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Bank of Millbrook, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$8,608,000	3,029
Total interest expense	$413,000	4,183
Net interest income	$8,195,000	2,660
Provision for loan and lease losses	$105,000	2,406
Total noninterest income	$2,296,000	1,871
Gross Fiduciary activities income	$1,428,000	451
Service charges on deposit accounts	$305,000	2,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	2,856
Total noninterest expense	$6,567,000	2,650
Salaries and employee benefits	$3,247,000	2,831
Premises and equipment expense	$1,470,000	1,560
Additional noninterest expense	$563,000	2,856
Pre-tax net operating income	$3,819,000	2,222
Securities gains (losses)	$-11,000	3,376
Applicable income taxes	$712,000	1,667
Income before extraordinary items	$3,096,000	2,290
Extraordinary gains, net	$0	54
Net income	$3,096,000	2,314
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,096,000	2,293
Net charge-offs	$6,000	2,549
Cash dividends	$672,000	2,535
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,104,910	2,307
2023-09-30 (YTD Data)		Rank
Total interest income	$6,209,000	3,065
Total interest expense	$294,000	4,176
Net interest income	$5,915,000	2,728
Provision for loan and lease losses	$90,000	2,173
Total noninterest income	$1,695,000	1,882
Gross Fiduciary activities income	$1,038,000	453
Service charges on deposit accounts	$229,000	2,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	2,833
Total noninterest expense	$4,793,000	2,681
Salaries and employee benefits	$2,344,000	2,869
Premises and equipment expense	$1,054,000	1,606
Additional noninterest expense	$428,000	2,832
Pre-tax net operating income	$2,727,000	2,346
Securities gains (losses)	$-11,000	3,500
Applicable income taxes	$402,000	1,901
Income before extraordinary items	$2,314,000	2,332
Extraordinary gains, net	$0	52
Net income	$2,314,000	2,354
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,314,000	2,334
Net charge-offs	$-3,000	3,563
Cash dividends	$240,000	2,666
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,323,350	2,356
2023-06-30 (YTD Data)		Rank
Total interest income	$4,078,000	3,064
Total interest expense	$154,000	4,218
Net interest income	$3,924,000	2,760
Provision for loan and lease losses	$75,000	1,977
Total noninterest income	$1,145,000	1,813
Gross Fiduciary activities income	$706,000	444
Service charges on deposit accounts	$153,000	2,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	2,803
Total noninterest expense	$3,078,000	2,731
Salaries and employee benefits	$1,491,000	2,938
Premises and equipment expense	$692,000	1,631
Additional noninterest expense	$286,000	2,797
Pre-tax net operating income	$1,916,000	2,301
Securities gains (losses)	$-11,000	3,809
Applicable income taxes	$402,000	1,642
Income before extraordinary items	$1,503,000	2,401
Extraordinary gains, net	$0	51
Net income	$1,503,000	2,428
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,503,000	2,401
Net charge-offs	$-1,000	3,356
Cash dividends	$240,000	2,437
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,511,690	2,412
2023-03-31 (YTD Data)		Rank
Total interest income	$1,962,000	3,107
Total interest expense	$70,000	4,225
Net interest income	$1,892,000	2,824
Provision for loan and lease losses	$60,000	1,563
Total noninterest income	$529,000	1,889
Gross Fiduciary activities income	$321,000	473
Service charges on deposit accounts	$74,000	2,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	2,855
Total noninterest expense	$1,562,000	2,747
Salaries and employee benefits	$753,000	2,976
Premises and equipment expense	$363,000	1,602
Additional noninterest expense	$134,000	2,855
Pre-tax net operating income	$799,000	2,574
Securities gains (losses)	$-11,000	4,042
Applicable income taxes	$16,000	3,026
Income before extraordinary items	$772,000	2,426
Extraordinary gains, net	$0	4
Net income	$772,000	2,426
Minority interest net income	$0	48
Net income of bank and minority interests.	$772,000	2,426
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$782,780	2,429
2022-12-31 (YTD Data)		Rank
Total interest income	$6,405,000	3,162
Total interest expense	$167,000	4,164
Net interest income	$6,238,000	3,039
Provision for loan and lease losses	$60,000	2,455
Total noninterest income	$2,251,000	1,920
Gross Fiduciary activities income	$1,329,000	471
Service charges on deposit accounts	$286,000	2,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	2,808
Total noninterest expense	$6,184,000	2,713
Salaries and employee benefits	$3,151,000	2,869
Premises and equipment expense	$1,189,000	1,830
Additional noninterest expense	$636,000	2,808
Pre-tax net operating income	$2,245,000	2,987
Securities gains (losses)	$0	691
Applicable income taxes	$545,000	1,962
Income before extraordinary items	$1,700,000	3,123
Extraordinary gains, net	$0	5
Net income	$1,700,000	3,120
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,700,000	3,122
Net charge-offs	$2,000	2,471
Cash dividends	$816,000	2,312
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,700,000	3,159
2022-09-30 (YTD Data)		Rank
Total interest income	$4,499,000	3,205
Total interest expense	$100,000	4,221
Net interest income	$4,399,000	3,098
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,652,000	1,970
Gross Fiduciary activities income	$996,000	477
Service charges on deposit accounts	$213,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	2,926
Total noninterest expense	$4,532,000	2,734
Salaries and employee benefits	$2,390,000	2,834
Premises and equipment expense	$824,000	1,927
Additional noninterest expense	$443,000	2,926
Pre-tax net operating income	$1,519,000	3,085
Securities gains (losses)	$0	740
Applicable income taxes	$325,000	2,142
Income before extraordinary items	$1,194,000	3,188
Extraordinary gains, net	$0	4
Net income	$1,194,000	3,186
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,194,000	3,187
Net charge-offs	$-2,000	3,205
Cash dividends	$336,000	2,457
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,194,000	3,218
2022-06-30 (YTD Data)		Rank
Total interest income	$2,871,000	3,232
Total interest expense	$65,000	4,254
Net interest income	$2,806,000	3,144
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,115,000	1,945
Gross Fiduciary activities income	$679,000	434
Service charges on deposit accounts	$138,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	2,938
Total noninterest expense	$3,012,000	2,732
Salaries and employee benefits	$1,583,000	2,850
Premises and equipment expense	$540,000	1,945
Additional noninterest expense	$889,000	2,806
Pre-tax net operating income	$909,000	3,108
Securities gains (losses)	$0	687
Applicable income taxes	$153,000	2,331
Income before extraordinary items	$756,000	3,122
Extraordinary gains, net	$0	4
Net income	$756,000	3,121
Minority interest net income	$0	60
Net income of bank and minority interests.	$756,000	3,122
Net charge-offs	$-1,000	2,999
Cash dividends	$336,000	2,169
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$756,000	3,150
2022-03-31 (YTD Data)		Rank
Total interest income	$1,373,000	3,269
Total interest expense	$33,000	4,252
Net interest income	$1,340,000	3,167
Provision for loan and lease losses	$0	2,285
Total noninterest income	$533,000	1,995
Gross Fiduciary activities income	$329,000	444
Service charges on deposit accounts	$69,000	2,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	2,985
Total noninterest expense	$1,409,000	2,833
Salaries and employee benefits	$732,000	2,973
Premises and equipment expense	$253,000	2,021
Additional noninterest expense	$424,000	2,871
Pre-tax net operating income	$464,000	2,998
Securities gains (losses)	$0	623
Applicable income taxes	$14,000	3,036
Income before extraordinary items	$450,000	2,857
Extraordinary gains, net	$0	4
Net income	$450,000	2,855
Minority interest net income	$0	50
Net income of bank and minority interests.	$450,000	2,857
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$450,000	2,883
2021-12-31 (YTD Data)		Rank
Total interest income	$5,278,000	3,396
Total interest expense	$135,000	4,369
Net interest income	$5,143,000	3,288
Provision for loan and lease losses	$130,000	2,000
Total noninterest income	$2,297,000	2,080
Gross Fiduciary activities income	$1,322,000	432
Service charges on deposit accounts	$257,000	2,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	2,941
Total noninterest expense	$5,788,000	2,783
Salaries and employee benefits	$3,164,000	2,852
Premises and equipment expense	$990,000	2,046
Additional noninterest expense	$1,634,000	2,951
Pre-tax net operating income	$1,522,000	3,457
Securities gains (losses)	$0	2,062
Applicable income taxes	$174,000	2,773
Income before extraordinary items	$1,348,000	3,461
Extraordinary gains, net	$0	10
Net income	$1,348,000	3,461
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,348,000	3,461
Net charge-offs	$53,000	1,631
Cash dividends	$960,000	2,281
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,348,000	3,447
2021-09-30 (YTD Data)		Rank
Total interest income	$3,864,000	3,505
Total interest expense	$99,000	4,473
Net interest income	$3,765,000	3,378
Provision for loan and lease losses	$130,000	1,793
Total noninterest income	$1,641,000	2,170
Gross Fiduciary activities income	$950,000	435
Service charges on deposit accounts	$188,000	2,398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	3,062
Total noninterest expense	$4,242,000	2,834
Salaries and employee benefits	$2,285,000	2,919
Premises and equipment expense	$738,000	2,078
Additional noninterest expense	$1,219,000	2,957
Pre-tax net operating income	$1,034,000	3,684
Securities gains (losses)	$0	2,015
Applicable income taxes	$148,000	2,739
Income before extraordinary items	$886,000	3,746
Extraordinary gains, net	$0	8
Net income	$886,000	3,746
Minority interest net income	$0	69
Net income of bank and minority interests.	$886,000	3,746
Net charge-offs	$53,000	1,332
Cash dividends	$336,000	2,602
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$886,000	3,722
2021-06-30 (YTD Data)		Rank
Total interest income	$2,552,000	3,542
Total interest expense	$68,000	4,504
Net interest income	$2,484,000	3,402
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$991,000	2,250
Gross Fiduciary activities income	$594,000	443
Service charges on deposit accounts	$120,000	2,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	3,200
Total noninterest expense	$2,831,000	2,831
Salaries and employee benefits	$1,557,000	2,890
Premises and equipment expense	$471,000	2,126
Additional noninterest expense	$803,000	2,968
Pre-tax net operating income	$544,000	3,899
Securities gains (losses)	$0	1,818
Applicable income taxes	$84,000	2,812
Income before extraordinary items	$460,000	3,950
Extraordinary gains, net	$0	6
Net income	$460,000	3,950
Minority interest net income	$0	67
Net income of bank and minority interests.	$460,000	3,950
Net charge-offs	$56,000	1,119
Cash dividends	$336,000	2,288
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$460,000	3,936
2021-03-31 (YTD Data)		Rank
Total interest income	$1,265,000	3,554
Total interest expense	$36,000	4,529
Net interest income	$1,229,000	3,418
Provision for loan and lease losses	$55,000	1,694
Total noninterest income	$462,000	2,312
Gross Fiduciary activities income	$276,000	453
Service charges on deposit accounts	$59,000	2,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,282
Total noninterest expense	$1,366,000	2,877
Salaries and employee benefits	$718,000	2,999
Premises and equipment expense	$237,000	2,131
Additional noninterest expense	$411,000	2,886
Pre-tax net operating income	$270,000	3,858
Securities gains (losses)	$0	1,392
Applicable income taxes	$9,000	3,305
Income before extraordinary items	$261,000	3,810
Extraordinary gains, net	$0	3
Net income	$261,000	3,809
Minority interest net income	$0	55
Net income of bank and minority interests.	$261,000	3,810
Net charge-offs	$2,000	1,718
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$261,000	3,784
2020-12-31 (YTD Data)		Rank
Total interest income	$6,369,000	3,205
Total interest expense	$205,000	4,539
Net interest income	$6,164,000	3,015
Provision for loan and lease losses	$270,000	2,785
Total noninterest income	$1,703,000	2,296
Gross Fiduciary activities income	$974,000	466
Service charges on deposit accounts	$260,000	2,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$469,000	3,210
Total noninterest expense	$5,834,000	2,739
Salaries and employee benefits	$3,261,000	2,799
Premises and equipment expense	$1,062,000	1,956
Additional noninterest expense	$1,511,000	3,036
Pre-tax net operating income	$1,763,000	3,078
Securities gains (losses)	$29,000	1,952
Applicable income taxes	$226,000	2,487
Income before extraordinary items	$1,566,000	3,139
Extraordinary gains, net	$0	4
Net income	$1,566,000	3,138
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,566,000	3,139
Net charge-offs	$31,000	2,630
Cash dividends	$1,128,000	2,077
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,540,770	3,107
2020-09-30 (YTD Data)		Rank
Total interest income	$4,941,000	3,185
Total interest expense	$163,000	4,560
Net interest income	$4,778,000	2,973
Provision for loan and lease losses	$195,000	2,796
Total noninterest income	$1,233,000	2,293
Gross Fiduciary activities income	$684,000	469
Service charges on deposit accounts	$195,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	3,167
Total noninterest expense	$4,282,000	2,766
Salaries and employee benefits	$2,353,000	2,852
Premises and equipment expense	$778,000	1,983
Additional noninterest expense	$1,151,000	2,986
Pre-tax net operating income	$1,534,000	2,920
Securities gains (losses)	$29,000	1,774
Applicable income taxes	$211,000	2,353
Income before extraordinary items	$1,352,000	2,971
Extraordinary gains, net	$0	4
Net income	$1,352,000	2,970
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,352,000	2,971
Net charge-offs	$26,000	2,387
Cash dividends	$504,000	2,295
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,326,770	2,941
2020-06-30 (YTD Data)		Rank
Total interest income	$3,353,000	3,192
Total interest expense	$120,000	4,569
Net interest income	$3,233,000	2,962
Provision for loan and lease losses	$120,000	2,806
Total noninterest income	$800,000	2,261
Gross Fiduciary activities income	$454,000	469
Service charges on deposit accounts	$132,000	2,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,237
Total noninterest expense	$2,868,000	2,760
Salaries and employee benefits	$1,589,000	2,857
Premises and equipment expense	$539,000	1,923
Additional noninterest expense	$740,000	3,049
Pre-tax net operating income	$1,045,000	2,886
Securities gains (losses)	$29,000	1,540
Applicable income taxes	$6,000	3,445
Income before extraordinary items	$1,068,000	2,726
Extraordinary gains, net	$0	4
Net income	$1,068,000	2,725
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,068,000	2,726
Net charge-offs	$26,000	2,071
Cash dividends	$504,000	1,952
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,039,290	2,717
2020-03-31 (YTD Data)		Rank
Total interest income	$1,733,000	3,148
Total interest expense	$65,000	4,609
Net interest income	$1,668,000	2,892
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$375,000	2,253
Gross Fiduciary activities income	$220,000	483
Service charges on deposit accounts	$79,000	2,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	3,484
Total noninterest expense	$1,354,000	2,878
Salaries and employee benefits	$724,000	3,005
Premises and equipment expense	$254,000	2,025
Additional noninterest expense	$376,000	3,044
Pre-tax net operating income	$644,000	2,461
Securities gains (losses)	$29,000	1,025
Applicable income taxes	$4,000	3,309
Income before extraordinary items	$669,000	2,248
