Home > Bank of Pine Hill > Income and Expense
Bank of Pine Hill, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 5,816 |
| Total interest expense | $115,000 | 5,425 |
| Net interest income | $533,000 | 5,826 |
| Provision for loan and lease losses | $6,000 | 4,238 |
| Total noninterest income | $61,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $51,000 | 5,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $10,000 | 5,685 |
| Total noninterest expense | $793,000 | 5,713 |
| Salaries and employee benefits | $301,000 | 5,815 |
| Premises and equipment expense | $174,000 | 5,057 |
| Additional noninterest expense | $318,000 | 5,571 |
| Pre-tax net operating income | $-205,000 | 5,729 |
| Securities gains (losses) | $35,000 | 2,061 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $-172,000 | 5,729 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-172,000 | 5,728 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-172,000 | 5,728 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-207,000 | 5,732 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $505,000 | 5,872 |
| Total interest expense | $87,000 | 5,471 |
| Net interest income | $418,000 | 5,891 |
| Provision for loan and lease losses | $4,000 | 4,129 |
| Total noninterest income | $48,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $39,000 | 5,192 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $9,000 | 5,738 |
| Total noninterest expense | $572,000 | 5,782 |
| Salaries and employee benefits | $223,000 | 5,879 |
| Premises and equipment expense | $116,000 | 5,208 |
| Additional noninterest expense | $233,000 | 5,639 |
| Pre-tax net operating income | $-110,000 | 5,786 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $-108,000 | 5,801 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-108,000 | 5,801 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-108,000 | 5,801 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-112,000 | 5,789 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $340,000 | 5,948 |
| Total interest expense | $58,000 | 5,525 |
| Net interest income | $282,000 | 5,963 |
| Provision for loan and lease losses | $3,000 | 3,950 |
| Total noninterest income | $30,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $24,000 | 5,288 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 5,801 |
| Total noninterest expense | $366,000 | 5,864 |
| Salaries and employee benefits | $147,000 | 5,952 |
| Premises and equipment expense | $62,000 | 5,448 |
| Additional noninterest expense | $157,000 | 5,694 |
| Pre-tax net operating income | $-57,000 | 5,836 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $-54,000 | 5,853 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-54,000 | 5,851 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-54,000 | 5,851 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-58,000 | 5,838 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 6,017 |
| Total interest expense | $29,000 | 5,572 |
| Net interest income | $139,000 | 6,026 |
| Provision for loan and lease losses | $1,000 | 3,622 |
| Total noninterest income | $16,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $182,000 | 5,924 |
| Salaries and employee benefits | $73,000 | 6,013 |
| Premises and equipment expense | $26,000 | 5,612 |
| Additional noninterest expense | $83,000 | 5,709 |
| Pre-tax net operating income | $-28,000 | 5,874 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $-25,000 | 5,876 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-25,000 | 5,875 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-25,000 | 5,875 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-29,000 | 5,870 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,046 |
| Total interest expense | $143,000 | 5,484 |
| Net interest income | $568,000 | 6,075 |
| Provision for loan and lease losses | $6,000 | 4,283 |
| Total noninterest income | $69,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $55,000 | 5,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $14,000 | 5,874 |
| Total noninterest expense | $712,000 | 5,991 |
| Salaries and employee benefits | $298,000 | 6,075 |
| Premises and equipment expense | $147,000 | 5,432 |
| Additional noninterest expense | $267,000 | 5,903 |
| Pre-tax net operating income | $-81,000 | 5,924 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $3,000 | 4,252 |
| Income before extraordinary items | $-63,000 | 5,939 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-63,000 | 5,941 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-63,000 | 5,941 |
| Net charge-offs | $-41,000 | 5,512 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-84,000 | 5,925 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 6,137 |
| Total interest expense | $108,000 | 5,563 |
| Net interest income | $429,000 | 6,165 |
| Provision for loan and lease losses | $4,000 | 4,166 |
| Total noninterest income | $55,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $42,000 | 5,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 5,914 |
| Total noninterest expense | $540,000 | 6,063 |
| Salaries and employee benefits | $221,000 | 6,156 |
| Premises and equipment expense | $118,000 | 5,425 |
| Additional noninterest expense | $201,000 | 5,975 |
| Pre-tax net operating income | $-60,000 | 6,009 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $-40,000 | 6,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 6,014 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-40,000 | 6,014 |
| Net charge-offs | $-42,000 | 5,565 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-61,000 | 6,012 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $359,000 | 6,199 |
| Total interest expense | $69,000 | 5,644 |
| Net interest income | $290,000 | 6,230 |
| Provision for loan and lease losses | $3,000 | 3,981 |
| Total noninterest income | $36,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $27,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,963 |
| Total noninterest expense | $364,000 | 6,136 |
| Salaries and employee benefits | $149,000 | 6,218 |
| Premises and equipment expense | $87,000 | 5,343 |
| Additional noninterest expense | $128,000 | 6,061 |
| Pre-tax net operating income | $-41,000 | 6,059 |
