Home > Bank of Nevada > Assets and Liabilities
Bank of Nevada, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $253,393,000 | 2,465 |
| Cash and due from depository institutions | $12,092,000 | 3,734 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $20,721,000 | 4,527 |
| Federal funds sold & reverse repurchase agreements | $8,665,000 | 1,721 |
| Net loans & leases | $200,702,000 | 2,145 |
| Loan loss allowance | $2,282,000 | 2,171 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,440,000 | 3,123 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $2,404,000 | 1,214 |
| All other assets | $5,369,000 | 2,771 |
| Life insurance assets | $2,554,000 | 1,799 |
| Total liabilities and capital | $253,393,000 | 2,465 |
| Total liabilities | $226,373,000 | 2,487 |
| Total deposits | $222,932,000 | 2,277 |
| Interest-bearing deposits | $170,941,000 | 2,493 |
| Deposits held in domestic offices | $222,932,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,441,000 | 1,414 |
| Total equity capital | $27,020,000 | 2,338 |
| Total bank equity capital | $27,020,000 | 2,338 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,087 |
| Surplus | $17,541,000 | 1,455 |
| Undivided profits | $9,395,000 | 3,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $820,000 | 4,049 |
| Earning assets | $230,088,000 | 2,484 |
| Long-term assets (5+ years) | $14,062,000 | 3,951 |
| Average Assets, year-to-date | $268,179,000 | 2,328 |
| Average Assets, quarterly | $268,179,000 | 2,328 |
| Volatile liabilities | $49,420,000 | 2,506 |
| Insider loans | $5,740,000 | 1,186 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $35,933,000 | 2,291 |
| Tier 1 (core) risk-based capital | $24,935,000 | 2,425 |
| Tier 2 risk-based capital | $2,292,000 | 2,067 |
| Total risk weighted assets | $228,007,000 | 1,970 |
| Total unused commitments | $35,933,000 | 2,292 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $282,965,000 | 2,202 |
| Cash and due from depository institutions | $17,407,000 | 3,788 |
| Interest-bearing balances | $3,800,000 | 1,359 |
| Securities | $21,130,000 | 4,481 |
| Federal funds sold & reverse repurchase agreements | $18,470,000 | 711 |
| Net loans & leases | $214,600,000 | 1,983 |
| Loan loss allowance | $2,803,000 | 1,777 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,474,000 | 3,072 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $2,404,000 | 1,199 |
| All other assets | $5,480,000 | 2,691 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $282,965,000 | 2,202 |
| Total liabilities | $257,374,000 | 2,174 |
| Total deposits | $254,367,000 | 1,989 |
| Interest-bearing deposits | $194,994,000 | 2,158 |
| Deposits held in domestic offices | $254,367,000 | 1,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,007,000 | 1,547 |
| Total equity capital | $25,591,000 | 2,408 |
| Total bank equity capital | $25,591,000 | 2,408 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $84,000 | 7,120 |
| Surplus | $17,541,000 | 1,425 |
| Undivided profits | $7,966,000 | 3,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $904,000 | 3,762 |
| Earning assets | $258,000,000 | 2,208 |
| Long-term assets (5+ years) | $16,691,000 | 3,622 |
| Average Assets, year-to-date | $259,293,200 | 2,290 |
| Average Assets, quarterly | $281,759,500 | 2,178 |
| Volatile liabilities | $60,594,000 | 2,105 |
| Insider loans | $5,204,000 | 1,296 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,766,000 | 2,123 |
| Tier 1 (core) risk-based capital | $23,705,000 | 2,492 |
| Tier 2 risk-based capital | $2,813,000 | 1,704 |
| Total risk weighted assets | $246,834,000 | 1,807 |
| Total unused commitments | $38,766,000 | 2,123 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $280,554,000 | 2,169 |
| Cash and due from depository institutions | $17,581,000 | 3,774 |
| Interest-bearing balances | $3,199,000 | 1,499 |
| Securities | $21,999,000 | 4,350 |
| Federal funds sold & reverse repurchase agreements | $19,245,000 | 686 |
| Net loans & leases | $210,468,000 | 1,981 |
| Loan loss allowance | $2,752,000 | 1,769 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,535,000 | 2,998 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $2,404,000 | 1,167 |
