Home > Bank of Morgan County > Assets and Liabilities
Bank of Morgan County, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $43,625,000 | 7,578 |
| Cash and due from depository institutions | $3,133,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,180,000 | 7,685 |
| Federal funds sold & reverse repurchase agreements | $6,010,000 | 2,280 |
| Net loans & leases | $23,697,000 | 7,697 |
| Loan loss allowance | $378,000 | 6,763 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $874,000 | 6,385 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $138,000 | 2,459 |
| All other assets | $593,000 | 7,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,625,000 | 7,578 |
| Total liabilities | $37,058,000 | 7,755 |
| Total deposits | $36,321,000 | 7,673 |
| Interest-bearing deposits | $30,102,000 | 7,762 |
| Deposits held in domestic offices | $36,321,000 | 7,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $737,000 | 4,522 |
| Total equity capital | $6,567,000 | 6,035 |
| Total bank equity capital | $6,567,000 | 6,035 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $1,250,000 | 6,780 |
| Undivided profits | $5,217,000 | 4,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 9,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $290,000 | 6,964 |
| Earning assets | $38,887,000 | 7,676 |
| Long-term assets (5+ years) | $2,553,000 | 7,302 |
| Average Assets, year-to-date | $41,676,600 | 7,584 |
| Average Assets, quarterly | $43,297,500 | 7,552 |
| Volatile liabilities | $3,549,000 | 8,089 |
| Insider loans | $312,000 | 6,558 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,684,000 | 5,987 |
| Tier 1 (core) risk-based capital | $6,382,000 | 6,007 |
| Tier 2 risk-based capital | $300,320 | 7,050 |
| Total risk weighted assets | $23,948,220 | 7,807 |
| Total unused commitments | $3,684,000 | 5,995 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $38,161,000 | 8,351 |
| Cash and due from depository institutions | $2,403,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,296,000 | 7,830 |
| Federal funds sold & reverse repurchase agreements | $4,190,000 | 3,010 |
| Net loans & leases | $19,712,000 | 8,500 |
| Loan loss allowance | $365,000 | 7,146 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $929,000 | 6,238 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $161,000 | 2,243 |
| All other assets | $470,000 | 9,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,161,000 | 8,351 |
| Total liabilities | $32,576,000 | 8,507 |
| Total deposits | $31,934,000 | 8,421 |
| Interest-bearing deposits | $27,807,000 | 8,352 |
| Deposits held in domestic offices | $31,934,000 | 8,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $70,000 | 4,966 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $572,000 | 5,433 |
| Total equity capital | $5,585,000 | 6,754 |
| Total bank equity capital | $5,585,000 | 6,754 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $4,235,000 | 4,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $262,000 | 7,462 |
| Earning assets | $34,198,000 | 8,428 |
| Long-term assets (5+ years) | $2,906,000 | 7,092 |
| Average Assets, year-to-date | $38,832,400 | 8,127 |
| Average Assets, quarterly | $39,491,000 | 8,162 |
| Volatile liabilities | $2,538,000 | 8,980 |
| Insider loans | $584,000 | 5,100 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,867,000 | 7,614 |
| Tier 1 (core) risk-based capital | $5,270,000 | 6,907 |
| Tier 2 risk-based capital | $253,720 | 7,857 |
| Total risk weighted assets | $20,186,220 | 8,600 |
| Total unused commitments | $1,867,000 | 7,628 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $35,489,000 | 8,893 |
| Cash and due from depository institutions | $1,690,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,179,000 | 7,538 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 7,592 |
| Net loans & leases | $18,946,000 | 8,816 |
| Loan loss allowance | $371,000 | 7,292 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,024,000 | 5,980 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $184,000 | 2,060 |
| All other assets | $596,000 | 8,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,489,000 | 8,893 |
| Total liabilities | $30,358,000 | 9,040 |
| Total deposits | $29,633,000 | 8,984 |
| Interest-bearing deposits | $25,659,000 | 8,928 |
| Deposits held in domestic offices | $29,633,000 | 8,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000 | 5,108 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $723,000 | 4,756 |
| Total equity capital | $5,131,000 | 7,253 |
| Total bank equity capital | $5,131,000 | 7,253 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $3,781,000 | 5,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $283,000 | 7,386 |
| Earning assets | $31,995,000 | 8,937 |
| Long-term assets (5+ years) | $4,585,000 | 6,031 |
| Average Assets, year-to-date | $35,046,000 | 8,759 |
| Average Assets, quarterly | $35,146,000 | 8,869 |
| Volatile liabilities | $2,199,000 | 9,407 |
| Insider loans | $1,189,000 | 3,305 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,538,000 | 6,801 |
| Tier 1 (core) risk-based capital | $4,688,000 | 7,515 |
| Tier 2 risk-based capital | $236,690 | 8,277 |
| Total risk weighted assets | $18,800,790 | 9,068 |
