Home > Bank of Overton > Income and Expense
Bank of Overton, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 13,567 |
| Total interest expense | $290,000 | 13,504 |
| Net interest income | $345,000 | 13,522 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $255,000 | 13,686 |
| Salaries and employee benefits | $112,000 | 13,745 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $130,000 | 13,208 |
| Pre-tax net operating income | $154,000 | 11,491 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $109,000 | 11,822 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $109,000 | 11,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $32,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,000 | 11,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.