| Securities gains (losses) | $19,000 | 1,735 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $-23,000 | 6,069 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-23,000 | 6,070 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-23,000 | 6,070 |
| Net charge-offs | $-40,000 | 5,688 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-42,000 | 6,065 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 6,261 |
| Total interest expense | $37,000 | 5,652 |
| Net interest income | $147,000 | 6,296 |
| Provision for loan and lease losses | $2,000 | 3,615 |
| Total noninterest income | $20,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $194,000 | 6,175 |
| Salaries and employee benefits | $75,000 | 6,286 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $66,000 | 6,101 |
| Pre-tax net operating income | $-29,000 | 6,117 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $-24,000 | 6,140 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-24,000 | 6,141 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-24,000 | 6,141 |
| Net charge-offs | $-39,000 | 5,879 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-30,000 | 6,120 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,320 |
| Total interest expense | $155,000 | 5,747 |
| Net interest income | $645,000 | 6,359 |
| Provision for loan and lease losses | $49,000 | 3,831 |
| Total noninterest income | $83,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $69,000 | 5,405 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,118 |
| Total noninterest expense | $772,000 | 6,275 |
| Salaries and employee benefits | $313,000 | 6,372 |
| Premises and equipment expense | $169,000 | 5,550 |
| Additional noninterest expense | $290,000 | 6,151 |
| Pre-tax net operating income | $-93,000 | 6,157 |
| Securities gains (losses) | $78,000 | 1,436 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-15,000 | 6,126 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-15,000 | 6,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-15,000 | 6,126 |
| Net charge-offs | $163,000 | 2,696 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-93,000 | 6,173 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 6,395 |
| Total interest expense | $118,000 | 5,817 |
| Net interest income | $483,000 | 6,434 |
| Provision for loan and lease losses | $4,000 | 4,318 |
| Total noninterest income | $63,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $53,000 | 5,460 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $10,000 | 6,199 |
| Total noninterest expense | $567,000 | 6,349 |
| Salaries and employee benefits | $232,000 | 6,436 |
| Premises and equipment expense | $134,000 | 5,539 |
| Additional noninterest expense | $201,000 | 6,271 |
| Pre-tax net operating income | $-25,000 | 6,176 |
| Securities gains (losses) | $73,000 | 1,210 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $47,000 | 6,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,043 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $47,000 | 6,044 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-24,540 | 6,179 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $400,000 | 6,458 |
| Total interest expense | $81,000 | 5,843 |
| Net interest income | $319,000 | 6,500 |
| Provision for loan and lease losses | $3,000 | 4,116 |
| Total noninterest income | $41,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $34,000 | 5,518 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $7,000 | 6,250 |
| Total noninterest expense | $382,000 | 6,400 |
| Salaries and employee benefits | $155,000 | 6,501 |
| Premises and equipment expense | $93,000 | 5,551 |
| Additional noninterest expense | $134,000 | 6,313 |
| Pre-tax net operating income | $-25,000 | 6,239 |
| Securities gains (losses) | $35,000 | 1,371 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $9,000 | 6,174 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,000 | 6,176 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $9,000 | 6,176 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-22,500 | 6,235 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 6,531 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $155,000 | 6,577 |
| Provision for loan and lease losses | $1,000 | 3,779 |
| Total noninterest income | $23,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $196,000 | 6,456 |
| Salaries and employee benefits | $77,000 | 6,581 |
| Premises and equipment expense | $52,000 | 5,436 |
| Additional noninterest expense | $67,000 | 6,375 |
| Pre-tax net operating income | $-19,000 | 6,285 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $-19,000 | 6,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-19,000 | 6,295 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-19,000 | 6,295 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-21,000 | 6,290 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,602 |
| Total interest expense | $203,000 | 5,888 |
| Net interest income | $592,000 | 6,654 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $116,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $97,000 | 5,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 6,238 |
| Total noninterest expense | $705,000 | 6,587 |
| Salaries and employee benefits | $311,000 | 6,667 |
| Premises and equipment expense | $184,000 | 5,671 |
| Additional noninterest expense | $210,000 | 6,587 |
| Pre-tax net operating income | $3,000 | 6,185 |
| Securities gains (losses) | $83,000 | 1,459 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $83,000 | 6,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $83,000 | 6,043 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $83,000 | 6,045 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $60,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,490 | 6,205 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 6,680 |
| Total interest expense | $143,000 | 6,052 |
| Net interest income | $451,000 | 6,729 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $85,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,365 |
| Total noninterest expense | $532,000 | 6,639 |
| Salaries and employee benefits | $231,000 | 6,736 |
| Premises and equipment expense | $145,000 | 5,646 |
| Additional noninterest expense | $156,000 | 6,646 |
