Home > Bank of Ohio County, Inc. > Income and Expense
Bank of Ohio County, Inc., Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 4,915 |
| Total interest expense | $72,000 | 4,613 |
| Net interest income | $637,000 | 4,898 |
| Provision for loan and lease losses | $24,000 | 2,793 |
| Total noninterest income | $94,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $51,000 | 4,378 |
| Total noninterest expense | $678,000 | 4,516 |
| Salaries and employee benefits | $273,000 | 5,002 |
| Premises and equipment expense | $50,000 | 4,997 |
| Additional noninterest expense | $355,000 | 3,514 |
| Pre-tax net operating income | $29,000 | 5,620 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $29,000 | 5,632 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $29,000 | 5,631 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $29,000 | 5,631 |
| Net charge-offs | $24,000 | 1,870 |
| Cash dividends | $10,328,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $29,000 | 5,592 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 4,760 |
| Total interest expense | $296,000 | 4,641 |
| Net interest income | $2,878,000 | 4,722 |
| Provision for loan and lease losses | $864,000 | 925 |
| Total noninterest income | $391,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $182,000 | 3,838 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $2,031,000 | 5,033 |
| Salaries and employee benefits | $925,000 | 5,281 |
| Premises and equipment expense | $249,000 | 4,783 |
| Additional noninterest expense | $857,000 | 4,560 |
| Pre-tax net operating income | $374,000 | 5,131 |
| Securities gains (losses) | $14,000 | 2,423 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $388,000 | 5,043 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $388,000 | 5,048 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $388,000 | 5,048 |
| Net charge-offs | $841,000 | 797 |
| Cash dividends | $1,533,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $374,000 | 5,030 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 4,774 |
| Total interest expense | $221,000 | 4,726 |
| Net interest income | $2,219,000 | 4,712 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $284,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $135,000 | 3,896 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,495 |
| Total noninterest expense | $1,491,000 | 5,097 |
| Salaries and employee benefits | $708,000 | 5,279 |
| Premises and equipment expense | $178,000 | 4,889 |
| Additional noninterest expense | $605,000 | 4,718 |
| Pre-tax net operating income | $1,012,000 | 3,725 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,033,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,033,000 | 3,431 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,033,000 | 3,432 |
| Net charge-offs | $-34,000 | 5,497 |
| Cash dividends | $508,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,012,000 | 3,421 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,814 |
| Total interest expense | $147,000 | 4,767 |
| Net interest income | $1,474,000 | 4,748 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $185,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $87,000 | 3,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 4,544 |
| Total noninterest expense | $976,000 | 5,176 |
| Salaries and employee benefits | $460,000 | 5,364 |
| Premises and equipment expense | $117,000 | 4,946 |
| Additional noninterest expense | $399,000 | 4,764 |
| Pre-tax net operating income | $683,000 | 3,690 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $683,000 | 3,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $683,000 | 3,454 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $683,000 | 3,455 |
| Net charge-offs | $-27,000 | 5,566 |
| Cash dividends | $396,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $683,000 | 3,389 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,893 |
| Total interest expense | $73,000 | 4,832 |
| Net interest income | $714,000 | 4,842 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $90,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 4,560 |
| Total noninterest expense | $497,000 | 5,190 |
| Salaries and employee benefits | $247,000 | 5,298 |
| Premises and equipment expense | $54,000 | 5,128 |
| Additional noninterest expense | $196,000 | 4,838 |
| Pre-tax net operating income | $307,000 | 3,834 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $307,000 | 3,607 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $307,000 | 3,610 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $307,000 | 3,610 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $158,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $307,000 | 3,513 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 4,747 |
| Total interest expense | $304,000 | 4,927 |
| Net interest income | $3,200,000 | 4,674 |
| Provision for loan and lease losses | $212,000 | 2,400 |
| Total noninterest income | $396,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $206,000 | 3,869 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $190,000 | 4,589 |
| Total noninterest expense | $2,059,000 | 5,221 |
| Salaries and employee benefits | $931,000 | 5,486 |
| Premises and equipment expense | $339,000 | 4,441 |
| Additional noninterest expense | $789,000 | 4,940 |
| Pre-tax net operating income | $1,325,000 | 3,690 |
| Securities gains (losses) | $603,000 | 340 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,928,000 | 2,763 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,928,000 | 2,761 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,928,000 | 2,763 |
| Net charge-offs | $351,000 | 1,854 |
| Cash dividends | $375,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,325,000 | 3,402 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 4,740 |
| Total interest expense | $230,000 | 4,989 |
| Net interest income | $2,468,000 | 4,664 |
| Provision for loan and lease losses | $28,000 | 3,782 |
| Total noninterest income | $304,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $156,000 | 3,896 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $148,000 | 4,587 |
| Total noninterest expense | $1,488,000 | 5,311 |
| Salaries and employee benefits | $711,000 | 5,474 |
| Premises and equipment expense | $183,000 | 5,093 |
| Additional noninterest expense | $594,000 | 4,968 |
| Pre-tax net operating income | $1,256,000 | 3,341 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,256,000 | 3,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,256,000 | 3,052 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,256,000 | 3,053 |
| Net charge-offs | $204,000 | 1,964 |
| Cash dividends | $375,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,256,000 | 3,007 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 4,759 |
| Total interest expense | $154,000 | 5,030 |
| Net interest income | $1,649,000 | 4,666 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $214,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $99,000 | 3,965 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $115,000 | 4,394 |
| Total noninterest expense | $983,000 | 5,364 |
| Salaries and employee benefits | $465,000 | 5,552 |
| Premises and equipment expense | $123,000 | 5,127 |
| Additional noninterest expense | $395,000 | 4,995 |
| Pre-tax net operating income | $880,000 | 3,196 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $880,000 | 2,898 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $880,000 | 2,904 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $880,000 | 2,904 |
| Net charge-offs | $15,000 | 3,541 |
| Cash dividends | $277,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $880,000 | 2,842 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 4,798 |
| Total interest expense | $79,000 | 5,058 |
| Net interest income | $827,000 | 4,693 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $109,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $63,000 | 4,256 |
| Total noninterest expense | $511,000 | 5,364 |
| Salaries and employee benefits | $253,000 | 5,464 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $197,000 | 5,044 |
| Pre-tax net operating income | $425,000 | 3,191 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $425,000 | 2,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 2,888 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $425,000 | 2,888 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $179,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $425,000 | 2,847 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 4,672 |
| Total interest expense | $362,000 | 5,094 |
| Net interest income | $3,545,000 | 4,549 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $368,000 | 4,865 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $197,000 | 4,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,810 |
| Total noninterest expense | $1,982,000 | 5,488 |
| Salaries and employee benefits | $911,000 | 5,704 |
| Premises and equipment expense | $278,000 | 5,004 |
| Additional noninterest expense | $793,000 | 5,099 |
| Pre-tax net operating income | $1,931,000 | 2,930 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,931,000 | 2,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,931,000 | 2,679 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,931,000 | 2,679 |
| Net charge-offs | $128,000 | 3,492 |
| Cash dividends | $980,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,931,000 | 2,614 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,690 |
| Total interest expense | $269,000 | 5,198 |
| Net interest income | $2,706,000 | 4,550 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $264,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 5,006 |
| Total noninterest expense | $1,458,000 | 5,548 |
| Salaries and employee benefits | $694,000 | 5,698 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $581,000 | 5,146 |
| Pre-tax net operating income | $1,512,000 | 2,901 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,512,000 | 2,646 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,512,000 | 2,650 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,512,000 | 2,650 |
| Net charge-offs | $34,000 | 4,113 |
| Cash dividends | $480,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,512,000 | 2,567 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 4,687 |
| Total interest expense | $183,000 | 5,217 |
| Net interest income | $1,814,000 | 4,552 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $222,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,424 |
| Total noninterest expense | $964,000 | 5,578 |
| Salaries and employee benefits | $452,000 | 5,783 |
| Premises and equipment expense | $123,000 | 5,260 |
| Additional noninterest expense | $389,000 | 5,157 |
| Pre-tax net operating income | $1,072,000 | 2,757 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,072,000 | 2,489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,072,000 | 2,496 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,072,000 | 2,495 |
| Net charge-offs | $34,000 | 3,652 |
| Cash dividends | $362,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,072,000 | 2,400 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 4,643 |
| Total interest expense | $93,000 | 5,282 |
| Net interest income | $935,000 | 4,498 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,655 |
| Total noninterest expense | $503,000 | 5,563 |
| Salaries and employee benefits | $239,000 | 5,727 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $201,000 | 5,144 |
| Pre-tax net operating income | $528,000 | 2,772 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $528,000 | 2,484 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $528,000 | 2,486 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $528,000 | 2,486 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $206,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $528,000 | 2,396 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 4,724 |
| Total interest expense | $428,000 | 5,423 |
| Net interest income | $3,797,000 | 4,541 |
| Provision for loan and lease losses | $56,000 | 5,137 |
| Total noninterest income | $466,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $221,000 | 4,074 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $245,000 | 4,347 |
| Total noninterest expense | $2,038,000 | 5,619 |
| Salaries and employee benefits | $955,000 | 5,780 |
| Premises and equipment expense | $259,000 | 5,266 |
| Additional noninterest expense | $824,000 | 5,214 |
| Pre-tax net operating income | $2,169,000 | 2,661 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,177,000 | 2,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,177,000 | 2,432 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,177,000 | 2,433 |
| Net charge-offs | $14,000 | 5,510 |
| Cash dividends | $984,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,169,000 | 2,313 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 4,778 |
| Total interest expense | $331,000 | 5,488 |
| Net interest income | $2,879,000 | 4,591 |
| Provision for loan and lease losses | $56,000 | 4,869 |
| Total noninterest income | $401,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $168,000 | 4,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 4,040 |
