Home > Bank of Napa, N.A. > Income and Expense
Bank of Napa, N.A., Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 2,704 |
| Total interest expense | $266,000 | 4,193 |
| Net interest income | $6,319,000 | 2,553 |
| Provision for loan and lease losses | $20,000 | 3,698 |
| Total noninterest income | $409,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $152,000 | 3,460 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $257,000 | 3,677 |
| Total noninterest expense | $4,746,000 | 2,695 |
| Salaries and employee benefits | $2,604,000 | 2,741 |
| Premises and equipment expense | $514,000 | 2,717 |
| Additional noninterest expense | $1,628,000 | 2,514 |
| Pre-tax net operating income | $1,962,000 | 2,738 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $632,000 | 1,869 |
| Income before extraordinary items | $1,351,000 | 3,025 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,351,000 | 3,024 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,351,000 | 3,025 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $402,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 305 |
| Net operating income | $1,336,720 | 3,013 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 2,720 |
| Total interest expense | $177,000 | 4,183 |
| Net interest income | $4,155,000 | 2,573 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $281,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $101,000 | 3,466 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $180,000 | 3,624 |
| Total noninterest expense | $2,967,000 | 2,822 |
| Salaries and employee benefits | $1,751,000 | 2,745 |
| Premises and equipment expense | $340,000 | 2,743 |
| Additional noninterest expense | $876,000 | 2,922 |
| Pre-tax net operating income | $1,449,000 | 2,547 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $477,000 | 1,740 |
| Income before extraordinary items | $993,000 | 2,831 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $993,000 | 2,831 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $993,000 | 2,831 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $402,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 493 |
| Net operating income | $978,720 | 2,842 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 2,753 |
| Total interest expense | $91,000 | 4,160 |
| Net interest income | $2,032,000 | 2,614 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $154,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,487 |
| Total noninterest expense | $1,489,000 | 2,841 |
| Salaries and employee benefits | $884,000 | 2,752 |
| Premises and equipment expense | $163,000 | 2,851 |
| Additional noninterest expense | $442,000 | 2,912 |
| Pre-tax net operating income | $677,000 | 2,591 |
| Securities gains (losses) | $11,000 | 641 |
| Applicable income taxes | $218,000 | 1,788 |
| Income before extraordinary items | $470,000 | 2,859 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $470,000 | 2,859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $470,000 | 2,859 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 485 |
| Net operating income | $462,520 | 2,868 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,104,000 | 2,819 |
| Total interest expense | $366,000 | 4,175 |
| Net interest income | $7,738,000 | 2,690 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $530,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $197,000 | 3,594 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $333,000 | 3,817 |
| Total noninterest expense | $5,585,000 | 2,973 |
| Salaries and employee benefits | $3,218,000 | 2,906 |
| Premises and equipment expense | $704,000 | 2,720 |
| Additional noninterest expense | $1,663,000 | 3,125 |
| Pre-tax net operating income | $2,583,000 | 2,626 |
| Securities gains (losses) | $38,000 | 2,022 |
| Applicable income taxes | $879,000 | 1,769 |
| Income before extraordinary items | $1,742,000 | 3,018 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,742,000 | 3,017 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,742,000 | 3,017 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $346,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $633,000 | 248 |
| Net operating income | $1,716,920 | 2,994 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 2,855 |
| Total interest expense | $274,000 | 4,202 |
| Net interest income | $5,718,000 | 2,720 |
| Provision for loan and lease losses | $63,000 | 3,153 |
| Total noninterest income | $403,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $150,000 | 3,598 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $253,000 | 3,815 |
| Total noninterest expense | $4,184,000 | 2,975 |
| Salaries and employee benefits | $2,392,000 | 2,921 |
| Premises and equipment expense | $544,000 | 2,673 |
| Additional noninterest expense | $1,248,000 | 3,132 |
| Pre-tax net operating income | $1,874,000 | 2,730 |
| Securities gains (losses) | $34,000 | 2,017 |
| Applicable income taxes | $650,000 | 1,828 |
| Income before extraordinary items | $1,258,000 | 3,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,258,000 | 3,119 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,258,000 | 3,119 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $346,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $646,000 | 193 |
| Net operating income | $1,235,560 | 3,093 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 2,866 |
| Total interest expense | $181,000 | 4,249 |
| Net interest income | $3,815,000 | 2,722 |
| Provision for loan and lease losses | $63,000 | 2,677 |
| Total noninterest income | $277,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $101,000 | 3,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,770 |
| Total noninterest expense | $2,798,000 | 2,989 |
| Salaries and employee benefits | $1,584,000 | 2,950 |
| Premises and equipment expense | $373,000 | 2,644 |
| Additional noninterest expense | $841,000 | 3,115 |
| Pre-tax net operating income | $1,231,000 | 2,723 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $422,000 | 1,834 |
| Income before extraordinary items | $810,000 | 3,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $810,000 | 3,163 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $810,000 | 3,164 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $-326,000 | 6,011 |
| Net operating income | $809,340 | 3,103 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 2,886 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $1,887,000 | 2,741 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $132,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $48,000 | 3,654 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,356,000 | 3,069 |
| Salaries and employee benefits | $762,000 | 3,041 |
| Premises and equipment expense | $189,000 | 2,647 |
| Additional noninterest expense | $405,000 | 3,203 |
| Pre-tax net operating income | $613,000 | 2,704 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $210,000 | 1,791 |
| Income before extraordinary items | $404,000 | 3,119 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $404,000 | 3,117 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $404,000 | 3,118 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 545 |
| Net operating income | $403,340 | 3,063 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 3,089 |
| Total interest expense | $337,000 | 4,442 |
| Net interest income | $6,724,000 | 2,949 |
| Provision for loan and lease losses | $87,000 | 3,200 |
| Total noninterest income | $502,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $191,000 | 3,776 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $311,000 | 3,937 |
| Total noninterest expense | $5,131,000 | 3,152 |
| Salaries and employee benefits | $2,923,000 | 3,076 |
| Premises and equipment expense | $741,000 | 2,709 |
| Additional noninterest expense | $1,467,000 | 3,445 |
| Pre-tax net operating income | $2,008,000 | 3,003 |
| Securities gains (losses) | $69,000 | 1,413 |
| Applicable income taxes | $725,000 | 1,888 |
| Income before extraordinary items | $1,352,000 | 3,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,352,000 | 3,415 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,352,000 | 3,417 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 475 |
| Net operating income | $1,307,150 | 3,421 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,171 |
| Total interest expense | $250,000 | 4,503 |
| Net interest income | $4,917,000 | 3,033 |
| Provision for loan and lease losses | $49,000 | 3,294 |
| Total noninterest income | $374,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $144,000 | 3,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 3,976 |
| Total noninterest expense | $3,834,000 | 3,189 |
| Salaries and employee benefits | $2,197,000 | 3,107 |
| Premises and equipment expense | $560,000 | 2,728 |
| Additional noninterest expense | $1,077,000 | 3,510 |
| Pre-tax net operating income | $1,408,000 | 3,188 |
| Securities gains (losses) | $50,000 | 1,458 |
| Applicable income taxes | $504,000 | 2,010 |
| Income before extraordinary items | $954,000 | 3,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,583 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $954,000 | 3,584 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 406 |
| Net operating income | $921,500 | 3,585 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 3,238 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $3,202,000 | 3,075 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $247,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $96,000 | 3,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,017 |
| Total noninterest expense | $2,553,000 | 3,216 |
| Salaries and employee benefits | $1,456,000 | 3,143 |
| Premises and equipment expense | $384,000 | 2,685 |
| Additional noninterest expense | $713,000 | 3,540 |
| Pre-tax net operating income | $875,000 | 3,311 |
| Securities gains (losses) | $50,000 | 1,228 |
| Applicable income taxes | $324,000 | 2,056 |
| Income before extraordinary items | $601,000 | 3,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 3,670 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $601,000 | 3,671 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 349 |
| Net operating income | $568,500 | 3,707 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 3,326 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $1,540,000 | 3,158 |
