Home > Bank of Petaluma > Assets and Liabilities
Bank of Petaluma, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $386,065,000 | 1,468 |
| Cash and due from depository institutions | $16,481,000 | 4,492 |
| Interest-bearing balances | $168,000 | 4,759 |
| Securities | $167,228,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $185,629,000 | 1,933 |
| Loan loss allowance | $3,491,000 | 1,325 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,544,000 | 2,173 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $12,183,000 | 1,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,065,000 | 1,468 |
| Total liabilities | $360,542,000 | 1,413 |
| Total deposits | $277,246,000 | 1,617 |
| Interest-bearing deposits | $256,171,000 | 1,500 |
| Deposits held in domestic offices | $277,246,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 591 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000,000 | 926 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,296,000 | 701 |
| Total equity capital | $25,523,000 | 2,172 |
| Total bank equity capital | $25,523,000 | 2,172 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,122,000 | 354 |
| Surplus | $3,500,000 | 4,269 |
| Undivided profits | $12,901,000 | 2,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,874,000 | 1,488 |
| Earning assets | $353,025,000 | 1,466 |
| Long-term assets (5+ years) | $116,754,000 | 938 |
| Average Assets, year-to-date | $379,887,600 | 1,433 |
| Average Assets, quarterly | $379,563,500 | 1,480 |
| Volatile liabilities | $117,391,000 | 949 |
| Insider loans | $7,062,000 | 757 |
| FHLB advances | $45,000,000 | 831 |
| Loans and leases held for sale | $1,561,000 | 725 |
| Unused loan commitments | $32,840,000 | 2,027 |
| Tier 1 (core) risk-based capital | $28,308,000 | 1,815 |
| Tier 2 risk-based capital | $2,991,000 | 1,477 |
| Total risk weighted assets | $238,775,000 | 1,614 |
| Total unused commitments | $32,840,000 | 2,029 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $373,062,000 | 1,525 |
| Cash and due from depository institutions | $15,549,000 | 4,505 |
| Interest-bearing balances | $261,000 | 4,440 |
| Securities | $150,053,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,118 |
| Net loans & leases | $178,922,000 | 1,981 |
| Loan loss allowance | $3,478,000 | 1,340 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,583,000 | 2,122 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,955,000 | 1,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,062,000 | 1,525 |
| Total liabilities | $347,972,000 | 1,468 |
| Total deposits | $263,894,000 | 1,712 |
| Interest-bearing deposits | $244,058,000 | 1,572 |
| Deposits held in domestic offices | $263,894,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,000,000 | 560 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000,000 | 909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,078,000 | 840 |
| Total equity capital | $25,090,000 | 2,212 |
| Total bank equity capital | $25,090,000 | 2,212 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,122,000 | 355 |
| Surplus | $3,500,000 | 4,213 |
| Undivided profits | $12,468,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,435,000 | 2,195 |
| Earning assets | $342,236,000 | 1,510 |
| Long-term assets (5+ years) | $99,361,000 | 1,090 |
| Average Assets, year-to-date | $378,343,250 | 1,454 |
| Average Assets, quarterly | $386,513,000 | 1,462 |
| Volatile liabilities | $124,464,000 | 890 |
| Insider loans | $7,266,000 | 711 |
| FHLB advances | $45,000,000 | 818 |
| Loans and leases held for sale | $1,571,000 | 944 |
| Unused loan commitments | $38,604,000 | 1,807 |
| Tier 1 (core) risk-based capital | $27,606,000 | 1,861 |
| Tier 2 risk-based capital | $2,905,000 | 1,504 |
| Total risk weighted assets | $231,787,000 | 1,645 |
| Total unused commitments | $38,604,000 | 1,808 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $399,964,000 | 1,400 |
| Cash and due from depository institutions | $14,067,000 | 4,346 |
| Interest-bearing balances | $465,000 | 4,004 |
| Securities | $190,251,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $180,625,000 | 1,931 |
| Loan loss allowance | $3,492,000 | 1,311 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,199,000 | 2,281 |
| Other real estate owned | $0 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,822,000 | 1,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,964,000 | 1,400 |
| Total liabilities | $374,182,000 | 1,330 |
| Total deposits | $271,193,000 | 1,640 |
| Interest-bearing deposits | $254,446,000 | 1,501 |
| Deposits held in domestic offices | $271,193,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,000,000 | 394 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,000,000 | 1,085 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,989,000 | 626 |
