Home > Bank of New England > Income and Expense

Bank of New England, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$95,072,000565
Total interest expense$31,000,000574
Net interest income$64,072,000552
Provision for loan and lease losses$4,020,000377
Total noninterest income$244,0003,912
Gross Fiduciary activities income$0981
Service charges on deposit accounts$77,0003,556
Trading account gains and feesNANA
Additional Noninterest Income$167,0003,771
Total noninterest expense$17,819,0001,325
Salaries and employee benefits$10,536,0001,292
Premises and equipment expense$3,062,000849
Additional noninterest expense$167,0003,771
Pre-tax net operating income$42,477,000394
Securities gains (losses)$9,000787
Applicable income taxes$10,540,000331
Income before extraordinary items$31,946,000401
Extraordinary gains, net$054
Net income$31,946,000406
Minority interest net income$088
Net income of bank and minority interests.$31,946,000403
Net charge-offs$02,884
Cash dividends$2,062,0001,499
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,938,890414
2023-09-30 (YTD Data)Rank
Total interest income$69,107,000573
Total interest expense$21,332,000577
Net interest income$47,775,000564
Provision for loan and lease losses$2,848,000374
Total noninterest income$189,0003,891
Gross Fiduciary activities income$0950
Service charges on deposit accounts$56,0003,599
Trading account gains and feesNANA
Additional Noninterest Income$133,0003,733
Total noninterest expense$13,672,0001,297
Salaries and employee benefits$7,839,0001,303
Premises and equipment expense$2,335,000836
Additional noninterest expense$133,0003,731
Pre-tax net operating income$31,444,000419
Securities gains (losses)$-29,0003,710
Applicable income taxes$7,729,000354
Income before extraordinary items$23,686,000425
Extraordinary gains, net$052
Net income$23,686,000429
Minority interest net income$081
Net income of bank and minority interests.$23,686,000425
Net charge-offs$02,641
Cash dividends$1,538,0001,341
Sale, conversion, retirement of capital stock, net$0507
Net operating income$23,708,910432
2023-06-30 (YTD Data)Rank
Total interest income$44,508,000560
Total interest expense$12,886,000555
Net interest income$31,622,000560
Provision for loan and lease losses$1,063,000494
Total noninterest income$125,0003,906
Gross Fiduciary activities income$0931
Service charges on deposit accounts$37,0003,598
Trading account gains and feesNANA
Additional Noninterest Income$88,0003,760
Total noninterest expense$8,849,0001,323
Salaries and employee benefits$4,978,0001,340
Premises and equipment expense$1,564,000818
Additional noninterest expense$88,0003,743
Pre-tax net operating income$21,835,000409
Securities gains (losses)$-3,0003,656
Applicable income taxes$5,293,000353
Income before extraordinary items$16,539,000407
Extraordinary gains, net$051
Net income$16,539,000416
Minority interest net income$081
Net income of bank and minority interests.$16,539,000408
Net charge-offs$02,431
Cash dividends$1,012,0001,353
Sale, conversion, retirement of capital stock, net$0486
Net operating income$16,541,370413
2023-03-31 (YTD Data)Rank
Total interest income$21,345,000575
Total interest expense$5,655,000551
Net interest income$15,690,000566
Provision for loan and lease losses$1,401,000287
Total noninterest income$68,0003,885
Gross Fiduciary activities income$0913
Service charges on deposit accounts$19,0003,593
Trading account gains and feesNANA
Additional Noninterest Income$49,0003,702
Total noninterest expense$4,435,0001,332
Salaries and employee benefits$2,486,0001,364
Premises and equipment expense$788,000849
Additional noninterest expense$49,0003,702
Pre-tax net operating income$9,922,000439
Securities gains (losses)$11,000560
Applicable income taxes$2,814,000350
Income before extraordinary items$7,119,000472
Extraordinary gains, net$04
Net income$7,119,000472
Minority interest net income$048
Net income of bank and minority interests.$7,119,000473
Net charge-offs$02,062
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,110,310485
2022-12-31 (YTD Data)Rank
Total interest income$70,398,000564
Total interest expense$12,939,000374
Net interest income$57,459,000607
Provision for loan and lease losses$610,0001,093
Total noninterest income$304,0003,914
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$97,0003,471
Trading account gains and feesNANA
Additional Noninterest Income$207,0003,789
Total noninterest expense$15,285,0001,455
Salaries and employee benefits$9,529,0001,368
Premises and equipment expense$2,963,000873
Additional noninterest expense$207,0003,789
Pre-tax net operating income$41,868,000430
Securities gains (losses)$-108,0003,926
Applicable income taxes$11,394,000339
Income before extraordinary items$30,366,000461
Extraordinary gains, net$05
Net income$30,366,000462
Minority interest net income$063
Net income of bank and minority interests.$30,366,000462
Net charge-offs$-15,0003,741
Cash dividends$1,500,0001,746
Sale, conversion, retirement of capital stock, net$0568
Net operating income$30,451,320466
2022-09-30 (YTD Data)Rank
Total interest income$49,818,000560
Total interest expense$8,357,000299
Net interest income$41,461,000613
Provision for loan and lease losses$436,0001,051
Total noninterest income$201,0004,033
Gross Fiduciary activities income$0968
Service charges on deposit accounts$73,0003,493
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,920
Total noninterest expense$11,982,0001,400
Salaries and employee benefits$7,305,0001,331
Premises and equipment expense$2,315,000839
Additional noninterest expense$128,0003,920
Pre-tax net operating income$29,244,000451
Securities gains (losses)$-113,0004,243
Applicable income taxes$8,021,000361
Income before extraordinary items$21,110,000489
Extraordinary gains, net$04
Net income$21,110,000488
Minority interest net income$057
Net income of bank and minority interests.$21,110,000489
Net charge-offs$-15,0003,724
Cash dividends$1,025,0001,641
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,199,270492
2022-06-30 (YTD Data)Rank
Total interest income$31,411,000559
Total interest expense$5,166,000252
Net interest income$26,245,000617
Provision for loan and lease losses$13,0002,362
Total noninterest income$120,0004,078
Gross Fiduciary activities income$0925
Service charges on deposit accounts$47,0003,560
Trading account gains and feesNANA
Additional Noninterest Income$73,0004,027
Total noninterest expense$7,761,0001,419
Salaries and employee benefits$4,844,0001,337
Premises and equipment expense$1,555,000821
Additional noninterest expense$1,362,0002,123
Pre-tax net operating income$18,591,000450
Securities gains (losses)$-75,0004,312
Applicable income taxes$5,086,000357
Income before extraordinary items$13,430,000481
Extraordinary gains, net$04
Net income$13,430,000480
Minority interest net income$060
Net income of bank and minority interests.$13,430,000481
Net charge-offs$-15,0003,795
Cash dividends$612,0001,717
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,489,250488
2022-03-31 (YTD Data)Rank
Total interest income$15,423,000548
Total interest expense$2,491,000238
Net interest income$12,932,000600
Provision for loan and lease losses$-642,0004,655
Total noninterest income$59,0004,081
Gross Fiduciary activities income$0892
Service charges on deposit accounts$22,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$37,0003,997
Total noninterest expense$3,979,0001,394
Salaries and employee benefits$2,421,0001,345
Premises and equipment expense$781,000826
Additional noninterest expense$777,0001,914
Pre-tax net operating income$9,654,000432
Securities gains (losses)$-44,0004,429
Applicable income taxes$2,633,000348
Income before extraordinary items$6,977,000468
Extraordinary gains, net$04
Net income$6,977,000467
Minority interest net income$050
Net income of bank and minority interests.$6,977,000468
Net charge-offs$01,838
Cash dividends$275,0001,557
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,011,760470
2021-12-31 (YTD Data)Rank
Total interest income$59,390,000578
Total interest expense$11,359,000260
Net interest income$48,031,000654
Provision for loan and lease losses$1,286,000458
Total noninterest income$151,0004,413
Gross Fiduciary activities income$0994
Service charges on deposit accounts$61,0003,885
Trading account gains and feesNANA
Additional Noninterest Income$90,0004,381
Total noninterest expense$15,021,0001,450
Salaries and employee benefits$9,415,0001,362
Premises and equipment expense$3,056,000844
Additional noninterest expense$2,550,0002,227
Pre-tax net operating income$31,875,000520
Securities gains (losses)$-28,0004,481
Applicable income taxes$8,928,000423
Income before extraordinary items$22,919,000582
Extraordinary gains, net$010
Net income$22,919,000582
Minority interest net income$074
Net income of bank and minority interests.$22,919,000583
Net charge-offs$2,0002,583
Cash dividends$1,050,0002,158
Sale, conversion, retirement of capital stock, net$54,000505
Net operating income$22,941,120574
2021-09-30 (YTD Data)Rank
Total interest income$43,211,000608
Total interest expense$8,693,000265
Net interest income$34,518,000687
Provision for loan and lease losses$751,000579
Total noninterest income$113,0004,474
Gross Fiduciary activities income$0957
Service charges on deposit accounts$44,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$69,0004,430
Total noninterest expense$11,688,0001,413
Salaries and employee benefits$7,105,0001,358
Premises and equipment expense$2,306,000855
Additional noninterest expense$2,277,0001,966
Pre-tax net operating income$22,192,000572
Securities gains (losses)$-19,0004,623
Applicable income taxes$6,218,000452
Income before extraordinary items$15,955,000626
Extraordinary gains, net$08
Net income$15,955,000626
Minority interest net income$069
Net income of bank and minority interests.$15,955,000626
Net charge-offs$2,0002,301
Cash dividends$787,0001,943
Sale, conversion, retirement of capital stock, net$54,000457
Net operating income$15,970,010621
2021-06-30 (YTD Data)Rank
Total interest income$28,386,000610
Total interest expense$5,918,000269
Net interest income$22,468,000697
Provision for loan and lease losses$15,0002,613
Total noninterest income$64,0004,567
Gross Fiduciary activities income$0951
Service charges on deposit accounts$27,0003,997
Trading account gains and feesNANA
Additional Noninterest Income$37,0004,532
Total noninterest expense$7,907,0001,395
Salaries and employee benefits$4,749,0001,348
Premises and equipment expense$1,522,000865
Additional noninterest expense$1,636,0001,833
Pre-tax net operating income$14,610,000572
Securities gains (losses)$-15,0004,681
Applicable income taxes$4,090,000461
Income before extraordinary items$10,505,000638
Extraordinary gains, net$06
Net income$10,505,000638
Minority interest net income$067
Net income of bank and minority interests.$10,505,000638
Net charge-offs$2,0002,060
Cash dividends$525,0001,899
Sale, conversion, retirement of capital stock, net$25,000460
Net operating income$10,516,850627
2021-03-31 (YTD Data)Rank
Total interest income$14,033,000613
Total interest expense$2,950,000282
Net interest income$11,083,000692
Provision for loan and lease losses$592,000330
Total noninterest income$32,0004,552
Gross Fiduciary activities income$0922
Service charges on deposit accounts$12,0004,083
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,477
Total noninterest expense$3,787,0001,433
Salaries and employee benefits$2,381,0001,344
Premises and equipment expense$760,000877
Additional noninterest expense$646,0002,153
Pre-tax net operating income$6,736,000605
Securities gains (losses)$-17,0004,711
Applicable income taxes$1,887,000483
Income before extraordinary items$4,832,000689
Extraordinary gains, net$03
Net income$4,832,000689
Minority interest net income$055
Net income of bank and minority interests.$4,832,000689
Net charge-offs$01,930
Cash dividends$262,0001,656
Sale, conversion, retirement of capital stock, net$25,000401
Net operating income$4,845,430669
2020-12-31 (YTD Data)Rank
Total interest income$52,288,000653
Total interest expense$12,867,000396
Net interest income$39,421,000733
Provision for loan and lease losses$1,995,0001,049
Total noninterest income$149,0004,484
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$56,0004,071
Trading account gains and feesNANA
Additional Noninterest Income$93,0004,402
Total noninterest expense$14,626,0001,436
Salaries and employee benefits$9,289,0001,335
Premises and equipment expense$2,826,000899
Additional noninterest expense$2,511,0002,193
Pre-tax net operating income$22,949,000532
Securities gains (losses)$21,0002,096
Applicable income taxes$6,429,000416
Income before extraordinary items$16,541,000610
Extraordinary gains, net$04
Net income$16,541,000609
Minority interest net income$072
Net income of bank and minority interests.$16,541,000610
Net charge-offs$10,0003,026
Cash dividends$1,050,0002,145
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,524,410591
2020-09-30 (YTD Data)Rank
Total interest income$38,374,000667
Total interest expense$9,820,000432
Net interest income$28,554,000751
Provision for loan and lease losses$1,602,0001,012
Total noninterest income$114,0004,483
Gross Fiduciary activities income$0981
Service charges on deposit accounts$41,0004,120
Trading account gains and feesNANA
Additional Noninterest Income$73,0004,378
Total noninterest expense$11,166,0001,400
Salaries and employee benefits$7,040,0001,304
Premises and equipment expense$2,099,000895
Additional noninterest expense$2,027,0002,059
Pre-tax net operating income$15,900,000538
Securities gains (losses)$24,0001,848
Applicable income taxes$4,458,000408
Income before extraordinary items$11,466,000620
Extraordinary gains, net$04
Net income$11,466,000619
Minority interest net income$065
Net income of bank and minority interests.$11,466,000620
Net charge-offs$10,0002,745
Cash dividends$787,0001,928
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,447,040599
2020-06-30 (YTD Data)Rank
Total interest income$25,222,000681
Total interest expense$6,681,000453
Net interest income$18,541,000769
Provision for loan and lease losses$495,0001,624
Total noninterest income$70,0004,546
Gross Fiduciary activities income$0970
Service charges on deposit accounts$27,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,431
Total noninterest expense$7,195,0001,428
Salaries and employee benefits$4,652,0001,310
Premises and equipment expense$1,365,000915
Additional noninterest expense$1,178,0002,247
Pre-tax net operating income$10,921,000472
Securities gains (losses)$24,0001,612
Applicable income taxes$3,063,000356
Income before extraordinary items$7,882,000557
Extraordinary gains, net$04
Net income$7,882,000556
Minority interest net income$065
Net income of bank and minority interests.$7,882,000557
Net charge-offs$03,033
Cash dividends$525,0001,907
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,863,040533
2020-03-31 (YTD Data)Rank
Total interest income$12,799,000672
Total interest expense$3,509,000480
Net interest income$9,290,000737
Provision for loan and lease losses$187,0001,501
Total noninterest income$40,0004,498
Gross Fiduciary activities income$0941
Service charges on deposit accounts$15,0004,249
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,327
Total noninterest expense$3,681,0001,418
Salaries and employee benefits$2,372,0001,301
Premises and equipment expense$675,000941
Additional noninterest expense$634,0002,160
Pre-tax net operating income$5,462,000431
Securities gains (losses)$15,0001,209
Applicable income taxes$1,536,000325
Income before extraordinary items$3,941,000504
Extraordinary gains, net$04
Net income$3,941,000504
Minority interest net income$056
Net income of bank and minority interests.$3,941,000504
Net charge-offs$02,581
Cash dividends$263,0001,755
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,929,150487
2019-12-31 (YTD Data)Rank
Total interest income$52,012,000660
Total interest expense$13,736,000515
Net interest income$38,276,000718
Provision for loan and lease losses$693,0001,212
Total noninterest income$201,0004,457
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$77,0004,169
Trading account gains and feesNANA
Additional Noninterest Income$124,0004,292
Total noninterest expense$14,400,0001,410
Salaries and employee benefits$9,309,0001,273
Premises and equipment expense$2,653,000933
Additional noninterest expense$2,438,0002,252
Pre-tax net operating income$23,384,000538
Securities gains (losses)$40,0001,328
Applicable income taxes$6,561,000415
Income before extraordinary items$16,863,000611
Extraordinary gains, net$011
Net income$16,863,000611
Minority interest net income$076
Net income of bank and minority interests.$16,863,000612
Net charge-offs$95,0002,240
Cash dividends$1,437,0001,932
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,831,400597
2019-09-30 (YTD Data)Rank
Total interest income$38,698,000669
Total interest expense$10,016,000537
Net interest income$28,682,000720
Provision for loan and lease losses$1,265,000574
Total noninterest income$145,0004,532
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$59,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$86,0004,391
Total noninterest expense$11,245,0001,366
Salaries and employee benefits$7,048,0001,272
Premises and equipment expense$2,016,000928
Additional noninterest expense$2,181,0001,981
Pre-tax net operating income$16,317,000577
Securities gains (losses)$44,0001,110
Applicable income taxes$4,612,000445
Income before extraordinary items$11,749,000651
Extraordinary gains, net$011
Net income$11,749,000653
Minority interest net income$072
Net income of bank and minority interests.$11,749,000652
Net charge-offs$80,0001,904
Cash dividends$1,100,0001,713
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,714,240643
2019-06-30 (YTD Data)Rank
Total interest income$25,194,000682
Total interest expense$6,327,000552
Net interest income$18,867,000732
Provision for loan and lease losses$700,000645
Total noninterest income$89,0004,615
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$40,0004,201
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,506
Total noninterest expense$7,238,0001,412
Salaries and employee benefits$4,543,0001,304
Premises and equipment expense$1,347,000929
Additional noninterest expense$1,348,0002,113
Pre-tax net operating income$11,018,000556
Securities gains (losses)$37,000837
Applicable income taxes$3,097,000432
Income before extraordinary items$7,958,000628
Extraordinary gains, net$011
Net income$7,958,000628
Minority interest net income$069
Net income of bank and minority interests.$7,958,000628
Net charge-offs$9,0002,635
Cash dividends$750,0001,703
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,928,770615
2019-03-31 (YTD Data)Rank
Total interest income$12,359,000692
Total interest expense$3,034,000558
Net interest income$9,325,000740
Provision for loan and lease losses$414,000545
Total noninterest income$41,0004,689
Gross Fiduciary activities income$0972
Service charges on deposit accounts$17,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,542
Total noninterest expense$3,576,0001,434
Salaries and employee benefits$2,201,0001,348
Premises and equipment expense$692,000912
Additional noninterest expense$683,0002,077
Pre-tax net operating income$5,376,000559
Securities gains (losses)$24,000533
Applicable income taxes$1,507,000443
Income before extraordinary items$3,893,000627
Extraordinary gains, net$05
Net income$3,893,000627
Minority interest net income$052
Net income of bank and minority interests.$3,893,000626
Net charge-offs$9,0002,026
Cash dividends$375,0001,557
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,874,040613
2018-12-31 (YTD Data)Rank
Total interest income$46,801,000681
Total interest expense$9,838,000531
Net interest income$36,963,000723
Provision for loan and lease losses$-147,0005,205
Total noninterest income$190,0004,679
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$89,0004,244
Trading account gains and feesNANA
Additional Noninterest Income$101,0004,563
Total noninterest expense$14,172,0001,422
Salaries and employee benefits$8,968,0001,283
Premises and equipment expense$2,631,000937
Additional noninterest expense$2,573,0002,175
Pre-tax net operating income$23,128,000529
Securities gains (losses)$-65,0004,906
Applicable income taxes$6,460,000398
Income before extraordinary items$16,603,000595
Extraordinary gains, net$06
Net income$16,603,000594
Minority interest net income$072
Net income of bank and minority interests.$16,603,000594
Net charge-offs$1,0003,708
Cash dividends$1,425,0001,812
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,654,350599
2018-09-30 (YTD Data)Rank
Total interest income$34,162,000686
Total interest expense$6,971,000517
Net interest income$27,191,000732
Provision for loan and lease losses$-281,0005,344
Total noninterest income$142,0004,737
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$66,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$76,0004,631
Total noninterest expense$11,005,0001,377
Salaries and employee benefits$6,842,0001,264
Premises and equipment expense$2,023,000919
Additional noninterest expense$2,140,0002,008
Pre-tax net operating income$16,609,000548
Securities gains (losses)$-74,0005,192
Applicable income taxes$4,630,000425
Income before extraordinary items$11,905,000616
Extraordinary gains, net$05
Net income$11,905,000614
Minority interest net income$066
Net income of bank and minority interests.$11,905,000615
Net charge-offs$1,0003,412
Cash dividends$1,050,0001,616
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,963,460613
2018-06-30 (YTD Data)Rank
Total interest income$22,834,000682
Total interest expense$4,377,000512
Net interest income$18,457,000717
Provision for loan and lease losses$-418,0005,458
Total noninterest income$86,0004,851
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$46,0004,303
Trading account gains and feesNANA
Additional Noninterest Income$40,0004,814
Total noninterest expense$7,155,0001,418
Salaries and employee benefits$4,570,0001,269
Premises and equipment expense$1,356,000917
Additional noninterest expense$1,229,0002,256
Pre-tax net operating income$11,806,000523
Securities gains (losses)$-66,0005,292