| Provision for loan and lease losses | $8,000 | 3,349 |
| Total noninterest income | $120,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 4,083 |
| Total noninterest expense | $1,275,000 | 3,240 |
| Salaries and employee benefits | $719,000 | 3,186 |
| Premises and equipment expense | $197,000 | 2,681 |
| Additional noninterest expense | $359,000 | 3,526 |
| Pre-tax net operating income | $377,000 | 3,478 |
| Securities gains (losses) | $50,000 | 840 |
| Applicable income taxes | $151,000 | 2,084 |
| Income before extraordinary items | $276,000 | 3,794 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $276,000 | 3,797 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $276,000 | 3,798 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 317 |
| Net operating income | $243,500 | 3,918 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 3,372 |
| Total interest expense | $363,000 | 4,645 |
| Net interest income | $6,060,000 | 3,223 |
| Provision for loan and lease losses | $84,000 | 3,381 |
| Total noninterest income | $433,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $158,000 | 4,299 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $275,000 | 4,128 |
| Total noninterest expense | $4,422,000 | 3,582 |
| Salaries and employee benefits | $2,671,000 | 3,335 |
| Premises and equipment expense | $518,000 | 3,547 |
| Additional noninterest expense | $1,233,000 | 4,003 |
| Pre-tax net operating income | $1,987,000 | 2,983 |
| Securities gains (losses) | $67,000 | 1,534 |
| Applicable income taxes | $808,000 | 1,750 |
| Income before extraordinary items | $1,246,000 | 3,551 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,246,000 | 3,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,246,000 | 3,553 |
| Net charge-offs | $-64,000 | 6,050 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 649 |
| Net operating income | $1,203,120 | 3,572 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 3,443 |
| Total interest expense | $278,000 | 4,678 |
| Net interest income | $4,442,000 | 3,304 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $317,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $198,000 | 4,216 |
| Total noninterest expense | $3,205,000 | 3,681 |
| Salaries and employee benefits | $1,964,000 | 3,389 |
| Premises and equipment expense | $337,000 | 3,918 |
| Additional noninterest expense | $904,000 | 4,067 |
| Pre-tax net operating income | $1,469,000 | 3,067 |
| Securities gains (losses) | $67,000 | 1,259 |
| Applicable income taxes | $614,000 | 1,782 |
| Income before extraordinary items | $922,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $922,000 | 3,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $922,000 | 3,642 |
| Net charge-offs | $-63,000 | 6,104 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 622 |
| Net operating income | $879,120 | 3,679 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 3,468 |
| Total interest expense | $188,000 | 4,700 |
| Net interest income | $2,931,000 | 3,327 |
| Provision for loan and lease losses | $84,000 | 2,547 |
| Total noninterest income | $201,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $76,000 | 4,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $2,124,000 | 3,723 |
| Salaries and employee benefits | $1,308,000 | 3,413 |
| Premises and equipment expense | $223,000 | 3,960 |
| Additional noninterest expense | $593,000 | 4,125 |
| Pre-tax net operating income | $924,000 | 3,103 |
| Securities gains (losses) | $31,000 | 1,431 |
| Applicable income taxes | $380,000 | 1,818 |
| Income before extraordinary items | $575,000 | 3,708 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $575,000 | 3,713 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $575,000 | 3,715 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $555,160 | 3,709 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 3,525 |
| Total interest expense | $95,000 | 4,743 |
| Net interest income | $1,446,000 | 3,370 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $91,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $1,072,000 | 3,730 |
| Salaries and employee benefits | $661,000 | 3,418 |
| Premises and equipment expense | $110,000 | 4,008 |
| Additional noninterest expense | $301,000 | 4,092 |
| Pre-tax net operating income | $425,000 | 3,191 |
| Securities gains (losses) | $31,000 | 807 |
| Applicable income taxes | $181,000 | 1,827 |
| Income before extraordinary items | $275,000 | 3,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $275,000 | 3,701 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $275,000 | 3,702 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 541 |
| Net operating income | $255,160 | 3,784 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 3,589 |
| Total interest expense | $363,000 | 5,090 |
| Net interest income | $5,704,000 | 3,373 |
| Provision for loan and lease losses | $121,000 | 3,471 |
| Total noninterest income | $376,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $146,000 | 4,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $230,000 | 4,424 |
| Total noninterest expense | $4,231,000 | 3,785 |
| Salaries and employee benefits | $2,669,000 | 3,377 |
| Premises and equipment expense | $468,000 | 3,871 |
| Additional noninterest expense | $1,094,000 | 4,397 |
| Pre-tax net operating income | $1,728,000 | 3,134 |
| Securities gains (losses) | $55,000 | 1,731 |
| Applicable income taxes | $-142,000 | 6,519 |
| Income before extraordinary items | $1,926,000 | 2,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,926,000 | 2,683 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,926,000 | 2,683 |
| Net charge-offs | $59,000 | 4,224 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 626 |
| Net operating income | $1,871,000 | 2,681 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 3,652 |
| Total interest expense | $269,000 | 5,198 |
| Net interest income | $4,242,000 | 3,425 |
| Provision for loan and lease losses | $110,000 | 3,266 |
| Total noninterest income | $281,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $172,000 | 4,516 |
| Total noninterest expense | $3,139,000 | 3,835 |
| Salaries and employee benefits | $1,972,000 | 3,426 |
| Premises and equipment expense | $357,000 | 3,882 |
| Additional noninterest expense | $810,000 | 4,445 |
| Pre-tax net operating income | $1,274,000 | 3,240 |
| Securities gains (losses) | $53,000 | 1,611 |
| Applicable income taxes | $-132,000 | 6,711 |
| Income before extraordinary items | $1,459,000 | 2,705 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,459,000 | 2,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,459,000 | 2,709 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 584 |
| Net operating income | $1,406,000 | 2,706 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,667 |
| Total interest expense | $176,000 | 5,285 |
| Net interest income | $2,816,000 | 3,437 |
| Provision for loan and lease losses | $59,000 | 3,513 |
| Total noninterest income | $181,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,580 |
| Total noninterest expense | $2,077,000 | 3,871 |
| Salaries and employee benefits | $1,312,000 | 3,450 |
| Premises and equipment expense | $241,000 | 3,875 |
| Additional noninterest expense | $524,000 | 4,528 |
| Pre-tax net operating income | $861,000 | 3,190 |
| Securities gains (losses) | $53,000 | 1,477 |
| Applicable income taxes | $-80,000 | 6,741 |
| Income before extraordinary items | $994,000 | 2,660 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $994,000 | 2,665 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $994,000 | 2,665 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
| Net operating income | $941,000 | 2,656 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 3,738 |
| Total interest expense | $88,000 | 5,370 |
| Net interest income | $1,382,000 | 3,498 |
| Provision for loan and lease losses | $36,000 | 3,092 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,565 |
| Total noninterest expense | $1,048,000 | 3,882 |
| Salaries and employee benefits | $644,000 | 3,536 |
| Premises and equipment expense | $118,000 | 3,935 |
| Additional noninterest expense | $286,000 | 4,330 |
| Pre-tax net operating income | $384,000 | 3,364 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-40,000 | 6,846 |
| Income before extraordinary items | $424,000 | 2,926 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $424,000 | 2,926 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $424,000 | 2,928 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $424,000 | 2,837 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 3,893 |
| Total interest expense | $378,000 | 5,635 |
| Net interest income | $5,490,000 | 3,581 |
| Provision for loan and lease losses | $272,000 | 3,526 |
| Total noninterest income | $402,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $146,000 | 4,823 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $256,000 | 4,277 |
| Total noninterest expense | $4,128,000 | 3,944 |
| Salaries and employee benefits | $2,476,000 | 3,598 |
| Premises and equipment expense | $475,000 | 3,936 |
| Additional noninterest expense | $1,177,000 | 4,402 |
| Pre-tax net operating income | $1,492,000 | 3,346 |
| Securities gains (losses) | $31,000 | 3,001 |
| Applicable income taxes | $-389,000 | 6,870 |
| Income before extraordinary items | $1,913,000 | 2,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,913,000 | 2,661 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,913,000 | 2,659 |
| Net charge-offs | $208,000 | 3,715 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 661 |
| Net operating income | $1,882,000 | 2,572 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 3,972 |
| Total interest expense | $288,000 | 5,749 |
| Net interest income | $4,094,000 | 3,654 |
| Provision for loan and lease losses | $251,000 | 3,202 |
| Total noninterest income | $297,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $109,000 | 4,910 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 4,333 |
| Total noninterest expense | $3,070,000 | 3,997 |
| Salaries and employee benefits | $1,827,000 | 3,655 |
| Premises and equipment expense | $356,000 | 3,989 |
| Additional noninterest expense | $887,000 | 4,427 |
