Home > Bank of Northumberland, Incorporated > Assets and Liabilities
Bank of Northumberland, Incorporated, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $225,069,000 | 2,731 |
| Cash and due from depository institutions | $5,336,000 | 3,868 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $38,762,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $173,366,000 | 2,414 |
| Loan loss allowance | $2,276,000 | 2,178 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,082,000 | 5,752 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,523,000 | 2,361 |
| Life insurance assets | $2,766,000 | 1,710 |
| Total liabilities and capital | $225,069,000 | 2,731 |
| Total liabilities | $206,326,000 | 2,682 |
| Total deposits | $186,462,000 | 2,669 |
| Interest-bearing deposits | $159,285,000 | 2,641 |
| Deposits held in domestic offices | $186,462,000 | 2,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,189,000 | 1,275 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,214,000 | 2,544 |
| Subordinated debt | $1,000,000 | 232 |
| All other liabilities | $461,000 | 5,373 |
| Total equity capital | $18,743,000 | 3,211 |
| Total bank equity capital | $18,743,000 | 3,211 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,542,000 | 1,602 |
| Surplus | $1,865,000 | 5,760 |
| Undivided profits | $14,336,000 | 2,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 4,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,179,000 | 2,970 |
| Earning assets | $212,128,000 | 2,664 |
| Long-term assets (5+ years) | $105,013,000 | 991 |
| Average Assets, year-to-date | $223,789,500 | 2,715 |
| Average Assets, quarterly | $223,789,500 | 2,715 |
| Volatile liabilities | $36,826,000 | 3,094 |
| Insider loans | $3,071,000 | 2,098 |
| FHLB advances | $10,214,000 | 2,432 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,576,000 | 3,472 |
| Tier 1 (core) risk-based capital | $19,037,000 | 3,089 |
| Tier 2 risk-based capital | $2,911,000 | 1,684 |
| Total risk weighted assets | $152,551,000 | 2,789 |
| Total unused commitments | $18,576,000 | 3,474 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 44 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $222,510,000 | 2,736 |
| Cash and due from depository institutions | $4,295,000 | 3,724 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $39,689,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $171,209,000 | 2,413 |
| Loan loss allowance | $2,273,000 | 2,142 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,059,000 | 5,777 |
| Other real estate owned | $0 | 3,724 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,258,000 | 2,430 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $222,510,000 | 2,736 |
| Total liabilities | $204,327,000 | 2,671 |
| Total deposits | $186,894,000 | 2,636 |
| Interest-bearing deposits | $161,042,000 | 2,597 |
| Deposits held in domestic offices | $186,894,000 | 2,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,762,000 | 1,534 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,214,000 | 2,627 |
| Subordinated debt | $1,000,000 | 231 |
| All other liabilities | $457,000 | 5,327 |
| Total equity capital | $18,183,000 | 3,260 |
| Total bank equity capital | $18,183,000 | 3,260 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,542,000 | 1,589 |
| Surplus | $1,865,000 | 5,750 |
| Undivided profits | $13,776,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,101,000 | 3,186 |
| Earning assets | $210,898,000 | 2,658 |
| Long-term assets (5+ years) | $108,389,000 | 943 |
| Average Assets, year-to-date | $212,364,600 | 2,740 |
| Average Assets, quarterly | $220,762,500 | 2,726 |
| Volatile liabilities | $33,927,000 | 3,192 |
| Insider loans | $1,500,000 | 3,385 |
| FHLB advances | $10,214,000 | 2,492 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,802,000 | 3,429 |
| Tier 1 (core) risk-based capital | $18,377,000 | 3,135 |
| Tier 2 risk-based capital | $2,875,000 | 1,676 |
| Total risk weighted assets | $149,599,000 | 2,803 |
| Total unused commitments | $18,802,000 | 3,430 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $219,015,000 | 2,734 |
| Cash and due from depository institutions | $6,322,000 | 3,774 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $41,969,000 | 2,711 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,941 |
| Net loans & leases | $163,392,000 | 2,470 |
| Loan loss allowance | $2,373,000 | 2,040 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,093,000 | 5,700 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,238,000 | 2,386 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $219,015,000 | 2,734 |
| Total liabilities | $201,379,000 | 2,671 |
| Total deposits | $185,323,000 | 2,593 |
| Interest-bearing deposits | $156,918,000 | 2,600 |
| Deposits held in domestic offices | $185,323,000 | 2,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,037,000 | 1,795 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,571,000 | 2,597 |
| Subordinated debt | $1,000,000 | 224 |
| All other liabilities | $448,000 | 5,424 |
| Total equity capital | $17,636,000 | 3,300 |
| Total bank equity capital | $17,636,000 | 3,300 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,542,000 | 1,561 |
| Surplus | $1,865,000 | 5,715 |
| Undivided profits | $13,229,000 | 2,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,064,000 | 3,257 |
| Earning assets | $205,362,000 | 2,680 |
| Long-term assets (5+ years) | $108,852,000 | 941 |
| Average Assets, year-to-date | $209,828,250 | 2,764 |
| Average Assets, quarterly | $216,182,000 | 2,733 |
| Volatile liabilities | $30,927,000 | 3,315 |
| Insider loans | $1,734,000 | 3,073 |
| FHLB advances | $10,571,000 | 2,455 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,044,000 | 3,584 |
| Tier 1 (core) risk-based capital | $17,510,000 | 3,223 |
| Tier 2 risk-based capital | $2,781,000 | 1,698 |
| Total risk weighted assets | $141,958,000 | 2,877 |
| Total unused commitments | $17,044,000 | 3,587 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $213,349,000 | 2,752 |
| Cash and due from depository institutions | $4,821,000 | 3,791 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $42,018,000 | 2,729 |
| Federal funds sold & reverse repurchase agreements | $60,000 | 5,632 |
| Net loans & leases | $158,936,000 | 2,477 |
| Loan loss allowance | $2,340,000 | 2,045 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,130,000 | 5,601 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,384,000 | 2,257 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $213,349,000 | 2,752 |
| Total liabilities | $196,395,000 | 2,690 |
| Total deposits | $182,435,000 | 2,600 |
| Interest-bearing deposits | $156,397,000 | 2,562 |
| Deposits held in domestic offices | $182,435,000 | 2,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,571,000 | 2,554 |
| Subordinated debt | $3,000,000 | 191 |
| All other liabilities | $389,000 | 5,513 |
| Total equity capital | $16,954,000 | 3,363 |
| Total bank equity capital | $16,954,000 | 3,363 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,542,000 | 1,542 |
| Surplus | $1,865,000 | 5,696 |
| Undivided profits | $12,547,000 | 2,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,062,000 | 2,994 |
| Earning assets | $201,014,000 | 2,687 |
| Long-term assets (5+ years) | $110,941,000 | 908 |
| Average Assets, year-to-date | $206,766,000 | 2,783 |
| Average Assets, quarterly | $210,122,500 | 2,767 |
| Volatile liabilities | $27,078,000 | 3,543 |
| Insider loans | $1,718,000 | 3,050 |
| FHLB advances | $10,571,000 | 2,429 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,116,000 | 3,635 |
| Tier 1 (core) risk-based capital | $16,638,000 | 3,303 |
| Tier 2 risk-based capital | $4,741,000 | 986 |
| Total risk weighted assets | $138,671,000 | 2,868 |
| Total unused commitments | $16,116,000 | 3,636 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $206,896,000 | 2,816 |
| Cash and due from depository institutions | $5,866,000 | 3,571 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,464,000 | 2,918 |
| Federal funds sold & reverse repurchase agreements | $1,741,000 | 4,260 |
| Net loans & leases | $152,670,000 | 2,519 |
| Loan loss allowance | $2,312,000 | 2,053 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,187,000 | 5,535 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,968,000 | 2,357 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $206,896,000 | 2,816 |
| Total liabilities | $191,088,000 | 2,741 |
| Total deposits | $176,805,000 | 2,662 |
| Interest-bearing deposits | $153,633,000 | 2,611 |
| Deposits held in domestic offices | $176,805,000 | 2,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,929,000 | 2,460 |
| Subordinated debt | $3,000,000 | 197 |
| All other liabilities | $354,000 | 5,629 |
| Total equity capital | $15,808,000 | 3,491 |
| Total bank equity capital | $15,808,000 | 3,491 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,542,000 | 1,542 |
| Surplus | $1,865,000 | 5,712 |
| Undivided profits | $11,401,000 | 2,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,808,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,054,000 | 2,911 |
| Earning assets | $193,875,000 | 2,763 |
| Long-term assets (5+ years) | $107,064,000 | 955 |
| Average Assets, year-to-date | $203,474,500 | 2,829 |
| Average Assets, quarterly | $203,474,500 | 2,829 |
| Volatile liabilities | $25,571,000 | 3,559 |
| Insider loans | $1,499,000 | 3,329 |
| FHLB advances | $10,929,000 | 2,340 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,624,000 | 3,405 |
| Tier 1 (core) risk-based capital | $15,779,000 | 3,423 |
| Tier 2 risk-based capital | $4,684,000 | 982 |
| Total risk weighted assets | $134,132,000 | 2,905 |
| Total unused commitments | $17,624,000 | 3,406 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $200,053,000 | 2,885 |
| Cash and due from depository institutions | $3,067,000 | 3,575 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $41,506,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $148,803,000 | 2,555 |
| Loan loss allowance | $2,334,000 | 2,018 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,222,000 | 5,469 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,455,000 | 2,489 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $200,053,000 | 2,885 |
| Total liabilities | $185,604,000 | 2,790 |
| Total deposits | $175,195,000 | 2,660 |
| Interest-bearing deposits | $150,921,000 | 2,629 |
| Deposits held in domestic offices | $175,195,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,035,000 | 2,262 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,929,000 | 3,928 |
| Subordinated debt | $4,000,000 | 190 |
| All other liabilities | $445,000 | 5,025 |
| Total equity capital | $14,449,000 | 3,780 |
| Total bank equity capital | $14,449,000 | 3,780 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,542,000 | 1,525 |
| Surplus | $865,000 | 6,977 |
| Undivided profits | $11,042,000 | 2,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,045,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $999,000 | 3,028 |
| Earning assets | $190,309,000 | 2,793 |
| Long-term assets (5+ years) | $104,398,000 | 1,013 |
| Average Assets, year-to-date | $200,665,000 | 2,764 |
| Average Assets, quarterly | $202,863,500 | 2,815 |
| Volatile liabilities | $24,454,000 | 3,584 |
| Insider loans | $1,492,000 | 3,338 |
| FHLB advances | $3,929,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,765,000 | 3,367 |
| Tier 1 (core) risk-based capital | $14,001,000 | 3,738 |
| Tier 2 risk-based capital | $5,649,000 | 839 |
| Total risk weighted assets | $131,270,000 | 2,932 |
| Total unused commitments | $16,765,000 | 3,369 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $205,674,000 | 2,775 |
| Cash and due from depository institutions | $9,344,000 | 3,575 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $41,448,000 | 2,810 |
| Federal funds sold & reverse repurchase agreements | $1,541,000 | 4,000 |
| Net loans & leases | $146,553,000 | 2,556 |
| Loan loss allowance | $2,278,000 | 2,053 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,262,000 | 5,378 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,526,000 | 2,421 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $205,674,000 | 2,775 |
| Total liabilities | $191,772,000 | 2,676 |
| Total deposits | $183,047,000 | 2,527 |
| Interest-bearing deposits | $157,860,000 | 2,498 |
| Deposits held in domestic offices | $183,047,000 | 2,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,286,000 | 3,815 |
| Subordinated debt | $4,000,000 | 193 |
| All other liabilities | $439,000 | 5,256 |
| Total equity capital | $13,902,000 | 3,886 |
| Total bank equity capital | $13,902,000 | 3,886 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,542,000 | 1,514 |
| Surplus | $865,000 | 6,980 |
| Undivided profits | $10,495,000 | 2,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,443,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,006,000 | 3,098 |
| Earning assets | $189,542,000 | 2,762 |
| Long-term assets (5+ years) | $104,155,000 | 1,011 |
| Average Assets, year-to-date | $200,818,000 | 2,758 |
| Average Assets, quarterly | $202,692,500 | 2,777 |
| Volatile liabilities | $22,808,000 | 3,787 |
| Insider loans | $1,483,000 | 3,300 |
| FHLB advances | $4,286,000 | 3,663 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,721,000 | 3,370 |
| Tier 1 (core) risk-based capital | $13,243,000 | 3,889 |
| Tier 2 risk-based capital | $5,641,000 | 816 |
| Total risk weighted assets | $130,610,000 | 2,906 |
| Total unused commitments | $16,721,000 | 3,373 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $199,711,000 | 2,820 |
| Cash and due from depository institutions | $7,517,000 | 3,753 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $35,287,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $3,849,000 | 2,412 |
| Net loans & leases | $145,968,000 | 2,513 |
| Loan loss allowance | $2,307,000 | 2,006 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,273,000 | 5,348 |
| Other real estate owned | $0 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,817,000 | 2,319 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $199,711,000 | 2,820 |
| Total liabilities | $187,098,000 | 2,716 |
| Total deposits | $178,420,000 | 2,565 |
| Interest-bearing deposits | $156,301,000 | 2,485 |
| Deposits held in domestic offices | $178,420,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,286,000 | 3,765 |
| Subordinated debt | $4,000,000 | 201 |
| All other liabilities | $392,000 | 5,201 |
| Total equity capital | $12,613,000 | 4,072 |
| Total bank equity capital | $12,613,000 | 4,072 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,542,000 | 1,514 |
| Surplus | $865,000 | 7,013 |
| Undivided profits | $9,206,000 | 3,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $989,000 | 2,970 |
| Earning assets | $185,104,000 | 2,791 |
| Long-term assets (5+ years) | $97,324,000 | 1,113 |
| Average Assets, year-to-date | $199,199,330 | 2,778 |
| Average Assets, quarterly | $198,472,500 | 2,811 |
| Volatile liabilities | $22,283,000 | 3,733 |
| Insider loans | $1,499,000 | 3,251 |
| FHLB advances | $4,286,000 | 3,606 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,254,000 | 3,689 |
| Tier 1 (core) risk-based capital | $12,437,000 | 4,057 |
| Tier 2 risk-based capital | $5,633,000 | 812 |
| Total risk weighted assets | $129,980,000 | 2,873 |
| Total unused commitments | $14,254,000 | 3,689 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $197,234,000 | 2,820 |
| Cash and due from depository institutions | $7,468,000 | 3,742 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $38,040,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $2,503,000 | 4,185 |
| Net loans & leases | $142,731,000 | 2,510 |
| Loan loss allowance | $2,326,000 | 1,979 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,288,000 | 5,316 |
| Other real estate owned | $0 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,204,000 | 2,411 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $197,234,000 | 2,820 |
| Total liabilities | $184,460,000 | 2,709 |
| Total deposits | $175,425,000 | 2,586 |
| Interest-bearing deposits | $154,709,000 | 2,503 |
| Deposits held in domestic offices | $175,425,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,643,000 | 3,532 |
| Subordinated debt | $4,000,000 | 197 |
| All other liabilities | $392,000 | 5,528 |
| Total equity capital | $12,774,000 | 4,123 |
| Total bank equity capital | $12,774,000 | 4,123 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,542,000 | 1,508 |
| Surplus | $865,000 | 7,032 |
| Undivided profits | $9,367,000 | 3,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,013,000 | 2,863 |
| Earning assets | $183,274,000 | 2,788 |
| Long-term assets (5+ years) | $98,573,000 | 1,067 |
| Average Assets, year-to-date | $198,943,500 | 2,776 |
| Average Assets, quarterly | $198,943,500 | 2,776 |
| Volatile liabilities | $21,875,000 | 3,686 |
| Insider loans | $1,642,000 | 3,036 |
| FHLB advances | $4,643,000 | 3,384 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,281,000 | 3,757 |
| Tier 1 (core) risk-based capital | $11,679,000 | 4,233 |
| Tier 2 risk-based capital | $5,591,000 | 820 |
| Total risk weighted assets | $126,410,000 | 2,885 |
| Total unused commitments | $13,281,000 | 3,762 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $200,653,000 | 2,766 |
| Cash and due from depository institutions | $5,591,000 | 3,887 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $40,299,000 | 2,957 |
| Federal funds sold & reverse repurchase agreements | $6,049,000 | 1,954 |
| Net loans & leases | $142,137,000 | 2,498 |
| Loan loss allowance | $2,256,000 | 2,017 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,304,000 | 5,306 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,273,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,653,000 | 2,766 |
| Total liabilities | $189,014,000 | 2,656 |
| Total deposits | $179,867,000 | 2,520 |
| Interest-bearing deposits | $159,009,000 | 2,418 |
| Deposits held in domestic offices | $179,867,000 | 2,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,643,000 | 3,518 |
| Subordinated debt | $4,000,000 | 198 |
| All other liabilities | $504,000 | 4,707 |
| Total equity capital | $11,639,000 | 4,349 |
| Total bank equity capital | $11,639,000 | 4,349 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,542,000 | 1,514 |
| Surplus | $865,000 | 7,061 |
| Undivided profits | $8,232,000 | 3,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,470,000 | 1,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $993,000 | 3,016 |
| Earning assets | $188,485,000 | 2,705 |
| Long-term assets (5+ years) | $99,524,000 | 1,077 |
| Average Assets, year-to-date | $189,799,800 | 2,792 |
| Average Assets, quarterly | $197,039,000 | 2,774 |
| Volatile liabilities | $23,734,000 | 3,468 |
| Insider loans | $1,575,000 | 3,108 |
| FHLB advances | $4,643,000 | 3,367 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,391,000 | 3,800 |
| Tier 1 (core) risk-based capital | $10,865,000 | 4,433 |
| Tier 2 risk-based capital | $5,594,000 | 830 |
| Total risk weighted assets | $126,856,000 | 2,883 |
| Total unused commitments | $12,391,000 | 3,804 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $193,425,000 | 2,828 |
| Cash and due from depository institutions | $7,383,000 | 4,255 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $39,344,000 | 2,974 |
| Federal funds sold & reverse repurchase agreements | $3,227,000 | 3,490 |
| Net loans & leases | $137,872,000 | 2,553 |
| Loan loss allowance | $2,252,000 | 2,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,251,000 | 5,381 |
| Other real estate owned | $0 | 4,255 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,348,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,425,000 | 2,828 |
| Total liabilities | $179,500,000 | 2,755 |
| Total deposits | $170,057,000 | 2,645 |
| Interest-bearing deposits | $149,284,000 | 2,572 |
| Deposits held in domestic offices | $170,057,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $4,000,000 | 195 |
| All other liabilities | $443,000 | 5,381 |
| Total equity capital | $13,925,000 | 3,766 |
| Total bank equity capital | $13,925,000 | 3,766 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,542,000 | 1,514 |
| Surplus | $865,000 | 7,087 |
| Undivided profits | $10,518,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,035,000 | 3,045 |
| Earning assets | $180,443,000 | 2,776 |
| Long-term assets (5+ years) | $93,043,000 | 1,163 |
| Average Assets, year-to-date | $187,086,500 | 2,853 |
| Average Assets, quarterly | $191,358,000 | 2,841 |
| Volatile liabilities | $21,898,000 | 3,654 |
| Insider loans | $1,455,000 | 3,230 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,785,000 | 3,920 |
| Tier 1 (core) risk-based capital | $13,151,000 | 3,783 |
| Tier 2 risk-based capital | $5,534,000 | 831 |
| Total risk weighted assets | $122,002,000 | 2,969 |
| Total unused commitments | $11,785,000 | 3,924 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $189,291,000 | 2,864 |
| Cash and due from depository institutions | $6,408,000 | 4,259 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $35,082,000 | 3,182 |
| Federal funds sold & reverse repurchase agreements | $9,521,000 | 1,683 |
| Net loans & leases | $134,541,000 | 2,556 |
| Loan loss allowance | $2,174,000 | 2,063 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,209,000 | 5,437 |
| Other real estate owned | $0 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,530,000 | 3,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,291,000 | 2,864 |
| Total liabilities | $175,709,000 | 2,781 |
| Total deposits | $166,289,000 | 2,701 |
| Interest-bearing deposits | $147,292,000 | 2,588 |
| Deposits held in domestic offices | $166,289,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $4,000,000 | 180 |
| All other liabilities | $420,000 | 5,572 |
| Total equity capital | $13,582,000 | 3,838 |
| Total bank equity capital | $13,582,000 | 3,838 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,542,000 | 1,509 |
| Surplus | $865,000 | 7,097 |
| Undivided profits | $10,175,000 | 2,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $990,000 | 3,043 |
| Earning assets | $179,144,000 | 2,789 |
| Long-term assets (5+ years) | $85,420,000 | 1,173 |
| Average Assets, year-to-date | $184,973,670 | 2,870 |
| Average Assets, quarterly | $186,388,000 | 2,877 |
| Volatile liabilities | $21,500,000 | 3,652 |
| Insider loans | $1,308,000 | 3,448 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,560,000 | 4,104 |
| Tier 1 (core) risk-based capital | $12,333,000 | 3,925 |
| Tier 2 risk-based capital | $5,476,000 | 808 |
| Total risk weighted assets | $117,481,000 | 3,013 |
| Total unused commitments | $10,560,000 | 4,118 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $183,485,000 | 2,915 |
| Cash and due from depository institutions | $7,028,000 | 4,145 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $36,211,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $3,503,000 | 4,054 |
| Net loans & leases | $132,858,000 | 2,529 |
| Loan loss allowance | $2,233,000 | 1,953 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,138,000 | 5,572 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,747,000 | 3,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,485,000 | 2,915 |
| Total liabilities | $171,119,000 | 2,819 |
| Total deposits | $166,742,000 | 2,652 |
| Interest-bearing deposits | $148,155,000 | 2,582 |
| Deposits held in domestic offices | $166,742,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $4,000,000 | 169 |
| All other liabilities | $377,000 | 5,952 |
| Total equity capital | $12,366,000 | 4,066 |
| Total bank equity capital | $12,366,000 | 4,066 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,542,000 | 1,514 |
| Surplus | $865,000 | 7,117 |
| Undivided profits | $8,959,000 | 3,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,712,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,141,000 | 2,683 |
| Earning assets | $172,572,000 | 2,841 |
| Long-term assets (5+ years) | $78,296,000 | 1,221 |
| Average Assets, year-to-date | $182,815,000 | 2,885 |
| Average Assets, quarterly | $182,815,000 | 2,885 |
| Volatile liabilities | $21,587,000 | 3,573 |
| Insider loans | $988,000 | 3,973 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,920,000 | 4,177 |
| Tier 1 (core) risk-based capital | $11,385,000 | 4,143 |
| Tier 2 risk-based capital | $5,474,000 | 795 |
| Total risk weighted assets | $117,194,000 | 2,987 |
| Total unused commitments | $9,920,000 | 4,192 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $182,145,000 | 2,873 |
| Cash and due from depository institutions | $6,581,000 | 4,206 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $37,321,000 | 2,973 |
| Federal funds sold & reverse repurchase agreements | $3,007,000 | 3,942 |
| Net loans & leases | $131,364,000 | 2,541 |
| Loan loss allowance | $2,122,000 | 2,006 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,165,000 | 5,510 |
| Other real estate owned | $130,000 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,577,000 | 3,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,145,000 | 2,873 |
| Total liabilities | $170,545,000 | 2,783 |
| Total deposits | $165,942,000 | 2,602 |
| Interest-bearing deposits | $148,055,000 | 2,511 |
| Deposits held in domestic offices | $165,942,000 | 2,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $4,000,000 | 164 |
| All other liabilities | $603,000 | 4,689 |
| Total equity capital | $11,600,000 | 4,227 |
| Total bank equity capital | $11,600,000 | 4,227 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,542,000 | 1,504 |
| Surplus | $865,000 | 7,119 |
| Undivided profits | $8,193,000 | 3,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,015,000 | 3,170 |
| Earning assets | $171,692,000 | 2,804 |
| Long-term assets (5+ years) | $77,502,000 | 1,214 |
| Average Assets, year-to-date | $175,139,400 | 2,859 |
| Average Assets, quarterly | $181,053,000 | 2,860 |
| Volatile liabilities | $21,147,000 | 3,593 |
| Insider loans | $1,529,000 | 3,059 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,312,000 | 2,792 |
| Tier 1 (core) risk-based capital | $10,670,000 | 4,287 |
| Tier 2 risk-based capital | $5,454,000 | 786 |
| Total risk weighted assets | $115,628,000 | 2,974 |
| Total unused commitments | $18,312,000 | 2,799 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $166,632,000 | 2,993 |
| Cash and due from depository institutions | $5,221,000 | 4,301 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $34,829,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $1,205,000 | 5,598 |
| Net loans & leases | $121,482,000 | 2,645 |
| Loan loss allowance | $1,841,000 | 2,158 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,227,000 | 5,384 |
| Other real estate owned | $0 | 4,301 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,668,000 | 3,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,632,000 | 2,993 |
| Total liabilities | $155,682,000 | 2,897 |
| Total deposits | $150,952,000 | 2,698 |
| Interest-bearing deposits | $134,194,000 | 2,635 |
| Deposits held in domestic offices | $150,952,000 | 2,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $4,000,000 | 171 |
| All other liabilities | $730,000 | 4,314 |
| Total equity capital | $10,950,000 | 4,191 |
| Total bank equity capital | $10,950,000 | 4,191 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,542,000 | 1,501 |
| Surplus | $865,000 | 7,240 |
| Undivided profits | $7,543,000 | 3,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,090,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,030,000 | 3,368 |
