Home > Bank of Murfreesboro > Income and Expense
Bank of Murfreesboro, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,435 |
| Total interest expense | $725,000 | 3,213 |
| Net interest income | $1,338,000 | 3,496 |
| Provision for loan and lease losses | $64,000 | 3,180 |
| Total noninterest income | $401,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $227,000 | 2,498 |
| Total noninterest expense | $1,294,000 | 2,955 |
| Salaries and employee benefits | $712,000 | 2,911 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $410,000 | 2,794 |
| Pre-tax net operating income | $381,000 | 4,156 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $244,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $244,000 | 4,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,755,000 | 3,384 |
| Total interest expense | $3,365,000 | 3,221 |
| Net interest income | $5,390,000 | 3,438 |
| Provision for loan and lease losses | $47,000 | 6,797 |
| Total noninterest income | $1,578,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $727,000 | 2,183 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $851,000 | 2,411 |
| Total noninterest expense | $5,173,000 | 2,842 |
| Salaries and employee benefits | $2,750,000 | 2,848 |
| Premises and equipment expense | $716,000 | 2,945 |
| Additional noninterest expense | $1,707,000 | 2,662 |
| Pre-tax net operating income | $1,748,000 | 3,727 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $657,000 | 2,963 |
| Income before extraordinary items | $1,091,000 | 4,347 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,091,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,768 |
| Cash dividends | $195,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,091,000 | 4,241 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 3,721 |
| Total interest expense | $4,599,000 | 3,390 |
| Net interest income | $4,148,000 | 4,016 |
| Provision for loan and lease losses | $123,000 | 5,150 |
| Total noninterest income | $1,627,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $751,000 | 2,016 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $876,000 | 2,247 |
| Total noninterest expense | $4,949,000 | 2,846 |
| Salaries and employee benefits | $2,641,000 | 2,820 |
| Premises and equipment expense | $596,000 | 3,374 |
| Additional noninterest expense | $1,712,000 | 2,576 |
| Pre-tax net operating income | $703,000 | 5,806 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $227,000 | 4,782 |
| Income before extraordinary items | $476,000 | 6,193 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $476,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $244,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $476,000 | 6,065 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 3,991 |
| Total interest expense | $4,930,000 | 3,369 |
| Net interest income | $3,401,000 | 4,712 |
| Provision for loan and lease losses | $131,000 | 4,674 |
| Total noninterest income | $629,000 | 4,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,393 |
| Total noninterest expense | $3,300,000 | 3,910 |
| Salaries and employee benefits | $1,671,000 | 4,006 |
| Premises and equipment expense | $427,000 | 4,292 |
| Additional noninterest expense | $1,202,000 | 3,425 |
| Pre-tax net operating income | $599,000 | 6,593 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $195,000 | 5,439 |
| Income before extraordinary items | $404,000 | 6,827 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $404,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $404,000 | 6,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 5,002 |
| Total interest expense | $3,135,000 | 4,436 |
| Net interest income | $2,771,000 | 5,461 |
| Provision for loan and lease losses | $353,000 | 2,335 |
| Total noninterest income | $357,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $2,257,000 | 5,233 |
| Salaries and employee benefits | $1,211,000 | 5,131 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $818,000 | 4,706 |
| Pre-tax net operating income | $518,000 | 7,062 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $351,000 | 7,281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $351,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,900,000 | 375 |
| Net operating income | $349,660 | 7,263 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 6,816 |
| Total interest expense | $2,390,000 | 5,533 |
| Net interest income | $1,242,000 | 8,233 |
| Provision for loan and lease losses | $406,000 | 2,038 |
| Total noninterest income | $149,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,447,000 | 6,833 |
| Salaries and employee benefits | $700,000 | 7,186 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $-462,000 | 10,168 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-268,000 | 10,346 |
| Income before extraordinary items | $-194,000 | 10,046 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-194,000 | 10,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 497 |
| Net operating income | $-194,000 | 10,013 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 10,813 |
| Total interest expense | $142,000 | 10,737 |
| Net interest income | $123,000 | 10,837 |
| Provision for loan and lease losses | $68,000 | 5,978 |
| Total noninterest income | $9,000 | 10,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $306,000 | 10,688 |
| Salaries and employee benefits | $119,000 | 10,785 |
| Premises and equipment expense | $35,000 | 10,527 |
| Additional noninterest expense | $152,000 | 9,970 |
| Pre-tax net operating income | $-242,000 | 10,594 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-242,000 | 10,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-242,000 | 10,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 113 |
| Net operating income | $-242,000 | 10,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.