Home > Bank of North Carolina > Net charge- offs to loans
Bank of North Carolina, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0330% | 4,565 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 5,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1573% | 5,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2687% | 5,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1194% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1194% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.1868% | 5,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0108% | 4,565 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 5,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0601% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 5,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2460% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2706% | 2,354 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 4,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0422% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0606% | 5,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.2660% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,778 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,587 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 5,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0777% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0970% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1328% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0068% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0411% | 3,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0358% | 5,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 5,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.2428% | 5,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 5,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1106% | 4,270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 5,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 5,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5121% | 5,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4695% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.1802% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1488% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 5,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1475% | 5,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0797% | 5,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9897% | 5,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.4511% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0931% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2237% | 4,859 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2102% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3844% | 5,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7615% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0942% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6444% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 5,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.5192% | 5,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1173% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3315% | 4,920 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5744% | 5,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3954% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7967% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2439% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 5,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 5,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.7378% | 5,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1624% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5936% | 4,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3713% | 5,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8493% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6620% | 1,196 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9865% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0911% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.8547% | 5,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3350% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2988% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1077% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2617% | 5,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1554% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2006% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2372% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.5215% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1469% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0547% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3115% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1743% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3795% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2006% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6597% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2854% | 1,221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7316% | 1,211 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2362% | 5,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3676% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3198% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.8308% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1724% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0747% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4317% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2096% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5375% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0510% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9694% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1142% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0436% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2949% | 5,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5440% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4612% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 1.3210% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6094% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8617% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5869% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0235% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1826% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1119% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7973% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6401% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 1.5242% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4516% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7340% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0419% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7562% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4540% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8646% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6333% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9682% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9569% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 2.6821% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3500% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1667% | 5,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6731% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2134% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8305% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0428% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0230% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1053% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8560% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2930% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2048% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 4.2161% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2352% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2250% | 5,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1622% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1441% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5053% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3073% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0819% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1937% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3968% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4880% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4098% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 5.7421% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 1,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1405% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2825% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5184% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5359% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3386% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7448% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1242% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3481% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5678% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4588% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 4.8532% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1933% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9889% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1715% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9298% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0526% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2463% | 1,227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2805% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6818% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5816% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 3.9107% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7177% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3753% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8653% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4860% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9814% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9648% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5194% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7087% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1562% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8515% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6942% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 4.9109% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7346% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8162% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6922% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7478% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6754% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7941% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4976% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9002% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9195% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6942% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6171% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 5.7149% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8027% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5398% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9080% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5621% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0112% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7072% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6028% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8639% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8505% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3218% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2798% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 3.1852% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7557% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1495% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1969% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5929% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3772% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9577% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6553% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5952% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4809% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3162% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4184% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 3.4187% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8021% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8789% | 632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2816% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2867% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2799% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4836% | 2,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2486% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2767% | 3,379 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0746% | 6,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9264% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9797% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 2.8212% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7536% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3098% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2843% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3185% | 2,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5352% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3621% | 2,716 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1690% | 6,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0453% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1090% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 3.0436% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9417% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2959% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2061% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3265% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6202% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0431% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0462% | 3,814 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2760% | 6,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0476% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1924% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 4.8923% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3597% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2934% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2524% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3075% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1925% | 6,630 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0283% | 5,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0290% | 5,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4221% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1428% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 1.9785% | 2,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9263% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1035% | 1,027 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9995% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1250% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9515% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0465% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7610% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0847% | 1,496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0765% | 1,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3403% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9717% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 1.0356% | 2,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2196% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6512% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6833% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6385% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6469% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0736% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1348% | 1,478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0896% | 1,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1884% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8891% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 1.0757% | 1,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1490% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4351% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7180% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3207% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7799% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9959% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2933% | 1,477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1171% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0535% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9797% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 1.4065% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1734% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4126% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4582% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3929% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4583% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0759% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1291% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1764% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 2.4033% | 1,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8259% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2494% | 781 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5143% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4717% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5349% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7766% | 3,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4141% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4211% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9841% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9870% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 2.0118% | 1,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6416% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3529% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4465% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5113% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4144% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9681% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7881% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1993% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8205% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8063% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 1.2340% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7519% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4384% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4336% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5010% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3997% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9033% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0132% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6777% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7385% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 2.0482% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2641% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2977% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3329% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0991% | 7,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5727% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3453% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.5513% | 1,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1518% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3697% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1455% | 1,115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4823% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3561% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5799% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3079% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2358% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.1401% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2045% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4366% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5542% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7963% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1724% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2155% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3065% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3670% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5305% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3050% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7757% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1706% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0734% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2172% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5326% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9198% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.4391% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1500% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0362% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2086% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1765% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.4887% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2879% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1808% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2986% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0377% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4385% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1282% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2730% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4038% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0759% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5838% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5268% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1297% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0362% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6400% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4291% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1851% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2009% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4128% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0515% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5821% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4284% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5207% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4965% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7645% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3070% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1276% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3853% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.2296% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3615% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1208% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4566% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1294% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0806% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3663% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8478% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2497% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9085% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2871% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5781% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7746% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 3,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1158% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4611% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1622% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 7,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0022% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2574% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 8,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8663% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5382% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 8,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6558% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 6,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0647% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1392% | 8,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2499% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 8,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5497% | 8,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 4,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1797% | 8,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1305% | 8,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2292% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7837% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0697% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,761 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4744% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 6,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 8,635 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 7,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 6,857 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |