Home > Bank of Naples > Assets and Liabilities
Bank of Naples, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 15 | 5,903 |
| Assets and Liabilities | ||
| Total Assets: | $116,009,000 | 4,515 |
| Cash and due from depository institutions | $36,164,000 | 5,903 |
| Interest-bearing balances | $34,580,000 | 1,151 |
| Securities | $5,419,000 | 6,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $71,021,000 | 4,332 |
| Loan loss allowance | $6,948,000 | 1,071 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $292,000 | 6,332 |
| Other real estate owned | $1,793,000 | 5,903 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,320,000 | 5,529 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $116,009,000 | 4,515 |
| Total liabilities | $112,943,000 | 4,270 |
| Total deposits | $97,583,000 | 4,536 |
| Interest-bearing deposits | $81,713,000 | 4,472 |
| Deposits held in domestic offices | $97,583,000 | 4,533 |
| % insured | 91.05% | 3,363 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $15,000,000 | 1,399 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $360,000 | 5,102 |
| Total equity capital | $3,066,000 | 6,899 |
| Total bank equity capital | $3,066,000 | 6,898 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,224,000 | 1,162 |
| Surplus | $31,912,000 | 1,046 |
| Undivided profits | $-32,070,000 | 7,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,821,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $320,000 | 5,702 |
| Earning assets | $111,020,000 | 4,395 |
| Long-term assets (5+ years) | $10,298,000 | 5,986 |
| Average Assets, year-to-date | $139,142,330 | 4,028 |
| Average Assets, quarterly | $131,618,500 | 4,182 |
| Volatile liabilities | $11,182,000 | 3,071 |
| Insider loans | $322,000 | 5,193 |
| FHLB advances | $15,000,000 | 1,324 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $949,000 | 6,609 |
| Tier 1 (core) risk-based capital | $2,945,000 | 6,888 |
| Tier 2 risk-based capital | $931,000 | 4,194 |
| Total risk weighted assets | $68,933,000 | 4,638 |
| Total unused commitments | $949,000 | 6,609 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 22 | 5,076 |
| Assets and Liabilities | ||
| Total Assets: | $147,228,000 | 3,933 |
| Cash and due from depository institutions | $57,365,000 | 5,076 |
| Interest-bearing balances | $55,073,000 | 819 |
| Securities | $7,192,000 | 6,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $79,204,000 | 4,093 |
| Loan loss allowance | $7,621,000 | 995 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $314,000 | 6,327 |
| Other real estate owned | $1,713,000 | 5,076 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,440,000 | 5,395 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $147,228,000 | 3,933 |
| Total liabilities | $143,686,000 | 3,682 |
| Total deposits | $128,302,000 | 3,828 |
| Interest-bearing deposits | $108,909,000 | 3,753 |
| Deposits held in domestic offices | $128,302,000 | 3,828 |
| % insured | 87.11% | 4,693 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $15,000,000 | 1,414 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $384,000 | 4,956 |
| Total equity capital | $3,542,000 | 6,840 |
| Total bank equity capital | $3,542,000 | 6,840 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,224,000 | 1,180 |
| Surplus | $31,912,000 | 1,046 |
| Undivided profits | $-31,594,000 | 7,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,470,000 | 924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $331,000 | 5,664 |
| Earning assets | $141,469,000 | 3,809 |
| Long-term assets (5+ years) | $11,186,000 | 5,905 |
| Average Assets, year-to-date | $150,709,000 | 3,858 |
| Average Assets, quarterly | $150,709,000 | 3,858 |
| Volatile liabilities | $13,445,000 | 2,740 |
| Insider loans | $322,000 | 5,260 |
| FHLB advances | $15,000,000 | 1,343 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $1,141,000 | 6,593 |
| Tier 1 (core) risk-based capital | $3,433,000 | 6,807 |
| Tier 2 risk-based capital | $1,003,000 | 4,051 |
| Total risk weighted assets | $73,605,000 | 4,491 |
| Total unused commitments | $1,141,000 | 6,593 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 22 | 5,092 |
| Assets and Liabilities | ||
| Total Assets: | $154,190,000 | 3,797 |
| Cash and due from depository institutions | $51,188,000 | 5,092 |
| Interest-bearing balances | $49,888,000 | 792 |
| Securities | $10,218,000 | 5,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $88,464,000 | 3,868 |
| Loan loss allowance | $8,246,000 | 945 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $341,000 | 6,289 |
| Other real estate owned | $2,372,000 | 5,092 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $1,607,000 | 5,300 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $154,190,000 | 3,797 |
| Total liabilities | $150,343,000 | 3,544 |
| Total deposits | $134,648,000 | 3,661 |
| Interest-bearing deposits | $122,566,000 | 3,403 |
| Deposits held in domestic offices | $134,648,000 | 3,661 |
| % insured | 90.68% | 3,592 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $15,000,000 | 1,522 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $695,000 | 3,915 |
| Total equity capital | $3,847,000 | 6,800 |
| Total bank equity capital | $3,847,000 | 6,800 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,224,000 | 1,188 |
| Surplus | $31,912,000 | 1,052 |
| Undivided profits | $-31,289,000 | 7,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,063,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $410,000 | 5,319 |
| Earning assets | $148,570,000 | 3,644 |
| Long-term assets (5+ years) | $14,475,000 | 4,934 |
| Average Assets, year-to-date | $166,775,400 | 3,542 |
| Average Assets, quarterly | $153,576,500 | 3,782 |
| Volatile liabilities | $11,040,000 | 3,262 |
| Insider loans | $322,000 | 5,295 |
| FHLB advances | $15,000,000 | 1,439 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $1,955,000 | 6,210 |
| Tier 1 (core) risk-based capital | $3,721,000 | 6,759 |
| Tier 2 risk-based capital | $1,117,000 | 3,780 |
| Total risk weighted assets | $82,220,000 | 4,279 |
| Total unused commitments | $1,955,000 | 6,210 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 26 | 4,685 |
| Assets and Liabilities | ||
| Total Assets: | $152,963,000 | 3,814 |
| Cash and due from depository institutions | $43,916,000 | 4,685 |
| Interest-bearing balances | $42,507,000 | 1,000 |
| Securities | $10,981,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $93,300,000 | 3,773 |
| Loan loss allowance | $9,214,000 | 875 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $368,000 | 6,284 |
| Other real estate owned | $2,510,000 | 4,685 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,888,000 | 5,085 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $152,963,000 | 3,814 |
| Total liabilities | $148,840,000 | 3,584 |
| Total deposits | $133,415,000 | 3,691 |
| Interest-bearing deposits | $120,528,000 | 3,464 |
| Deposits held in domestic offices | $133,415,000 | 3,690 |
| % insured | 91.84% | 3,263 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,554 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $425,000 | 5,095 |
| Total equity capital | $4,123,000 | 6,787 |
| Total bank equity capital | $4,123,000 | 6,787 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,224,000 | 1,216 |
| Surplus | $31,912,000 | 1,064 |
| Undivided profits | $-31,013,000 | 7,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $14,312,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $403,000 | 5,427 |
| Earning assets | $146,788,000 | 3,674 |
| Long-term assets (5+ years) | $18,521,000 | 4,498 |
| Average Assets, year-to-date | $169,921,750 | 3,523 |
| Average Assets, quarterly | $154,245,000 | 3,762 |
| Volatile liabilities | $11,002,000 | 3,299 |
| Insider loans | $1,707,000 | 2,984 |
| FHLB advances | $15,000,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,695,000 | 5,907 |
| Tier 1 (core) risk-based capital | $3,990,000 | 6,751 |
| Tier 2 risk-based capital | $1,201,000 | 3,640 |
| Total risk weighted assets | $88,107,000 | 4,097 |
| Total unused commitments | $2,695,000 | 5,908 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 26 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $155,527,000 | 3,758 |
| Cash and due from depository institutions | $39,345,000 | 4,732 |
| Interest-bearing balances | $35,556,000 | 1,065 |
| Securities | $11,589,000 | 5,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $99,419,000 | 3,644 |
| Loan loss allowance | $11,135,000 | 754 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $396,000 | 6,288 |
| Other real estate owned | $2,778,000 | 4,732 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,000,000 | 5,000 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $155,527,000 | 3,758 |
| Total liabilities | $148,941,000 | 3,584 |
| Total deposits | $133,676,000 | 3,670 |
| Interest-bearing deposits | $120,164,000 | 3,492 |
| Deposits held in domestic offices | $133,676,000 | 3,668 |
| % insured | 85.30% | 5,463 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,622 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $265,000 | 5,736 |
| Total equity capital | $6,586,000 | 6,094 |
| Total bank equity capital | $6,586,000 | 6,094 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,224,000 | 1,237 |
| Surplus | $31,912,000 | 1,057 |
| Undivided profits | $-28,550,000 | 7,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $15,313,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $432,000 | 5,263 |
| Earning assets | $146,564,000 | 3,677 |
| Long-term assets (5+ years) | $21,251,000 | 4,255 |
| Average Assets, year-to-date | $175,574,670 | 3,442 |
| Average Assets, quarterly | $171,476,000 | 3,516 |
| Volatile liabilities | $8,466,000 | 3,795 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $15,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,059,000 | 5,835 |
| Tier 1 (core) risk-based capital | $6,485,000 | 6,004 |
| Tier 2 risk-based capital | $1,313,000 | 3,459 |
| Total risk weighted assets | $95,261,000 | 3,926 |
| Total unused commitments | $3,059,000 | 5,837 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 26 | 4,760 |
| Assets and Liabilities | ||
| Total Assets: | $187,425,000 | 3,292 |
| Cash and due from depository institutions | $66,907,000 | 4,760 |
| Interest-bearing balances | $64,785,000 | 596 |
| Securities | $12,025,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 4,161 |
| Net loans & leases | $103,719,000 | 3,565 |
| Loan loss allowance | $13,063,000 | 665 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $324,000 | 6,528 |
| Other real estate owned | $2,492,000 | 4,760 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,888,000 | 5,168 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $187,425,000 | 3,292 |
| Total liabilities | $180,450,000 | 3,125 |
| Total deposits | $165,227,000 | 3,176 |
| Interest-bearing deposits | $149,502,000 | 3,024 |
| Deposits held in domestic offices | $165,227,000 | 3,173 |
| % insured | 85.97% | 5,338 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,628 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $223,000 | 5,930 |
| Total equity capital | $6,975,000 | 5,961 |
| Total bank equity capital | $6,975,000 | 5,960 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,224,000 | 1,257 |
| Surplus | $30,760,000 | 1,104 |
| Undivided profits | $-27,009,000 | 7,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $13,561,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $475,000 | 4,998 |
| Earning assets | $180,599,000 | 3,154 |
| Long-term assets (5+ years) | $18,972,000 | 4,390 |
| Average Assets, year-to-date | $185,598,500 | 3,308 |
| Average Assets, quarterly | $185,598,500 | 3,308 |
| Volatile liabilities | $10,401,000 | 3,469 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,759,000 | 5,292 |
| Tier 1 (core) risk-based capital | $6,970,000 | 5,882 |
| Tier 2 risk-based capital | $1,389,000 | 3,338 |
| Total risk weighted assets | $99,428,000 | 3,848 |
| Total unused commitments | $4,759,000 | 5,296 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 26 | 4,813 |
| Assets and Liabilities | ||
| Total Assets: | $183,772,000 | 3,362 |
| Cash and due from depository institutions | $37,149,000 | 4,813 |
| Interest-bearing balances | $35,129,000 | 1,037 |
| Securities | $30,299,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 4,179 |
| Net loans & leases | $111,000,000 | 3,469 |
| Loan loss allowance | $13,073,000 | 652 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $448,000 | 6,287 |
| Other real estate owned | $2,652,000 | 4,813 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,198,000 | 4,970 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $183,772,000 | 3,362 |
| Total liabilities | $175,276,000 | 3,183 |
| Total deposits | $159,997,000 | 3,252 |
| Interest-bearing deposits | $148,481,000 | 3,023 |
| Deposits held in domestic offices | $159,997,000 | 3,249 |
| % insured | 87.92% | 4,755 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $279,000 | 5,656 |
| Total equity capital | $8,496,000 | 5,513 |
| Total bank equity capital | $8,496,000 | 5,512 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,224,000 | 1,274 |
| Surplus | $30,754,000 | 1,097 |
| Undivided profits | $-25,482,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $12,453,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $558,000 | 4,694 |
| Earning assets | $176,454,000 | 3,217 |
| Long-term assets (5+ years) | $34,545,000 | 3,189 |
| Average Assets, year-to-date | $202,085,600 | 3,074 |
| Average Assets, quarterly | $194,614,500 | 3,197 |
| Volatile liabilities | $41,990,000 | 2,918 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $5,858,000 | 4,900 |
| Tier 1 (core) risk-based capital | $8,148,000 | 5,532 |
| Tier 2 risk-based capital | $1,507,000 | 3,152 |
| Total risk weighted assets | $108,980,000 | 3,679 |
| Total unused commitments | $5,858,000 | 4,901 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 27 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $207,475,000 | 3,065 |
| Cash and due from depository institutions | $41,926,000 | 4,788 |
| Interest-bearing balances | $40,900,000 | 891 |
| Securities | $44,873,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $47,000 | 4,319 |
| Net loans & leases | $115,346,000 | 3,426 |
| Loan loss allowance | $9,574,000 | 868 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $476,000 | 6,309 |
| Other real estate owned | $2,331,000 | 4,788 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,476,000 | 4,855 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $207,475,000 | 3,065 |
| Total liabilities | $195,242,000 | 2,954 |
| Total deposits | $179,847,000 | 2,965 |
| Interest-bearing deposits | $166,140,000 | 2,785 |
| Deposits held in domestic offices | $179,847,000 | 2,962 |
| % insured | 84.54% | 5,212 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $395,000 | 5,486 |
| Total equity capital | $12,233,000 | 4,692 |
| Total bank equity capital | $12,233,000 | 4,691 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,225,000 | 1,288 |
| Surplus | $30,324,000 | 1,093 |
| Undivided profits | $-21,316,000 | 7,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,427,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $603,000 | 4,713 |
| Earning assets | $201,166,000 | 2,915 |
| Long-term assets (5+ years) | $49,388,000 | 2,423 |
| Average Assets, year-to-date | $207,168,500 | 3,051 |
| Average Assets, quarterly | $214,180,000 | 2,988 |
| Volatile liabilities | $46,425,000 | 2,765 |
| Insider loans | $1,806,000 | 3,069 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,538,000 | 4,552 |
| Tier 1 (core) risk-based capital | $11,266,000 | 4,735 |
| Tier 2 risk-based capital | $1,550,000 | 3,152 |
| Total risk weighted assets | $116,034,000 | 3,570 |
| Total unused commitments | $7,538,000 | 4,554 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 27 | 4,819 |
| Assets and Liabilities | ||
| Total Assets: | $220,885,000 | 2,939 |
| Cash and due from depository institutions | $34,735,000 | 4,819 |
| Interest-bearing balances | $31,922,000 | 1,074 |
| Securities | $48,962,000 | 2,401 |
| Federal funds sold & reverse repurchase agreements | $57,000 | 4,374 |
| Net loans & leases | $128,750,000 | 3,174 |
| Loan loss allowance | $5,041,000 | 1,578 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $472,000 | 6,375 |
| Other real estate owned | $2,428,000 | 4,819 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,481,000 | 3,097 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $220,885,000 | 2,939 |
| Total liabilities | $203,033,000 | 2,872 |
| Total deposits | $187,651,000 | 2,882 |
| Interest-bearing deposits | $172,395,000 | 2,716 |
| Deposits held in domestic offices | $187,651,000 | 2,879 |
| % insured | 85.11% | 5,212 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $382,000 | 5,418 |
| Total equity capital | $17,852,000 | 3,520 |
| Total bank equity capital | $17,852,000 | 3,520 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,225,000 | 1,304 |
| Surplus | $21,218,000 | 1,477 |
| Undivided profits | $-6,591,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,900,000 | 1,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $695,000 | 4,267 |
| Earning assets | $209,691,000 | 2,832 |
| Long-term assets (5+ years) | $57,817,000 | 2,126 |
| Average Assets, year-to-date | $207,066,330 | 3,079 |
| Average Assets, quarterly | $211,537,000 | 3,050 |
| Volatile liabilities | $49,080,000 | 2,676 |
| Insider loans | $1,828,000 | 3,114 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $4,081,000 | 5,679 |
| Tier 1 (core) risk-based capital | $14,384,000 | 3,975 |
| Tier 2 risk-based capital | $1,658,000 | 2,993 |
| Total risk weighted assets | $129,495,000 | 3,307 |
| Total unused commitments | $4,081,000 | 5,681 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 25 | 5,086 |
| Assets and Liabilities | ||
| Total Assets: | $202,189,000 | 3,202 |
| Cash and due from depository institutions | $32,617,000 | 5,086 |
| Interest-bearing balances | $28,297,000 | 1,219 |
| Securities | $28,290,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $52,000 | 4,647 |
| Net loans & leases | $131,700,000 | 3,178 |
| Loan loss allowance | $3,537,000 | 2,135 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $492,000 | 6,437 |
| Other real estate owned | $2,550,000 | 5,086 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,488,000 | 2,839 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $202,189,000 | 3,202 |
| Total liabilities | $184,657,000 | 3,169 |
| Total deposits | $169,326,000 | 3,181 |
| Interest-bearing deposits | $152,552,000 | 3,068 |
| Deposits held in domestic offices | $169,326,000 | 3,179 |
| % insured | 80.97% | 6,102 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $331,000 | 5,682 |
| Total equity capital | $17,532,000 | 3,593 |
| Total bank equity capital | $17,532,000 | 3,593 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,225,000 | 1,336 |
| Surplus | $14,762,000 | 2,005 |
| Undivided profits | $-455,000 | 6,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,619,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $680,000 | 4,408 |
| Earning assets | $188,339,000 | 3,158 |
| Long-term assets (5+ years) | $38,356,000 | 2,927 |
| Average Assets, year-to-date | $200,157,000 | 3,213 |
| Average Assets, quarterly | $200,157,000 | 3,213 |
| Volatile liabilities | $31,102,000 | 3,849 |
| Insider loans | $1,849,000 | 3,152 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,351,000 | 6,120 |
| Tier 1 (core) risk-based capital | $14,282,000 | 4,016 |
| Tier 2 risk-based capital | $1,687,000 | 3,008 |
| Total risk weighted assets | $133,879,000 | 3,289 |
| Total unused commitments | $3,351,000 | 6,124 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 21 | 5,590 |
| Assets and Liabilities | ||
| Total Assets: | $198,125,000 | 3,257 |
| Cash and due from depository institutions | $42,788,000 | 5,590 |
| Interest-bearing balances | $39,987,000 | 741 |
| Securities | $16,477,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 4,642 |
| Net loans & leases | $130,818,000 | 3,237 |
| Loan loss allowance | $3,407,000 | 2,190 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $510,000 | 6,450 |
| Other real estate owned | $2,071,000 | 5,590 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,436,000 | 3,268 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $198,125,000 | 3,257 |
| Total liabilities | $181,066,000 | 3,219 |
| Total deposits | $165,750,000 | 3,222 |
| Interest-bearing deposits | $152,716,000 | 3,033 |
| Deposits held in domestic offices | $165,750,000 | 3,221 |
| % insured | 73.67% | 7,052 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $316,000 | 5,814 |
| Total equity capital | $17,059,000 | 3,648 |
| Total bank equity capital | $17,059,000 | 3,648 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,225,000 | 1,363 |
| Surplus | $13,892,000 | 2,098 |
| Undivided profits | $-58,000 | 6,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,761,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $576,000 | 5,011 |
| Earning assets | $187,307,000 | 3,172 |
| Long-term assets (5+ years) | $29,277,000 | 3,445 |
| Average Assets, year-to-date | $173,156,400 | 3,553 |
| Average Assets, quarterly | $186,156,500 | 3,402 |
| Volatile liabilities | $24,081,000 | 4,480 |
| Insider loans | $1,864,000 | 3,181 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,243,000 | 6,147 |
| Tier 1 (core) risk-based capital | $13,983,000 | 4,072 |
| Tier 2 risk-based capital | $1,706,000 | 3,004 |
| Total risk weighted assets | $134,502,000 | 3,319 |
| Total unused commitments | $3,243,000 | 6,148 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 23 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $174,188,000 | 3,614 |
| Cash and due from depository institutions | $20,399,000 | 5,398 |
| Interest-bearing balances | $18,660,000 | 1,304 |
| Securities | $11,679,000 | 5,533 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 4,816 |
| Net loans & leases | $135,627,000 | 3,166 |
| Loan loss allowance | $2,967,000 | 2,342 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $538,000 | 6,460 |
| Other real estate owned | $1,942,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,975,000 | 3,602 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $174,188,000 | 3,614 |
| Total liabilities | $157,946,000 | 3,553 |
| Total deposits | $142,518,000 | 3,613 |
| Interest-bearing deposits | $129,935,000 | 3,464 |
| Deposits held in domestic offices | $142,518,000 | 3,612 |
| % insured | 84.02% | 5,702 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $428,000 | 5,674 |
| Total equity capital | $16,242,000 | 3,893 |
| Total bank equity capital | $16,242,000 | 3,893 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,225,000 | 1,388 |
| Surplus | $12,035,000 | 2,330 |
| Undivided profits | $982,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,627,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $578,000 | 5,211 |
| Earning assets | $165,994,000 | 3,483 |
| Long-term assets (5+ years) | $22,958,000 | 3,888 |
| Average Assets, year-to-date | $166,914,250 | 3,682 |
| Average Assets, quarterly | $170,891,500 | 3,660 |
| Volatile liabilities | $24,464,000 | 4,511 |
| Insider loans | $2,320,000 | 2,806 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,021,000 | 5,921 |
| Tier 1 (core) risk-based capital | $13,844,000 | 4,204 |
| Tier 2 risk-based capital | $1,740,000 | 2,951 |
| Total risk weighted assets | $137,615,000 | 3,282 |
| Total unused commitments | $4,021,000 | 5,921 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $167,595,000 | 3,726 |
| Cash and due from depository institutions | $15,264,000 | 5,448 |
| Interest-bearing balances | $12,695,000 | 1,572 |
| Securities | $9,888,000 | 5,841 |
| Federal funds sold & reverse repurchase agreements | $48,000 | 5,042 |
| Net loans & leases | $136,935,000 | 3,174 |
| Loan loss allowance | $2,741,000 | 2,398 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $551,000 | 6,513 |
| Other real estate owned | $1,573,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,336,000 | 3,990 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $167,595,000 | 3,726 |
| Total liabilities | $150,830,000 | 3,716 |
| Total deposits | $135,367,000 | 3,754 |
| Interest-bearing deposits | $121,614,000 | 3,632 |
| Deposits held in domestic offices | $135,367,000 | 3,752 |
| % insured | 63.18% | 6,957 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $463,000 | 5,538 |
| Total equity capital | $16,765,000 | 3,758 |
| Total bank equity capital | $16,765,000 | 3,757 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,225,000 | 1,405 |
| Surplus | $11,527,000 | 2,422 |
| Undivided profits | $2,013,000 | 5,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,763,000 | 1,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $510,000 | 5,478 |
| Earning assets | $159,566,000 | 3,618 |
| Long-term assets (5+ years) | $20,946,000 | 4,044 |
| Average Assets, year-to-date | $164,489,670 | 3,728 |
| Average Assets, quarterly | $168,193,000 | 3,707 |
| Volatile liabilities | $23,334,000 | 4,622 |
| Insider loans | $2,449,000 | 2,750 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,694,000 | 5,190 |
| Tier 1 (core) risk-based capital | $15,076,000 | 3,976 |
| Tier 2 risk-based capital | $1,790,000 | 2,871 |
| Total risk weighted assets | $142,278,000 | 3,221 |
| Total unused commitments | $6,694,000 | 5,194 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 23 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $168,791,000 | 3,708 |
| Cash and due from depository institutions | $16,487,000 | 5,486 |
| Interest-bearing balances | $14,407,000 | 1,233 |
| Securities | $8,546,000 | 6,170 |
| Federal funds sold & reverse repurchase agreements | $62,000 | 5,412 |
| Net loans & leases | $138,064,000 | 3,171 |
| Loan loss allowance | $2,649,000 | 2,395 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $576,000 | 6,508 |
| Other real estate owned | $1,972,000 | 5,486 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,084,000 | 4,168 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $168,791,000 | 3,708 |
| Total liabilities | $152,887,000 | 3,661 |
| Total deposits | $136,089,000 | 3,728 |
| Interest-bearing deposits | $124,567,000 | 3,567 |
| Deposits held in domestic offices | $136,089,000 | 3,726 |
| % insured | 64.07% | 6,886 |
| Federal funds purchased & repurchase agreements | $1,476,000 | 2,183 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $322,000 | 6,159 |
| Total equity capital | $15,904,000 | 3,973 |
| Total bank equity capital | $15,904,000 | 3,973 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,225,000 | 1,413 |
| Surplus | $10,320,000 | 2,605 |
| Undivided profits | $2,359,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,376,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $579,000 | 5,112 |
| Earning assets | $161,079,000 | 3,587 |
| Long-term assets (5+ years) | $19,658,000 | 4,129 |
| Average Assets, year-to-date | $162,937,000 | 3,775 |
| Average Assets, quarterly | $162,937,000 | 3,775 |
| Volatile liabilities | $26,208,000 | 4,291 |
| Insider loans | $5,470,000 | 1,426 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,352,000 | 5,703 |
| Tier 1 (core) risk-based capital | $14,464,000 | 4,127 |
| Tier 2 risk-based capital | $1,798,000 | 2,856 |
| Total risk weighted assets | $144,738,000 | 3,193 |
| Total unused commitments | $5,352,000 | 5,706 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 23 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $157,083,000 | 3,872 |
| Cash and due from depository institutions | $6,581,000 | 5,527 |
| Interest-bearing balances | $4,170,000 | 2,081 |
| Securities | $5,829,000 | 6,750 |
| Federal funds sold & reverse repurchase agreements | $56,000 | 5,184 |
| Net loans & leases | $140,379,000 | 3,159 |
| Loan loss allowance | $2,201,000 | 2,700 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $598,000 | 6,508 |
| Other real estate owned | $1,879,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,761,000 | 5,470 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $157,083,000 | 3,872 |
| Total liabilities | $143,697,000 | 3,817 |
| Total deposits | $126,147,000 | 3,885 |
| Interest-bearing deposits | $115,732,000 | 3,696 |
| Deposits held in domestic offices | $126,147,000 | 3,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,234,000 | 2,262 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $316,000 | 6,246 |
| Total equity capital | $13,386,000 | 4,484 |
| Total bank equity capital | $13,386,000 | 4,484 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,225,000 | 1,412 |