Extraordinary gains, net	$0	4
Net income	$669,000	2,247
Minority interest net income	$0	56
Net income of bank and minority interests.	$669,000	2,248
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$640,290	2,276
2019-12-31 (YTD Data)		Rank
Total interest income	$7,227,000	3,135
Total interest expense	$245,000	4,685
Net interest income	$6,982,000	2,846
Provision for loan and lease losses	$96,000	2,997
Total noninterest income	$1,870,000	2,036
Gross Fiduciary activities income	$938,000	470
Service charges on deposit accounts	$334,000	2,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	2,841
Total noninterest expense	$6,056,000	2,685
Salaries and employee benefits	$3,161,000	2,837
Premises and equipment expense	$1,154,000	1,838
Additional noninterest expense	$1,741,000	2,803
Pre-tax net operating income	$2,700,000	2,617
Securities gains (losses)	$10,000	1,888
Applicable income taxes	$464,000	2,051
Income before extraordinary items	$2,246,000	2,737
Extraordinary gains, net	$0	11
Net income	$2,246,000	2,737
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,246,000	2,739
Net charge-offs	$94,000	2,253
Cash dividends	$1,128,000	2,192
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,237,700	2,709
2019-09-30 (YTD Data)		Rank
Total interest income	$5,421,000	3,167
Total interest expense	$178,000	4,762
Net interest income	$5,243,000	2,881
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$1,303,000	2,129
Gross Fiduciary activities income	$658,000	478
Service charges on deposit accounts	$248,000	2,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$397,000	2,975
Total noninterest expense	$4,433,000	2,739
Salaries and employee benefits	$2,308,000	2,893
Premises and equipment expense	$871,000	1,855
Additional noninterest expense	$1,254,000	2,889
Pre-tax net operating income	$2,023,000	2,704
Securities gains (losses)	$6,000	1,791
Applicable income taxes	$293,000	2,253
Income before extraordinary items	$1,736,000	2,747
Extraordinary gains, net	$0	11
Net income	$1,736,000	2,748
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,736,000	2,748
Net charge-offs	$18,000	2,752
Cash dividends	$504,000	2,463
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,730,840	2,719
2019-06-30 (YTD Data)		Rank
Total interest income	$3,600,000	3,179
Total interest expense	$113,000	4,816
Net interest income	$3,487,000	2,899
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$866,000	2,120
Gross Fiduciary activities income	$437,000	478
Service charges on deposit accounts	$161,000	2,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,924
Total noninterest expense	$2,967,000	2,752
Salaries and employee benefits	$1,552,000	2,900
Premises and equipment expense	$573,000	1,873
Additional noninterest expense	$842,000	2,896
Pre-tax net operating income	$1,326,000	2,707
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$153,000	2,397
Income before extraordinary items	$1,174,000	2,706
Extraordinary gains, net	$0	11
Net income	$1,174,000	2,706
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,174,000	2,705
Net charge-offs	$18,000	2,396
Cash dividends	$504,000	2,087
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,173,120	2,675
2019-03-31 (YTD Data)		Rank
Total interest income	$1,785,000	3,207
Total interest expense	$54,000	4,868
Net interest income	$1,731,000	2,937
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$415,000	2,131
Gross Fiduciary activities income	$208,000	488
Service charges on deposit accounts	$79,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	2,932
Total noninterest expense	$1,376,000	2,887
Salaries and employee benefits	$702,000	3,100
Premises and equipment expense	$278,000	1,942
Additional noninterest expense	$396,000	3,023
Pre-tax net operating income	$740,000	2,494
Securities gains (losses)	$0	1,087
Applicable income taxes	$6,000	3,508
Income before extraordinary items	$734,000	2,296
Extraordinary gains, net	$0	5
Net income	$734,000	2,295
Minority interest net income	$0	52
Net income of bank and minority interests.	$734,000	2,295
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$734,000	2,275
2018-12-31 (YTD Data)		Rank
Total interest income	$6,596,000	3,285
Total interest expense	$167,000	4,942
Net interest income	$6,429,000	3,048
Provision for loan and lease losses	$120,000	2,842
Total noninterest income	$1,666,000	2,209
Gross Fiduciary activities income	$872,000	486
Service charges on deposit accounts	$347,000	2,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$447,000	3,213
Total noninterest expense	$5,792,000	2,780
Salaries and employee benefits	$2,992,000	2,970
Premises and equipment expense	$1,101,000	1,913
Additional noninterest expense	$1,699,000	2,910
Pre-tax net operating income	$2,183,000	2,999
Securities gains (losses)	$0	1,125
Applicable income taxes	$355,000	2,257
Income before extraordinary items	$1,828,000	3,070
Extraordinary gains, net	$0	6
Net income	$1,828,000	3,069
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,828,000	3,069
Net charge-offs	$50,000	2,633
Cash dividends	$1,104,000	2,096
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,828,000	3,067
2018-09-30 (YTD Data)		Rank
Total interest income	$4,797,000	3,340
