Home > Bank of North Texas > Income and Expense
Bank of North Texas, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,580,000 | 1,176 |
| Total interest expense | $8,976,000 | 1,445 |
| Net interest income | $17,604,000 | 1,050 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $4,218,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,840,000 | 499 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,378,000 | 1,474 |
| Total noninterest expense | $10,859,000 | 1,351 |
| Salaries and employee benefits | $4,799,000 | 1,409 |
| Premises and equipment expense | $1,884,000 | 1,124 |
| Additional noninterest expense | $4,176,000 | 1,365 |
| Pre-tax net operating income | $10,963,000 | 744 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $3,527,000 | 757 |
| Income before extraordinary items | $7,440,000 | 731 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,440,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,231 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,437,280 | 738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,816,000 | 1,277 |
| Total interest expense | $8,466,000 | 1,574 |
| Net interest income | $16,350,000 | 1,117 |
| Provision for loan and lease losses | $627,000 | 1,792 |
| Total noninterest income | $6,234,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,016,000 | 474 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,218,000 | 912 |
| Total noninterest expense | $12,404,000 | 1,242 |
| Salaries and employee benefits | $4,330,000 | 1,559 |
| Premises and equipment expense | $2,036,000 | 1,066 |
| Additional noninterest expense | $6,038,000 | 1,091 |
| Pre-tax net operating income | $9,553,000 | 767 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $3,153,000 | 825 |
| Income before extraordinary items | $6,402,000 | 819 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,402,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,427 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,400,660 | 766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,636,000 | 1,429 |
| Total interest expense | $10,453,000 | 1,656 |
| Net interest income | $15,183,000 | 1,233 |
| Provision for loan and lease losses | $1,615,000 | 1,338 |
| Total noninterest income | $3,596,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,996,000 | 475 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $600,000 | 2,824 |
| Total noninterest expense | $10,761,000 | 1,443 |
| Salaries and employee benefits | $3,958,000 | 1,670 |
| Premises and equipment expense | $1,992,000 | 1,125 |
| Additional noninterest expense | $4,811,000 | 1,370 |
| Pre-tax net operating income | $6,403,000 | 1,010 |
| Securities gains (losses) | $261,000 | 1,667 |
| Applicable income taxes | $2,068,000 | 1,084 |
| Income before extraordinary items | $4,596,000 | 1,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,596,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,714,000 | 1,073 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,415,910 | 977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.