Home > Bank of Northern Illinois > Income and Expense
Bank of Northern Illinois, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 5,260 |
| Total interest expense | $1,688,000 | 6,363 |
| Net interest income | $3,792,000 | 4,593 |
| Provision for loan and lease losses | $510,000 | 1,513 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $2,893,000 | 4,554 |
| Salaries and employee benefits | $1,446,000 | 4,416 |
| Premises and equipment expense | $477,000 | 3,951 |
| Additional noninterest expense | $970,000 | 4,835 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $548,000 | 6,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $548,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,604 |
| Cash dividends | $582,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $546,020 | 6,994 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 6,403 |
| Total interest expense | $1,476,000 | 7,293 |
| Net interest income | $2,939,000 | 5,748 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $422,000 | 6,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $2,669,000 | 4,981 |
| Salaries and employee benefits | $1,020,000 | 6,019 |
| Premises and equipment expense | $460,000 | 4,160 |
| Additional noninterest expense | $1,189,000 | 4,222 |
| Pre-tax net operating income | $573,000 | 8,146 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $387,000 | 8,563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $387,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,195 |
| Cash dividends | $253,000 | 4,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $379,080 | 8,390 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 6,641 |
| Total interest expense | $1,807,000 | 7,592 |
| Net interest income | $2,929,000 | 5,836 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $462,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $2,688,000 | 4,980 |
| Salaries and employee benefits | $1,006,000 | 5,994 |
| Premises and equipment expense | $429,000 | 4,536 |
| Additional noninterest expense | $1,253,000 | 4,175 |
| Pre-tax net operating income | $588,000 | 7,804 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $128,000 | 624 |
| Net income | $530,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $387,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $389,460 | 7,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.