| Pre-tax net operating income | $1,070,000 | 3,514 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $-289,000 | 7,000 |
| Income before extraordinary items | $1,390,000 | 2,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,390,000 | 2,773 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,390,000 | 2,772 |
| Net charge-offs | $208,000 | 3,264 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 627 |
| Net operating income | $1,359,000 | 2,684 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,992 |
| Total interest expense | $201,000 | 5,770 |
| Net interest income | $2,728,000 | 3,672 |
| Provision for loan and lease losses | $168,000 | 3,219 |
| Total noninterest income | $201,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $71,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 4,289 |
| Total noninterest expense | $2,036,000 | 4,038 |
| Salaries and employee benefits | $1,197,000 | 3,708 |
| Premises and equipment expense | $237,000 | 4,010 |
| Additional noninterest expense | $602,000 | 4,384 |
| Pre-tax net operating income | $725,000 | 3,474 |
| Securities gains (losses) | $32,000 | 2,302 |
| Applicable income taxes | $-196,000 | 7,067 |
| Income before extraordinary items | $954,000 | 2,697 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $954,000 | 2,697 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $954,000 | 2,697 |
| Net charge-offs | $214,000 | 2,676 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 605 |
| Net operating income | $922,000 | 2,629 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,054 |
| Total interest expense | $108,000 | 5,734 |
| Net interest income | $1,341,000 | 3,727 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,137 |
| Total noninterest expense | $991,000 | 4,129 |
| Salaries and employee benefits | $579,000 | 3,820 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $294,000 | 4,435 |
| Pre-tax net operating income | $323,000 | 3,701 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $-139,000 | 7,195 |
| Income before extraordinary items | $468,000 | 2,747 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $468,000 | 2,749 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $468,000 | 2,750 |
| Net charge-offs | $108,000 | 2,382 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $463,000 | 2,632 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 4,465 |
| Total interest expense | $571,000 | 5,610 |
| Net interest income | $4,627,000 | 4,127 |
| Provision for loan and lease losses | $440,000 | 3,626 |
| Total noninterest income | $405,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $158,000 | 4,800 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $247,000 | 4,152 |
| Total noninterest expense | $3,952,000 | 4,142 |
| Salaries and employee benefits | $2,339,000 | 3,751 |
| Premises and equipment expense | $472,000 | 4,193 |
| Additional noninterest expense | $1,141,000 | 4,595 |
| Pre-tax net operating income | $640,000 | 4,421 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-500,000 | 7,059 |
| Income before extraordinary items | $1,140,000 | 3,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,140,000 | 3,291 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,140,000 | 3,291 |
| Net charge-offs | $165,000 | 4,522 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 770 |
| Net operating income | $1,140,000 | 3,195 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 4,595 |
| Total interest expense | $446,000 | 5,648 |
| Net interest income | $3,342,000 | 4,256 |
| Provision for loan and lease losses | $305,000 | 3,578 |
| Total noninterest income | $285,000 | 4,910 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $110,000 | 4,962 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $175,000 | 4,294 |
| Total noninterest expense | $2,921,000 | 4,183 |
| Salaries and employee benefits | $1,711,000 | 3,816 |
| Premises and equipment expense | $354,000 | 4,230 |
| Additional noninterest expense | $856,000 | 4,586 |
| Pre-tax net operating income | $401,000 | 4,766 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-240,000 | 7,114 |
| Income before extraordinary items | $641,000 | 3,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 3,910 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $641,000 | 3,910 |
| Net charge-offs | $105,000 | 4,385 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 725 |
| Net operating income | $641,000 | 3,799 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 4,656 |
| Total interest expense | $304,000 | 5,716 |
| Net interest income | $2,199,000 | 4,308 |
| Provision for loan and lease losses | $212,000 | 3,447 |
| Total noninterest income | $194,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,248 |
| Total noninterest expense | $1,932,000 | 4,256 |
| Salaries and employee benefits | $1,121,000 | 3,895 |
| Premises and equipment expense | $236,000 | 4,260 |
| Additional noninterest expense | $575,000 | 4,637 |
| Pre-tax net operating income | $249,000 | 4,838 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-143,000 | 7,165 |
| Income before extraordinary items | $392,000 | 4,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 4,013 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $392,000 | 4,014 |
| Net charge-offs | $123,000 | 3,638 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 664 |
| Net operating income | $392,000 | 3,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,755 |
| Total interest expense | $151,000 | 5,828 |
| Net interest income | $1,067,000 | 4,382 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $943,000 | 4,357 |
| Salaries and employee benefits | $548,000 | 3,979 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $278,000 | 4,726 |
| Pre-tax net operating income | $103,000 | 5,104 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-70,000 | 7,236 |
| Income before extraordinary items | $173,000 | 4,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $173,000 | 4,214 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $173,000 | 4,215 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 613 |
| Net operating income | $173,000 | 4,159 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 5,188 |
| Total interest expense | $618,000 | 6,191 |
| Net interest income | $3,741,000 | 4,766 |
| Provision for loan and lease losses | $565,000 | 3,959 |
| Total noninterest income | $245,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 5,032 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 5,394 |
| Total noninterest expense | $3,442,000 | 4,642 |
| Salaries and employee benefits | $1,862,000 | 4,433 |
| Premises and equipment expense | $485,000 | 4,269 |
| Additional noninterest expense | $1,095,000 | 4,850 |
| Pre-tax net operating income | $-21,000 | 5,821 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $-169,000 | 6,936 |
| Income before extraordinary items | $247,000 | 5,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $247,000 | 5,131 |
| Net charge-offs | $358,000 | 4,073 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 774 |
| Net operating income | $148,000 | 5,327 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 5,363 |
| Total interest expense | $457,000 | 6,369 |
| Net interest income | $2,710,000 | 4,925 |
| Provision for loan and lease losses | $252,000 | 4,577 |
| Total noninterest income | $171,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $99,000 | 5,197 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $72,000 | 5,617 |
| Total noninterest expense | $2,596,000 | 4,641 |
| Salaries and employee benefits | $1,427,000 | 4,416 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $802,000 | 4,915 |
| Pre-tax net operating income | $33,000 | 5,855 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $36,000 | 5,985 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $36,000 | 5,985 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $36,000 | 5,985 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 733 |
| Net operating income | $32,120 | 5,879 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 5,489 |
| Total interest expense | $302,000 | 6,481 |
| Net interest income | $1,752,000 | 5,023 |
| Provision for loan and lease losses | $154,000 | 4,563 |
| Total noninterest income | $117,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $66,000 | 5,208 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $1,755,000 | 4,613 |
| Salaries and employee benefits | $961,000 | 4,406 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $549,000 | 4,835 |
| Pre-tax net operating income | $-40,000 | 6,162 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-37,000 | 6,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-37,000 | 6,284 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-37,000 | 6,282 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 693 |
| Net operating income | $-41,000 | 6,204 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,621 |
| Total interest expense | $155,000 | 6,554 |
| Net interest income | $843,000 | 5,155 |
| Provision for loan and lease losses | $115,000 | 3,796 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $886,000 | 4,636 |
| Salaries and employee benefits | $486,000 | 4,432 |
| Premises and equipment expense | $121,000 | 4,447 |
| Additional noninterest expense | $279,000 | 4,798 |
| Pre-tax net operating income | $-97,000 | 6,645 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-94,000 | 6,740 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-94,000 | 6,741 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-94,000 | 6,740 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 638 |
| Net operating income | $-98,000 | 6,686 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 5,984 |
| Total interest expense | $678,000 | 6,734 |
| Net interest income | $2,888,000 | 5,479 |
| Provision for loan and lease losses | $426,000 | 4,789 |
| Total noninterest income | $146,000 | 6,613 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $58,000 | 6,221 |
| Total noninterest expense | $3,386,000 | 4,820 |
| Salaries and employee benefits | $1,887,000 | 4,549 |
| Premises and equipment expense | $479,000 | 4,492 |
| Additional noninterest expense | $1,020,000 | 5,186 |
| Pre-tax net operating income | $-778,000 | 6,153 |
| Securities gains (losses) | $111,000 | 2,052 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-668,000 | 6,175 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-668,000 | 6,174 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-668,000 | 6,174 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 748 |
| Net operating income | $-779,000 | 6,254 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 6,108 |
| Total interest expense | $514,000 | 6,837 |
| Net interest income | $2,078,000 | 5,608 |
| Provision for loan and lease losses | $267,000 | 4,781 |
| Total noninterest income | $103,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $2,566,000 | 4,794 |
| Salaries and employee benefits | $1,405,000 | 4,592 |
| Premises and equipment expense | $354,000 | 4,577 |
| Additional noninterest expense | $807,000 | 5,038 |
| Pre-tax net operating income | $-652,000 | 6,445 |
| Securities gains (losses) | $111,000 | 1,751 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-542,000 | 6,462 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-542,000 | 6,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-542,000 | 6,462 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 676 |
| Net operating income | $-653,000 | 6,530 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,241 |
| Total interest expense | $337,000 | 6,979 |
| Net interest income | $1,340,000 | 5,693 |
| Provision for loan and lease losses | $164,000 | 4,624 |
| Total noninterest income | $67,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $1,685,000 | 4,888 |
| Salaries and employee benefits | $932,000 | 4,651 |
| Premises and equipment expense | $234,000 | 4,645 |
| Additional noninterest expense | $519,000 | 5,147 |
| Pre-tax net operating income | $-442,000 | 6,579 |
| Securities gains (losses) | $111,000 | 1,417 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-332,000 | 6,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-332,000 | 6,580 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-332,000 | 6,580 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 634 |
| Net operating income | $-443,000 | 6,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,393 |
| Total interest expense | $166,000 | 7,083 |
| Net interest income | $633,000 | 5,866 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $33,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $873,000 | 4,699 |
| Salaries and employee benefits | $486,000 | 4,567 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $271,000 | 4,718 |
| Pre-tax net operating income | $-307,000 | 7,075 |
| Securities gains (losses) | $111,000 | 951 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-197,000 | 7,028 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-197,000 | 7,029 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-197,000 | 7,029 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 520 |
| Net operating income | $-308,000 | 7,168 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 6,973 |
| Total interest expense | $584,000 | 7,536 |
| Net interest income | $1,921,000 | 6,507 |
| Provision for loan and lease losses | $417,000 | 4,084 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 6,456 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $3,092,000 | 5,025 |
| Salaries and employee benefits | $1,716,000 | 4,941 |
| Premises and equipment expense | $463,000 | 4,677 |
| Additional noninterest expense | $913,000 | 5,105 |
| Pre-tax net operating income | $-1,486,000 | 7,209 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,417,000 | 7,185 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,417,000 | 7,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 773 |
| Net operating income | $-1,487,000 | 7,317 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,172 |
| Total interest expense | $415,000 | 7,689 |
| Net interest income | $1,345,000 | 6,697 |
| Provision for loan and lease losses | $273,000 | 3,715 |
| Total noninterest income | $67,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $2,293,000 | 5,040 |
| Salaries and employee benefits | $1,270,000 | 4,993 |
| Premises and equipment expense | $347,000 | 4,691 |
| Additional noninterest expense | $676,000 | 5,062 |
| Pre-tax net operating income | $-1,154,000 | 7,604 |
| Securities gains (losses) | $66,000 | 1,242 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,089,000 | 7,548 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,089,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 643 |
| Net operating income | $-1,155,000 | 7,687 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 7,334 |
| Total interest expense | $279,000 | 7,773 |
| Net interest income | $822,000 | 6,906 |
| Provision for loan and lease losses | $161,000 | 3,494 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $1,532,000 | 5,061 |
| Salaries and employee benefits | $846,000 | 5,047 |
| Premises and equipment expense | $232,000 | 4,717 |
| Additional noninterest expense | $454,000 | 5,032 |
| Pre-tax net operating income | $-830,000 | 7,815 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-769,000 | 7,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-769,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 567 |
