Home > Bank of Paragould > Income and Expense

Bank of Paragould, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$1,571,0004,330
Total interest expense$654,0003,279
Net interest income$917,0004,897
Provision for loan and lease losses$49,0003,251
Total noninterest income$176,0004,306
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$146,0002,618
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,174
Total noninterest expense$699,0005,005
Salaries and employee benefits$408,0004,761
Premises and equipment expense$84,0005,420
Additional noninterest expense$207,0004,958
Pre-tax net operating income$345,0004,632
Securities gains (losses)$01,685
Applicable income taxes$135,0003,271
Income before extraordinary items$210,0005,300
Extraordinary gains, net$024
Net income$210,0005,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$210,0005,266
2004-12-31 (YTD Data)Rank
Total interest income$5,819,0004,355
Total interest expense$2,150,0003,439
Net interest income$3,669,0004,750
Provision for loan and lease losses$157,0004,163
Total noninterest income$659,0004,569
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$560,0002,865
Trading account gains and fees$0138
Additional Noninterest Income$99,0006,449
Total noninterest expense$2,686,0005,045
Salaries and employee benefits$1,521,0004,895
Premises and equipment expense$321,0005,484
Additional noninterest expense$844,0004,925
Pre-tax net operating income$1,485,0004,269
Securities gains (losses)$03,819
Applicable income taxes$532,0003,248
Income before extraordinary items$953,0004,820
Extraordinary gains, net$034
Net income$953,0004,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,315
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$953,0004,752
2004-09-30 (YTD Data)Rank
Total interest income$4,312,0004,371
Total interest expense$1,577,0003,467
Net interest income$2,735,0004,761
Provision for loan and lease losses$145,0003,592
Total noninterest income$462,0004,750
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$394,0003,045
Trading account gains and fees$0134
Additional Noninterest Income$68,0006,593
Total noninterest expense$1,949,0005,121
Salaries and employee benefits$1,086,0005,021
Premises and equipment expense$242,0005,452
Additional noninterest expense$621,0004,941
Pre-tax net operating income$1,103,0004,366
Securities gains (losses)$03,710
Applicable income taxes$417,0003,233
Income before extraordinary items$686,0005,003
Extraordinary gains, net$026
Net income$686,0005,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$686,0004,919
2004-06-30 (YTD Data)Rank
Total interest income$2,829,0004,432
Total interest expense$1,033,0003,516
Net interest income$1,796,0004,816
Provision for loan and lease losses$117,0003,255
Total noninterest income$299,0004,838
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$251,0003,142
Trading account gains and fees$0130
Additional Noninterest Income$48,0006,492
Total noninterest expense$1,274,0005,221
Salaries and employee benefits$713,0005,097
Premises and equipment expense$163,0005,430
Additional noninterest expense$398,0005,080
Pre-tax net operating income$704,0004,438
Securities gains (losses)$03,413
Applicable income taxes$264,0003,300
Income before extraordinary items$440,0005,069
Extraordinary gains, net$021
Net income$440,0005,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,087
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$440,0004,973
2004-03-31 (YTD Data)Rank
Total interest income$1,399,0004,486
Total interest expense$507,0003,602
Net interest income$892,0004,851
Provision for loan and lease losses$62,0002,894
Total noninterest income$140,0004,952
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$115,0003,247
Trading account gains and fees$0121
Additional Noninterest Income$25,0006,426
Total noninterest expense$619,0005,346
Salaries and employee benefits$345,0005,243
Premises and equipment expense$78,0005,588
Additional noninterest expense$196,0005,151
Pre-tax net operating income$351,0004,433
Securities gains (losses)$02,934
Applicable income taxes$132,0003,327
Income before extraordinary items$219,0005,117
Extraordinary gains, net$016
Net income$219,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$219,0004,982
2003-12-31 (YTD Data)Rank
Total interest income$5,226,0004,743
Total interest expense$1,997,0004,036
Net interest income$3,229,0005,069
Provision for loan and lease losses$280,0003,324
Total noninterest income$588,0005,022
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$489,0003,140
Trading account gains and fees$0160
Additional Noninterest Income$99,0006,558
Total noninterest expense$2,346,0005,452
Salaries and employee benefits$1,246,0005,500
Premises and equipment expense$318,0005,483
Additional noninterest expense$782,0005,131
Pre-tax net operating income$1,191,0004,702
Securities gains (losses)$04,500
Applicable income taxes$433,0003,630
Income before extraordinary items$758,0005,370
Extraordinary gains, net$054
Net income$758,0005,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,638
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$758,0005,225
2003-09-30 (YTD Data)Rank
Total interest income$3,865,0004,837
Total interest expense$1,488,0004,170
Net interest income$2,377,0005,157
Provision for loan and lease losses$180,0003,498
Total noninterest income$432,0005,109
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$359,0003,205
Trading account gains and fees$0153
Additional Noninterest Income$73,0006,631
Total noninterest expense$1,682,0005,576
Salaries and employee benefits$888,0005,645
Premises and equipment expense$236,0005,516
Additional noninterest expense$558,0005,267
Pre-tax net operating income$947,0004,700
Securities gains (losses)$04,204
Applicable income taxes$328,0003,769
Income before extraordinary items$619,0005,317
Extraordinary gains, net$040
Net income$619,0005,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,029
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$619,0005,131
2003-06-30 (YTD Data)Rank
Total interest income$2,533,0004,947
Total interest expense$972,0004,333
Net interest income$1,561,0005,211
Provision for loan and lease losses$137,0003,264
Total noninterest income$282,0005,150
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$241,0003,157
Trading account gains and fees$0150
Additional Noninterest Income$41,0006,905
Total noninterest expense$1,105,0005,633
Salaries and employee benefits$586,0005,692
Premises and equipment expense$150,0005,648
Additional noninterest expense$369,0005,291
Pre-tax net operating income$601,0004,825
Securities gains (losses)$03,782
Applicable income taxes$207,0003,888
Income before extraordinary items$394,0005,451
Extraordinary gains, net$030
Net income$394,0005,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,250
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$394,0005,241
2003-03-31 (YTD Data)Rank
Total interest income$1,239,0005,049
Total interest expense$483,0004,444
Net interest income$756,0005,291
Provision for loan and lease losses$75,0002,805
Total noninterest income$124,0005,379
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$99,0003,577
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$533,0005,781
Salaries and employee benefits$286,0005,782
Premises and equipment expense$72,0005,758
Additional noninterest expense$175,0005,453
Pre-tax net operating income$272,0005,047
Securities gains (losses)$02,891
Applicable income taxes$95,0004,029
Income before extraordinary items$177,0005,641
Extraordinary gains, net$021
Net income$177,0005,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,019
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$177,0005,442
2002-12-31 (YTD Data)Rank
Total interest income$4,156,0005,787
Total interest expense$1,746,0005,234
Net interest income$2,410,0006,026
Provision for loan and lease losses$207,0004,277
Total noninterest income$526,0005,079
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$455,0003,207
Trading account gains and fees$0153
Additional Noninterest Income$71,0007,051
Total noninterest expense$1,894,0006,071
Salaries and employee benefits$961,0006,277
Premises and equipment expense$329,0005,280
Additional noninterest expense$604,0005,908
Pre-tax net operating income$835,0005,661
Securities gains (losses)$28,0002,890
Applicable income taxes$312,0004,373
Income before extraordinary items$551,0006,177
Extraordinary gains, net$070
Net income$551,0006,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,454
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$533,0806,101
2001-12-31 (YTD Data)Rank
Total interest income$3,487,0006,784
Total interest expense$2,239,0005,764
Net interest income$1,248,0007,784
Provision for loan and lease losses$296,0003,258
Total noninterest income$428,0005,505
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$359,0003,697
Trading account gains and fees$0177
Additional Noninterest Income$69,0007,145
Total noninterest expense$1,625,0006,525
Salaries and employee benefits$736,0007,037
Premises and equipment expense$290,0005,630
Additional noninterest expense$599,0005,848
Pre-tax net operating income$-245,0008,990
Securities gains (losses)$43,0002,496
Applicable income taxes$-63,0009,189
Income before extraordinary items$-139,0008,990
Extraordinary gains, net$0105
Net income$-139,0008,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,241
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-168,6708,964
2000-12-31 (YTD Data)Rank
Total interest income$2,292,0008,130
Total interest expense$1,687,0006,793
Net interest income$605,0009,287
Provision for loan and lease losses$148,0004,450
Total noninterest income$227,0007,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,154
Trading account gains and feesNANA
Additional Noninterest Income$32,0008,456
Total noninterest expense$1,208,0007,480
Salaries and employee benefits$552,0007,962
Premises and equipment expense$211,0006,596
Additional noninterest expense$445,0006,813
Pre-tax net operating income$-524,0009,545
Securities gains (losses)$01,956
Applicable income taxes$-174,0009,673
Income before extraordinary items$-350,0009,482
Extraordinary gains, net$038
Net income$-350,0009,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-350,0009,485
1999-12-31 (YTD Data)Rank
Total interest income$941,0009,663
Total interest expense$565,0009,297
Net interest income$376,0009,857
Provision for loan and lease losses$123,0004,690
Total noninterest income$109,0008,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0007,125
Trading account gains and feesNANA
Additional Noninterest Income$29,0008,882
Total noninterest expense$829,0008,648
Salaries and employee benefits$329,0009,317
Premises and equipment expense$176,0007,199
Additional noninterest expense$324,0007,919
Pre-tax net operating income$-467,0009,824
Securities gains (losses)$03,155
Applicable income taxes$-152,0009,986
Income before extraordinary items$-315,0009,775
Extraordinary gains, net$035
Net income$-315,0009,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,179
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-315,0009,757
1998-12-31 (YTD Data)Rank
Total interest income$79,00010,420
Total interest expense$18,00010,389
Net interest income$61,00010,409
Provision for loan and lease losses$45,0006,783
Total noninterest income$3,00010,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$3,00010,282
Total noninterest expense$280,00010,294
Salaries and employee benefits$94,00010,379
Premises and equipment expense$50,0009,822
Additional noninterest expense$136,0009,788
Pre-tax net operating income$-261,00010,037
Securities gains (losses)$04,449
Applicable income taxes$-78,00010,186
Income before extraordinary items$-183,00010,033
Extraordinary gains, net$032
Net income$-183,00010,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-183,0009,999
1997-12-31 (YTD Data)Rank
Total interest income$2,737,0008,083
Total interest expense$1,339,0007,749
Net interest income$1,398,0008,237
Provision for loan and lease losses$35,0007,233
Total noninterest income$184,0008,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0006,714
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,946
Total noninterest expense$833,0008,916
Salaries and employee benefits$407,0009,218
Premises and equipment expense$194,0006,955
Additional noninterest expense$232,0009,050
Pre-tax net operating income$714,0006,920
Securities gains (losses)$1,0003,559
Applicable income taxes$232,0006,470
Income before extraordinary items$483,0007,080
Extraordinary gains, net$044
Net income$483,0007,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$482,3207,036
1996-12-31 (YTD Data)Rank
Total interest income$2,269,0009,009
Total interest expense$1,104,0008,683
Net interest income$1,165,0009,113
Provision for loan and lease losses$09,041
Total noninterest income$147,0009,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0007,313
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,447
Total noninterest expense$661,0009,951
Salaries and employee benefits$294,00010,398
Premises and equipment expense$118,0008,844
Additional noninterest expense$249,0009,405
Pre-tax net operating income$651,0007,169
Securities gains (losses)$04,148
Applicable income taxes$243,0006,547
Income before extraordinary items$408,0007,554
Extraordinary gains, net$053
Net income$408,0007,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,00010,986
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$408,0007,499
1995-12-31 (YTD Data)Rank
Total interest income$1,849,0009,968
Total interest expense$945,0009,445
Net interest income$904,00010,228
Provision for loan and lease losses$08,958
Total noninterest income$160,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,139
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,138
Total noninterest expense$707,00010,161
Salaries and employee benefits$282,00010,902
Premises and equipment expense$85,00010,060
Additional noninterest expense$340,0008,794
Pre-tax net operating income$357,0009,346
Securities gains (losses)$-57,00011,246
Applicable income taxes$80,0009,585
Income before extraordinary items$220,0009,719
Extraordinary gains, net$065
Net income$220,0009,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00011,564
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$261,6109,287
1994-12-31 (YTD Data)Rank
Total interest income$1,508,00010,721
Total interest expense$634,00010,431
Net interest income$874,00010,813
Provision for loan and lease losses$6,0008,739
Total noninterest income$164,0009,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$23,00011,244
Total noninterest expense$657,00010,882
Salaries and employee benefits$312,00011,093
Premises and equipment expense$121,0009,362
Additional noninterest expense$224,00010,848
Pre-tax net operating income$375,0009,545
Securities gains (losses)$-9,0009,765
Applicable income taxes$53,00010,390
Income before extraordinary items$313,0009,003
Extraordinary gains, net$0249
Net income$313,0009,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,358
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$320,7408,984
1993-12-31 (YTD Data)Rank
Total interest income$1,609,00010,979
Total interest expense$727,00010,428
Net interest income$882,00011,230
Provision for loan and lease losses$366,0002,608
Total noninterest income$154,00010,123
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,832
Trading account gains and feesNANA
Additional Noninterest Income$34,00011,040
Total noninterest expense$637,00011,450
Salaries and employee benefits$296,00011,690
Premises and equipment expense$114,0009,987
Additional noninterest expense$227,00011,372
Pre-tax net operating income$33,00012,258
Securities gains (losses)$25,0004,353
Applicable income taxes$5,00011,956
Income before extraordinary items$53,00012,230
Extraordinary gains, net$56,0002,079
Net income$109,00011,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,529
Cash dividends$13,0008,832
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$30,25012,235
1992-12-31 (YTD Data)Rank
Total interest income$1,475,00012,026
Total interest expense$675,00011,949
Net interest income$800,00011,910
Provision for loan and lease losses$48,0009,164
Total noninterest income$109,00011,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0008,961
Trading account gains and feesNANA
Additional Noninterest Income$23,00012,330
Total noninterest expense$593,00012,104
Salaries and employee benefits$299,00012,022
Premises and equipment expense$78,00011,557
Additional noninterest expense$216,00012,014
Pre-tax net operating income$268,00010,446
Securities gains (losses)$08,369
Applicable income taxes$108,0009,686
Income before extraordinary items$160,00011,128
Extraordinary gains, net$01,422
Net income$160,00011,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$19,0008,514
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$160,00010,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.