional noninterest expense | $2,956,000 | 1,531 |
| Pre-tax net operating income | $8,218,000 | 948 |
| Securities gains (losses) | $158,000 | 1,008 |
| Applicable income taxes | $2,179,000 | 677 |
| Income before extraordinary items | $6,197,000 | 1,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,197,000 | 1,080 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,197,000 | 1,080 |
| Net charge-offs | $596,000 | 677 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,072,180 | 1,064 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,633,000 | 1,323 |
| Total interest expense | $1,853,000 | 1,398 |
| Net interest income | $9,780,000 | 1,296 |
| Provision for loan and lease losses | $725,000 | 1,301 |
| Total noninterest income | $2,495,000 | 1,178 |
| Gross Fiduciary activities income | $270,000 | 563 |
| Service charges on deposit accounts | $197,000 | 1,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,028,000 | 1,084 |
| Total noninterest expense | $6,209,000 | 1,629 |
| Salaries and employee benefits | $3,427,000 | 1,685 |
| Premises and equipment expense | $797,000 | 1,433 |
| Additional noninterest expense | $1,985,000 | 1,510 |
| Pre-tax net operating income | $5,341,000 | 900 |
| Securities gains (losses) | $158,000 | 792 |
| Applicable income taxes | $1,444,000 | 617 |
| Income before extraordinary items | $4,055,000 | 1,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,055,000 | 1,028 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,055,000 | 1,029 |
| Net charge-offs | $204,000 | 1,000 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,930,180 | 1,033 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 1,308 |
| Total interest expense | $1,013,000 | 1,405 |
| Net interest income | $4,909,000 | 1,277 |
| Provision for loan and lease losses | $225,000 | 1,360 |
| Total noninterest income | $813,000 | 1,461 |
| Gross Fiduciary activities income | $157,000 | 549 |
| Service charges on deposit accounts | $131,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 1,474 |
| Total noninterest expense | $3,136,000 | 1,628 |
| Salaries and employee benefits | $1,812,000 | 1,630 |
| Premises and equipment expense | $398,000 | 1,449 |
| Additional noninterest expense | $926,000 | 1,617 |
| Pre-tax net operating income | $2,361,000 | 926 |
| Securities gains (losses) | $158,000 | 453 |
| Applicable income taxes | $660,000 | 612 |
| Income before extraordinary items | $1,859,000 | 995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,859,000 | 995 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,859,000 | 995 |
| Net charge-offs | $105,000 | 859 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,734,180 | 1,038 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,548,000 | 1,321 |
| Total interest expense | $3,959,000 | 1,483 |
| Net interest income | $19,589,000 | 1,282 |
| Provision for loan and lease losses | $1,080,000 | 865 |
| Total noninterest income | $3,065,000 | 1,546 |
| Gross Fiduciary activities income | $672,000 | 537 |
| Service charges on deposit accounts | $611,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,782,000 | 1,644 |
| Total noninterest expense | $12,424,000 | 1,593 |
| Salaries and employee benefits | $6,796,000 | 1,677 |
| Premises and equipment expense | $1,748,000 | 1,308 |
| Additional noninterest expense | $3,880,000 | 1,552 |
| Pre-tax net operating income | $9,150,000 | 1,119 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $2,345,000 | 813 |
| Income before extraordinary items | $6,808,000 | 1,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,808,000 | 1,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,808,000 | 1,267 |
| Net charge-offs | $817,000 | 750 |
| Cash dividends | $4,250,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,805,630 | 1,244 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,516,000 | 1,339 |
| Total interest expense | $2,900,000 | 1,521 |
| Net interest income | $14,616,000 | 1,294 |
| Provision for loan and lease losses | $900,000 | 740 |
| Total noninterest income | $2,179,000 | 1,595 |
| Gross Fiduciary activities income | $382,000 | 575 |
| Service charges on deposit accounts | $457,000 | 1,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,340,000 | 1,633 |
| Total noninterest expense | $9,243,000 | 1,620 |
| Salaries and employee benefits | $5,069,000 | 1,697 |
| Premises and equipment expense | $1,287,000 | 1,338 |
| Additional noninterest expense | $2,887,000 | 1,551 |
| Pre-tax net operating income | $6,652,000 | 1,171 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $1,696,000 | 858 |
| Income before extraordinary items | $4,959,000 | 1,315 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,959,000 | 1,317 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,959,000 | 1,317 |
| Net charge-offs | $672,000 | 634 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,956,630 | 1,295 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,491,000 | 1,358 |
| Total interest expense | $1,860,000 | 1,545 |
| Net interest income | $9,631,000 | 1,307 |
| Provision for loan and lease losses | $720,000 | 637 |
| Total noninterest income | $1,378,000 | 1,610 |
| Gross Fiduciary activities income | $319,000 | 537 |
| Service charges on deposit accounts | $292,000 | 1,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $767,000 | 1,752 |
| Total noninterest expense | $5,996,000 | 1,661 |
| Salaries and employee benefits | $3,344,000 | 1,715 |
| Premises and equipment expense | $824,000 | 1,396 |
| Additional noninterest expense | $1,828,000 | 1,624 |
| Pre-tax net operating income | $4,293,000 | 1,170 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $1,091,000 | 859 |
| Income before extraordinary items | $3,204,000 | 1,323 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,204,000 | 1,322 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,204,000 | 1,323 |
| Net charge-offs | $465,000 | 605 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,202,420 | 1,296 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 1,359 |
| Total interest expense | $876,000 | 1,580 |
| Net interest income | $4,827,000 | 1,307 |
| Provision for loan and lease losses | $450,000 | 501 |
| Total noninterest income | $765,000 | 1,464 |
| Gross Fiduciary activities income | $179,000 | 517 |
| Service charges on deposit accounts | $146,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 1,577 |
| Total noninterest expense | $2,910,000 | 1,712 |
| Salaries and employee benefits | $1,709,000 | 1,690 |
| Premises and equipment expense | $404,000 | 1,444 |
| Additional noninterest expense | $797,000 | 1,826 |
| Pre-tax net operating income | $2,232,000 | 1,125 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $573,000 | 816 |
| Income before extraordinary items | $1,661,000 | 1,259 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,661,000 | 1,258 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,661,000 | 1,258 |
| Net charge-offs | $482,000 | 335 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,659,420 | 1,238 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,791,000 | 1,337 |
| Total interest expense | $2,730,000 | 1,533 |
| Net interest income | $19,061,000 | 1,291 |
| Provision for loan and lease losses | $990,000 | 891 |
| Total noninterest income | $2,967,000 | 1,561 |
| Gross Fiduciary activities income | $654,000 | 544 |
| Service charges on deposit accounts | $608,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,705,000 | 1,658 |
| Total noninterest expense | $12,351,000 | 1,567 |
| Salaries and employee benefits | $7,171,000 | 1,565 |
| Premises and equipment expense | $1,501,000 | 1,499 |
| Additional noninterest expense | $3,679,000 | 1,617 |
| Pre-tax net operating income | $8,687,000 | 1,156 |
| Securities gains (losses) | $-51,000 | 4,856 |
| Applicable income taxes | $2,103,000 | 847 |
| Income before extraordinary items | $6,533,000 | 1,284 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,533,000 | 1,283 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,533,000 | 1,283 |
| Net charge-offs | $519,000 | 932 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,573,290 | 1,273 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,037,000 | 1,347 |
| Total interest expense | $1,901,000 | 1,547 |
| Net interest income | $14,136,000 | 1,300 |
| Provision for loan and lease losses | $765,000 | 807 |
| Total noninterest income | $2,072,000 | 1,657 |
| Gross Fiduciary activities income | $394,000 | 581 |
| Service charges on deposit accounts | $453,000 | 1,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,225,000 | 1,722 |
| Total noninterest expense | $9,192,000 | 1,576 |
| Salaries and employee benefits | $5,236,000 | 1,606 |
| Premises and equipment expense | $1,089,000 | 1,558 |
| Additional noninterest expense | $2,867,000 | 1,563 |
| Pre-tax net operating income | $6,251,000 | 1,198 |
| Securities gains (losses) | $31,000 | 500 |
| Applicable income taxes | $1,529,000 | 875 |
| Income before extraordinary items | $4,753,000 | 1,318 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,753,000 | 1,317 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,753,000 | 1,317 |
| Net charge-offs | $432,000 | 785 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,728,510 | 1,308 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,494,000 | 1,349 |
| Total interest expense | $1,148,000 | 1,601 |
| Net interest income | $9,346,000 | 1,315 |
| Provision for loan and lease losses | $495,000 | 834 |
| Total noninterest income | $1,370,000 | 1,656 |
| Gross Fiduciary activities income | $293,000 | 570 |
| Service charges on deposit accounts | $293,000 | 1,782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 1,756 |
| Total noninterest expense | $6,003,000 | 1,617 |
| Salaries and employee benefits | $3,525,000 | 1,607 |
| Premises and equipment expense | $682,000 | 1,662 |
| Additional noninterest expense | $1,796,000 | 1,655 |
| Pre-tax net operating income | $4,218,000 | 1,164 |
| Securities gains (losses) | $4,000 | 737 |
| Applicable income taxes | $1,026,000 | 866 |
| Income before extraordinary items | $3,196,000 | 1,297 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,196,000 | 1,296 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,196,000 | 1,296 |
| Net charge-offs | $206,000 | 923 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,192,840 | 1,284 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 1,371 |
| Total interest expense | $525,000 | 1,642 |
| Net interest income | $4,601,000 | 1,327 |
| Provision for loan and lease losses | $225,000 | 854 |
| Total noninterest income | $697,000 | 1,631 |
| Gross Fiduciary activities income | $193,000 | 517 |
| Service charges on deposit accounts | $146,000 | 1,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 1,825 |
| Total noninterest expense | $2,946,000 | 1,660 |
| Salaries and employee benefits | $1,813,000 | 1,569 |
| Premises and equipment expense | $305,000 | 1,847 |
| Additional noninterest expense | $828,000 | 1,760 |
| Pre-tax net operating income | $2,127,000 | 1,143 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $507,000 | 859 |
| Income before extraordinary items | $1,620,000 | 1,251 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,620,000 | 1,251 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,620,000 | 1,251 |
| Net charge-offs | $78,000 | 977 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,620,000 | 1,239 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,649,000 | 1,363 |
| Total interest expense | $1,759,000 | 1,693 |
| Net interest income | $17,890,000 | 1,329 |
| Provision for loan and lease losses | $1,055,000 | 848 |
| Total noninterest income | $3,167,000 | 1,521 |
| Gross Fiduciary activities income | $592,000 | 560 |
| Service charges on deposit accounts | $615,000 | 1,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,960,000 | 1,559 |
| Total noninterest expense | $11,312,000 | 1,689 |
| Salaries and employee benefits | $6,466,000 | 1,703 |
| Premises and equipment expense | $1,130,000 | 1,941 |
| Additional noninterest expense | $3,716,000 | 1,618 |
| Pre-tax net operating income | $8,690,000 | 1,108 |
| Securities gains (losses) | $194,000 | 407 |
| Applicable income taxes | $3,083,000 | 941 |
| Income before extraordinary items | $5,801,000 | 1,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,801,000 | 1,200 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,801,000 | 1,199 |
| Net charge-offs | $717,000 | 866 |
| Cash dividends | $3,250,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,674,900 | 1,209 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,615,000 | 1,370 |
| Total interest expense | $1,317,000 | 1,680 |
| Net interest income | $13,298,000 | 1,343 |
| Provision for loan and lease losses | $840,000 | 812 |
| Total noninterest income | $2,359,000 | 1,540 |
| Gross Fiduciary activities income | $349,000 | 608 |
| Service charges on deposit accounts | $454,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,556,000 | 1,512 |
| Total noninterest expense | $8,395,000 | 1,713 |
| Salaries and employee benefits | $4,846,000 | 1,708 |
| Premises and equipment expense | $845,000 | 1,943 |
| Additional noninterest expense | $2,704,000 | 1,656 |
| Pre-tax net operating income | $6,422,000 | 1,143 |
| Securities gains (losses) | $227,000 | 343 |
| Applicable income taxes | $2,318,000 | 836 |
| Income before extraordinary items | $4,331,000 | 1,292 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,331,000 | 1,291 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,331,000 | 1,292 |
| Net charge-offs | $565,000 | 739 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,183,450 | 1,313 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 1,376 |
| Total interest expense | $875,000 | 1,644 |
| Net interest income | $8,799,000 | 1,351 |
| Provision for loan and lease losses | $465,000 | 898 |
| Total noninterest income | $1,338,000 | 1,712 |
| Gross Fiduciary activities income | $279,000 | 578 |
| Service charges on deposit accounts | $290,000 | 1,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $769,000 | 1,822 |
| Total noninterest expense | $5,564,000 | 1,727 |
| Salaries and employee benefits | $3,234,000 | 1,714 |
| Premises and equipment expense | $557,000 | 1,955 |
| Additional noninterest expense | $1,773,000 | 1,683 |
| Pre-tax net operating income | $4,108,000 | 1,167 |
| Securities gains (losses) | $143,000 | 339 |
| Applicable income taxes | $1,423,000 | 865 |
| Income before extraordinary items | $2,828,000 | 1,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,828,000 | 1,302 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,828,000 | 1,302 |
| Net charge-offs | $313,000 | 810 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,732,190 | 1,323 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 1,389 |
| Total interest expense | $436,000 | 1,632 |
| Net interest income | $4,342,000 | 1,358 |
| Provision for loan and lease losses | $270,000 | 754 |
| Total noninterest income | $696,000 | 1,662 |
| Gross Fiduciary activities income | $163,000 | 553 |
| Service charges on deposit accounts | $141,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 1,774 |
| Total noninterest expense | $2,779,000 | 1,755 |
| Salaries and employee benefits | $1,634,000 | 1,718 |
| Premises and equipment expense | $278,000 | 1,989 |
| Additional noninterest expense | $867,000 | 1,711 |
| Pre-tax net operating income | $1,989,000 | 1,180 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $664,000 | 887 |
| Income before extraordinary items | $1,328,000 | 1,344 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,328,000 | 1,343 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,328,000 | 1,344 |
| Net charge-offs | $234,000 | 542 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,325,990 | 1,329 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,615,000 | 1,370 |
| Total interest expense | $1,731,000 | 1,589 |
| Net interest income | $16,884,000 | 1,353 |
| Provision for loan and lease losses | $1,645,000 | 606 |
| Total noninterest income | $3,115,000 | 1,597 |
| Gross Fiduciary activities income | $635,000 | 543 |
| Service charges on deposit accounts | $659,000 | 1,696 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,821,000 | 1,679 |
| Total noninterest expense | $10,902,000 | 1,759 |
| Salaries and employee benefits | $6,206,000 | 1,737 |
| Premises and equipment expense | $1,041,000 | 2,076 |
| Additional noninterest expense | $3,655,000 | 1,666 |
| Pre-tax net operating income | $7,452,000 | 1,172 |
| Securities gains (losses) | $276,000 | 699 |
| Applicable income taxes | $2,525,000 | 887 |
| Income before extraordinary items | $5,203,000 | 1,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,203,000 | 1,336 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,203,000 | 1,336 |
| Net charge-offs | $1,943,000 | 394 |
| Cash dividends | $2,750,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,018,080 | 1,351 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,968,000 | 1,368 |
| Total interest expense | $1,287,000 | 1,606 |
| Net interest income | $12,681,000 | 1,351 |
| Provision for loan and lease losses | $1,465,000 | 519 |
| Total noninterest income | $2,323,000 | 1,613 |
| Gross Fiduciary activities income | $388,000 | 585 |
| Service charges on deposit accounts | $494,000 | 1,701 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,441,000 | 1,630 |
| Total noninterest expense | $8,124,000 | 1,766 |
| Salaries and employee benefits | $4,559,000 | 1,766 |
| Premises and equipment expense | $792,000 | 2,062 |
| Additional noninterest expense | $2,773,000 | 1,646 |
| Pre-tax net operating income | $5,415,000 | 1,230 |
| Securities gains (losses) | $265,000 | 654 |
| Applicable income taxes | $1,851,000 | 922 |
| Income before extraordinary items | $3,829,000 | 1,376 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,829,000 | 1,377 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,829,000 | 1,377 |
| Net charge-offs | $1,641,000 | 343 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,651,450 | 1,401 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,283,000 | 1,374 |
| Total interest expense | $850,000 | 1,616 |
| Net interest income | $8,433,000 | 1,361 |
| Provision for loan and lease losses | $1,420,000 | 382 |
| Total noninterest income | $1,573,000 | 1,567 |
| Gross Fiduciary activities income | $292,000 | 566 |
| Service charges on deposit accounts | $325,000 | 1,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $956,000 | 1,603 |
| Total noninterest expense | $5,329,000 | 1,799 |
| Salaries and employee benefits | $2,976,000 | 1,798 |
| Premises and equipment expense | $524,000 | 2,078 |
| Additional noninterest expense | $1,829,000 | 1,652 |
| Pre-tax net operating income | $3,257,000 | 1,333 |
| Securities gains (losses) | $226,000 | 543 |
| Applicable income taxes | $1,114,000 | 1,001 |
| Income before extraordinary items | $2,369,000 | 1,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,369,000 | 1,455 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,369,000 | 1,455 |
| Net charge-offs | $1,505,000 | 269 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,215,320 | 1,491 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 1,376 |
| Total interest expense | $422,000 | 1,626 |
| Net interest income | $4,240,000 | 1,356 |
| Provision for loan and lease losses | $470,000 | 485 |
| Total noninterest income | $782,000 | 1,544 |
| Gross Fiduciary activities income | $133,000 | 588 |
| Service charges on deposit accounts | $165,000 | 1,666 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $484,000 | 1,540 |
| Total noninterest expense | $2,703,000 | 1,776 |
| Salaries and employee benefits | $1,538,000 | 1,748 |
| Premises and equipment expense | $264,000 | 2,075 |
| Additional noninterest expense | $901,000 | 1,685 |
| Pre-tax net operating income | $1,849,000 | 1,162 |
| Securities gains (losses) | $102,000 | 522 |
| Applicable income taxes | $638,000 | 875 |
| Income before extraordinary items | $1,313,000 | 1,315 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,313,000 | 1,315 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,313,000 | 1,316 |
| Net charge-offs | $694,000 | 269 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,244,660 | 1,328 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,484,000 | 1,361 |
| Total interest expense | $1,596,000 | 1,684 |
| Net interest income | $16,888,000 | 1,329 |
| Provision for loan and lease losses | $1,375,000 | 613 |
| Total noninterest income | $3,175,000 | 1,548 |
| Gross Fiduciary activities income | $644,000 | 550 |
| Service charges on deposit accounts | $707,000 | 1,638 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,824,000 | 1,631 |
| Total noninterest expense | $10,847,000 | 1,751 |
| Salaries and employee benefits | $6,277,000 | 1,683 |
| Premises and equipment expense | $1,069,000 | 2,071 |
| Additional noninterest expense | $3,501,000 | 1,729 |
| Pre-tax net operating income | $7,841,000 | 1,088 |
| Securities gains (losses) | $213,000 | 712 |
| Applicable income taxes | $2,738,000 | 805 |
| Income before extraordinary items | $5,316,000 | 1,295 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,316,000 | 1,295 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,316,000 | 1,295 |
