Home > Bank of Nevada > Income and Expense

Bank of Nevada, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$97,493,000227
Total interest expense$5,672,000431
Net interest income$91,821,000210
Provision for loan and lease losses$-5,513,0006,863
Total noninterest income$11,920,000492
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,421,000275
Trading account gains and fees$-1,0006,847
Additional Noninterest Income$7,500,000495
Total noninterest expense$54,051,000315
Salaries and employee benefits$27,247,000313
Premises and equipment expense$4,576,000420
Additional noninterest expense$22,228,000266
Pre-tax net operating income$55,203,000170
Securities gains (losses)$-1,210,0006,856
Applicable income taxes$14,293,000192
Income before extraordinary items$39,700,000180
Extraordinary gains, net$025
Net income$39,700,000180
Minority interest net income$084
Net income of bank and minority interests.$39,700,000180
Net charge-offs$1,738,000661
Cash dividends$35,000,000108
Sale, conversion, retirement of capital stock, net$802,000180
Net operating income$40,595,400177
2013-06-30 (YTD Data)Rank
Total interest income$63,667,000228
Total interest expense$3,734,000438
Net interest income$59,933,000212
Provision for loan and lease losses$1,405,000504
Total noninterest income$7,949,000493
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,022,000264
Trading account gains and fees$0157
Additional Noninterest Income$4,927,000508
Total noninterest expense$34,802,000328
Salaries and employee benefits$17,649,000323
Premises and equipment expense$3,066,000417
Additional noninterest expense$14,087,000286
Pre-tax net operating income$31,675,000193
Securities gains (losses)$-2,0006,527
Applicable income taxes$8,266,000209
Income before extraordinary items$23,407,000193
Extraordinary gains, net$022
Net income$23,407,000194
Minority interest net income$082
Net income of bank and minority interests.$23,407,000194
Net charge-offs$3,831,000258
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$497,000168
Net operating income$23,408,480188
2013-03-31 (YTD Data)Rank
Total interest income$31,082,000234
Total interest expense$1,828,000468
Net interest income$29,254,000218
Provision for loan and lease losses$406,000785
Total noninterest income$2,918,000618
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,529,000254
Trading account gains and fees$0148
Additional Noninterest Income$1,389,000783
Total noninterest expense$17,471,000330
Salaries and employee benefits$8,986,000324
Premises and equipment expense$1,631,000391
Additional noninterest expense$6,854,000292
Pre-tax net operating income$14,295,000215
Securities gains (losses)$01,966
Applicable income taxes$3,593,000227
Income before extraordinary items$10,702,000212
Extraordinary gains, net$010
Net income$10,702,000211
Minority interest net income$076
Net income of bank and minority interests.$10,702,000213
Net charge-offs$2,968,000189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$104,000236
Net operating income$10,702,000210
2012-12-31 (YTD Data)Rank
Total interest income$119,849,000242
Total interest expense$6,667,000638
Net interest income$113,182,000224
Provision for loan and lease losses$35,378,000108
Total noninterest income$11,153,000627
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,762,000278
Trading account gains and fees$-2,0007,044
Additional Noninterest Income$5,393,000770
Total noninterest expense$68,623,000331
Salaries and employee benefits$34,415,000317
Premises and equipment expense$6,473,000386
Additional noninterest expense$27,735,000306
Pre-tax net operating income$20,334,000426
Securities gains (losses)$1,818,000301
Applicable income taxes$4,033,000498
Income before extraordinary items$18,119,000381
Extraordinary gains, net$029
Net income$18,119,000381
Minority interest net income$093
Net income of bank and minority interests.$18,119,000381
Net charge-offs$38,154,000109
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,154,000208
Net operating income$16,628,240397
2012-09-30 (YTD Data)Rank
Total interest income$88,227,000248
Total interest expense$5,173,000651
Net interest income$83,054,000232
Provision for loan and lease losses$28,847,000102
Total noninterest income$7,686,000667
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,238,000279
Trading account gains and fees$-2,0007,142
Additional Noninterest Income$3,450,000846
Total noninterest expense$50,740,000330
Salaries and employee benefits$25,850,000318
Premises and equipment expense$4,866,000386
Additional noninterest expense$20,024,000312
Pre-tax net operating income$11,153,000534
Securities gains (losses)$750,000541
Applicable income taxes$1,341,000986
Income before extraordinary items$10,562,000483
Extraordinary gains, net$020
Net income$10,562,000481
Minority interest net income$086
Net income of bank and minority interests.$10,562,000482
Net charge-offs$30,406,000107
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$862,000181
Net operating income$9,894,500488
2012-06-30 (YTD Data)Rank
Total interest income$58,886,000250
Total interest expense$3,550,000656
Net interest income$55,336,000232
Provision for loan and lease losses$22,228,00091
Total noninterest income$4,739,000706
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,803,000279
Trading account gains and fees$-2,0007,208
Additional Noninterest Income$1,938,000935
Total noninterest expense$34,489,000320
Salaries and employee benefits$17,718,000309
Premises and equipment expense$3,605,000344
Additional noninterest expense$13,166,000318
Pre-tax net operating income$3,358,0001,060
Securities gains (losses)$654,000425
Applicable income taxes$-714,0007,158
Income before extraordinary items$4,726,000656
Extraordinary gains, net$019
Net income$4,726,000656
Minority interest net income$084
Net income of bank and minority interests.$4,726,000656
Net charge-offs$22,739,000101
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$630,000151
Net operating income$4,072,000707
2012-03-31 (YTD Data)Rank
Total interest income$29,724,000248
Total interest expense$1,885,000631
Net interest income$27,839,000229
Provision for loan and lease losses$13,481,00080
Total noninterest income$1,805,000836
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,404,000270
Trading account gains and fees$-1,0007,275
Additional Noninterest Income$402,0001,748
Total noninterest expense$17,053,000321
Salaries and employee benefits$8,921,000305
Premises and equipment expense$1,794,000349
Additional noninterest expense$6,338,000314
Pre-tax net operating income$-890,0007,147
Securities gains (losses)$02,210
Applicable income taxes$-1,851,0007,289
Income before extraordinary items$961,0001,520
Extraordinary gains, net$019
Net income$961,0001,521
Minority interest net income$078
Net income of bank and minority interests.$961,0001,521
Net charge-offs$11,935,00097
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$204,000163
Net operating income$961,0001,426
2011-12-31 (YTD Data)Rank
Total interest income$119,014,000251
Total interest expense$11,699,000482
Net interest income$107,315,000235
Provision for loan and lease losses$29,622,000171
Total noninterest income$98,0006,445
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,575,000288
Trading account gains and fees$-457,0007,332
Additional Noninterest Income$-5,020,0007,332
Total noninterest expense$71,452,000307
Salaries and employee benefits$34,876,000287
Premises and equipment expense$8,348,000315
Additional noninterest expense$28,228,000297
Pre-tax net operating income$6,339,000943
Securities gains (losses)$2,762,000175
Applicable income taxes$1,626,000935
Income before extraordinary items$7,475,000688
Extraordinary gains, net$029
Net income$7,475,000687
Minority interest net income$096
Net income of bank and minority interests.$7,475,000688
Net charge-offs$42,140,000143
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,324,000287
Net operating income$5,210,160931
2011-09-30 (YTD Data)Rank
Total interest income$89,081,000250
Total interest expense$9,499,000461
Net interest income$79,582,000235
Provision for loan and lease losses$20,622,000175
Total noninterest income$519,0003,817
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,196,000287
Trading account gains and fees$-456,0007,416
Additional Noninterest Income$-3,221,0007,410
Total noninterest expense$54,191,000296
Salaries and employee benefits$26,545,000281
Premises and equipment expense$6,378,000312
Additional noninterest expense$21,268,000281
Pre-tax net operating income$5,288,000882
Securities gains (losses)$2,788,000143
Applicable income taxes$1,768,000700
Income before extraordinary items$6,308,000636
Extraordinary gains, net$021
Net income$6,308,000635
Minority interest net income$087
Net income of bank and minority interests.$6,308,000636
Net charge-offs$30,757,000133
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$997,000277
Net operating income$4,133,360888
2011-06-30 (YTD Data)Rank
Total interest income$59,920,000254
Total interest expense$6,635,000467
Net interest income$53,285,000235
Provision for loan and lease losses$12,303,000205
Total noninterest income$-1,492,0007,471
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,750,000293
Trading account gains and fees$-455,0007,494
Additional Noninterest Income$-3,787,0007,499
Total noninterest expense$35,536,000306
Salaries and employee benefits$17,888,000277
Premises and equipment expense$4,160,000326
Additional noninterest expense$13,488,000308
Pre-tax net operating income$3,954,000782
Securities gains (losses)$1,991,000108
Applicable income taxes$1,327,000603
Income before extraordinary items$4,618,000572
Extraordinary gains, net$015
Net income$4,618,000568
Minority interest net income$089
Net income of bank and minority interests.$4,618,000572
Net charge-offs$19,033,000158
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$633,000198
Net operating income$3,065,020785
2011-03-31 (YTD Data)Rank
Total interest income$29,951,000257
Total interest expense$3,523,000457
Net interest income$26,428,000237
Provision for loan and lease losses$7,003,000185
Total noninterest income$-933,0007,543
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,379,000285
Trading account gains and fees$-450,0007,562
Additional Noninterest Income$-1,862,0007,560
Total noninterest expense$17,667,000309
Salaries and employee benefits$9,115,000279
Premises and equipment expense$2,061,000335
Additional noninterest expense$6,491,000307
Pre-tax net operating income$825,0001,730
Securities gains (losses)$320,000237
Applicable income taxes$251,0001,273
Income before extraordinary items$894,0001,350
Extraordinary gains, net$09
Net income$894,0001,350
Minority interest net income$086
Net income of bank and minority interests.$894,0001,350
Net charge-offs$9,882,000159
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$267,000179
Net operating income$644,4001,754
2010-12-31 (YTD Data)Rank
Total interest income$125,723,000250
Total interest expense$21,186,000362
Net interest income$104,537,000235
Provision for loan and lease losses$76,669,000128
Total noninterest income$-3,617,0007,626
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,604,000280
Trading account gains and fees$76,000135
Additional Noninterest Income$-9,297,0007,650
Total noninterest expense$69,565,000309
Salaries and employee benefits$33,982,000287
Premises and equipment expense$8,430,000322
Additional noninterest expense$27,153,000320
Pre-tax net operating income$-45,314,0007,597
Securities gains (losses)$3,898,000135
Applicable income taxes$-15,010,0007,629
Income before extraordinary items$-26,406,0007,547
Extraordinary gains, net$029
Net income$-26,406,0007,546
Minority interest net income$0111
Net income of bank and minority interests.$-26,406,0007,546
Net charge-offs$70,918,000133
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,896,000282
Net operating income$-28,900,7207,559
2010-09-30 (YTD Data)Rank
Total interest income$94,908,000249
Total interest expense$17,228,000350
Net interest income$77,680,000236
Provision for loan and lease losses$60,734,000130
Total noninterest income$-1,108,0007,699
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,247,000275