| All other assets | $5,322,000 | 2,712 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $280,554,000 | 2,169 |
| Total liabilities | $256,117,000 | 2,132 |
| Total deposits | $253,522,000 | 1,946 |
| Interest-bearing deposits | $198,741,000 | 2,084 |
| Deposits held in domestic offices | $253,522,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,595,000 | 1,684 |
| Total equity capital | $24,437,000 | 2,490 |
| Total bank equity capital | $24,437,000 | 2,490 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,152 |
| Surplus | $17,489,000 | 1,393 |
| Undivided profits | $6,864,000 | 3,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $813,000 | 4,100 |
| Earning assets | $254,911,000 | 2,185 |
| Long-term assets (5+ years) | $15,979,000 | 3,743 |
| Average Assets, year-to-date | $253,375,250 | 2,332 |
| Average Assets, quarterly | $271,213,500 | 2,234 |
| Volatile liabilities | $63,043,000 | 1,974 |
| Insider loans | $6,050,000 | 1,071 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,114,000 | 1,882 |
| Tier 1 (core) risk-based capital | $22,296,000 | 2,604 |
| Tier 2 risk-based capital | $2,762,000 | 1,705 |
| Total risk weighted assets | $246,375,000 | 1,769 |
| Total unused commitments | $45,114,000 | 1,884 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $261,873,000 | 2,291 |
| Cash and due from depository institutions | $12,118,000 | 3,856 |
| Interest-bearing balances | $99,000 | 5,153 |
| Securities | $22,917,000 | 4,259 |
| Federal funds sold & reverse repurchase agreements | $12,890,000 | 938 |
| Net loans & leases | $202,903,000 | 1,999 |
| Loan loss allowance | $2,618,000 | 1,838 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,603,000 | 2,890 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $2,404,000 | 1,153 |
| All other assets | $5,038,000 | 2,735 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $261,873,000 | 2,291 |
| Total liabilities | $238,447,000 | 2,250 |
| Total deposits | $229,230,000 | 2,116 |
| Interest-bearing deposits | $175,879,000 | 2,306 |
| Deposits held in domestic offices | $229,230,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,348 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,817,000 | 2,116 |
| Total equity capital | $23,426,000 | 2,526 |
| Total bank equity capital | $23,426,000 | 2,526 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $84,000 | 7,153 |
| Surplus | $17,452,000 | 1,371 |
| Undivided profits | $5,890,000 | 4,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $843,000 | 3,676 |
| Earning assets | $238,809,000 | 2,296 |
| Long-term assets (5+ years) | $15,718,000 | 3,818 |
| Average Assets, year-to-date | $244,315,670 | 2,391 |
| Average Assets, quarterly | $250,234,000 | 2,361 |
| Volatile liabilities | $52,308,000 | 2,196 |
| Insider loans | $6,503,000 | 964 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,469,000 | 1,737 |
| Tier 1 (core) risk-based capital | $21,202,000 | 2,646 |
| Tier 2 risk-based capital | $2,628,000 | 1,760 |
| Total risk weighted assets | $232,859,000 | 1,818 |
| Total unused commitments | $48,469,000 | 1,738 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $238,595,000 | 2,470 |
| Cash and due from depository institutions | $15,104,000 | 3,833 |
| Interest-bearing balances | $3,677,000 | 1,355 |
| Securities | $23,367,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $4,180,000 | 2,674 |
| Net loans & leases | $185,240,000 | 2,133 |
| Loan loss allowance | $2,354,000 | 2,023 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,649,000 | 2,824 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $2,413,000 | 1,137 |
| All other assets | $4,642,000 | 2,874 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $238,595,000 | 2,470 |
| Total liabilities | $216,351,000 | 2,450 |
| Total deposits | $214,377,000 | 2,227 |
| Interest-bearing deposits | $160,000,000 | 2,516 |
| Deposits held in domestic offices | $214,377,000 | 2,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,974,000 | 1,986 |
| Total equity capital | $22,244,000 | 2,589 |
| Total bank equity capital | $22,244,000 | 2,589 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,213 |
| Surplus | $17,408,000 | 1,328 |
| Undivided profits | $4,752,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $696,000 | 4,174 |
| Earning assets | $216,464,000 | 2,510 |
| Long-term assets (5+ years) | $19,484,000 | 3,481 |
| Average Assets, year-to-date | $235,537,000 | 2,480 |
| Average Assets, quarterly | $235,537,000 | 2,480 |
| Volatile liabilities | $23,870,000 | 3,746 |
| Insider loans | $6,138,000 | 997 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,850,000 | 1,908 |
| Tier 1 (core) risk-based capital | $20,122,000 | 2,741 |
| Tier 2 risk-based capital | $2,362,000 | 1,934 |
| Total risk weighted assets | $215,138,000 | 1,908 |
| Total unused commitments | $41,850,000 | 1,911 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $232,479,000 | 2,522 |
| Cash and due from depository institutions | $14,188,000 | 3,788 |
| Interest-bearing balances | $3,801,000 | 1,365 |
| Securities | $24,202,000 | 4,222 |
| Federal funds sold & reverse repurchase agreements | $17,775,000 | 653 |
| Net loans & leases | $165,444,000 | 2,327 |
| Loan loss allowance | $2,128,000 | 2,173 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,627,000 | 2,831 |
| Other real estate owned | $185,000 | 3,788 |
| Goodwill and other intangibles | $2,441,000 | 1,126 |
| All other assets | $4,617,000 | 2,825 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $232,479,000 | 2,522 |
| Total liabilities | $210,845,000 | 2,495 |
| Total deposits | $208,765,000 | 2,260 |
| Interest-bearing deposits | $163,613,000 | 2,427 |
| Deposits held in domestic offices | $208,765,000 | 2,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,080,000 | 1,869 |
| Total equity capital | $21,634,000 | 2,659 |
| Total bank equity capital | $21,634,000 | 2,659 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $84,000 | 7,248 |
| Surplus | $17,364,000 | 1,314 |
| Undivided profits | $4,186,000 | 5,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $701,000 | 4,154 |
| Earning assets | $211,222,000 | 2,556 |
| Long-term assets (5+ years) | $20,572,000 | 3,413 |
| Average Assets, year-to-date | $210,541,200 | 2,641 |
| Average Assets, quarterly | $228,200,500 | 2,536 |
| Volatile liabilities | $23,115,000 | 3,757 |
| Insider loans | $6,078,000 | 986 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,920,000 | 1,869 |
| Tier 1 (core) risk-based capital | $19,171,000 | 2,824 |
| Tier 2 risk-based capital | $2,136,000 | 2,078 |
| Total risk weighted assets | $199,885,000 | 2,021 |
| Total unused commitments | $40,920,000 | 1,870 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $223,922,000 | 2,575 |
| Cash and due from depository institutions | $12,877,000 | 3,854 |
| Interest-bearing balances | $4,296,000 | 1,284 |
| Securities | $24,778,000 | 4,132 |
| Federal funds sold & reverse repurchase agreements | $11,655,000 | 983 |
| Net loans & leases | $162,934,000 | 2,322 |
| Loan loss allowance | $2,211,000 | 2,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,704,000 | 2,727 |
| Other real estate owned | $185,000 | 3,854 |
| Goodwill and other intangibles | $2,468,000 | 1,096 |
| All other assets | $5,321,000 | 2,494 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $223,922,000 | 2,575 |
| Total liabilities | $202,792,000 | 2,558 |
| Total deposits | $201,239,000 | 2,322 |
| Interest-bearing deposits | $157,708,000 | 2,500 |
| Deposits held in domestic offices | $201,239,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,553,000 | 2,321 |
| Total equity capital | $21,130,000 | 2,707 |
| Total bank equity capital | $21,130,000 | 2,707 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $83,000 | 7,294 |
| Surplus | $17,293,000 | 1,275 |
| Undivided profits | $3,754,000 | 5,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $661,000 | 4,506 |
| Earning assets | $203,663,000 | 2,599 |
| Long-term assets (5+ years) | $19,763,000 | 3,552 |
| Average Assets, year-to-date | $205,056,750 | 2,700 |
| Average Assets, quarterly | $216,242,500 | 2,623 |
| Volatile liabilities | $25,399,000 | 3,470 |
| Insider loans | $4,157,000 | 1,397 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $41,679,000 | 1,811 |
