Home > Bank of Minto > Income and Expense
Bank of Minto, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 7,636 |
| Total interest expense | $266,000 | 7,658 |
| Net interest income | $878,000 | 7,554 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $68,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $50,000 | 6,472 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $564,000 | 7,828 |
| Salaries and employee benefits | $309,000 | 7,790 |
| Premises and equipment expense | $55,000 | 7,753 |
| Additional noninterest expense | $200,000 | 7,755 |
| Pre-tax net operating income | $382,000 | 4,294 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $26,000 | 3,562 |
| Income before extraordinary items | $356,000 | 4,297 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $356,000 | 4,299 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $356,000 | 4,298 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $255,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $356,000 | 4,237 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 7,707 |
| Total interest expense | $205,000 | 7,744 |
| Net interest income | $656,000 | 7,635 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $49,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $38,000 | 6,502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $418,000 | 7,899 |
| Salaries and employee benefits | $230,000 | 7,861 |
| Premises and equipment expense | $39,000 | 7,850 |
| Additional noninterest expense | $149,000 | 7,814 |
| Pre-tax net operating income | $287,000 | 4,576 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $20,000 | 3,792 |
| Income before extraordinary items | $267,000 | 4,563 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $267,000 | 4,562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $267,000 | 4,564 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $267,000 | 4,489 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $569,000 | 7,798 |
| Total interest expense | $139,000 | 7,838 |
| Net interest income | $430,000 | 7,697 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $267,000 | 8,004 |
| Salaries and employee benefits | $153,000 | 7,945 |
| Premises and equipment expense | $25,000 | 7,944 |
| Additional noninterest expense | $89,000 | 7,942 |
| Pre-tax net operating income | $194,000 | 4,686 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $180,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 4,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $180,000 | 4,662 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $30,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $180,000 | 4,580 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 7,843 |
| Total interest expense | $72,000 | 7,886 |
| Net interest income | $217,000 | 7,720 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $134,000 | 8,050 |
| Salaries and employee benefits | $77,000 | 7,993 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $45,000 | 7,942 |
| Pre-tax net operating income | $97,000 | 5,072 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $91,000 | 5,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $91,000 | 5,077 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 7,826 |
| Total interest expense | $389,000 | 7,858 |
| Net interest income | $882,000 | 7,740 |
| Provision for loan and lease losses | $25,000 | 6,928 |
| Total noninterest income | $70,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 6,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $555,000 | 8,069 |
| Salaries and employee benefits | $293,000 | 8,081 |
| Premises and equipment expense | $61,000 | 7,960 |
| Additional noninterest expense | $201,000 | 7,875 |
| Pre-tax net operating income | $372,000 | 5,217 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $346,000 | 4,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $346,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $277,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $346,000 | 5,100 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $962,000 | 7,911 |
| Total interest expense | $307,000 | 7,922 |
| Net interest income | $655,000 | 7,818 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $53,000 | 7,713 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $419,000 | 8,120 |
| Salaries and employee benefits | $220,000 | 8,140 |
| Premises and equipment expense | $48,000 | 8,000 |
| Additional noninterest expense | $151,000 | 7,909 |
| Pre-tax net operating income | $289,000 | 5,680 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $20,000 | 4,603 |
| Income before extraordinary items | $269,000 | 5,351 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $269,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $53,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $269,000 | 5,524 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 7,957 |
| Total interest expense | $216,000 | 7,977 |
| Net interest income | $429,000 | 7,861 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $33,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $282,000 | 8,174 |
| Salaries and employee benefits | $143,000 | 8,220 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $108,000 | 7,894 |
| Pre-tax net operating income | $180,000 | 5,943 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $167,000 | 5,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $28,000 | 4,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $167,000 | 5,795 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,011 |
| Total interest expense | $118,000 | 7,992 |
| Net interest income | $211,000 | 7,929 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $149,000 | 8,190 |
| Salaries and employee benefits | $70,000 | 8,273 |
| Premises and equipment expense | $16,000 | 8,087 |
| Additional noninterest expense | $63,000 | 7,750 |
| Pre-tax net operating income | $78,000 | 6,272 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $72,000 | 6,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $72,000 | 6,150 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 8,016 |
| Total interest expense | $425,000 | 8,053 |
| Net interest income | $880,000 | 7,899 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $66,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,000 | 8,060 |
| Total noninterest expense | $530,000 | 8,298 |
| Salaries and employee benefits | $286,000 | 8,302 |
| Premises and equipment expense | $53,000 | 8,220 |
| Additional noninterest expense | $191,000 | 8,062 |
| Pre-tax net operating income | $416,000 | 6,227 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,248 |