| Pre-tax net operating income | $4,000 | 6,262 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $66,000 | 6,145 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $66,000 | 6,146 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $66,000 | 6,145 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,600 | 6,287 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 6,729 |
| Total interest expense | $98,000 | 6,088 |
| Net interest income | $298,000 | 6,779 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $58,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $48,000 | 5,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,362 |
| Total noninterest expense | $358,000 | 6,682 |
| Salaries and employee benefits | $154,000 | 6,789 |
| Premises and equipment expense | $105,000 | 5,529 |
| Additional noninterest expense | $99,000 | 6,706 |
| Pre-tax net operating income | $-2,000 | 6,304 |
| Securities gains (losses) | $65,000 | 1,357 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $61,000 | 6,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,076 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $61,000 | 6,077 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,050 | 6,308 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 6,796 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $150,000 | 6,847 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $187,000 | 6,733 |
| Salaries and employee benefits | $77,000 | 6,849 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $56,000 | 6,729 |
| Pre-tax net operating income | $-7,000 | 6,387 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $-8,000 | 6,456 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-8,000 | 6,457 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-8,000 | 6,457 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-8,000 | 6,395 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 6,858 |
| Total interest expense | $237,000 | 6,234 |
| Net interest income | $614,000 | 6,912 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $105,000 | 6,262 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $87,000 | 5,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $723,000 | 6,819 |
| Salaries and employee benefits | $310,000 | 6,916 |
| Premises and equipment expense | $221,000 | 5,570 |
| Additional noninterest expense | $192,000 | 6,893 |
| Pre-tax net operating income | $-4,000 | 6,164 |
| Securities gains (losses) | $84,000 | 2,401 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $76,000 | 6,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $76,000 | 6,116 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $76,000 | 6,119 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $60,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,800 | 6,176 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 6,957 |
| Total interest expense | $185,000 | 6,329 |
| Net interest income | $461,000 | 7,017 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $75,000 | 6,389 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $63,000 | 5,739 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,456 |
| Total noninterest expense | $529,000 | 6,915 |
| Salaries and employee benefits | $231,000 | 7,001 |
| Premises and equipment expense | $160,000 | 5,681 |
| Additional noninterest expense | $138,000 | 6,995 |
| Pre-tax net operating income | $7,000 | 6,252 |
| Securities gains (losses) | $35,000 | 2,632 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $40,000 | 6,303 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $40,000 | 6,301 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $40,000 | 6,302 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,750 | 6,260 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $436,000 | 7,019 |
| Total interest expense | $126,000 | 6,395 |
| Net interest income | $310,000 | 7,072 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $49,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $348,000 | 6,978 |
| Salaries and employee benefits | $154,000 | 7,060 |
| Premises and equipment expense | $106,000 | 5,708 |
| Additional noninterest expense | $88,000 | 7,072 |
| Pre-tax net operating income | $11,000 | 6,269 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $14,000 | 6,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,000 | 6,408 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $14,000 | 6,408 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $9,650 | 6,289 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 7,072 |
| Total interest expense | $65,000 | 6,445 |
| Net interest income | $153,000 | 7,135 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $175,000 | 7,036 |
| Salaries and employee benefits | $76,000 | 7,127 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $2,000 | 6,403 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $1,000 | 6,515 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000 | 6,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000 | 6,515 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,000 | 6,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,111 |
| Total interest expense | $301,000 | 6,552 |
| Net interest income | $635,000 | 7,185 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $118,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $762,000 | 7,064 |
| Salaries and employee benefits | $314,000 | 7,191 |
| Premises and equipment expense | $263,000 | 5,511 |
| Additional noninterest expense | $185,000 | 7,160 |
| Pre-tax net operating income | $-9,000 | 6,032 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $47,000 | 6,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $47,000 | 6,032 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $47,000 | 6,032 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $60,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,860 | 6,055 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 7,172 |
| Total interest expense | $231,000 | 6,625 |
| Net interest income | $483,000 | 7,245 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $18,000 | 6,437 |
| Total noninterest expense | $557,000 | 7,132 |
| Salaries and employee benefits | $234,000 | 7,242 |
