Home > Bank of Modesto > Income and Expense
Bank of Modesto, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 5,359 |
| Total interest expense | $63,000 | 5,281 |
| Net interest income | $722,000 | 5,347 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $51,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $37,000 | 4,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,402 |
| Total noninterest expense | $571,000 | 5,368 |
| Salaries and employee benefits | $359,000 | 5,265 |
| Premises and equipment expense | $77,000 | 5,045 |
| Additional noninterest expense | $135,000 | 5,522 |
| Pre-tax net operating income | $202,000 | 4,971 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $69,000 | 3,148 |
| Income before extraordinary items | $133,000 | 5,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $133,000 | 5,134 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $133,000 | 5,134 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $105,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $133,000 | 5,120 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 5,404 |
| Total interest expense | $32,000 | 5,310 |
| Net interest income | $362,000 | 5,386 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $26,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $20,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $429,000 | 5,027 |
| Salaries and employee benefits | $303,000 | 4,732 |
| Premises and equipment expense | $38,000 | 5,111 |
| Additional noninterest expense | $88,000 | 5,422 |
| Pre-tax net operating income | $-41,000 | 5,686 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-41,000 | 5,690 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-41,000 | 5,690 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-41,000 | 5,690 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-41,000 | 5,687 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 5,454 |
| Total interest expense | $140,000 | 5,290 |
| Net interest income | $1,438,000 | 5,444 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $122,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $94,000 | 4,571 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $28,000 | 5,526 |
| Total noninterest expense | $1,332,000 | 5,367 |
| Salaries and employee benefits | $887,000 | 5,150 |
| Premises and equipment expense | $165,000 | 5,106 |
| Additional noninterest expense | $280,000 | 5,640 |
| Pre-tax net operating income | $228,000 | 5,290 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $215,000 | 5,290 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $215,000 | 5,289 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $215,000 | 5,289 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $60,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $215,000 | 5,245 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,509 |
| Total interest expense | $106,000 | 5,332 |
| Net interest income | $1,073,000 | 5,506 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $72,000 | 4,592 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $30,000 | 5,476 |
| Total noninterest expense | $839,000 | 5,545 |
| Salaries and employee benefits | $502,000 | 5,473 |
| Premises and equipment expense | $122,000 | 5,163 |
| Additional noninterest expense | $215,000 | 5,677 |
| Pre-tax net operating income | $336,000 | 4,979 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $126,000 | 3,091 |
| Income before extraordinary items | $210,000 | 5,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $210,000 | 5,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $210,000 | 5,234 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $210,000 | 5,183 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 5,580 |
| Total interest expense | $71,000 | 5,386 |
| Net interest income | $705,000 | 5,583 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $70,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,498 |
| Total noninterest expense | $565,000 | 5,599 |
| Salaries and employee benefits | $331,000 | 5,550 |
| Premises and equipment expense | $80,000 | 5,215 |
| Additional noninterest expense | $154,000 | 5,707 |
| Pre-tax net operating income | $210,000 | 5,060 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $78,000 | 3,146 |
| Income before extraordinary items | $132,000 | 5,314 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 5,313 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $132,000 | 5,313 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $132,000 | 5,249 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 5,649 |
| Total interest expense | $35,000 | 5,444 |
| Net interest income | $350,000 | 5,637 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $30,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $282,000 | 5,664 |
| Salaries and employee benefits | $162,000 | 5,617 |
| Premises and equipment expense | $39,000 | 5,297 |
| Additional noninterest expense | $81,000 | 5,731 |
| Pre-tax net operating income | $98,000 | 5,086 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $36,000 | 3,173 |
| Income before extraordinary items | $62,000 | 5,341 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $62,000 | 5,342 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $62,000 | 5,342 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $62,000 | 5,282 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 5,697 |
| Total interest expense | $129,000 | 5,563 |
| Net interest income | $1,390,000 | 5,681 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $117,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $90,000 | 4,836 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $27,000 | 5,730 |
| Total noninterest expense | $1,118,000 | 5,729 |
| Salaries and employee benefits | $630,000 | 5,690 |
| Premises and equipment expense | $167,000 | 5,287 |
| Additional noninterest expense | $321,000 | 5,790 |
| Pre-tax net operating income | $389,000 | 5,114 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $134,000 | 3,178 |
| Income before extraordinary items | $255,000 | 5,337 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $255,000 | 5,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $255,000 | 5,340 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $90,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $255,000 | 5,289 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 5,783 |
| Total interest expense | $92,000 | 5,697 |
| Net interest income | $1,045,000 | 5,750 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $87,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 5,762 |
| Total noninterest expense | $801,000 | 5,818 |
| Salaries and employee benefits | $448,000 | 5,783 |
| Premises and equipment expense | $122,000 | 5,376 |
| Additional noninterest expense | $231,000 | 5,888 |
| Pre-tax net operating income | $331,000 | 5,147 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $142,000 | 3,055 |
| Income before extraordinary items | $189,000 | 5,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,467 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $189,000 | 5,468 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $189,000 | 5,416 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 5,840 |
| Total interest expense | $59,000 | 5,778 |
| Net interest income | $694,000 | 5,811 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $58,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,770 |
| Total noninterest expense | $536,000 | 5,874 |
| Salaries and employee benefits | $299,000 | 5,837 |
| Premises and equipment expense | $80,000 | 5,442 |
| Additional noninterest expense | $157,000 | 5,930 |
| Pre-tax net operating income | $216,000 | 5,173 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $97,000 | 3,051 |
| Income before extraordinary items | $119,000 | 5,510 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $119,000 | 5,510 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $119,000 | 5,512 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $119,000 | 5,458 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 5,904 |
| Total interest expense | $27,000 | 5,885 |
| Net interest income | $340,000 | 5,868 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $24,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $259,000 | 5,965 |
| Salaries and employee benefits | $147,000 | 5,920 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $74,000 | 6,030 |
| Pre-tax net operating income | $105,000 | 5,171 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $45,000 | 3,067 |
| Income before extraordinary items | $60,000 | 5,518 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $60,000 | 5,519 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $60,000 | 5,519 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $60,000 | 5,457 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 6,007 |
| Total interest expense | $112,000 | 5,992 |
| Net interest income | $1,318,000 | 5,974 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $104,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $77,000 | 5,285 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 5,965 |
| Total noninterest expense | $1,089,000 | 6,016 |
| Salaries and employee benefits | $620,000 | 5,967 |
| Premises and equipment expense | $152,000 | 5,675 |
| Additional noninterest expense | $317,000 | 6,078 |
| Pre-tax net operating income | $333,000 | 5,415 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $109,000 | 3,340 |
| Income before extraordinary items | $224,000 | 5,604 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $224,000 | 5,603 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $224,000 | 5,604 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $50,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $224,000 | 5,554 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 6,083 |
| Total interest expense | $83,000 | 6,080 |
| Net interest income | $987,000 | 6,048 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $76,000 | 6,048 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $22,000 | 6,019 |
| Total noninterest expense | $781,000 | 6,115 |
| Salaries and employee benefits | $442,000 | 6,067 |
| Premises and equipment expense | $112,000 | 5,760 |
| Additional noninterest expense | $227,000 | 6,175 |
| Pre-tax net operating income | $282,000 | 5,403 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $119,000 | 3,186 |
| Income before extraordinary items | $163,000 | 5,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 5,691 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $163,000 | 5,692 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $163,000 | 5,652 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,139 |
| Total interest expense | $55,000 | 6,135 |
| Net interest income | $652,000 | 6,104 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $49,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $32,000 | 5,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $17,000 | 6,021 |
| Total noninterest expense | $516,000 | 6,176 |
| Salaries and employee benefits | $290,000 | 6,133 |
| Premises and equipment expense | $75,000 | 5,806 |
| Additional noninterest expense | $151,000 | 6,235 |
| Pre-tax net operating income | $185,000 | 5,388 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $77,000 | 3,201 |
| Income before extraordinary items | $108,000 | 5,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $108,000 | 5,708 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $108,000 | 5,708 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $108,000 | 5,672 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 6,219 |
| Total interest expense | $28,000 | 6,202 |
| Net interest income | $318,000 | 6,188 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $20,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $255,000 | 6,251 |
| Salaries and employee benefits | $145,000 | 6,200 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $72,000 | 6,327 |
| Pre-tax net operating income | $83,000 | 5,429 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $34,000 | 3,221 |
| Income before extraordinary items | $49,000 | 5,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 5,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $49,000 | 5,719 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $49,000 | 5,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 6,271 |
| Total interest expense | $135,000 | 6,249 |
| Net interest income | $1,289,000 | 6,225 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $126,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $86,000 | 5,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 5,981 |
| Total noninterest expense | $988,000 | 6,354 |
| Salaries and employee benefits | $594,000 | 6,256 |
| Premises and equipment expense | $165,000 | 5,808 |
| Additional noninterest expense | $229,000 | 6,543 |
| Pre-tax net operating income | $427,000 | 5,159 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $147,000 | 3,167 |
| Income before extraordinary items | $280,000 | 5,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,480 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $280,000 | 5,480 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $105,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $280,000 | 5,428 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 6,338 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $962,000 | 6,298 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $92,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $65,000 | 5,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 6,117 |
| Total noninterest expense | $684,000 | 6,474 |
| Salaries and employee benefits | $441,000 | 6,308 |
| Premises and equipment expense | $118,000 | 5,912 |
| Additional noninterest expense | $125,000 | 6,739 |
| Pre-tax net operating income | $370,000 | 5,121 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $144,000 | 3,053 |
| Income before extraordinary items | $226,000 | 5,539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $226,000 | 5,540 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $226,000 | 5,540 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $226,000 | 5,467 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,384 |
| Total interest expense | $74,000 | 6,338 |
| Net interest income | $634,000 | 6,333 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $59,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $42,000 | 5,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $506,000 | 6,415 |
| Salaries and employee benefits | $285,000 | 6,390 |
| Premises and equipment expense | $80,000 | 5,920 |
| Additional noninterest expense | $141,000 | 6,485 |
| Pre-tax net operating income | $187,000 | 5,389 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $117,000 | 5,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 5,743 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $117,000 | 5,743 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $117,000 | 5,650 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 6,438 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $314,000 | 6,394 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $255,000 | 6,483 |
| Salaries and employee benefits | $139,000 | 6,464 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $69,000 | 6,589 |
| Pre-tax net operating income | $84,000 | 5,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $65,000 | 5,560 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,459 |
| Total interest expense | $183,000 | 6,474 |
| Net interest income | $1,347,000 | 6,397 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $110,000 | 6,231 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $83,000 | 5,686 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,000 | 6,160 |
| Total noninterest expense | $1,023,000 | 6,565 |
| Salaries and employee benefits | $537,000 | 6,575 |
| Premises and equipment expense | $152,000 | 6,102 |
| Additional noninterest expense | $334,000 | 6,544 |
| Pre-tax net operating income | $434,000 | 5,069 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $143,000 | 3,252 |
| Income before extraordinary items | $291,000 | 5,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $291,000 | 5,500 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $291,000 | 5,501 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $110,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $291,000 | 5,303 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,580 |
| Total interest expense | $143,000 | 6,573 |
| Net interest income | $984,000 | 6,536 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $82,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $60,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $753,000 | 6,641 |
| Salaries and employee benefits | $388,000 | 6,676 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $255,000 | 6,589 |
| Pre-tax net operating income | $313,000 | 5,263 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $123,000 | 3,228 |
| Income before extraordinary items | $190,000 | 5,766 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $190,000 | 5,765 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $190,000 | 5,765 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $20,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $190,000 | 5,585 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,630 |
| Total interest expense | $98,000 | 6,634 |
| Net interest income | $657,000 | 6,575 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $58,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $504,000 | 6,690 |
| Salaries and employee benefits | $263,000 | 6,718 |
| Premises and equipment expense | $73,000 | 6,256 |
| Additional noninterest expense | $168,000 | 6,656 |
| Pre-tax net operating income | $211,000 | 5,245 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $79,000 | 3,246 |
| Income before extraordinary items | $132,000 | 5,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $132,000 | 5,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $132,000 | 5,744 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $132,000 | 5,560 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 6,681 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $330,000 | 6,625 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $259,000 | 6,729 |
| Salaries and employee benefits | $139,000 | 6,711 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $82,000 | 6,720 |
| Pre-tax net operating income | $94,000 | 5,477 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $28,000 | 3,471 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,744 |
| Total interest expense | $231,000 | 6,799 |
| Net interest income | $1,300,000 | 6,688 |
| Provision for loan and lease losses | $6,000 | 6,409 |
| Total noninterest income | $111,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $84,000 | 5,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $27,000 | 6,263 |
| Total noninterest expense | $1,055,000 | 6,779 |
| Salaries and employee benefits | $567,000 | 6,776 |
| Premises and equipment expense | $154,000 | 6,391 |
| Additional noninterest expense | $334,000 | 6,745 |
| Pre-tax net operating income | $350,000 | 5,114 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $110,000 | 3,319 |
| Income before extraordinary items | $240,000 | 5,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $240,000 | 5,424 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $240,000 | 5,425 |
| Net charge-offs | $-15,000 | 7,060 |
| Cash dividends | $65,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $240,000 | 5,306 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 6,824 |
| Total interest expense | $177,000 | 6,878 |
| Net interest income | $962,000 | 6,758 |
| Provision for loan and lease losses | $6,000 | 6,274 |
| Total noninterest income | $87,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $757,000 | 6,865 |
| Salaries and employee benefits | $406,000 | 6,849 |
| Premises and equipment expense | $108,000 | 6,513 |
| Additional noninterest expense | $243,000 | 6,828 |
| Pre-tax net operating income | $286,000 | 5,172 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $99,000 | 3,203 |
| Income before extraordinary items | $187,000 | 5,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,539 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $187,000 | 5,539 |
| Net charge-offs | $-15,000 | 7,069 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $187,000 | 5,411 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,892 |
| Total interest expense | $121,000 | 6,952 |
| Net interest income | $633,000 | 6,834 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $55,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $503,000 | 6,938 |
| Salaries and employee benefits | $269,000 | 6,929 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $163,000 | 6,899 |
| Pre-tax net operating income | $179,000 | 5,241 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $58,000 | 3,271 |
| Income before extraordinary items | $121,000 | 5,553 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $121,000 | 5,553 |
| Net charge-offs | $-14,000 | 7,086 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $121,000 | 5,466 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 6,949 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $309,000 | 6,891 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $22,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $255,000 | 6,975 |
| Salaries and employee benefits | $133,000 | 6,978 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $84,000 | 6,923 |
| Pre-tax net operating income | $70,000 | 5,489 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $54,000 | 5,637 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $54,000 | 5,636 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $54,000 | 5,637 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $54,000 | 5,590 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 6,982 |
| Total interest expense | $322,000 | 7,000 |
| Net interest income | $1,280,000 | 6,901 |
| Provision for loan and lease losses | $36,000 | 6,634 |
| Total noninterest income | $116,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 6,623 |
| Total noninterest expense | $1,041,000 | 7,028 |
| Salaries and employee benefits | $549,000 | 7,033 |
| Premises and equipment expense | $164,000 | 6,514 |
| Additional noninterest expense | $328,000 | 7,029 |
| Pre-tax net operating income | $319,000 | 4,849 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $225,000 | 5,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 5,196 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $225,000 | 5,196 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $70,000 | 3,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $225,000 | 5,049 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,075 |
| Total interest expense | $252,000 | 7,091 |
| Net interest income | $965,000 | 6,996 |
| Provision for loan and lease losses | $27,000 | 6,555 |
| Total noninterest income | $86,000 | 6,696 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,000 | 6,828 |
| Total noninterest expense | $746,000 | 7,153 |
| Salaries and employee benefits | $391,000 | 7,151 |
| Premises and equipment expense | $119,000 | 6,639 |
| Additional noninterest expense | $236,000 | 7,138 |
| Pre-tax net operating income | $278,000 | 4,940 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $86,000 | 3,214 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $20,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $192,000 | 5,178 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,141 |
| Total interest expense | $174,000 | 7,144 |
| Net interest income | $637,000 | 7,047 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $59,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $497,000 | 7,216 |
| Salaries and employee benefits | $261,000 | 7,206 |
| Premises and equipment expense | $76,000 | 6,731 |
| Additional noninterest expense | $160,000 | 7,167 |
| Pre-tax net operating income | $181,000 | 5,038 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $137,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,299 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $137,000 | 5,298 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 5,153 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,229 |
| Total interest expense | $91,000 | 7,218 |
| Net interest income | $317,000 | 7,137 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $257,000 | 7,259 |
| Salaries and employee benefits | $135,000 | 7,265 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $84,000 | 7,202 |
| Pre-tax net operating income | $78,000 | 5,319 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $8,000 | 3,919 |
| Income before extraordinary items | $70,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 5,403 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $70,000 | 5,402 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $70,000 | 5,291 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 7,253 |
| Total interest expense | $478,000 | 7,181 |
| Net interest income | $1,251,000 | 7,179 |
| Provision for loan and lease losses | $65,000 | 6,710 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $109,000 | 5,636 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,000 | 6,977 |
| Total noninterest expense | $1,043,000 | 7,327 |
| Salaries and employee benefits | $554,000 | 7,304 |
| Premises and equipment expense | $154,000 | 6,896 |
| Additional noninterest expense | $335,000 | 7,314 |
| Pre-tax net operating income | $271,000 | 4,600 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $68,000 | 3,098 |
| Income before extraordinary items | $203,000 | 4,802 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $203,000 | 4,802 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $203,000 | 4,802 |
| Net charge-offs | $97,000 | 5,722 |
| Cash dividends | $60,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $203,000 | 4,730 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 7,326 |
| Total interest expense | $375,000 | 7,247 |
| Net interest income | $929,000 | 7,254 |
| Provision for loan and lease losses | $23,000 | 6,901 |
| Total noninterest income | $95,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $732,000 | 7,454 |
| Salaries and employee benefits | $393,000 | 7,428 |
| Premises and equipment expense | $115,000 | 6,946 |
| Additional noninterest expense | $224,000 | 7,475 |
| Pre-tax net operating income | $269,000 | 4,649 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $92,000 | 2,934 |
| Income before extraordinary items | $177,000 | 4,940 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $177,000 | 4,939 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $177,000 | 4,940 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $177,000 | 4,893 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 7,379 |
| Total interest expense | $258,000 | 7,317 |
| Net interest income | $618,000 | 7,295 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $63,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $486,000 | 7,522 |
| Salaries and employee benefits | $262,000 | 7,509 |
| Premises and equipment expense | $76,000 | 7,032 |
| Additional noninterest expense | $148,000 | 7,539 |
| Pre-tax net operating income | $180,000 | 4,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $57,000 | 3,064 |
| Income before extraordinary items | $123,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 5,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $123,000 | 5,031 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $123,000 | 4,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,412 |
| Total interest expense | $133,000 | 7,371 |
| Net interest income | $315,000 | 7,292 |
| Provision for loan and lease losses | $-8,000 | 8,182 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $256,000 | 7,491 |
| Salaries and employee benefits | $133,000 | 7,536 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $84,000 | 7,333 |
| Pre-tax net operating income | $91,000 | 5,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 7,304 |
| Total interest expense | $743,000 | 7,228 |
| Net interest income | $1,298,000 | 7,251 |
| Provision for loan and lease losses | $47,000 | 6,635 |
| Total noninterest income | $101,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $83,000 | 6,156 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,000 | 7,488 |
| Total noninterest expense | $1,061,000 | 7,467 |
| Salaries and employee benefits | $590,000 | 7,430 |
| Premises and equipment expense | $156,000 | 7,089 |
| Additional noninterest expense | $315,000 | 7,393 |
| Pre-tax net operating income | $291,000 | 5,469 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $110,000 | 3,317 |
| Income before extraordinary items | $181,000 | 5,560 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $60,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $181,000 | 5,713 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,349 |
| Total interest expense | $583,000 | 7,282 |
| Net interest income | $985,000 | 7,290 |
| Provision for loan and lease losses | $11,000 | 6,717 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $754,000 | 7,559 |
| Salaries and employee benefits | $417,000 | 7,558 |
| Premises and equipment expense | $117,000 | 7,149 |
| Additional noninterest expense | $220,000 | 7,497 |
| Pre-tax net operating income | $296,000 | 5,658 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $109,000 | 3,529 |
| Income before extraordinary items | $188,000 | 5,760 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $188,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $30,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $187,360 | 5,940 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,415 |
| Total interest expense | $415,000 | 7,309 |
| Net interest income | $639,000 | 7,375 |
| Provision for loan and lease losses | $8,000 | 6,387 |
| Total noninterest income | $46,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $491,000 | 7,646 |
| Salaries and employee benefits | $280,000 | 7,607 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $134,000 | 7,660 |
| Pre-tax net operating income | $186,000 | 5,911 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $63,000 | 3,868 |
| Income before extraordinary items | $123,000 | 6,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $123,000 | 6,120 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,472 |
| Total interest expense | $223,000 | 7,315 |
| Net interest income | $309,000 | 7,454 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $242,000 | 7,701 |
| Salaries and employee benefits | $139,000 | 7,647 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $65,000 | 7,717 |
| Pre-tax net operating income | $84,000 | 6,196 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $64,000 | 6,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 7,470 |
| Total interest expense | $903,000 | 7,315 |
| Net interest income | $1,215,000 | 7,477 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $113,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $93,000 | 6,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $1,044,000 | 7,601 |
| Salaries and employee benefits | $556,000 | 7,652 |
| Premises and equipment expense | $163,000 | 7,132 |
| Additional noninterest expense | $325,000 | 7,418 |
| Pre-tax net operating income | $269,000 | 6,683 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $89,000 | 4,560 |
| Income before extraordinary items | $180,000 | 6,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $60,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $180,000 | 6,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,526 |
| Total interest expense | $670,000 | 7,362 |
| Net interest income | $898,000 | 7,559 |
| Provision for loan and lease losses | $11,000 | 6,130 |
| Total noninterest income | $85,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $715,000 | 7,700 |
| Salaries and employee benefits | $390,000 | 7,729 |
| Premises and equipment expense | $104,000 | 7,346 |
| Additional noninterest expense | $221,000 | 7,555 |
| Pre-tax net operating income | $257,000 | 6,734 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $84,000 | 4,584 |
| Income before extraordinary items | $173,000 | 6,942 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $173,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $173,000 | 6,927 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,591 |
| Total interest expense | $444,000 | 7,397 |
| Net interest income | $589,000 | 7,626 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $60,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $473,000 | 7,769 |
| Salaries and employee benefits | $261,000 | 7,776 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $147,000 | 7,606 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $49,000 | 4,783 |
| Income before extraordinary items | $119,000 | 6,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $119,000 | 6,974 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,668 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $287,000 | 7,706 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $234,000 | 7,807 |
| Salaries and employee benefits | $131,000 | 7,818 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $78,000 | 6,946 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $63,000 | 6,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $63,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 7,741 |
| Total interest expense | $651,000 | 7,605 |
| Net interest income | $1,091,000 | 7,713 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $112,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $924,000 | 7,828 |
| Salaries and employee benefits | $506,000 | 7,849 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $289,000 | 7,635 |
| Pre-tax net operating income | $264,000 | 7,220 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $87,000 | 5,082 |
| Income before extraordinary items | $177,000 | 7,370 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $177,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $63,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $177,000 | 7,363 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 7,854 |
| Total interest expense | $452,000 | 7,729 |
| Net interest income | $797,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $85,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $650,000 | 7,920 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $92,000 | 7,577 |
| Additional noninterest expense | $206,000 | 7,741 |
| Pre-tax net operating income | $232,000 | 7,291 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $71,000 | 5,205 |
| Income before extraordinary items | $161,000 | 7,425 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $161,000 | 7,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,000 | 5,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $161,000 | 7,427 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $788,000 | 7,939 |
| Total interest expense | $270,000 | 7,840 |
| Net interest income | $518,000 | 7,917 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $390,000 | 8,083 |
| Salaries and employee benefits | $233,000 | 8,003 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $98,000 | 8,182 |
| Pre-tax net operating income | $184,000 | 7,183 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $131,000 | 7,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000 | 5,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $131,000 | 7,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,152 |
| Total interest expense | $94,000 | 8,180 |
| Net interest income | $241,000 | 8,033 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $161,000 | 8,317 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $104,000 | 7,007 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $77,000 | 7,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $2,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $80,080 | 7,049 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 8,189 |
| Total interest expense | $261,000 | 8,292 |
| Net interest income | $930,000 | 8,038 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $614,000 | 8,400 |
| Salaries and employee benefits | $368,000 | 8,308 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $183,000 | 8,323 |
| Pre-tax net operating income | $380,000 | 7,123 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $129,000 | 5,149 |
| Income before extraordinary items | $251,000 | 7,368 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $251,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $76,000 | 5,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $251,000 | 7,346 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 8,246 |
| Total interest expense | $184,000 | 8,334 |
| Net interest income | $688,000 | 8,110 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $62,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $416,000 | 8,488 |
| Salaries and employee benefits | $256,000 | 8,367 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $114,000 | 8,480 |
| Pre-tax net operating income | $334,000 | 7,053 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $106,000 | 5,191 |
| Income before extraordinary items | $228,000 | 7,301 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $228,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $228,000 | 7,273 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $570,000 | 8,279 |
| Total interest expense | $117,000 | 8,357 |
| Net interest income | $453,000 | 8,149 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $271,000 | 8,510 |
| Salaries and employee benefits | $171,000 | 8,386 |
| Premises and equipment expense | $30,000 | 8,363 |
| Additional noninterest expense | $70,000 | 8,533 |
| Pre-tax net operating income | $223,000 | 7,077 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $154,000 | 7,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $154,000 | 7,268 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,362 |
| Total interest expense | $57,000 | 8,422 |
| Net interest income | $219,000 | 8,259 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $132,000 | 8,591 |
| Salaries and employee benefits | $85,000 | 8,456 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 8,254 |
| Total interest expense | $241,000 | 8,325 |
| Net interest income | $915,000 | 8,153 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $81,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $66,000 | 7,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $562,000 | 8,594 |
| Salaries and employee benefits | $326,000 | 8,531 |
| Premises and equipment expense | $76,000 | 8,271 |
| Additional noninterest expense | $160,000 | 8,540 |
| Pre-tax net operating income | $420,000 | 6,986 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $138,000 | 5,202 |
| Income before extraordinary items | $282,000 | 7,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $282,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $86,000 | 5,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $282,000 | 7,258 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,298 |
| Total interest expense | $184,000 | 8,344 |
| Net interest income | $682,000 | 8,195 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $63,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $387,000 | 8,663 |
| Salaries and employee benefits | $226,000 | 8,613 |
| Premises and equipment expense | $48,000 | 8,434 |
| Additional noninterest expense | $113,000 | 8,602 |
| Pre-tax net operating income | $358,000 | 6,925 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $114,000 | 5,197 |
| Income before extraordinary items | $244,000 | 7,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $244,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $244,000 | 7,173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 8,343 |
| Total interest expense | $127,000 | 8,360 |
| Net interest income | $453,000 | 8,255 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $43,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $255,000 | 8,729 |
| Salaries and employee benefits | $148,000 | 8,685 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $77,000 | 8,627 |
| Pre-tax net operating income | $241,000 | 6,891 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $169,000 | 7,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $169,000 | 7,093 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,380 |
| Total interest expense | $65,000 | 8,400 |
| Net interest income | $228,000 | 8,286 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $128,000 | 8,757 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $118,000 | 6,879 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $91,000 | 7,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $91,000 | 6,965 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,391 |
| Total interest expense | $353,000 | 8,279 |
| Net interest income | $851,000 | 8,338 |
| Provision for loan and lease losses | $21,000 | 7,041 |
| Total noninterest income | $73,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $55,000 | 7,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $559,000 | 8,744 |
| Salaries and employee benefits | $300,000 | 8,768 |
| Premises and equipment expense | $112,000 | 7,912 |
| Additional noninterest expense | $147,000 | 8,772 |
| Pre-tax net operating income | $344,000 | 7,261 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $115,000 | 5,568 |
| Income before extraordinary items | $229,000 | 7,630 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $229,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $78,000 | 5,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $229,000 | 7,491 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 8,479 |
| Total interest expense | $273,000 | 8,365 |
| Net interest income | $631,000 | 8,425 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $58,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $352,000 | 8,908 |
| Salaries and employee benefits | $207,000 | 8,867 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $100,000 | 8,895 |
| Pre-tax net operating income | $337,000 | 7,006 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $108,000 | 5,485 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,000 | 7,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,544 |
| Total interest expense | $187,000 | 8,415 |
| Net interest income | $413,000 | 8,480 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $235,000 | 8,934 |
| Salaries and employee benefits | $138,000 | 8,889 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $68,000 | 8,892 |
| Pre-tax net operating income | $215,000 | 7,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $152,000 | 7,433 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $152,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $152,000 | 7,251 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,607 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $203,000 | 8,541 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $116,000 | 8,987 |
| Salaries and employee benefits | $65,000 | 8,973 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $82,000 | 7,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 8,660 |
| Total interest expense | $412,000 | 8,624 |
| Net interest income | $813,000 | 8,561 |
| Provision for loan and lease losses | $16,000 | 7,627 |
| Total noninterest income | $61,000 | 8,862 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $525,000 | 8,941 |
| Salaries and employee benefits | $324,000 | 8,805 |
| Premises and equipment expense | $71,000 | 8,586 |
| Additional noninterest expense | $130,000 | 9,011 |
| Pre-tax net operating income | $333,000 | 7,427 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $111,000 | 5,860 |
| Income before extraordinary items | $222,000 | 7,717 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $222,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $78,000 | 5,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $222,000 | 7,632 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 8,920 |
| Total interest expense | $536,000 | 8,948 |