| Net charge-offs | $1,673,000 | 446 |
| Cash dividends | $3,250,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,175,420 | 1,287 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,783,000 | 1,373 |
| Total interest expense | $1,191,000 | 1,714 |
| Net interest income | $12,592,000 | 1,349 |
| Provision for loan and lease losses | $675,000 | 812 |
| Total noninterest income | $2,260,000 | 1,615 |
| Gross Fiduciary activities income | $412,000 | 576 |
| Service charges on deposit accounts | $518,000 | 1,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,330,000 | 1,680 |
| Total noninterest expense | $8,093,000 | 1,767 |
| Salaries and employee benefits | $4,655,000 | 1,707 |
| Premises and equipment expense | $801,000 | 2,103 |
| Additional noninterest expense | $2,637,000 | 1,714 |
| Pre-tax net operating income | $6,084,000 | 1,078 |
| Securities gains (losses) | $133,000 | 855 |
| Applicable income taxes | $2,046,000 | 830 |
| Income before extraordinary items | $4,171,000 | 1,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,171,000 | 1,254 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,171,000 | 1,254 |
| Net charge-offs | $750,000 | 632 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,081,890 | 1,240 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,181,000 | 1,380 |
| Total interest expense | $787,000 | 1,737 |
| Net interest income | $8,394,000 | 1,346 |
| Provision for loan and lease losses | $450,000 | 841 |
| Total noninterest income | $1,534,000 | 1,595 |
| Gross Fiduciary activities income | $349,000 | 542 |
| Service charges on deposit accounts | $327,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $858,000 | 1,728 |
| Total noninterest expense | $5,377,000 | 1,784 |
| Salaries and employee benefits | $3,127,000 | 1,699 |
| Premises and equipment expense | $541,000 | 2,093 |
| Additional noninterest expense | $1,709,000 | 1,778 |
| Pre-tax net operating income | $4,101,000 | 1,065 |
| Securities gains (losses) | $69,000 | 1,046 |
| Applicable income taxes | $1,377,000 | 823 |
| Income before extraordinary items | $2,793,000 | 1,246 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,793,000 | 1,248 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,793,000 | 1,247 |
| Net charge-offs | $550,000 | 590 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,746,770 | 1,232 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 1,368 |
| Total interest expense | $393,000 | 1,756 |
| Net interest income | $4,217,000 | 1,337 |
| Provision for loan and lease losses | $225,000 | 816 |
| Total noninterest income | $872,000 | 1,412 |
| Gross Fiduciary activities income | $269,000 | 459 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $452,000 | 1,630 |
| Total noninterest expense | $2,656,000 | 1,798 |
| Salaries and employee benefits | $1,492,000 | 1,778 |
| Premises and equipment expense | $266,000 | 2,141 |
| Additional noninterest expense | $898,000 | 1,676 |
| Pre-tax net operating income | $2,208,000 | 981 |
| Securities gains (losses) | $69,000 | 720 |
| Applicable income taxes | $769,000 | 753 |
| Income before extraordinary items | $1,508,000 | 1,129 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,508,000 | 1,130 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,508,000 | 1,130 |
| Net charge-offs | $177,000 | 799 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,462,460 | 1,123 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,239,000 | 1,390 |
| Total interest expense | $1,664,000 | 1,735 |
| Net interest income | $16,575,000 | 1,345 |
| Provision for loan and lease losses | $1,480,000 | 629 |
| Total noninterest income | $2,700,000 | 1,696 |
| Gross Fiduciary activities income | $639,000 | 563 |
| Service charges on deposit accounts | $756,000 | 1,648 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,305,000 | 1,958 |
| Total noninterest expense | $10,110,000 | 1,865 |
| Salaries and employee benefits | $5,485,000 | 1,875 |
| Premises and equipment expense | $1,119,000 | 2,048 |
| Additional noninterest expense | $3,506,000 | 1,771 |
| Pre-tax net operating income | $7,685,000 | 1,068 |
| Securities gains (losses) | $391,000 | 507 |
| Applicable income taxes | $2,551,000 | 814 |
| Income before extraordinary items | $5,525,000 | 1,191 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,525,000 | 1,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,525,000 | 1,190 |
| Net charge-offs | $1,289,000 | 734 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,259,120 | 1,211 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,584,000 | 1,400 |
| Total interest expense | $1,254,000 | 1,746 |
| Net interest income | $12,330,000 | 1,353 |
| Provision for loan and lease losses | $725,000 | 864 |
| Total noninterest income | $1,896,000 | 1,791 |
| Gross Fiduciary activities income | $429,000 | 579 |
| Service charges on deposit accounts | $569,000 | 1,656 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $898,000 | 2,089 |
| Total noninterest expense | $7,537,000 | 1,887 |
| Salaries and employee benefits | $4,072,000 | 1,902 |
| Premises and equipment expense | $818,000 | 2,103 |
| Additional noninterest expense | $2,647,000 | 1,741 |
| Pre-tax net operating income | $5,964,000 | 1,050 |
| Securities gains (losses) | $280,000 | 505 |
| Applicable income taxes | $2,266,000 | 723 |
| Income before extraordinary items | $3,978,000 | 1,224 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,978,000 | 1,221 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,978,000 | 1,223 |
| Net charge-offs | $632,000 | 967 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,798,800 | 1,261 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,054,000 | 1,401 |
| Total interest expense | $830,000 | 1,781 |
| Net interest income | $8,224,000 | 1,352 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,340,000 | 1,675 |
| Gross Fiduciary activities income | $367,000 | 530 |
| Service charges on deposit accounts | $366,000 | 1,685 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $607,000 | 2,040 |
| Total noninterest expense | $4,952,000 | 1,910 |
| Salaries and employee benefits | $2,714,000 | 1,897 |
| Premises and equipment expense | $538,000 | 2,135 |
| Additional noninterest expense | $1,700,000 | 1,808 |
| Pre-tax net operating income | $4,312,000 | 947 |
| Securities gains (losses) | $97,000 | 810 |
| Applicable income taxes | $1,617,000 | 680 |
| Income before extraordinary items | $2,792,000 | 1,148 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,792,000 | 1,148 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,792,000 | 1,149 |
| Net charge-offs | $270,000 | 1,335 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,729,920 | 1,147 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 1,389 |
| Total interest expense | $416,000 | 1,798 |
| Net interest income | $4,135,000 | 1,336 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $688,000 | 1,621 |
| Gross Fiduciary activities income | $251,000 | 473 |
| Service charges on deposit accounts | $171,000 | 1,759 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $266,000 | 2,179 |
| Total noninterest expense | $2,490,000 | 1,907 |
| Salaries and employee benefits | $1,340,000 | 1,937 |
| Premises and equipment expense | $267,000 | 2,178 |
| Additional noninterest expense | $883,000 | 1,729 |
| Pre-tax net operating income | $2,183,000 | 905 |
| Securities gains (losses) | $73,000 | 530 |
| Applicable income taxes | $833,000 | 648 |
| Income before extraordinary items | $1,423,000 | 1,095 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,423,000 | 1,096 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,423,000 | 1,096 |
| Net charge-offs | $138,000 | 1,172 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,376,280 | 1,109 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,624,000 | 1,439 |
| Total interest expense | $1,776,000 | 1,897 |
| Net interest income | $15,848,000 | 1,369 |
| Provision for loan and lease losses | $885,000 | 1,226 |
| Total noninterest income | $2,688,000 | 1,754 |
| Gross Fiduciary activities income | $666,000 | 546 |
| Service charges on deposit accounts | $766,000 | 1,706 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,256,000 | 2,067 |
| Total noninterest expense | $9,653,000 | 1,962 |
| Salaries and employee benefits | $5,182,000 | 1,969 |
| Premises and equipment expense | $960,000 | 2,321 |
| Additional noninterest expense | $3,511,000 | 1,814 |
| Pre-tax net operating income | $7,998,000 | 962 |
| Securities gains (losses) | $158,000 | 1,038 |
| Applicable income taxes | $2,607,000 | 736 |
| Income before extraordinary items | $5,549,000 | 1,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,549,000 | 1,117 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,549,000 | 1,118 |
| Net charge-offs | $1,383,000 | 994 |
| Cash dividends | $3,250,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,441,560 | 1,111 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 1,458 |
| Total interest expense | $1,346,000 | 1,939 |
| Net interest income | $11,671,000 | 1,387 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $2,062,000 | 1,755 |
| Gross Fiduciary activities income | $406,000 | 585 |
| Service charges on deposit accounts | $586,000 | 1,673 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,070,000 | 1,951 |
| Total noninterest expense | $7,157,000 | 1,980 |
| Salaries and employee benefits | $3,890,000 | 1,970 |
| Premises and equipment expense | $700,000 | 2,415 |
| Additional noninterest expense | $2,567,000 | 1,845 |
| Pre-tax net operating income | $6,126,000 | 954 |
| Securities gains (losses) | $152,000 | 959 |
| Applicable income taxes | $2,179,000 | 681 |
| Income before extraordinary items | $4,099,000 | 1,139 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,099,000 | 1,140 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,099,000 | 1,141 |
| Net charge-offs | $1,079,000 | 942 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,000,200 | 1,129 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 1,470 |
| Total interest expense | $899,000 | 1,947 |
| Net interest income | $7,688,000 | 1,395 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $1,436,000 | 1,695 |
| Gross Fiduciary activities income | $356,000 | 536 |
| Service charges on deposit accounts | $382,000 | 1,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $698,000 | 2,020 |
| Total noninterest expense | $4,924,000 | 1,933 |
| Salaries and employee benefits | $2,596,000 | 1,984 |
| Premises and equipment expense | $484,000 | 2,348 |
| Additional noninterest expense | $1,844,000 | 1,720 |
| Pre-tax net operating income | $3,840,000 | 984 |
| Securities gains (losses) | $105,000 | 1,081 |
| Applicable income taxes | $1,319,000 | 743 |
| Income before extraordinary items | $2,626,000 | 1,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,626,000 | 1,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,626,000 | 1,163 |
| Net charge-offs | $834,000 | 880 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,555,650 | 1,144 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 1,474 |
| Total interest expense | $452,000 | 1,985 |
| Net interest income | $3,871,000 | 1,386 |
| Provision for loan and lease losses | $260,000 | 1,119 |
| Total noninterest income | $895,000 | 1,458 |
| Gross Fiduciary activities income | $212,000 | 501 |
| Service charges on deposit accounts | $187,000 | 1,700 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $496,000 | 1,589 |
| Total noninterest expense | $2,772,000 | 1,745 |
| Salaries and employee benefits | $1,292,000 | 2,007 |
| Premises and equipment expense | $244,000 | 2,349 |
| Additional noninterest expense | $1,236,000 | 1,330 |
| Pre-tax net operating income | $1,734,000 | 1,065 |
| Securities gains (losses) | $105,000 | 664 |
| Applicable income taxes | $553,000 | 837 |
| Income before extraordinary items | $1,286,000 | 1,159 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,286,000 | 1,161 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,286,000 | 1,161 |
| Net charge-offs | $688,000 | 626 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,212,500 | 1,178 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,138,000 | 1,644 |
| Total interest expense | $2,178,000 | 1,995 |
| Net interest income | $13,960,000 | 1,576 |
| Provision for loan and lease losses | $560,000 | 2,563 |
| Total noninterest income | $1,853,000 | 2,307 |
| Gross Fiduciary activities income | $533,000 | 584 |
| Service charges on deposit accounts | $721,000 | 1,851 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $599,000 | 3,098 |
| Total noninterest expense | $8,181,000 | 2,309 |
| Salaries and employee benefits | $3,997,000 | 2,451 |
| Premises and equipment expense | $791,000 | 2,775 |
| Additional noninterest expense | $3,393,000 | 1,934 |
| Pre-tax net operating income | $7,072,000 | 1,000 |
| Securities gains (losses) | $93,000 | 2,325 |
| Applicable income taxes | $2,212,000 | 805 |
| Income before extraordinary items | $4,953,000 | 1,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,953,000 | 1,203 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,953,000 | 1,203 |
| Net charge-offs | $2,082,000 | 1,125 |
| Cash dividends | $4,450,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,888,830 | 1,146 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,200,000 | 1,663 |
| Total interest expense | $1,736,000 | 1,969 |
| Net interest income | $10,464,000 | 1,593 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,015,000 | 2,773 |
| Gross Fiduciary activities income | $358,000 | 609 |
| Service charges on deposit accounts | $540,000 | 1,870 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,925 |
| Total noninterest expense | $6,137,000 | 2,314 |
| Salaries and employee benefits | $3,000,000 | 2,456 |
| Premises and equipment expense | $583,000 | 2,836 |
| Additional noninterest expense | $2,554,000 | 1,934 |
| Pre-tax net operating income | $5,342,000 | 1,008 |
| Securities gains (losses) | $93,000 | 2,029 |
| Applicable income taxes | $1,894,000 | 740 |
| Income before extraordinary items | $3,541,000 | 1,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,541,000 | 1,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,541,000 | 1,276 |
| Net charge-offs | $1,611,000 | 1,064 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,480,550 | 1,230 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 1,662 |
| Total interest expense | $1,233,000 | 1,909 |
| Net interest income | $6,968,000 | 1,590 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $214,000 | 4,777 |
| Gross Fiduciary activities income | $330,000 | 553 |
| Service charges on deposit accounts | $347,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-463,000 | 7,162 |
| Total noninterest expense | $4,072,000 | 2,331 |
| Salaries and employee benefits | $1,988,000 | 2,463 |
| Premises and equipment expense | $386,000 | 2,848 |
| Additional noninterest expense | $1,698,000 | 1,945 |
| Pre-tax net operating income | $3,110,000 | 1,146 |
| Securities gains (losses) | $93,000 | 1,651 |
| Applicable income taxes | $1,077,000 | 838 |
| Income before extraordinary items | $2,126,000 | 1,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,126,000 | 1,401 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,126,000 | 1,401 |
| Net charge-offs | $939,000 | 1,194 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,064,620 | 1,358 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 1,658 |
| Total interest expense | $647,000 | 1,896 |
| Net interest income | $3,525,000 | 1,587 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $184,000 | 528 |
| Service charges on deposit accounts | $165,000 | 1,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-236,000 | 7,228 |
| Total noninterest expense | $2,023,000 | 2,338 |
| Salaries and employee benefits | $995,000 | 2,481 |
| Premises and equipment expense | $191,000 | 2,883 |
| Additional noninterest expense | $837,000 | 1,962 |
| Pre-tax net operating income | $1,615,000 | 1,087 |
| Securities gains (losses) | $92,000 | 957 |
| Applicable income taxes | $583,000 | 774 |
| Income before extraordinary items | $1,124,000 | 1,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,124,000 | 1,288 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,124,000 | 1,288 |
| Net charge-offs | $198,000 | 1,861 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,063,280 | 1,297 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,182,000 | 1,655 |
| Total interest expense | $3,353,000 | 1,765 |
| Net interest income | $13,829,000 | 1,606 |
| Provision for loan and lease losses | $2,850,000 | 1,241 |
| Total noninterest income | $1,753,000 | 2,203 |
| Gross Fiduciary activities income | $441,000 | 579 |
| Service charges on deposit accounts | $693,000 | 2,004 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $619,000 | 2,815 |
| Total noninterest expense | $7,774,000 | 2,431 |
| Salaries and employee benefits | $3,658,000 | 2,634 |
| Premises and equipment expense | $839,000 | 2,811 |
| Additional noninterest expense | $3,277,000 | 2,040 |
| Pre-tax net operating income | $4,958,000 | 1,184 |
| Securities gains (losses) | $247,000 | 1,291 |
| Applicable income taxes | $1,500,000 | 1,000 |
| Income before extraordinary items | $3,705,000 | 1,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,705,000 | 1,334 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,705,000 | 1,334 |
| Net charge-offs | $2,331,000 | 1,416 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,529,630 | 1,320 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,824,000 | 1,674 |
| Total interest expense | $2,596,000 | 1,773 |
| Net interest income | $10,228,000 | 1,639 |
| Provision for loan and lease losses | $2,050,000 | 1,218 |
| Total noninterest income | $1,364,000 | 2,146 |
| Gross Fiduciary activities income | $262,000 | 628 |
| Service charges on deposit accounts | $496,000 | 2,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $606,000 | 2,408 |
| Total noninterest expense | $5,854,000 | 2,433 |
| Salaries and employee benefits | $2,729,000 | 2,641 |
| Premises and equipment expense | $623,000 | 2,851 |
| Additional noninterest expense | $2,502,000 | 2,019 |
| Pre-tax net operating income | $3,688,000 | 1,247 |
| Securities gains (losses) | $209,000 | 1,186 |
| Applicable income taxes | $1,219,000 | 929 |
| Income before extraordinary items | $2,678,000 | 1,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,678,000 | 1,419 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,678,000 | 1,419 |
| Net charge-offs | $1,253,000 | 1,680 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,533,790 | 1,420 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,563,000 | 1,691 |
| Total interest expense | $1,794,000 | 1,780 |
| Net interest income | $6,769,000 | 1,656 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $1,248,000 | 1,682 |
| Gross Fiduciary activities income | $241,000 | 568 |
| Service charges on deposit accounts | $304,000 | 2,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $703,000 | 1,713 |
| Total noninterest expense | $3,829,000 | 2,480 |
| Salaries and employee benefits | $1,830,000 | 2,637 |
| Premises and equipment expense | $392,000 | 2,998 |
| Additional noninterest expense | $1,607,000 | 2,105 |
| Pre-tax net operating income | $2,738,000 | 1,091 |
| Securities gains (losses) | $145,000 | 899 |
| Applicable income taxes | $940,000 | 800 |
| Income before extraordinary items | $1,943,000 | 1,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,943,000 | 1,295 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,943,000 | 1,295 |
| Net charge-offs | $508,000 | 2,121 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,845,850 | 1,286 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 1,704 |
| Total interest expense | $926,000 | 1,787 |
| Net interest income | $3,351,000 | 1,669 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $621,000 | 1,703 |
| Gross Fiduciary activities income | $182,000 | 482 |
| Service charges on deposit accounts | $143,000 | 2,279 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $296,000 | 1,935 |
| Total noninterest expense | $1,885,000 | 2,538 |
| Salaries and employee benefits | $905,000 | 2,679 |
| Premises and equipment expense | $201,000 | 2,978 |
| Additional noninterest expense | $779,000 | 2,157 |
| Pre-tax net operating income | $1,487,000 | 1,015 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $472,000 | 788 |
| Income before extraordinary items | $1,027,000 | 1,202 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,027,000 | 1,201 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,027,000 | 1,202 |
| Net charge-offs | $253,000 | 1,912 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,018,720 | 1,175 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,649,000 | 1,716 |
| Total interest expense | $4,325,000 | 1,857 |
| Net interest income | $13,324,000 | 1,657 |
| Provision for loan and lease losses | $5,847,000 | 1,016 |
| Total noninterest income | $3,129,000 | 1,505 |
| Gross Fiduciary activities income | $484,000 | 555 |
| Service charges on deposit accounts | $729,000 | 1,981 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,916,000 | 1,437 |
| Total noninterest expense | $8,174,000 | 2,366 |
| Salaries and employee benefits | $3,566,000 | 2,679 |
| Premises and equipment expense | $808,000 | 2,970 |
| Additional noninterest expense | $3,800,000 | 1,883 |
| Pre-tax net operating income | $2,432,000 | 1,930 |
| Securities gains (losses) | $383,000 | 1,072 |
| Applicable income taxes | $586,000 | 1,742 |
| Income before extraordinary items | $2,229,000 | 1,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,229,000 | 1,838 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,229,000 | 1,839 |
| Net charge-offs | $4,807,000 | 1,062 |
| Cash dividends | $1,875,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,926,430 | 2,015 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,234,000 | 1,749 |
| Total interest expense | $3,330,000 | 1,884 |
| Net interest income | $9,904,000 | 1,700 |
| Provision for loan and lease losses | $5,397,000 | 824 |
| Total noninterest income | $2,155,000 | 1,598 |
| Gross Fiduciary activities income | $289,000 | 609 |
| Service charges on deposit accounts | $546,000 | 2,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,320,000 | 1,475 |
| Total noninterest expense | $6,292,000 | 2,305 |
| Salaries and employee benefits | $2,648,000 | 2,715 |
| Premises and equipment expense | $591,000 | 3,060 |
| Additional noninterest expense | $3,053,000 | 1,743 |
| Pre-tax net operating income | $370,000 | 4,611 |
| Securities gains (losses) | $76,000 | 2,156 |
| Applicable income taxes | $-244,000 | 7,239 |
| Income before extraordinary items | $690,000 | 3,534 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $690,000 | 3,532 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $690,000 | 3,534 |
| Net charge-offs | $3,562,000 | 991 |
| Cash dividends | $1,875,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $614,000 | 3,601 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 2,064 |
| Total interest expense | $1,843,000 | 2,329 |
| Net interest income | $5,730,000 | 1,947 |
| Provision for loan and lease losses | $935,000 | 2,011 |
| Total noninterest income | $1,376,000 | 1,609 |
| Gross Fiduciary activities income | $226,000 | 573 |
| Service charges on deposit accounts | $314,000 | 2,266 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $836,000 | 1,473 |
| Total noninterest expense | $3,351,000 | 2,832 |
| Salaries and employee benefits | $1,623,000 | 2,935 |
| Premises and equipment expense | $359,000 | 3,298 |
| Additional noninterest expense | $1,369,000 | 2,428 |
| Pre-tax net operating income | $2,820,000 | 962 |
| Securities gains (losses) | $51,000 | 1,869 |
| Applicable income taxes | $992,000 | 721 |
| Income before extraordinary items | $1,879,000 | 1,183 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,879,000 | 1,184 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,879,000 | 1,184 |
| Net charge-offs | $1,362,000 | 1,456 |
| Cash dividends | $1,250,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,845,850 | 1,164 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 2,120 |
| Total interest expense | $953,000 | 2,355 |
| Net interest income | $2,809,000 | 1,999 |
| Provision for loan and lease losses | $610,000 | 1,597 |
| Total noninterest income | $746,000 | 1,513 |
| Gross Fiduciary activities income | $150,000 | 529 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $447,000 | 1,406 |
| Total noninterest expense | $1,645,000 | 2,898 |
| Salaries and employee benefits | $787,000 | 3,058 |
| Premises and equipment expense | $182,000 | 3,366 |
| Additional noninterest expense | $676,000 | 2,446 |
| Pre-tax net operating income | $1,300,000 | 1,020 |
| Securities gains (losses) | $51,000 | 1,138 |
| Applicable income taxes | $460,000 | 757 |
| Income before extraordinary items | $891,000 | 1,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $891,000 | 1,227 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $891,000 | 1,226 |
| Net charge-offs | $1,147,000 | 943 |
| Cash dividends | $625,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $857,340 | 1,242 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,100,000 | 2,217 |
| Total interest expense | $4,516,000 | 2,472 |
| Net interest income | $10,584,000 | 2,077 |
| Provision for loan and lease losses | $1,875,000 | 2,570 |
| Total noninterest income | $2,974,000 | 1,624 |
| Gross Fiduciary activities income | $427,000 | 585 |
| Service charges on deposit accounts | $688,000 | 2,291 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,859,000 | 1,442 |
| Total noninterest expense | $6,945,000 | 2,814 |
| Salaries and employee benefits | $3,345,000 | 2,911 |
| Premises and equipment expense | $711,000 | 3,409 |
| Additional noninterest expense | $2,889,000 | 2,425 |
| Pre-tax net operating income | $4,738,000 | 882 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $1,418,000 | 738 |
| Income before extraordinary items | $3,321,000 | 1,015 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,321,000 | 1,013 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,321,000 | 1,014 |
| Net charge-offs | $1,309,000 | 2,539 |
| Cash dividends | $2,500,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,320,300 | 1,018 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,361,000 | 2,237 |
| Total interest expense | $3,458,000 | 2,530 |
| Net interest income | $7,903,000 | 2,080 |
| Provision for loan and lease losses | $1,325,000 | 2,379 |
| Total noninterest income | $2,221,000 | 1,650 |
| Gross Fiduciary activities income | $281,000 | 602 |
| Service charges on deposit accounts | $504,000 | 2,339 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,436,000 | 1,439 |
| Total noninterest expense | $5,429,000 | 2,725 |
| Salaries and employee benefits | $2,640,000 | 2,789 |
| Premises and equipment expense | $538,000 | 3,436 |
| Additional noninterest expense | $2,251,000 | 2,317 |
| Pre-tax net operating income | $3,370,000 | 986 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $1,135,000 | 765 |
| Income before extraordinary items | $2,236,000 | 1,196 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,236,000 | 1,195 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,236,000 | 1,196 |
| Net charge-offs | $885,000 | 2,336 |
| Cash dividends | $1,875,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,235,340 | 1,189 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 2,255 |
| Total interest expense | $2,323,000 | 2,617 |
| Net interest income | $5,298,000 | 2,074 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $1,423,000 | 1,711 |
| Gross Fiduciary activities income | $259,000 | 542 |
| Service charges on deposit accounts | $337,000 | 2,302 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $827,000 | 1,606 |
| Total noninterest expense | $3,671,000 | 2,712 |
| Salaries and employee benefits | $1,782,000 | 2,799 |
| Premises and equipment expense | $347,000 | 3,544 |
| Additional noninterest expense | $1,542,000 | 2,277 |
| Pre-tax net operating income | $2,650,000 | 860 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $908,000 | 676 |
| Income before extraordinary items | $1,743,000 | 1,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,743,000 | 1,087 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,743,000 | 1,089 |
| Net charge-offs | $358,000 | 2,730 |
| Cash dividends | $1,250,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,742,340 | 1,058 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 2,287 |
| Total interest expense | $1,187,000 | 2,658 |
| Net interest income | $2,637,000 | 2,073 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $773,000 | 1,580 |
| Gross Fiduciary activities income | $127,000 | 550 |
| Service charges on deposit accounts | $161,000 | 2,315 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $485,000 | 1,427 |
| Total noninterest expense | $1,855,000 | 2,595 |
| Salaries and employee benefits | $898,000 | 2,816 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $783,000 | 2,025 |
| Pre-tax net operating income | $1,405,000 | 907 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $505,000 | 666 |
| Income before extraordinary items | $901,000 | 1,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 1,213 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $901,000 | 1,214 |
| Net charge-offs | $185,000 | 2,202 |
| Cash dividends | $625,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $900,360 | 1,138 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,047,000 | 2,327 |
| Total interest expense | $5,760,000 | 2,608 |
| Net interest income | $10,287,000 | 2,162 |
| Provision for loan and lease losses | $1,050,000 | 2,631 |
| Total noninterest income | $2,372,000 | 1,887 |
| Gross Fiduciary activities income | $472,000 | 582 |
| Service charges on deposit accounts | $687,000 | 2,377 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,213,000 | 1,864 |
| Total noninterest expense | $6,470,000 | 2,876 |
| Salaries and employee benefits | $3,790,000 | 2,636 |
| Premises and equipment expense | $769,000 | 3,277 |
| Additional noninterest expense | $1,911,000 | 2,967 |
| Pre-tax net operating income | $5,139,000 | 1,077 |
| Securities gains (losses) | $77,000 | 1,316 |
| Applicable income taxes | $1,601,000 | 822 |
| Income before extraordinary items | $3,615,000 | 1,149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,615,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 2,357 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,561,870 | 1,245 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,134,000 | 2,358 |
| Total interest expense | $4,436,000 | 2,639 |
| Net interest income | $7,698,000 | 2,181 |
| Provision for loan and lease losses | $550,000 | 2,590 |
| Total noninterest income | $1,583,000 | 2,125 |
| Gross Fiduciary activities income | $299,000 | 619 |
| Service charges on deposit accounts | $474,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $810,000 | 2,106 |
| Total noninterest expense | $4,855,000 | 2,842 |
| Salaries and employee benefits | $2,835,000 | 2,678 |
| Premises and equipment expense | $570,000 | 3,318 |
| Additional noninterest expense | $1,450,000 | 2,863 |
| Pre-tax net operating income | $3,876,000 | 1,284 |
| Securities gains (losses) | $77,000 | 1,128 |
| Applicable income taxes | $1,341,000 | 920 |
| Income before extraordinary items | $2,612,000 | 1,416 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,612,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 2,112 |
| Cash dividends | $1,875,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,561,180 | 1,515 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 2,394 |
| Total interest expense | $3,052,000 | 2,671 |
| Net interest income | $5,054,000 | 2,199 |
| Provision for loan and lease losses | $320,000 | 2,447 |
