Home > Bank of Monte Vista > Income and Expense
Bank of Monte Vista, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 6,095 |
| Total interest expense | $1,627,000 | 6,732 |
| Net interest income | $2,686,000 | 5,479 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $255,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $174,000 | 5,460 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $81,000 | 6,856 |
| Total noninterest expense | $2,620,000 | 4,805 |
| Salaries and employee benefits | $1,848,000 | 3,834 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $547,000 | 6,174 |
| Pre-tax net operating income | $291,000 | 7,455 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-12,000 | 9,014 |
| Income before extraordinary items | $303,000 | 7,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $303,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $528,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $303,000 | 7,003 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 5,924 |
| Total interest expense | $1,620,000 | 6,914 |
| Net interest income | $3,127,000 | 5,001 |
| Provision for loan and lease losses | $390,000 | 2,319 |
| Total noninterest income | $202,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $2,188,000 | 5,354 |
| Salaries and employee benefits | $1,435,000 | 4,521 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $531,000 | 6,194 |
| Pre-tax net operating income | $751,000 | 6,038 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $143,000 | 6,007 |
| Income before extraordinary items | $604,000 | 5,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $604,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $825,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $607,240 | 5,822 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 6,027 |
| Total interest expense | $1,431,000 | 7,126 |
| Net interest income | $2,956,000 | 5,215 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $223,000 | 7,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $1,994,000 | 5,693 |
| Salaries and employee benefits | $1,286,000 | 4,909 |
| Premises and equipment expense | $165,000 | 7,398 |
| Additional noninterest expense | $543,000 | 6,198 |
| Pre-tax net operating income | $1,140,000 | 4,925 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $831,000 | 4,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $831,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,886 |
| Cash dividends | $528,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $831,000 | 4,941 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,066 |
| Total interest expense | $1,576,000 | 7,027 |
| Net interest income | $2,921,000 | 5,229 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,850,000 | 5,883 |
| Salaries and employee benefits | $1,200,000 | 5,071 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $498,000 | 6,456 |
| Pre-tax net operating income | $1,233,000 | 4,802 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $320,000 | 5,001 |
| Income before extraordinary items | $914,000 | 4,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $914,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,228 |
| Cash dividends | $528,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $913,260 | 4,691 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 6,136 |
| Total interest expense | $1,575,000 | 7,166 |
| Net interest income | $3,018,000 | 5,276 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $204,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $1,851,000 | 5,970 |
| Salaries and employee benefits | $1,174,000 | 5,192 |
| Premises and equipment expense | $173,000 | 7,328 |
| Additional noninterest expense | $504,000 | 6,471 |
| Pre-tax net operating income | $1,321,000 | 4,907 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $969,000 | 4,811 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $969,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $495,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $975,660 | 4,724 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 6,267 |
| Total interest expense | $1,594,000 | 7,346 |
| Net interest income | $3,030,000 | 5,408 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $203,000 | 8,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,729,000 | 6,551 |
| Salaries and employee benefits | $1,122,000 | 5,510 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $460,000 | 7,381 |
| Pre-tax net operating income | $1,499,000 | 4,343 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $451,000 | 4,493 |
| Income before extraordinary items | $1,048,000 | 4,311 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,048,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $429,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,048,000 | 4,260 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,844 |
| Total interest expense | $1,498,000 | 7,712 |
| Net interest income | $2,645,000 | 6,053 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $194,000 | 8,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,709,000 | 6,713 |
| Salaries and employee benefits | $1,058,000 | 5,775 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $495,000 | 7,293 |
| Pre-tax net operating income | $1,130,000 | 5,489 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $323,000 | 5,746 |
| Income before extraordinary items | $807,000 | 5,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $807,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $396,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $807,000 | 5,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 7,054 |
| Total interest expense | $1,159,000 | 8,063 |
| Net interest income | $2,555,000 | 6,356 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $187,000 | 8,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,681,000 | 7,041 |
| Salaries and employee benefits | $977,000 | 6,195 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $546,000 | 7,455 |
| Pre-tax net operating income | $1,061,000 | 5,716 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $774,000 | 5,481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $774,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $396,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $781,400 | 5,527 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,622 |
| Total interest expense | $1,059,000 | 8,849 |
| Net interest income | $2,379,000 | 6,770 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,569,000 | 7,596 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $1,001,000 | 5,883 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $751,000 | 5,822 |
| Extraordinary gains, net | $85,000 | 1,727 |
| Net income | $836,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $363,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $730,560 | 5,662 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,910 |
| Total interest expense | $1,339,000 | 9,086 |
| Net interest income | $2,359,000 | 6,871 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,492,000 | 7,943 |
| Salaries and employee benefits | $836,000 | 7,019 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $493,000 | 8,524 |
| Pre-tax net operating income | $1,056,000 | 5,421 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $269,000 | 6,383 |
| Income before extraordinary items | $781,000 | 5,456 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $781,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $785,440 | 5,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.