Home > Bank of Morgan County > Income and Expense
Bank of Morgan County, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 7,146 |
| Total interest expense | $1,367,000 | 7,667 |
| Net interest income | $2,143,000 | 6,639 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $456,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $935,000 | 8,573 |
| Salaries and employee benefits | $488,000 | 8,691 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $1,664,000 | 4,104 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $575,000 | 3,803 |
| Income before extraordinary items | $1,089,000 | 4,402 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,089,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,089,000 | 4,328 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 7,600 |
| Total interest expense | $1,307,000 | 8,086 |
| Net interest income | $1,997,000 | 7,151 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $398,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,117,000 | 8,269 |
| Salaries and employee benefits | $524,000 | 8,685 |
| Premises and equipment expense | $206,000 | 6,929 |
| Additional noninterest expense | $387,000 | 7,988 |
| Pre-tax net operating income | $1,278,000 | 4,886 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $420,000 | 4,735 |
| Income before extraordinary items | $859,000 | 5,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $859,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $858,330 | 4,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 8,232 |
| Total interest expense | $1,078,000 | 8,973 |
| Net interest income | $1,906,000 | 7,519 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $394,000 | 6,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,106,000 | 8,550 |
| Salaries and employee benefits | $514,000 | 8,989 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $398,000 | 8,216 |
| Pre-tax net operating income | $1,194,000 | 5,257 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $846,000 | 5,232 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $846,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $831,300 | 5,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 8,518 |
| Total interest expense | $911,000 | 9,078 |
| Net interest income | $1,806,000 | 8,029 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $398,000 | 6,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,083,000 | 9,040 |
| Salaries and employee benefits | $487,000 | 9,514 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $403,000 | 8,800 |
| Pre-tax net operating income | $1,111,000 | 5,533 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $348,000 | 5,300 |
| Income before extraordinary items | $831,000 | 5,210 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $831,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $783,400 | 5,516 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 8,249 |
| Total interest expense | $1,077,000 | 8,772 |
| Net interest income | $1,973,000 | 7,757 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $283,000 | 7,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,318,000 | 8,443 |
| Salaries and employee benefits | $531,000 | 9,371 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $570,000 | 7,596 |
| Pre-tax net operating income | $908,000 | 6,310 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $653,000 | 6,405 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $653,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $297,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $649,400 | 6,192 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 8,917 |
| Total interest expense | $1,348,000 | 9,038 |
| Net interest income | $1,684,000 | 8,702 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,128,000 | 9,366 |
| Salaries and employee benefits | $541,000 | 9,359 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $382,000 | 9,796 |
| Pre-tax net operating income | $783,000 | 6,642 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $187,000 | 7,817 |
| Income before extraordinary items | $596,000 | 6,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $596,000 | 6,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $1,050,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $596,000 | 6,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.