| Total noninterest income | $1,025,000 | 2,196 |
| Gross Fiduciary activities income | $254,000 | 586 |
| Service charges on deposit accounts | $264,000 | 2,888 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $507,000 | 2,217 |
| Total noninterest expense | $3,338,000 | 2,789 |
| Salaries and employee benefits | $1,921,000 | 2,666 |
| Premises and equipment expense | $403,000 | 3,195 |
| Additional noninterest expense | $1,014,000 | 2,708 |
| Pre-tax net operating income | $2,421,000 | 1,424 |
| Securities gains (losses) | $77,000 | 1,145 |
| Applicable income taxes | $835,000 | 1,085 |
| Income before extraordinary items | $1,663,000 | 1,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,663,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,642 |
| Cash dividends | $1,250,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,611,410 | 1,649 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 2,427 |
| Total interest expense | $1,621,000 | 2,685 |
| Net interest income | $2,477,000 | 2,235 |
| Provision for loan and lease losses | $160,000 | 2,060 |
| Total noninterest income | $499,000 | 2,242 |
| Gross Fiduciary activities income | $161,000 | 542 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $230,000 | 2,349 |
| Total noninterest expense | $1,649,000 | 2,805 |
| Salaries and employee benefits | $1,005,000 | 2,570 |
| Premises and equipment expense | $205,000 | 3,161 |
| Additional noninterest expense | $439,000 | 3,039 |
| Pre-tax net operating income | $1,167,000 | 1,560 |
| Securities gains (losses) | $40,000 | 1,206 |
| Applicable income taxes | $399,000 | 1,195 |
| Income before extraordinary items | $808,000 | 1,796 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $808,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,212 |
| Cash dividends | $625,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $781,200 | 1,788 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,744,000 | 2,572 |
| Total interest expense | $6,415,000 | 2,850 |
| Net interest income | $9,329,000 | 2,386 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $1,754,000 | 2,426 |
| Gross Fiduciary activities income | $351,000 | 668 |
| Service charges on deposit accounts | $478,000 | 3,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $925,000 | 2,335 |
| Total noninterest expense | $5,811,000 | 3,051 |
| Salaries and employee benefits | $3,724,000 | 2,660 |
| Premises and equipment expense | $654,000 | 3,615 |
| Additional noninterest expense | $1,433,000 | 3,553 |
| Pre-tax net operating income | $4,972,000 | 1,650 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $1,354,000 | 1,514 |
| Income before extraordinary items | $3,615,000 | 1,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,615,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,238 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,617,190 | 1,734 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,513,000 | 2,624 |
| Total interest expense | $4,741,000 | 2,879 |
| Net interest income | $6,772,000 | 2,465 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,182,000 | 2,610 |
| Gross Fiduciary activities income | $182,000 | 746 |
| Service charges on deposit accounts | $353,000 | 3,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $647,000 | 2,448 |
| Total noninterest expense | $4,444,000 | 2,980 |
| Salaries and employee benefits | $2,801,000 | 2,642 |
| Premises and equipment expense | $531,000 | 3,388 |
| Additional noninterest expense | $1,112,000 | 3,387 |
| Pre-tax net operating income | $3,510,000 | 1,850 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $1,146,000 | 1,497 |
| Income before extraordinary items | $2,361,000 | 2,088 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,361,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,271 |
| Cash dividends | $1,875,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,363,010 | 2,067 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,519,000 | 2,694 |
| Total interest expense | $3,103,000 | 2,927 |
| Net interest income | $4,416,000 | 2,529 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $742,000 | 2,715 |
| Gross Fiduciary activities income | $135,000 | 739 |
| Service charges on deposit accounts | $228,000 | 3,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $379,000 | 2,651 |
| Total noninterest expense | $2,918,000 | 3,035 |
| Salaries and employee benefits | $1,872,000 | 2,665 |
| Premises and equipment expense | $345,000 | 3,484 |
| Additional noninterest expense | $701,000 | 3,566 |
| Pre-tax net operating income | $2,240,000 | 1,969 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $723,000 | 1,620 |
| Income before extraordinary items | $1,514,000 | 2,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,514,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 867 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,516,040 | 2,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 2,699 |
| Total interest expense | $1,519,000 | 2,964 |
| Net interest income | $2,222,000 | 2,532 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $375,000 | 2,676 |
| Gross Fiduciary activities income | $82,000 | 708 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $183,000 | 2,683 |
| Total noninterest expense | $1,463,000 | 3,043 |
| Salaries and employee benefits | $936,000 | 2,700 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $355,000 | 3,498 |
| Pre-tax net operating income | $1,134,000 | 1,959 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $367,000 | 1,613 |
| Income before extraordinary items | $764,000 | 2,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $764,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $625,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $766,040 | 2,137 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,430,000 | 2,637 |
| Total interest expense | $5,255,000 | 2,907 |
| Net interest income | $9,175,000 | 2,476 |
| Provision for loan and lease losses | $350,000 | 2,520 |
| Total noninterest income | $1,614,000 | 2,575 |
| Gross Fiduciary activities income | $337,000 | 686 |
| Service charges on deposit accounts | $509,000 | 3,017 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $768,000 | 2,637 |
| Total noninterest expense | $5,496,000 | 3,087 |
| Salaries and employee benefits | $3,463,000 | 2,753 |
| Premises and equipment expense | $672,000 | 3,443 |
| Additional noninterest expense | $1,361,000 | 3,561 |
| Pre-tax net operating income | $4,943,000 | 1,902 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,410,000 | 1,760 |
| Income before extraordinary items | $3,533,000 | 2,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,533,000 | 2,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,443 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,533,000 | 1,991 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 2,656 |
| Total interest expense | $3,760,000 | 2,937 |
| Net interest income | $6,905,000 | 2,485 |
| Provision for loan and lease losses | $410,000 | 1,662 |
| Total noninterest income | $1,070,000 | 2,805 |
| Gross Fiduciary activities income | $172,000 | 761 |
| Service charges on deposit accounts | $373,000 | 3,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $525,000 | 2,779 |
| Total noninterest expense | $4,133,000 | 3,092 |
| Salaries and employee benefits | $2,555,000 | 2,788 |
| Premises and equipment expense | $494,000 | 3,503 |
| Additional noninterest expense | $1,084,000 | 3,388 |
| Pre-tax net operating income | $3,432,000 | 2,098 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,093,000 | 1,770 |
| Income before extraordinary items | $2,339,000 | 2,274 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,339,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,763 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,339,000 | 2,259 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 2,667 |
| Total interest expense | $2,392,000 | 2,929 |
| Net interest income | $4,558,000 | 2,512 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $648,000 | 2,981 |
| Gross Fiduciary activities income | $123,000 | 760 |
| Service charges on deposit accounts | $223,000 | 3,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $302,000 | 3,003 |
| Total noninterest expense | $2,708,000 | 3,130 |
| Salaries and employee benefits | $1,672,000 | 2,836 |
| Premises and equipment expense | $333,000 | 3,467 |
| Additional noninterest expense | $703,000 | 3,463 |
| Pre-tax net operating income | $2,198,000 | 2,155 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $693,000 | 1,855 |
| Income before extraordinary items | $1,505,000 | 2,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,505,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,505,000 | 2,320 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 2,675 |
| Total interest expense | $1,126,000 | 2,960 |
| Net interest income | $2,270,000 | 2,504 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $330,000 | 2,892 |
| Gross Fiduciary activities income | $71,000 | 743 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $1,328,000 | 3,198 |
| Salaries and employee benefits | $817,000 | 2,915 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $347,000 | 3,474 |
| Pre-tax net operating income | $1,122,000 | 2,090 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $356,000 | 1,798 |
| Income before extraordinary items | $766,000 | 2,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $766,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $766,000 | 2,260 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,178,000 | 2,501 |
| Total interest expense | $3,851,000 | 2,732 |
| Net interest income | $9,327,000 | 2,370 |
| Provision for loan and lease losses | $800,000 | 1,260 |
| Total noninterest income | $1,740,000 | 2,437 |
| Gross Fiduciary activities income | $585,000 | 545 |
| Service charges on deposit accounts | $446,000 | 3,298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,741 |
| Total noninterest expense | $5,183,000 | 3,136 |
| Salaries and employee benefits | $3,131,000 | 2,868 |
| Premises and equipment expense | $632,000 | 3,500 |
| Additional noninterest expense | $1,420,000 | 3,371 |
| Pre-tax net operating income | $5,084,000 | 1,837 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,420,000 | 1,773 |
| Income before extraordinary items | $3,669,000 | 1,872 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,669,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 841 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,665,400 | 1,855 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 2,492 |
| Total interest expense | $2,774,000 | 2,699 |