| Total noninterest expense | $1,536,000 | 5,644 |
| Salaries and employee benefits | $730,000 | 5,793 |
| Premises and equipment expense | $185,000 | 5,423 |
| Additional noninterest expense | $621,000 | 5,260 |
| Pre-tax net operating income | $1,688,000 | 2,674 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,688,000 | 2,445 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,688,000 | 2,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,688,000 | 2,446 |
| Net charge-offs | $-8,000 | 6,562 |
| Cash dividends | $985,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,688,000 | 2,306 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 4,809 |
| Total interest expense | $228,000 | 5,525 |
| Net interest income | $1,920,000 | 4,609 |
| Provision for loan and lease losses | $42,000 | 4,704 |
| Total noninterest income | $197,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $1,002,000 | 5,730 |
| Salaries and employee benefits | $478,000 | 5,869 |
| Premises and equipment expense | $119,000 | 5,517 |
| Additional noninterest expense | $405,000 | 5,319 |
| Pre-tax net operating income | $1,073,000 | 2,714 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,073,000 | 2,482 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,073,000 | 2,482 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,073,000 | 2,482 |
| Net charge-offs | $-26,000 | 6,857 |
| Cash dividends | $731,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,073,000 | 2,348 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 4,835 |
| Total interest expense | $123,000 | 5,477 |
| Net interest income | $957,000 | 4,657 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $96,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $517,000 | 5,701 |
| Salaries and employee benefits | $254,000 | 5,809 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $204,000 | 5,306 |
| Pre-tax net operating income | $515,000 | 2,826 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $515,000 | 2,537 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $515,000 | 2,539 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $515,000 | 2,540 |
| Net charge-offs | $-21,000 | 6,886 |
| Cash dividends | $593,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $515,000 | 2,421 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 4,698 |
| Total interest expense | $716,000 | 5,153 |
| Net interest income | $4,035,000 | 4,513 |
| Provision for loan and lease losses | $209,000 | 4,591 |
| Total noninterest income | $398,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $269,000 | 3,821 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $129,000 | 5,031 |
| Total noninterest expense | $2,097,000 | 5,723 |
| Salaries and employee benefits | $956,000 | 5,955 |
| Premises and equipment expense | $280,000 | 5,384 |
| Additional noninterest expense | $861,000 | 5,262 |
| Pre-tax net operating income | $2,127,000 | 2,389 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,127,000 | 2,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,127,000 | 2,141 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,127,000 | 2,141 |
| Net charge-offs | $212,000 | 4,229 |
| Cash dividends | $1,022,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,127,000 | 2,065 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 4,715 |
| Total interest expense | $579,000 | 5,120 |
| Net interest income | $3,037,000 | 4,532 |
| Provision for loan and lease losses | $63,000 | 5,377 |
| Total noninterest income | $337,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $205,000 | 3,805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $132,000 | 4,725 |
| Total noninterest expense | $1,572,000 | 5,747 |
| Salaries and employee benefits | $728,000 | 5,929 |
| Premises and equipment expense | $190,000 | 5,626 |
| Additional noninterest expense | $654,000 | 5,249 |
| Pre-tax net operating income | $1,739,000 | 2,322 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,739,000 | 2,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,739,000 | 2,046 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,739,000 | 2,047 |
| Net charge-offs | $142,000 | 4,076 |
| Cash dividends | $1,022,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,739,000 | 1,956 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 4,769 |
| Total interest expense | $388,000 | 5,208 |
| Net interest income | $2,017,000 | 4,556 |
| Provision for loan and lease losses | $42,000 | 5,255 |
| Total noninterest income | $220,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $135,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 4,794 |
| Total noninterest expense | $1,056,000 | 5,801 |
| Salaries and employee benefits | $477,000 | 6,023 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $459,000 | 5,214 |
| Pre-tax net operating income | $1,139,000 | 2,323 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,139,000 | 2,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,139,000 | 2,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,139,000 | 2,032 |
| Net charge-offs | $-34,000 | 7,257 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,139,000 | 1,969 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 4,824 |
| Total interest expense | $195,000 | 5,297 |
| Net interest income | $998,000 | 4,581 |
| Provision for loan and lease losses | $21,000 | 4,973 |
| Total noninterest income | $114,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $488,000 | 5,995 |
| Salaries and employee benefits | $222,000 | 6,196 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $207,000 | 5,445 |
| Pre-tax net operating income | $603,000 | 2,213 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $603,000 | 1,905 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $603,000 | 1,904 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $603,000 | 1,905 |
| Net charge-offs | $-35,000 | 7,308 |
| Cash dividends | $159,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $603,000 | 1,856 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,916 |
| Total interest expense | $885,000 | 5,494 |
| Net interest income | $3,948,000 | 4,621 |
| Provision for loan and lease losses | $256,000 | 5,054 |
| Total noninterest income | $443,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $315,000 | 3,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $128,000 | 5,150 |
| Total noninterest expense | $2,175,000 | 5,831 |
| Salaries and employee benefits | $982,000 | 6,067 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $853,000 | 5,476 |
| Pre-tax net operating income | $1,960,000 | 2,275 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,960,000 | 2,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,960,000 | 2,060 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,960,000 | 2,061 |
| Net charge-offs | $214,000 | 4,698 |
| Cash dividends | $348,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,960,000 | 1,982 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 5,053 |
| Total interest expense | $672,000 | 5,623 |
| Net interest income | $2,885,000 | 4,754 |
| Provision for loan and lease losses | $204,000 | 4,863 |
| Total noninterest income | $376,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $251,000 | 3,488 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $1,547,000 | 5,983 |
| Salaries and employee benefits | $707,000 | 6,184 |
| Premises and equipment expense | $183,000 | 5,911 |
| Additional noninterest expense | $657,000 | 5,421 |
| Pre-tax net operating income | $1,510,000 | 2,362 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,510,000 | 2,130 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,510,000 | 2,132 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,510,000 | 2,133 |
| Net charge-offs | $111,000 | 4,804 |
| Cash dividends | $348,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,510,000 | 2,035 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 5,081 |
| Total interest expense | $458,000 | 5,677 |
| Net interest income | $1,924,000 | 4,769 |
| Provision for loan and lease losses | $189,000 | 4,309 |
| Total noninterest income | $252,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $170,000 | 3,465 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 4,946 |
| Total noninterest expense | $1,040,000 | 6,000 |
| Salaries and employee benefits | $476,000 | 6,211 |
| Premises and equipment expense | $120,000 | 5,950 |
| Additional noninterest expense | $444,000 | 5,404 |
| Pre-tax net operating income | $947,000 | 2,480 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $947,000 | 2,211 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $947,000 | 2,210 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $947,000 | 2,213 |
| Net charge-offs | $106,000 | 4,176 |
| Cash dividends | $271,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $947,000 | 2,136 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 5,142 |
| Total interest expense | $234,000 | 5,747 |
| Net interest income | $963,000 | 4,786 |
| Provision for loan and lease losses | $77,000 | 4,273 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $502,000 | 6,158 |
| Salaries and employee benefits | $227,000 | 6,383 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $219,000 | 5,469 |
| Pre-tax net operating income | $569,000 | 2,185 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $569,000 | 1,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $569,000 | 1,914 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $569,000 | 1,916 |
| Net charge-offs | $96,000 | 3,145 |
| Cash dividends | $194,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $569,000 | 1,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 5,266 |
| Total interest expense | $1,092,000 | 5,849 |
| Net interest income | $3,663,000 | 4,839 |
| Provision for loan and lease losses | $148,000 | 6,089 |
| Total noninterest income | $599,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $391,000 | 3,376 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $208,000 | 4,570 |
| Total noninterest expense | $2,585,000 | 5,593 |
| Salaries and employee benefits | $983,000 | 6,268 |
| Premises and equipment expense | $346,000 | 5,345 |
| Additional noninterest expense | $1,256,000 | 4,613 |
| Pre-tax net operating income | $1,529,000 | 2,324 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,529,000 | 2,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,529,000 | 2,076 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,529,000 | 2,078 |
| Net charge-offs | $213,000 | 4,927 |
| Cash dividends | $447,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,529,000 | 2,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 5,379 |
| Total interest expense | $847,000 | 5,927 |
| Net interest income | $2,668,000 | 4,932 |
| Provision for loan and lease losses | $136,000 | 5,600 |
| Total noninterest income | $413,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $289,000 | 3,407 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $124,000 | 5,071 |
| Total noninterest expense | $1,909,000 | 5,654 |
| Salaries and employee benefits | $710,000 | 6,399 |
| Premises and equipment expense | $168,000 | 6,332 |
| Additional noninterest expense | $1,031,000 | 4,287 |
| Pre-tax net operating income | $1,036,000 | 2,673 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,036,000 | 2,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,036,000 | 2,427 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,036,000 | 2,430 |
| Net charge-offs | $90,000 | 5,155 |
| Cash dividends | $447,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,036,000 | 2,374 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 5,476 |
| Total interest expense | $576,000 | 6,005 |
| Net interest income | $1,728,000 | 5,000 |
| Provision for loan and lease losses | $124,000 | 5,028 |
| Total noninterest income | $265,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $80,000 | 5,165 |
| Total noninterest expense | $1,123,000 | 6,018 |
| Salaries and employee benefits | $482,000 | 6,412 |
| Premises and equipment expense | $108,000 | 6,448 |
| Additional noninterest expense | $533,000 | 5,067 |
| Pre-tax net operating income | $746,000 | 2,644 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $746,000 | 2,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $746,000 | 2,354 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $746,000 | 2,357 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $336,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $746,000 | 2,292 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 5,594 |
| Total interest expense | $294,000 | 6,061 |
| Net interest income | $827,000 | 5,114 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $508,000 | 6,234 |
| Salaries and employee benefits | $224,000 | 6,627 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $228,000 | 5,211 |
| Pre-tax net operating income | $428,000 | 2,673 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $428,000 | 2,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $428,000 | 2,426 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $428,000 | 2,428 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $428,000 | 2,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 5,425 |