| Total unused commitments | $2,538,000 | 6,814 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $35,813,000 | 9,050 |
| Cash and due from depository institutions | $1,930,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,041,000 | 7,690 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,865,000 | 8,981 |
| Loan loss allowance | $373,000 | 7,466 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,102,000 | 5,744 |
| Other real estate owned | $81,000 | 6,680 |
| Goodwill and other intangibles | $208,000 | 1,897 |
| All other assets | $586,000 | 8,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,813,000 | 9,050 |
| Total liabilities | $31,671,000 | 9,127 |
| Total deposits | $28,946,000 | 9,326 |
| Interest-bearing deposits | $25,202,000 | 9,209 |
| Deposits held in domestic offices | $28,946,000 | 9,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,310,000 | 2,513 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $415,000 | 5,923 |
| Total equity capital | $4,142,000 | 8,026 |
| Total bank equity capital | $4,142,000 | 8,026 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,250,000 | 7,228 |
| Undivided profits | $2,792,000 | 6,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 11,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $242,000 | 7,615 |
| Earning assets | $31,906,000 | 9,133 |
| Long-term assets (5+ years) | $8,093,000 | 4,675 |
| Average Assets, year-to-date | $35,009,800 | 9,061 |
| Average Assets, quarterly | $34,843,000 | 9,143 |
| Volatile liabilities | $4,398,000 | 7,202 |
| Insider loans | $1,146,000 | 3,341 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $536,000 | 10,232 |
| Tier 1 (core) risk-based capital | $4,030,000 | 8,239 |
| Tier 2 risk-based capital | $251,050 | 8,240 |
| Total risk weighted assets | $19,962,250 | 8,981 |
| Total unused commitments | $536,000 | 10,238 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $37,217,000 | 9,204 |
| Cash and due from depository institutions | $1,880,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,256,000 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $594,000 | 8,883 |
| Net loans & leases | $19,413,000 | 8,957 |
| Loan loss allowance | $390,000 | 7,521 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,159,000 | 5,584 |
| Other real estate owned | $78,000 | 6,938 |
| Goodwill and other intangibles | $231,000 | 1,751 |
| All other assets | $606,000 | 8,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,217,000 | 9,204 |
| Total liabilities | $32,810,000 | 9,292 |
| Total deposits | $27,415,000 | 9,957 |
| Interest-bearing deposits | $23,770,000 | 9,871 |
| Deposits held in domestic offices | $27,415,000 | 9,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,050,000 | 1,491 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $345,000 | 6,931 |
| Total equity capital | $4,407,000 | 7,898 |
| Total bank equity capital | $4,407,000 | 7,898 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,250,000 | 7,293 |
| Undivided profits | $3,057,000 | 6,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 12,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $244,000 | 7,109 |
| Earning assets | $33,263,000 | 9,287 |
| Long-term assets (5+ years) | $11,611,000 | 3,960 |
| Average Assets, year-to-date | $37,402,000 | 9,023 |
| Average Assets, quarterly | $36,996,500 | 9,160 |
| Volatile liabilities | $6,529,000 | 5,564 |
| Insider loans | $1,314,000 | 3,000 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $4,176,000 | 8,088 |
| Tier 2 risk-based capital | $246,250 | 8,418 |
| Total risk weighted assets | $19,556,250 | 9,255 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $34,655,000 | 9,740 |
| Cash and due from depository institutions | $1,305,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,793,000 | 8,479 |
| Federal funds sold & reverse repurchase agreements | $470,000 | 10,234 |
| Net loans & leases | $19,459,000 | 9,046 |
| Loan loss allowance | $384,000 | 7,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $836,000 | 6,945 |
| Other real estate owned | $46,000 | 7,064 |
| Goodwill and other intangibles | $254,000 | 1,708 |
| All other assets | $492,000 | 9,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,655,000 | 9,740 |
| Total liabilities | $30,604,000 | 9,856 |
| Total deposits | $29,242,000 | 9,929 |
| Interest-bearing deposits | $26,189,000 | 9,707 |
| Deposits held in domestic offices | $29,242,000 | 9,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,477 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,000 | 4,914 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $248,000 | 9,082 |
| Total equity capital | $4,051,000 | 8,208 |
| Total bank equity capital | $4,051,000 | 8,208 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $2,701,000 | 6,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $262,000 | 7,271 |
| Earning assets | $31,722,000 | 9,674 |
| Long-term assets (5+ years) | $10,171,000 | 4,295 |
| Average Assets, year-to-date | $34,758,000 | 9,574 |
| Average Assets, quarterly | $34,390,000 | 9,718 |
| Volatile liabilities | $3,265,000 | 8,236 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,797,000 | 8,471 |
| Tier 2 risk-based capital | $239,920 | 8,609 |
| Total risk weighted assets | $19,049,320 | 9,506 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |