Home > Bank of Mountain View > Income and Expense
Bank of Mountain View, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,014,000 | 3,517 |
| Total interest expense | $4,844,000 | 3,041 |
| Net interest income | $5,170,000 | 3,852 |
| Provision for loan and lease losses | $506,000 | 3,781 |
| Total noninterest income | $682,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $305,000 | 3,993 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $377,000 | 3,686 |
| Total noninterest expense | $3,898,000 | 4,321 |
| Salaries and employee benefits | $1,471,000 | 5,389 |
| Premises and equipment expense | $476,000 | 4,595 |
| Additional noninterest expense | $1,951,000 | 2,927 |
| Pre-tax net operating income | $1,448,000 | 3,087 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $97,000 | 3,409 |
| Income before extraordinary items | $1,351,000 | 2,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,351,000 | 2,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 3,032 |
| Cash dividends | $764,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,351,000 | 2,851 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,509 |
| Total interest expense | $3,843,000 | 3,005 |
| Net interest income | $3,884,000 | 3,874 |
| Provision for loan and lease losses | $134,000 | 4,799 |
| Total noninterest income | $500,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $225,000 | 4,035 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $2,886,000 | 4,345 |
| Salaries and employee benefits | $1,111,000 | 5,380 |
| Premises and equipment expense | $352,000 | 4,645 |
| Additional noninterest expense | $1,423,000 | 2,911 |
| Pre-tax net operating income | $1,364,000 | 3,044 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $170,000 | 3,083 |
| Income before extraordinary items | $1,194,000 | 2,766 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,194,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,808 |
| Cash dividends | $585,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,194,000 | 2,913 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 3,522 |
| Total interest expense | $2,716,000 | 2,966 |
| Net interest income | $2,524,000 | 3,944 |
| Provision for loan and lease losses | $94,000 | 4,357 |
| Total noninterest income | $319,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $145,000 | 4,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $1,911,000 | 4,384 |
| Salaries and employee benefits | $749,000 | 5,403 |
| Premises and equipment expense | $231,000 | 4,726 |
| Additional noninterest expense | $931,000 | 2,920 |
| Pre-tax net operating income | $838,000 | 3,335 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $75,000 | 3,735 |
| Income before extraordinary items | $763,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $397,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $763,000 | 3,089 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 3,466 |
| Total interest expense | $1,480,000 | 2,914 |
| Net interest income | $1,279,000 | 3,910 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $951,000 | 4,390 |
| Salaries and employee benefits | $366,000 | 5,505 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $466,000 | 2,887 |
| Pre-tax net operating income | $452,000 | 3,260 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $41,000 | 3,770 |
| Income before extraordinary items | $411,000 | 3,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $411,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,403 |
| Cash dividends | $192,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $411,000 | 3,058 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,057,000 | 3,275 |
| Total interest expense | $7,360,000 | 2,496 |
| Net interest income | $4,697,000 | 4,187 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $674,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $285,000 | 4,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $389,000 | 3,787 |
| Total noninterest expense | $3,767,000 | 4,305 |
| Salaries and employee benefits | $1,435,000 | 5,445 |
| Premises and equipment expense | $429,000 | 4,815 |
| Additional noninterest expense | $1,903,000 | 2,781 |
| Pre-tax net operating income | $1,294,000 | 4,198 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-144,000 | 8,074 |
| Income before extraordinary items | $1,438,000 | 3,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,438,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,420 |
| Cash dividends | $684,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,438,000 | 3,530 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 3,270 |
| Total interest expense | $5,572,000 | 2,479 |
| Net interest income | $3,496,000 | 4,219 |
| Provision for loan and lease losses | $255,000 | 2,573 |
| Total noninterest income | $509,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $212,000 | 4,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $297,000 | 3,757 |
| Total noninterest expense | $2,787,000 | 4,324 |
| Salaries and employee benefits | $1,069,000 | 5,440 |
| Premises and equipment expense | $311,000 | 4,903 |
| Additional noninterest expense | $1,407,000 | 2,763 |
| Pre-tax net operating income | $963,000 | 4,443 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-124,000 | 8,262 |
| Income before extraordinary items | $1,087,000 | 3,691 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,087,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $497,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,087,000 | 3,674 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 3,294 |
| Total interest expense | $3,677,000 | 2,512 |
| Net interest income | $2,315,000 | 4,272 |
| Provision for loan and lease losses | $205,000 | 2,127 |
| Total noninterest income | $333,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $195,000 | 3,827 |
| Total noninterest expense | $1,825,000 | 4,400 |
| Salaries and employee benefits | $702,000 | 5,538 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $936,000 | 2,765 |
| Pre-tax net operating income | $618,000 | 4,577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-97,000 | 8,374 |
| Income before extraordinary items | $715,000 | 3,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $312,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $715,000 | 3,756 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,327 |
| Total interest expense | $1,801,000 | 2,542 |
| Net interest income | $1,149,000 | 4,289 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $927,000 | 4,364 |
| Salaries and employee benefits | $373,000 | 5,386 |
| Premises and equipment expense | $94,000 | 5,233 |
| Additional noninterest expense | $460,000 | 2,793 |
| Pre-tax net operating income | $246,000 | 5,093 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-78,000 | 8,480 |
| Income before extraordinary items | $324,000 | 3,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $324,000 | 3,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $133,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $324,000 | 3,978 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,390,000 | 3,234 |
| Total interest expense | $6,351,000 | 2,478 |
| Net interest income | $5,039,000 | 3,982 |
| Provision for loan and lease losses | $704,000 | 1,407 |
| Total noninterest income | $351,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $274,000 | 4,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $3,841,000 | 4,106 |
| Salaries and employee benefits | $1,534,000 | 5,117 |
| Premises and equipment expense | $508,000 | 4,221 |
| Additional noninterest expense | $1,799,000 | 2,819 |
| Pre-tax net operating income | $845,000 | 5,537 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-358,000 | 8,538 |
| Income before extraordinary items | $1,203,000 | 4,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,203,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,940 |
| Cash dividends | $15,575,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,203,000 | 4,258 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,479,000 | 3,234 |
| Total interest expense | $4,555,000 | 2,500 |
| Net interest income | $3,924,000 | 3,906 |
| Provision for loan and lease losses | $520,000 | 1,351 |
| Total noninterest income | $252,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $203,000 | 4,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,962 |
| Total noninterest expense | $2,868,000 | 4,109 |
| Salaries and employee benefits | $1,201,000 | 4,970 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $1,300,000 | 2,900 |
| Pre-tax net operating income | $788,000 | 5,253 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-218,000 | 8,630 |
| Income before extraordinary items | $1,006,000 | 4,147 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,006,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $15,492,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,006,000 | 4,143 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 3,272 |
| Total interest expense | $2,886,000 | 2,514 |
| Net interest income | $2,582,000 | 3,954 |
| Provision for loan and lease losses | $228,000 | 1,905 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $1,903,000 | 4,134 |
| Salaries and employee benefits | $833,000 | 4,865 |
| Premises and equipment expense | $252,000 | 4,249 |
| Additional noninterest expense | $818,000 | 3,082 |
| Pre-tax net operating income | $623,000 | 4,904 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-122,000 | 8,649 |
| Income before extraordinary items | $745,000 | 3,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $745,000 | 3,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,591 |
| Cash dividends | $15,301,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $745,000 | 3,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 3,370 |
| Total interest expense | $1,320,000 | 2,610 |
| Net interest income | $1,249,000 | 4,045 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $922,000 | 4,239 |
| Salaries and employee benefits | $445,000 | 4,681 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $377,000 | 4,407 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-41,000 | 8,632 |
| Income before extraordinary items | $418,000 | 3,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,517 |
| Cash dividends | $15,160,000 | 97 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $418,000 | 3,559 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 6,237 |
| Total interest expense | $1,349,000 | 5,513 |
| Net interest income | $2,091,000 | 6,538 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $145,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $104,000 | 6,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $1,193,000 | 7,410 |
| Salaries and employee benefits | $549,000 | 7,773 |
| Premises and equipment expense | $191,000 | 6,813 |
| Additional noninterest expense | $453,000 | 6,824 |
| Pre-tax net operating income | $1,043,000 | 5,242 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $133,000 | 5,125 |
| Income before extraordinary items | $910,000 | 5,055 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $910,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $336,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $910,000 | 5,019 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 8,282 |
| Total interest expense | $319,000 | 7,805 |
| Net interest income | $517,000 | 8,389 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 7,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $284,000 | 8,697 |
| Salaries and employee benefits | $130,000 | 8,733 |
| Premises and equipment expense | $-4,000 | 8,854 |
| Additional noninterest expense | $158,000 | 8,164 |
| Pre-tax net operating income | $277,000 | 7,294 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $53,000 | 5,756 |
| Income before extraordinary items | $224,000 | 7,319 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $224,000 | 7,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $224,000 | 7,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 3,022 |
| Total interest expense | $1,754,000 | 2,677 |
| Net interest income | $3,261,000 | 3,183 |
| Provision for loan and lease losses | $360,000 | 1,295 |
| Total noninterest income | $259,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $176,000 | 3,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $1,452,000 | 4,835 |
| Salaries and employee benefits | $780,000 | 4,891 |
| Premises and equipment expense | $214,000 | 4,590 |
| Additional noninterest expense | $458,000 | 4,668 |
| Pre-tax net operating income | $1,708,000 | 2,465 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,708,000 | 1,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,708,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,672 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,708,000 | 1,954 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 3,009 |
| Total interest expense | $830,000 | 2,703 |
| Net interest income | $1,653,000 | 3,132 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $637,000 | 5,308 |
| Salaries and employee benefits | $384,000 | 4,970 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $1,150,000 | 1,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,150,000 | 1,474 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,150,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,150,000 | 1,450 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 2,869 |
| Total interest expense | $2,887,000 | 2,709 |
| Net interest income | $6,997,000 | 2,880 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $421,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $329,000 | 4,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,549 |
| Total noninterest expense | $3,055,000 | 4,605 |
| Salaries and employee benefits | $1,727,000 | 4,471 |
| Premises and equipment expense | $499,000 | 4,099 |
| Additional noninterest expense | $829,000 | 4,974 |
| Pre-tax net operating income | $4,263,000 | 1,941 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,263,000 | 1,512 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,263,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $4,172,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,263,000 | 1,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 2,824 |
| Total interest expense | $2,121,000 | 2,722 |
| Net interest income | $5,296,000 | 2,833 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $316,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $242,000 | 4,176 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $2,102,000 | 4,838 |
| Salaries and employee benefits | $1,248,000 | 4,558 |
| Premises and equipment expense | $392,000 | 3,938 |
| Additional noninterest expense | $462,000 | 5,861 |
| Pre-tax net operating income | $3,410,000 | 1,846 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,410,000 | 1,450 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,410,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $2,097,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,410,000 | 1,404 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 2,812 |
| Total interest expense | $1,389,000 | 2,742 |
| Net interest income | $3,565,000 | 2,798 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $154,000 | 4,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $1,354,000 | 5,002 |
| Salaries and employee benefits | $831,000 | 4,583 |
| Premises and equipment expense | $226,000 | 4,401 |
| Additional noninterest expense | $297,000 | 6,004 |
| Pre-tax net operating income | $2,414,000 | 1,742 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,414,000 | 1,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,414,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $2,097,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,414,000 | 1,292 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,846 |
| Total interest expense | $688,000 | 2,784 |
| Net interest income | $1,766,000 | 2,822 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $93,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $608,000 | 5,405 |
| Salaries and employee benefits | $358,000 | 5,107 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $1,251,000 | 1,662 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,251,000 | 1,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,251,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,251,000 | 1,230 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,655,000 | 2,933 |
| Total interest expense | $2,953,000 | 2,914 |
| Net interest income | $6,702,000 | 2,858 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $363,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $287,000 | 4,410 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $76,000 | 6,964 |
| Total noninterest expense | $2,609,000 | 5,066 |
| Salaries and employee benefits | $1,646,000 | 4,544 |
| Premises and equipment expense | $330,000 | 5,362 |
| Additional noninterest expense | $633,000 | 5,812 |
| Pre-tax net operating income | $4,156,000 | 1,922 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,156,000 | 1,507 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,156,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,325 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,156,000 | 1,441 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,135,000 | 3,014 |
| Total interest expense | $2,262,000 | 2,939 |
| Net interest income | $4,873,000 | 2,966 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $217,000 | 4,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,004 |
| Total noninterest expense | $1,847,000 | 5,248 |
| Salaries and employee benefits | $1,180,000 | 4,681 |
| Premises and equipment expense | $271,000 | 5,060 |
| Additional noninterest expense | $396,000 | 6,366 |
| Pre-tax net operating income | $3,001,000 | 2,049 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,001,000 | 1,606 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,001,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,880 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,001,000 | 1,539 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 3,045 |
| Total interest expense | $1,541,000 | 2,968 |
| Net interest income | $3,192,000 | 2,998 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $182,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $144,000 | 4,389 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,114,000 | 5,603 |
| Salaries and employee benefits | $734,000 | 4,908 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $2,160,000 | 1,912 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,160,000 | 1,515 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,160,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,160,000 | 1,413 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 3,052 |
| Total interest expense | $778,000 | 3,009 |
| Net interest income | $1,590,000 | 3,005 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $95,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 4,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $529,000 | 5,807 |
| Salaries and employee benefits | $338,000 | 5,218 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $135,000 | 6,319 |
| Pre-tax net operating income | $1,056,000 | 1,942 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,056,000 | 1,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,056,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,056,000 | 1,435 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 3,191 |
| Total interest expense | $3,548,000 | 3,052 |
| Net interest income | $5,833,000 | 3,221 |
| Provision for loan and lease losses | $1,000,000 | 1,347 |
| Total noninterest income | $363,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $278,000 | 4,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $2,518,000 | 5,059 |
| Salaries and employee benefits | $1,559,000 | 4,549 |
| Premises and equipment expense | $329,000 | 5,280 |
| Additional noninterest expense | $630,000 | 5,761 |
| Pre-tax net operating income | $2,678,000 | 2,746 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,678,000 | 2,228 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,678,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 918 |
| Cash dividends | $2,554,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,678,000 | 2,152 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 3,371 |
| Total interest expense | $4,862,000 | 3,224 |
| Net interest income | $4,965,000 | 3,447 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $338,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $261,000 | 4,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $2,361,000 | 5,155 |
| Salaries and employee benefits | $1,473,000 | 4,579 |
| Premises and equipment expense | $384,000 | 4,725 |
| Additional noninterest expense | $504,000 | 6,407 |
| Pre-tax net operating income | $2,842,000 | 2,394 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,842,000 | 1,851 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,842,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $2,785,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,842,000 | 1,783 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 3,582 |
| Total interest expense | $4,449,000 | 3,656 |
| Net interest income | $4,962,000 | 3,497 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $344,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $259,000 | 4,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $2,238,000 | 5,275 |
| Salaries and employee benefits | $1,391,000 | 4,643 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $491,000 | 6,496 |
| Pre-tax net operating income | $2,968,000 | 2,414 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $525,000 | 3,381 |
| Income before extraordinary items | $2,443,000 | 2,124 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,443,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,443,000 | 2,124 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,402,000 | 3,736 |
| Total interest expense | $3,759,000 | 3,784 |
| Net interest income | $4,643,000 | 3,682 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $341,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $255,000 | 4,470 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $2,160,000 | 5,383 |
| Salaries and employee benefits | $1,268,000 | 4,957 |
| Premises and equipment expense | $368,000 | 4,800 |
| Additional noninterest expense | $524,000 | 6,331 |
| Pre-tax net operating income | $2,724,000 | 2,609 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $545,000 | 3,446 |
| Income before extraordinary items | $2,179,000 | 2,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,179,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,179,000 | 2,364 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 3,859 |
| Total interest expense | $3,703,000 | 3,931 |
| Net interest income | $4,486,000 | 3,749 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $383,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $2,142,000 | 5,320 |
| Salaries and employee benefits | $1,194,000 | 5,087 |
| Premises and equipment expense | $362,000 | 4,769 |
| Additional noninterest expense | $586,000 | 5,845 |
| Pre-tax net operating income | $2,677,000 | 2,628 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $675,000 | 3,116 |
| Income before extraordinary items | $2,002,000 | 2,554 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,002,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,002,000 | 2,468 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 4,020 |
| Total interest expense | $3,491,000 | 4,145 |
| Net interest income | $4,409,000 | 3,870 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $474,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,289 |
| Total noninterest expense | $2,072,000 | 5,516 |
| Salaries and employee benefits | $1,163,000 | 5,231 |
| Premises and equipment expense | $482,000 | 3,833 |
| Additional noninterest expense | $427,000 | 7,136 |
| Pre-tax net operating income | $2,761,000 | 2,689 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $822,000 | 2,865 |
| Income before extraordinary items | $1,939,000 | 2,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,939,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,939,000 | 2,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 4,519 |
| Total interest expense | $3,142,000 | 4,585 |
| Net interest income | $3,970,000 | 4,351 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $366,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,174 |
| Total noninterest expense | $2,269,000 | 5,407 |
| Salaries and employee benefits | $1,106,000 | 5,564 |
| Premises and equipment expense | $528,000 | 3,616 |
| Additional noninterest expense | $635,000 | 6,130 |
| Pre-tax net operating income | $2,017,000 | 3,402 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $553,000 | 3,821 |
| Income before extraordinary items | $1,464,000 | 3,269 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,464,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,464,000 | 3,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 4,893 |
| Total interest expense | $2,812,000 | 5,047 |
| Net interest income | $3,630,000 | 4,699 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $342,000 | 6,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,342 |
| Total noninterest expense | $1,989,000 | 6,011 |
| Salaries and employee benefits | $1,018,000 | 5,969 |
| Premises and equipment expense | $396,000 | 4,583 |
| Additional noninterest expense | $575,000 | 6,690 |
| Pre-tax net operating income | $1,833,000 | 3,783 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $505,000 | 4,164 |
| Income before extraordinary items | $1,328,000 | 3,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,328,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $5,300,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,328,000 | 3,584 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,078 |
| Total interest expense | $2,059,000 | 5,482 |
| Net interest income | $3,653,000 | 4,751 |
| Provision for loan and lease losses | $295,000 | 2,325 |
| Total noninterest income | $335,000 | 6,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $1,965,000 | 6,295 |
| Salaries and employee benefits | $1,080,000 | 5,730 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $595,000 | 7,076 |
| Pre-tax net operating income | $1,728,000 | 3,901 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $455,000 | 4,351 |
| Income before extraordinary items | $1,273,000 | 3,657 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,273,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,273,000 | 3,698 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 5,457 |
| Total interest expense | $1,861,000 | 6,178 |
| Net interest income | $3,494,000 | 4,968 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $333,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,736,000 | 7,084 |
| Salaries and employee benefits | $881,000 | 6,833 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $577,000 | 7,544 |
| Pre-tax net operating income | $1,941,000 | 3,398 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $442,000 | 4,647 |
| Income before extraordinary items | $1,499,000 | 3,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,499,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,499,000 | 3,079 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 5,741 |
| Total interest expense | $2,181,000 | 6,659 |
| Net interest income | $3,491,000 | 5,021 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,442,000 | 8,126 |
| Salaries and employee benefits | $685,000 | 8,109 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $547,000 | 8,017 |
| Pre-tax net operating income | $2,333,000 | 2,671 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $645,000 | 3,231 |
| Income before extraordinary items | $1,688,000 | 2,729 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,688,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,688,000 | 2,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.