| Net operating income | $-831,000 | 7,899 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,460 |
| Total interest expense | $150,000 | 7,807 |
| Net interest income | $386,000 | 7,074 |
| Provision for loan and lease losses | $94,000 | 2,813 |
| Total noninterest income | $18,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $749,000 | 5,140 |
| Salaries and employee benefits | $423,000 | 5,075 |
| Premises and equipment expense | $114,000 | 4,779 |
| Additional noninterest expense | $212,000 | 5,195 |
| Pre-tax net operating income | $-439,000 | 8,039 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-424,000 | 8,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-424,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 464 |
| Net operating income | $-440,000 | 8,090 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 7,693 |
| Total interest expense | $454,000 | 8,014 |
| Net interest income | $1,352,000 | 7,318 |
| Provision for loan and lease losses | $81,000 | 5,181 |
| Total noninterest income | $39,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $3,334,000 | 4,683 |
| Salaries and employee benefits | $1,862,000 | 4,634 |
| Premises and equipment expense | $446,000 | 4,696 |
| Additional noninterest expense | $1,026,000 | 4,578 |
| Pre-tax net operating income | $-2,024,000 | 8,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $-2,027,000 | 8,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,027,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 833 |
| Net operating income | $-2,027,000 | 8,309 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 7,821 |
| Total interest expense | $308,000 | 8,129 |
| Net interest income | $967,000 | 7,443 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $23,000 | 8,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $2,386,000 | 4,801 |
| Salaries and employee benefits | $1,358,000 | 4,690 |
| Premises and equipment expense | $332,000 | 4,709 |
| Additional noninterest expense | $696,000 | 4,817 |
| Pre-tax net operating income | $-1,423,000 | 8,379 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $-1,425,000 | 8,408 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,425,000 | 8,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 732 |
| Net operating income | $-1,425,000 | 8,397 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,948 |
| Total interest expense | $164,000 | 8,290 |
| Net interest income | $634,000 | 7,533 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $13,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $1,435,000 | 5,156 |
| Salaries and employee benefits | $810,000 | 5,100 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $409,000 | 5,226 |
| Pre-tax net operating income | $-808,000 | 8,411 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-809,000 | 8,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-809,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 658 |
| Net operating income | $-809,000 | 8,434 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,095 |
| Total interest expense | $64,000 | 8,401 |
| Net interest income | $295,000 | 7,663 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $685,000 | 5,323 |
| Salaries and employee benefits | $374,000 | 5,380 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $206,000 | 5,178 |
| Pre-tax net operating income | $-404,000 | 8,472 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-405,000 | 8,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-405,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 547 |
| Net operating income | $-405,000 | 8,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 8,562 |
| Total interest expense | $30,000 | 8,589 |
| Net interest income | $413,000 | 8,482 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $5,000 | 8,537 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,437 |
| Total noninterest expense | $1,241,000 | 7,314 |
| Salaries and employee benefits | $614,000 | 7,553 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $447,000 | 6,808 |
| Pre-tax net operating income | $-853,000 | 8,383 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-854,000 | 8,428 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-854,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $20,712,000 | 75 |
| Net operating income | $-854,000 | 8,412 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $130,000 | 8,707 |
| Total interest expense | $3,000 | 8,720 |
| Net interest income | $127,000 | 8,690 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $452,000 | 8,331 |
| Salaries and employee benefits | $217,000 | 8,434 |
| Premises and equipment expense | $63,000 | 8,022 |
| Additional noninterest expense | $172,000 | 7,990 |
| Pre-tax net operating income | $-334,000 | 8,365 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-334,000 | 8,400 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-334,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,685,000 | 50 |
| Net operating income | $-334,000 | 8,390 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.