| Surplus | $7,376,000 | 3,282 |
| Undivided profits | $2,785,000 | 5,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,539,000 | 2,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $642,000 | 5,034 |
| Earning assets | $150,434,000 | 3,742 |
| Long-term assets (5+ years) | $17,826,000 | 4,258 |
| Average Assets, year-to-date | $154,909,200 | 3,806 |
| Average Assets, quarterly | $157,077,000 | 3,840 |
| Volatile liabilities | $28,251,000 | 4,050 |
| Insider loans | $4,642,000 | 1,716 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $8,351,000 | 4,865 |
| Tier 1 (core) risk-based capital | $13,300,000 | 4,366 |
| Tier 2 risk-based capital | $1,703,000 | 2,956 |
| Total risk weighted assets | $136,540,000 | 3,339 |
| Total unused commitments | $8,351,000 | 4,868 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 24 | 5,454 |
| Assets and Liabilities | ||
| Total Assets: | $157,071,000 | 3,845 |
| Cash and due from depository institutions | $3,545,000 | 5,454 |
| Interest-bearing balances | $219,000 | 4,381 |
| Securities | $5,955,000 | 6,704 |
| Federal funds sold & reverse repurchase agreements | $4,495,000 | 2,451 |
| Net loans & leases | $139,583,000 | 3,162 |
| Loan loss allowance | $2,220,000 | 2,515 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $614,000 | 6,520 |
| Other real estate owned | $487,000 | 5,454 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,392,000 | 4,847 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $157,071,000 | 3,845 |
| Total liabilities | $142,688,000 | 3,787 |
| Total deposits | $112,729,000 | 4,156 |
| Interest-bearing deposits | $101,285,000 | 4,018 |
| Deposits held in domestic offices | $112,729,000 | 4,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,220,000 | 2,738 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $28,500,000 | 1,775 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $239,000 | 6,910 |
| Total equity capital | $14,383,000 | 4,294 |
| Total bank equity capital | $14,383,000 | 4,294 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,225,000 | 1,421 |
| Surplus | $5,905,000 | 3,738 |
| Undivided profits | $5,253,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,058,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $665,000 | 5,100 |
| Earning assets | $150,252,000 | 3,709 |
| Long-term assets (5+ years) | $18,406,000 | 4,150 |
| Average Assets, year-to-date | $154,365,750 | 3,834 |
| Average Assets, quarterly | $156,509,000 | 3,834 |
| Volatile liabilities | $50,630,000 | 2,647 |
| Insider loans | $4,655,000 | 1,700 |
| FHLB advances | $28,500,000 | 1,679 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,143,000 | 4,630 |
| Tier 1 (core) risk-based capital | $14,450,000 | 4,196 |
| Tier 2 risk-based capital | $1,708,000 | 2,857 |
| Total risk weighted assets | $136,150,000 | 3,329 |
| Total unused commitments | $10,143,000 | 4,633 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $155,947,000 | 3,874 |
| Cash and due from depository institutions | $3,822,000 | 5,394 |
| Interest-bearing balances | $518,000 | 3,510 |
| Securities | $6,153,000 | 6,717 |
| Federal funds sold & reverse repurchase agreements | $3,558,000 | 2,845 |
| Net loans & leases | $139,395,000 | 3,143 |
| Loan loss allowance | $1,558,000 | 3,226 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $644,000 | 6,513 |
| Other real estate owned | $573,000 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,802,000 | 5,447 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $155,947,000 | 3,874 |
| Total liabilities | $140,952,000 | 3,828 |
| Total deposits | $125,564,000 | 3,862 |
| Interest-bearing deposits | $115,175,000 | 3,646 |
| Deposits held in domestic offices | $125,564,000 | 3,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $388,000 | 6,005 |
| Total equity capital | $14,995,000 | 4,192 |
| Total bank equity capital | $14,995,000 | 4,192 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,225,000 | 1,421 |
| Surplus | $5,355,000 | 3,935 |
| Undivided profits | $6,415,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,682,000 | 1,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $690,000 | 4,890 |
| Earning assets | $149,624,000 | 3,735 |
| Long-term assets (5+ years) | $18,330,000 | 4,142 |
| Average Assets, year-to-date | $153,464,000 | 3,880 |
| Average Assets, quarterly | $152,373,500 | 3,925 |
| Volatile liabilities | $36,913,000 | 3,314 |
| Insider loans | $4,668,000 | 1,678 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,776,000 | 4,586 |
| Tier 1 (core) risk-based capital | $15,110,000 | 4,082 |
| Tier 2 risk-based capital | $1,558,000 | 3,057 |
| Total risk weighted assets | $133,390,000 | 3,376 |
| Total unused commitments | $10,776,000 | 4,586 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 24 | 5,556 |
| Assets and Liabilities | ||
| Total Assets: | $148,800,000 | 4,002 |
| Cash and due from depository institutions | $4,369,000 | 5,556 |
| Interest-bearing balances | $975,000 | 3,071 |
| Securities | $5,128,000 | 6,968 |
| Federal funds sold & reverse repurchase agreements | $3,218,000 | 4,111 |
| Net loans & leases | $133,504,000 | 3,211 |
| Loan loss allowance | $1,507,000 | 3,248 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $670,000 | 6,487 |
| Other real estate owned | $165,000 | 5,556 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,746,000 | 5,428 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $148,800,000 | 4,002 |
| Total liabilities | $133,676,000 | 3,974 |
| Total deposits | $118,341,000 | 4,023 |
| Interest-bearing deposits | $106,722,000 | 3,880 |
| Deposits held in domestic offices | $118,341,000 | 4,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $335,000 | 6,545 |
| Total equity capital | $15,124,000 | 4,239 |
| Total bank equity capital | $15,124,000 | 4,239 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,225,000 | 1,419 |
| Surplus | $5,355,000 | 3,919 |
| Undivided profits | $6,544,000 | 4,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,972,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $689,000 | 4,915 |
| Earning assets | $142,825,000 | 3,879 |
| Long-term assets (5+ years) | $12,222,000 | 4,826 |
| Average Assets, year-to-date | $152,222,500 | 3,903 |
| Average Assets, quarterly | $152,222,500 | 3,903 |
| Volatile liabilities | $21,169,000 | 4,639 |
| Insider loans | $9,334,000 | 810 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $8,858,000 | 5,074 |
| Tier 1 (core) risk-based capital | $15,063,000 | 4,082 |
| Tier 2 risk-based capital | $1,507,000 | 3,087 |
| Total risk weighted assets | $126,712,000 | 3,498 |
| Total unused commitments | $8,858,000 | 5,075 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $155,645,000 | 3,845 |
| Cash and due from depository institutions | $3,866,000 | 5,561 |
| Interest-bearing balances | $363,000 | 3,474 |
| Securities | $5,358,000 | 6,993 |
| Federal funds sold & reverse repurchase agreements | $7,412,000 | 1,828 |
| Net loans & leases | $136,233,000 | 3,138 |
| Loan loss allowance | $1,460,000 | 3,293 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $677,000 | 6,496 |
| Other real estate owned | $160,000 | 5,561 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,939,000 | 5,266 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $155,645,000 | 3,845 |
| Total liabilities | $140,972,000 | 3,785 |
| Total deposits | $124,649,000 | 3,840 |
| Interest-bearing deposits | $111,186,000 | 3,713 |
| Deposits held in domestic offices | $124,649,000 | 3,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,000,000 | 2,130 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $323,000 | 6,578 |
| Total equity capital | $14,673,000 | 4,279 |
| Total bank equity capital | $14,673,000 | 4,279 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,225,000 | 1,408 |
| Surplus | $5,355,000 | 3,895 |
| Undivided profits | $6,093,000 | 4,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,097,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $813,000 | 4,661 |
| Earning assets | $149,366,000 | 3,699 |
| Long-term assets (5+ years) | $12,147,000 | 4,612 |
| Average Assets, year-to-date | $164,862,400 | 3,572 |
| Average Assets, quarterly | $166,633,000 | 3,624 |
| Volatile liabilities | $28,763,000 | 3,882 |
| Insider loans | $9,592,000 | 759 |
| FHLB advances | $16,000,000 | 2,028 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $9,678,000 | 4,836 |
| Tier 1 (core) risk-based capital | $14,650,000 | 4,143 |
| Tier 2 risk-based capital | $1,460,000 | 3,132 |
| Total risk weighted assets | $131,035,000 | 3,382 |
| Total unused commitments | $9,678,000 | 4,836 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 21 | 5,965 |
| Assets and Liabilities | ||
| Total Assets: | $177,621,000 | 3,429 |
| Cash and due from depository institutions | $4,990,000 | 5,965 |
| Interest-bearing balances | $839,000 | 2,572 |
| Securities | $4,986,000 | 7,137 |
| Federal funds sold & reverse repurchase agreements | $31,801,000 | 435 |
| Net loans & leases | $133,934,000 | 3,131 |
| Loan loss allowance | $1,668,000 | 2,904 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $649,000 | 6,562 |
| Other real estate owned | $0 | 5,965 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,261,000 | 6,320 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $177,621,000 | 3,429 |
| Total liabilities | $162,733,000 | 3,352 |
| Total deposits | $162,316,000 | 3,103 |
| Interest-bearing deposits | $151,441,000 | 2,855 |
| Deposits held in domestic offices | $162,316,000 | 3,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $417,000 | 6,198 |
| Total equity capital | $14,888,000 | 4,212 |
| Total bank equity capital | $14,888,000 | 4,212 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,225,000 | 1,385 |
| Surplus | $5,355,000 | 3,843 |
| Undivided profits | $6,308,000 | 4,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,279,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $818,000 | 4,887 |
| Earning assets | $171,560,000 | 3,290 |
| Long-term assets (5+ years) | $11,498,000 | 4,600 |
| Average Assets, year-to-date | $167,166,750 | 3,514 |
| Average Assets, quarterly | $166,721,000 | 3,570 |
| Volatile liabilities | $34,836,000 | 3,389 |
| Insider loans | $4,278,000 | 1,725 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $11,516,000 | 4,481 |
| Tier 1 (core) risk-based capital | $14,928,000 | 4,101 |
| Tier 2 risk-based capital | $1,668,000 | 2,791 |
| Total risk weighted assets | $135,954,000 | 3,257 |
| Total unused commitments | $11,516,000 | 4,481 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $155,821,000 | 3,773 |
| Cash and due from depository institutions | $5,698,000 | 6,276 |
| Interest-bearing balances | $673,000 | 2,822 |
| Securities | $5,187,000 | 7,125 |
| Federal funds sold & reverse repurchase agreements | $5,916,000 | 2,366 |
| Net loans & leases | $137,154,000 | 3,075 |
| Loan loss allowance | $1,624,000 | 2,957 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $372,000 | 7,317 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,494,000 | 5,869 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $155,821,000 | 3,773 |
| Total liabilities | $141,677,000 | 3,726 |
| Total deposits | $136,272,000 | 3,601 |
| Interest-bearing deposits | $123,682,000 | 3,410 |
| Deposits held in domestic offices | $136,272,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $405,000 | 6,084 |
| Total equity capital | $14,144,000 | 4,290 |
| Total bank equity capital | $14,144,000 | 4,290 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,225,000 | 1,376 |
| Surplus | $5,355,000 | 3,841 |
| Undivided profits | $5,564,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 4,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $842,000 | 4,544 |
| Earning assets | $148,930,000 | 3,661 |
| Long-term assets (5+ years) | $10,376,000 | 4,720 |
| Average Assets, year-to-date | $163,682,000 | 3,604 |
| Average Assets, quarterly | $165,249,000 | 3,600 |
| Volatile liabilities | $43,794,000 | 2,824 |
| Insider loans | $4,728,000 | 1,554 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,504,000 | 4,713 |
| Tier 1 (core) risk-based capital | $14,232,000 | 4,223 |
| Tier 2 risk-based capital | $1,623,000 | 2,843 |
| Total risk weighted assets | $133,749,000 | 3,288 |
| Total unused commitments | $10,504,000 | 4,713 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 21 | 6,006 |
| Assets and Liabilities | ||
| Total Assets: | $174,677,000 | 3,470 |
| Cash and due from depository institutions | $16,184,000 | 6,006 |
| Interest-bearing balances | $714,000 | 2,843 |
| Securities | $5,486,000 | 7,117 |
| Federal funds sold & reverse repurchase agreements | $12,298,000 | 1,655 |
| Net loans & leases | $139,012,000 | 3,011 |
| Loan loss allowance | $1,848,000 | 2,674 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $341,000 | 7,417 |
| Other real estate owned | $0 | 6,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,356,000 | 6,015 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $174,677,000 | 3,470 |
| Total liabilities | $161,298,000 | 3,377 |
| Total deposits | $155,856,000 | 3,232 |
| Interest-bearing deposits | $140,575,000 | 3,058 |
| Deposits held in domestic offices | $155,856,000 | 3,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $442,000 | 5,850 |
| Total equity capital | $13,379,000 | 4,477 |
| Total bank equity capital | $13,379,000 | 4,477 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,225,000 | 1,358 |
| Surplus | $5,355,000 | 3,800 |
| Undivided profits | $4,799,000 | 4,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $737,000 | 4,850 |
| Earning assets | $157,510,000 | 3,510 |
| Long-term assets (5+ years) | $10,564,000 | 4,622 |
| Average Assets, year-to-date | $167,612,500 | 3,553 |
| Average Assets, quarterly | $167,612,500 | 3,553 |
| Volatile liabilities | $50,928,000 | 2,453 |
| Insider loans | $750,000 | 4,806 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,672,000 | 4,698 |
| Tier 1 (core) risk-based capital | $13,403,000 | 4,387 |
| Tier 2 risk-based capital | $1,733,000 | 2,695 |
| Total risk weighted assets | $138,506,000 | 3,162 |
| Total unused commitments | $10,672,000 | 4,698 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $160,548,000 | 3,689 |
| Cash and due from depository institutions | $18,179,000 | 5,863 |
| Interest-bearing balances | $824,000 | 2,685 |
| Securities | $5,728,000 | 7,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $135,010,000 | 3,071 |
| Loan loss allowance | $1,793,000 | 2,709 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $301,000 | 7,550 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,330,000 | 6,138 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $160,548,000 | 3,689 |
| Total liabilities | $147,969,000 | 3,597 |
| Total deposits | $142,683,000 | 3,441 |
| Interest-bearing deposits | $130,019,000 | 3,231 |
| Deposits held in domestic offices | $142,683,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $286,000 | 6,730 |
| Total equity capital | $12,579,000 | 4,604 |
| Total bank equity capital | $12,579,000 | 4,604 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,225,000 | 1,349 |
| Surplus | $5,355,000 | 3,741 |
| Undivided profits | $3,999,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $758,000 | 4,862 |
| Earning assets | $141,562,000 | 3,774 |
| Long-term assets (5+ years) | $11,663,000 | 4,416 |
| Average Assets, year-to-date | $132,629,800 | 4,080 |
| Average Assets, quarterly | $154,368,000 | 3,756 |
| Volatile liabilities | $50,735,000 | 2,616 |
| Insider loans | $750,000 | 4,801 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,174,000 | 3,639 |
| Tier 1 (core) risk-based capital | $12,609,000 | 4,533 |
| Tier 2 risk-based capital | $1,658,000 | 2,767 |
| Total risk weighted assets | $133,230,000 | 3,226 |
| Total unused commitments | $17,174,000 | 3,639 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 22 | 5,917 |
| Assets and Liabilities | ||
| Total Assets: | $148,188,000 | 3,882 |
| Cash and due from depository institutions | $11,558,000 | 5,917 |
| Interest-bearing balances | $26,000 | 5,911 |
| Securities | $6,997,000 | 6,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $127,765,000 | 3,204 |
| Loan loss allowance | $1,686,000 | 2,863 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $188,000 | 7,980 |
| Other real estate owned | $0 | 5,917 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,680,000 | 5,658 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $148,188,000 | 3,882 |
| Total liabilities | $136,230,000 | 3,791 |
| Total deposits | $121,741,000 | 3,826 |
| Interest-bearing deposits | $105,701,000 | 3,749 |
| Deposits held in domestic offices | $121,741,000 | 3,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,000,000 | 2,186 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $489,000 | 5,652 |
| Total equity capital | $11,958,000 | 4,751 |
| Total bank equity capital | $11,958,000 | 4,751 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,225,000 | 1,336 |
| Surplus | $5,355,000 | 3,711 |
| Undivided profits | $3,378,000 | 5,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $642,000 | 5,434 |
| Earning assets | $134,788,000 | 3,898 |
| Long-term assets (5+ years) | $12,383,000 | 4,240 |
| Average Assets, year-to-date | $125,650,250 | 4,249 |
| Average Assets, quarterly | $141,827,500 | 3,964 |
| Volatile liabilities | $49,059,000 | 2,663 |
| Insider loans | $750,000 | 4,756 |
| FHLB advances | $14,000,000 | 2,078 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $20,081,000 | 3,356 |
| Tier 1 (core) risk-based capital | $12,002,000 | 4,675 |
| Tier 2 risk-based capital | $1,522,000 | 2,956 |
| Total risk weighted assets | $127,239,000 | 3,316 |
| Total unused commitments | $20,081,000 | 3,358 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $135,467,000 | 4,088 |
| Cash and due from depository institutions | $3,194,000 | 6,475 |
| Interest-bearing balances | $341,000 | 3,505 |
| Securities | $7,210,000 | 6,854 |
| Federal funds sold & reverse repurchase agreements | $4,991,000 | 2,255 |
| Net loans & leases | $118,513,000 | 3,347 |
| Loan loss allowance | $1,500,000 | 3,113 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $170,000 | 8,074 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,389,000 | 5,996 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $135,467,000 | 4,088 |
| Total liabilities | $125,003,000 | 3,990 |
| Total deposits | $108,530,000 | 4,136 |
| Interest-bearing deposits | $90,958,000 | 4,126 |
| Deposits held in domestic offices | $108,530,000 | 4,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,080,000 | 1,568 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $393,000 | 5,864 |
| Total equity capital | $10,464,000 | 5,065 |
| Total bank equity capital | $10,464,000 | 5,065 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,225,000 | 1,326 |
| Surplus | $4,605,000 | 4,024 |
| Undivided profits | $2,634,000 | 5,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $565,000 | 5,519 |
| Earning assets | $131,055,000 | 3,927 |
| Long-term assets (5+ years) | $11,985,000 | 4,256 |
| Average Assets, year-to-date | $118,137,670 | 4,442 |
| Average Assets, quarterly | $124,131,000 | 4,327 |
| Volatile liabilities | $38,241,000 | 3,116 |
| Insider loans | $755,000 | 4,760 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,639,000 | 3,314 |
| Tier 1 (core) risk-based capital | $10,602,000 | 5,020 |
| Tier 2 risk-based capital | $1,500,000 | 2,958 |
| Total risk weighted assets | $119,989,000 | 3,450 |
| Total unused commitments | $20,639,000 | 3,315 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $112,795,000 | 4,624 |
| Cash and due from depository institutions | $2,583,000 | 6,609 |
| Interest-bearing balances | $127,000 | 4,643 |
| Securities | $7,622,000 | 6,811 |
| Federal funds sold & reverse repurchase agreements | $4,159,000 | 3,006 |
| Net loans & leases | $97,306,000 | 3,815 |
| Loan loss allowance | $1,239,000 | 3,590 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $172,000 | 8,074 |
| Other real estate owned | $0 | 6,609 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $953,000 | 6,757 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $112,795,000 | 4,624 |
| Total liabilities | $103,981,000 | 4,518 |
| Total deposits | $98,580,000 | 4,416 |
| Interest-bearing deposits | $80,786,000 | 4,463 |
| Deposits held in domestic offices | $98,580,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000 | 3,361 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $391,000 | 5,773 |
| Total equity capital | $8,814,000 | 5,589 |
| Total bank equity capital | $8,814,000 | 5,589 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,224,000 | 1,317 |
| Surplus | $3,405,000 | 4,600 |
| Undivided profits | $2,185,000 | 6,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $419,000 | 6,213 |
| Earning assets | $109,214,000 | 4,465 |
| Long-term assets (5+ years) | $12,540,000 | 4,170 |
| Average Assets, year-to-date | $109,473,000 | 4,673 |
| Average Assets, quarterly | $109,473,000 | 4,673 |
| Volatile liabilities | $26,542,000 | 3,816 |
| Insider loans | $1,388,000 | 3,558 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,251,000 | 3,746 |
| Tier 1 (core) risk-based capital | $8,888,000 | 5,521 |
| Tier 2 risk-based capital | $1,207,000 | 3,451 |
| Total risk weighted assets | $96,529,000 | 3,957 |
| Total unused commitments | $16,251,000 | 3,747 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 15 | 6,984 |
| Assets and Liabilities | ||
| Total Assets: | $106,151,000 | 4,792 |
| Cash and due from depository institutions | $3,428,000 | 6,984 |
| Interest-bearing balances | $229,000 | 4,110 |
| Securities | $6,379,000 | 7,130 |
| Federal funds sold & reverse repurchase agreements | $9,343,000 | 1,467 |
| Net loans & leases | $85,916,000 | 4,105 |
| Loan loss allowance | $1,052,000 | 3,962 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $189,000 | 8,022 |
| Other real estate owned | $0 | 6,984 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $896,000 | 6,919 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $106,151,000 | 4,792 |
| Total liabilities | $98,219,000 | 4,669 |
| Total deposits | $92,888,000 | 4,574 |
| Interest-bearing deposits | $70,192,000 | 4,873 |
| Deposits held in domestic offices | $92,888,000 | 4,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $331,000 | 6,095 |
| Total equity capital | $7,932,000 | 5,910 |
| Total bank equity capital | $7,932,000 | 5,910 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,225,000 | 1,304 |
| Surplus | $2,905,000 | 4,889 |
| Undivided profits | $1,802,000 | 6,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $421,000 | 6,263 |
| Earning assets | $101,867,000 | 4,649 |
| Long-term assets (5+ years) | $12,863,000 | 4,133 |
| Average Assets, year-to-date | $85,567,800 | 5,322 |
| Average Assets, quarterly | $97,818,000 | 4,998 |
| Volatile liabilities | $25,875,000 | 3,809 |
| Insider loans | $1,357,000 | 3,601 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,689,000 | 4,050 |
| Tier 1 (core) risk-based capital | $7,948,000 | 5,878 |
| Tier 2 risk-based capital | $1,052,000 | 3,754 |
| Total risk weighted assets | $85,971,000 | 4,256 |
| Total unused commitments | $13,689,000 | 4,050 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $89,485,000 | 5,281 |
| Cash and due from depository institutions | $3,514,000 | 7,017 |
| Interest-bearing balances | $148,000 | 4,616 |
| Securities | $3,396,000 | 7,881 |
| Federal funds sold & reverse repurchase agreements | $7,123,000 | 1,747 |
| Net loans & leases | $74,390,000 | 4,472 |
| Loan loss allowance | $976,000 | 4,165 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $189,000 | 8,034 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $873,000 | 6,973 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $89,485,000 | 5,281 |
| Total liabilities | $82,557,000 | 5,163 |
| Total deposits | $75,386,000 | 5,171 |
| Interest-bearing deposits | $60,168,000 | 5,320 |
| Deposits held in domestic offices | $75,386,000 | 5,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,000,000 | 3,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $171,000 | 7,460 |
| Total equity capital | $6,928,000 | 6,359 |
| Total bank equity capital | $6,928,000 | 6,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,225,000 | 1,272 |
| Surplus | $1,955,000 | 5,619 |
| Undivided profits | $1,748,000 | 6,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $301,000 | 7,163 |
| Earning assets | $85,057,000 | 5,154 |
| Long-term assets (5+ years) | $10,358,000 | 4,562 |
| Average Assets, year-to-date | $80,422,000 | 5,516 |
| Average Assets, quarterly | $82,645,000 | 5,497 |
| Volatile liabilities | $21,427,000 | 4,229 |
| Insider loans | $1,718,000 | 3,093 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,545,000 | 4,167 |
| Tier 1 (core) risk-based capital | $6,931,000 | 6,296 |
| Tier 2 risk-based capital | $889,000 | 4,185 |
| Total risk weighted assets | $71,058,000 | 4,754 |
| Total unused commitments | $12,545,000 | 4,169 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $75,805,000 | 5,763 |
| Cash and due from depository institutions | $2,660,000 | 7,190 |
| Interest-bearing balances | $285,000 | 3,974 |
| Securities | $3,646,000 | 7,861 |
| Federal funds sold & reverse repurchase agreements | $4,629,000 | 2,227 |
| Net loans & leases | $64,099,000 | 4,823 |
| Loan loss allowance | $899,000 | 4,356 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $196,000 | 8,004 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $575,000 | 7,626 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $75,805,000 | 5,763 |
| Total liabilities | $69,226,000 | 5,649 |
| Total deposits | $67,087,000 | 5,505 |
| Interest-bearing deposits | $51,515,000 | 5,767 |
| Deposits held in domestic offices | $67,087,000 | 5,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $139,000 | 7,621 |
| Total equity capital | $6,579,000 | 6,481 |
| Total bank equity capital | $6,579,000 | 6,481 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,225,000 | 1,253 |
| Surplus | $1,955,000 | 5,603 |
| Undivided profits | $1,399,000 | 6,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $223,000 | 7,600 |
| Earning assets | $72,659,000 | 5,608 |
| Long-term assets (5+ years) | $10,412,000 | 4,621 |
| Average Assets, year-to-date | $77,401,000 | 5,609 |
| Average Assets, quarterly | $76,501,000 | 5,675 |
| Volatile liabilities | $10,220,000 | 5,905 |
| Insider loans | $1,528,000 | 3,298 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,198,000 | 4,588 |
| Tier 1 (core) risk-based capital | $6,572,000 | 6,401 |
| Tier 2 risk-based capital | $758,000 | 4,573 |
| Total risk weighted assets | $60,523,000 | 5,153 |
| Total unused commitments | $10,198,000 | 4,590 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $77,197,000 | 5,685 |
| Cash and due from depository institutions | $3,000,000 | 7,208 |
| Interest-bearing balances | $288,000 | 4,009 |
| Securities | $3,865,000 | 7,885 |
| Federal funds sold & reverse repurchase agreements | $6,521,000 | 1,868 |
| Net loans & leases | $63,102,000 | 4,852 |
| Loan loss allowance | $825,000 | 4,622 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $213,000 | 7,997 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $496,000 | 7,866 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $77,197,000 | 5,685 |
| Total liabilities | $70,726,000 | 5,603 |
| Total deposits | $70,584,000 | 5,355 |
| Interest-bearing deposits | $60,657,000 | 5,305 |
| Deposits held in domestic offices | $70,584,000 | 5,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $142,000 | 7,487 |
| Total equity capital | $6,471,000 | 6,468 |
| Total bank equity capital | $6,471,000 | 6,468 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,225,000 | 1,246 |
| Surplus | $1,955,000 | 5,619 |
| Undivided profits | $1,291,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $239,000 | 7,439 |
| Earning assets | $73,776,000 | 5,567 |
| Long-term assets (5+ years) | $10,310,000 | 4,684 |
| Average Assets, year-to-date | $78,199,000 | 5,633 |
| Average Assets, quarterly | $78,199,000 | 5,633 |
| Volatile liabilities | $9,493,000 | 5,980 |
| Insider loans | $1,438,000 | 3,408 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,708,000 | 5,150 |
| Tier 1 (core) risk-based capital | $6,480,000 | 6,421 |
| Tier 2 risk-based capital | $708,000 | 4,782 |
| Total risk weighted assets | $56,559,000 | 5,341 |
| Total unused commitments | $7,708,000 | 5,152 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 15 | 7,049 |
| Assets and Liabilities | ||