| Total equity capital | $25,782,000 | 2,132 |
| Total bank equity capital | $25,782,000 | 2,132 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,122,000 | 347 |
| Surplus | $3,500,000 | 4,166 |
| Undivided profits | $13,160,000 | 2,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 4,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,086,000 | 1,339 |
| Earning assets | $371,341,000 | 1,366 |
| Long-term assets (5+ years) | $221,878,000 | 500 |
| Average Assets, year-to-date | $380,103,670 | 1,433 |
| Average Assets, quarterly | $383,071,500 | 1,431 |
| Volatile liabilities | $145,901,000 | 777 |
| Insider loans | $5,607,000 | 926 |
| FHLB advances | $35,000,000 | 983 |
| Loans and leases held for sale | $1,581,000 | 1,241 |
| Unused loan commitments | $32,398,000 | 2,001 |
| Tier 1 (core) risk-based capital | $27,242,000 | 1,853 |
| Tier 2 risk-based capital | $2,934,000 | 1,443 |
| Total risk weighted assets | $234,211,000 | 1,610 |
| Total unused commitments | $32,398,000 | 2,012 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $366,179,000 | 1,499 |
| Cash and due from depository institutions | $14,772,000 | 4,145 |
| Interest-bearing balances | $735,000 | 3,486 |
| Securities | $156,212,000 | 824 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 313 |
| Net loans & leases | $131,204,000 | 2,562 |
| Loan loss allowance | $3,492,000 | 1,287 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,233,000 | 3,830 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $11,758,000 | 1,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $366,179,000 | 1,499 |
| Total liabilities | $340,947,000 | 1,436 |
| Total deposits | $270,399,000 | 1,625 |
| Interest-bearing deposits | $255,133,000 | 1,484 |
| Deposits held in domestic offices | $270,399,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,000,000 | 515 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,000,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,548,000 | 847 |
| Total equity capital | $25,232,000 | 2,124 |
| Total bank equity capital | $25,232,000 | 2,124 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,122,000 | 342 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $12,610,000 | 2,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,653,000 | 1,789 |
| Earning assets | $338,151,000 | 1,481 |
| Long-term assets (5+ years) | $173,187,000 | 606 |
| Average Assets, year-to-date | $370,173,500 | 1,460 |
| Average Assets, quarterly | $370,173,500 | 1,460 |
| Volatile liabilities | $119,731,000 | 883 |
| Insider loans | $5,338,000 | 984 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $1,590,000 | 1,120 |
| Unused loan commitments | $31,564,000 | 1,958 |
| Tier 1 (core) risk-based capital | $26,807,000 | 1,848 |
| Tier 2 risk-based capital | $2,358,000 | 1,730 |
| Total risk weighted assets | $187,453,000 | 1,923 |
| Total unused commitments | $31,564,000 | 1,965 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $374,168,000 | 1,446 |
| Cash and due from depository institutions | $16,050,000 | 4,206 |
| Interest-bearing balances | $442,000 | 3,887 |
| Securities | $152,651,000 | 832 |
| Federal funds sold & reverse repurchase agreements | $57,000,000 | 271 |
| Net loans & leases | $136,007,000 | 2,458 |
| Loan loss allowance | $3,485,000 | 1,271 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,366,000 | 5,117 |
| Other real estate owned | $0 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,094,000 | 1,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,168,000 | 1,446 |
| Total liabilities | $349,113,000 | 1,385 |
| Total deposits | $244,682,000 | 1,758 |
| Interest-bearing deposits | $226,630,000 | 1,640 |
| Deposits held in domestic offices | $244,682,000 | 1,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,000,000 | 539 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,000,000 | 667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,431,000 | 821 |
| Total equity capital | $25,055,000 | 2,115 |
| Total bank equity capital | $25,055,000 | 2,115 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,122,000 | 340 |
| Surplus | $3,500,000 | 4,075 |
| Undivided profits | $12,433,000 | 2,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,606,000 | 1,942 |
| Earning assets | $346,100,000 | 1,422 |
| Long-term assets (5+ years) | $163,407,000 | 606 |
| Average Assets, year-to-date | $384,612,400 | 1,332 |
| Average Assets, quarterly | $368,961,500 | 1,452 |
| Volatile liabilities | $129,131,000 | 825 |
| Insider loans | $5,759,000 | 877 |
| FHLB advances | $65,000,000 | 587 |