| Tier 1 (core) risk-based capital | $18,553,000 | 2,889 |
| Tier 2 risk-based capital | $2,219,000 | 1,980 |
| Total risk weighted assets | $197,042,000 | 2,017 |
| Total unused commitments | $41,679,000 | 1,813 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $208,563,000 | 2,719 |
| Cash and due from depository institutions | $13,439,000 | 3,953 |
| Interest-bearing balances | $2,795,000 | 1,737 |
| Securities | $19,672,000 | 4,839 |
| Federal funds sold & reverse repurchase agreements | $16,685,000 | 634 |
| Net loans & leases | $148,377,000 | 2,475 |
| Loan loss allowance | $1,912,000 | 2,376 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,796,000 | 2,626 |
| Other real estate owned | $0 | 3,953 |
| Goodwill and other intangibles | $2,496,000 | 1,074 |
| All other assets | $4,098,000 | 3,024 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $208,563,000 | 2,719 |
| Total liabilities | $188,452,000 | 2,701 |
| Total deposits | $187,123,000 | 2,459 |
| Interest-bearing deposits | $146,772,000 | 2,636 |
| Deposits held in domestic offices | $187,123,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,329,000 | 2,387 |
| Total equity capital | $20,111,000 | 2,717 |
| Total bank equity capital | $20,111,000 | 2,717 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $83,000 | 7,345 |
| Surplus | $17,293,000 | 1,238 |
| Undivided profits | $2,735,000 | 5,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,217,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $599,000 | 4,605 |
| Earning assets | $187,529,000 | 2,757 |
| Long-term assets (5+ years) | $13,852,000 | 4,407 |
| Average Assets, year-to-date | $198,768,330 | 2,780 |
| Average Assets, quarterly | $201,937,500 | 2,774 |
| Volatile liabilities | $31,561,000 | 2,923 |
| Insider loans | $4,787,000 | 1,188 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,392,000 | 2,216 |
| Tier 1 (core) risk-based capital | $17,844,000 | 2,945 |
| Tier 2 risk-based capital | $1,920,000 | 2,223 |
| Total risk weighted assets | $175,777,000 | 2,181 |
| Total unused commitments | $31,392,000 | 2,222 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $195,312,000 | 2,849 |
| Cash and due from depository institutions | $11,910,000 | 3,957 |
| Interest-bearing balances | $2,696,000 | 1,978 |
| Securities | $10,235,000 | 6,522 |
| Federal funds sold & reverse repurchase agreements | $15,040,000 | 957 |
| Net loans & leases | $148,034,000 | 2,422 |
| Loan loss allowance | $1,975,000 | 2,302 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,875,000 | 2,553 |
| Other real estate owned | $0 | 3,957 |
| Goodwill and other intangibles | $2,524,000 | 1,048 |
| All other assets | $3,694,000 | 3,098 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $195,312,000 | 2,849 |
| Total liabilities | $175,644,000 | 2,834 |
| Total deposits | $174,120,000 | 2,600 |
| Interest-bearing deposits | $142,936,000 | 2,701 |
| Deposits held in domestic offices | $174,120,000 | 2,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,524,000 | 2,392 |
| Total equity capital | $19,668,000 | 2,829 |
| Total bank equity capital | $19,668,000 | 2,829 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $83,000 | 7,366 |
| Surplus | $17,280,000 | 1,223 |
| Undivided profits | $2,305,000 | 6,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 3,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $626,000 | 4,375 |
| Earning assets | $176,005,000 | 2,883 |
| Long-term assets (5+ years) | $3,722,000 | 6,602 |
| Average Assets, year-to-date | $193,871,000 | 2,836 |
| Average Assets, quarterly | $193,871,000 | 2,836 |
| Volatile liabilities | $33,960,000 | 2,700 |
| Insider loans | $4,408,000 | 1,284 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,490,000 | 2,355 |
| Tier 1 (core) risk-based capital | $17,095,000 | 3,026 |
| Tier 2 risk-based capital | $1,982,000 | 2,133 |
| Total risk weighted assets | $171,055,000 | 2,187 |
| Total unused commitments | $27,490,000 | 2,362 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 43 | 3,824 |
| Assets and Liabilities | ||
| Total Assets: | $192,430,000 | 2,868 |
| Cash and due from depository institutions | $10,631,000 | 3,824 |
| Interest-bearing balances | $96,000 | 5,433 |
| Securities | $15,290,000 | 5,568 |
| Federal funds sold & reverse repurchase agreements | $16,385,000 | 689 |
| Net loans & leases | $140,048,000 | 2,533 |
| Loan loss allowance | $1,917,000 | 2,342 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,945,000 | 2,501 |
| Other real estate owned | $0 | 3,824 |
| Goodwill and other intangibles | $2,551,000 | 1,044 |
| All other assets | $3,580,000 | 3,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,430,000 | 2,868 |
| Total liabilities | $173,410,000 | 2,868 |
| Total deposits | $172,012,000 | 2,621 |
| Interest-bearing deposits | $131,366,000 | 2,895 |
| Deposits held in domestic offices | $172,012,000 | 2,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,398,000 | 2,453 |
| Total equity capital | $19,020,000 | 2,839 |
| Total bank equity capital | $19,020,000 | 2,839 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $83,000 | 7,426 |
| Surplus | $17,279,000 | 1,195 |
| Undivided profits | $1,658,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $673,000 | 4,282 |
| Earning assets | $171,819,000 | 2,926 |
| Long-term assets (5+ years) | $4,447,000 | 6,405 |
| Average Assets, year-to-date | $160,681,200 | 3,197 |
| Average Assets, quarterly | $174,590,000 | 3,078 |
| Volatile liabilities | $29,670,000 | 2,952 |
| Insider loans | $3,375,000 | 1,658 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,704,000 | 2,112 |
| Tier 1 (core) risk-based capital | $16,501,000 | 3,092 |
| Tier 2 risk-based capital | $1,924,000 | 2,173 |
| Total risk weighted assets | $167,485,000 | 2,218 |
| Total unused commitments | $30,704,000 | 2,115 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $156,750,000 | 3,357 |
| Cash and due from depository institutions | $8,692,000 | 4,063 |
| Interest-bearing balances | $96,000 | 5,513 |
| Securities | $17,481,000 | 5,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $120,899,000 | 2,827 |
| Loan loss allowance | $1,904,000 | 2,356 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,624,000 | 2,670 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $2,585,000 | 1,029 |
| All other assets | $3,469,000 | 3,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,750,000 | 3,357 |
| Total liabilities | $138,111,000 | 3,401 |
| Total deposits | $134,811,000 | 3,246 |
| Interest-bearing deposits | $107,869,000 | 3,393 |
| Deposits held in domestic offices | $134,811,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,181 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,300,000 | 2,672 |
| Total equity capital | $18,639,000 | 2,890 |
| Total bank equity capital | $18,639,000 | 2,890 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $83,000 | 7,472 |
| Surplus | $17,279,000 | 1,181 |
| Undivided profits | $1,277,000 | 7,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $520,000 | 5,392 |
| Earning assets | $138,476,000 | 3,463 |
| Long-term assets (5+ years) | $4,336,000 | 6,447 |
| Average Assets, year-to-date | $152,744,000 | 3,348 |
| Average Assets, quarterly | $160,010,000 | 3,275 |
| Volatile liabilities | $30,158,000 | 2,874 |
| Insider loans | $4,280,000 | 1,256 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,765,000 | 2,085 |
| Tier 1 (core) risk-based capital | $16,053,000 | 3,161 |
| Tier 2 risk-based capital | $1,797,000 | 2,270 |
| Total risk weighted assets | $143,643,000 | 2,541 |
| Total unused commitments | $31,765,000 | 2,088 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $163,270,000 | 3,236 |
| Cash and due from depository institutions | $6,745,000 | 4,085 |
| Interest-bearing balances | $293,000 | 4,445 |
| Securities | $12,906,000 | 5,888 |
| Federal funds sold & reverse repurchase agreements | $17,320,000 | 895 |
| Net loans & leases | $116,738,000 | 2,881 |
| Loan loss allowance | $1,804,000 | 2,418 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,668,000 | 2,600 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $2,619,000 | 987 |
| All other assets | $3,274,000 | 3,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,270,000 | 3,236 |
| Total liabilities | $145,013,000 | 3,259 |
| Total deposits | $143,856,000 | 3,064 |
| Interest-bearing deposits | $113,916,000 | 3,231 |
| Deposits held in domestic offices | $143,856,000 | 3,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,157,000 | 3,005 |
| Total equity capital | $18,257,000 | 2,948 |
| Total bank equity capital | $18,257,000 | 2,948 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $83,000 | 7,501 |
| Surplus | $17,279,000 | 1,155 |
| Undivided profits | $895,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,948,000 | 1,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $517,000 | 5,268 |
| Earning assets | $147,257,000 | 3,260 |
| Long-term assets (5+ years) | $5,653,000 | 5,973 |
| Average Assets, year-to-date | $151,408,670 | 3,374 |
| Average Assets, quarterly | $156,303,000 | 3,310 |
| Volatile liabilities | $32,811,000 | 2,664 |
| Insider loans | $3,716,000 | 1,477 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,334,000 | 2,048 |
| Tier 1 (core) risk-based capital | $15,549,000 | 3,200 |
| Tier 2 risk-based capital | $1,765,000 | 2,257 |
| Total risk weighted assets | $141,147,000 | 2,534 |
| Total unused commitments | $31,334,000 | 2,059 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $149,336,000 | 3,427 |
| Cash and due from depository institutions | $7,744,000 | 4,051 |
| Interest-bearing balances | $788,000 | 3,425 |
| Securities | $8,272,000 | 6,904 |
| Federal funds sold & reverse repurchase agreements | $11,745,000 | 1,443 |
| Net loans & leases | $112,108,000 | 2,929 |
| Loan loss allowance | $1,717,000 | 2,493 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,670,000 | 2,557 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $2,654,000 | 971 |
| All other assets | $3,143,000 | 3,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,336,000 | 3,427 |
| Total liabilities | $131,441,000 | 3,473 |
| Total deposits | $130,586,000 | 3,273 |
| Interest-bearing deposits | $108,737,000 | 3,344 |
| Deposits held in domestic offices | $130,586,000 | 3,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $855,000 | 3,699 |
| Total equity capital | $17,895,000 | 2,931 |
| Total bank equity capital | $17,895,000 | 2,931 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $83,000 | 7,541 |
| Surplus | $17,279,000 | 1,133 |
| Undivided profits | $533,000 | 8,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 1,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $519,000 | 5,231 |
| Earning assets | $132,913,000 | 3,508 |
| Long-term assets (5+ years) | $6,241,000 | 5,757 |
| Average Assets, year-to-date | $145,478,000 | 3,481 |
| Average Assets, quarterly | $145,478,000 | 3,481 |
| Volatile liabilities | $34,504,000 | 2,524 |
| Insider loans | $3,400,000 | 1,602 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,618,000 | 2,182 |
| Tier 1 (core) risk-based capital | $15,157,000 | 3,234 |
| Tier 2 risk-based capital | $1,669,000 | 2,331 |
| Total risk weighted assets | $133,480,000 | 2,642 |
| Total unused commitments | $27,618,000 | 2,189 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $141,620,000 | 3,551 |
| Cash and due from depository institutions | $8,437,000 | 3,959 |
| Interest-bearing balances | $2,028,000 | 2,382 |
| Securities | $6,936,000 | 7,299 |
| Federal funds sold & reverse repurchase agreements | $6,055,000 | 2,362 |
| Net loans & leases | $112,026,000 | 2,926 |
| Loan loss allowance | $1,819,000 | 2,330 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,706,000 | 2,522 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $2,688,000 | 948 |
| All other assets | $1,772,000 | 4,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,620,000 | 3,551 |
| Total liabilities | $123,950,000 | 3,638 |
| Total deposits | $123,031,000 | 3,407 |
| Interest-bearing deposits | $105,474,000 | 3,385 |
| Deposits held in domestic offices | $123,031,000 | 3,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $919,000 | 3,584 |
| Total equity capital | $17,670,000 | 2,932 |
| Total bank equity capital | $17,670,000 | 2,932 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $83,000 | 7,576 |
| Surplus | $17,279,000 | 1,115 |
| Undivided profits | $308,000 | 8,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,952,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $532,000 | 5,387 |
| Earning assets | $127,045,000 | 3,616 |
| Long-term assets (5+ years) | $8,269,000 | 5,178 |
| Average Assets, year-to-date | $105,780,000 | 4,331 |
| Average Assets, quarterly | $140,916,500 | 3,527 |
| Volatile liabilities | $35,353,000 | 2,455 |
| Insider loans | $3,456,000 | 1,542 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,039,000 | 2,725 |
| Tier 1 (core) risk-based capital | $14,875,000 | 3,224 |
| Tier 2 risk-based capital | $1,646,000 | 2,344 |
| Total risk weighted assets | $131,560,000 | 2,644 |
| Total unused commitments | $19,039,000 | 2,731 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 17 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $53,552,000 | 6,701 |
| Cash and due from depository institutions | $3,704,000 | 6,921 |
| Interest-bearing balances | $102,000 | 5,018 |
| Securities | $1,020,000 | 9,134 |
| Federal funds sold & reverse repurchase agreements | $8,105,000 | 1,792 |
| Net loans & leases | $39,431,000 | 5,993 |
| Loan loss allowance | $441,000 | 6,234 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $953,000 | 5,998 |
| Other real estate owned | $0 | 6,921 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $339,000 | 8,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,552,000 | 6,701 |
| Total liabilities | $44,004,000 | 6,939 |
| Total deposits | $43,751,000 | 6,756 |
| Interest-bearing deposits | $32,039,000 | 7,246 |
| Deposits held in domestic offices | $43,751,000 | 6,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $253,000 | 7,361 |
| Total equity capital | $9,548,000 | 4,675 |
| Total bank equity capital | $9,548,000 | 4,675 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $51,000 | 7,976 |
| Surplus | $10,276,000 | 1,652 |
| Undivided profits | $-779,000 | 9,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $172,000 | 8,624 |
| Earning assets | $48,658,000 | 6,711 |
| Long-term assets (5+ years) | $32,000 | 8,462 |
| Average Assets, year-to-date | $30,388,800 | 8,139 |
| Average Assets, quarterly | $43,553,500 | 7,317 |
| Volatile liabilities | $11,863,000 | 5,144 |
| Insider loans | $2,149,000 | 2,249 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,995,000 | 3,037 |
| Tier 1 (core) risk-based capital | $9,528,000 | 4,527 |
| Tier 2 risk-based capital | $444,000 | 5,884 |
| Total risk weighted assets | $45,286,000 | 5,710 |
| Total unused commitments | $14,995,000 | 3,046 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $14,471,000 | 9,485 |
| Cash and due from depository institutions | $642,000 | 7,848 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,004,000 | 9,522 |
| Federal funds sold & reverse repurchase agreements | $5,740,000 | 2,083 |
| Net loans & leases | $6,685,000 | 9,450 |
| Loan loss allowance | $85,000 | 9,358 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $340,000 | 8,141 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $60,000 | 9,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,471,000 | 9,485 |
| Total liabilities | $6,645,000 | 9,743 |
| Total deposits | $6,615,000 | 9,711 |
| Interest-bearing deposits | $5,414,000 | 9,664 |
| Deposits held in domestic offices | $6,615,000 | 9,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $30,000 | 9,811 |
| Total equity capital | $7,826,000 | 5,337 |
| Total bank equity capital | $7,826,000 | 5,337 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $42,000 | 8,495 |
| Surplus | $8,304,000 | 1,973 |
| Undivided profits | $-520,000 | 9,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $34,000 | 9,590 |
| Earning assets | $13,429,000 | 9,457 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $14,471,000 | 9,426 |
| Average Assets, quarterly | $14,471,000 | 9,466 |
| Volatile liabilities | $752,000 | 9,508 |
| Insider loans | $1,295,000 | 3,234 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,159,000 | 4,527 |
| Tier 1 (core) risk-based capital | $7,822,000 | 5,235 |
| Tier 2 risk-based capital | $85,000 | 9,297 |
| Total risk weighted assets | $8,628,600 | 9,413 |
| Total unused commitments | $7,159,000 | 4,528 |
| Derivatives | $0 | 481 |