Applicable income taxes$3,287,000409
Income before extraordinary items$8,453,000582
Extraordinary gains, net$06
Net income$8,453,000582
Minority interest net income$065
Net income of bank and minority interests.$8,453,000581
Net charge-offs$1,0003,095
Cash dividends$688,0001,661
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,505,140578
2018-03-31 (YTD Data)Rank
Total interest income$11,429,000668
Total interest expense$2,224,000479
Net interest income$9,205,000717
Provision for loan and lease losses$-171,0005,518
Total noninterest income$41,0004,913
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$22,0004,380
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,867
Total noninterest expense$3,564,0001,428
Salaries and employee benefits$2,284,0001,282
Premises and equipment expense$683,000914
Additional noninterest expense$597,0002,284
Pre-tax net operating income$5,853,000518
Securities gains (losses)$-59,0005,420
Applicable income taxes$1,623,000396
Income before extraordinary items$4,171,000577
Extraordinary gains, net$07
Net income$4,171,000578
Minority interest net income$052
Net income of bank and minority interests.$4,171,000577
Net charge-offs$1,0002,559
Cash dividends$338,0001,509
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,217,610577
2017-12-31 (YTD Data)Rank
Total interest income$43,982,000661
Total interest expense$8,575,000422
Net interest income$35,407,000717
Provision for loan and lease losses$243,0002,178
Total noninterest income$427,0004,116
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$90,0004,444
Trading account gains and feesNANA
Additional Noninterest Income$337,0003,654
Total noninterest expense$14,117,0001,414
Salaries and employee benefits$8,614,0001,309
Premises and equipment expense$2,578,000939
Additional noninterest expense$2,925,0001,975
Pre-tax net operating income$21,474,000521
Securities gains (losses)$02,243
Applicable income taxes$9,873,000413
Income before extraordinary items$11,601,000656
Extraordinary gains, net$09
Net income$11,601,000656
Minority interest net income$076
Net income of bank and minority interests.$11,601,000656
Net charge-offs$-95,0005,283
Cash dividends$1,250,0001,922
Sale, conversion, retirement of capital stock, net$8,000678
Net operating income$11,601,000648
2017-09-30 (YTD Data)Rank
Total interest income$32,623,000665
Total interest expense$6,296,000417
Net interest income$26,327,000726
Provision for loan and lease losses$745,000887
Total noninterest income$386,0003,926
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$70,0004,448
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,402
Total noninterest expense$10,854,0001,364
Salaries and employee benefits$6,630,0001,290
Premises and equipment expense$1,936,000949
Additional noninterest expense$2,288,0001,911
Pre-tax net operating income$15,114,000550
Securities gains (losses)$02,274
Applicable income taxes$6,047,000429
Income before extraordinary items$9,067,000688
Extraordinary gains, net$09
Net income$9,067,000688
Minority interest net income$071
Net income of bank and minority interests.$9,067,000688
Net charge-offs$-15,0004,847
Cash dividends$925,0001,784
Sale, conversion, retirement of capital stock, net$8,000639
Net operating income$9,067,000671
2017-06-30 (YTD Data)Rank
Total interest income$21,200,000676
Total interest expense$4,037,000420
Net interest income$17,163,000732
Provision for loan and lease losses$638,000721
Total noninterest income$331,0003,579
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$48,0004,438
Trading account gains and feesNANA
Additional Noninterest Income$283,0003,019
Total noninterest expense$7,229,0001,372
Salaries and employee benefits$4,385,0001,300
Premises and equipment expense$1,291,000944
Additional noninterest expense$1,553,0001,886
Pre-tax net operating income$9,627,000566
Securities gains (losses)$01,906
Applicable income taxes$3,850,000438
Income before extraordinary items$5,777,000700
Extraordinary gains, net$011
Net income$5,777,000700
Minority interest net income$071
Net income of bank and minority interests.$5,777,000700
Net charge-offs$-6,0004,624
Cash dividends$613,0001,769
Sale, conversion, retirement of capital stock, net$8,000606
Net operating income$5,777,000683
2017-03-31 (YTD Data)Rank
Total interest income$10,151,000699
Total interest expense$1,877,000439
Net interest income$8,274,000754
Provision for loan and lease losses$753,000323
Total noninterest income$183,0003,409
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$26,0004,343
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,871
Total noninterest expense$3,576,0001,404
Salaries and employee benefits$2,173,0001,323
Premises and equipment expense$657,000947
Additional noninterest expense$746,0001,944
Pre-tax net operating income$4,128,000628
Securities gains (losses)$01,153
Applicable income taxes$1,651,000477
Income before extraordinary items$2,477,000781
Extraordinary gains, net$08
Net income$2,477,000781
Minority interest net income$055
Net income of bank and minority interests.$2,477,000781
Net charge-offs$-6,0004,769
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,477,000773
2016-12-31 (YTD Data)Rank
Total interest income$36,685,000734
Total interest expense$6,043,000495
Net interest income$30,642,000782
Provision for loan and lease losses$1,602,000619
Total noninterest income$320,0004,612
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$144,0004,044
Trading account gains and fees$0170
Additional Noninterest Income$176,0004,482
Total noninterest expense$13,094,0001,498
Salaries and employee benefits$7,973,0001,374
Premises and equipment expense$2,416,000982
Additional noninterest expense$2,705,0002,152
Pre-tax net operating income$16,266,000611
Securities gains (losses)$03,212
Applicable income taxes$6,479,000464
Income before extraordinary items$9,787,000781
Extraordinary gains, net$05
Net income$9,787,000780
Minority interest net income$082
Net income of bank and minority interests.$9,787,000780
Net charge-offs$13,0003,794
Cash dividends$895,0002,351
Sale, conversion, retirement of capital stock, net$10,000,00052
Net operating income$9,787,000760
2016-09-30 (YTD Data)Rank
Total interest income$26,680,000750
Total interest expense$4,289,000513
Net interest income$22,391,000794
Provision for loan and lease losses$1,431,000526
Total noninterest income$219,0004,734
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$114,0003,986
Trading account gains and fees$0169
Additional Noninterest Income$105,0004,750
Total noninterest expense$9,844,0001,495
Salaries and employee benefits$6,045,0001,361
Premises and equipment expense$1,807,000986
Additional noninterest expense$1,992,0002,187
Pre-tax net operating income$11,335,000641
Securities gains (losses)$03,160
Applicable income taxes$4,534,000494
Income before extraordinary items$6,801,000831
Extraordinary gains, net$05
Net income$6,801,000831
Minority interest net income$071
Net income of bank and minority interests.$6,801,000831
Net charge-offs$7,0003,525
Cash dividends$607,0002,179
Sale, conversion, retirement of capital stock, net$10,000,00036
Net operating income$6,801,000810
2016-06-30 (YTD Data)Rank
Total interest income$16,951,000789
Total interest expense$2,708,000541
Net interest income$14,243,000823
Provision for loan and lease losses$1,247,000426
Total noninterest income$140,0004,809
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$75,0004,012
Trading account gains and fees$0157
Additional Noninterest Income$65,0004,860
Total noninterest expense$6,501,0001,514
Salaries and employee benefits$4,005,0001,375
Premises and equipment expense$1,194,000997
Additional noninterest expense$1,302,0002,237
Pre-tax net operating income$6,635,000700
Securities gains (losses)$02,835
Applicable income taxes$2,654,000528
Income before extraordinary items$3,981,000919
Extraordinary gains, net$016
Net income$3,981,000917
Minority interest net income$071
Net income of bank and minority interests.$3,981,000918
Net charge-offs$14,0002,949
Cash dividends$413,0002,187
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,981,000887
2016-03-31 (YTD Data)Rank
Total interest income$8,422,000794
Total interest expense$1,291,000565
Net interest income$7,131,000825
Provision for loan and lease losses$194,0001,001
Total noninterest income$76,0004,710
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$37,0004,018
Trading account gains and fees$0142
Additional Noninterest Income$39,0004,661
Total noninterest expense$3,297,0001,485
Salaries and employee benefits$2,063,0001,349
Premises and equipment expense$604,0001,006
Additional noninterest expense$630,0002,295
Pre-tax net operating income$3,716,000627
Securities gains (losses)$02,077
Applicable income taxes$1,486,000480
Income before extraordinary items$2,230,000818
Extraordinary gains, net$012
Net income$2,230,000818
Minority interest net income$062
Net income of bank and minority interests.$2,230,000819
Net charge-offs$-1,0004,102
Cash dividends$275,0001,696
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,230,000792
2015-12-31 (YTD Data)Rank
Total interest income$31,469,000820
Total interest expense$4,292,000653
Net interest income$27,177,000836
Provision for loan and lease losses$229,0002,197
Total noninterest income$592,0003,923
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$136,0004,281
Trading account gains and fees$0159
Additional Noninterest Income$456,0003,422
Total noninterest expense$12,537,0001,544
Salaries and employee benefits$7,799,0001,390
Premises and equipment expense$2,399,000999
Additional noninterest expense$2,339,0002,476
Pre-tax net operating income$15,003,000624
Securities gains (losses)$03,216
Applicable income taxes$6,125,000457
Income before extraordinary items$8,878,000815
Extraordinary gains, net$023
Net income$8,878,000815
Minority interest net income$081
Net income of bank and minority interests.$8,878,000815
Net charge-offs$-11,0005,205
Cash dividends$525,0002,868
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,878,000799
2015-09-30 (YTD Data)Rank
Total interest income$23,037,000841
Total interest expense$3,108,000678
Net interest income$19,929,000857
Provision for loan and lease losses$215,0001,892
Total noninterest income$523,0003,657
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$103,0004,305
Trading account gains and fees$0153
Additional Noninterest Income$420,0003,150
Total noninterest expense$9,404,0001,550
Salaries and employee benefits$6,137,0001,335
Premises and equipment expense$1,653,0001,094
Additional noninterest expense$1,614,0002,634
Pre-tax net operating income$10,833,000654
Securities gains (losses)$03,031
Applicable income taxes$4,404,000483
Income before extraordinary items$6,429,000841
Extraordinary gains, net$021
Net income$6,429,000842
Minority interest net income$078
Net income of bank and minority interests.$6,429,000841
Net charge-offs$-16,0005,293
Cash dividends$394,0002,576
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,429,000818
2015-06-30 (YTD Data)Rank
Total interest income$15,138,000850
Total interest expense$2,027,000691
Net interest income$13,111,000861
Provision for loan and lease losses$-105,0006,064
Total noninterest income$369,0003,578
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$69,0004,300
Trading account gains and fees$0157
Additional Noninterest Income$300,0003,061
Total noninterest expense$6,173,0001,580
Salaries and employee benefits$4,090,0001,336
Premises and equipment expense$1,116,0001,085
Additional noninterest expense$967,0002,881
Pre-tax net operating income$7,412,000645
Securities gains (losses)$02,636
Applicable income taxes$2,999,000477
Income before extraordinary items$4,413,000827
Extraordinary gains, net$022
Net income$4,413,000827
Minority interest net income$075
Net income of bank and minority interests.$4,413,000827
Net charge-offs$-7,0005,146
Cash dividends$263,0002,538
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,413,000802
2015-03-31 (YTD Data)Rank
Total interest income$7,207,000893
Total interest expense$999,000703
Net interest income$6,208,000911
Provision for loan and lease losses$-443,0006,314
Total noninterest income$218,0003,279
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$32,0004,403
Trading account gains and fees$0152
Additional Noninterest Income$186,0002,727
Total noninterest expense$3,004,0001,625
Salaries and employee benefits$2,039,0001,358
Premises and equipment expense$569,0001,068
Additional noninterest expense$396,0003,327
Pre-tax net operating income$3,865,000597
Securities gains (losses)$02,027
Applicable income taxes$1,542,000463
Income before extraordinary items$2,323,000757
Extraordinary gains, net$013
Net income$2,323,000755
Minority interest net income$064
Net income of bank and minority interests.$2,323,000757
Net charge-offs$-6,0005,215
Cash dividends$131,0002,140
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,323,000733
2014-12-31 (YTD Data)Rank
Total interest income$28,968,000867
Total interest expense$3,571,000829
Net interest income$25,397,000871
Provision for loan and lease losses$331,0001,878
Total noninterest income$601,0003,988
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$159,0004,291
Trading account gains and fees$0180
Additional Noninterest Income$442,0003,461
Total noninterest expense$12,907,0001,477
Salaries and employee benefits$7,917,0001,333
Premises and equipment expense$2,194,0001,090
Additional noninterest expense$2,796,0002,169
Pre-tax net operating income$12,760,000662
Securities gains (losses)$03,259
Applicable income taxes$5,104,000495
Income before extraordinary items$7,656,000862
Extraordinary gains, net$017
Net income$7,656,000861
Minority interest net income$084
Net income of bank and minority interests.$7,656,000861
Net charge-offs$-150,0006,203
Cash dividends$525,0002,785
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,656,000844
2014-09-30 (YTD Data)Rank
Total interest income$21,075,000903
Total interest expense$2,602,000873
Net interest income$18,473,000894
Provision for loan and lease losses$267,0001,756
Total noninterest income$330,0004,519
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$122,0004,304
Trading account gains and fees$0174
Additional Noninterest Income$208,0004,151
Total noninterest expense$9,748,0001,475
Salaries and employee benefits$6,038,0001,318
Premises and equipment expense$1,640,0001,101
Additional noninterest expense$2,070,0002,176
Pre-tax net operating income$8,788,000722
Securities gains (losses)$02,980
Applicable income taxes$3,515,000529
Income before extraordinary items$5,273,000943
Extraordinary gains, net$015
Net income$5,273,000942
Minority interest net income$081
Net income of bank and minority interests.$5,273,000942
Net charge-offs$-141,0006,277
Cash dividends$394,0002,488
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,273,000924
2014-06-30 (YTD Data)Rank
Total interest income$13,860,000911
Total interest expense$1,690,000898
Net interest income$12,170,000900
Provision for loan and lease losses$-180,0006,393
Total noninterest income$190,0004,745
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$109,0004,462
Total noninterest expense$6,490,0001,477
Salaries and employee benefits$4,030,0001,318
Premises and equipment expense$1,110,0001,094
Additional noninterest expense$1,350,0002,205
Pre-tax net operating income$6,050,000683
Securities gains (losses)$02,580
Applicable income taxes$2,420,000500
Income before extraordinary items$3,630,000891
Extraordinary gains, net$020
Net income$3,630,000891
Minority interest net income$080
Net income of bank and minority interests.$3,630,000891
Net charge-offs$-12,0005,727
Cash dividends$263,0002,478
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,630,000865
2014-03-31 (YTD Data)Rank
Total interest income$6,594,000964
Total interest expense$828,000926
Net interest income$5,766,000953
Provision for loan and lease losses$-236,0006,581
Total noninterest income$110,0004,484
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$39,0004,359
Trading account gains and fees$0147
Additional Noninterest Income$71,0004,080
Total noninterest expense$3,189,0001,506
Salaries and employee benefits$2,031,0001,328
Premises and equipment expense$566,0001,102
Additional noninterest expense$592,0002,512
Pre-tax net operating income$2,923,000687
Securities gains (losses)$01,715
Applicable income taxes$1,169,000497
Income before extraordinary items$1,754,000897
Extraordinary gains, net$016
Net income$1,754,000898
Minority interest net income$066
Net income of bank and minority interests.$1,754,000898
Net charge-offs$-5,0005,444
Cash dividends$131,0002,076
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,754,000869
2013-12-31 (YTD Data)Rank
Total interest income$26,359,000956
Total interest expense$3,048,0001,101
Net interest income$23,311,000924
Provision for loan and lease losses$1,107,0001,012
Total noninterest income$860,0003,490
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$168,0004,395
Trading account gains and fees$0184
Additional Noninterest Income$692,0002,884
Total noninterest expense$12,447,0001,553
Salaries and employee benefits$7,452,0001,409
Premises and equipment expense$2,157,0001,103
Additional noninterest expense$2,838,0002,201
Pre-tax net operating income$10,617,000743
Securities gains (losses)$03,182
Applicable income taxes$4,247,000509
Income before extraordinary items$6,370,000976
Extraordinary gains, net$029
Net income$6,370,000979
Minority interest net income$090
Net income of bank and minority interests.$6,370,000979
Net charge-offs$88,0003,878
Cash dividends$394,0003,023
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,370,000944
2013-09-30 (YTD Data)Rank
Total interest income$19,350,000993
Total interest expense$2,247,0001,169
Net interest income$17,103,000952
Provision for loan and lease losses$873,000993
Total noninterest income$625,0003,608
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$124,0004,456
Trading account gains and fees$0180
Additional Noninterest Income$501,0003,018
Total noninterest expense$9,268,0001,565
Salaries and employee benefits$5,499,0001,434
Premises and equipment expense$1,627,0001,097
Additional noninterest expense$2,142,0002,168
Pre-tax net operating income$7,587,000775
Securities gains (losses)$03,040
Applicable income taxes$3,035,000546
Income before extraordinary items$4,552,0001,029
Extraordinary gains, net$025
Net income$4,552,0001,032
Minority interest net income$084
Net income of bank and minority interests.$4,552,0001,032
Net charge-offs$95,0003,308
Cash dividends$263,0002,731
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,552,0001,003
2013-06-30 (YTD Data)Rank
Total interest income$12,747,000995
Total interest expense$1,539,0001,168
Net interest income$11,208,000961
Provision for loan and lease losses$544,0001,092
Total noninterest income$288,0004,283
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$80,0004,502
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,726
Total noninterest expense$6,112,0001,581
Salaries and employee benefits$3,639,0001,447
Premises and equipment expense$1,067,0001,118
Additional noninterest expense$1,406,0002,205
Pre-tax net operating income$4,840,000794
Securities gains (losses)$02,791
Applicable income taxes$1,936,000553
Income before extraordinary items$2,904,0001,070
Extraordinary gains, net$022
Net income$2,904,0001,071
Minority interest net income$082
Net income of bank and minority interests.$2,904,0001,073
Net charge-offs$89,0002,864
Cash dividends$131,0002,837
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,904,0001,030
2013-03-31 (YTD Data)Rank
Total interest income$6,085,0001,045
Total interest expense$785,0001,184
Net interest income$5,300,0001,029
Provision for loan and lease losses$315,000955
Total noninterest income$195,0003,701
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$157,0003,111
Total noninterest expense$2,977,0001,632
Salaries and employee benefits$1,834,0001,449
Premises and equipment expense$534,0001,139
Additional noninterest expense$609,0002,508
Pre-tax net operating income$2,203,000850
Securities gains (losses)$01,966
Applicable income taxes$881,000590
Income before extraordinary items$1,322,0001,133
Extraordinary gains, net$010
Net income$1,322,0001,134
Minority interest net income$076
Net income of bank and minority interests.$1,322,0001,135
Net charge-offs$91,0001,971
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,322,0001,077
2012-12-31 (YTD Data)Rank
Total interest income$25,062,0001,067
Total interest expense$3,546,0001,263
Net interest income$21,516,0001,026
Provision for loan and lease losses$553,0002,581
Total noninterest income$578,0004,246
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$168,0004,582
Trading account gains and fees$0166
Additional Noninterest Income$410,0003,609
Total noninterest expense$12,754,0001,529
Salaries and employee benefits$6,956,0001,468
Premises and equipment expense$2,116,0001,121
Additional noninterest expense$3,682,0001,792
Pre-tax net operating income$8,787,000820
Securities gains (losses)$03,810
Applicable income taxes$3,375,000556
Income before extraordinary items$5,412,0001,088
Extraordinary gains, net$029
Net income$5,412,0001,088
Minority interest net income$093
Net income of bank and minority interests.$5,412,0001,088
Net charge-offs$436,0002,833
Cash dividends$656,0002,457
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,412,0001,034
2012-09-30 (YTD Data)Rank
Total interest income$18,635,0001,098
Total interest expense$2,720,0001,296
Net interest income$15,915,0001,043
Provision for loan and lease losses$215,0003,430
Total noninterest income$400,0004,422
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$124,0004,660
Trading account gains and fees$0157
Additional Noninterest Income$276,0003,801
Total noninterest expense$9,491,0001,541
Salaries and employee benefits$5,196,0001,465
Premises and equipment expense$1,598,0001,120
Additional noninterest expense$2,697,0001,841
Pre-tax net operating income$6,609,000852
Securities gains (losses)$03,575
Applicable income taxes$2,546,000580
Income before extraordinary items$4,063,0001,122
Extraordinary gains, net$020
Net income$4,063,0001,123
Minority interest net income$086
Net income of bank and minority interests.$4,063,0001,123
Net charge-offs$395,0002,469
Cash dividends$394,0002,306
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,063,0001,054
2012-06-30 (YTD Data)Rank
Total interest income$12,384,0001,109
Total interest expense$1,830,0001,329
Net interest income$10,554,0001,054
Provision for loan and lease losses$180,0003,106
Total noninterest income$276,0004,367
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$81,0004,712
Trading account gains and fees$0153
Additional Noninterest Income$195,0003,721
Total noninterest expense$6,294,0001,551
Salaries and employee benefits$3,491,0001,460
Premises and equipment expense$1,072,0001,120
Additional noninterest expense$1,731,0001,914
Pre-tax net operating income$4,356,000839
Securities gains (losses)$03,178
Applicable income taxes$1,681,000589
Income before extraordinary items$2,675,0001,127
Extraordinary gains, net$019
Net income$2,675,0001,127
Minority interest net income$084
Net income of bank and minority interests.$2,675,0001,127
Net charge-offs$278,0002,400
Cash dividends$263,0002,280
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,675,0001,053
2012-03-31 (YTD Data)Rank
Total interest income$6,265,0001,097
Total interest expense$929,0001,359
Net interest income$5,336,0001,034
Provision for loan and lease losses$141,0002,488
Total noninterest income$150,0004,230
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$42,0004,617
Trading account gains and fees$0148
Additional Noninterest Income$108,0003,590
Total noninterest expense$3,112,0001,570
Salaries and employee benefits$1,780,0001,442
Premises and equipment expense$533,0001,128
Additional noninterest expense$799,0002,035
Pre-tax net operating income$2,233,000815
Securities gains (losses)$02,210
Applicable income taxes$879,000564
Income before extraordinary items$1,354,0001,093
Extraordinary gains, net$019
Net income$1,354,0001,095
Minority interest net income$078
Net income of bank and minority interests.$1,354,0001,094
Net charge-offs$203,0001,834
Cash dividends$131,0001,880
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,354,0001,033
2011-12-31 (YTD Data)Rank
Total interest income$25,297,0001,116
Total interest expense$4,715,0001,294
Net interest income$20,582,0001,080
Provision for loan and lease losses$-214,0007,292
Total noninterest income$695,0003,788
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$169,0004,682
Trading account gains and fees$0146
Additional Noninterest Income$526,0003,043
Total noninterest expense$12,529,0001,558
Salaries and employee benefits$6,909,0001,435
Premises and equipment expense$2,164,0001,151
Additional noninterest expense$3,456,0001,950
Pre-tax net operating income$8,962,000690
Securities gains (losses)$03,838
Applicable income taxes$3,675,000501
Income before extraordinary items$5,287,000950
Extraordinary gains, net$029
Net income$5,287,000948
Minority interest net income$096
Net income of bank and minority interests.$5,287,000950
Net charge-offs$218,0004,197
Cash dividends$525,0002,371
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,287,000909
2011-09-30 (YTD Data)Rank
Total interest income$19,310,0001,117
Total interest expense$3,660,0001,303
Net interest income$15,650,0001,071
Provision for loan and lease losses$-210,0007,373
Total noninterest income$674,0003,316
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$129,0004,664
Trading account gains and fees$0145
Additional Noninterest Income$545,0002,572
Total noninterest expense$9,431,0001,552
Salaries and employee benefits$5,243,0001,415
Premises and equipment expense$1,630,0001,161
Additional noninterest expense$2,558,0001,979
Pre-tax net operating income$7,103,000677
Securities gains (losses)$03,555
Applicable income taxes$2,912,000482
Income before extraordinary items$4,191,000905
Extraordinary gains, net$021
Net income$4,191,000904
Minority interest net income$087
Net income of bank and minority interests.$4,191,000905
Net charge-offs$217,0003,616
Cash dividends$390,0002,074
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,191,000867
2011-06-30 (YTD Data)Rank
Total interest income$12,896,0001,126
Total interest expense$2,489,0001,319
Net interest income$10,407,0001,076
Provision for loan and lease losses$-321,0007,465
Total noninterest income$419,0003,462
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$88,0004,617
Trading account gains and fees$0153
Additional Noninterest Income$331,0002,739
Total noninterest expense$6,172,0001,595
Salaries and employee benefits$3,513,0001,419
Premises and equipment expense$1,060,0001,209
Additional noninterest expense$1,599,0002,116
Pre-tax net operating income$4,975,000639
Securities gains (losses)$02,914
Applicable income taxes$2,036,000457
Income before extraordinary items$2,939,000852
Extraordinary gains, net$015
Net income$2,939,000851
Minority interest net income$089
Net income of bank and minority interests.$2,939,000852
Net charge-offs$217,0003,023
Cash dividends$263,0002,044
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,939,000824
2011-03-31 (YTD Data)Rank
Total interest income$6,558,0001,109
Total interest expense$1,274,0001,332
Net interest income$5,284,0001,044
Provision for loan and lease losses$23,0004,913
Total noninterest income$172,0003,883
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$128,0003,163
Total noninterest expense$3,134,0001,581
Salaries and employee benefits$1,748,0001,446
Premises and equipment expense$535,0001,223
Additional noninterest expense$851,0001,987
Pre-tax net operating income$2,299,000691
Securities gains (losses)$01,772
Applicable income taxes$938,000479
Income before extraordinary items$1,361,000897
Extraordinary gains, net$09
Net income$1,361,000896
Minority interest net income$086
Net income of bank and minority interests.$1,361,000897
Net charge-offs$570,0001,230
Cash dividends$132,0001,713
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,361,000873
2010-12-31 (YTD Data)Rank
Total interest income$27,958,0001,107
Total interest expense$6,548,0001,261
Net interest income$21,410,0001,031
Provision for loan and lease losses$754,0003,472
Total noninterest income$464,0004,703
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$211,0004,312
Trading account gains and fees$0175
Additional Noninterest Income$253,0004,230
Total noninterest expense$14,253,0001,399
Salaries and employee benefits$6,559,0001,506
Premises and equipment expense$2,056,0001,261
Additional noninterest expense$5,638,0001,303
Pre-tax net operating income$6,867,000783
Securities gains (losses)$2,0003,620
Applicable income taxes$2,771,000575
Income before extraordinary items$4,098,0001,060
Extraordinary gains, net$029
Net income$4,098,0001,061
Minority interest net income$0111
Net income of bank and minority interests.$4,098,0001,063
Net charge-offs$3,246,0001,403
Cash dividends$569,0002,202
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,096,7201,017
2010-09-30 (YTD Data)Rank
Total interest income$20,896,0001,121
Total interest expense$5,118,0001,251
Net interest income$15,778,0001,055
Provision for loan and lease losses$577,0003,309
Total noninterest income$470,0004,188
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$162,0004,343
Trading account gains and fees$0165
Additional Noninterest Income$308,0003,516
Total noninterest expense$10,419,0001,426
Salaries and employee benefits$4,946,0001,498
Premises and equipment expense$1,565,0001,260
Additional noninterest expense$3,908,0001,360
Pre-tax net operating income$5,252,000798
Securities gains (losses)$-102,0007,403
Applicable income taxes$2,108,000574
Income before extraordinary items$3,042,0001,115
Extraordinary gains, net$023
Net income$3,042,0001,117
Minority interest net income$0110
Net income of bank and minority interests.$3,042,0001,118
Net charge-offs$3,265,0001,075
Cash dividends$394,0002,061
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,107,2801,047
2010-06-30 (YTD Data)Rank
Total interest income$13,929,0001,131
Total interest expense$3,538,0001,257
Net interest income$10,391,0001,075
Provision for loan and lease losses$324,0003,490
Total noninterest income$326,0004,091
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$107,0004,369
Trading account gains and fees$0152
Additional Noninterest Income$219,0003,355
Total noninterest expense$6,691,0001,481
Salaries and employee benefits$3,349,0001,477
Premises and equipment expense$1,051,0001,258
Additional noninterest expense$2,291,0001,547
Pre-tax net operating income$3,702,000746
Securities gains (losses)$-102,0007,519
Applicable income taxes$1,697,000446
Income before extraordinary items$1,903,0001,172
Extraordinary gains, net$019
Net income$1,903,0001,173
Minority interest net income$0105
Net income of bank and minority interests.$1,903,0001,173
Net charge-offs$3,192,000779
Cash dividends$263,0002,047
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,968,2801,088
2010-03-31 (YTD Data)Rank
Total interest income$6,874,0001,173
Total interest expense$1,844,0001,264
Net interest income$5,030,0001,122
Provision for loan and lease losses$222,0002,871
Total noninterest income$384,0002,441
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$53,0004,364
Trading account gains and fees$0175
Additional Noninterest Income$331,0001,726
Total noninterest expense$3,381,0001,487
Salaries and employee benefits$1,711,0001,462
Premises and equipment expense$550,0001,241
Additional noninterest expense$1,120,0001,575
Pre-tax net operating income$1,811,000748
Securities gains (losses)$-102,0007,700
Applicable income taxes$701,000510
Income before extraordinary items$1,008,0001,080
Extraordinary gains, net$016
Net income$1,008,0001,081
Minority interest net income$091
Net income of bank and minority interests.$1,008,0001,082
Net charge-offs$145,0002,763
Cash dividends$131,0001,692
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,073,280990
2009-12-31 (YTD Data)Rank
Total interest income$29,212,0001,170
Total interest expense$10,291,0001,164
Net interest income$18,921,0001,175
Provision for loan and lease losses$3,865,0001,685
Total noninterest income$3,105,0001,571
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$223,0004,440
Trading account gains and fees$0211
Additional Noninterest Income$2,882,0001,076
Total noninterest expense$15,153,0001,352
Salaries and employee benefits$8,505,0001,145
Premises and equipment expense$2,123,0001,286
Additional noninterest expense$4,525,0001,636
Pre-tax net operating income$3,008,0001,326
Securities gains (losses)$03,754
Applicable income taxes$1,236,000830
Income before extraordinary items$1,772,0001,861
Extraordinary gains, net$034
Net income$1,772,0001,858
Minority interest net income$0115
Net income of bank and minority interests.$1,772,0001,860
Net charge-offs$317,0004,420
Cash dividends$546,0002,436
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,772,0001,820
2009-09-30 (YTD Data)Rank
Total interest income$24,337,0001,072
Total interest expense$8,123,0001,150
Net interest income$16,214,0001,012
Provision for loan and lease losses$370,0004,294
Total noninterest income$844,0003,159
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$169,0004,448
Trading account gains and fees$0212
Additional Noninterest Income$675,0002,345
Total noninterest expense$11,104,0001,378
Salaries and employee benefits$6,680,0001,113
Premises and equipment expense$1,615,0001,275
Additional noninterest expense$2,809,0001,889
Pre-tax net operating income$5,584,000611
Securities gains (losses)$03,497
Applicable income taxes$2,288,000417
Income before extraordinary items$3,296,000825
Extraordinary gains, net$027
Net income$3,296,000826
Minority interest net income$0118
Net income of bank and minority interests.$3,296,000826
Net charge-offs$56,0005,586
Cash dividends$415,0002,218
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,296,000816
2009-06-30 (YTD Data)Rank
Total interest income$15,821,0001,131
Total interest expense$5,544,0001,186
Net interest income$10,277,0001,065
Provision for loan and lease losses$246,0004,043
Total noninterest income$445,0003,646
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$115,0004,375
Trading account gains and fees$0193
Additional Noninterest Income$330,0002,832
Total noninterest expense$7,045,0001,472
Salaries and employee benefits$4,450,0001,135
Premises and equipment expense$1,094,0001,282
Additional noninterest expense$1,501,0002,335
Pre-tax net operating income$3,431,000668
Securities gains (losses)$03,136
Applicable income taxes$1,385,000449
Income before extraordinary items$2,046,000928
Extraordinary gains, net$021
Net income$2,046,000928
Minority interest net income$0112
Net income of bank and minority interests.$2,046,000928
Net charge-offs$-16,0007,975
Cash dividends$284,0002,290
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,046,000897
2009-03-31 (YTD Data)Rank
Total interest income$7,957,0001,137
Total interest expense$2,938,0001,170
Net interest income$5,019,0001,089
Provision for loan and lease losses$139,0003,428
Total noninterest income$82,0005,536
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$57,0004,341
Trading account gains and fees$0171
Additional Noninterest Income$25,0005,902
Total noninterest expense$3,455,0001,446
Salaries and employee benefits$2,134,0001,201
Premises and equipment expense$556,0001,284
Additional noninterest expense$765,0002,070
Pre-tax net operating income$1,507,000839
Securities gains (losses)$02,434
Applicable income taxes$618,000535
Income before extraordinary items$889,0001,231
Extraordinary gains, net$015
Net income$889,0001,233
Minority interest net income$0102
Net income of bank and minority interests.$889,0001,233
Net charge-offs$-2,0007,404
Cash dividends$152,0001,910
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$889,0001,156
2008-12-31 (YTD Data)Rank
Total interest income$35,123,0001,084
Total interest expense$14,036,0001,151
Net interest income$21,087,0001,023
Provision for loan and lease losses$1,194,0002,461
Total noninterest income$499,0004,842
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$263,0004,258
Trading account gains and fees$0154
Additional Noninterest Income$236,0004,558
Total noninterest expense$11,742,0001,664
Salaries and employee benefits$7,011,0001,472
Premises and equipment expense$2,138,0001,283
Additional noninterest expense$2,593,0002,272
Pre-tax net operating income$8,650,000640
Securities gains (losses)$-4,554,0008,063
Applicable income taxes$1,603,000820
Income before extraordinary items$2,493,0001,620
Extraordinary gains, net$039
Net income$2,493,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,0002,001
Cash dividends$796,0002,671
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,407,560803
2008-09-30 (YTD Data)Rank
Total interest income$27,115,0001,075
Total interest expense$10,744,0001,176
Net interest income$16,371,0001,001
Provision for loan and lease losses$850,0002,014
Total noninterest income$364,0005,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$191,0004,342
Trading account gains and fees$0148
Additional Noninterest Income$173,0004,711
Total noninterest expense$8,639,0001,689
Salaries and employee benefits$5,209,0001,523
Premises and equipment expense$1,614,0001,279
Additional noninterest expense$1,816,0002,345
Pre-tax net operating income$7,246,000690
Securities gains (losses)$-4,554,0008,201
Applicable income taxes$2,963,000457
Income before extraordinary items$-271,0006,984
Extraordinary gains, net$031
Net income$-271,0006,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,0001,539
Cash dividends$621,0002,436
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,643,5601,476
2008-06-30 (YTD Data)Rank
Total interest income$17,980,0001,101
Total interest expense$7,328,0001,198
Net interest income$10,652,0001,027
Provision for loan and lease losses$517,0001,874
Total noninterest income$243,0005,049
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$117,0004,532
Trading account gains and fees$0149
Additional Noninterest Income$126,0004,628
Total noninterest expense$5,589,0001,734
Salaries and employee benefits$3,337,0001,579
Premises and equipment expense$1,032,0001,340
Additional noninterest expense$1,220,0002,301
Pre-tax net operating income$4,789,000730
Securities gains (losses)$03,233
Applicable income taxes$1,961,000525
Income before extraordinary items$2,828,000967
Extraordinary gains, net$021
Net income$2,828,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,008
Cash dividends$444,0002,454
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,828,000949
2008-03-31 (YTD Data)Rank
Total interest income$8,929,0001,130
Total interest expense$3,814,0001,227
Net interest income$5,115,0001,060
Provision for loan and lease losses$530,000970
Total noninterest income$117,0005,137
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$55,0004,609
Trading account gains and fees$0158
Additional Noninterest Income$62,0004,635
Total noninterest expense$2,751,0001,751
Salaries and employee benefits$1,629,0001,620
Premises and equipment expense$510,0001,358
Additional noninterest expense$612,0002,273
Pre-tax net operating income$1,951,000962
Securities gains (losses)$02,688
Applicable income taxes$798,000692
Income before extraordinary items$1,153,0001,309
Extraordinary gains, net$015
Net income$1,153,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,791
Cash dividends$238,0002,149
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,153,0001,271
2007-12-31 (YTD Data)Rank
Total interest income$37,575,0001,128
Total interest expense$15,505,0001,291
Net interest income$22,070,0001,004
Provision for loan and lease losses$660,0001,917
Total noninterest income$543,0004,846
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$243,0004,516
Trading account gains and fees$0178
Additional Noninterest Income$300,0004,240
Total noninterest expense$9,561,0001,938
Salaries and employee benefits$5,987,0001,677
Premises and equipment expense$1,617,0001,634
Additional noninterest expense$1,957,0002,713
Pre-tax net operating income$12,392,000693
Securities gains (losses)$02,146
Applicable income taxes$4,674,000576
Income before extraordinary items$7,718,000837
Extraordinary gains, net$039
Net income$7,718,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,273
Cash dividends$1,024,0002,579
Sale, conversion, retirement of capital stock, net$-325,0008,468
Net operating income$7,718,000828
2007-09-30 (YTD Data)Rank
Total interest income$27,991,0001,145
Total interest expense$11,608,0001,290
Net interest income$16,383,0001,010
Provision for loan and lease losses$63,0004,794
Total noninterest income$357,0005,158
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$173,0004,649
Trading account gains and fees$0184
Additional Noninterest Income$184,0004,660
Total noninterest expense$7,053,0001,947
Salaries and employee benefits$4,513,0001,672
Premises and equipment expense$1,179,0001,672
Additional noninterest expense$1,361,0002,847
Pre-tax net operating income$9,624,000726
Securities gains (losses)$01,655
Applicable income taxes$3,642,000595
Income before extraordinary items$5,982,000874
Extraordinary gains, net$033
Net income$5,982,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$769,0002,355
Sale, conversion, retirement of capital stock, net$-325,0008,511
Net operating income$5,982,000865
2007-06-30 (YTD Data)Rank
Total interest income$18,798,0001,148
Total interest expense$7,768,0001,292
Net interest income$11,030,0001,020
Provision for loan and lease losses$108,0003,179
Total noninterest income$221,0005,373
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$109,0004,763
Trading account gains and fees$0168
Additional Noninterest Income$112,0004,907
Total noninterest expense$4,689,0001,972
Salaries and employee benefits$2,978,0001,725
Premises and equipment expense$782,0001,698
Additional noninterest expense$929,0002,792
Pre-tax net operating income$6,454,000753
Securities gains (losses)$01,444
Applicable income taxes$2,459,000615
Income before extraordinary items$3,995,000915
Extraordinary gains, net$029
Net income$3,995,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$513,0002,395
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,995,000904
2007-03-31 (YTD Data)Rank
Total interest income$9,580,0001,112
Total interest expense$4,042,0001,219
Net interest income$5,538,0001,004
Provision for loan and lease losses$69,0002,611
Total noninterest income$103,0005,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$49,0004,927
Trading account gains and fees$0195
Additional Noninterest Income$54,0004,958
Total noninterest expense$2,448,0001,888
Salaries and employee benefits$1,488,0001,745
Premises and equipment expense$393,0001,702
Additional noninterest expense$567,0002,313
Pre-tax net operating income$3,124,000773
Securities gains (losses)$01,187
Applicable income taxes$1,207,000627
Income before extraordinary items$1,917,000920
Extraordinary gains, net$022
Net income$1,917,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$256,0002,152
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,917,000908
2006-12-31 (YTD Data)Rank
Total interest income$35,492,0001,111
Total interest expense$12,901,0001,308
Net interest income$22,591,000981
Provision for loan and lease losses$337,0002,584
Total noninterest income$495,0005,159
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$236,0004,634
Trading account gains and fees$0130
Additional Noninterest Income$259,0004,582
Total noninterest expense$8,845,0001,992
Salaries and employee benefits$5,348,0001,824
Premises and equipment expense$1,547,0001,649
Additional noninterest expense$1,950,0002,624
Pre-tax net operating income$13,904,000733
Securities gains (losses)$01,687
Applicable income taxes$5,879,000564
Income before extraordinary items$8,025,000929
Extraordinary gains, net$051
Net income$8,025,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,949
Cash dividends$963,0002,642
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,025,000911
2006-09-30 (YTD Data)Rank
Total interest income$26,263,0001,130
Total interest expense$9,180,0001,336
Net interest income$17,083,000994
Provision for loan and lease losses$96,0004,168
Total noninterest income$387,0005,092
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$184,0004,577
Trading account gains and fees$0126
Additional Noninterest Income$203,0004,511
Total noninterest expense$6,774,0001,946
Salaries and employee benefits$4,083,0001,803
Premises and equipment expense$1,208,0001,607
Additional noninterest expense$1,483,0002,594
Pre-tax net operating income$10,600,000759
Securities gains (losses)$01,388
Applicable income taxes$4,348,000597
Income before extraordinary items$6,252,000934
Extraordinary gains, net$045
Net income$6,252,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$707,0002,419
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,252,000923
2006-06-30 (YTD Data)Rank
Total interest income$16,905,0001,150
Total interest expense$5,642,0001,373
Net interest income$11,263,0001,009
Provision for loan and lease losses$144,0002,732
Total noninterest income$242,0005,221
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0004,594
Trading account gains and fees$0126
Additional Noninterest Income$122,0004,712
Total noninterest expense$4,743,0001,871
Salaries and employee benefits$2,750,0001,784
Premises and equipment expense$807,0001,601
Additional noninterest expense$1,186,0002,201
Pre-tax net operating income$6,618,000791
Securities gains (losses)$01,185
Applicable income taxes$2,713,000640
Income before extraordinary items$3,905,000985
Extraordinary gains, net$039
Net income$3,905,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,722
Cash dividends$460,0002,506
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,905,000968
2006-03-31 (YTD Data)Rank
Total interest income$8,182,0001,160
Total interest expense$2,700,0001,369
Net interest income$5,482,0001,033
Provision for loan and lease losses$102,0001,973
Total noninterest income$136,0004,902
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$61,0004,498
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$2,284,0001,946
Salaries and employee benefits$1,380,0001,785
Premises and equipment expense$401,0001,628
Additional noninterest expense$503,0002,526
Pre-tax net operating income$3,232,000803
Securities gains (losses)$0955
Applicable income taxes$1,320,000644
Income before extraordinary items$1,912,000995
Extraordinary gains, net$021
Net income$1,912,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$224,0002,285
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,912,000974
2005-12-31 (YTD Data)Rank
Total interest income$28,676,0001,156
Total interest expense$8,607,0001,322
Net interest income$20,069,0001,075
Provision for loan and lease losses$-2,0008,471
Total noninterest income$550,0005,017
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$307,0004,117
Trading account gains and fees$0138
Additional Noninterest Income$243,0004,794
Total noninterest expense$8,402,0001,989
Salaries and employee benefits$5,087,0001,828
Premises and equipment expense$1,516,0001,607
Additional noninterest expense$1,799,0002,758
Pre-tax net operating income$12,219,000810
Securities gains (losses)$02,296
Applicable income taxes$5,011,000641
Income before extraordinary items$7,208,0001,005
Extraordinary gains, net$046
Net income$7,208,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$747,0002,973
Sale, conversion, retirement of capital stock, net$500,000534
Net operating income$7,208,000984
2005-09-30 (YTD Data)Rank
Total interest income$20,757,0001,162
Total interest expense$6,062,0001,317
Net interest income$14,695,0001,088
Provision for loan and lease losses$-33,0008,639
Total noninterest income$421,0004,991
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$241,0004,053
Trading account gains and fees$0126
Additional Noninterest Income$180,0004,831
Total noninterest expense$6,196,0002,004
Salaries and employee benefits$3,819,0001,818
Premises and equipment expense$1,134,0001,601
Additional noninterest expense$1,243,0002,954
Pre-tax net operating income$8,953,000824
Securities gains (losses)$02,317
Applicable income taxes$3,672,000654
Income before extraordinary items$5,281,0001,019
Extraordinary gains, net$035
Net income$5,281,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$534,0002,697
Sale, conversion, retirement of capital stock, net$500,000400
Net operating income$5,281,0001,004
2005-06-30 (YTD Data)Rank
Total interest income$13,323,0001,178
Total interest expense$3,828,0001,317
Net interest income$9,495,0001,109
Provision for loan and lease losses$24,0005,514
Total noninterest income$265,0005,085
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$163,0003,959
Trading account gains and fees$0116
Additional Noninterest Income$102,0005,146
Total noninterest expense$4,166,0001,976
Salaries and employee benefits$2,592,0001,769
Premises and equipment expense$757,0001,590
Additional noninterest expense$817,0002,969
Pre-tax net operating income$5,570,000865
Securities gains (losses)$02,146
Applicable income taxes$2,284,000687
Income before extraordinary items$3,286,0001,060
Extraordinary gains, net$030
Net income$3,286,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$336,0002,774
Sale, conversion, retirement of capital stock, net$500,000286
Net operating income$3,286,0001,044
2005-03-31 (YTD Data)Rank
Total interest income$6,372,0001,197
Total interest expense$1,787,0001,338
Net interest income$4,585,0001,142
Provision for loan and lease losses$179,0001,240
Total noninterest income$125,0005,157
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$46,0005,356
Total noninterest expense$2,064,0002,008
Salaries and employee benefits$1,290,0001,788
Premises and equipment expense$385,0001,583
Additional noninterest expense$389,0003,093
Pre-tax net operating income$2,467,000952
Securities gains (losses)$01,685
Applicable income taxes$1,011,000760
Income before extraordinary items$1,456,0001,193
Extraordinary gains, net$024
Net income$1,456,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$159,0002,481
Sale, conversion, retirement of capital stock, net$500,000154
Net operating income$1,456,0001,166
2004-12-31 (YTD Data)Rank
Total interest income$21,437,0001,327
Total interest expense$5,969,0001,373
Net interest income$15,468,0001,312
Provision for loan and lease losses$545,0001,833
Total noninterest income$546,0005,050
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$359,0003,878
Trading account gains and fees$0138
Additional Noninterest Income$187,0005,245
Total noninterest expense$7,554,0002,110
Salaries and employee benefits$4,553,0001,919
Premises and equipment expense$1,493,0001,555
Additional noninterest expense$1,508,0003,107
Pre-tax net operating income$7,915,0001,108
Securities gains (losses)$03,819
Applicable income taxes$3,458,000803
Income before extraordinary items$4,457,0001,449
Extraordinary gains, net$034
Net income$4,457,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,861
Cash dividends$530,0003,440
Sale, conversion, retirement of capital stock, net$1,000,000402
Net operating income$4,457,0001,401
2004-09-30 (YTD Data)Rank
Total interest income$15,349,0001,373
Total interest expense$4,157,0001,452
Net interest income$11,192,0001,347
Provision for loan and lease losses$312,0002,211
Total noninterest income$414,0005,050
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$277,0003,853
Trading account gains and fees$0134
Additional Noninterest Income$137,0005,322
Total noninterest expense$5,532,0002,149
Salaries and employee benefits$3,294,0001,980
Premises and equipment expense$1,130,0001,540
Additional noninterest expense$1,108,0003,140
Pre-tax net operating income$5,762,0001,144
Securities gains (losses)$03,710
Applicable income taxes$2,568,000832
Income before extraordinary items$3,194,0001,520
Extraordinary gains, net$026
Net income$3,194,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,887
Cash dividends$384,0003,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,194,0001,476
2004-06-30 (YTD Data)Rank
Total interest income$9,877,0001,419
Total interest expense$2,703,0001,471
Net interest income$7,174,0001,373
Provision for loan and lease losses$186,0002,325
Total noninterest income$261,0005,177
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$181,0003,891
Trading account gains and fees$0130
Additional Noninterest Income$80,0005,602
Total noninterest expense$3,682,0002,165
Salaries and employee benefits$2,195,0001,984
Premises and equipment expense$768,0001,507
Additional noninterest expense$719,0003,228
Pre-tax net operating income$3,567,0001,206
Securities gains (losses)$03,413
Applicable income taxes$1,670,000841
Income before extraordinary items$1,897,0001,692
Extraordinary gains, net$021
Net income$1,897,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,964
Cash dividends$257,0003,100
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,897,0001,634
2004-03-31 (YTD Data)Rank
Total interest income$4,740,0001,498
Total interest expense$1,316,0001,519
Net interest income$3,424,0001,458
Provision for loan and lease losses$191,0001,197
Total noninterest income$122,0005,292
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$87,0003,922
Trading account gains and fees$0121
Additional Noninterest Income$35,0005,821
Total noninterest expense$1,868,0002,147
Salaries and employee benefits$1,084,0002,032
Premises and equipment expense$394,0001,483
Additional noninterest expense$390,0002,987
Pre-tax net operating income$1,487,0001,396
Securities gains (losses)$02,934
Applicable income taxes$609,0001,109
Income before extraordinary items$878,0001,780
Extraordinary gains, net$016
Net income$878,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$128,0002,628
Sale, conversion, retirement of capital stock, net$0464
Net operating income$878,0001,696
2003-12-31 (YTD Data)Rank
Total interest income$18,161,0001,585
Total interest expense$5,716,0001,569
Net interest income$12,445,0001,571
Provision for loan and lease losses$915,0001,291
Total noninterest income$436,0005,776
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$301,0004,292
Trading account gains and fees$0160
Additional Noninterest Income$135,0006,013
Total noninterest expense$6,558,0002,395
Salaries and employee benefits$3,631,0002,337
Premises and equipment expense$1,499,0001,521
Additional noninterest expense$1,428,0003,226
Pre-tax net operating income$5,408,0001,517
Securities gains (losses)$-6,0008,711
Applicable income taxes$2,126,0001,233
Income before extraordinary items$3,276,0001,888
Extraordinary gains, net$054
Net income$3,276,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,389
Cash dividends$460,0003,682
Sale, conversion, retirement of capital stock, net$500,000489
Net operating income$3,279,8401,804
2003-09-30 (YTD Data)Rank
Total interest income$13,439,0001,628
Total interest expense$4,398,0001,588
Net interest income$9,041,0001,620
Provision for loan and lease losses$519,0001,610
Total noninterest income$309,0005,960
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$209,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$100,0006,083
Total noninterest expense$4,843,0002,443
Salaries and employee benefits$2,678,0002,372
Premises and equipment expense$1,130,0001,516
Additional noninterest expense$1,035,0003,298
Pre-tax net operating income$3,988,0001,585
Securities gains (losses)$-6,0008,888
Applicable income taxes$1,539,0001,321
Income before extraordinary items$2,443,0001,970
Extraordinary gains, net$040
Net income$2,443,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$333,0003,320
Sale, conversion, retirement of capital stock, net$500,000365
Net operating income$2,446,8401,866
2003-06-30 (YTD Data)Rank
Total interest income$8,812,0001,668
Total interest expense$3,019,0001,594
Net interest income$5,793,0001,683
Provision for loan and lease losses$330,0001,664
Total noninterest income$170,0006,353
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$117,0004,913
Trading account gains and fees$0150
Additional Noninterest Income$53,0006,477
Total noninterest expense$3,221,0002,435
Salaries and employee benefits$1,771,0002,384
Premises and equipment expense$770,0001,489
Additional noninterest expense$680,0003,319
Pre-tax net operating income$2,412,0001,738
Securities gains (losses)$03,782
Applicable income taxes$893,0001,492
Income before extraordinary items$1,519,0002,090
Extraordinary gains, net$030
Net income$1,519,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,405
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$500,000262
Net operating income$1,519,0001,968
2003-03-31 (YTD Data)Rank
Total interest income$4,375,0001,690
Total interest expense$1,509,0001,642
Net interest income$2,866,0001,703
Provision for loan and lease losses$227,0001,203
Total noninterest income$78,0006,491
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$50,0005,192
Trading account gains and fees$0134
Additional Noninterest Income$28,0006,362
Total noninterest expense$1,599,0002,429
Salaries and employee benefits$799,0002,625
Premises and equipment expense$400,0001,451
Additional noninterest expense$400,0002,865
Pre-tax net operating income$1,118,0001,858
Securities gains (losses)$02,891
Applicable income taxes$456,0001,480
Income before extraordinary items$662,0002,315
Extraordinary gains, net$021
Net income$662,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$74,0003,202
Sale, conversion, retirement of capital stock, net$500,000137
Net operating income$662,0002,188
2002-12-31 (YTD Data)Rank
Total interest income$14,528,0002,108
Total interest expense$5,098,0002,205
Net interest income$9,430,0002,058
Provision for loan and lease losses$834,0001,574
Total noninterest income$334,0006,210
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$214,0005,052
Trading account gains and fees$0153
Additional Noninterest Income$120,0006,062
Total noninterest expense$5,894,0002,502
Salaries and employee benefits$3,017,0002,614
Premises and equipment expense$1,388,0001,597
Additional noninterest expense$1,489,0002,977
Pre-tax net operating income$3,036,0002,481
Securities gains (losses)$04,537
Applicable income taxes$1,249,0001,893
Income before extraordinary items$1,787,0003,057
Extraordinary gains, net$070
Net income$1,787,0003,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,383
Cash dividends$133,0005,328
Sale, conversion, retirement of capital stock, net$8,000,00082
Net operating income$1,787,0002,963
2001-12-31 (YTD Data)Rank
Total interest income$13,083,0002,608
Total interest expense$6,148,0002,598
Net interest income$6,935,0002,586
Provision for loan and lease losses$406,0002,590
Total noninterest income$368,0005,898
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$220,0004,945
Trading account gains and fees$0177
Additional Noninterest Income$148,0005,569
Total noninterest expense$4,946,0002,849
Salaries and employee benefits$2,464,0002,976
Premises and equipment expense$1,057,0002,016
Additional noninterest expense$1,425,0003,001
Pre-tax net operating income$1,951,0003,228
Securities gains (losses)$04,612
Applicable income taxes$800,0002,422
Income before extraordinary items$1,151,0003,910
Extraordinary gains, net$0105
Net income$1,151,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$1,000,000404
Net operating income$1,151,0003,780
2000-12-31 (YTD Data)Rank
Total interest income$11,299,0003,058
Total interest expense$5,040,0003,292
Net interest income$6,259,0002,829
Provision for loan and lease losses$434,0002,117
Total noninterest income$393,0005,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,243
Trading account gains and feesNANA
Additional Noninterest Income$204,0004,752
Total noninterest expense$3,706,0003,536
Salaries and employee benefits$1,774,0003,825
Premises and equipment expense$852,0002,426
Additional noninterest expense$1,080,0003,746
Pre-tax net operating income$2,512,0002,754
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,032,0002,066
Income before extraordinary items$1,479,0003,295
Extraordinary gains, net$038
Net income$1,479,0003,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,000,000356
Net operating income$1,479,6403,286
1999-12-31 (YTD Data)Rank
Total interest income$6,736,0004,547
Total interest expense$2,787,0004,874
Net interest income$3,949,0004,223
Provision for loan and lease losses$198,0003,594
Total noninterest income$552,0004,672
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,046
Trading account gains and feesNANA
Additional Noninterest Income$414,0003,341
Total noninterest expense$3,144,0004,059
Salaries and employee benefits$1,616,0004,089
Premises and equipment expense$639,0003,089
Additional noninterest expense$889,0004,424
Pre-tax net operating income$1,159,0004,870
Securities gains (losses)$03,155
Applicable income taxes$464,0003,780
Income before extraordinary items$695,0005,480
Extraordinary gains, net$035
Net income$695,0005,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$695,0005,442
1998-12-31 (YTD Data)Rank
Total interest income$6,079,0004,956
Total interest expense$2,724,0005,065
Net interest income$3,355,0004,748
Provision for loan and lease losses$18,0007,833
Total noninterest income$410,0005,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$100,0006,853
Trading account gains and feesNANA
Additional Noninterest Income$310,0003,951
Total noninterest expense$2,065,0005,484
Salaries and employee benefits$1,136,0005,272
Premises and equipment expense$315,0005,236
Additional noninterest expense$614,0005,659
Pre-tax net operating income$1,682,0003,836
Securities gains (losses)$29,0002,139
Applicable income taxes$682,0003,094
Income before extraordinary items$1,029,0004,408
Extraordinary gains, net$032
Net income$1,029,0004,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$96,0006,336
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,010,4404,382
1997-12-31 (YTD Data)Rank
Total interest income$4,990,0005,808
Total interest expense$2,113,0006,061
Net interest income$2,877,0005,478
Provision for loan and lease losses$589,0001,568
Total noninterest income$684,0004,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0007,377
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,503
Total noninterest expense$1,732,0006,218
Salaries and employee benefits$839,0006,592
Premises and equipment expense$202,0006,803
Additional noninterest expense$691,0005,270
Pre-tax net operating income$1,240,0005,130
Securities gains (losses)$13,0002,177
Applicable income taxes$509,0004,165
Income before extraordinary items$744,0005,704
Extraordinary gains, net$044
Net income$744,0005,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,217
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$1,372,000420
Net operating income$735,6805,700
1996-12-31 (YTD Data)Rank
Total interest income$2,316,0008,957
Total interest expense$994,0009,030
Net interest income$1,322,0008,710
Provision for loan and lease losses$137,0004,309
Total noninterest income$463,0005,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0008,974
Trading account gains and feesNANA
Additional Noninterest Income$418,0003,311
Total noninterest expense$1,466,0007,206
Salaries and employee benefits$697,0007,554
Premises and equipment expense$189,0007,240
Additional noninterest expense$580,0006,486
Pre-tax net operating income$185,0009,881
Securities gains (losses)$04,148
Applicable income taxes$76,0009,229
Income before extraordinary items$106,00010,170
Extraordinary gains, net$053
Net income$106,00010,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$106,00010,118
1995-12-31 (YTD Data)Rank
Total interest income$305,00011,882
Total interest expense$52,00011,903
Net interest income$253,00011,813
Provision for loan and lease losses$5,0008,671
Total noninterest income$63,00011,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,620
Total noninterest expense$535,00010,864
Salaries and employee benefits$308,00010,676
Premises and equipment expense$39,00011,410
Additional noninterest expense$188,00010,575
Pre-tax net operating income$-224,00011,684
Securities gains (losses)$03,831
Applicable income taxes$-80,00011,690
Income before extraordinary items$-144,00011,639
Extraordinary gains, net$065
Net income$-144,00011,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-144,00011,626
1994-12-31 (YTD Data)Rank
Total interest income$198,00012,557
Total interest expense$1,00012,586
Net interest income$197,00012,508
Provision for loan and lease losses$09,146
Total noninterest income$012,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$012,536
Total noninterest expense$45,00012,599
Salaries and employee benefits$12,00012,595
Premises and equipment expense$012,581
Additional noninterest expense$33,00012,582
Pre-tax net operating income$152,00011,253
Securities gains (losses)$-194,00011,934
Applicable income taxes$-30,00012,156
Income before extraordinary items$-12,00012,059
Extraordinary gains, net$0249
Net income$-12,00012,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$112,16011,299
1993-12-31 (YTD Data)Rank
Total interest income$261,00013,198
Total interest expense$1,00013,259
Net interest income$260,00013,064
Provision for loan and lease losses$010,371
Total noninterest income$013,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$013,212
Total noninterest expense$59,00013,272
Salaries and employee benefits$14,00013,270
Premises and equipment expense$013,260
Additional noninterest expense$45,00013,225
Pre-tax net operating income$201,00011,025
Securities gains (losses)$07,477
Applicable income taxes$49,00010,966
Income before extraordinary items$152,00011,177
Extraordinary gains, net$03,149
Net income$152,00011,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$152,00010,967
1992-12-31 (YTD Data)Rank
Total interest income$270,00013,837
Total interest expense$013,899
Net interest income$270,00013,675
Provision for loan and lease losses$011,756
Total noninterest income$013,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$013,866
Total noninterest expense$69,00013,908
Salaries and employee benefits$12,00013,913
Premises and equipment expense$013,907
Additional noninterest expense$57,00013,818
Pre-tax net operating income$201,00011,068
Securities gains (losses)$08,369
Applicable income taxes$53,00011,175
Income before extraordinary items$148,00011,302
Extraordinary gains, net$01,422
Net income$148,00011,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$148,00010,965

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.