Total interest expense	$115,000	5,030
Net interest income	$4,682,000	3,113
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,229,000	2,254
Gross Fiduciary activities income	$631,000	488
Service charges on deposit accounts	$264,000	2,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	3,261
Total noninterest expense	$4,290,000	2,809
Salaries and employee benefits	$2,155,000	3,035
Premises and equipment expense	$837,000	1,903
Additional noninterest expense	$1,298,000	2,863
Pre-tax net operating income	$1,531,000	3,160
Securities gains (losses)	$0	1,118
Applicable income taxes	$158,000	2,712
Income before extraordinary items	$1,373,000	3,114
Extraordinary gains, net	$0	5
Net income	$1,373,000	3,112
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,373,000	3,113
Net charge-offs	$49,000	2,224
Cash dividends	$480,000	2,410
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,373,000	3,104
2018-06-30 (YTD Data)		Rank
Total interest income	$3,173,000	3,345
Total interest expense	$75,000	5,059
Net interest income	$3,098,000	3,136
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$821,000	2,245
Gross Fiduciary activities income	$425,000	487
Service charges on deposit accounts	$177,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	3,267
Total noninterest expense	$2,902,000	2,808
Salaries and employee benefits	$1,459,000	3,046
Premises and equipment expense	$552,000	1,936
Additional noninterest expense	$891,000	2,822
Pre-tax net operating income	$957,000	3,224
Securities gains (losses)	$0	961
Applicable income taxes	$92,000	2,788
Income before extraordinary items	$865,000	3,181
Extraordinary gains, net	$0	6
Net income	$865,000	3,179
Minority interest net income	$0	65
Net income of bank and minority interests.	$865,000	3,180
Net charge-offs	$76,000	1,499
Cash dividends	$480,000	2,060
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$865,000	3,168
2018-03-31 (YTD Data)		Rank
Total interest income	$1,537,000	3,390
Total interest expense	$35,000	5,128
Net interest income	$1,502,000	3,211
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$385,000	2,306
Gross Fiduciary activities income	$209,000	501
Service charges on deposit accounts	$91,000	2,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,555
Total noninterest expense	$1,369,000	2,944
Salaries and employee benefits	$664,000	3,211
Premises and equipment expense	$281,000	1,945
Additional noninterest expense	$424,000	2,952
Pre-tax net operating income	$488,000	3,135
Securities gains (losses)	$0	735
Applicable income taxes	$8,000	3,565
Income before extraordinary items	$480,000	2,965
Extraordinary gains, net	$0	7
Net income	$480,000	2,967
Minority interest net income	$0	52
Net income of bank and minority interests.	$480,000	2,966
Net charge-offs	$54,000	1,158
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$480,000	2,955
2017-12-31 (YTD Data)		Rank
Total interest income	$6,027,000	3,409
Total interest expense	$125,000	5,199
Net interest income	$5,902,000	3,204
Provision for loan and lease losses	$320,000	1,908
Total noninterest income	$1,705,000	2,229
Gross Fiduciary activities income	$876,000	475
Service charges on deposit accounts	$371,000	2,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	3,266
Total noninterest expense	$5,634,000	2,888
Salaries and employee benefits	$2,944,000	3,032
Premises and equipment expense	$1,068,000	2,016
Additional noninterest expense	$1,622,000	3,058
Pre-tax net operating income	$1,653,000	3,396
Securities gains (losses)	$0	2,243
Applicable income taxes	$156,000	3,094
Income before extraordinary items	$1,497,000	3,137
Extraordinary gains, net	$0	9
Net income	$1,497,000	3,135
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,497,000	3,137
Net charge-offs	$482,000	1,119
Cash dividends	$1,176,000	2,012
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,497,000	3,113
2017-09-30 (YTD Data)		Rank
Total interest income	$4,462,000	3,461
Total interest expense	$89,000	5,270
Net interest income	$4,373,000	3,253
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$1,261,000	2,274
Gross Fiduciary activities income	$638,000	485
Service charges on deposit accounts	$281,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	3,296
Total noninterest expense	$4,109,000	2,965
Salaries and employee benefits	$2,120,000	3,111
Premises and equipment expense	$772,000	2,074
Additional noninterest expense	$1,217,000	3,062
Pre-tax net operating income	$1,435,000	3,257
Securities gains (losses)	$0	2,274
Applicable income taxes	$32,000	3,594
Income before extraordinary items	$1,403,000	2,966
Extraordinary gains, net	$0	9
Net income	$1,403,000	2,965
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,403,000	2,966
Net charge-offs	$84,000	2,073
Cash dividends	$552,000	2,297
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,403,000	2,939
2017-06-30 (YTD Data)		Rank
Total interest income	$2,952,000	3,465
Total interest expense	$59,000	5,311
Net interest income	$2,893,000	3,262
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$829,000	2,308
Gross Fiduciary activities income	$426,000	486
Service charges on deposit accounts	$188,000	2,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	3,378
Total noninterest expense	$2,771,000	2,955
Salaries and employee benefits	$1,438,000	3,107
Premises and equipment expense	$499,000	2,134
Additional noninterest expense	$834,000	3,016
Pre-tax net operating income	$891,000	3,314
Securities gains (losses)	$0	1,906
Applicable income taxes	$7,000	3,897
Income before extraordinary items	$884,000	3,012
Extraordinary gains, net	$0	11
Net income	$884,000	3,011
Minority interest net income	$0	71
Net income of bank and minority interests.	$884,000	3,012
Net charge-offs	$36,000	2,232
Cash dividends	$552,000	1,887
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$884,000	2,990
2017-03-31 (YTD Data)		Rank
Total interest income	$1,455,000	3,503
Total interest expense	$29,000	5,361
Net interest income	$1,426,000	3,302
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$397,000	2,341
Gross Fiduciary activities income	$204,000	502
Service charges on deposit accounts	$96,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,517
Total noninterest expense	$1,308,000	3,081
Salaries and employee benefits	$648,000	3,325
Premises and equipment expense	$245,000	2,183
Additional noninterest expense	$415,000	3,036
Pre-tax net operating income	$485,000	3,130
Securities gains (losses)	$0	1,153
Applicable income taxes	$8,000	3,672
Income before extraordinary items	$477,000	2,833
Extraordinary gains, net	$0	8
Net income	$477,000	2,833
Minority interest net income	$0	55
Net income of bank and minority interests.	$477,000	2,833
Net charge-offs	$2,000	2,694
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$477,000	2,814
2016-12-31 (YTD Data)		Rank
Total interest income	$5,756,000	3,522
Total interest expense	$121,000	5,388
Net interest income	$5,635,000	3,314
Provision for loan and lease losses	$150,000	2,726
Total noninterest income	$1,653,000	2,356
Gross Fiduciary activities income	$826,000	491
Service charges on deposit accounts	$378,000	2,556
Trading account gains and fees	$0	170
Additional Noninterest Income	$449,000	3,397
Total noninterest expense	$5,637,000	2,952
Salaries and employee benefits	$2,918,000	3,072
Premises and equipment expense	$1,019,000	2,123
Additional noninterest expense	$1,700,000	3,079
Pre-tax net operating income	$1,501,000	3,511
Securities gains (losses)	$-6,000	5,603
Applicable income taxes	$168,000	3,039
Income before extraordinary items	$1,327,000	3,469
Extraordinary gains, net	$0	5
Net income	$1,327,000	3,467
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,327,000	3,468
Net charge-offs	$329,000	1,442
Cash dividends	$1,080,000	2,109
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,332,340	3,416
2016-09-30 (YTD Data)		Rank
Total interest income	$4,278,000	3,554
Total interest expense	$87,000	5,471
Net interest income	$4,191,000	3,346
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$1,223,000	2,378
Gross Fiduciary activities income	$602,000	491
Service charges on deposit accounts	$281,000	2,578
Trading account gains and fees	$0	169
Additional Noninterest Income	$340,000	3,406
Total noninterest expense	$4,154,000	2,991
Salaries and employee benefits	$2,090,000	3,177
Premises and equipment expense	$744,000	2,166
Additional noninterest expense	$1,320,000	3,001
Pre-tax net operating income	$1,160,000	3,521
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,163,000	3,253
Extraordinary gains, net	$0	5
Net income	$1,163,000	3,252
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,163,000	3,253
Net charge-offs	$178,000	1,551
Cash dividends	$480,000	2,450
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,160,000	3,202
2016-06-30 (YTD Data)		Rank
Total interest income	$2,853,000	3,568
Total interest expense	$60,000	5,503
Net interest income	$2,793,000	3,366
Provision for loan and lease losses	$70,000	2,604
Total noninterest income	$787,000	2,407
Gross Fiduciary activities income	$369,000	513
Service charges on deposit accounts	$190,000	2,524
Trading account gains and fees	$0	157
Additional Noninterest Income	$228,000	3,422
Total noninterest expense	$2,801,000	2,985
Salaries and employee benefits	$1,418,000	3,160
Premises and equipment expense	$497,000	2,161
Additional noninterest expense	$886,000	3,003
Pre-tax net operating income	$709,000	3,630
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$0	4,338
Income before extraordinary items	$711,000	3,397
Extraordinary gains, net	$0	16
Net income	$711,000	3,394
Minority interest net income	$0	71
Net income of bank and minority interests.	$711,000	3,395
Net charge-offs	$89,000	1,720
Cash dividends	$480,000	2,053
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$709,000	3,344
2016-03-31 (YTD Data)		Rank
Total interest income	$1,421,000	3,590
Total interest expense	$27,000	5,619
Net interest income	$1,394,000	3,374
Provision for loan and lease losses	$40,000	2,355
Total noninterest income	$378,000	2,428
Gross Fiduciary activities income	$174,000	529
Service charges on deposit accounts	$98,000	2,462
Trading account gains and fees	$0	142
Additional Noninterest Income	$106,000	3,472
Total noninterest expense	$1,353,000	3,072
Salaries and employee benefits	$654,000	3,344
Premises and equipment expense	$261,000	2,090
Additional noninterest expense	$438,000	3,031
Pre-tax net operating income	$379,000	3,494
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$0	4,259
Income before extraordinary items	$381,000	3,216
Extraordinary gains, net	$0	12
Net income	$381,000	3,214
Minority interest net income	$0	62
Net income of bank and minority interests.	$381,000	3,215
Net charge-offs	$105,000	986
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$379,000	3,163
2015-12-31 (YTD Data)		Rank
Total interest income	$5,859,000	3,493
Total interest expense	$128,000	5,572
Net interest income	$5,731,000	3,290
Provision for loan and lease losses	$170,000	2,520
Total noninterest income	$1,695,000	2,331
Gross Fiduciary activities income	$809,000	509
Service charges on deposit accounts	$415,000	2,458
Trading account gains and fees	$0	159
Additional Noninterest Income	$471,000	3,370
Total noninterest expense	$5,706,000	2,961
Salaries and employee benefits	$2,823,000	3,148
Premises and equipment expense	$1,132,000	1,972
Additional noninterest expense	$1,751,000	3,069
Pre-tax net operating income	$1,550,000	3,452
Securities gains (losses)	$78,000	1,316
Applicable income taxes	$274,000	2,736
Income before extraordinary items	$1,354,000	3,416
Extraordinary gains, net	$0	23
Net income	$1,354,000	3,414
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,354,000	3,416
Net charge-offs	$197,000	2,001
Cash dividends	$1,032,000	2,084
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,289,260	3,444
2015-09-30 (YTD Data)		Rank
Total interest income	$4,419,000	3,519
Total interest expense	$93,000	5,690
Net interest income	$4,326,000	3,300
Provision for loan and lease losses	$110,000	2,573
Total noninterest income	$1,205,000	2,421
Gross Fiduciary activities income	$603,000	508
Service charges on deposit accounts	$318,000	2,422
Trading account gains and fees	$0	153
Additional Noninterest Income	$284,000	3,690
Total noninterest expense	$4,167,000	3,041
Salaries and employee benefits	$2,037,000	3,254
Premises and equipment expense	$849,000	2,002
Additional noninterest expense	$1,281,000	3,134
Pre-tax net operating income	$1,254,000	3,379
Securities gains (losses)	$78,000	1,181
Applicable income taxes	$244,000	2,661
Income before extraordinary items	$1,088,000	3,352
Extraordinary gains, net	$0	21
Net income	$1,088,000	3,350
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,088,000	3,351
Net charge-offs	$200,000	1,552
Cash dividends	$480,000	2,374
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,024,040	3,403
2015-06-30 (YTD Data)		Rank
Total interest income	$2,963,000	3,519
Total interest expense	$63,000	5,732
Net interest income	$2,900,000	3,300
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$841,000	2,359
Gross Fiduciary activities income	$408,000	507
Service charges on deposit accounts	$217,000	2,368
Trading account gains and fees	$0	157
Additional Noninterest Income	$216,000	3,511
Total noninterest expense	$2,726,000	3,091
Salaries and employee benefits	$1,302,000	3,353
Premises and equipment expense	$596,000	1,923
Additional noninterest expense	$828,000	3,229
Pre-tax net operating income	$955,000	3,146
Securities gains (losses)	$57,000	1,162
Applicable income taxes	$111,000	2,955
Income before extraordinary items	$901,000	2,939
Extraordinary gains, net	$0	22
Net income	$901,000	2,939
Minority interest net income	$0	75
Net income of bank and minority interests.	$901,000	2,941
Net charge-offs	$12,000	3,188
Cash dividends	$480,000	1,975
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$850,270	3,002
2015-03-31 (YTD Data)		Rank
Total interest income	$1,488,000	3,513
Total interest expense	$32,000	5,768
Net interest income	$1,456,000	3,292
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$401,000	2,391
Gross Fiduciary activities income	$195,000	525
Service charges on deposit accounts	$112,000	2,288
Trading account gains and fees	$0	152
Additional Noninterest Income	$94,000	3,686
Total noninterest expense	$1,349,000	3,122
Salaries and employee benefits	$656,000	3,383
Premises and equipment expense	$291,000	1,983
Additional noninterest expense	$402,000	3,289
Pre-tax net operating income	$478,000	3,096
Securities gains (losses)	$34,000	1,012
Applicable income taxes	$27,000	3,393
Income before extraordinary items	$485,000	2,777
Extraordinary gains, net	$0	13
Net income	$485,000	2,780
Minority interest net income	$0	64
Net income of bank and minority interests.	$485,000	2,780
Net charge-offs	$11,000	2,441
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$452,700	2,834
2014-12-31 (YTD Data)		Rank
Total interest income	$5,951,000	3,546
Total interest expense	$132,000	5,887
Net interest income	$5,819,000	3,324
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,610,000	2,411
Gross Fiduciary activities income	$733,000	529
Service charges on deposit accounts	$440,000	2,512
Trading account gains and fees	$0	180
Additional Noninterest Income	$437,000	3,473
Total noninterest expense	$5,726,000	3,017
Salaries and employee benefits	$2,844,000	3,184
Premises and equipment expense	$1,102,000	2,075
Additional noninterest expense	$1,780,000	3,138
Pre-tax net operating income	$1,703,000	3,257
Securities gains (losses)	$48,000	1,758
Applicable income taxes	$311,000	2,610
Income before extraordinary items	$1,440,000	3,311
Extraordinary gains, net	$0	17
Net income	$1,440,000	3,312