| Income before extraordinary items | $387,000 | 6,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $387,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $387,000 | 6,084 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 8,103 |
| Total interest expense | $309,000 | 8,127 |
| Net interest income | $651,000 | 7,967 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $43,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $389,000 | 8,302 |
| Salaries and employee benefits | $214,000 | 8,294 |
| Premises and equipment expense | $33,000 | 8,285 |
| Additional noninterest expense | $142,000 | 8,050 |
| Pre-tax net operating income | $305,000 | 6,541 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $284,000 | 6,401 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $284,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $284,000 | 6,394 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,165 |
| Total interest expense | $199,000 | 8,203 |
| Net interest income | $434,000 | 8,026 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $262,000 | 8,350 |
| Salaries and employee benefits | $142,000 | 8,351 |
| Premises and equipment expense | $23,000 | 8,323 |
| Additional noninterest expense | $97,000 | 8,076 |
| Pre-tax net operating income | $200,000 | 6,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $186,000 | 6,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $186,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $25,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $186,000 | 6,479 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,255 |
| Total interest expense | $95,000 | 8,268 |
| Net interest income | $207,000 | 8,128 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $130,000 | 8,389 |
| Salaries and employee benefits | $71,000 | 8,400 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $48,000 | 8,120 |
| Pre-tax net operating income | $91,000 | 6,775 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $85,000 | 6,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $85,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $85,000 | 6,613 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 8,153 |
| Total interest expense | $311,000 | 8,279 |
| Net interest income | $860,000 | 8,024 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $71,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $501,000 | 8,440 |
| Salaries and employee benefits | $283,000 | 8,415 |
| Premises and equipment expense | $59,000 | 8,258 |
| Additional noninterest expense | $159,000 | 8,320 |
| Pre-tax net operating income | $430,000 | 6,698 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $394,000 | 6,541 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $394,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $394,000 | 6,542 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $865,000 | 8,229 |
| Total interest expense | $225,000 | 8,337 |
| Net interest income | $640,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $375,000 | 8,473 |
| Salaries and employee benefits | $216,000 | 8,436 |
| Premises and equipment expense | $43,000 | 8,334 |
| Additional noninterest expense | $116,000 | 8,377 |
| Pre-tax net operating income | $322,000 | 6,918 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $295,000 | 6,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $295,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $25,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $295,000 | 6,743 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 8,285 |
| Total interest expense | $145,000 | 8,373 |
| Net interest income | $422,000 | 8,164 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $253,000 | 8,508 |
| Salaries and employee benefits | $142,000 | 8,492 |
| Premises and equipment expense | $30,000 | 8,317 |
| Additional noninterest expense | $81,000 | 8,367 |
| Pre-tax net operating income | $204,000 | 7,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $186,000 | 6,856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $186,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $25,000 | 4,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $186,000 | 6,865 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,344 |
| Total interest expense | $69,000 | 8,398 |
| Net interest income | $201,000 | 8,248 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $122,000 | 8,550 |
| Salaries and employee benefits | $70,000 | 8,519 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $38,000 | 8,429 |
| Pre-tax net operating income | $97,000 | 7,096 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 8,312 |
| Total interest expense | $235,000 | 8,364 |
| Net interest income | $785,000 | 8,240 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $80,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,394 |
| Total noninterest expense | $495,000 | 8,565 |
| Salaries and employee benefits | $280,000 | 8,530 |
| Premises and equipment expense | $55,000 | 8,408 |
| Additional noninterest expense | $160,000 | 8,441 |
| Pre-tax net operating income | $370,000 | 7,162 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $340,000 | 7,009 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $340,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $265,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $340,000 | 6,995 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,361 |
| Total interest expense | $170,000 | 8,381 |
| Net interest income | $583,000 | 8,298 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $56,000 | 8,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $350,000 | 8,596 |
| Salaries and employee benefits | $205,000 | 8,546 |
| Premises and equipment expense | $38,000 | 8,464 |
| Additional noninterest expense | $107,000 | 8,534 |
| Pre-tax net operating income | $289,000 | 7,249 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $265,000 | 7,099 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $265,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $65,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $265,000 | 7,068 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $486,000 | 8,394 |
| Total interest expense | $103,000 | 8,428 |
| Net interest income | $383,000 | 8,333 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $228,000 | 8,622 |
| Salaries and employee benefits | $136,000 | 8,567 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $65,000 | 8,590 |
| Pre-tax net operating income | $191,000 | 7,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $175,000 | 7,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $175,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $40,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $175,000 | 7,090 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 8,464 |