| Total interest expense | $1,775,000 | 5,598 |
| Net interest income | $3,275,000 | 5,170 |
| Provision for loan and lease losses | $148,000 | 5,592 |
| Total noninterest income | $535,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $374,000 | 3,589 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $161,000 | 5,188 |
| Total noninterest expense | $2,040,000 | 6,186 |
| Salaries and employee benefits | $898,000 | 6,655 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $930,000 | 5,053 |
| Pre-tax net operating income | $1,622,000 | 2,885 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,622,000 | 2,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,622,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 4,577 |
| Cash dividends | $693,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,622,000 | 2,509 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 5,490 |
| Total interest expense | $1,387,000 | 5,631 |
| Net interest income | $2,411,000 | 5,258 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $408,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $284,000 | 3,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 5,258 |
| Total noninterest expense | $1,479,000 | 6,259 |
| Salaries and employee benefits | $652,000 | 6,728 |
| Premises and equipment expense | $147,000 | 6,744 |
| Additional noninterest expense | $680,000 | 5,041 |
| Pre-tax net operating income | $1,304,000 | 3,138 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,304,000 | 2,595 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,304,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $693,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,304,000 | 2,719 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 5,576 |
| Total interest expense | $968,000 | 5,656 |
| Net interest income | $1,548,000 | 5,369 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $268,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $182,000 | 3,665 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $86,000 | 5,302 |
| Total noninterest expense | $988,000 | 6,298 |
| Salaries and employee benefits | $443,000 | 6,753 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $454,000 | 5,032 |
| Pre-tax net operating income | $804,000 | 3,419 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $804,000 | 3,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $804,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $552,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $804,000 | 2,986 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,615 |
| Total interest expense | $528,000 | 5,623 |
| Net interest income | $756,000 | 5,468 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $134,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $452,000 | 6,554 |
| Salaries and employee benefits | $206,000 | 6,939 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $204,000 | 5,318 |
| Pre-tax net operating income | $426,000 | 3,400 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $426,000 | 3,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $426,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $264,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $426,000 | 2,966 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 5,435 |
| Total interest expense | $2,192,000 | 5,620 |
| Net interest income | $3,378,000 | 5,155 |
| Provision for loan and lease losses | $158,000 | 4,261 |
| Total noninterest income | $541,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $329,000 | 3,899 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $212,000 | 4,945 |
| Total noninterest expense | $2,038,000 | 6,167 |
| Salaries and employee benefits | $879,000 | 6,772 |
| Premises and equipment expense | $269,000 | 6,045 |
| Additional noninterest expense | $890,000 | 4,988 |
| Pre-tax net operating income | $1,723,000 | 3,633 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,723,000 | 3,139 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,723,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,649 |
| Cash dividends | $461,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,723,000 | 3,128 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 5,461 |
| Total interest expense | $1,640,000 | 5,646 |
| Net interest income | $2,526,000 | 5,182 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $352,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $1,500,000 | 6,210 |
| Salaries and employee benefits | $655,000 | 6,741 |
| Premises and equipment expense | $179,000 | 6,349 |
| Additional noninterest expense | $666,000 | 4,938 |
| Pre-tax net operating income | $1,342,000 | 3,709 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,342,000 | 3,217 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,342,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $461,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,342,000 | 3,200 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 5,476 |
| Total interest expense | $1,087,000 | 5,664 |
| Net interest income | $1,695,000 | 5,178 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $226,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $160,000 | 3,966 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $66,000 | 5,849 |
| Total noninterest expense | $1,008,000 | 6,237 |
| Salaries and employee benefits | $449,000 | 6,737 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $440,000 | 4,978 |
| Pre-tax net operating income | $889,000 | 3,787 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $889,000 | 3,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $889,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $335,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $889,000 | 3,262 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 5,548 |
| Total interest expense | $538,000 | 5,680 |
| Net interest income | $820,000 | 5,312 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $463,000 | 6,476 |
| Salaries and employee benefits | $210,000 | 6,925 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $458,000 | 3,705 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $458,000 | 3,203 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $458,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $118,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $458,000 | 3,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 5,509 |
| Total interest expense | $1,941,000 | 5,491 |
| Net interest income | $3,147,000 | 5,376 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $315,000 | 4,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 5,927 |
