Home > Bank of Palmyra > Income and Expense

Bank of Palmyra, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$1,555,0008,674
Total interest expense$920,0008,173
Net interest income$635,0008,971
Provision for loan and lease losses$62,0006,322
Total noninterest income$71,0008,893
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$39,0007,812
Trading account gains and fees$0177
Additional Noninterest Income$32,0008,285
Total noninterest expense$450,0009,265
Salaries and employee benefits$207,0009,385
Premises and equipment expense$45,0009,215
Additional noninterest expense$198,0008,670
Pre-tax net operating income$194,0007,916
Securities gains (losses)$04,612
Applicable income taxes$79,0006,281
Income before extraordinary items$115,0008,240
Extraordinary gains, net$0105
Net income$115,0008,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,793
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$115,0008,132
2000-12-31 (YTD Data)Rank
Total interest income$1,168,0009,251
Total interest expense$721,0008,820
Net interest income$447,0009,529
Provision for loan and lease losses$109,0005,137
Total noninterest income$76,0008,945
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,143
Trading account gains and feesNANA
Additional Noninterest Income$49,0007,858
Total noninterest expense$397,0009,606
Salaries and employee benefits$158,0009,730
Premises and equipment expense$41,0009,526
Additional noninterest expense$198,0008,803
Pre-tax net operating income$17,0009,060
Securities gains (losses)$01,956
Applicable income taxes$-20,0009,378
Income before extraordinary items$37,0009,002
Extraordinary gains, net$038
Net income$37,0009,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$37,0008,988
1999-12-31 (YTD Data)Rank
Total interest income$728,0009,828
Total interest expense$353,0009,724
Net interest income$375,0009,860
Provision for loan and lease losses$32,0007,174
Total noninterest income$44,0009,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,0008,296
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,524
Total noninterest expense$278,00010,081
Salaries and employee benefits$120,00010,107
Premises and equipment expense$44,0009,748
Additional noninterest expense$114,0009,822
Pre-tax net operating income$109,0009,033
Securities gains (losses)$03,155
Applicable income taxes$22,0008,180
Income before extraordinary items$87,0009,051
Extraordinary gains, net$035
Net income$87,0009,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$80,0006,280
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$87,0009,019
1998-12-31 (YTD Data)Rank
Total interest income$692,00010,102
Total interest expense$318,00010,026
Net interest income$374,00010,112
Provision for loan and lease losses$19,0007,809
Total noninterest income$41,0009,961
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,0008,593
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,739
Total noninterest expense$253,00010,330
Salaries and employee benefits$100,00010,371
Premises and equipment expense$42,0009,982
Additional noninterest expense$111,00010,042
Pre-tax net operating income$143,0009,214
Securities gains (losses)$04,449
Applicable income taxes$39,0008,531
Income before extraordinary items$104,0009,311
Extraordinary gains, net$032
Net income$104,0009,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$100,0006,234
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$104,0009,240
1997-12-31 (YTD Data)Rank
Total interest income$704,00010,561
Total interest expense$344,00010,445
Net interest income$360,00010,611
Provision for loan and lease losses$13,0008,228
Total noninterest income$50,00010,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,879
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,956
Total noninterest expense$242,00010,788
Salaries and employee benefits$101,00010,821
Premises and equipment expense$45,00010,318
Additional noninterest expense$96,00010,560
Pre-tax net operating income$155,0009,818
Securities gains (losses)$03,944
Applicable income taxes$46,0009,317
Income before extraordinary items$109,0009,904
Extraordinary gains, net$044
Net income$109,0009,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$109,0009,865
1996-12-31 (YTD Data)Rank
Total interest income$740,00011,087
Total interest expense$388,00010,905
Net interest income$352,00011,168
Provision for loan and lease losses$6,0008,753
Total noninterest income$52,00010,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0009,343
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$250,00011,315
Salaries and employee benefits$98,00011,358
Premises and equipment expense$34,00011,051
Additional noninterest expense$118,00010,912
Pre-tax net operating income$148,00010,092
Securities gains (losses)$04,148
Applicable income taxes$40,0009,864
Income before extraordinary items$108,00010,154
Extraordinary gains, net$053
Net income$108,00010,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$88,0006,930
Sale, conversion, retirement of capital stock, net$0953
Net operating income$108,00010,100
1995-12-31 (YTD Data)Rank
Total interest income$735,00011,594
Total interest expense$378,00011,387
Net interest income$357,00011,681
Provision for loan and lease losses$08,958
Total noninterest income$47,00011,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0009,747
Trading account gains and feesNANA
Additional Noninterest Income$15,00011,205
Total noninterest expense$271,00011,773
Salaries and employee benefits$105,00011,864
Premises and equipment expense$45,00011,233
Additional noninterest expense$121,00011,412
Pre-tax net operating income$133,00010,887
Securities gains (losses)$1,0003,512
Applicable income taxes$34,00010,512
Income before extraordinary items$100,00010,931
Extraordinary gains, net$065
Net income$100,00010,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$90,0006,999
Sale, conversion, retirement of capital stock, net$0809
Net operating income$99,25010,916
1994-12-31 (YTD Data)Rank
Total interest income$672,00012,241
Total interest expense$285,00012,082
Net interest income$387,00012,252
Provision for loan and lease losses$09,146
Total noninterest income$44,00012,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,00010,480
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,366
Total noninterest expense$310,00012,328
Salaries and employee benefits$119,00012,468
Premises and equipment expense$44,00011,852
Additional noninterest expense$147,00011,821
Pre-tax net operating income$121,00011,487
Securities gains (losses)$2,0003,070
Applicable income taxes$35,00010,807
Income before extraordinary items$88,00011,493
Extraordinary gains, net$0249
Net income$88,00011,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$75,0007,404
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$86,56011,558
1993-12-31 (YTD Data)Rank
Total interest income$655,00012,873
Total interest expense$299,00012,684
Net interest income$356,00012,907
Provision for loan and lease losses$010,371
Total noninterest income$36,00012,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00011,005
Trading account gains and feesNANA
Additional Noninterest Income$16,00012,333
Total noninterest expense$288,00013,017
Salaries and employee benefits$112,00013,147
Premises and equipment expense$40,00012,537
Additional noninterest expense$136,00012,583
Pre-tax net operating income$104,00011,842
Securities gains (losses)$20,0004,664
Applicable income taxes$32,00011,333
Income before extraordinary items$92,00011,876
Extraordinary gains, net$03,149
Net income$92,00011,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$95,0007,056
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$77,20011,857
1992-12-31 (YTD Data)Rank
Total interest income$740,00013,431
Total interest expense$371,00013,292
Net interest income$369,00013,464
Provision for loan and lease losses$011,756
Total noninterest income$34,00013,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,00011,285
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$266,00013,662
Salaries and employee benefits$100,00013,790
Premises and equipment expense$36,00013,211
Additional noninterest expense$130,00013,208
Pre-tax net operating income$137,00011,652
Securities gains (losses)$08,369
Applicable income taxes$36,00011,628
Income before extraordinary items$101,00011,925
Extraordinary gains, net$-1,00013,454
Net income$100,00012,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00012,286
Cash dividends$55,0007,563
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$101,00011,633

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.