| Total interest expense | $51,000 | 8,494 |
| Net interest income | $194,000 | 8,389 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $114,000 | 8,678 |
| Salaries and employee benefits | $67,000 | 8,639 |
| Premises and equipment expense | $11,000 | 8,593 |
| Additional noninterest expense | $36,000 | 8,569 |
| Pre-tax net operating income | $98,000 | 7,251 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $86,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $15,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $86,000 | 7,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $957,000 | 8,434 |
| Total interest expense | $214,000 | 8,414 |
| Net interest income | $743,000 | 8,383 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $70,000 | 6,959 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,473 |
| Total noninterest expense | $470,000 | 8,706 |
| Salaries and employee benefits | $267,000 | 8,681 |
| Premises and equipment expense | $53,000 | 8,561 |
| Additional noninterest expense | $150,000 | 8,593 |
| Pre-tax net operating income | $335,000 | 7,326 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $48,000 | 6,061 |
| Income before extraordinary items | $287,000 | 7,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $287,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,291 |
| Cash dividends | $275,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $287,000 | 7,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,471 |
| Total interest expense | $163,000 | 8,446 |
| Net interest income | $554,000 | 8,426 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $63,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $363,000 | 8,714 |
| Salaries and employee benefits | $200,000 | 8,705 |
| Premises and equipment expense | $41,000 | 8,570 |
| Additional noninterest expense | $122,000 | 8,533 |
| Pre-tax net operating income | $236,000 | 7,523 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $211,000 | 7,412 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $211,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $211,000 | 7,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 8,546 |
| Total interest expense | $111,000 | 8,488 |
| Net interest income | $359,000 | 8,504 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $247,000 | 8,747 |
| Salaries and employee benefits | $133,000 | 8,766 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $87,000 | 8,510 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $145,000 | 7,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,234 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $145,000 | 7,303 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,608 |
| Total interest expense | $58,000 | 8,513 |
| Net interest income | $173,000 | 8,579 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $119,000 | 8,824 |
| Salaries and employee benefits | $66,000 | 8,816 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $69,000 | 7,617 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-27,000 | 8,926 |
| Income before extraordinary items | $96,000 | 6,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $96,000 | 6,855 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 8,513 |
| Total interest expense | $286,000 | 8,499 |
| Net interest income | $792,000 | 8,429 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $79,000 | 8,516 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $474,000 | 8,870 |
| Salaries and employee benefits | $255,000 | 8,891 |
| Premises and equipment expense | $60,000 | 8,623 |
| Additional noninterest expense | $159,000 | 8,703 |
| Pre-tax net operating income | $373,000 | 7,145 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $131,000 | 5,440 |
| Income before extraordinary items | $242,000 | 7,563 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $242,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $190,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $242,000 | 7,427 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,597 |
| Total interest expense | $224,000 | 8,571 |
| Net interest income | $593,000 | 8,500 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $56,000 | 8,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $49,000 | 7,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $340,000 | 8,937 |
| Salaries and employee benefits | $190,000 | 8,927 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $109,000 | 8,822 |
| Pre-tax net operating income | $291,000 | 7,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $99,000 | 5,577 |
| Income before extraordinary items | $192,000 | 7,634 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $192,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $190,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $192,000 | 7,485 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $542,000 | 8,650 |
| Total interest expense | $154,000 | 8,618 |
| Net interest income | $388,000 | 8,561 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $223,000 | 8,973 |
| Salaries and employee benefits | $125,000 | 8,968 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $69,000 | 8,882 |
| Pre-tax net operating income | $187,000 | 7,313 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $61,000 | 5,708 |
| Income before extraordinary items | $126,000 | 7,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $126,000 | 7,515 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 8,713 |
| Total interest expense | $79,000 | 8,685 |
| Net interest income | $192,000 | 8,616 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $119,000 | 8,973 |
| Salaries and employee benefits | $62,000 | 9,004 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $84,000 | 7,453 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $55,000 | 7,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $55,000 | 7,630 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 8,693 |
| Total interest expense | $404,000 | 8,650 |
| Net interest income | $788,000 | 8,607 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $109,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $503,000 | 8,986 |
| Salaries and employee benefits | $303,000 | 8,887 |
| Premises and equipment expense | $56,000 | 8,806 |
| Additional noninterest expense | $144,000 | 8,929 |
| Pre-tax net operating income | $370,000 | 7,289 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $131,000 | 5,691 |
| Income before extraordinary items | $239,000 | 7,623 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $239,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $110,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $239,000 | 7,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 8,924 |
| Total interest expense | $561,000 | 8,902 |
| Net interest income | $716,000 | 8,824 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $101,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $465,000 | 9,244 |
| Salaries and employee benefits | $267,000 | 9,192 |
| Premises and equipment expense | $63,000 | 8,919 |
| Additional noninterest expense | $135,000 | 9,161 |
| Pre-tax net operating income | $328,000 | 7,283 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $211,000 | 7,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $211,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $165,000 | 5,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $211,000 | 7,524 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 9,134 |
| Total interest expense | $549,000 | 9,159 |
| Net interest income | $766,000 | 8,977 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $456,000 | 9,484 |
| Salaries and employee benefits | $261,000 | 9,416 |
| Premises and equipment expense | $50,000 | 9,363 |
| Additional noninterest expense | $145,000 | 9,275 |
| Pre-tax net operating income | $363,000 | 7,632 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $232,000 | 7,885 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $232,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $232,000 | 7,887 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 9,371 |
| Total interest expense | $529,000 | 9,378 |
| Net interest income | $719,000 | 9,241 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $77,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $451,000 | 9,752 |
| Salaries and employee benefits | $251,000 | 9,715 |
| Premises and equipment expense | $53,000 | 9,580 |
| Additional noninterest expense | $147,000 | 9,534 |
| Pre-tax net operating income | $321,000 | 7,979 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $112,000 | 6,770 |
| Income before extraordinary items | $209,000 | 8,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $209,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $209,000 | 8,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 9,527 |
| Total interest expense | $549,000 | 9,590 |
| Net interest income | $755,000 | 9,364 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $408,000 | 10,039 |
| Salaries and employee benefits | $226,000 | 9,984 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $122,000 | 9,936 |
| Pre-tax net operating income | $369,000 | 8,040 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $130,000 | 7,104 |
| Income before extraordinary items | $239,000 | 8,321 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $239,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $510,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $239,000 | 8,245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 10,034 |
| Total interest expense | $504,000 | 10,092 |
| Net interest income | $723,000 | 9,875 |
| Provision for loan and lease losses | $89,000 | 5,462 |
| Total noninterest income | $63,000 | 10,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $388,000 | 10,509 |
| Salaries and employee benefits | $199,000 | 10,551 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $130,000 | 10,232 |
| Pre-tax net operating income | $309,000 | 8,949 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $105,000 | 8,323 |
| Income before extraordinary items | $204,000 | 9,120 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $204,000 | 9,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $204,000 | 9,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 10,480 |
| Total interest expense | $521,000 | 10,533 |
| Net interest income | $711,000 | 10,359 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $379,000 | 11,029 |
| Salaries and employee benefits | $194,000 | 11,047 |
| Premises and equipment expense | $54,000 | 10,520 |
| Additional noninterest expense | $131,000 | 10,785 |
| Pre-tax net operating income | $342,000 | 8,846 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $117,000 | 8,439 |
| Income before extraordinary items | $226,000 | 9,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $226,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $225,340 | 8,986 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 10,956 |
| Total interest expense | $511,000 | 10,978 |
| Net interest income | $707,000 | 10,817 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $57,000 | 11,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $382,000 | 11,490 |
| Salaries and employee benefits | $187,000 | 11,559 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $129,000 | 11,320 |
| Pre-tax net operating income | $358,000 | 9,338 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $235,000 | 9,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $235,000 | 9,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,050 | 9,555 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 11,548 |
| Total interest expense | $453,000 | 11,316 |
| Net interest income | $634,000 | 11,598 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $413,000 | 11,980 |
| Salaries and employee benefits | $178,000 | 12,212 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $182,000 | 11,379 |
| Pre-tax net operating income | $245,000 | 10,535 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $173,000 | 10,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $173,000 | 10,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $173,000 | 10,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 12,295 |
| Total interest expense | $461,000 | 11,882 |
| Net interest income | $529,000 | 12,469 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $395,000 | 12,669 |
| Salaries and employee benefits | $181,000 | 12,768 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $174,000 | 12,102 |
| Pre-tax net operating income | $210,000 | 10,953 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $34,000 | 8,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $155,000 | 10,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 12,782 |
| Total interest expense | $521,000 | 12,671 |
| Net interest income | $602,000 | 12,705 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $58,000 | 12,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $386,000 | 13,232 |
| Salaries and employee benefits | $194,000 | 13,217 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $153,000 | 12,907 |
| Pre-tax net operating income | $274,000 | 10,381 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $193,000 | 10,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $193,000 | 10,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.