| Premises and equipment expense | $201,000 | 5,501 |
| Additional noninterest expense | $122,000 | 7,287 |
| Pre-tax net operating income | $16,000 | 6,088 |
| Securities gains (losses) | $26,000 | 2,700 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $40,000 | 6,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 6,129 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $40,000 | 6,129 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $15,300 | 6,110 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,240 |
| Total interest expense | $159,000 | 6,687 |
| Net interest income | $322,000 | 7,312 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $370,000 | 7,205 |
| Salaries and employee benefits | $156,000 | 7,319 |
| Premises and equipment expense | $131,000 | 5,592 |
| Additional noninterest expense | $83,000 | 7,361 |
| Pre-tax net operating income | $14,000 | 6,129 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $39,000 | 6,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,079 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $39,000 | 6,080 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $13,780 | 6,162 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 7,287 |
| Total interest expense | $84,000 | 6,720 |
| Net interest income | $161,000 | 7,362 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $185,000 | 7,258 |
| Salaries and employee benefits | $78,000 | 7,375 |
| Premises and equipment expense | $63,000 | 5,733 |
| Additional noninterest expense | $44,000 | 7,397 |
| Pre-tax net operating income | $8,000 | 6,237 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $21,000 | 6,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $21,000 | 6,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $21,000 | 6,114 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $8,000 | 6,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,340 |
| Total interest expense | $408,000 | 6,770 |
| Net interest income | $621,000 | 7,445 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $112,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 5,546 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $764,000 | 7,328 |
| Salaries and employee benefits | $308,000 | 7,458 |
| Premises and equipment expense | $267,000 | 5,668 |
| Additional noninterest expense | $189,000 | 7,435 |
| Pre-tax net operating income | $-31,000 | 5,841 |
| Securities gains (losses) | $100,000 | 2,161 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $65,000 | 5,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $65,000 | 5,737 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $65,000 | 5,737 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $60,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-29,000 | 5,892 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,451 |
| Total interest expense | $314,000 | 6,882 |
| Net interest income | $459,000 | 7,557 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $85,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $71,000 | 5,642 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $571,000 | 7,405 |
| Salaries and employee benefits | $229,000 | 7,547 |
| Premises and equipment expense | $203,000 | 5,712 |
| Additional noninterest expense | $139,000 | 7,539 |
| Pre-tax net operating income | $-27,000 | 6,038 |
| Securities gains (losses) | $91,000 | 2,011 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $61,000 | 5,896 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $61,000 | 5,898 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $61,000 | 5,898 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-25,450 | 6,069 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,504 |
| Total interest expense | $216,000 | 6,930 |
| Net interest income | $307,000 | 7,625 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $59,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $375,000 | 7,477 |
| Salaries and employee benefits | $152,000 | 7,618 |
| Premises and equipment expense | $130,000 | 5,815 |
| Additional noninterest expense | $93,000 | 7,606 |
| Pre-tax net operating income | $-9,000 | 6,090 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $10,000 | 6,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $10,000 | 6,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $10,000 | 6,128 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,430 | 6,101 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 7,603 |
| Total interest expense | $112,000 | 7,017 |
| Net interest income | $150,000 | 7,726 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $191,000 | 7,554 |
| Salaries and employee benefits | $76,000 | 7,714 |
| Premises and equipment expense | $67,000 | 5,829 |
| Additional noninterest expense | $48,000 | 7,687 |
| Pre-tax net operating income | $-8,000 | 6,317 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-6,000 | 6,427 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,000 | 6,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,000 | 6,428 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,000 | 6,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 7,654 |
| Total interest expense | $475,000 | 7,187 |
| Net interest income | $624,000 | 7,765 |
| Provision for loan and lease losses | $2,000 | 7,408 |
| Total noninterest income | $152,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $126,000 | 5,426 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $823,000 | 7,583 |
| Salaries and employee benefits | $306,000 | 7,796 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $245,000 | 7,607 |
| Pre-tax net operating income | $-49,000 | 5,508 |
| Securities gains (losses) | $143,000 | 1,823 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $89,000 | 5,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $89,000 | 5,198 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $89,000 | 5,198 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $75,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-46,850 | 5,592 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 7,737 |
| Total interest expense | $357,000 | 7,292 |
| Net interest income | $473,000 | 7,833 |
| Provision for loan and lease losses | $2,000 | 7,259 |
| Total noninterest income | $120,000 | 6,623 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $97,000 | 5,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $609,000 | 7,645 |
| Salaries and employee benefits | $227,000 | 7,868 |
| Premises and equipment expense | $202,000 | 5,946 |
| Additional noninterest expense | $180,000 | 7,672 |
| Pre-tax net operating income | $-18,000 | 5,717 |
| Securities gains (losses) | $123,000 | 1,664 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $102,000 | 5,307 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $102,000 | 5,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $102,000 | 5,306 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-17,310 | 5,758 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $561,000 | 7,808 |
| Total interest expense | $238,000 | 7,391 |
| Net interest income | $323,000 | 7,893 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $81,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $65,000 | 5,414 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $420,000 | 7,685 |
| Salaries and employee benefits | $151,000 | 7,949 |
| Premises and equipment expense | $135,000 | 5,987 |
| Additional noninterest expense | $134,000 | 7,640 |
| Pre-tax net operating income | $-18,000 | 5,868 |
| Securities gains (losses) | $97,000 | 1,516 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $77,000 | 5,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 5,371 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $77,000 | 5,371 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-17,090 | 5,911 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 7,835 |
| Total interest expense | $120,000 | 7,472 |
| Net interest income | $173,000 | 7,902 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $48,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $186,000 | 7,821 |
| Salaries and employee benefits | $76,000 | 8,004 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $41,000 | 7,988 |
| Pre-tax net operating income | $35,000 | 5,823 |
| Securities gains (losses) | $31,000 | 1,505 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $34,620 | 5,766 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,874 |
| Total interest expense | $562,000 | 7,568 |
| Net interest income | $628,000 | 7,990 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $191,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 5,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $36,000 | 7,061 |
| Total noninterest expense | $750,000 | 7,863 |
| Salaries and employee benefits | $309,000 | 8,052 |
| Premises and equipment expense | $233,000 | 6,391 |
| Additional noninterest expense | $208,000 | 7,851 |
| Pre-tax net operating income | $69,000 | 6,116 |
| Securities gains (losses) | $105,000 | 1,094 |
| Applicable income taxes | $8,000 | 4,579 |
| Income before extraordinary items | $166,000 | 5,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $66,250 | 6,135 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,957 |
| Total interest expense | $432,000 | 7,646 |
| Net interest income | $469,000 | 8,074 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $115,000 | 5,300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $547,000 | 7,922 |
| Salaries and employee benefits | $230,000 | 8,117 |
| Premises and equipment expense | $188,000 | 6,254 |
| Additional noninterest expense | $129,000 | 8,031 |
| Pre-tax net operating income | $69,000 | 6,521 |
| Securities gains (losses) | $80,000 | 1,107 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $147,000 | 5,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $147,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $67,800 | 6,488 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 8,022 |
| Total interest expense | $285,000 | 7,752 |
| Net interest income | $313,000 | 8,121 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $95,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $356,000 | 7,999 |
| Salaries and employee benefits | $152,000 | 8,181 |
| Premises and equipment expense | $121,000 | 6,359 |
| Additional noninterest expense | $83,000 | 8,117 |
| Pre-tax net operating income | $52,000 | 6,663 |
| Securities gains (losses) | $79,000 | 1,129 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $130,000 | 6,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $51,790 | 6,627 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 8,106 |
| Total interest expense | $137,000 | 7,887 |
| Net interest income | $155,000 | 8,183 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $178,000 | 8,044 |
| Salaries and employee benefits | $76,000 | 8,221 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $43,000 | 8,132 |
| Pre-tax net operating income | $24,000 | 6,919 |
| Securities gains (losses) | $41,000 | 1,188 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,820 | 6,883 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,084 |
| Total interest expense | $565,000 | 7,860 |
| Net interest income | $639,000 | 8,147 |
| Provision for loan and lease losses | $4,000 | 6,762 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $705,000 | 8,077 |
| Salaries and employee benefits | $307,000 | 8,263 |
| Premises and equipment expense | $209,000 | 6,637 |
| Additional noninterest expense | $189,000 | 8,071 |
| Pre-tax net operating income | $88,000 | 7,180 |
| Securities gains (losses) | $-135,000 | 8,203 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-47,000 | 7,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-47,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $75,000 | 5,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $88,000 | 7,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 8,138 |
| Total interest expense | $421,000 | 7,907 |
| Net interest income | $493,000 | 8,187 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $119,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $90,000 | 5,791 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $517,000 | 8,075 |
| Salaries and employee benefits | $232,000 | 8,248 |
| Premises and equipment expense | $154,000 | 6,682 |
| Additional noninterest expense | $131,000 | 8,115 |
| Pre-tax net operating income | $91,000 | 7,351 |
| Securities gains (losses) | $-138,000 | 8,341 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $-49,000 | 7,778 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-49,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $89,000 | 7,305 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 8,198 |
| Total interest expense | $278,000 | 7,957 |
| Net interest income | $331,000 | 8,252 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $344,000 | 8,129 |
| Salaries and employee benefits | $154,000 | 8,308 |
| Premises and equipment expense | $102,000 | 6,740 |
| Additional noninterest expense | $88,000 | 8,157 |
| Pre-tax net operating income | $64,000 | 7,445 |
| Securities gains (losses) | $-143,000 | 8,441 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $-81,000 | 7,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-81,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $62,000 | 7,385 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,255 |
| Total interest expense | $139,000 | 8,004 |
| Net interest income | $163,000 | 8,323 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $176,000 | 8,139 |
| Salaries and employee benefits | $77,000 | 8,356 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $47,000 | 8,140 |
| Pre-tax net operating income | $20,000 | 7,649 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $24,000 | 7,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $19,200 | 7,617 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 8,077 |
| Total interest expense | $559,000 | 7,803 |
| Net interest income | $729,000 | 8,172 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $142,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $123,000 | 5,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $744,000 | 8,100 |
| Salaries and employee benefits | $328,000 | 8,320 |
| Premises and equipment expense | $200,000 | 6,743 |
| Additional noninterest expense | $216,000 | 8,023 |
| Pre-tax net operating income | $121,000 | 7,647 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $113,000 | 7,626 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $113,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,266 |
| Cash dividends | $75,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $117,850 | 7,606 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,144 |
| Total interest expense | $408,000 | 7,853 |
| Net interest income | $563,000 | 8,222 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $109,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $560,000 | 8,104 |
| Salaries and employee benefits | $248,000 | 8,323 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $161,000 | 8,065 |
| Pre-tax net operating income | $108,000 | 7,774 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $102,000 | 7,712 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $102,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $106,950 | 7,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 8,167 |
| Total interest expense | $270,000 | 7,840 |
| Net interest income | $381,000 | 8,270 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $363,000 | 8,167 |
| Salaries and employee benefits | $165,000 | 8,375 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $100,000 | 8,152 |
| Pre-tax net operating income | $92,000 | 7,737 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $97,000 | 7,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $97,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $91,060 | 7,603 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,184 |
| Total interest expense | $139,000 | 7,769 |
| Net interest income | $186,000 | 8,313 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $182,000 | 8,188 |
| Salaries and employee benefits | $82,000 | 8,403 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $45,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $40,100 | 7,692 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 8,058 |
| Total interest expense | $552,000 | 7,473 |
| Net interest income | $781,000 | 8,244 |
| Provision for loan and lease losses | $86,000 | 5,050 |
| Total noninterest income | $147,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $130,000 | 5,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $726,000 | 8,198 |
| Salaries and employee benefits | $327,000 | 8,410 |
| Premises and equipment expense | $210,000 | 6,632 |
| Additional noninterest expense | $189,000 | 8,293 |
| Pre-tax net operating income | $116,000 | 7,946 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $-42,000 | 8,545 |
| Income before extraordinary items | $177,000 | 7,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $177,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,966 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $158,000 | 7,725 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 8,073 |
| Total interest expense | $416,000 | 7,415 |
| Net interest income | $586,000 | 8,290 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $104,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $544,000 | 8,192 |
| Salaries and employee benefits | $241,000 | 8,422 |
| Premises and equipment expense | $141,000 | 6,849 |
| Additional noninterest expense | $162,000 | 8,129 |
| Pre-tax net operating income | $126,000 | 7,922 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $145,000 | 7,733 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $126,000 | 7,794 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,114 |
| Total interest expense | $276,000 | 7,342 |
| Net interest income | $376,000 | 8,348 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $79,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $59,000 | 6,042 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $357,000 | 8,212 |
| Salaries and employee benefits | $160,000 | 8,442 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $111,000 | 8,083 |
| Pre-tax net operating income | $98,000 | 7,856 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $101,000 | 7,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $101,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $98,000 | 7,713 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,187 |
| Total interest expense | $145,000 | 7,235 |
| Net interest income | $174,000 | 8,485 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $167,000 | 8,360 |
| Salaries and employee benefits | $79,000 | 8,516 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $44,000 | 8,407 |
| Pre-tax net operating income | $55,000 | 7,831 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 8,220 |
| Total interest expense | $492,000 | 7,329 |
| Net interest income | $703,000 | 8,437 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $131,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $682,000 | 8,352 |
| Salaries and employee benefits | $334,000 | 8,509 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $195,000 | 8,336 |
| Pre-tax net operating income | $52,000 | 8,240 |
| Securities gains (losses) | $56,000 | 1,653 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $108,000 | 8,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $108,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $75,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $52,000 | 8,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 8,280 |
| Total interest expense | $378,000 | 7,312 |
| Net interest income | $505,000 | 8,517 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $102,000 | 7,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $519,000 | 8,341 |
| Salaries and employee benefits | $245,000 | 8,542 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $159,000 | 8,250 |
| Pre-tax net operating income | $-12,000 | 8,499 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $42,000 | 8,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $42,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-11,900 | 8,493 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,333 |
| Total interest expense | $253,000 | 7,374 |
| Net interest income | $332,000 | 8,580 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $70,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $344,000 | 8,411 |
| Salaries and employee benefits | $163,000 | 8,599 |
| Premises and equipment expense | $72,000 | 7,418 |
| Additional noninterest expense | $109,000 | 8,237 |
| Pre-tax net operating income | $-42,000 | 8,619 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-6,000 | 8,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-43,000 | 8,620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 8,386 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $164,000 | 8,625 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $174,000 | 8,429 |
| Salaries and employee benefits | $81,000 | 8,637 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $21,000 | 8,304 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $27,000 | 8,208 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $27,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,280 | 8,261 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 8,342 |
| Total interest expense | $585,000 | 7,435 |
| Net interest income | $662,000 | 8,618 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $138,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $686,000 | 8,480 |
| Salaries and employee benefits | $329,000 | 8,664 |
| Premises and equipment expense | $195,000 | 6,839 |
| Additional noninterest expense | $162,000 | 8,683 |
| Pre-tax net operating income | $104,000 | 8,183 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $152,000 | 8,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $152,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $75,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $102,020 | 8,086 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 8,426 |
| Total interest expense | $452,000 | 7,529 |
| Net interest income | $491,000 | 8,693 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $102,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $501,000 | 8,536 |
| Salaries and employee benefits | $244,000 | 8,682 |
| Premises and equipment expense | $135,000 | 7,046 |
| Additional noninterest expense | $122,000 | 8,703 |
| Pre-tax net operating income | $85,000 | 8,310 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $104,000 | 8,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $104,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $83,420 | 8,206 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $638,000 | 8,464 |
| Total interest expense | $313,000 | 7,562 |
| Net interest income | $325,000 | 8,734 |
| Provision for loan and lease losses | $4,000 | 7,175 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $327,000 | 8,589 |
| Salaries and employee benefits | $162,000 | 8,718 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $79,000 | 8,741 |
| Pre-tax net operating income | $69,000 | 8,234 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $68,000 | 8,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $67,030 | 8,115 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,522 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $159,000 | 8,790 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $164,000 | 8,613 |
| Salaries and employee benefits | $81,000 | 8,757 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $23,000 | 8,412 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,040 | 8,330 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 8,553 |
| Total interest expense | $710,000 | 7,789 |
| Net interest income | $624,000 | 8,856 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $122,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $662,000 | 8,625 |
| Salaries and employee benefits | $319,000 | 8,828 |
| Premises and equipment expense | $167,000 | 7,209 |
| Additional noninterest expense | $176,000 | 8,713 |
| Pre-tax net operating income | $39,000 | 8,512 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $96,000 | 8,357 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $96,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $38,180 | 8,513 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 8,706 |
| Total interest expense | $858,000 | 8,319 |
| Net interest income | $670,000 | 8,904 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $121,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $661,000 | 8,776 |
| Salaries and employee benefits | $319,000 | 8,992 |
| Premises and equipment expense | $152,000 | 7,483 |
| Additional noninterest expense | $190,000 | 8,739 |
| Pre-tax net operating income | $121,000 | 8,233 |
| Securities gains (losses) | $45,000 | 2,460 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $161,000 | 7,963 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $161,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $85,000 | 5,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $117,350 | 8,118 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 8,823 |
| Total interest expense | $872,000 | 8,483 |
| Net interest income | $745,000 | 9,013 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $107,000 | 8,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $614,000 | 9,055 |
| Salaries and employee benefits | $299,000 | 9,262 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $170,000 | 9,067 |
| Pre-tax net operating income | $228,000 | 8,243 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $216,000 | 7,975 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $216,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $85,000 | 6,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $216,000 | 7,978 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 9,078 |
| Total interest expense | $809,000 | 8,656 |
| Net interest income | $685,000 | 9,312 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $572,000 | 9,408 |
| Salaries and employee benefits | $292,000 | 9,505 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $174,000 | 9,289 |
| Pre-tax net operating income | $211,000 | 8,528 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $210,000 | 8,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $210,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $85,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $201,450 | 8,267 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 9,380 |
| Total interest expense | $761,000 | 9,041 |
| Net interest income | $671,000 | 9,561 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $131,000 | 8,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,189 |
| Total noninterest expense | $594,000 | 9,453 |
| Salaries and employee benefits | $280,000 | 9,730 |
| Premises and equipment expense | $82,000 | 9,110 |
| Additional noninterest expense | $232,000 | 8,773 |
| Pre-tax net operating income | $197,000 | 8,912 |
| Securities gains (losses) | $58,000 | 1,631 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $224,000 | 8,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $224,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $172,960 | 8,762 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 9,801 |
| Total interest expense | $702,000 | 9,535 |
| Net interest income | $702,000 | 9,938 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $540,000 | 9,975 |
| Salaries and employee benefits | $281,000 | 10,089 |
| Premises and equipment expense | $81,000 | 9,410 |
| Additional noninterest expense | $178,000 | 9,693 |
| Pre-tax net operating income | $258,000 | 9,245 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $179,000 | 9,339 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $179,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $65,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $186,200 | 9,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 10,339 |
| Total interest expense | $665,000 | 10,079 |
| Net interest income | $668,000 | 10,478 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $91,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $493,000 | 10,624 |
| Salaries and employee benefits | $260,000 | 10,656 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $152,000 | 10,525 |
| Pre-tax net operating income | $241,000 | 9,543 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $79,000 | 9,173 |
| Income before extraordinary items | $169,000 | 9,619 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $169,000 | 9,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $164,240 | 9,600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 10,943 |
| Total interest expense | $623,000 | 10,590 |
| Net interest income | $608,000 | 11,097 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $477,000 | 11,123 |
| Salaries and employee benefits | $247,000 | 11,176 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $150,000 | 11,048 |
| Pre-tax net operating income | $239,000 | 10,200 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $170,000 | 10,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $170,000 | 10,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,480 | 10,299 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 11,493 |
| Total interest expense | $573,000 | 10,730 |
| Net interest income | $546,000 | 11,869 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $478,000 | 11,713 |
| Salaries and employee benefits | $244,000 | 11,717 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $178,000 | 11,070 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $38,000 | 10,742 |
| Income before extraordinary items | $148,000 | 10,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $148,000 | 10,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $141,600 | 10,980 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 11,855 |
| Total interest expense | $587,000 | 11,211 |
| Net interest income | $630,000 | 12,109 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $114,000 | 10,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $451,000 | 12,407 |
| Salaries and employee benefits | $236,000 | 12,314 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $147,000 | 12,465 |
| Pre-tax net operating income | $291,000 | 10,311 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,960 | 10,581 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 12,388 |
| Total interest expense | $666,000 | 11,984 |
| Net interest income | $640,000 | 12,566 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $446,000 | 12,923 |
| Salaries and employee benefits | $233,000 | 12,790 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $144,000 | 13,046 |
| Pre-tax net operating income | $314,000 | 9,999 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $215,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,690 | 10,031 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.