| Total noninterest expense | $2,047,000 | 6,107 |
| Salaries and employee benefits | $831,000 | 6,869 |
| Premises and equipment expense | $349,000 | 5,333 |
| Additional noninterest expense | $867,000 | 4,983 |
| Pre-tax net operating income | $1,493,000 | 4,295 |
| Securities gains (losses) | $90,000 | 559 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,583,000 | 3,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,583,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $356,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,493,000 | 3,770 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 5,575 |
| Total interest expense | $1,396,000 | 5,538 |
| Net interest income | $2,333,000 | 5,460 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $331,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $1,471,000 | 6,205 |
| Salaries and employee benefits | $592,000 | 6,976 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $642,000 | 5,004 |
| Pre-tax net operating income | $1,157,000 | 4,386 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,157,000 | 3,823 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,157,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $356,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,157,000 | 3,807 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 5,615 |
| Total interest expense | $888,000 | 5,544 |
| Net interest income | $1,540,000 | 5,517 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $215,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $997,000 | 6,182 |
| Salaries and employee benefits | $399,000 | 6,983 |
| Premises and equipment expense | $162,000 | 5,568 |
| Additional noninterest expense | $436,000 | 4,928 |
| Pre-tax net operating income | $734,000 | 4,517 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $734,000 | 3,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $734,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $356,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $734,000 | 3,931 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 5,622 |
| Total interest expense | $418,000 | 5,575 |
| Net interest income | $772,000 | 5,507 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 4,113 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $464,000 | 6,385 |
| Salaries and employee benefits | $186,000 | 7,179 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $397,000 | 4,295 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $397,000 | 3,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $315,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $397,000 | 3,716 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 5,558 |
| Total interest expense | $1,437,000 | 5,336 |
| Net interest income | $2,955,000 | 5,563 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $460,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $307,000 | 4,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $1,894,000 | 6,287 |
| Salaries and employee benefits | $806,000 | 6,915 |
| Premises and equipment expense | $284,000 | 5,881 |
| Additional noninterest expense | $804,000 | 5,154 |
| Pre-tax net operating income | $1,473,000 | 4,434 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,473,000 | 3,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,473,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $1,186,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,473,000 | 3,794 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 5,610 |
| Total interest expense | $1,037,000 | 5,334 |
| Net interest income | $2,163,000 | 5,641 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $350,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 4,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,636 |
| Total noninterest expense | $1,372,000 | 6,345 |
| Salaries and employee benefits | $596,000 | 6,948 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $578,000 | 5,234 |
| Pre-tax net operating income | $1,105,000 | 4,524 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,105,000 | 3,893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,105,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $886,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,105,000 | 3,851 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 5,627 |
| Total interest expense | $674,000 | 5,259 |
| Net interest income | $1,399,000 | 5,722 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $228,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $78,000 | 5,666 |
| Total noninterest expense | $924,000 | 6,318 |
| Salaries and employee benefits | $393,000 | 6,964 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $399,000 | 5,097 |
| Pre-tax net operating income | $679,000 | 4,700 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $679,000 | 4,079 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $679,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $756,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $679,000 | 4,021 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,729 |
| Total interest expense | $327,000 | 5,249 |
| Net interest income | $673,000 | 5,854 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $449,000 | 6,438 |
| Salaries and employee benefits | $187,000 | 7,157 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $323,000 | 4,806 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $499,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $323,000 | 4,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 5,577 |
| Total interest expense | $971,000 | 5,752 |
| Net interest income | $3,000,000 | 5,414 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $491,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $330,000 | 4,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,547 |
| Total noninterest expense | $1,895,000 | 6,189 |
| Salaries and employee benefits | $817,000 | 6,865 |
| Premises and equipment expense | $289,000 | 5,776 |
| Additional noninterest expense | $789,000 | 5,142 |
| Pre-tax net operating income | $1,572,000 | 4,131 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,572,000 | 3,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,572,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $589,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,572,000 | 3,443 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 5,615 |
| Total interest expense | $704,000 | 5,804 |
| Net interest income | $2,231,000 | 5,425 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $386,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $253,000 | 4,067 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 5,374 |
| Total noninterest expense | $1,322,000 | 6,396 |
| Salaries and employee benefits | $568,000 | 7,037 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $556,000 | 5,309 |
| Pre-tax net operating income | $1,277,000 | 4,003 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,277,000 | 3,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,277,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $589,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,277,000 | 3,303 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,686 |
| Total interest expense | $467,000 | 5,850 |
| Net interest income | $1,449,000 | 5,509 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $257,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $881,000 | 6,423 |
| Salaries and employee benefits | $383,000 | 7,054 |
| Premises and equipment expense | $136,000 | 5,958 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $813,000 | 4,061 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $813,000 | 3,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $469,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $813,000 | 3,399 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,772 |
| Total interest expense | $237,000 | 5,848 |
| Net interest income | $705,000 | 5,613 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $431,000 | 6,543 |
| Salaries and employee benefits | $208,000 | 6,881 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $384,000 | 4,183 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $384,000 | 3,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $176,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $384,000 | 3,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 5,804 |
| Total interest expense | $1,179,000 | 5,615 |
| Net interest income | $2,629,000 | 5,740 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $523,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $333,000 | 4,066 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $190,000 | 5,388 |
| Total noninterest expense | $1,852,000 | 6,248 |
| Salaries and employee benefits | $814,000 | 6,866 |
| Premises and equipment expense | $360,000 | 5,075 |
| Additional noninterest expense | $678,000 | 5,602 |
| Pre-tax net operating income | $1,276,000 | 4,528 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,276,000 | 3,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,276,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,907 |
| Cash dividends | $321,000 | 4,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,276,000 | 3,800 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 5,869 |
| Total interest expense | $924,000 | 5,621 |
| Net interest income | $1,936,000 | 5,825 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $405,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $255,000 | 4,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,334 |
| Total noninterest expense | $1,330,000 | 6,366 |
| Salaries and employee benefits | $598,000 | 6,925 |
| Premises and equipment expense | $226,000 | 5,636 |
| Additional noninterest expense | $506,000 | 5,602 |
| Pre-tax net operating income | $993,000 | 4,557 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $993,000 | 3,998 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $993,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,912 |
| Cash dividends | $321,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $993,000 | 3,832 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 5,900 |
| Total interest expense | $640,000 | 5,629 |
| Net interest income | $1,271,000 | 5,875 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $276,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $169,000 | 4,024 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $867,000 | 6,457 |
| Salaries and employee benefits | $378,000 | 7,093 |
| Premises and equipment expense | $152,000 | 5,609 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $668,000 | 4,549 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $668,000 | 3,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $668,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $226,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $668,000 | 3,818 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,917 |
| Total interest expense | $329,000 | 5,652 |
| Net interest income | $625,000 | 5,923 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $431,000 | 6,487 |
| Salaries and employee benefits | $196,000 | 7,027 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $319,000 | 4,631 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $319,000 | 4,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $48,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $319,000 | 3,874 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 5,896 |
| Total interest expense | $1,576,000 | 5,568 |
| Net interest income | $2,425,000 | 6,009 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $527,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $328,000 | 4,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 5,044 |
| Total noninterest expense | $1,804,000 | 6,253 |
| Salaries and employee benefits | $786,000 | 6,930 |
| Premises and equipment expense | $329,000 | 5,280 |
| Additional noninterest expense | $689,000 | 5,462 |
| Pre-tax net operating income | $1,112,000 | 4,916 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,112,000 | 4,292 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,112,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,032 |
| Cash dividends | $586,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,112,000 | 4,188 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 6,114 |
| Total interest expense | $2,003,000 | 6,089 |
| Net interest income | $2,289,000 | 6,010 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $501,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $309,000 | 4,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $1,859,000 | 6,010 |
| Salaries and employee benefits | $780,000 | 6,877 |
| Premises and equipment expense | $389,000 | 4,678 |
| Additional noninterest expense | $690,000 | 5,349 |
| Pre-tax net operating income | $907,000 | 5,169 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $907,000 | 4,546 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $907,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $570,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $907,000 | 4,430 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,186 |
| Total interest expense | $2,221,000 | 5,950 |
| Net interest income | $2,153,000 | 6,342 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $458,000 | 5,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $1,656,000 | 6,353 |
| Salaries and employee benefits | $770,000 | 6,880 |
| Premises and equipment expense | $269,000 | 5,791 |
| Additional noninterest expense | $617,000 | 5,672 |
| Pre-tax net operating income | $859,000 | 5,673 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $859,000 | 4,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $859,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,470 |
| Cash dividends | $126,000 | 5,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $859,000 | 4,828 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 6,340 |
| Total interest expense | $1,954,000 | 6,082 |
| Net interest income | $2,081,000 | 6,494 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $396,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,536,000 | 6,683 |
| Salaries and employee benefits | $784,000 | 6,827 |
| Premises and equipment expense | $178,000 | 7,166 |
| Additional noninterest expense | $574,000 | 5,994 |
| Pre-tax net operating income | $816,000 | 5,867 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $263,000 | 5,094 |
| Income before extraordinary items | $553,000 | 6,140 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $553,000 | 6,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,633 |
| Cash dividends | $49,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $553,000 | 6,121 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 6,385 |
| Total interest expense | $2,043,000 | 6,117 |
| Net interest income | $2,069,000 | 6,541 |
| Provision for loan and lease losses | $107,000 | 4,980 |
| Total noninterest income | $376,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $1,454,000 | 6,815 |
| Salaries and employee benefits | $754,000 | 6,895 |
| Premises and equipment expense | $182,000 | 7,012 |
| Additional noninterest expense | $518,000 | 6,311 |
| Pre-tax net operating income | $884,000 | 5,791 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $278,000 | 5,387 |
| Income before extraordinary items | $606,000 | 6,024 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $606,000 | 6,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $235,000 | 5,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $606,000 | 5,923 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 6,649 |
| Total interest expense | $2,115,000 | 6,058 |
| Net interest income | $1,905,000 | 7,118 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $398,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,356,000 | 7,157 |
| Salaries and employee benefits | $711,000 | 7,257 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $483,000 | 6,647 |
| Pre-tax net operating income | $896,000 | 6,166 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $278,000 | 5,939 |
| Income before extraordinary items | $618,000 | 6,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $618,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $129,000 | 6,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $618,000 | 6,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 7,086 |
| Total interest expense | $2,029,000 | 6,353 |
| Net interest income | $1,742,000 | 7,682 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,444 |
| Total noninterest expense | $1,318,000 | 7,610 |
| Salaries and employee benefits | $702,000 | 7,523 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $466,000 | 7,338 |
| Pre-tax net operating income | $737,000 | 6,760 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $512,000 | 6,815 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $512,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $512,000 | 6,758 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 7,618 |
| Total interest expense | $1,687,000 | 7,165 |
| Net interest income | $1,758,000 | 7,877 |
| Provision for loan and lease losses | $-13,000 | 11,437 |
| Total noninterest income | $300,000 | 7,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $1,357,000 | 7,720 |
| Salaries and employee benefits | $651,000 | 8,057 |
| Premises and equipment expense | $178,000 | 7,647 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $714,000 | 7,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $221,000 | 7,081 |
| Income before extraordinary items | $493,000 | 7,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $493,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,488 |
| Cash dividends | $124,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $493,000 | 7,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 8,227 |
| Total interest expense | $1,279,000 | 7,622 |
| Net interest income | $1,622,000 | 8,524 |
| Provision for loan and lease losses | $122,000 | 4,017 |
| Total noninterest income | $304,000 | 7,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,295,000 | 8,264 |
| Salaries and employee benefits | $572,000 | 8,808 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $562,000 | 7,327 |
| Pre-tax net operating income | $509,000 | 8,596 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $362,000 | 8,531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $362,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $370,030 | 8,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 8,995 |
| Total interest expense | $1,183,000 | 8,326 |
| Net interest income | $1,422,000 | 9,355 |
| Provision for loan and lease losses | $189,000 | 4,067 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,199,000 | 8,893 |
| Salaries and employee benefits | $539,000 | 9,311 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $485,000 | 8,376 |
| Pre-tax net operating income | $384,000 | 9,536 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $98,000 | 9,793 |
| Income before extraordinary items | $286,000 | 9,629 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $286,000 | 9,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 9,801 |
| Total interest expense | $1,352,000 | 9,016 |
| Net interest income | $1,207,000 | 10,303 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,085,000 | 9,587 |
| Salaries and employee benefits | $463,000 | 10,166 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $334,000 | 9,829 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $250,000 | 9,923 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $250,000 | 10,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $104,000 | 6,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $250,000 | 9,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.