| Loans and leases held for sale | $1,790,000 | 1,105 |
| Unused loan commitments | $33,396,000 | 1,822 |
| Tier 1 (core) risk-based capital | $26,488,000 | 1,835 |
| Tier 2 risk-based capital | $2,395,000 | 1,660 |
| Total risk weighted assets | $190,438,000 | 1,857 |
| Total unused commitments | $33,396,000 | 1,828 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $395,148,000 | 1,290 |
| Cash and due from depository institutions | $11,585,000 | 3,973 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $188,547,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $47,000,000 | 320 |
| Net loans & leases | $135,969,000 | 2,375 |
| Loan loss allowance | $3,361,000 | 1,230 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,118,000 | 5,627 |
| Other real estate owned | $0 | 3,973 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $10,929,000 | 1,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,148,000 | 1,290 |
| Total liabilities | $373,542,000 | 1,238 |
| Total deposits | $233,455,000 | 1,747 |
| Interest-bearing deposits | $214,132,000 | 1,639 |
| Deposits held in domestic offices | $233,455,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,200,000 | 458 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $91,100,000 | 529 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,787,000 | 2,198 |
| Total equity capital | $21,606,000 | 2,275 |
| Total bank equity capital | $21,606,000 | 2,275 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,122,000 | 334 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $10,484,000 | 2,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,245,000 | 1,433 |
| Earning assets | $371,516,000 | 1,261 |
| Long-term assets (5+ years) | $191,736,000 | 546 |
| Average Assets, year-to-date | $289,378,200 | 1,666 |
| Average Assets, quarterly | $361,671,500 | 1,390 |
| Volatile liabilities | $185,011,000 | 614 |
| Insider loans | $3,905,000 | 1,263 |
| FHLB advances | $91,100,000 | 448 |
| Loans and leases held for sale | $742,000 | 1,291 |
| Unused loan commitments | $44,135,000 | 1,388 |
| Tier 1 (core) risk-based capital | $21,414,000 | 2,179 |
| Tier 2 risk-based capital | $2,479,000 | 1,521 |
| Total risk weighted assets | $197,418,000 | 1,723 |
| Total unused commitments | $44,135,000 | 1,392 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 66 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $214,864,000 | 2,263 |
| Cash and due from depository institutions | $16,197,000 | 2,603 |
| Interest-bearing balances | $133,000 | 4,267 |
| Securities | $56,164,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 997 |
| Net loans & leases | $122,651,000 | 2,545 |
| Loan loss allowance | $3,529,000 | 1,131 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,524,000 | 4,799 |
| Other real estate owned | $0 | 2,603 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,328,000 | 1,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,864,000 | 2,263 |
| Total liabilities | $197,815,000 | 2,203 |
| Total deposits | $180,194,000 | 2,184 |
| Interest-bearing deposits | $134,397,000 | 2,503 |
| Deposits held in domestic offices | $180,194,000 | 2,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,419,000 | 854 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,202,000 | 1,915 |
| Total equity capital | $17,049,000 | 2,742 |
| Total bank equity capital | $17,049,000 | 2,742 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $9,122,000 | 1,801 |
| Undivided profits | $7,927,000 | 3,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $808,000 | 3,381 |
| Earning assets | $190,948,000 | 2,339 |
| Long-term assets (5+ years) | $28,154,000 | 2,524 |
| Average Assets, year-to-date | $208,051,800 | 2,217 |
| Average Assets, quarterly | $213,258,000 | 2,242 |
| Volatile liabilities | $25,447,000 | 3,033 |
| Insider loans | $2,700,000 | 1,774 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $33,076,000 | 1,587 |
| Tier 1 (core) risk-based capital | $17,058,000 | 2,622 |
| Tier 2 risk-based capital | $1,995,540 | 1,783 |
| Total risk weighted assets | $158,109,840 | 2,027 |
| Total unused commitments | $33,076,000 | 1,588 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $194,739,000 | 2,437 |
| Cash and due from depository institutions | $10,130,000 | 2,597 |
| Interest-bearing balances | $297,000 | 3,635 |
| Securities | $55,565,000 | 2,060 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,680 |
| Net loans & leases | $118,313,000 | 2,516 |
| Loan loss allowance | $1,596,000 | 2,258 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,640,000 | 4,575 |
| Other real estate owned | $0 | 2,597 |
| Goodwill and other intangibles | $56,000 | 2,851 |
| All other assets | $5,735,000 | 1,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,739,000 | 2,437 |
| Total liabilities | $179,845,000 | 2,387 |
| Total deposits | $162,228,000 | 2,363 |
| Interest-bearing deposits | $125,437,000 | 2,617 |
| Deposits held in domestic offices | $162,228,000 | 2,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,452,000 | 1,015 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,165,000 | 2,886 |
| Total equity capital | $14,894,000 | 2,976 |
| Total bank equity capital | $14,894,000 | 2,976 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $8,857,000 | 1,844 |
| Undivided profits | $6,037,000 | 3,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $622,000 | 3,773 |
| Earning assets | $177,475,000 | 2,450 |
| Long-term assets (5+ years) | $36,533,000 | 2,207 |
| Average Assets, year-to-date | $190,040,400 | 2,376 |
| Average Assets, quarterly | $192,184,000 | 2,428 |
| Volatile liabilities | $23,348,000 | 3,090 |
| Insider loans | $1,680,000 | 2,578 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $34,555,000 | 1,574 |
| Tier 1 (core) risk-based capital | $15,941,000 | 2,764 |
| Tier 2 risk-based capital | $1,596,000 | 2,077 |
| Total risk weighted assets | $150,412,400 | 2,041 |
| Total unused commitments | $34,555,000 | 1,576 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $186,559,000 | 2,459 |
| Cash and due from depository institutions | $12,268,000 | 2,521 |
| Interest-bearing balances | $775,000 | 3,105 |
| Securities | $67,737,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $99,847,000 | 2,765 |
| Loan loss allowance | $1,426,000 | 2,432 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,803,000 | 4,235 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $92,000 | 2,707 |
| All other assets | $4,812,000 | 1,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,559,000 | 2,459 |
| Total liabilities | $172,745,000 | 2,398 |
| Total deposits | $155,901,000 | 2,432 |
| Interest-bearing deposits | $119,194,000 | 2,745 |
| Deposits held in domestic offices | $155,901,000 | 2,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,578,000 | 938 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,266,000 | 2,900 |
| Total equity capital | $13,814,000 | 3,234 |
| Total bank equity capital | $13,814,000 | 3,234 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $8,481,000 | 1,835 |
| Undivided profits | $5,333,000 | 4,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 771 |
| Income earned, not collected on loans | $546,000 | 4,258 |
| Earning assets | $168,359,000 | 2,512 |
| Long-term assets (5+ years) | $36,816,000 | 2,050 |
| Average Assets, year-to-date | $166,580,200 | 2,592 |
| Average Assets, quarterly | $182,713,000 | 2,465 |
| Volatile liabilities | $20,511,000 | 2,944 |
| Insider loans | $2,153,000 | 1,984 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,078,000 | 1,475 |
| Tier 1 (core) risk-based capital | $13,397,000 | 3,166 |
| Tier 2 risk-based capital | $1,426,000 | 2,205 |
| Total risk weighted assets | $133,884,100 | 2,128 |
| Total unused commitments | $35,078,000 | 1,481 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $151,697,000 | 2,946 |
| Cash and due from depository institutions | $11,596,000 | 2,965 |
| Interest-bearing balances | $852,000 | 2,641 |
| Securities | $49,119,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,335 |
| Net loans & leases | $84,107,000 | 3,232 |
| Loan loss allowance | $1,309,000 | 2,640 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,959,000 | 3,899 |
| Other real estate owned | $0 | 2,965 |
| Goodwill and other intangibles | $127,000 | 2,493 |
| All other assets | $4,339,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,697,000 | 2,946 |
| Total liabilities | $140,484,000 | 2,870 |
| Total deposits | $123,354,000 | 3,024 |
| Interest-bearing deposits | $94,213,000 | 3,364 |
| Deposits held in domestic offices | $123,354,000 | 3,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,321,000 | 913 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,073,000 | 2,424 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $736,000 | 4,526 |
| Total equity capital | $11,213,000 | 3,891 |
| Total bank equity capital | $11,213,000 | 3,891 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $7,854,000 | 1,940 |
| Undivided profits | $3,359,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 6,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $505,000 | 4,683 |
| Earning assets | $134,528,000 | 3,041 |
| Long-term assets (5+ years) | $27,790,000 | 2,207 |
| Average Assets, year-to-date | $139,402,000 | 3,030 |
| Average Assets, quarterly | $149,128,000 | 2,945 |
| Volatile liabilities | $18,832,000 | 3,151 |
| Insider loans | $1,007,000 | 3,543 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,589,000 | 1,675 |
| Tier 1 (core) risk-based capital | $10,771,000 | 3,892 |
| Tier 2 risk-based capital | $1,309,000 | 2,280 |
| Total risk weighted assets | $106,815,700 | 2,613 |
| Total unused commitments | $27,589,000 | 1,679 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $129,476,000 | 3,485 |
| Cash and due from depository institutions | $10,461,000 | 3,056 |
| Interest-bearing balances | $429,000 | 3,221 |
| Securities | $36,252,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $76,260,000 | 3,561 |
| Loan loss allowance | $1,068,000 | 3,317 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,173,000 | 3,540 |
| Other real estate owned | $0 | 3,056 |
| Goodwill and other intangibles | $163,000 | 2,235 |
| All other assets | $4,167,000 | 1,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,476,000 | 3,485 |
| Total liabilities | $120,100,000 | 3,394 |
| Total deposits | $110,357,000 | 3,452 |
| Interest-bearing deposits | $84,071,000 | 3,866 |
| Deposits held in domestic offices | $110,357,000 | 3,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,140,000 | 1,209 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $603,000 | 5,245 |
| Total equity capital | $9,376,000 | 4,572 |
| Total bank equity capital | $9,376,000 | 4,572 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $6,001,000 | 2,436 |
| Undivided profits | $3,375,000 | 5,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $469,000 | 4,960 |
| Earning assets | $112,941,000 | 3,652 |
| Long-term assets (5+ years) | $22,306,000 | 2,463 |
| Average Assets, year-to-date | $119,575,600 | 3,601 |
| Average Assets, quarterly | $128,419,500 | 3,471 |
| Volatile liabilities | $14,114,000 | 3,788 |
| Insider loans | $1,221,000 | 3,133 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,658,000 | 2,003 |
| Tier 1 (core) risk-based capital | $9,017,000 | 4,625 |
| Tier 2 risk-based capital | $1,068,000 | 2,796 |
| Total risk weighted assets | $94,725,900 | 2,934 |
| Total unused commitments | $20,658,000 | 2,016 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $111,866,000 | 3,987 |
| Cash and due from depository institutions | $7,328,000 | 3,427 |
| Interest-bearing balances | $21,000 | 6,152 |
| Securities | $42,003,000 | 2,995 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $56,903,000 | 4,505 |
| Loan loss allowance | $900,000 | 3,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,720,000 | 4,209 |
| Other real estate owned | $0 | 3,427 |
| Goodwill and other intangibles | $198,000 | 2,014 |
| All other assets | $3,714,000 | 2,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,866,000 | 3,987 |
| Total liabilities | $103,282,000 | 3,883 |
| Total deposits | $91,138,000 | 4,156 |
| Interest-bearing deposits | $69,000,000 | 4,684 |
| Deposits held in domestic offices | $91,138,000 | 4,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,396,000 | 1,039 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $748,000 | 4,634 |
| Total equity capital | $8,584,000 | 4,923 |
| Total bank equity capital | $8,584,000 | 4,923 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,338,000 | 1,160 |
| Surplus | $2,186,000 | 5,251 |
| Undivided profits | $3,060,000 | 6,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $354,000 | 6,381 |
| Earning assets | $98,927,000 | 4,131 |
| Long-term assets (5+ years) | $8,023,000 | 4,599 |
| Average Assets, year-to-date | $101,223,200 | 4,204 |
| Average Assets, quarterly | $109,143,500 | 4,026 |
| Volatile liabilities | $16,702,000 | 3,057 |
| Insider loans | $1,494,000 | 2,776 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,557,000 | 2,268 |
| Tier 1 (core) risk-based capital | $7,923,000 | 5,137 |
| Tier 2 risk-based capital | $900,000 | 3,215 |
| Total risk weighted assets | $72,194,000 | 3,653 |
| Total unused commitments | $16,557,000 | 2,280 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $95,703,000 | 4,546 |
| Cash and due from depository institutions | $6,706,000 | 4,201 |
| Interest-bearing balances | $6,000 | 6,803 |
| Securities | $33,343,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,086 |
| Net loans & leases | $48,187,000 | 5,042 |
| Loan loss allowance | $692,000 | 4,869 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,764,000 | 4,084 |
| Other real estate owned | $0 | 4,201 |
| Goodwill and other intangibles | $233,000 | 1,842 |
| All other assets | $3,720,000 | 2,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,703,000 | 4,546 |
| Total liabilities | $88,493,000 | 4,485 |
| Total deposits | $82,768,000 | 4,519 |
