Home > Bank of Palatine > Income and Expense
Bank of Palatine, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 6,302 |
| Total interest expense | $44,000 | 6,253 |
| Net interest income | $502,000 | 6,284 |
| Provision for loan and lease losses | $18,000 | 3,699 |
| Total noninterest income | $67,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $44,000 | 5,447 |
| Total noninterest expense | $838,000 | 5,597 |
| Salaries and employee benefits | $399,000 | 5,776 |
| Premises and equipment expense | $158,000 | 4,665 |
| Additional noninterest expense | $281,000 | 5,565 |
| Pre-tax net operating income | $-287,000 | 6,434 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-287,000 | 6,448 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-287,000 | 6,449 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-287,000 | 6,449 |
| Net charge-offs | $119,000 | 2,029 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-287,000 | 6,445 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 6,379 |
| Total interest expense | $22,000 | 6,326 |
| Net interest income | $251,000 | 6,354 |
| Provision for loan and lease losses | $9,000 | 3,423 |
| Total noninterest income | $28,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $423,000 | 5,656 |
| Salaries and employee benefits | $203,000 | 5,815 |
| Premises and equipment expense | $81,000 | 4,681 |
| Additional noninterest expense | $139,000 | 5,638 |
| Pre-tax net operating income | $-153,000 | 6,496 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-153,000 | 6,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-153,000 | 6,502 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-153,000 | 6,502 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-153,000 | 6,498 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 6,413 |
| Total interest expense | $105,000 | 6,396 |
| Net interest income | $1,050,000 | 6,394 |
| Provision for loan and lease losses | $123,000 | 3,461 |
| Total noninterest income | $159,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $84,000 | 5,520 |
| Total noninterest expense | $1,764,000 | 5,648 |
| Salaries and employee benefits | $807,000 | 5,900 |
| Premises and equipment expense | $303,000 | 4,831 |
| Additional noninterest expense | $654,000 | 5,446 |
| Pre-tax net operating income | $-678,000 | 6,515 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-678,000 | 6,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-678,000 | 6,531 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-678,000 | 6,531 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-678,000 | 6,519 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 6,471 |
| Total interest expense | $81,000 | 6,468 |
| Net interest income | $812,000 | 6,436 |
| Provision for loan and lease losses | $114,000 | 3,236 |
| Total noninterest income | $78,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 6,043 |
| Total noninterest expense | $1,323,000 | 5,687 |
| Salaries and employee benefits | $641,000 | 5,822 |
| Premises and equipment expense | $228,000 | 4,852 |
| Additional noninterest expense | $454,000 | 5,581 |
| Pre-tax net operating income | $-547,000 | 6,630 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-547,000 | 6,650 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-547,000 | 6,651 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-547,000 | 6,651 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-547,000 | 6,635 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 6,494 |
| Total interest expense | $56,000 | 6,508 |
| Net interest income | $557,000 | 6,457 |
| Provision for loan and lease losses | $105,000 | 2,887 |
| Total noninterest income | $57,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $36,000 | 5,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,075 |
| Total noninterest expense | $895,000 | 5,699 |
| Salaries and employee benefits | $430,000 | 5,859 |
| Premises and equipment expense | $153,000 | 4,847 |
| Additional noninterest expense | $312,000 | 5,544 |
| Pre-tax net operating income | $-386,000 | 6,643 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-386,000 | 6,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-386,000 | 6,684 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-386,000 | 6,684 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-386,000 | 6,659 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 6,532 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $285,000 | 6,486 |
| Provision for loan and lease losses | $9,000 | 4,036 |
| Total noninterest income | $42,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,804 |
| Total noninterest expense | $443,000 | 5,767 |
| Salaries and employee benefits | $221,000 | 5,867 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $146,000 | 5,716 |
| Pre-tax net operating income | $-125,000 | 6,647 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-125,000 | 6,685 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-125,000 | 6,686 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-125,000 | 6,686 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-125,000 | 6,656 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 6,626 |
| Total interest expense | $175,000 | 6,506 |
| Net interest income | $1,101,000 | 6,611 |
| Provision for loan and lease losses | $224,000 | 3,803 |
| Total noninterest income | $123,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $34,000 | 6,058 |
| Total noninterest expense | $1,871,000 | 5,765 |
