Home > Bank of Parsons > Performance and Condition Ratios
Bank of Parsons, Performance and Condition Ratios
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7625% | 4,239 |
Cost of funding earning assets | 0.9490% | 4,324 |
Net interest margin | 3.8135% | 3,714 |
Noninterest income to average assets | 0.8939% | 1,667 |
Noninterest expense to average assets | 4.3097% | 741 |
Loan and lease loss provision to assets | 0.0000% | 6,217 |
Net operating income to assets | 0.0479% | 6,124 |
Return on assets (ROA) | 0.0479% | 6,206 |
Pretax return on assets | 0.0479% | 6,190 |
Return on Equity (ROE) | 0.7004% | 6,146 |
Retained earnings to average equity (ytd only) | -0.4669% | 5,952 |
Net charge-offs to loans | 0.0000% | 5,875 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 98.9011% | 757 |
Assets per employee ($millions) | 1.2423% | 7,433 |
Cash dividends to net income (ytd only)* | 166.6667% | 135 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9655% | 6,466 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
Noncurrent loans to loans | 0.0000% | 7,026 |
Net loans and leases to total assets | 66.0549% | 3,013 |
Net loans and leases to deposits | 71.0661% | 4,278 |
Net loans and leases to core deposits | 71.0661% | 4,945 |
Total domestic deposits to total assets | 92.9486% | 133 |
Equity capital to assets | 6.8985% | 7,126 |
Core capital (leverage) ratio | 6.6896% | 7,080 |
Tier 1 risk-based capital ratio | 13.0659% | 4,864 |
Total risk-based capital ratio | 14.3147% | 4,847 |
Memoranda: | ||
Average total assets | $12,530,000 | 7,465 |
Average earning assets | $11,380,670 | 7,449 |
Average equity | $856,670 | 7,493 |
Average total loans | $8,120,000 | 7,319 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6831% | 4,597 |
Cost of funding earning assets | 0.9859% | 4,299 |
Net interest margin | 3.6972% | 4,125 |
Noninterest income to average assets | 0.8583% | 1,823 |
Noninterest expense to average assets | 4.1960% | 822 |
Loan and lease loss provision to assets | 0.0000% | 5,840 |
Net operating income to assets | 0.0000% | 6,348 |
Return on assets (ROA) | 0.0000% | 6,378 |
Pretax return on assets | 0.0000% | 6,352 |
Return on Equity (ROE) | 0.0000% | 6,381 |
Retained earnings to average equity (ytd only) | -2.3351% | 6,201 |
Net charge-offs to loans | 0.0000% | 5,107 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 100.0000% | 743 |
Assets per employee ($millions) | 1.6089% | 7,457 |
Cash dividends to net income (ytd only)* | NA | NA |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0128% | 6,343 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
Noncurrent loans to loans | 0.0000% | 7,094 |
Net loans and leases to total assets | 60.7490% | 4,125 |
Net loans and leases to deposits | 65.2290% | 5,089 |
Net loans and leases to core deposits | 65.2290% | 5,599 |
Total domestic deposits to total assets | 93.1318% | 127 |
Equity capital to assets | 6.6351% | 7,177 |
Core capital (leverage) ratio | 6.6977% | 7,116 |
Tier 1 risk-based capital ratio | 13.2845% | 4,589 |
Total risk-based capital ratio | 14.5428% | 4,565 |
Memoranda: | ||
Average total assets | $12,583,500 | 7,522 |
Average earning assets | $11,360,000 | 7,507 |
Average equity | $856,500 | 7,549 |
Average total loans | $8,037,000 | 7,383 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1045% | 4,080 |
Cost of funding earning assets | 1.3116% | 3,806 |
Net interest margin | 3.7929% | 3,983 |
Noninterest income to average assets | 1.2051% | 1,029 |
Noninterest expense to average assets | 4.2775% | 834 |
Loan and lease loss provision to assets | 0.0000% | 7,042 |
Net operating income to assets | 0.3432% | 4,775 |
Return on assets (ROA) | 0.3432% | 4,934 |
Pretax return on assets | 0.3432% | 5,104 |
Return on Equity (ROE) | 5.4624% | 3,857 |
Retained earnings to average equity (ytd only) | 2.4136% | 4,182 |
Net charge-offs to loans | 0.0000% | 6,850 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.5734% | 1,144 |
Assets per employee ($millions) | 1.5370% | 7,544 |
Cash dividends to net income (ytd only)* | 55.8140% | 1,818 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9786% | 6,464 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
Noncurrent loans to loans | 0.0000% | 7,175 |
Net loans and leases to total assets | 65.8344% | 3,501 |
Net loans and leases to deposits | 70.9652% | 4,690 |
Net loans and leases to core deposits | 70.9652% | 5,335 |
Total domestic deposits to total assets | 92.7700% | 158 |
Equity capital to assets | 6.9860% | 7,117 |
Core capital (leverage) ratio | 6.5587% | 7,183 |
Tier 1 risk-based capital ratio | 13.1678% | 4,472 |
Total risk-based capital ratio | 14.4249% | 4,424 |
Memoranda: | ||
Average total assets | $12,530,600 | 7,604 |
Average earning assets | $11,284,200 | 7,591 |
Average equity | $787,200 | 7,651 |
Average total loans | $8,137,000 | 7,461 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0834% | 4,410 |
Cost of funding earning assets | 1.3532% | 3,874 |
Net interest margin | 3.7302% | 4,265 |
Noninterest income to average assets | 1.2392% | 893 |
Noninterest expense to average assets | 4.2469% | 780 |
Loan and lease loss provision to assets | 0.0000% | 6,977 |
Net operating income to assets | 0.3495% | 4,975 |
Return on assets (ROA) | 0.3495% | 5,145 |
Pretax return on assets | 0.3495% | 5,370 |
Return on Equity (ROE) | 5.7199% | 3,942 |
Retained earnings to average equity (ytd only) | 1.5600% | 5,173 |
Net charge-offs to loans | 0.0000% | 6,671 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.3963% | 1,093 |
Assets per employee ($millions) | 1.6044% | 7,641 |
Cash dividends to net income (ytd only)* | 72.7273% | 831 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9830% | 6,470 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
Noncurrent loans to loans | 0.0000% | 7,276 |
Net loans and leases to total assets | 62.7815% | 4,370 |
Net loans and leases to deposits | 67.5723% | 5,481 |
Net loans and leases to core deposits | 67.5723% | 5,989 |
Total domestic deposits to total assets | 92.9100% | 102 |
Equity capital to assets | 6.6147% | 7,410 |
Core capital (leverage) ratio | 6.5351% | 7,326 |
Tier 1 risk-based capital ratio | 13.0868% | 4,510 |
Total risk-based capital ratio | 14.3354% | 4,487 |
Memoranda: | ||
Average total assets | $12,589,250 | 7,704 |
Average earning assets | $11,330,750 | 7,693 |
Average equity | $769,250 | 7,753 |
Average total loans | $8,127,500 | 7,564 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1460% | 4,212 |
Cost of funding earning assets | 1.3711% | 4,052 |
Net interest margin | 3.7749% | 4,021 |
Noninterest income to average assets | 1.2313% | 855 |
Noninterest expense to average assets | 4.2535% | 760 |
Loan and lease loss provision to assets | 0.0000% | 6,857 |
Net operating income to assets | 0.3678% | 4,903 |
Return on assets (ROA) | 0.3678% | 5,065 |
Pretax return on assets | 0.3678% | 5,316 |
Return on Equity (ROE) | 6.1939% | 3,701 |
Retained earnings to average equity (ytd only) | 1.3465% | 5,210 |
Net charge-offs to loans | 0.0000% | 6,371 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.0415% | 1,184 |
Assets per employee ($millions) | 1.7900% | 7,657 |
Cash dividends to net income (ytd only)* | 78.2609% | 799 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9756% | 6,501 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
Noncurrent loans to loans | 0.0000% | 7,347 |
Net loans and leases to total assets | 64.8045% | 4,085 |
Net loans and leases to deposits | 69.1358% | 5,400 |
Net loans and leases to core deposits | 69.1358% | 5,958 |
Total domestic deposits to total assets | 93.7350% | 83 |
Equity capital to assets | 5.9457% | 7,549 |
Core capital (leverage) ratio | 5.6710% | 7,530 |
Tier 1 risk-based capital ratio | 11.4363% | 5,840 |
Total risk-based capital ratio | 12.6859% | 5,804 |
Memoranda: | ||
Average total assets | $12,507,330 | 7,772 |
Average earning assets | $11,232,000 | 7,758 |
Average equity | $742,670 | 7,821 |
Average total loans | $8,124,000 | 7,625 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1613% | 4,236 |
Cost of funding earning assets | 1.3978% | 4,194 |
Net interest margin | 3.7634% | 3,944 |
Noninterest income to average assets | 1.1844% | 869 |
Noninterest expense to average assets | 4.1933% | 817 |
Loan and lease loss provision to assets | 0.0000% | 6,552 |
Net operating income to assets | 0.3521% | 5,070 |
Return on assets (ROA) | 0.3521% | 5,189 |
Pretax return on assets | 0.3521% | 5,448 |
Return on Equity (ROE) | 5.9339% | 3,905 |
Retained earnings to average equity (ytd only) | 1.6183% | 5,129 |
Net charge-offs to loans | 0.0000% | 5,609 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.2535% | 1,261 |
Assets per employee ($millions) | 1.8024% | 7,756 |
Cash dividends to net income (ytd only)* | 72.7273% | 981 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9868% | 6,531 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
Noncurrent loans to loans | 0.0000% | 7,426 |
Net loans and leases to total assets | 63.6205% | 4,403 |
Net loans and leases to deposits | 67.8414% | 5,611 |
Net loans and leases to core deposits | 67.8414% | 6,119 |
Total domestic deposits to total assets | 93.7782% | 79 |
Equity capital to assets | 5.8889% | 7,633 |
Core capital (leverage) ratio | 5.7796% | 7,613 |
Tier 1 risk-based capital ratio | 11.9529% | 5,247 |
Total risk-based capital ratio | 13.1963% | 5,214 |
Memoranda: | ||
Average total assets | $12,496,000 | 7,874 |
Average earning assets | $11,160,000 | 7,862 |
Average equity | $741,500 | 7,913 |
Average total loans | $8,086,000 | 7,725 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.8359% | 2,502 |
Cost of funding earning assets | 1.7394% | 4,313 |
Net interest margin | 4.0966% | 2,461 |
Noninterest income to average assets | 1.4611% | 674 |
Noninterest expense to average assets | 4.4510% | 836 |
Loan and lease loss provision to assets | 0.0760% | 6,832 |
Net operating income to assets | 0.5743% | 3,430 |
Return on assets (ROA) | 0.5743% | 3,501 |
Pretax return on assets | 0.5743% | 3,973 |
Return on Equity (ROE) | 9.4681% | 1,862 |
Retained earnings to average equity (ytd only) | 5.4302% | 1,610 |
Net charge-offs to loans | 0.0000% | 7,246 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.2517% | 1,959 |
Assets per employee ($millions) | 2.0625% | 7,693 |
Cash dividends to net income (ytd only)* | 42.6471% | 2,797 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9919% | 6,438 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
Noncurrent loans to loans | 0.0000% | 7,460 |
Net loans and leases to total assets | 64.5253% | 4,491 |
Net loans and leases to deposits | 68.8184% | 5,746 |
Net loans and leases to core deposits | 85.0916% | 5,608 |
Total domestic deposits to total assets | 93.7616% | 85 |
Equity capital to assets | 5.9798% | 7,668 |
Core capital (leverage) ratio | 5.9246% | 7,648 |
Tier 1 risk-based capital ratio | 12.4006% | 4,594 |
Total risk-based capital ratio | 13.6977% | 4,516 |
Memoranda: | ||
Average total assets | $11,840,000 | 7,950 |
Average earning assets | $10,521,000 | 7,935 |
Average equity | $718,200 | 8,002 |
Average total loans | $8,431,400 | 7,768 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9607% | 2,191 |
Cost of funding earning assets | 1.8114% | 4,336 |
Net interest margin | 4.1494% | 2,215 |
Noninterest income to average assets | 1.4807% | 677 |
Noninterest expense to average assets | 4.4420% | 791 |
Loan and lease loss provision to assets | 0.1025% | 6,348 |
Net operating income to assets | 0.6151% | 3,557 |
Return on assets (ROA) | 0.6151% | 3,606 |
Pretax return on assets | 0.6151% | 4,145 |
Return on Equity (ROE) | 10.1017% | 1,878 |
Retained earnings to average equity (ytd only) | 4.6763% | 2,668 |
Net charge-offs to loans | 0.0000% | 6,987 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 86.0927% | 2,055 |
Assets per employee ($millions) | 1.2931% | 8,011 |
Cash dividends to net income (ytd only)* | 53.7083% | 1,853 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9573% | 6,502 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
Noncurrent loans to loans | 0.0000% | 7,541 |
Net loans and leases to total assets | 71.1205% | 3,242 |
Net loans and leases to deposits | 76.1033% | 5,023 |
Net loans and leases to core deposits | 97.4682% | 4,666 |
Total domestic deposits to total assets | 93.4525% | 66 |
Equity capital to assets | 6.2382% | 7,817 |
Core capital (leverage) ratio | 6.0062% | 7,797 |
Tier 1 risk-based capital ratio | 11.3574% | 5,585 |
Total risk-based capital ratio | 12.6031% | 5,520 |
Memoranda: | ||
Average total assets | $11,706,250 | 8,035 |
Average earning assets | $10,378,750 | 8,018 |
Average equity | $712,750 | 8,086 |
Average total loans | $8,523,000 | 7,839 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.0277% | 2,066 |
Cost of funding earning assets | 1.8606% | 4,464 |
Net interest margin | 4.1671% | 2,107 |
Noninterest income to average assets | 1.4665% | 688 |
Noninterest expense to average assets | 4.4505% | 811 |
Loan and lease loss provision to assets | 0.1023% | 6,150 |
Net operating income to assets | 0.5798% | 3,771 |
Return on assets (ROA) | 0.5798% | 3,877 |
Pretax return on assets | 0.5798% | 4,373 |
Return on Equity (ROE) | 9.6000% | 2,166 |
Retained earnings to average equity (ytd only) | 3.6706% | 3,255 |
Net charge-offs to loans | 0.0000% | 6,628 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 86.7110% | 2,157 |
Assets per employee ($millions) | 1.3398% | 8,097 |
Cash dividends to net income (ytd only)* | 61.7647% | 1,613 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9120% | 6,721 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
Noncurrent loans to loans | 0.0000% | 7,580 |
Net loans and leases to total assets | 69.3813% | 3,852 |
Net loans and leases to deposits | 73.9634% | 5,459 |
Net loans and leases to core deposits | 93.6947% | 5,153 |
Total domestic deposits to total assets | 93.8049% | 61 |
Equity capital to assets | 5.9131% | 7,943 |
Core capital (leverage) ratio | 5.7967% | 7,955 |
Tier 1 risk-based capital ratio | 11.0843% | 5,792 |
Total risk-based capital ratio | 12.3230% | 5,725 |
Memoranda: | ||
Average total assets | $11,729,000 | 8,123 |
Average earning assets | $10,319,000 | 8,106 |
Average equity | $708,330 | 8,179 |
Average total loans | $8,578,330 | 7,926 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.1865% | 1,644 |
Cost of funding earning assets | 2.0225% | 4,024 |
Net interest margin | 4.1640% | 2,036 |
Noninterest income to average assets | 1.5219% | 606 |
Noninterest expense to average assets | 4.4619% | 739 |
Loan and lease loss provision to assets | 0.1038% | 5,644 |
Net operating income to assets | 0.5880% | 4,067 |
Return on assets (ROA) | 0.5880% | 4,260 |
Pretax return on assets | 0.5880% | 4,789 |
Return on Equity (ROE) | 9.6317% | 2,480 |
Retained earnings to average equity (ytd only) | 5.6657% | 2,794 |
Net charge-offs to loans | 0.0000% | 5,728 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 86.5772% | 2,009 |
Assets per employee ($millions) | 1.2974% | 8,145 |
Cash dividends to net income (ytd only)* | 41.1765% | 2,038 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8681% | 6,881 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | 0.0000% | 7,590 |
Net loans and leases to total assets | 72.3645% | 3,157 |
Net loans and leases to deposits | 77.3455% | 5,035 |
Net loans and leases to core deposits | 97.7331% | 4,769 |
Total domestic deposits to total assets | 93.5600% | 58 |
Equity capital to assets | 6.0889% | 7,981 |
Core capital (leverage) ratio | 5.9682% | 8,011 |
Tier 1 risk-based capital ratio | 10.9867% | 5,920 |
Total risk-based capital ratio | 12.1702% | 5,884 |
Memoranda: | ||
Average total assets | $11,564,500 | 8,172 |
Average earning assets | $10,086,500 | 8,158 |
Average equity | $706,000 | 8,231 |
Average total loans | $8,646,000 | 7,970 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.6404% | 2,289 |
Cost of funding earning assets | 2.6011% | 3,678 |
Net interest margin | 4.0393% | 2,943 |
Noninterest income to average assets | 1.4852% | 636 |
Noninterest expense to average assets | 4.3070% | 1,040 |
Loan and lease loss provision to assets | 0.0000% | 7,334 |
Net operating income to assets | 0.6377% | 4,157 |
Return on assets (ROA) | 0.6377% | 4,005 |
Pretax return on assets | 0.6377% | 4,579 |
Return on Equity (ROE) | 10.9412% | 1,922 |
Retained earnings to average equity (ytd only) | 8.8429% | 635 |
Net charge-offs to loans | 0.0000% | 7,039 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.1025% | 1,755 |
Assets per employee ($millions) | 1.4315% | 8,175 |
Cash dividends to net income (ytd only)* | 19.1781% | 4,473 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8098% | 7,063 |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | 0.0000% | 7,569 |
Net loans and leases to total assets | 75.9431% | 2,638 |
Net loans and leases to deposits | 82.3580% | 4,670 |
Net loans and leases to core deposits | 104.9475% | 4,303 |
Total domestic deposits to total assets | 92.2110% | 106 |
Equity capital to assets | 6.1212% | 8,039 |
Core capital (leverage) ratio | 5.9977% | 8,079 |
Tier 1 risk-based capital ratio | 10.5116% | 6,200 |
Total risk-based capital ratio | 11.6156% | 6,223 |
Memoranda: | ||
Average total assets | $11,446,600 | 8,223 |
Average earning assets | $9,803,600 | 8,222 |
Average equity | $667,200 | 8,296 |
Average total loans | $8,426,000 | 8,014 |