Home > Bank of Monroe > Income and Expense
Bank of Monroe, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,384,000 | 9,215 |
Total interest expense | $674,000 | 9,004 |
Net interest income | $710,000 | 9,256 |
Provision for loan and lease losses | $80,000 | 5,643 |
Total noninterest income | $141,000 | 8,223 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 8,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $114,000 | 6,314 |
Total noninterest expense | $488,000 | 9,657 |
Salaries and employee benefits | $313,000 | 9,393 |
Premises and equipment expense | $45,000 | 9,724 |
Additional noninterest expense | $130,000 | 9,705 |
Pre-tax net operating income | $283,000 | 8,185 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $26,000 | 8,103 |
Income before extraordinary items | $257,000 | 7,886 |
Extraordinary gains, net | $0 | 35 |
Net income | $257,000 | 7,885 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 3,890 |
Cash dividends | $175,000 | 5,438 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $257,000 | 7,859 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,439,000 | 9,371 |
Total interest expense | $743,000 | 9,086 |
Net interest income | $696,000 | 9,499 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $57,000 | 9,739 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 8,571 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 9,010 |
Total noninterest expense | $491,000 | 9,812 |
Salaries and employee benefits | $332,000 | 9,406 |
Premises and equipment expense | $39,000 | 10,038 |
Additional noninterest expense | $120,000 | 9,956 |
Pre-tax net operating income | $262,000 | 8,598 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $8,000 | 9,125 |
Income before extraordinary items | $254,000 | 8,225 |
Extraordinary gains, net | $0 | 32 |
Net income | $254,000 | 8,224 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 7,505 |
Cash dividends | $175,000 | 5,577 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $254,000 | 8,150 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,321,000 | 9,902 |
Total interest expense | $688,000 | 9,575 |
Net interest income | $633,000 | 10,113 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $56,000 | 10,178 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 8,979 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 9,379 |
Total noninterest expense | $448,000 | 10,332 |
Salaries and employee benefits | $318,000 | 9,823 |
Premises and equipment expense | $22,000 | 10,736 |
Additional noninterest expense | $108,000 | 10,463 |
Pre-tax net operating income | $241,000 | 9,348 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $64,000 | 9,013 |
Income before extraordinary items | $177,000 | 9,356 |
Extraordinary gains, net | $0 | 44 |
Net income | $177,000 | 9,358 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,963 |
Cash dividends | $75,000 | 6,827 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $177,000 | 9,308 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,273,000 | 10,429 |
Total interest expense | $637,000 | 10,160 |
Net interest income | $636,000 | 10,558 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $57,000 | 10,730 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $26,000 | 9,457 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 9,793 |
Total noninterest expense | $468,000 | 10,707 |
Salaries and employee benefits | $335,000 | 10,074 |
Premises and equipment expense | $28,000 | 11,176 |
Additional noninterest expense | $105,000 | 11,042 |
Pre-tax net operating income | $225,000 | 9,628 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $49,000 | 9,705 |
Income before extraordinary items | $177,000 | 9,516 |
Extraordinary gains, net | $0 | 53 |
Net income | $177,000 | 9,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $176,220 | 9,473 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,296,000 | 10,843 |
Total interest expense | $650,000 | 10,486 |
Net interest income | $646,000 | 10,988 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $52,000 | 11,315 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $26,000 | 9,888 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 10,525 |
Total noninterest expense | $476,000 | 11,125 |
Salaries and employee benefits | $330,000 | 10,498 |
Premises and equipment expense | $36,000 | 11,479 |
Additional noninterest expense | $110,000 | 11,520 |
Pre-tax net operating income | $222,000 | 10,311 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $50,000 | 10,190 |
Income before extraordinary items | $172,000 | 10,244 |
Extraordinary gains, net | $0 | 65 |
Net income | $172,000 | 10,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,816 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $172,000 | 10,216 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,120,000 | 11,492 |
Total interest expense | $508,000 | 11,069 |
Net interest income | $612,000 | 11,669 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $47,000 | 11,998 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 10,344 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 11,564 |
Total noninterest expense | $472,000 | 11,740 |
Salaries and employee benefits | $325,000 | 10,970 |
Premises and equipment expense | $24,000 | 12,357 |
Additional noninterest expense | $123,000 | 12,092 |
Pre-tax net operating income | $187,000 | 10,991 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $40,000 | 10,689 |
Income before extraordinary items | $147,000 | 10,856 |
Extraordinary gains, net | $0 | 249 |
Net income | $147,000 | 10,861 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,826 |
Cash dividends | $75,000 | 7,404 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $147,000 | 10,907 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,140,000 | 12,006 |
Total interest expense | $534,000 | 11,510 |
Net interest income | $606,000 | 12,199 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $51,000 | 12,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,611 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 12,255 |
Total noninterest expense | $435,000 | 12,487 |
Salaries and employee benefits | $294,000 | 11,717 |
Premises and equipment expense | $24,000 | 13,001 |
Additional noninterest expense | $117,000 | 12,795 |
Pre-tax net operating income | $222,000 | 10,854 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $46,000 | 11,040 |
Income before extraordinary items | $177,000 | 10,908 |
Extraordinary gains, net | $10,000 | 2,939 |
Net income | $187,000 | 10,897 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 11,785 |
Cash dividends | $75,000 | 7,397 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $176,210 | 10,703 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,266,000 | 12,468 |
Total interest expense | $627,000 | 12,167 |
Net interest income | $639,000 | 12,568 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $49,000 | 13,130 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $35,000 | 10,873 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 13,064 |
Total noninterest expense | $467,000 | 12,819 |
Salaries and employee benefits | $313,000 | 11,866 |
Premises and equipment expense | $21,000 | 13,653 |
Additional noninterest expense | $133,000 | 13,171 |
Pre-tax net operating income | $221,000 | 10,878 |
Securities gains (losses) | $-1,000 | 12,730 |
Applicable income taxes | $51,000 | 11,224 |
Income before extraordinary items | $169,000 | 11,008 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $169,000 | 11,096 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $50,000 | 7,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $169,770 | 10,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.