Home > Bank of North America > Income and Expense
Bank of North America, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,552,000 | 893 |
| Total interest expense | $23,016,000 | 781 |
| Net interest income | $17,536,000 | 1,051 |
| Provision for loan and lease losses | $1,150,000 | 850 |
| Total noninterest income | $5,480,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,234,000 | 610 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,246,000 | 850 |
| Total noninterest expense | $18,658,000 | 835 |
| Salaries and employee benefits | $8,503,000 | 823 |
| Premises and equipment expense | $3,261,000 | 705 |
| Additional noninterest expense | $6,894,000 | 871 |
| Pre-tax net operating income | $3,208,000 | 2,306 |
| Securities gains (losses) | $137,000 | 819 |
| Applicable income taxes | $1,133,000 | 2,128 |
| Income before extraordinary items | $2,212,000 | 2,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,212,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 877 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,121,580 | 2,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,643,000 | 898 |
| Total interest expense | $19,092,000 | 747 |
| Net interest income | $16,551,000 | 1,111 |
| Provision for loan and lease losses | $1,105,000 | 863 |
| Total noninterest income | $3,977,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,409,000 | 936 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,568,000 | 973 |
| Total noninterest expense | $17,451,000 | 894 |
| Salaries and employee benefits | $7,901,000 | 868 |
| Premises and equipment expense | $3,033,000 | 759 |
| Additional noninterest expense | $6,517,000 | 949 |
| Pre-tax net operating income | $1,972,000 | 3,470 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $548,000 | 3,779 |
| Income before extraordinary items | $1,449,000 | 3,265 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,449,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,135,000 | 797 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,430,750 | 3,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,710,000 | 983 |
| Total interest expense | $17,072,000 | 823 |
| Net interest income | $15,638,000 | 1,164 |
| Provision for loan and lease losses | $2,050,000 | 793 |
| Total noninterest income | $4,477,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,075,000 | 1,259 |
| Trading account gains and fees | $45,000 | 331 |
| Additional Noninterest Income | $3,357,000 | 889 |
| Total noninterest expense | $23,791,000 | 731 |
| Salaries and employee benefits | $7,683,000 | 889 |
| Premises and equipment expense | $2,792,000 | 821 |
| Additional noninterest expense | $13,316,000 | 623 |
| Pre-tax net operating income | $-5,726,000 | 13,189 |
| Securities gains (losses) | $1,232,000 | 460 |
| Applicable income taxes | $-1,693,000 | 13,210 |
| Income before extraordinary items | $-2,801,000 | 13,124 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,801,000 | 13,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,844,000 | 759 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,589,480 | 13,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,713,000 | 976 |
| Total interest expense | $22,361,000 | 832 |
| Net interest income | $16,352,000 | 1,139 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $3,151,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $782,000 | 1,721 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,369,000 | 1,120 |
| Total noninterest expense | $16,323,000 | 1,001 |
| Salaries and employee benefits | $6,974,000 | 982 |
| Premises and equipment expense | $2,565,000 | 917 |
| Additional noninterest expense | $6,784,000 | 1,038 |
| Pre-tax net operating income | $2,580,000 | 2,396 |
| Securities gains (losses) | $1,554,000 | 478 |
| Applicable income taxes | $1,590,000 | 1,382 |
| Income before extraordinary items | $2,544,000 | 1,789 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,544,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 1,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,549,440 | 2,755 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.