| Net interest income | $746,000 | 8,780 |
| Provision for loan and lease losses | $16,000 | 7,702 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $510,000 | 9,156 |
| Salaries and employee benefits | $290,000 | 9,105 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $130,000 | 9,192 |
| Pre-tax net operating income | $285,000 | 7,487 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $201,000 | 7,728 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $201,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $201,000 | 7,605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 9,227 |
| Total interest expense | $509,000 | 9,237 |
| Net interest income | $689,000 | 9,150 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $482,000 | 9,433 |
| Salaries and employee benefits | $287,000 | 9,323 |
| Premises and equipment expense | $69,000 | 9,003 |
| Additional noninterest expense | $126,000 | 9,446 |
| Pre-tax net operating income | $272,000 | 8,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $190,000 | 8,130 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $190,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $190,000 | 8,131 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 9,454 |
| Total interest expense | $504,000 | 9,434 |
| Net interest income | $667,000 | 9,358 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $61,000 | 9,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $461,000 | 9,735 |
| Salaries and employee benefits | $275,000 | 9,607 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $112,000 | 9,838 |
| Pre-tax net operating income | $258,000 | 8,298 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $82,000 | 7,173 |
| Income before extraordinary items | $176,000 | 8,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $176,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $58,000 | 6,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $176,000 | 8,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 9,649 |
| Total interest expense | $520,000 | 9,652 |
| Net interest income | $683,000 | 9,531 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $469,000 | 9,881 |
| Salaries and employee benefits | $260,000 | 9,829 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $120,000 | 9,956 |
| Pre-tax net operating income | $269,000 | 8,567 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $185,000 | 8,716 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $185,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $185,000 | 8,649 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 10,062 |
| Total interest expense | $527,000 | 10,031 |
| Net interest income | $675,000 | 10,007 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $56,000 | 10,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $462,000 | 10,277 |
| Salaries and employee benefits | $252,000 | 10,254 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $123,000 | 10,308 |
| Pre-tax net operating income | $251,000 | 9,287 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $171,000 | 9,395 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $171,000 | 9,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $58,000 | 7,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $171,000 | 9,351 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 10,615 |
| Total interest expense | $533,000 | 10,484 |
| Net interest income | $602,000 | 10,653 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $410,000 | 10,938 |
| Salaries and employee benefits | $238,000 | 10,789 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $111,000 | 10,987 |
| Pre-tax net operating income | $247,000 | 9,506 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $77,000 | 9,213 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $58,000 | 7,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $170,000 | 9,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 11,221 |
| Total interest expense | $459,000 | 11,164 |
| Net interest income | $576,000 | 11,199 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $403,000 | 11,423 |
| Salaries and employee benefits | $228,000 | 11,317 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $107,000 | 11,549 |
| Pre-tax net operating income | $214,000 | 10,377 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $67,000 | 9,845 |
| Income before extraordinary items | $147,000 | 10,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $147,000 | 10,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $147,000 | 10,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 11,776 |
| Total interest expense | $389,000 | 11,644 |
| Net interest income | $575,000 | 11,783 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $411,000 | 11,993 |
| Salaries and employee benefits | $217,000 | 11,938 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $126,000 | 12,072 |
| Pre-tax net operating income | $211,000 | 10,808 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $144,000 | 10,891 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $144,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $144,000 | 10,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 12,263 |
| Total interest expense | $416,000 | 12,148 |
| Net interest income | $597,000 | 12,222 |
| Provision for loan and lease losses | $-6,000 | 12,466 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $402,000 | 12,634 |
| Salaries and employee benefits | $204,000 | 12,599 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $125,000 | 12,715 |
| Pre-tax net operating income | $249,000 | 10,622 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $80,000 | 10,214 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $169,000 | 11,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $169,000 | 10,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 12,851 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $562,000 | 12,872 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $382,000 | 13,254 |
| Salaries and employee benefits | $191,000 | 13,243 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $117,000 | 13,361 |
| Pre-tax net operating income | $179,000 | 11,265 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $113,000 | 11,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $113,000 | 11,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.