| Total Assets: | $79,201,000 | 5,621 |
| Cash and due from depository institutions | $2,583,000 | 7,049 |
| Interest-bearing balances | $403,000 | 3,667 |
| Securities | $3,584,000 | 8,003 |
| Federal funds sold & reverse repurchase agreements | $9,586,000 | 1,212 |
| Net loans & leases | $62,748,000 | 4,865 |
| Loan loss allowance | $797,000 | 4,667 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $215,000 | 8,008 |
| Other real estate owned | $0 | 7,049 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $485,000 | 7,917 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $79,201,000 | 5,621 |
| Total liabilities | $72,873,000 | 5,516 |
| Total deposits | $72,741,000 | 5,256 |
| Interest-bearing deposits | $56,182,000 | 5,524 |
| Deposits held in domestic offices | $72,741,000 | 5,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $132,000 | 7,550 |
| Total equity capital | $6,328,000 | 6,569 |
| Total bank equity capital | $6,328,000 | 6,569 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,225,000 | 1,229 |
| Surplus | $1,955,000 | 5,614 |
| Undivided profits | $1,148,000 | 7,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $247,000 | 7,367 |
| Earning assets | $76,321,000 | 5,473 |
| Long-term assets (5+ years) | $11,652,000 | 4,528 |
| Average Assets, year-to-date | $78,498,600 | 5,538 |
| Average Assets, quarterly | $79,485,500 | 5,569 |
| Volatile liabilities | $8,233,000 | 6,262 |
| Insider loans | $1,573,000 | 3,239 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,212,000 | 4,872 |
| Tier 1 (core) risk-based capital | $6,317,000 | 6,471 |
| Tier 2 risk-based capital | $717,000 | 4,714 |
| Total risk weighted assets | $57,255,000 | 5,299 |
| Total unused commitments | $8,212,000 | 4,873 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $79,770,000 | 5,570 |
| Cash and due from depository institutions | $2,744,000 | 7,238 |
| Interest-bearing balances | $308,000 | 3,989 |
| Securities | $4,271,000 | 7,859 |
| Federal funds sold & reverse repurchase agreements | $8,845,000 | 1,287 |
| Net loans & leases | $63,094,000 | 4,795 |
| Loan loss allowance | $801,000 | 4,679 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $212,000 | 8,043 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $604,000 | 7,631 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $79,770,000 | 5,570 |
| Total liabilities | $73,431,000 | 5,458 |
| Total deposits | $73,343,000 | 5,189 |
| Interest-bearing deposits | $61,106,000 | 5,220 |
| Deposits held in domestic offices | $73,343,000 | 5,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $88,000 | 8,260 |
| Total equity capital | $6,339,000 | 6,579 |
| Total bank equity capital | $6,339,000 | 6,579 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,225,000 | 1,216 |
| Surplus | $1,955,000 | 5,586 |
| Undivided profits | $1,159,000 | 7,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $249,000 | 7,488 |
| Earning assets | $76,518,000 | 5,417 |
| Long-term assets (5+ years) | $12,035,000 | 4,559 |
| Average Assets, year-to-date | $78,323,000 | 5,552 |
| Average Assets, quarterly | $83,700,500 | 5,370 |
| Volatile liabilities | $9,367,000 | 5,996 |
| Insider loans | $1,457,000 | 3,334 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,930,000 | 4,229 |
| Tier 1 (core) risk-based capital | $6,318,000 | 6,467 |
| Tier 2 risk-based capital | $734,000 | 4,632 |
| Total risk weighted assets | $58,619,000 | 5,173 |
| Total unused commitments | $10,930,000 | 4,229 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $87,631,000 | 5,260 |
| Cash and due from depository institutions | $3,010,000 | 7,300 |
| Interest-bearing balances | $901,000 | 2,960 |
| Securities | $4,385,000 | 7,900 |
| Federal funds sold & reverse repurchase agreements | $15,465,000 | 677 |
| Net loans & leases | $63,920,000 | 4,721 |
| Loan loss allowance | $761,000 | 4,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $236,000 | 7,998 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $615,000 | 7,581 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $87,631,000 | 5,260 |
| Total liabilities | $81,588,000 | 5,155 |
| Total deposits | $81,496,000 | 4,858 |
| Interest-bearing deposits | $70,683,000 | 4,751 |
| Deposits held in domestic offices | $81,496,000 | 4,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $92,000 | 8,114 |
| Total equity capital | $6,043,000 | 6,608 |
| Total bank equity capital | $6,043,000 | 6,608 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,225,000 | 1,215 |
| Surplus | $1,955,000 | 5,593 |
| Undivided profits | $863,000 | 7,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $230,000 | 7,536 |
| Earning assets | $84,671,000 | 5,086 |
| Long-term assets (5+ years) | $13,387,000 | 4,475 |
| Average Assets, year-to-date | $77,840,670 | 5,600 |
| Average Assets, quarterly | $81,624,000 | 5,480 |
| Volatile liabilities | $11,874,000 | 5,352 |
| Insider loans | $1,466,000 | 3,295 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,187,000 | 4,398 |
| Tier 1 (core) risk-based capital | $6,053,000 | 6,547 |
| Tier 2 risk-based capital | $761,000 | 4,512 |
| Total risk weighted assets | $62,133,000 | 4,976 |
| Total unused commitments | $10,187,000 | 4,398 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $75,617,000 | 5,739 |
| Cash and due from depository institutions | $3,475,000 | 6,938 |
| Interest-bearing balances | $704,000 | 3,418 |
| Securities | $1,993,000 | 8,481 |
| Federal funds sold & reverse repurchase agreements | $4,659,000 | 2,954 |
| Net loans & leases | $64,469,000 | 4,633 |
| Loan loss allowance | $791,000 | 4,689 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $252,000 | 7,947 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $769,000 | 7,035 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $75,617,000 | 5,739 |
| Total liabilities | $69,775,000 | 5,632 |
| Total deposits | $65,606,000 | 5,573 |
| Interest-bearing deposits | $57,003,000 | 5,483 |
| Deposits held in domestic offices | $65,606,000 | 5,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,100,000 | 3,662 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $69,000 | 8,525 |
| Total equity capital | $5,842,000 | 6,826 |
| Total bank equity capital | $5,842,000 | 6,826 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,225,000 | 1,205 |
| Surplus | $1,955,000 | 5,585 |
| Undivided profits | $662,000 | 7,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $217,000 | 7,641 |
| Earning assets | $71,825,000 | 5,624 |
| Long-term assets (5+ years) | $12,844,000 | 4,505 |
| Average Assets, year-to-date | $72,945,500 | 5,826 |
| Average Assets, quarterly | $72,945,500 | 5,826 |
| Volatile liabilities | $16,920,000 | 4,366 |
| Insider loans | $1,463,000 | 3,258 |
| FHLB advances | $4,100,000 | 3,497 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,719,000 | 4,464 |
| Tier 1 (core) risk-based capital | $5,842,000 | 6,654 |
| Tier 2 risk-based capital | $719,000 | 4,634 |
| Total risk weighted assets | $57,426,000 | 5,165 |
| Total unused commitments | $9,719,000 | 4,471 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $70,274,000 | 5,969 |
| Cash and due from depository institutions | $2,843,000 | 7,163 |
| Interest-bearing balances | $794,000 | 3,189 |
| Securities | $2,003,000 | 8,543 |
| Federal funds sold & reverse repurchase agreements | $7,423,000 | 1,605 |
| Net loans & leases | $57,301,000 | 4,985 |
| Loan loss allowance | $697,000 | 5,059 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $272,000 | 7,922 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $432,000 | 8,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,274,000 | 5,969 |
| Total liabilities | $64,619,000 | 5,864 |
| Total deposits | $64,527,000 | 5,620 |
| Interest-bearing deposits | $55,727,000 | 5,547 |
| Deposits held in domestic offices | $64,527,000 | 5,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $92,000 | 8,229 |
| Total equity capital | $5,655,000 | 6,878 |
| Total bank equity capital | $5,655,000 | 6,878 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,225,000 | 1,211 |
| Surplus | $1,955,000 | 5,581 |
| Undivided profits | $475,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $232,000 | 7,587 |
| Earning assets | $67,521,000 | 5,796 |
| Long-term assets (5+ years) | $11,483,000 | 4,744 |
| Average Assets, year-to-date | $62,070,600 | 6,240 |
| Average Assets, quarterly | $66,605,000 | 6,104 |
| Volatile liabilities | $13,046,000 | 4,994 |
| Insider loans | $1,484,000 | 3,232 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,802,000 | 5,128 |
| Tier 1 (core) risk-based capital | $5,655,000 | 6,713 |
| Tier 2 risk-based capital | $650,000 | 4,945 |
| Total risk weighted assets | $51,961,000 | 5,468 |
| Total unused commitments | $6,802,000 | 5,132 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $62,936,000 | 6,293 |
| Cash and due from depository institutions | $2,646,000 | 7,212 |
| Interest-bearing balances | $996,000 | 3,119 |
| Securities | $1,500,000 | 8,670 |
| Federal funds sold & reverse repurchase agreements | $5,606,000 | 2,387 |
| Net loans & leases | $52,447,000 | 5,252 |
| Loan loss allowance | $663,000 | 5,219 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $291,000 | 7,897 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $446,000 | 8,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,936,000 | 6,293 |
| Total liabilities | $57,249,000 | 6,235 |
| Total deposits | $57,163,000 | 6,033 |
| Interest-bearing deposits | $49,853,000 | 5,944 |
| Deposits held in domestic offices | $57,163,000 | 6,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $86,000 | 8,566 |
| Total equity capital | $5,687,000 | 6,867 |
| Total bank equity capital | $5,687,000 | 6,867 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,250,000 | 1,191 |
| Surplus | $2,005,000 | 5,453 |
| Undivided profits | $432,000 | 8,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $217,000 | 7,850 |
| Earning assets | $60,549,000 | 6,156 |
| Long-term assets (5+ years) | $9,565,000 | 5,106 |
| Average Assets, year-to-date | $60,019,750 | 6,377 |
| Average Assets, quarterly | $61,573,000 | 6,351 |
| Volatile liabilities | $11,145,000 | 5,418 |
| Insider loans | $1,456,000 | 3,228 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,184,000 | 4,990 |
| Tier 1 (core) risk-based capital | $5,687,000 | 6,714 |
| Tier 2 risk-based capital | $609,000 | 5,140 |
| Total risk weighted assets | $48,667,000 | 5,688 |
| Total unused commitments | $7,184,000 | 4,994 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $60,210,000 | 6,454 |
| Cash and due from depository institutions | $4,247,000 | 7,213 |
| Interest-bearing balances | $1,293,000 | 2,947 |
| Securities | $4,500,000 | 7,900 |
| Federal funds sold & reverse repurchase agreements | $3,901,000 | 3,488 |
| Net loans & leases | $46,794,000 | 5,559 |
| Loan loss allowance | $588,000 | 5,557 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $281,000 | 7,952 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $487,000 | 8,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,210,000 | 6,454 |
| Total liabilities | $54,619,000 | 6,374 |
| Total deposits | $54,522,000 | 6,168 |
| Interest-bearing deposits | $48,504,000 | 6,043 |
| Deposits held in domestic offices | $54,522,000 | 6,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $97,000 | 8,519 |
| Total equity capital | $5,591,000 | 6,931 |
| Total bank equity capital | $5,591,000 | 6,931 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,250,000 | 1,178 |
| Surplus | $2,005,000 | 5,438 |
| Undivided profits | $336,000 | 8,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $225,000 | 7,742 |
| Earning assets | $56,488,000 | 6,364 |
| Long-term assets (5+ years) | $8,053,000 | 5,341 |
| Average Assets, year-to-date | $59,047,670 | 6,453 |
| Average Assets, quarterly | $58,839,000 | 6,490 |
| Volatile liabilities | $11,315,000 | 5,362 |
| Insider loans | $1,638,000 | 2,993 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,006,000 | 5,009 |
| Tier 1 (core) risk-based capital | $5,591,000 | 6,721 |
| Tier 2 risk-based capital | $567,000 | 5,323 |
| Total risk weighted assets | $45,317,000 | 5,884 |
| Total unused commitments | $7,006,000 | 5,022 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $57,468,000 | 6,568 |
| Cash and due from depository institutions | $4,665,000 | 7,403 |
| Interest-bearing balances | $1,292,000 | 2,936 |
| Securities | $9,500,000 | 6,600 |
| Federal funds sold & reverse repurchase agreements | $1,126,000 | 6,107 |
| Net loans & leases | $41,377,000 | 5,890 |
| Loan loss allowance | $515,000 | 5,914 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $298,000 | 7,915 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $502,000 | 8,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,468,000 | 6,568 |
| Total liabilities | $51,993,000 | 6,495 |
| Total deposits | $51,899,000 | 6,291 |
| Interest-bearing deposits | $46,280,000 | 6,158 |
| Deposits held in domestic offices | $51,899,000 | 6,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $94,000 | 8,570 |
| Total equity capital | $5,475,000 | 6,933 |
| Total bank equity capital | $5,475,000 | 6,933 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,250,000 | 1,179 |
| Surplus | $2,005,000 | 5,417 |
| Undivided profits | $220,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $274,000 | 7,324 |
| Earning assets | $53,295,000 | 6,514 |
| Long-term assets (5+ years) | $7,014,000 | 5,556 |
| Average Assets, year-to-date | $58,466,500 | 6,482 |
| Average Assets, quarterly | $58,466,500 | 6,482 |
| Volatile liabilities | $10,584,000 | 5,525 |
| Insider loans | $1,661,000 | 2,888 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,173,000 | 6,059 |
| Tier 1 (core) risk-based capital | $5,475,000 | 6,737 |
| Tier 2 risk-based capital | $515,000 | 5,562 |
| Total risk weighted assets | $41,547,000 | 6,102 |
| Total unused commitments | $4,173,000 | 6,071 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 15 | 7,201 |
| Assets and Liabilities | ||
| Total Assets: | $59,465,000 | 6,444 |
| Cash and due from depository institutions | $4,506,000 | 7,201 |
| Interest-bearing balances | $1,291,000 | 2,837 |
| Securities | $8,500,000 | 6,887 |
| Federal funds sold & reverse repurchase agreements | $9,669,000 | 1,490 |
| Net loans & leases | $36,087,000 | 6,308 |
| Loan loss allowance | $440,000 | 6,350 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $309,000 | 7,895 |
| Other real estate owned | $0 | 7,201 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $394,000 | 8,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,465,000 | 6,444 |
| Total liabilities | $54,047,000 | 6,358 |
| Total deposits | $53,951,000 | 6,144 |
| Interest-bearing deposits | $43,993,000 | 6,276 |
| Deposits held in domestic offices | $53,951,000 | 6,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $96,000 | 8,637 |
| Total equity capital | $5,418,000 | 6,950 |
| Total bank equity capital | $5,418,000 | 6,950 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,250,000 | 1,166 |
| Surplus | $2,005,000 | 5,388 |
| Undivided profits | $163,000 | 8,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $213,000 | 7,998 |
| Earning assets | $55,547,000 | 6,354 |
| Long-term assets (5+ years) | $4,207,000 | 6,333 |
| Average Assets, year-to-date | $45,243,400 | 7,139 |
| Average Assets, quarterly | $54,766,000 | 6,660 |
| Volatile liabilities | $10,473,000 | 5,560 |
| Insider loans | $1,063,000 | 3,807 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,319,000 | 6,392 |
| Tier 1 (core) risk-based capital | $5,418,000 | 6,751 |
| Tier 2 risk-based capital | $440,000 | 5,995 |
| Total risk weighted assets | $38,804,000 | 6,298 |
| Total unused commitments | $3,319,000 | 6,394 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $32,118,000 | 8,161 |
| Cash and due from depository institutions | $2,499,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,500,000 | 8,426 |
| Federal funds sold & reverse repurchase agreements | $3,192,000 | 3,787 |
| Net loans & leases | $22,094,000 | 7,630 |
| Loan loss allowance | $195,000 | 8,276 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $523,000 | 7,264 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $310,000 | 8,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,118,000 | 8,161 |
| Total liabilities | $26,517,000 | 8,290 |
| Total deposits | $26,455,000 | 8,178 |
| Interest-bearing deposits | $20,624,000 | 8,331 |
| Deposits held in domestic offices | $26,455,000 | 8,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $62,000 | 9,281 |
| Total equity capital | $5,601,000 | 6,686 |
| Total bank equity capital | $5,601,000 | 6,686 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,249,000 | 1,167 |
| Surplus | $2,005,000 | 5,383 |
| Undivided profits | $347,000 | 8,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $150,000 | 8,783 |
| Earning assets | $28,786,000 | 8,187 |
| Long-term assets (5+ years) | $503,000 | 8,148 |
| Average Assets, year-to-date | $25,078,400 | 8,511 |
| Average Assets, quarterly | $29,644,000 | 8,298 |
| Volatile liabilities | $5,474,000 | 7,161 |
| Insider loans | $502,000 | 5,401 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,247,000 | 5,414 |
| Tier 1 (core) risk-based capital | $5,601,000 | 6,528 |
| Tier 2 risk-based capital | $195,000 | 8,090 |
| Total risk weighted assets | $23,851,000 | 7,690 |
| Total unused commitments | $5,247,000 | 5,421 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $15,193,000 | 9,443 |
| Cash and due from depository institutions | $1,512,000 | 8,545 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $956,000 | 9,542 |
| Federal funds sold & reverse repurchase agreements | $5,634,000 | 2,120 |
| Net loans & leases | $6,316,000 | 9,483 |
| Loan loss allowance | $65,000 | 9,496 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $576,000 | 7,209 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $199,000 | 9,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,193,000 | 9,443 |
| Total liabilities | $9,323,000 | 9,634 |
| Total deposits | $9,274,000 | 9,592 |
| Interest-bearing deposits | $7,026,000 | 9,589 |
| Deposits held in domestic offices | $9,274,000 | 9,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $49,000 | 9,704 |
| Total equity capital | $5,870,000 | 6,451 |
| Total bank equity capital | $5,870,000 | 6,451 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,249,000 | 1,166 |
| Surplus | $2,005,000 | 5,397 |
| Undivided profits | $616,000 | 8,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $32,000 | 9,601 |
| Earning assets | $12,906,000 | 9,485 |
| Long-term assets (5+ years) | $10,000 | 8,696 |
| Average Assets, year-to-date | $11,652,670 | 9,620 |
| Average Assets, quarterly | $13,208,000 | 9,539 |
| Volatile liabilities | $1,617,000 | 9,102 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,289,000 | 7,079 |
| Tier 1 (core) risk-based capital | $5,870,000 | 6,315 |
| Tier 2 risk-based capital | $65,000 | 9,475 |
| Total risk weighted assets | $7,985,300 | 9,474 |
| Total unused commitments | $2,289,000 | 7,086 |
| Derivatives | $0 | 481 |