Home > Bank of Montana > Income and Expense
Bank of Montana, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,937,000 | 1,099 |
| Total interest expense | $10,412,000 | 1,267 |
| Net interest income | $18,525,000 | 994 |
| Provision for loan and lease losses | $1,516,000 | 708 |
| Total noninterest income | $8,761,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,835,000 | 731 |
| Trading account gains and fees | $107,000 | 229 |
| Additional Noninterest Income | $6,819,000 | 535 |
| Total noninterest expense | $19,714,000 | 818 |
| Salaries and employee benefits | $4,696,000 | 1,438 |
| Premises and equipment expense | $1,960,000 | 1,086 |
| Additional noninterest expense | $13,058,000 | 574 |
| Pre-tax net operating income | $6,056,000 | 1,235 |
| Securities gains (losses) | $-2,494,000 | 12,508 |
| Applicable income taxes | $2,021,000 | 1,196 |
| Income before extraordinary items | $1,541,000 | 3,102 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,541,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 937 |
| Cash dividends | $10,220,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,137,160 | 1,575 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,029,000 | 1,004 |
| Total interest expense | $12,380,000 | 1,092 |
| Net interest income | $19,649,000 | 944 |
| Provision for loan and lease losses | $615,000 | 1,813 |
| Total noninterest income | $6,287,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,101,000 | 656 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,186,000 | 777 |
| Total noninterest expense | $17,291,000 | 947 |
| Salaries and employee benefits | $6,123,000 | 1,108 |
| Premises and equipment expense | $1,422,000 | 1,495 |
| Additional noninterest expense | $9,746,000 | 779 |
| Pre-tax net operating income | $8,030,000 | 906 |
| Securities gains (losses) | $218,000 | 1,600 |
| Applicable income taxes | $3,453,000 | 745 |
| Income before extraordinary items | $4,795,000 | 1,083 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,795,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,277,000 | 969 |
| Cash dividends | $5,960,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,655,480 | 1,041 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,079,000 | 1,179 |
| Total interest expense | $13,746,000 | 1,286 |
| Net interest income | $17,333,000 | 1,067 |
| Provision for loan and lease losses | $742,000 | 2,277 |
| Total noninterest income | $3,747,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,681,000 | 784 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,066,000 | 1,212 |
| Total noninterest expense | $12,892,000 | 1,232 |
| Salaries and employee benefits | $4,652,000 | 1,421 |
| Premises and equipment expense | $1,190,000 | 1,771 |
| Additional noninterest expense | $7,050,000 | 1,006 |
| Pre-tax net operating income | $7,446,000 | 868 |
| Securities gains (losses) | $1,242,000 | 556 |
| Applicable income taxes | $3,098,000 | 753 |
| Income before extraordinary items | $5,590,000 | 854 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,590,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 2,155 |
| Cash dividends | $4,487,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,795,120 | 900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.