Trading account gains and fees$40,000130
Additional Noninterest Income$-5,395,0007,753
Total noninterest expense$52,175,000306
Salaries and employee benefits$25,862,000275
Premises and equipment expense$6,374,000321
Additional noninterest expense$19,939,000306
Pre-tax net operating income$-36,337,0007,711
Securities gains (losses)$3,907,000105
Applicable income taxes$-11,804,0007,729
Income before extraordinary items$-20,626,0007,663
Extraordinary gains, net$023
Net income$-20,626,0007,663
Minority interest net income$0110
Net income of bank and minority interests.$-20,626,0007,663
Net charge-offs$60,291,000123
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,668,000231
Net operating income$-23,126,4807,670
2010-06-30 (YTD Data)Rank
Total interest income$63,991,000252
Total interest expense$12,685,000327
Net interest income$51,306,000240
Provision for loan and lease losses$41,134,000126
Total noninterest income$-315,0007,704
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,855,000276
Trading account gains and fees$157,00095
Additional Noninterest Income$-3,327,0007,817
Total noninterest expense$35,248,000301
Salaries and employee benefits$17,736,000264
Premises and equipment expense$4,249,000321
Additional noninterest expense$13,263,000305
Pre-tax net operating income$-25,391,0007,769
Securities gains (losses)$3,907,00069
Applicable income taxes$-7,740,0007,789
Income before extraordinary items$-13,744,0007,719
Extraordinary gains, net$019
Net income$-13,744,0007,719
Minority interest net income$0105
Net income of bank and minority interests.$-13,744,0007,719
Net charge-offs$41,556,000126
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,125,000192
Net operating income$-16,244,4807,735
2010-03-31 (YTD Data)Rank
Total interest income$32,563,000257
Total interest expense$6,906,000326
Net interest income$25,657,000247
Provision for loan and lease losses$22,034,000128
Total noninterest income$5,404,000356
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,382,000286
Trading account gains and fees$66,000100
Additional Noninterest Income$3,956,000314
Total noninterest expense$18,036,000294
Salaries and employee benefits$8,813,000273
Premises and equipment expense$2,138,000330
Additional noninterest expense$7,085,000288
Pre-tax net operating income$-9,009,0007,834
Securities gains (losses)$4,427,00046
Applicable income taxes$-1,582,0007,841
Income before extraordinary items$-3,000,0007,715
Extraordinary gains, net$016
Net income$-3,000,0007,716
Minority interest net income$091
Net income of bank and minority interests.$-3,000,0007,716
Net charge-offs$19,530,000136
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$592,000144
Net operating income$-5,877,5507,800
2009-12-31 (YTD Data)Rank
Total interest income$146,174,000242
Total interest expense$40,161,000280
Net interest income$106,013,000227
Provision for loan and lease losses$104,859,000143
Total noninterest income$1,416,0002,660
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,277,000329
Trading account gains and fees$2,333,00076
Additional Noninterest Income$-6,194,0007,996
Total noninterest expense$119,825,000201
Salaries and employee benefits$37,281,000254
Premises and equipment expense$9,555,000294
Additional noninterest expense$72,989,000168
Pre-tax net operating income$-117,255,0007,940
Securities gains (losses)$-8,472,0007,934
Applicable income taxes$-28,074,0007,941
Income before extraordinary items$-97,653,0007,930
Extraordinary gains, net$034
Net income$-97,653,0007,928
Minority interest net income$0115
Net income of bank and minority interests.$-97,653,0007,929
Net charge-offs$80,910,000140
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,744,000288
Net operating income$-91,044,8407,927
2009-09-30 (YTD Data)Rank
Total interest income$111,988,000252
Total interest expense$32,103,000292
Net interest income$79,885,000232
Provision for loan and lease losses$78,224,000155
Total noninterest income$1,684,0002,005
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,766,000341
Trading account gains and fees$2,489,00076
Additional Noninterest Income$-4,571,0008,087
Total noninterest expense$103,324,000189
Salaries and employee benefits$29,498,000248
Premises and equipment expense$7,287,000295
Additional noninterest expense$66,539,000145
Pre-tax net operating income$-99,979,0008,032
Securities gains (losses)$-6,890,0008,025
Applicable income taxes$-21,875,0008,031
Income before extraordinary items$-84,994,0008,024
Extraordinary gains, net$027
Net income$-84,994,0008,022
Minority interest net income$0118
Net income of bank and minority interests.$-84,994,0008,023
Net charge-offs$52,478,000158
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,086,000267
Net operating income$-79,482,0008,021
2009-06-30 (YTD Data)Rank
Total interest income$76,918,000251
Total interest expense$22,042,000300
Net interest income$54,876,000229
Provision for loan and lease losses$41,514,000185
Total noninterest income$4,094,000758
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,309,000367
Trading account gains and fees$2,410,00067
Additional Noninterest Income$-625,0008,098
Total noninterest expense$84,567,000162
Salaries and employee benefits$19,476,000256
Premises and equipment expense$4,756,000308
Additional noninterest expense$60,335,000127
Pre-tax net operating income$-67,111,0008,122
Securities gains (losses)$-7,455,0008,138
Applicable income taxes$-9,926,0008,095
Income before extraordinary items$-64,640,0008,117
Extraordinary gains, net$021
Net income$-64,640,0008,116
Minority interest net income$0112
Net income of bank and minority interests.$-64,640,0008,116
Net charge-offs$31,154,000174
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,302,000256
Net operating income$-58,154,1508,115
2009-03-31 (YTD Data)Rank
Total interest income$39,025,000251
Total interest expense$10,957,000311
Net interest income$28,068,000224
Provision for loan and lease losses$9,101,000275
Total noninterest income$1,349,0001,010
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,039,000387
Trading account gains and fees$1,205,00063
Additional Noninterest Income$-895,0008,215
Total noninterest expense$62,303,000121
Salaries and employee benefits$9,965,000248
Premises and equipment expense$2,343,000315
Additional noninterest expense$49,995,00086
Pre-tax net operating income$-41,987,0008,187
Securities gains (losses)$-16,553,0008,232
Applicable income taxes$2,383,000187
Income before extraordinary items$-60,923,0008,205
Extraordinary gains, net$015
Net income$-60,923,0008,205
Minority interest net income$0102
Net income of bank and minority interests.$-60,923,0008,205
Net charge-offs$9,512,000217
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$461,000209
Net operating income$-44,370,0008,191
2008-12-31 (YTD Data)Rank
Total interest income$173,406,000242
Total interest expense$61,429,000272
Net interest income$111,977,000225
Provision for loan and lease losses$47,437,000197
Total noninterest income$7,755,000732
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,090,000424
Trading account gains and fees$-3,129,0008,266
Additional Noninterest Income$6,794,000519
Total noninterest expense$123,600,000212
Salaries and employee benefits$35,451,000276
Premises and equipment expense$9,580,000299
Additional noninterest expense$78,569,000161
Pre-tax net operating income$-51,305,0008,200
Securities gains (losses)$-109,975,0008,280
Applicable income taxes$-36,950,0008,249
Income before extraordinary items$-124,330,0008,239
Extraordinary gains, net$039
Net income$-124,330,0008,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,656,000173
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$4,446,000234
Net operating income$-39,649,2508,188
2008-09-30 (YTD Data)Rank
Total interest income$132,312,000253
Total interest expense$48,609,000280
Net interest income$83,703,000237
Provision for loan and lease losses$26,952,000204
Total noninterest income$4,057,0001,029
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,975,000446
Trading account gains and fees$-4,228,0008,350
Additional Noninterest Income$5,310,000528
Total noninterest expense$47,570,000334
Salaries and employee benefits$26,490,000288
Premises and equipment expense$7,190,000308
Additional noninterest expense$13,890,000389
Pre-tax net operating income$13,238,000394
Securities gains (losses)$-26,297,0008,336
Applicable income taxes$-5,571,0008,278
Income before extraordinary items$-7,488,0008,187
Extraordinary gains, net$031
Net income$-7,488,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,833,000160
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$2,908,000196
Net operating income$9,342,080415
2008-06-30 (YTD Data)Rank
Total interest income$89,285,000255
Total interest expense$33,746,000279
Net interest income$55,539,000238
Provision for loan and lease losses$16,352,000189
Total noninterest income$1,040,0002,176
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,925,000440
Trading account gains and fees$-4,651,0008,428
Additional Noninterest Income$3,766,000523
Total noninterest expense$31,717,000332
Salaries and employee benefits$17,956,000288
Premises and equipment expense$4,785,000308
Additional noninterest expense$8,976,000387
Pre-tax net operating income$8,510,000434
Securities gains (losses)$-5,280,0008,418
Applicable income taxes$401,0001,864
Income before extraordinary items$2,829,000966
Extraordinary gains, net$021
Net income$2,829,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,416,000175
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$1,850,000162
Net operating income$7,475,400357
2008-03-31 (YTD Data)Rank
Total interest income$46,368,000254
Total interest expense$18,613,000283
Net interest income$27,755,000238
Provision for loan and lease losses$6,041,000192
Total noninterest income$-1,193,0008,474
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$996,000424
Trading account gains and fees$-4,506,0008,474
Additional Noninterest Income$2,317,000459
Total noninterest expense$15,573,000332
Salaries and employee benefits$8,902,000295
Premises and equipment expense$2,390,000311
Additional noninterest expense$4,281,000383
Pre-tax net operating income$4,948,000404
Securities gains (losses)$-5,280,0008,477
Applicable income taxes$-521,0008,360
Income before extraordinary items$189,0004,775
Extraordinary gains, net$015
Net income$189,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,222,000147
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$976,000105
Net operating income$3,568,200402
2007-12-31 (YTD Data)Rank
Total interest income$193,885,000251
Total interest expense$79,899,000280
Net interest income$113,986,000226
Provision for loan and lease losses$15,511,000188
Total noninterest income$2,996,0001,644
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,558,000481
Trading account gains and fees$-7,121,0008,520
Additional Noninterest Income$6,559,000552
Total noninterest expense$62,166,000325
Salaries and employee benefits$34,328,000292
Premises and equipment expense$9,916,000282
Additional noninterest expense$17,922,000381
Pre-tax net operating income$39,305,000278
Securities gains (losses)$360,000315
Applicable income taxes$12,373,000272
Income before extraordinary items$27,292,000285
Extraordinary gains, net$039
Net income$27,292,000282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,227,000305
Cash dividends$25,000,000209
Sale, conversion, retirement of capital stock, net$3,049,000316
Net operating income$27,043,600283
2007-09-30 (YTD Data)Rank
Total interest income$144,454,000249
Total interest expense$58,465,000285
Net interest income$85,989,000221
Provision for loan and lease losses$5,011,000253
Total noninterest income$6,078,000737
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,636,000486
Trading account gains and fees$-1,754,0008,544
Additional Noninterest Income$5,196,000532
Total noninterest expense$46,512,000323
Salaries and employee benefits$25,689,000294
Premises and equipment expense$7,169,000298
Additional noninterest expense$13,654,000355
Pre-tax net operating income$40,544,000230
Securities gains (losses)$397,000265
Applicable income taxes$13,134,000239
Income before extraordinary items$27,807,000237
Extraordinary gains, net$033
Net income$27,807,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,254,000280
Cash dividends$15,000,000249
Sale, conversion, retirement of capital stock, net$2,172,000265
Net operating income$27,537,040238
2007-06-30 (YTD Data)Rank
Total interest income$94,777,000262
Total interest expense$37,485,000302
Net interest income$57,292,000234
Provision for loan and lease losses$1,714,000367
Total noninterest income$2,387,0001,162
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,734,000501
Trading account gains and fees$-2,918,0008,606
Additional Noninterest Income$3,571,000547
Total noninterest expense$30,770,000332
Salaries and employee benefits$17,129,000302
Premises and equipment expense$4,720,000308
Additional noninterest expense$8,921,000373
Pre-tax net operating income$27,195,000253
Securities gains (losses)$17,000742
Applicable income taxes$8,854,000254
Income before extraordinary items$18,358,000256
Extraordinary gains, net$029
Net income$18,358,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,672,000220
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,334,000230
Net operating income$18,346,610254
2007-03-31 (YTD Data)Rank
Total interest income$46,758,000267
Total interest expense$17,792,000313
Net interest income$28,966,000233
Provision for loan and lease losses$287,000862
Total noninterest income$2,923,000563
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$870,000483
Trading account gains and fees$-11,0008,625
Additional Noninterest Income$2,064,000483
Total noninterest expense$15,054,000340
Salaries and employee benefits$8,394,000310
Premises and equipment expense$2,343,000309
Additional noninterest expense$4,317,000375
Pre-tax net operating income$16,548,000214
Securities gains (losses)$01,187
Applicable income taxes$5,510,000215
Income before extraordinary items$11,038,000223
Extraordinary gains, net$022
Net income$11,038,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000794
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$11,038,000221
2006-12-31 (YTD Data)Rank
Total interest income$161,051,000287
Total interest expense$55,924,000331
Net interest income$105,127,000247
Provision for loan and lease losses$3,134,000363
Total noninterest income$7,979,000738
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,793,000610
Trading account gains and fees$0130
Additional Noninterest Income$5,186,000659
Total noninterest expense$50,867,000380
Salaries and employee benefits$28,016,000347
Premises and equipment expense$7,204,000367
Additional noninterest expense$15,647,000396
Pre-tax net operating income$59,105,000237
Securities gains (losses)$-3,374,0008,632
Applicable income taxes$18,668,000249
Income before extraordinary items$37,063,000258
Extraordinary gains, net$051
Net income$37,063,000257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$987,000692
Cash dividends$30,000,000183
Sale, conversion, retirement of capital stock, net$197,674,0007
Net operating income$39,323,580240
2006-09-30 (YTD Data)Rank
Total interest income$114,111,000310
Total interest expense$38,215,000357
Net interest income$75,896,000265
Provision for loan and lease losses$2,393,000336
Total noninterest income$5,618,000795
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,986,000665
Trading account gains and fees$0126
Additional Noninterest Income$3,632,000697
Total noninterest expense$36,880,000398
Salaries and employee benefits$20,151,000378
Premises and equipment expense$5,097,000393
Additional noninterest expense$11,632,000407
Pre-tax net operating income$42,241,000267
Securities gains (losses)$01,388
Applicable income taxes$14,172,000264
Income before extraordinary items$28,069,000271
Extraordinary gains, net$045
Net income$28,069,000271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$782,000562
Cash dividends$20,000,000184
Sale, conversion, retirement of capital stock, net$197,092,0004
Net operating income$28,069,000267
2006-06-30 (YTD Data)Rank
Total interest income$68,473,000328
Total interest expense$21,116,000408
Net interest income$47,357,000280
Provision for loan and lease losses$1,713,000313
Total noninterest income$3,489,000839
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,235,000710
Trading account gains and fees$0126
Additional Noninterest Income$2,254,000740
Total noninterest expense$23,158,000427
Salaries and employee benefits$12,547,000410
Premises and equipment expense$2,994,000442
Additional noninterest expense$7,617,000416
Pre-tax net operating income$25,975,000293
Securities gains (losses)$01,185
Applicable income taxes$8,774,000288
Income before extraordinary items$17,201,000299
Extraordinary gains, net$039
Net income$17,201,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,000677
Cash dividends$20,000,000143
Sale, conversion, retirement of capital stock, net$196,379,0004
Net operating income$17,201,000296
2006-03-31 (YTD Data)Rank
Total interest income$26,449,000397
Total interest expense$7,756,000499
Net interest income$18,693,000344
Provision for loan and lease losses$-214,0008,710
Total noninterest income$1,616,000879
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$481,000876
Trading account gains and fees$0115
Additional Noninterest Income$1,135,000727
Total noninterest expense$10,025,000493
Salaries and employee benefits$5,575,000451
Premises and equipment expense$1,245,000519
Additional noninterest expense$3,205,000463
Pre-tax net operating income$10,498,000326
Securities gains (losses)$0955
Applicable income taxes$3,460,000328
Income before extraordinary items$7,038,000340
Extraordinary gains, net$021
Net income$7,038,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,596
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$134,000282
Net operating income$7,038,000334
2005-12-31 (YTD Data)Rank
Total interest income$90,838,000395
Total interest expense$20,834,000566
Net interest income$70,004,000354
Provision for loan and lease losses$2,691,000400
Total noninterest income$5,260,0001,047
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,835,000945
Trading account gains and fees$0138
Additional Noninterest Income$3,425,000919
Total noninterest expense$34,669,000524
Salaries and employee benefits$17,949,000517
Premises and equipment expense$5,919,000421
Additional noninterest expense$10,801,000524
Pre-tax net operating income$37,904,000334
Securities gains (losses)$75,000803
Applicable income taxes$12,636,000338
Income before extraordinary items$25,343,000348
Extraordinary gains, net$046
Net income$25,343,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,933
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$25,292,750342
2005-09-30 (YTD Data)Rank
Total interest income$65,769,000396
Total interest expense$14,562,000566
Net interest income$51,207,000354
Provision for loan and lease losses$1,816,000413
Total noninterest income$3,755,0001,096
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,387,000939
Trading account gains and fees$0126
Additional Noninterest Income$2,368,000981
Total noninterest expense$26,098,000523
Salaries and employee benefits$13,340,000515
Premises and equipment expense$4,429,000425
Additional noninterest expense$8,329,000511
Pre-tax net operating income$27,048,000346
Securities gains (losses)$75,000760
Applicable income taxes$8,997,000352
Income before extraordinary items$18,126,000366
Extraordinary gains, net$035
Net income$18,126,000367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,683
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$18,075,750357
2005-06-30 (YTD Data)Rank
Total interest income$42,029,000402
Total interest expense$9,236,000557
Net interest income$32,793,000361
Provision for loan and lease losses$1,441,000354
Total noninterest income$2,380,0001,116
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$907,000934
Trading account gains and fees$0116
Additional Noninterest Income$1,473,0001,020
Total noninterest expense$16,752,000540
Salaries and employee benefits$8,725,000518
Premises and equipment expense$2,879,000426
Additional noninterest expense$5,148,000540
Pre-tax net operating income$16,980,000359
Securities gains (losses)$75,000662
Applicable income taxes$5,770,000358
Income before extraordinary items$11,285,000380
Extraordinary gains, net$030
Net income$11,285,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,069
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$11,235,500373
2005-03-31 (YTD Data)Rank
Total interest income$20,161,000401
Total interest expense$4,329,000563
Net interest income$15,832,000366
Provision for loan and lease losses$959,000269
Total noninterest income$1,368,000985
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$460,000894
Trading account gains and fees$0115
Additional Noninterest Income$908,000852
Total noninterest expense$8,329,000530
Salaries and employee benefits$4,342,000520
Premises and equipment expense$1,388,000443
Additional noninterest expense$2,599,000531
Pre-tax net operating income$7,912,000381
Securities gains (losses)$75,000437
Applicable income taxes$2,671,000379
Income before extraordinary items$5,316,000383
Extraordinary gains, net$024
Net income$5,316,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,775
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,265,750381
2004-12-31 (YTD Data)Rank
Total interest income$68,026,000433
Total interest expense$13,810,000598
Net interest income$54,216,000400
Provision for loan and lease losses$1,417,000757
Total noninterest income$4,832,0001,111
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,036,000850
Trading account gains and fees$0138
Additional Noninterest Income$2,796,0001,036
Total noninterest expense$27,287,000613
Salaries and employee benefits$14,637,000585
Premises and equipment expense$4,574,000512
Additional noninterest expense$8,076,000648
Pre-tax net operating income$30,344,000370
Securities gains (losses)$19,0002,428
Applicable income taxes$10,033,000369
Income before extraordinary items$20,330,000387
Extraordinary gains, net$034
Net income$20,330,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,680
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$20,317,270372
2004-09-30 (YTD Data)Rank
Total interest income$48,270,000456
Total interest expense$9,759,000623
Net interest income$38,511,000417
Provision for loan and lease losses$1,417,000555
Total noninterest income$3,689,0001,104
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,593,000824
Trading account gains and fees$0134
Additional Noninterest Income$2,096,0001,042
Total noninterest expense$18,980,000646
Salaries and employee benefits$9,921,000637
Premises and equipment expense$3,326,000525
Additional noninterest expense$5,733,000676
Pre-tax net operating income$21,803,000380
Securities gains (losses)$14,0002,518
Applicable income taxes$7,203,000377
Income before extraordinary items$14,614,000398
Extraordinary gains, net$026
Net income$14,614,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,128
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,604,620382
2004-06-30 (YTD Data)Rank
Total interest income$30,109,000475
Total interest expense$6,143,000640
Net interest income$23,966,000432
Provision for loan and lease losses$738,000692
Total noninterest income$2,419,0001,115
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,078,000808
Trading account gains and fees$0130
Additional Noninterest Income$1,341,0001,076
Total noninterest expense$12,210,000670
Salaries and employee benefits$6,260,000675
Premises and equipment expense$2,144,000530
Additional noninterest expense$3,806,000677
Pre-tax net operating income$13,437,000398
Securities gains (losses)$14,0002,233
Applicable income taxes$4,425,000406
Income before extraordinary items$9,026,000418
Extraordinary gains, net$021
Net income$9,026,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,831
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,016,620405
2004-03-31 (YTD Data)Rank
Total interest income$14,511,000498
Total interest expense$2,974,000682
Net interest income$11,537,000452
Provision for loan and lease losses$641,000424
Total noninterest income$1,216,0001,078
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$551,000769
Trading account gains and fees$0121
Additional Noninterest Income$665,0001,051
Total noninterest expense$5,987,000684
Salaries and employee benefits$3,123,000688
Premises and equipment expense$1,074,000545
Additional noninterest expense$1,790,000705
Pre-tax net operating income$6,125,000416
Securities gains (losses)$02,934
Applicable income taxes$2,006,000433
Income before extraordinary items$4,119,000444
Extraordinary gains, net$016
Net income$4,119,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,119,000416
2003-12-31 (YTD Data)Rank
Total interest income$47,662,000587
Total interest expense$10,048,000880
Net interest income$37,614,000522
Provision for loan and lease losses$2,227,000600
Total noninterest income$4,501,0001,222
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,972,000867
Trading account gains and fees$0160
Additional Noninterest Income$2,529,0001,211
Total noninterest expense$20,245,000802
Salaries and employee benefits$11,421,000746
Premises and equipment expense$3,844,000592
Additional noninterest expense$4,980,0001,027
Pre-tax net operating income$19,643,000487
Securities gains (losses)$-229,0009,084
Applicable income taxes$6,352,000510
Income before extraordinary items$13,062,000536
Extraordinary gains, net$054
Net income$13,062,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$953,000963
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,215,430500
2003-09-30 (YTD Data)Rank
Total interest income$34,022,000636
Total interest expense$7,140,000980
Net interest income$26,882,000551
Provision for loan and lease losses$1,952,000537
Total noninterest income$3,298,0001,291
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,456,000893
Trading account gains and fees$0153
Additional Noninterest Income$1,842,0001,316
Total noninterest expense$14,154,000859
Salaries and employee benefits$7,588,000854
Premises and equipment expense$2,848,000608
Additional noninterest expense$3,718,0001,032
Pre-tax net operating income$14,074,000511
Securities gains (losses)$-89,0009,109
Applicable income taxes$4,604,000544
Income before extraordinary items$9,381,000573
Extraordinary gains, net$040
Net income$9,381,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$895,000746
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,440,630524
2003-06-30 (YTD Data)Rank
Total interest income$21,720,000664
Total interest expense$4,592,0001,045
Net interest income$17,128,000572
Provision for loan and lease losses$1,144,000589
Total noninterest income$2,128,0001,307
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$968,000878
Trading account gains and fees$0150
Additional Noninterest Income$1,160,0001,371
Total noninterest expense$9,524,000858
Salaries and employee benefits$5,132,000834
Premises and equipment expense$1,900,000609
Additional noninterest expense$2,492,0001,021
Pre-tax net operating income$8,588,000553
Securities gains (losses)$-89,0009,185
Applicable income taxes$2,825,000573
Income before extraordinary items$5,674,000617
Extraordinary gains, net$030
Net income$5,674,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,000603
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,733,630564
2003-03-31 (YTD Data)Rank
Total interest income$10,407,000703
Total interest expense$2,225,0001,103
Net interest income$8,182,000593
Provision for loan and lease losses$594,000564
Total noninterest income$954,0001,383
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$466,000881
Trading account gains and fees$0134
Additional Noninterest Income$488,0001,508
Total noninterest expense$4,679,000869
Salaries and employee benefits$2,357,000914
Premises and equipment expense$955,000609
Additional noninterest expense$1,367,000915
Pre-tax net operating income$3,863,000600
Securities gains (losses)$02,891
Applicable income taxes$1,303,000627
Income before extraordinary items$2,560,000670
Extraordinary gains, net$021
Net income$2,560,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000499
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,560,000622
2002-12-31 (YTD Data)Rank
Total interest income$39,026,000773
Total interest expense$8,833,0001,268
Net interest income$30,193,000631
Provision for loan and lease losses$1,538,000929
Total noninterest income$3,415,0001,413
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,644,000976
Trading account gains and fees$0153
Additional Noninterest Income$1,771,0001,442
Total noninterest expense$18,583,000844
Salaries and employee benefits$9,921,000814
Premises and equipment expense$3,863,000578
Additional noninterest expense$4,799,0001,028
Pre-tax net operating income$13,487,000652
Securities gains (losses)$609,000584
Applicable income taxes$4,729,000619
Income before extraordinary items$9,367,000680
Extraordinary gains, net$070
Net income$9,367,000681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,0001,130
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,965,060678
2001-12-31 (YTD Data)Rank
Total interest income$35,709,000954
Total interest expense$8,610,0001,880
Net interest income$27,099,000664
Provision for loan and lease losses$2,800,000536
Total noninterest income$3,434,0001,330
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,383,0001,075
Trading account gains and fees$0177
Additional Noninterest Income$2,051,0001,227
Total noninterest expense$18,217,000828
Salaries and employee benefits$9,182,000801
Premises and equipment expense$3,823,000579
Additional noninterest expense$5,212,000937
Pre-tax net operating income$9,516,000800
Securities gains (losses)$04,612
Applicable income taxes$3,151,000805
Income before extraordinary items$6,365,000868
Extraordinary gains, net$0105
Net income$6,365,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$983,000956
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$56,000724
Net operating income$6,365,000823
2000-12-31 (YTD Data)Rank
Total interest income$34,024,0001,042
Total interest expense$8,634,0001,999
Net interest income$25,390,000701
Provision for loan and lease losses$4,299,000358
Total noninterest income$2,913,0001,384
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,015,0001,340
Trading account gains and fees$0180
Additional Noninterest Income$1,898,0001,178
Total noninterest expense$16,279,000873
Salaries and employee benefits$7,419,000944
Premises and equipment expense$2,814,000734
Additional noninterest expense$6,046,000823
Pre-tax net operating income$7,725,000999
Securities gains (losses)$01,956
Applicable income taxes$2,664,000913
Income before extraordinary items$5,061,0001,054
Extraordinary gains, net$038
Net income$5,061,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,719,000330
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$40,000795
Net operating income$5,061,0001,050
1999-12-31 (YTD Data)Rank
Total interest income$26,662,0001,224
Total interest expense$6,331,0002,319
Net interest income$20,331,000873
Provision for loan and lease losses$2,565,000459
Total noninterest income$2,233,0001,715
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,059,0001,244
Trading account gains and fees$0173
Additional Noninterest Income$1,174,0001,678
Total noninterest expense$13,106,0001,065
Salaries and employee benefits$5,513,0001,255
Premises and equipment expense$2,558,000797
Additional noninterest expense$5,035,000951
Pre-tax net operating income$6,893,0001,123
Securities gains (losses)$03,155
Applicable income taxes$2,380,0001,061
Income before extraordinary items$4,513,0001,208
Extraordinary gains, net$035
Net income$4,513,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,393,000568
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,975,000370
Net operating income$4,513,0001,190
1998-12-31 (YTD Data)Rank
Total interest income$20,542,0001,580
Total interest expense$6,174,0002,454
Net interest income$14,368,0001,183
Provision for loan and lease losses$1,135,000869
Total noninterest income$1,921,0001,896
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$834,0001,516
Trading account gains and fees$0224
Additional Noninterest Income$1,087,0001,746
Total noninterest expense$10,383,0001,277
Salaries and employee benefits$4,318,0001,519
Premises and equipment expense$1,875,0001,029
Additional noninterest expense$4,190,0001,083
Pre-tax net operating income$4,771,0001,547
Securities gains (losses)$04,449
Applicable income taxes$1,597,0001,538
Income before extraordinary items$3,174,0001,665
Extraordinary gains, net$032
Net income$3,174,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,720
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,070,000453
Net operating income$3,174,0001,598
1997-12-31 (YTD Data)Rank
Total interest income$15,531,0002,106
Total interest expense$4,833,0003,076
Net interest income$10,698,0001,615
Provision for loan and lease losses$1,185,000866
Total noninterest income$1,057,0002,919
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$558,0002,350
Trading account gains and fees$0239
Additional Noninterest Income$499,0002,827
Total noninterest expense$5,923,0002,168
Salaries and employee benefits$2,621,0002,526
Premises and equipment expense$659,0002,899
Additional noninterest expense$2,643,0001,619
Pre-tax net operating income$4,647,0001,657
Securities gains (losses)$03,944
Applicable income taxes$1,601,0001,615
Income before extraordinary items$3,046,0001,744
Extraordinary gains, net$044
Net income$3,046,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,227
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$2,003,000365
Net operating income$3,046,0001,708
1996-12-31 (YTD Data)Rank
Total interest income$9,591,0003,409
Total interest expense$3,224,0004,484
Net interest income$6,367,0002,775
Provision for loan and lease losses$850,0001,153
Total noninterest income$757,0003,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$417,0003,226
Trading account gains and feesNANA
Additional Noninterest Income$340,0003,773
Total noninterest expense$3,378,0003,910
Salaries and employee benefits$1,551,0004,183
Premises and equipment expense$439,0004,211
Additional noninterest expense$1,388,0003,333
Pre-tax net operating income$2,896,0002,446
Securities gains (losses)$04,148
Applicable income taxes$1,024,0002,308
Income before extraordinary items$1,872,0002,604
Extraordinary gains, net$053
Net income$1,872,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,188
Cash dividends$60,0007,342
Sale, conversion, retirement of capital stock, net$25,000797
Net operating income$1,872,0002,560
1995-12-31 (YTD Data)Rank
Total interest income$4,891,0006,085
Total interest expense$1,315,0008,231
Net interest income$3,576,0004,764
Provision for loan and lease losses$591,0001,386
Total noninterest income$493,0005,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,918
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,582
Total noninterest expense$2,271,0005,415
Salaries and employee benefits$1,085,0005,664
Premises and equipment expense$302,0005,593
Additional noninterest expense$884,0004,835
Pre-tax net operating income$1,207,0005,227
Securities gains (losses)$03,831
Applicable income taxes$263,0006,470
Income before extraordinary items$944,0004,808
Extraordinary gains, net$065
Net income$944,0004,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$944,0004,802
1994-12-31 (YTD Data)Rank
Total interest income$1,076,00011,565
Total interest expense$250,00012,210
Net interest income$826,00010,961
Provision for loan and lease losses$186,0003,156
Total noninterest income$110,00010,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,00010,462
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,986
Total noninterest expense$1,145,0008,825
Salaries and employee benefits$608,0008,559
Premises and equipment expense$171,0008,060
Additional noninterest expense$366,0009,165
Pre-tax net operating income$-395,00012,346
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-395,00012,318
Extraordinary gains, net$0249
Net income$-395,00012,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$8,025,000120
Net operating income$-395,00012,327

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.