Home > Bank of North Georgia > Net charge- offs to loans
Bank of North Georgia, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1044% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8686% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 12.5198% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5980% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.8481% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8252% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3869% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 6.2770% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1335% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7229% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1246% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.0622% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5828% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 20.1455% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7330% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7489% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3374% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1624% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4218% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4994% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6431% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 37.6855% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.8910% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.8784% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 20.1822% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7813% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8129% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4926% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2777% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5856% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1561% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5796% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.8972% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4374% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5576% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 19.1968% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9921% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1836% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7235% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2387% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1459% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9991% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8310% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4404% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3579% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9228% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 13.6092% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2596% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1739% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5218% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1264% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8545% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4529% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2617% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9496% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5606% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8703% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 4.8347% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9110% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8350% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0456% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3638% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8258% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3855% | 4,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8983% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5666% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7817% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 2.8992% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6351% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7385% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3938% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0163% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3725% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2999% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3117% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1509% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3181% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 2.0127% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0862% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6362% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2343% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9373% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2177% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2203% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0754% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2784% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 2.0992% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6991% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5004% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8461% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0976% | 7,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3674% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1704% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.2688% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2280% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 3,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1570% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0398% | 1,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.2489% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1349% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2652% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0284% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.1206% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1476% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8231% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0748% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 7,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2836% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0453% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1170% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1570% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4838% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1861% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5764% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3451% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8752% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1662% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2924% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4801% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0228% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2031% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5805% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2514% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.6704% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9103% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1458% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4057% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8050% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3652% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.7526% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6802% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1453% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3159% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0224% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4512% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5712% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3875% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6923% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7064% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1952% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4405% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0844% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2409% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6196% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1256% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7061% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8982% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1227% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2195% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2967% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7550% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8350% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5319% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2426% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1754% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 5,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3007% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2988% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7292% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3684% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 2,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0666% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6272% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8238% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8738% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0903% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6061% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0221% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 7,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0757% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 8,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2390% | 7,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8785% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 7,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 8,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 5,898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0988% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7836% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5622% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2357% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7537% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 8,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2263% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2432% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5701% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9951% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0601% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8414% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 8,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8265% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1530% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8857% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 8,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 8,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 8,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5050% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 5,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4589% | 2,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3174% | 5,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 8,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4601% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2553% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0000% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0696% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2323% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8431% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9524% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1938% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5166% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7952% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 6,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0810% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6224% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 6,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0788% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 7,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 7,508 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 6,505 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 7,975 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 10,388 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |