Home > Bank of New Hampshire > Income and Expense
Bank of New Hampshire, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $319,310,000 | 169 |
| Total interest expense | $139,863,000 | 176 |
| Net interest income | $179,447,000 | 162 |
| Provision for loan and lease losses | $5,422,000 | 340 |
| Total noninterest income | $46,835,000 | 237 |
| Gross Fiduciary activities income | $7,323,000 | 134 |
| Service charges on deposit accounts | $19,864,000 | 117 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,648,000 | 293 |
| Total noninterest expense | $102,795,000 | 216 |
| Salaries and employee benefits | $28,238,000 | 289 |
| Premises and equipment expense | $10,780,000 | 247 |
| Additional noninterest expense | $63,777,000 | 183 |
| Pre-tax net operating income | $118,065,000 | 143 |
| Securities gains (losses) | $853,000 | 440 |
| Applicable income taxes | $41,897,000 | 139 |
| Income before extraordinary items | $77,021,000 | 149 |
| Extraordinary gains, net | $-522,000 | 9,558 |
| Net income | $76,499,000 | 149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,361,000 | 248 |
| Cash dividends | $88,316,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $76,466,550 | 145 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $350,948,000 | 170 |
| Total interest expense | $184,383,000 | 179 |
| Net interest income | $166,565,000 | 170 |
| Provision for loan and lease losses | $6,203,000 | 274 |
| Total noninterest income | $46,956,000 | 230 |
| Gross Fiduciary activities income | $8,846,000 | 126 |
| Service charges on deposit accounts | $17,498,000 | 123 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,612,000 | 283 |
| Total noninterest expense | $98,127,000 | 218 |
| Salaries and employee benefits | $27,704,000 | 270 |
| Premises and equipment expense | $12,163,000 | 208 |
| Additional noninterest expense | $58,260,000 | 190 |
| Pre-tax net operating income | $109,191,000 | 145 |
| Securities gains (losses) | $-2,027,000 | 9,800 |
| Applicable income taxes | $35,462,000 | 144 |
| Income before extraordinary items | $71,702,000 | 143 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $71,702,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,035,000 | 272 |
| Cash dividends | $67,369,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $73,060,090 | 145 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,787,000 | 1,642 |
| Total interest expense | $9,782,000 | 1,536 |
| Net interest income | $10,005,000 | 1,740 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $1,411,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $577,000 | 2,318 |
| Trading account gains and fees | $5,000 | 158 |
| Additional Noninterest Income | $829,000 | 2,114 |
| Total noninterest expense | $6,752,000 | 2,022 |
| Salaries and employee benefits | $2,112,000 | 3,260 |
| Premises and equipment expense | $784,000 | 2,584 |
| Additional noninterest expense | $3,856,000 | 1,198 |
| Pre-tax net operating income | $4,289,000 | 1,740 |
| Securities gains (losses) | $132,000 | 637 |
| Applicable income taxes | $1,641,000 | 1,472 |
| Income before extraordinary items | $2,780,000 | 1,909 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,780,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $590,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,695,520 | 1,933 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,756,000 | 1,645 |
| Total interest expense | $10,249,000 | 1,485 |
| Net interest income | $9,507,000 | 1,795 |
| Provision for loan and lease losses | $325,000 | 2,434 |
| Total noninterest income | $1,131,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $549,000 | 2,346 |
| Trading account gains and fees | $1,000 | 215 |
| Additional Noninterest Income | $581,000 | 2,696 |
| Total noninterest expense | $6,436,000 | 2,039 |
| Salaries and employee benefits | $2,010,000 | 3,318 |
| Premises and equipment expense | $632,000 | 3,029 |
| Additional noninterest expense | $3,794,000 | 1,179 |
| Pre-tax net operating income | $3,877,000 | 1,882 |
| Securities gains (losses) | $134,000 | 1,111 |
| Applicable income taxes | $1,604,000 | 1,531 |
| Income before extraordinary items | $2,407,000 | 2,170 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,407,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,009 |
| Cash dividends | $3,500,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,321,240 | 2,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,434,000 | 1,794 |
| Total interest expense | $9,281,000 | 1,669 |
| Net interest income | $9,153,000 | 1,907 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $773,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $488,000 | 2,689 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $285,000 | 4,051 |
| Total noninterest expense | $6,340,000 | 2,037 |
| Salaries and employee benefits | $1,996,000 | 3,320 |
| Premises and equipment expense | $649,000 | 2,941 |
| Additional noninterest expense | $3,695,000 | 1,196 |
| Pre-tax net operating income | $3,495,000 | 2,153 |
| Securities gains (losses) | $37,000 | 1,522 |
| Applicable income taxes | $1,523,000 | 1,690 |
| Income before extraordinary items | $2,009,000 | 2,575 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,009,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 10,758 |
| Cash dividends | $670,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,985,320 | 2,558 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,182,000 | 2,223 |
| Total interest expense | $6,803,000 | 2,273 |
| Net interest income | $8,379,000 | 2,139 |
| Provision for loan and lease losses | $251,000 | 2,925 |
| Total noninterest income | $701,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $311,000 | 3,987 |
| Total noninterest expense | $5,717,000 | 2,405 |
| Salaries and employee benefits | $1,965,000 | 3,387 |
| Premises and equipment expense | $529,000 | 3,610 |
| Additional noninterest expense | $3,223,000 | 1,616 |
| Pre-tax net operating income | $3,112,000 | 2,290 |
| Securities gains (losses) | $44,000 | 1,419 |
| Applicable income taxes | $1,362,000 | 1,755 |
| Income before extraordinary items | $1,794,000 | 2,711 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,794,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,765,840 | 2,706 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,795,000 | 2,421 |
| Total interest expense | $5,907,000 | 2,599 |
| Net interest income | $7,888,000 | 2,285 |
| Provision for loan and lease losses | $369,000 | 1,977 |
| Total noninterest income | $625,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $401,000 | 3,362 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $224,000 | 4,795 |
| Total noninterest expense | $6,225,000 | 2,192 |
| Salaries and employee benefits | $2,097,000 | 3,161 |
| Premises and equipment expense | $517,000 | 3,654 |
| Additional noninterest expense | $3,611,000 | 1,453 |
| Pre-tax net operating income | $1,919,000 | 3,625 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $824,000 | 2,809 |
| Income before extraordinary items | $1,098,000 | 4,267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,098,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,191 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,096,080 | 4,251 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,523 |
| Total interest expense | $899,000 | 9,135 |
| Net interest income | $1,815,000 | 8,002 |
| Provision for loan and lease losses | $271,000 | 2,443 |
| Total noninterest income | $158,000 | 9,556 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,051,000 | 9,154 |
| Salaries and employee benefits | $473,000 | 9,629 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $479,000 | 8,069 |
| Pre-tax net operating income | $651,000 | 7,710 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $362,000 | 8,531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $362,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,129 |
| Cash dividends | $17,000 | 8,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $362,000 | 8,580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,836,000 | 2,861 |
| Total interest expense | $4,180,000 | 3,043 |
| Net interest income | $6,656,000 | 2,713 |
| Provision for loan and lease losses | $650,000 | 1,745 |
| Total noninterest income | $576,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $387,000 | 3,552 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $5,102,000 | 2,801 |
| Salaries and employee benefits | $2,857,000 | 2,335 |
| Premises and equipment expense | $465,000 | 4,127 |
| Additional noninterest expense | $1,780,000 | 3,011 |
| Pre-tax net operating income | $1,480,000 | 4,376 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $269,000 | 6,503 |
| Income before extraordinary items | $1,213,000 | 3,976 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $1,313,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,529 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,211,360 | 3,775 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,813,000 | 2,971 |
| Total interest expense | $5,640,000 | 2,952 |
| Net interest income | $6,173,000 | 2,946 |
| Provision for loan and lease losses | $1,060,000 | 1,769 |
| Total noninterest income | $527,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $4,676,000 | 3,049 |
| Salaries and employee benefits | $2,513,000 | 2,585 |
| Premises and equipment expense | $419,000 | 4,626 |
| Additional noninterest expense | $1,744,000 | 3,139 |
| Pre-tax net operating income | $964,000 | 5,778 |
| Securities gains (losses) | $103,000 | 2,957 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $914,000 | 4,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $914,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 2,029 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $825,420 | 4,935 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.