| Interest-bearing deposits | $60,874,000 | 5,148 |
| Deposits held in domestic offices | $82,768,000 | 4,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,404,000 | 1,731 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $321,000 | 7,038 |
| Total equity capital | $7,210,000 | 5,379 |
| Total bank equity capital | $7,210,000 | 5,379 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,306,000 | 1,171 |
| Surplus | $2,164,000 | 5,250 |
| Undivided profits | $1,740,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $244,000 | 7,574 |
| Earning assets | $83,286,000 | 4,762 |
| Long-term assets (5+ years) | $6,204,000 | 5,436 |
| Average Assets, year-to-date | $76,201,400 | 5,424 |
| Average Assets, quarterly | $93,419,000 | 4,615 |
| Volatile liabilities | $9,363,000 | 4,558 |
| Insider loans | $1,085,000 | 3,482 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,918,000 | 2,781 |
| Tier 1 (core) risk-based capital | $6,983,000 | 5,646 |
| Tier 2 risk-based capital | $692,000 | 4,038 |
| Total risk weighted assets | $58,724,600 | 4,311 |
| Total unused commitments | $11,918,000 | 2,792 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $65,715,000 | 6,368 |
| Cash and due from depository institutions | $3,247,000 | 5,994 |
| Interest-bearing balances | $8,000 | 7,470 |
| Securities | $16,956,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $40,511,000 | 5,671 |
| Loan loss allowance | $535,000 | 6,091 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,183,000 | 5,516 |
| Other real estate owned | $0 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,418,000 | 2,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,715,000 | 6,368 |
| Total liabilities | $60,049,000 | 6,333 |
| Total deposits | $57,763,000 | 6,332 |
| Interest-bearing deposits | $42,298,000 | 7,114 |
| Deposits held in domestic offices | $57,763,000 | 6,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,056,000 | 2,201 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $230,000 | 8,679 |
| Total equity capital | $5,666,000 | 6,669 |
| Total bank equity capital | $5,666,000 | 6,669 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,647,000 | 1,514 |
| Surplus | $1,725,000 | 6,134 |
| Undivided profits | $1,294,000 | 8,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $181,000 | 8,626 |
| Earning assets | $58,875,000 | 6,500 |
| Long-term assets (5+ years) | $6,749,000 | 5,524 |
| Average Assets, year-to-date | $56,966,600 | 6,936 |
| Average Assets, quarterly | $61,260,500 | 6,668 |
| Volatile liabilities | $5,769,000 | 6,015 |
| Insider loans | $1,519,000 | 2,650 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,755,000 | 2,936 |
| Tier 1 (core) risk-based capital | $5,666,000 | 6,577 |
| Tier 2 risk-based capital | $535,000 | 4,984 |
| Total risk weighted assets | $50,410,200 | 4,854 |
| Total unused commitments | $10,755,000 | 2,956 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $54,881,000 | 7,396 |
| Cash and due from depository institutions | $3,525,000 | 7,484 |
| Interest-bearing balances | $5,000 | 7,948 |
| Securities | $16,642,000 | 6,910 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $31,109,000 | 6,866 |
| Loan loss allowance | $523,000 | 6,237 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $384,000 | 9,783 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $1,000 | 3,076 |
| All other assets | $2,220,000 | 3,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,881,000 | 7,396 |
| Total liabilities | $49,568,000 | 7,439 |
| Total deposits | $47,394,000 | 7,488 |
| Interest-bearing deposits | $36,210,000 | 8,099 |
| Deposits held in domestic offices | $47,394,000 | 7,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,967,000 | 2,071 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $207,000 | 9,872 |
| Total equity capital | $5,313,000 | 6,771 |
| Total bank equity capital | $5,313,000 | 6,771 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,647,000 | 1,550 |
| Surplus | $1,724,000 | 6,056 |
| Undivided profits | $942,000 | 9,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 5,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $157,000 | 9,816 |
| Earning assets | $48,756,000 | 7,515 |
| Long-term assets (5+ years) | $7,812,000 | 5,047 |
| Average Assets, year-to-date | $49,372,600 | 7,761 |
| Average Assets, quarterly | $52,902,000 | 7,531 |
| Volatile liabilities | $6,497,000 | 5,597 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,089,000 | 3,388 |
| Tier 1 (core) risk-based capital | $5,312,000 | 6,707 |
| Tier 2 risk-based capital | $479,290 | 5,415 |
| Total risk weighted assets | $38,299,490 | 6,119 |
| Total unused commitments | $8,089,000 | 3,409 |
| Derivatives | $0 | 651 |