| Earning assets | $157,516,000 | 2,897 |
| Long-term assets (5+ years) | $66,732,000 | 1,386 |
| Average Assets, year-to-date | $159,881,800 | 2,965 |
| Average Assets, quarterly | $164,570,500 | 2,993 |
| Volatile liabilities | $18,914,000 | 3,835 |
| Insider loans | $1,508,000 | 2,978 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,659,000 | 4,010 |
| Tier 1 (core) risk-based capital | $10,693,000 | 4,116 |
| Tier 2 risk-based capital | $5,363,000 | 760 |
| Total risk weighted assets | $108,530,000 | 3,016 |
| Total unused commitments | $9,659,000 | 4,018 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $152,966,000 | 3,094 |
| Cash and due from depository institutions | $4,253,000 | 4,660 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $36,926,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $1,864,000 | 4,381 |
| Net loans & leases | $106,677,000 | 2,871 |
| Loan loss allowance | $1,501,000 | 2,458 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,222,000 | 5,451 |
| Other real estate owned | $0 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,024,000 | 3,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,966,000 | 3,094 |
| Total liabilities | $142,416,000 | 3,010 |
| Total deposits | $137,652,000 | 2,844 |
| Interest-bearing deposits | $123,987,000 | 2,718 |
| Deposits held in domestic offices | $137,652,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $4,000,000 | 171 |
| All other liabilities | $764,000 | 4,393 |
| Total equity capital | $10,550,000 | 4,207 |
| Total bank equity capital | $10,550,000 | 4,207 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,542,000 | 1,507 |
| Surplus | $865,000 | 7,395 |
| Undivided profits | $7,143,000 | 3,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $688,000 | 3,938 |
| Earning assets | $145,467,000 | 3,013 |
| Long-term assets (5+ years) | $60,134,000 | 1,410 |
| Average Assets, year-to-date | $151,147,600 | 2,998 |
| Average Assets, quarterly | $151,171,000 | 3,097 |
| Volatile liabilities | $15,068,000 | 4,454 |
| Insider loans | $1,684,000 | 2,671 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,936,000 | 4,289 |
| Tier 1 (core) risk-based capital | $10,631,000 | 4,072 |
| Tier 2 risk-based capital | $5,179,340 | 766 |
| Total risk weighted assets | $94,025,540 | 3,262 |
| Total unused commitments | $7,936,000 | 4,290 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $151,281,000 | 3,075 |
| Cash and due from depository institutions | $3,469,000 | 4,797 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $43,701,000 | 2,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $101,427,000 | 2,884 |
| Loan loss allowance | $1,337,000 | 2,653 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $536,000 | 7,567 |
| Other real estate owned | $0 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,148,000 | 3,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,281,000 | 3,075 |
| Total liabilities | $142,425,000 | 2,946 |
| Total deposits | $137,814,000 | 2,759 |
| Interest-bearing deposits | $125,166,000 | 2,627 |
| Deposits held in domestic offices | $137,814,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $4,000,000 | 180 |
| All other liabilities | $611,000 | 4,698 |
| Total equity capital | $8,856,000 | 4,695 |
| Total bank equity capital | $8,856,000 | 4,695 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,542,000 | 1,506 |
| Surplus | $865,000 | 7,560 |
| Undivided profits | $5,449,000 | 3,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $598,000 | 3,910 |
| Earning assets | $145,128,000 | 2,940 |
| Long-term assets (5+ years) | $61,786,000 | 1,459 |
| Average Assets, year-to-date | $148,872,400 | 2,989 |
| Average Assets, quarterly | $150,227,000 | 3,054 |
| Volatile liabilities | $12,319,000 | 4,854 |
| Insider loans | $1,667,000 | 2,588 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,798,000 | 4,039 |
| Tier 1 (core) risk-based capital | $9,313,000 | 4,513 |
| Tier 2 risk-based capital | $5,124,310 | 766 |
| Total risk weighted assets | $89,732,210 | 3,276 |
| Total unused commitments | $8,798,000 | 4,042 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $147,615,000 | 3,064 |
| Cash and due from depository institutions | $4,562,000 | 5,084 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $48,052,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $3,540,000 | 4,377 |
| Net loans & leases | $88,995,000 | 3,054 |
| Loan loss allowance | $1,289,000 | 2,667 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $603,000 | 7,336 |
| Other real estate owned | $0 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,863,000 | 3,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,615,000 | 3,064 |
| Total liabilities | $136,927,000 | 2,993 |
| Total deposits | $136,314,000 | 2,793 |
| Interest-bearing deposits | $122,997,000 | 2,642 |
| Deposits held in domestic offices | $136,314,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $613,000 | 5,051 |
| Total equity capital | $10,688,000 | 4,077 |
| Total bank equity capital | $10,688,000 | 4,077 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,542,000 | 1,455 |
| Surplus | $865,000 | 7,632 |
| Undivided profits | $7,281,000 | 3,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,531,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $573,000 | 4,051 |
| Earning assets | $140,587,000 | 2,979 |
| Long-term assets (5+ years) | $50,923,000 | 1,573 |
| Average Assets, year-to-date | $141,011,400 | 3,036 |
| Average Assets, quarterly | $145,800,500 | 3,051 |
| Volatile liabilities | $9,592,000 | 5,112 |
| Insider loans | $1,624,000 | 2,499 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,849,000 | 3,919 |
| Tier 1 (core) risk-based capital | $10,533,000 | 3,965 |
| Tier 2 risk-based capital | $1,035,310 | 2,928 |
| Total risk weighted assets | $82,570,710 | 3,341 |
| Total unused commitments | $8,849,000 | 3,926 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $136,136,000 | 3,256 |
| Cash and due from depository institutions | $4,206,000 | 5,269 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $47,046,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $82,234,000 | 3,287 |
| Loan loss allowance | $1,263,000 | 2,735 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $501,000 | 7,928 |
| Other real estate owned | $43,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,106,000 | 3,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,136,000 | 3,256 |
| Total liabilities | $123,754,000 | 3,220 |
| Total deposits | $122,892,000 | 3,035 |
| Interest-bearing deposits | $111,240,000 | 2,890 |
| Deposits held in domestic offices | $122,892,000 | 3,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $862,000 | 4,011 |
| Total equity capital | $12,382,000 | 3,564 |
| Total bank equity capital | $12,382,000 | 3,564 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,542,000 | 1,439 |
| Surplus | $865,000 | 7,848 |
| Undivided profits | $8,975,000 | 2,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,146,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $594,000 | 4,008 |
| Earning assets | $129,380,000 | 3,158 |
| Long-term assets (5+ years) | $38,142,000 | 1,746 |
| Average Assets, year-to-date | $132,929,200 | 3,181 |
| Average Assets, quarterly | $134,873,000 | 3,233 |
| Volatile liabilities | $7,826,000 | 5,782 |
| Insider loans | $1,350,000 | 2,843 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,225,000 | 5,068 |
| Tier 1 (core) risk-based capital | $12,353,000 | 3,429 |
| Tier 2 risk-based capital | $960,580 | 3,036 |
| Total risk weighted assets | $76,543,980 | 3,536 |
| Total unused commitments | $5,225,000 | 5,072 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $131,545,000 | 3,422 |
| Cash and due from depository institutions | $3,994,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $49,509,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 7,515 |
| Net loans & leases | $74,696,000 | 3,623 |
| Loan loss allowance | $1,263,000 | 2,847 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $581,000 | 7,703 |
| Other real estate owned | $43,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,232,000 | 3,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,545,000 | 3,422 |
| Total liabilities | $112,925,000 | 3,588 |
| Total deposits | $112,138,000 | 3,403 |
| Interest-bearing deposits | $101,969,000 | 3,209 |
| Deposits held in domestic offices | $112,138,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $787,000 | 4,246 |
| Total equity capital | $18,620,000 | 2,411 |
| Total bank equity capital | $18,620,000 | 2,411 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,542,000 | 1,498 |
| Surplus | $865,000 | 8,131 |
| Undivided profits | $15,213,000 | 1,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $563,000 | 4,089 |
| Earning assets | $124,695,000 | 3,328 |
| Long-term assets (5+ years) | $36,579,000 | 1,671 |
| Average Assets, year-to-date | $125,773,600 | 3,425 |
| Average Assets, quarterly | $129,900,000 | 3,428 |
| Volatile liabilities | $7,729,000 | 5,725 |
| Insider loans | $2,057,000 | 2,068 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,373,000 | 5,452 |
| Tier 1 (core) risk-based capital | $18,762,000 | 2,314 |
| Tier 2 risk-based capital | $882,230 | 3,356 |
| Total risk weighted assets | $70,197,930 | 3,850 |
| Total unused commitments | $4,373,000 | 5,462 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $122,282,000 | 3,662 |
| Cash and due from depository institutions | $3,521,000 | 5,851 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,595,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $2,930,000 | 4,437 |
| Net loans & leases | $71,621,000 | 3,668 |
| Loan loss allowance | $1,263,000 | 2,866 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $670,000 | 7,397 |
| Other real estate owned | $60,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,885,000 | 3,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,282,000 | 3,662 |
| Total liabilities | $105,155,000 | 3,823 |
| Total deposits | $104,366,000 | 3,661 |
| Interest-bearing deposits | $95,753,000 | 3,434 |
| Deposits held in domestic offices | $104,366,000 | 3,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $789,000 | 4,432 |
| Total equity capital | $17,127,000 | 2,607 |
| Total bank equity capital | $17,127,000 | 2,607 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,542,000 | 1,534 |
| Surplus | $865,000 | 8,366 |
| Undivided profits | $13,720,000 | 1,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,293,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $593,000 | 4,026 |
| Earning assets | $116,146,000 | 3,545 |
| Long-term assets (5+ years) | $30,155,000 | 1,805 |
| Average Assets, year-to-date | $119,255,400 | 3,609 |
| Average Assets, quarterly | $121,734,000 | 3,653 |
| Volatile liabilities | $5,297,000 | 6,733 |
| Insider loans | $1,912,000 | 2,223 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,907,000 | 4,542 |
| Tier 1 (core) risk-based capital | $17,105,000 | 2,510 |
| Tier 2 risk-based capital | $831,400 | 3,468 |
| Total risk weighted assets | $66,080,400 | 3,975 |
| Total unused commitments | $5,907,000 | 4,554 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $118,524,000 | 3,735 |
| Cash and due from depository institutions | $3,340,000 | 6,009 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,126,000 | 3,463 |
| Federal funds sold & reverse repurchase agreements | $5,690,000 | 1,626 |
| Net loans & leases | $68,373,000 | 3,759 |
| Loan loss allowance | $1,163,000 | 3,112 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $628,000 | 7,761 |
| Other real estate owned | $207,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,160,000 | 3,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,524,000 | 3,735 |
| Total liabilities | $103,533,000 | 3,885 |
| Total deposits | $102,872,000 | 3,692 |
| Interest-bearing deposits | $94,159,000 | 3,458 |
| Deposits held in domestic offices | $102,872,000 | 3,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $661,000 | 4,232 |
| Total equity capital | $14,991,000 | 2,736 |
| Total bank equity capital | $14,991,000 | 2,736 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,542,000 | 1,564 |
| Surplus | $865,000 | 8,598 |
| Undivided profits | $11,584,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,560,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $493,000 | 4,276 |
| Earning assets | $112,189,000 | 3,621 |
| Long-term assets (5+ years) | $26,963,000 | 2,002 |
| Average Assets, year-to-date | $115,339,600 | 3,757 |
| Average Assets, quarterly | $116,799,000 | 3,769 |
| Volatile liabilities | $4,394,000 | 7,206 |
| Insider loans | $1,960,000 | 2,123 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,839,000 | 4,995 |
| Tier 1 (core) risk-based capital | $15,689,000 | 2,638 |
| Tier 2 risk-based capital | $792,560 | 3,594 |
| Total risk weighted assets | $63,019,460 | 4,062 |
| Total unused commitments | $4,839,000 | 5,001 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $116,547,000 | 3,874 |
| Cash and due from depository institutions | $3,214,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $39,288,000 | 3,523 |
| Federal funds sold & reverse repurchase agreements | $5,855,000 | 2,403 |
| Net loans & leases | $66,197,000 | 3,796 |
| Loan loss allowance | $983,000 | 3,755 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $506,000 | 8,685 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,487,000 | 4,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,547,000 | 3,874 |
| Total liabilities | $102,337,000 | 3,981 |
| Total deposits | $101,740,000 | 3,825 |
| Interest-bearing deposits | $93,854,000 | 3,586 |
| Deposits held in domestic offices | $101,740,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $597,000 | 4,694 |
| Total equity capital | $14,210,000 | 2,845 |
| Total bank equity capital | $14,210,000 | 2,845 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,271,000 | 3,161 |
| Surplus | $865,000 | 8,815 |
| Undivided profits | $12,074,000 | 1,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,633,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $476,000 | 3,920 |
| Earning assets | $111,340,000 | 3,728 |
| Long-term assets (5+ years) | $24,903,000 | 2,228 |
| Average Assets, year-to-date | $111,208,800 | 3,928 |
| Average Assets, quarterly | $113,840,000 | 3,916 |
| Volatile liabilities | $3,604,000 | 7,734 |
| Insider loans | $1,834,000 | 2,233 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,732,000 | 5,055 |
| Tier 1 (core) risk-based capital | $14,210,000 | 2,781 |
| Tier 2 risk-based capital | $771,520 | 3,633 |
| Total risk weighted assets | $61,510,120 | 4,087 |
| Total unused commitments | $4,732,000 | 5,077 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $110,980,000 | 4,117 |
| Cash and due from depository institutions | $3,537,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,902,000 | 3,790 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
| Net loans & leases | $65,797,000 | 3,862 |
| Loan loss allowance | $783,000 | 4,566 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $549,000 | 8,568 |
| Other real estate owned | $5,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,290,000 | 5,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,980,000 | 4,117 |
| Total liabilities | $98,334,000 | 4,237 |
| Total deposits | $97,575,000 | 4,103 |
| Interest-bearing deposits | $90,332,000 | 3,894 |
| Deposits held in domestic offices | $97,575,000 | 4,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $37,000 | 4,706 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $722,000 | 4,289 |
| Total equity capital | $12,646,000 | 3,036 |
| Total bank equity capital | $12,646,000 | 3,036 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,271,000 | 3,285 |
| Surplus | $865,000 | 8,920 |
| Undivided profits | $10,510,000 | 2,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,196,000 | 3,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $425,000 | 4,769 |
| Earning assets | $105,599,000 | 3,986 |
| Long-term assets (5+ years) | $21,143,000 | 2,496 |
| Average Assets, year-to-date | $106,574,800 | 4,174 |
| Average Assets, quarterly | $108,465,500 | 4,180 |
| Volatile liabilities | $2,155,000 | 9,764 |
| Insider loans | $55,000 | 7,001 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,655,000 | 5,519 |
| Tier 1 (core) risk-based capital | $12,646,000 | 2,987 |
| Tier 2 risk-based capital | $732,260 | 3,814 |
| Total risk weighted assets | $58,529,760 | 4,322 |
| Total unused commitments | $3,655,000 | 5,546 |
| Derivatives | $0 | 651 |