| Salaries and employee benefits | $919,000 | 5,849 |
| Premises and equipment expense | $356,000 | 4,570 |
| Additional noninterest expense | $596,000 | 5,807 |
| Pre-tax net operating income | $-871,000 | 6,631 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-871,000 | 6,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-871,000 | 6,689 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-871,000 | 6,690 |
| Net charge-offs | $348,000 | 3,128 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-871,000 | 6,648 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 6,716 |
| Total interest expense | $139,000 | 6,591 |
| Net interest income | $833,000 | 6,704 |
| Provision for loan and lease losses | $136,000 | 3,999 |
| Total noninterest income | $83,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $62,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $1,409,000 | 5,810 |
| Salaries and employee benefits | $746,000 | 5,749 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $462,000 | 5,822 |
| Pre-tax net operating income | $-629,000 | 6,729 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-629,000 | 6,797 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-629,000 | 6,793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-629,000 | 6,794 |
| Net charge-offs | $168,000 | 3,478 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-629,000 | 6,755 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 6,759 |
| Total interest expense | $98,000 | 6,634 |
| Net interest income | $558,000 | 6,752 |
| Provision for loan and lease losses | $105,000 | 3,790 |
| Total noninterest income | $75,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $41,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,785 |
| Total noninterest expense | $928,000 | 5,871 |
| Salaries and employee benefits | $520,000 | 5,711 |
| Premises and equipment expense | $104,000 | 5,739 |
| Additional noninterest expense | $304,000 | 5,883 |
| Pre-tax net operating income | $-400,000 | 6,757 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-400,000 | 6,823 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-400,000 | 6,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-400,000 | 6,824 |
| Net charge-offs | $119,000 | 3,252 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-400,000 | 6,772 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 6,815 |
| Total interest expense | $52,000 | 6,662 |
| Net interest income | $278,000 | 6,807 |
| Provision for loan and lease losses | $34,000 | 4,043 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $388,000 | 6,199 |
| Salaries and employee benefits | $261,000 | 5,757 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $97,000 | 6,540 |
| Pre-tax net operating income | $-93,000 | 6,721 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-93,000 | 6,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-93,000 | 6,797 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-93,000 | 6,797 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-93,000 | 6,734 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,799 |
| Total interest expense | $290,000 | 6,592 |
| Net interest income | $1,164,000 | 6,808 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $80,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-24,000 | 6,769 |
| Total noninterest expense | $2,090,000 | 5,728 |
| Salaries and employee benefits | $1,126,000 | 5,651 |
| Premises and equipment expense | $401,000 | 4,558 |
| Additional noninterest expense | $563,000 | 6,093 |
| Pre-tax net operating income | $-1,046,000 | 6,592 |
| Securities gains (losses) | $195,000 | 1,479 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-851,000 | 6,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-851,000 | 6,601 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-851,000 | 6,600 |
| Net charge-offs | $216,000 | 4,210 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,046,000 | 6,624 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,837 |
| Total interest expense | $235,000 | 6,606 |
| Net interest income | $892,000 | 6,843 |
| Provision for loan and lease losses | $212,000 | 4,074 |
| Total noninterest income | $28,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $82,000 | 5,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-54,000 | 7,008 |
| Total noninterest expense | $1,584,000 | 5,735 |
| Salaries and employee benefits | $864,000 | 5,609 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $401,000 | 6,210 |
| Pre-tax net operating income | $-876,000 | 6,761 |
| Securities gains (losses) | $195,000 | 1,238 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-681,000 | 6,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-681,000 | 6,761 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-681,000 | 6,761 |
| Net charge-offs | $216,000 | 3,622 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-876,000 | 6,795 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,835 |
| Total interest expense | $167,000 | 6,637 |
| Net interest income | $632,000 | 6,837 |
| Provision for loan and lease losses | $203,000 | 3,510 |
| Total noninterest income | $-27,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-86,000 | 7,181 |
| Total noninterest expense | $1,025,000 | 5,867 |
| Salaries and employee benefits | $569,000 | 5,685 |
| Premises and equipment expense | $218,000 | 4,462 |
| Additional noninterest expense | $238,000 | 6,457 |
| Pre-tax net operating income | $-623,000 | 6,844 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-623,000 | 6,891 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-623,000 | 6,890 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-623,000 | 6,891 |
| Net charge-offs | $209,000 | 3,067 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-623,000 | 6,881 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 6,855 |
| Total interest expense | $88,000 | 6,679 |
| Net interest income | $325,000 | 6,838 |
| Provision for loan and lease losses | $9,000 | 5,448 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $500,000 | 5,947 |
| Salaries and employee benefits | $275,000 | 5,802 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $-139,000 | 6,747 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-139,000 | 6,792 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-139,000 | 6,791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-139,000 | 6,792 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-139,000 | 6,784 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,113 |
| Total interest expense | $496,000 | 6,530 |
| Net interest income | $915,000 | 7,239 |
| Provision for loan and lease losses | $581,000 | 3,907 |
| Total noninterest income | $-92,000 | 7,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 5,223 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-215,000 | 7,285 |
| Total noninterest expense | $2,233,000 | 5,760 |
| Salaries and employee benefits | $1,124,000 | 5,809 |
| Premises and equipment expense | $583,000 | 3,793 |
| Additional noninterest expense | $526,000 | 6,425 |
| Pre-tax net operating income | $-1,991,000 | 6,771 |
| Securities gains (losses) | $166,000 | 1,744 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,825,000 | 6,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,825,000 | 6,815 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,825,000 | 6,815 |
| Net charge-offs | $57,000 | 5,832 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,991,000 | 6,826 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 7,201 |
| Total interest expense | $395,000 | 6,583 |
| Net interest income | $688,000 | 7,335 |
| Provision for loan and lease losses | $351,000 | 4,103 |
| Total noninterest income | $167,000 | 5,930 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $92,000 | 5,296 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $75,000 | 5,577 |
| Total noninterest expense | $1,691,000 | 5,781 |
| Salaries and employee benefits | $902,000 | 5,707 |
| Premises and equipment expense | $415,000 | 4,004 |
| Additional noninterest expense | $374,000 | 6,565 |
| Pre-tax net operating income | $-1,187,000 | 6,847 |
| Securities gains (losses) | $167,000 | 1,514 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,020,000 | 6,906 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,020,000 | 6,906 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,020,000 | 6,906 |
| Net charge-offs | $57,000 | 5,408 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,187,000 | 6,916 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 7,300 |
| Total interest expense | $273,000 | 6,631 |
| Net interest income | $420,000 | 7,446 |
| Provision for loan and lease losses | $341,000 | 3,430 |
| Total noninterest income | $99,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $41,000 | 5,811 |
| Total noninterest expense | $1,165,000 | 5,735 |
| Salaries and employee benefits | $612,000 | 5,682 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $247,000 | 6,621 |
| Pre-tax net operating income | $-987,000 | 7,007 |
| Securities gains (losses) | $85,000 | 1,526 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-902,000 | 7,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-902,000 | 7,055 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-902,000 | 7,055 |
| Net charge-offs | $56,000 | 4,782 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-987,000 | 7,060 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,217 |
| Total interest expense | $146,000 | 6,654 |
| Net interest income | $269,000 | 7,336 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $63,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $626,000 | 5,624 |
| Salaries and employee benefits | $311,000 | 5,720 |
| Premises and equipment expense | $187,000 | 3,303 |
| Additional noninterest expense | $128,000 | 6,618 |
| Pre-tax net operating income | $-303,000 | 6,973 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-303,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-303,000 | 7,082 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-303,000 | 7,081 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-303,000 | 7,042 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 7,034 |
| Total interest expense | $732,000 | 6,616 |
| Net interest income | $1,298,000 | 7,131 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $257,000 | 5,860 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $114,000 | 5,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $143,000 | 5,171 |
| Total noninterest expense | $2,100,000 | 6,113 |
| Salaries and employee benefits | $1,170,000 | 5,908 |
| Premises and equipment expense | $475,000 | 4,510 |
| Additional noninterest expense | $455,000 | 6,934 |
| Pre-tax net operating income | $-545,000 | 6,016 |
| Securities gains (losses) | $188,000 | 1,599 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-357,000 | 5,976 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-357,000 | 5,974 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-357,000 | 5,974 |
| Net charge-offs | $141,000 | 5,394 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-545,000 | 6,105 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 7,064 |
| Total interest expense | $561,000 | 6,715 |
| Net interest income | $1,006,000 | 7,123 |
| Provision for loan and lease losses | $127,000 | 5,710 |
| Total noninterest income | $190,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $1,559,000 | 6,167 |
| Salaries and employee benefits | $912,000 | 5,835 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $306,000 | 7,101 |
| Pre-tax net operating income | $-490,000 | 6,323 |
| Securities gains (losses) | $188,000 | 1,331 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-302,000 | 6,239 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-302,000 | 6,240 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-302,000 | 6,239 |
| Net charge-offs | $141,000 | 4,693 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-490,000 | 6,414 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 7,083 |
| Total interest expense | $372,000 | 6,832 |
| Net interest income | $718,000 | 7,053 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,041,000 | 6,201 |
| Salaries and employee benefits | $611,000 | 5,877 |
| Premises and equipment expense | $230,000 | 4,694 |
| Additional noninterest expense | $200,000 | 7,170 |
| Pre-tax net operating income | $-215,000 | 6,306 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-215,000 | 6,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-215,000 | 6,400 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-215,000 | 6,400 |
| Net charge-offs | $-19,000 | 7,995 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-215,000 | 6,390 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,090 |
| Total interest expense | $183,000 | 6,948 |
| Net interest income | $374,000 | 6,998 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $525,000 | 6,143 |
| Salaries and employee benefits | $305,000 | 5,935 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $101,000 | 7,077 |
| Pre-tax net operating income | $-99,000 | 6,647 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-99,000 | 6,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-99,000 | 6,809 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-99,000 | 6,810 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-99,000 | 6,717 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 7,159 |
| Total interest expense | $923,000 | 6,915 |
| Net interest income | $1,320,000 | 7,226 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $253,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 5,827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $148,000 | 5,337 |
| Total noninterest expense | $1,908,000 | 6,352 |
| Salaries and employee benefits | $1,102,000 | 6,203 |
| Premises and equipment expense | $433,000 | 4,865 |
| Additional noninterest expense | $373,000 | 7,152 |
| Pre-tax net operating income | $-335,000 | 6,657 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-335,000 | 6,601 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-335,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,391 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-335,000 | 6,747 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,240 |
| Total interest expense | $726,000 | 6,942 |
| Net interest income | $954,000 | 7,341 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $193,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 5,468 |
| Total noninterest expense | $1,504,000 | 6,218 |
| Salaries and employee benefits | $870,000 | 6,081 |
| Premises and equipment expense | $337,000 | 4,768 |
| Additional noninterest expense | $297,000 | 7,074 |
| Pre-tax net operating income | $-384,000 | 7,177 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-384,000 | 7,091 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-384,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,938 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-384,000 | 7,233 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,269 |
| Total interest expense | $505,000 | 6,990 |
| Net interest income | $642,000 | 7,360 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $136,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $76,000 | 5,498 |
| Total noninterest expense | $996,000 | 6,281 |
| Salaries and employee benefits | $574,000 | 6,165 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $197,000 | 7,088 |
| Pre-tax net operating income | $-236,000 | 7,361 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-236,000 | 7,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-236,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-236,000 | 7,431 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,258 |
| Total interest expense | $265,000 | 7,043 |
| Net interest income | $345,000 | 7,278 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $514,000 | 6,231 |
| Salaries and employee benefits | $298,000 | 6,100 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $100,000 | 7,064 |
| Pre-tax net operating income | $-103,000 | 7,571 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-103,000 | 7,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-103,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-103,000 | 7,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 6,747 |
| Total interest expense | $1,127,000 | 6,974 |
| Net interest income | $2,039,000 | 6,455 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $340,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $166,000 | 5,248 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $1,855,000 | 6,404 |
| Salaries and employee benefits | $1,092,000 | 6,250 |
| Premises and equipment expense | $416,000 | 4,902 |
| Additional noninterest expense | $347,000 | 7,314 |
| Pre-tax net operating income | $524,000 | 5,907 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $524,000 | 5,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $524,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $410,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $524,000 | 5,586 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 6,732 |
| Total interest expense | $839,000 | 7,023 |
| Net interest income | $1,575,000 | 6,422 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $264,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $135,000 | 5,125 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $1,473,000 | 6,253 |
| Salaries and employee benefits | $845,000 | 6,144 |
| Premises and equipment expense | $330,000 | 4,730 |
| Additional noninterest expense | $298,000 | 7,049 |
| Pre-tax net operating income | $339,000 | 6,410 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $339,000 | 6,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $339,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $339,000 | 6,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 6,753 |
| Total interest expense | $550,000 | 7,069 |
| Net interest income | $1,070,000 | 6,434 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $171,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $987,000 | 6,287 |
| Salaries and employee benefits | $567,000 | 6,183 |
| Premises and equipment expense | $220,000 | 4,737 |
| Additional noninterest expense | $200,000 | 7,076 |
| Pre-tax net operating income | $236,000 | 6,436 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $236,000 | 6,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $236,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $236,000 | 6,101 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,779 |
| Total interest expense | $268,000 | 7,129 |
| Net interest income | $546,000 | 6,413 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $497,000 | 6,308 |
| Salaries and employee benefits | $289,000 | 6,164 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $97,000 | 7,149 |
| Pre-tax net operating income | $129,000 | 6,307 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $129,000 | 5,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $129,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $129,000 | 5,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 6,688 |
| Total interest expense | $919,000 | 7,095 |
| Net interest income | $2,197,000 | 6,343 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $338,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $188,000 | 5,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $150,000 | 5,614 |
| Total noninterest expense | $1,920,000 | 6,265 |
| Salaries and employee benefits | $1,139,000 | 6,069 |
| Premises and equipment expense | $405,000 | 4,878 |
| Additional noninterest expense | $376,000 | 7,183 |
| Pre-tax net operating income | $615,000 | 6,140 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $615,000 | 5,764 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $615,000 | 5,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $690,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $615,000 | 5,752 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 6,754 |
| Total interest expense | $660,000 | 7,166 |
| Net interest income | $1,651,000 | 6,386 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $257,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $144,000 | 5,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $1,502,000 | 6,147 |
| Salaries and employee benefits | $875,000 | 5,976 |
| Premises and equipment expense | $318,000 | 4,742 |
| Additional noninterest expense | $309,000 | 7,028 |
| Pre-tax net operating income | $379,000 | 6,692 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $379,000 | 6,347 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $379,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $379,000 | 6,347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,783 |
| Total interest expense | $418,000 | 7,205 |
| Net interest income | $1,101,000 | 6,430 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $1,010,000 | 6,138 |
| Salaries and employee benefits | $594,000 | 5,938 |
| Premises and equipment expense | $209,000 | 4,797 |
| Additional noninterest expense | $207,000 | 7,024 |
| Pre-tax net operating income | $245,000 | 6,800 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $245,000 | 6,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $245,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $245,000 | 6,418 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,807 |
| Total interest expense | $192,000 | 7,303 |
| Net interest income | $551,000 | 6,441 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $78,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $507,000 | 6,143 |
| Salaries and employee benefits | $298,000 | 5,949 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $113,000 | 6,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,000 | 6,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 6,862 |
| Total interest expense | $605,000 | 7,317 |
| Net interest income | $2,068,000 | 6,569 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $372,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $200,000 | 5,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,473 |
| Total noninterest expense | $1,966,000 | 6,170 |
| Salaries and employee benefits | $1,177,000 | 5,857 |
| Premises and equipment expense | $411,000 | 4,769 |
| Additional noninterest expense | $378,000 | 7,204 |
| Pre-tax net operating income | $474,000 | 6,836 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $474,000 | 6,468 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $474,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $235,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $474,000 | 6,446 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 6,924 |
| Total interest expense | $425,000 | 7,374 |
| Net interest income | $1,531,000 | 6,623 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $279,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 5,291 |
| Total noninterest expense | $1,523,000 | 6,023 |
| Salaries and employee benefits | $894,000 | 5,793 |
| Premises and equipment expense | $321,000 | 4,627 |
| Additional noninterest expense | $308,000 | 7,039 |
| Pre-tax net operating income | $260,000 | 7,376 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $260,000 | 7,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $105,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $260,000 | 7,092 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 6,940 |
| Total interest expense | $262,000 | 7,429 |
| Net interest income | $1,013,000 | 6,630 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $182,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $1,015,000 | 6,019 |
| Salaries and employee benefits | $599,000 | 5,750 |
| Premises and equipment expense | $214,000 | 4,590 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $162,000 | 7,460 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $162,000 | 7,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $55,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $162,000 | 7,195 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,991 |
| Total interest expense | $118,000 | 7,591 |
| Net interest income | $511,000 | 6,667 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $47,000 | 5,132 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $516,000 | 5,993 |
| Salaries and employee benefits | $306,000 | 5,735 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $30,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $78,000 | 7,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 6,924 |
| Total interest expense | $426,000 | 7,584 |
| Net interest income | $2,036,000 | 6,577 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $361,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $196,000 | 5,268 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $165,000 | 5,503 |
| Total noninterest expense | $1,986,000 | 6,029 |
| Salaries and employee benefits | $1,171,000 | 5,764 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $411,000 | 7,033 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $411,000 | 6,706 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $411,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $253,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $411,000 | 6,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 6,947 |
| Total interest expense | $318,000 | 7,612 |
| Net interest income | $1,517,000 | 6,600 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $257,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $147,000 | 5,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 5,753 |
| Total noninterest expense | $1,528,000 | 5,896 |
| Salaries and employee benefits | $899,000 | 5,662 |
| Premises and equipment expense | $313,000 | 4,636 |
| Additional noninterest expense | $316,000 | 6,976 |
| Pre-tax net operating income | $222,000 | 7,586 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $222,000 | 7,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $222,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $140,000 | 4,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $222,000 | 7,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 6,982 |
| Total interest expense | $212,000 | 7,678 |
| Net interest income | $1,008,000 | 6,636 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $176,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,017,000 | 5,940 |
| Salaries and employee benefits | $605,000 | 5,669 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $205,000 | 7,075 |
| Pre-tax net operating income | $152,000 | 7,527 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $152,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $152,000 | 7,246 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,049 |
| Total interest expense | $107,000 | 7,728 |
| Net interest income | $498,000 | 6,698 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $512,000 | 5,967 |
| Salaries and employee benefits | $304,000 | 5,700 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $105,000 | 7,018 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $68,000 | 7,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $68,000 | 7,367 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 7,072 |
| Total interest expense | $614,000 | 7,351 |
| Net interest income | $1,851,000 | 6,820 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $340,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $173,000 | 5,573 |
| Total noninterest expense | $1,967,000 | 6,038 |
| Salaries and employee benefits | $1,171,000 | 5,722 |
| Premises and equipment expense | $423,000 | 4,549 |
| Additional noninterest expense | $373,000 | 7,318 |
| Pre-tax net operating income | $224,000 | 7,745 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $224,000 | 7,654 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $224,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $272,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $224,000 | 7,515 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 7,151 |
| Total interest expense | $497,000 | 7,328 |
| Net interest income | $1,363,000 | 6,917 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $248,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,642 |
| Total noninterest expense | $1,504,000 | 5,973 |
| Salaries and employee benefits | $890,000 | 5,632 |
| Premises and equipment expense | $320,000 | 4,527 |
| Additional noninterest expense | $294,000 | 7,191 |
| Pre-tax net operating income | $80,000 | 8,328 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $80,000 | 8,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $80,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $272,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $80,000 | 8,231 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 7,136 |
| Total interest expense | $354,000 | 7,298 |
| Net interest income | $913,000 | 6,905 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $86,000 | 5,604 |
| Total noninterest expense | $1,005,000 | 5,966 |
| Salaries and employee benefits | $595,000 | 5,642 |
| Premises and equipment expense | $213,000 | 4,529 |
| Additional noninterest expense | $197,000 | 7,180 |
| Pre-tax net operating income | $48,000 | 8,384 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $48,000 | 8,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $48,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $227,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $48,000 | 8,309 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,129 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $469,000 | 6,835 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $514,000 | 5,913 |
| Salaries and employee benefits | $306,000 | 5,554 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $26,000 | 8,369 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $187,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,000 | 8,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 6,902 |
| Total interest expense | $833,000 | 7,411 |
| Net interest income | $2,121,000 | 6,441 |
| Provision for loan and lease losses | $9,000 | 7,866 |
| Total noninterest income | $325,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,281 |
| Total noninterest expense | $2,007,000 | 5,862 |
| Salaries and employee benefits | $1,193,000 | 5,501 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $397,000 | 7,176 |
| Pre-tax net operating income | $430,000 | 7,026 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $422,000 | 6,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $422,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $220,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $422,000 | 6,611 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 6,876 |
| Total interest expense | $1,327,000 | 7,348 |
| Net interest income | $2,041,000 | 6,374 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $366,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $166,000 | 5,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $200,000 | 4,926 |
| Total noninterest expense | $1,987,000 | 5,749 |
| Salaries and employee benefits | $1,175,000 | 5,408 |
| Premises and equipment expense | $422,000 | 4,425 |
| Additional noninterest expense | $390,000 | 7,226 |
| Pre-tax net operating income | $420,000 | 6,888 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $410,000 | 6,521 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $410,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $620,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $410,000 | 6,397 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 6,652 |
| Total interest expense | $1,471,000 | 7,225 |
| Net interest income | $2,326,000 | 6,070 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $359,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,817 |
| Total noninterest expense | $1,958,000 | 5,756 |
| Salaries and employee benefits | $1,173,000 | 5,318 |
| Premises and equipment expense | $433,000 | 4,251 |
| Additional noninterest expense | $352,000 | 7,541 |
| Pre-tax net operating income | $727,000 | 6,129 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $713,000 | 5,371 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $713,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $713,000 | 5,377 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 6,753 |
| Total interest expense | $1,430,000 | 7,129 |
| Net interest income | $2,146,000 | 6,380 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $327,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,639 |
| Total noninterest expense | $1,987,000 | 5,707 |
| Salaries and employee benefits | $1,156,000 | 5,304 |
| Premises and equipment expense | $477,000 | 3,928 |
| Additional noninterest expense | $354,000 | 7,667 |
| Pre-tax net operating income | $480,000 | 7,231 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $480,000 | 6,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $480,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $410,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $480,000 | 6,525 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 6,745 |
| Total interest expense | $1,584,000 | 7,009 |
| Net interest income | $2,125,000 | 6,440 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,983,000 | 5,636 |
| Salaries and employee benefits | $1,138,000 | 5,267 |
| Premises and equipment expense | $484,000 | 3,792 |
| Additional noninterest expense | $361,000 | 7,560 |
| Pre-tax net operating income | $440,000 | 7,672 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $431,000 | 7,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $431,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $255,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $431,000 | 6,936 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 6,768 |
| Total interest expense | $1,546,000 | 7,239 |
| Net interest income | $2,329,000 | 6,320 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $1,545,000 | 2,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,330,000 | 1,441 |
| Total noninterest expense | $1,886,000 | 5,886 |
| Salaries and employee benefits | $1,074,000 | 5,578 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $313,000 | 8,195 |
| Pre-tax net operating income | $1,952,000 | 3,617 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $36,000 | 9,472 |
| Income before extraordinary items | $1,916,000 | 2,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,916,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $1,020,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,916,000 | 2,637 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 7,052 |
| Total interest expense | $1,497,000 | 7,582 |
| Net interest income | $2,303,000 | 6,560 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $435,000 | 5,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $3,880,000 | 3,436 |
| Salaries and employee benefits | $1,102,000 | 5,580 |
| Premises and equipment expense | $427,000 | 4,309 |
| Additional noninterest expense | $2,352,000 | 2,125 |
| Pre-tax net operating income | $-1,281,000 | 11,369 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-482,000 | 11,353 |
| Income before extraordinary items | $-799,000 | 11,336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-799,000 | 11,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-799,000 | 11,313 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 7,251 |
| Total interest expense | $1,418,000 | 7,928 |
| Net interest income | $2,337,000 | 6,604 |
| Provision for loan and lease losses | $-300,000 | 11,857 |
| Total noninterest income | $365,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $2,943,000 | 4,365 |
| Salaries and employee benefits | $1,016,000 | 5,982 |
| Premises and equipment expense | $412,000 | 4,418 |
| Additional noninterest expense | $1,515,000 | 3,076 |
| Pre-tax net operating income | $59,000 | 11,272 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-131,000 | 11,741 |
| Income before extraordinary items | $190,000 | 10,047 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $190,000 | 10,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $190,000 | 10,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 7,086 |
| Total interest expense | $1,091,000 | 8,322 |
| Net interest income | $2,598,000 | 6,271 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $363,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $2,057,000 | 6,053 |
| Salaries and employee benefits | $1,024,000 | 5,977 |
| Premises and equipment expense | $556,000 | 3,482 |
| Additional noninterest expense | $477,000 | 8,079 |
| Pre-tax net operating income | $904,000 | 6,381 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $701,000 | 5,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $701,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $701,000 | 5,973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 7,194 |
| Total interest expense | $1,058,000 | 8,854 |
| Net interest income | $2,691,000 | 6,179 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $2,036,000 | 6,231 |
| Salaries and employee benefits | $994,000 | 6,168 |
| Premises and equipment expense | $558,000 | 3,536 |
| Additional noninterest expense | $484,000 | 8,389 |
| Pre-tax net operating income | $1,039,000 | 5,747 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $809,000 | 5,527 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $809,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $809,000 | 5,281 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 7,345 |
| Total interest expense | $1,417,000 | 8,786 |
| Net interest income | $2,714,000 | 6,190 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $2,017,000 | 6,337 |
| Salaries and employee benefits | $987,000 | 6,110 |
| Premises and equipment expense | $535,000 | 3,750 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $1,074,000 | 5,353 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $277,000 | 6,260 |
| Income before extraordinary items | $797,000 | 5,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $797,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $590,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $797,000 | 5,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.