| Net interest income | $6,912,000 | 2,376 |
| Provision for loan and lease losses | $600,000 | 1,202 |
| Total noninterest income | $1,213,000 | 2,563 |
| Gross Fiduciary activities income | $338,000 | 602 |
| Service charges on deposit accounts | $319,000 | 3,423 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $556,000 | 2,678 |
| Total noninterest expense | $3,859,000 | 3,126 |
| Salaries and employee benefits | $2,297,000 | 2,884 |
| Premises and equipment expense | $463,000 | 3,563 |
| Additional noninterest expense | $1,099,000 | 3,262 |
| Pre-tax net operating income | $3,666,000 | 1,911 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,167,000 | 1,692 |
| Income before extraordinary items | $2,499,000 | 2,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,499,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 766 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,499,000 | 2,030 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 2,491 |
| Total interest expense | $1,770,000 | 2,665 |
| Net interest income | $4,529,000 | 2,385 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $853,000 | 2,437 |
| Gross Fiduciary activities income | $256,000 | 576 |
| Service charges on deposit accounts | $204,000 | 3,467 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $393,000 | 2,577 |
| Total noninterest expense | $2,554,000 | 3,128 |
| Salaries and employee benefits | $1,526,000 | 2,887 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $726,000 | 3,264 |
| Pre-tax net operating income | $2,378,000 | 1,916 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $752,000 | 1,700 |
| Income before extraordinary items | $1,626,000 | 2,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,626,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 641 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,626,000 | 2,042 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 2,486 |
| Total interest expense | $849,000 | 2,655 |
| Net interest income | $2,265,000 | 2,369 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $377,000 | 2,604 |
| Gross Fiduciary activities income | $80,000 | 692 |
| Service charges on deposit accounts | $89,000 | 3,718 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,427 |
| Total noninterest expense | $1,271,000 | 3,155 |
| Salaries and employee benefits | $761,000 | 2,893 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $363,000 | 3,266 |
| Pre-tax net operating income | $1,221,000 | 1,851 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $392,000 | 1,629 |
| Income before extraordinary items | $829,000 | 2,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $829,000 | 2,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,197 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $829,000 | 1,994 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,894,000 | 2,226 |
| Total interest expense | $3,234,000 | 2,460 |
| Net interest income | $9,660,000 | 2,104 |
| Provision for loan and lease losses | $750,000 | 1,364 |
| Total noninterest income | $1,627,000 | 2,528 |
| Gross Fiduciary activities income | $377,000 | 639 |
| Service charges on deposit accounts | $477,000 | 3,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $773,000 | 2,552 |
| Total noninterest expense | $4,972,000 | 3,131 |
| Salaries and employee benefits | $2,952,000 | 2,878 |
| Premises and equipment expense | $621,000 | 3,434 |
| Additional noninterest expense | $1,399,000 | 3,299 |
| Pre-tax net operating income | $5,565,000 | 1,535 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $1,630,000 | 1,518 |
| Income before extraordinary items | $3,944,000 | 1,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,944,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,157 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,937,610 | 1,598 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,757,000 | 2,186 |
| Total interest expense | $2,413,000 | 2,429 |
| Net interest income | $7,344,000 | 2,055 |
| Provision for loan and lease losses | $550,000 | 1,327 |
| Total noninterest income | $1,219,000 | 2,550 |
| Gross Fiduciary activities income | $235,000 | 677 |
| Service charges on deposit accounts | $370,000 | 3,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $614,000 | 2,462 |
| Total noninterest expense | $3,731,000 | 3,100 |
| Salaries and employee benefits | $2,233,000 | 2,830 |
| Premises and equipment expense | $466,000 | 3,455 |
| Additional noninterest expense | $1,032,000 | 3,336 |
| Pre-tax net operating income | $4,282,000 | 1,501 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $1,446,000 | 1,317 |
| Income before extraordinary items | $2,844,000 | 1,708 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,844,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,433 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,838,720 | 1,669 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 2,154 |
| Total interest expense | $1,608,000 | 2,414 |
| Net interest income | $4,919,000 | 2,024 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $819,000 | 2,549 |
| Gross Fiduciary activities income | $199,000 | 639 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $382,000 | 2,583 |
| Total noninterest expense | $2,514,000 | 3,074 |
| Salaries and employee benefits | $1,493,000 | 2,839 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $701,000 | 3,306 |
| Pre-tax net operating income | $2,824,000 | 1,504 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $952,000 | 1,336 |
| Income before extraordinary items | $1,880,000 | 1,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,880,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,096 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,874,720 | 1,642 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,122 |
| Total interest expense | $818,000 | 2,392 |
| Net interest income | $2,471,000 | 2,018 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $434,000 | 2,405 |
| Gross Fiduciary activities income | $77,000 | 699 |
| Service charges on deposit accounts | $109,000 | 3,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $248,000 | 2,142 |
| Total noninterest expense | $1,277,000 | 3,040 |
| Salaries and employee benefits | $765,000 | 2,808 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $348,000 | 3,305 |
| Pre-tax net operating income | $1,478,000 | 1,403 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $499,000 | 1,291 |
| Income before extraordinary items | $986,000 | 1,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $986,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $981,380 | 1,532 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,499,000 | 2,110 |
| Total interest expense | $3,683,000 | 2,402 |
| Net interest income | $9,816,000 | 1,997 |
| Provision for loan and lease losses | $700,000 | 1,617 |
| Total noninterest income | $1,815,000 | 2,481 |
| Gross Fiduciary activities income | $290,000 | 716 |
| Service charges on deposit accounts | $443,000 | 3,418 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,082,000 | 2,275 |
| Total noninterest expense | $4,887,000 | 3,109 |
| Salaries and employee benefits | $3,019,000 | 2,753 |
| Premises and equipment expense | $589,000 | 3,577 |
| Additional noninterest expense | $1,279,000 | 3,544 |
| Pre-tax net operating income | $6,044,000 | 1,366 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $1,895,000 | 1,338 |
| Income before extraordinary items | $4,168,000 | 1,504 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,168,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,413 |
| Cash dividends | $1,750,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,154,890 | 1,442 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 2,131 |
| Total interest expense | $2,840,000 | 2,425 |
| Net interest income | $7,336,000 | 2,008 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,324,000 | 2,584 |
| Gross Fiduciary activities income | $149,000 | 801 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $849,000 | 2,287 |
| Total noninterest expense | $3,641,000 | 3,128 |
| Salaries and employee benefits | $2,226,000 | 2,806 |
| Premises and equipment expense | $447,000 | 3,538 |
| Additional noninterest expense | $968,000 | 3,485 |
| Pre-tax net operating income | $4,569,000 | 1,415 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $1,618,000 | 1,262 |
| Income before extraordinary items | $2,967,000 | 1,624 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,967,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,761 |
| Cash dividends | $1,125,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,956,600 | 1,559 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 2,143 |
| Total interest expense | $1,963,000 | 2,413 |
| Net interest income | $4,819,000 | 2,030 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $935,000 | 2,461 |
| Gross Fiduciary activities income | $111,000 | 783 |
| Service charges on deposit accounts | $217,000 | 3,427 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $607,000 | 2,175 |
| Total noninterest expense | $2,414,000 | 3,139 |
| Salaries and employee benefits | $1,485,000 | 2,803 |
| Premises and equipment expense | $297,000 | 3,520 |
| Additional noninterest expense | $632,000 | 3,558 |
| Pre-tax net operating income | $3,040,000 | 1,408 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $1,058,000 | 1,309 |
| Income before extraordinary items | $1,992,000 | 1,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,992,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,631 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,985,500 | 1,523 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 2,130 |
| Total interest expense | $1,016,000 | 2,406 |
| Net interest income | $2,435,000 | 2,024 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $40,000 | 866 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $309,000 | 2,073 |
| Total noninterest expense | $1,193,000 | 3,169 |
| Salaries and employee benefits | $741,000 | 2,810 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $318,000 | 3,480 |
| Pre-tax net operating income | $1,545,000 | 1,386 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $520,000 | 1,325 |
| Income before extraordinary items | $1,025,000 | 1,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,025,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,449 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,025,000 | 1,471 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,932,000 | 2,210 |
| Total interest expense | $5,357,000 | 2,097 |
| Net interest income | $8,575,000 | 2,257 |
| Provision for loan and lease losses | $850,000 | 1,544 |
| Total noninterest income | $1,891,000 | 2,231 |
| Gross Fiduciary activities income | $318,000 | 697 |
| Service charges on deposit accounts | $494,000 | 3,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,079,000 | 2,068 |
| Total noninterest expense | $4,601,000 | 3,164 |
| Salaries and employee benefits | $2,667,000 | 2,956 |
| Premises and equipment expense | $611,000 | 3,358 |
| Additional noninterest expense | $1,323,000 | 3,315 |
| Pre-tax net operating income | $5,015,000 | 1,626 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $1,672,000 | 1,505 |
| Income before extraordinary items | $3,357,000 | 1,785 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,357,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,633 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,347,620 | 1,736 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,817,000 | 2,312 |
| Total interest expense | $7,201,000 | 2,226 |
| Net interest income | $7,616,000 | 2,351 |
| Provision for loan and lease losses | $620,000 | 1,848 |
| Total noninterest income | $1,512,000 | 2,493 |
| Gross Fiduciary activities income | $297,000 | 725 |
| Service charges on deposit accounts | $451,000 | 3,089 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $764,000 | 2,456 |
| Total noninterest expense | $4,347,000 | 3,182 |
| Salaries and employee benefits | $2,601,000 | 2,851 |
| Premises and equipment expense | $577,000 | 3,480 |
| Additional noninterest expense | $1,169,000 | 3,591 |
| Pre-tax net operating income | $4,161,000 | 1,708 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,219,000 | 1,788 |
| Income before extraordinary items | $2,942,000 | 1,791 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,942,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,820 |
| Cash dividends | $2,025,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,942,000 | 1,724 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,699,000 | 2,749 |
| Total interest expense | $6,277,000 | 2,665 |
| Net interest income | $6,422,000 | 2,765 |
| Provision for loan and lease losses | $475,000 | 1,976 |
| Total noninterest income | $1,168,000 | 2,817 |
| Gross Fiduciary activities income | $314,000 | 711 |
| Service charges on deposit accounts | $356,000 | 3,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $498,000 | 2,957 |
| Total noninterest expense | $3,883,000 | 3,415 |
| Salaries and employee benefits | $2,403,000 | 2,943 |
| Premises and equipment expense | $612,000 | 3,211 |
| Additional noninterest expense | $868,000 | 4,463 |
| Pre-tax net operating income | $3,232,000 | 2,230 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $930,000 | 2,262 |
| Income before extraordinary items | $2,302,000 | 2,241 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,302,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,288 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,302,000 | 2,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,872,000 | 2,723 |
| Total interest expense | $5,860,000 | 2,516 |
| Net interest income | $6,012,000 | 2,928 |
| Provision for loan and lease losses | $410,000 | 2,065 |
| Total noninterest income | $1,126,000 | 2,829 |
| Gross Fiduciary activities income | $277,000 | 788 |
| Service charges on deposit accounts | $335,000 | 3,674 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $514,000 | 2,908 |
| Total noninterest expense | $3,685,000 | 3,555 |
| Salaries and employee benefits | $2,208,000 | 3,133 |
| Premises and equipment expense | $595,000 | 3,282 |
| Additional noninterest expense | $882,000 | 4,450 |
| Pre-tax net operating income | $3,043,000 | 2,380 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $887,000 | 2,418 |
| Income before extraordinary items | $2,186,000 | 2,386 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,186,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,348 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,164,700 | 2,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,827,000 | 2,738 |
| Total interest expense | $6,209,000 | 2,433 |
| Net interest income | $5,618,000 | 3,062 |
| Provision for loan and lease losses | $395,000 | 2,085 |
| Total noninterest income | $1,269,000 | 2,568 |
| Gross Fiduciary activities income | $284,000 | 793 |
| Service charges on deposit accounts | $292,000 | 4,005 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $693,000 | 2,407 |
| Total noninterest expense | $3,578,000 | 3,543 |
| Salaries and employee benefits | $2,096,000 | 3,186 |
| Premises and equipment expense | $595,000 | 3,198 |
| Additional noninterest expense | $887,000 | 4,341 |
| Pre-tax net operating income | $2,914,000 | 2,449 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $821,000 | 2,684 |
| Income before extraordinary items | $2,095,000 | 2,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,095,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,621 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,093,560 | 2,379 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 2,864 |
| Total interest expense | $5,886,000 | 2,534 |
| Net interest income | $5,538,000 | 3,156 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $1,005,000 | 3,027 |
| Gross Fiduciary activities income | $264,000 | 834 |
| Service charges on deposit accounts | $300,000 | 4,075 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $441,000 | 3,087 |
| Total noninterest expense | $3,443,000 | 3,655 |
| Salaries and employee benefits | $2,019,000 | 3,276 |
| Premises and equipment expense | $557,000 | 3,380 |
| Additional noninterest expense | $867,000 | 4,452 |
| Pre-tax net operating income | $2,950,000 | 2,527 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $828,000 | 2,848 |
| Income before extraordinary items | $2,122,000 | 2,448 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,122,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,169 |
| Cash dividends | $815,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,122,000 | 2,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,049,000 | 2,974 |
| Total interest expense | $5,604,000 | 2,704 |
| Net interest income | $5,445,000 | 3,248 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $950,000 | 3,263 |
| Gross Fiduciary activities income | $276,000 | 885 |
| Service charges on deposit accounts | $285,000 | 4,383 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $389,000 | 3,457 |
| Total noninterest expense | $3,283,000 | 4,017 |
| Salaries and employee benefits | $1,954,000 | 3,405 |
| Premises and equipment expense | $514,000 | 3,690 |
| Additional noninterest expense | $815,000 | 5,141 |
| Pre-tax net operating income | $2,992,000 | 2,380 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $888,000 | 2,610 |
| Income before extraordinary items | $2,107,000 | 2,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,107,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $3,400,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,104,900 | 2,289 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,071,000 | 3,269 |
| Total interest expense | $4,799,000 | 3,132 |
| Net interest income | $5,272,000 | 3,364 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $895,000 | 3,378 |
| Gross Fiduciary activities income | $252,000 | 943 |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $342,000 | 3,668 |
| Total noninterest expense | $3,127,000 | 4,126 |
| Salaries and employee benefits | $1,885,000 | 3,501 |
| Premises and equipment expense | $382,000 | 4,716 |
| Additional noninterest expense | $860,000 | 4,944 |
| Pre-tax net operating income | $2,920,000 | 2,483 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $829,000 | 2,791 |
| Income before extraordinary items | $2,075,000 | 2,418 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,075,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 11,607 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,086,360 | 2,382 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,443 |
| Total interest expense | $3,854,000 | 3,171 |
| Net interest income | $4,852,000 | 3,661 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $833,000 | 3,593 |
| Gross Fiduciary activities income | $261,000 | 949 |
| Service charges on deposit accounts | $259,000 | 4,912 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $313,000 | 3,967 |
| Total noninterest expense | $3,173,000 | 4,204 |
| Salaries and employee benefits | $1,838,000 | 3,546 |
| Premises and equipment expense | $350,000 | 5,081 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $2,412,000 | 2,922 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $671,000 | 3,191 |
| Income before extraordinary items | $1,713,000 | 2,833 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,713,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,733,160 | 2,810 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,587 |
| Total interest expense | $3,873,000 | 3,255 |
| Net interest income | $4,688,000 | 3,790 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $869,000 | 3,741 |
| Gross Fiduciary activities income | $222,000 | 1,036 |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $393,000 | 3,792 |
| Total noninterest expense | $3,169,000 | 4,295 |
| Salaries and employee benefits | $1,842,000 | 3,538 |
| Premises and equipment expense | $371,000 | 5,005 |
| Additional noninterest expense | $956,000 | 5,124 |
| Pre-tax net operating income | $2,248,000 | 2,979 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $639,000 | 3,394 |
| Income before extraordinary items | $1,619,000 | 3,008 |
| Extraordinary gains, net | $435,000 | 528 |
| Net income | $2,054,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $305,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,611,800 | 2,868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,248,000 | 3,767 |
| Total interest expense | $4,713,000 | 3,481 |
| Net interest income | $4,535,000 | 3,975 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $729,000 | 4,272 |
| Gross Fiduciary activities income | $175,000 | 1,120 |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $300,000 | 4,427 |
| Total noninterest expense | $2,933,000 | 4,638 |
| Salaries and employee benefits | $1,531,000 | 4,149 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $1,049,000 | 4,865 |
| Pre-tax net operating income | $1,971,000 | 3,145 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $545,000 | 3,721 |
| Income before extraordinary items | $1,467,000 | 3,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,467,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 3,036 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,437,070 | 2,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.