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,440,000	3,312
Net charge-offs	$16,000	4,402
Cash dividends	$984,000	2,070
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,400,640	3,315
2014-09-30 (YTD Data)		Rank
Total interest income	$4,448,000	3,585
Total interest expense	$95,000	5,996
Net interest income	$4,353,000	3,353
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$1,181,000	2,460
Gross Fiduciary activities income	$515,000	543
Service charges on deposit accounts	$332,000	2,525
Trading account gains and fees	$0	174
Additional Noninterest Income	$334,000	3,475
Total noninterest expense	$4,010,000	3,179
Salaries and employee benefits	$2,051,000	3,304
Premises and equipment expense	$798,000	2,154
Additional noninterest expense	$1,161,000	3,491
Pre-tax net operating income	$1,344,000	3,235
Securities gains (losses)	$37,000	1,650
Applicable income taxes	$264,000	2,574
Income before extraordinary items	$1,117,000	3,283
Extraordinary gains, net	$0	15
Net income	$1,117,000	3,283
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,117,000	3,284
Net charge-offs	$17,000	3,912
Cash dividends	$456,000	2,305
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,087,030	3,303
2014-06-30 (YTD Data)		Rank
Total interest income	$2,994,000	3,568
Total interest expense	$65,000	6,035
Net interest income	$2,929,000	3,329
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$781,000	2,440
Gross Fiduciary activities income	$334,000	554
Service charges on deposit accounts	$223,000	2,473
Trading account gains and fees	$0	172
Additional Noninterest Income	$224,000	3,463
Total noninterest expense	$2,612,000	3,247
Salaries and employee benefits	$1,274,000	3,465
Premises and equipment expense	$578,000	2,021
Additional noninterest expense	$760,000	3,548
Pre-tax net operating income	$978,000	3,009
Securities gains (losses)	$39,000	1,311
Applicable income taxes	$157,000	2,646
Income before extraordinary items	$860,000	2,952
Extraordinary gains, net	$0	20
Net income	$860,000	2,958
Minority interest net income	$0	80
Net income of bank and minority interests.	$860,000	2,958
Net charge-offs	$10,000	3,731
Cash dividends	$456,000	1,908
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$826,850	2,968
2014-03-31 (YTD Data)		Rank
Total interest income	$1,527,000	3,541
Total interest expense	$36,000	6,021
Net interest income	$1,491,000	3,285
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$375,000	2,470
Gross Fiduciary activities income	$153,000	571
Service charges on deposit accounts	$107,000	2,533
Trading account gains and fees	$0	147
Additional Noninterest Income	$115,000	3,363
Total noninterest expense	$1,356,000	3,188
Salaries and employee benefits	$656,000	3,444
Premises and equipment expense	$289,000	2,050
Additional noninterest expense	$411,000	3,347
Pre-tax net operating income	$450,000	3,093
Securities gains (losses)	$0	1,715
Applicable income taxes	$17,000	3,595
Income before extraordinary items	$433,000	2,852
Extraordinary gains, net	$0	16
Net income	$433,000	2,855
Minority interest net income	$0	66
Net income of bank and minority interests.	$433,000	2,855
Net charge-offs	$16,000	2,612
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$433,000	2,807
2013-12-31 (YTD Data)		Rank
Total interest income	$6,142,000	3,561
Total interest expense	$191,000	5,963
Net interest income	$5,951,000	3,302
Provision for loan and lease losses	$110,000	3,600
Total noninterest income	$1,456,000	2,636
Gross Fiduciary activities income	$643,000	555
Service charges on deposit accounts	$362,000	3,036
Trading account gains and fees	$0	184
Additional Noninterest Income	$451,000	3,499
Total noninterest expense	$5,795,000	3,066
Salaries and employee benefits	$2,993,000	3,117
Premises and equipment expense	$1,038,000	2,174
Additional noninterest expense	$1,764,000	3,254
Pre-tax net operating income	$1,502,000	3,400
Securities gains (losses)	$67,000	1,596
Applicable income taxes	$282,000	2,683
Income before extraordinary items	$1,287,000	3,423
Extraordinary gains, net	$0	29
Net income	$1,287,000	3,424
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,287,000	3,426
Net charge-offs	$42,000	4,476
Cash dividends	$948,000	2,006
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,232,060	3,458
2013-09-30 (YTD Data)		Rank
Total interest income	$4,617,000	3,591
Total interest expense	$140,000	6,072
Net interest income	$4,477,000	3,313
Provision for loan and lease losses	$240,000	2,333
Total noninterest income	$1,072,000	2,709
Gross Fiduciary activities income	$464,000	557
Service charges on deposit accounts	$256,000	3,156
Trading account gains and fees	$0	180
Additional Noninterest Income	$352,000	3,509
Total noninterest expense	$4,266,000	3,096
Salaries and employee benefits	$2,206,000	3,171
Premises and equipment expense	$749,000	2,283
Additional noninterest expense	$1,311,000	3,280
Pre-tax net operating income	$1,043,000	3,616
Securities gains (losses)	$67,000	1,461
Applicable income taxes	$182,000	2,869
Income before extraordinary items	$928,000	3,566
Extraordinary gains, net	$0	25
Net income	$928,000	3,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$928,000	3,570
Net charge-offs	$481,000	1,629
Cash dividends	$444,000	2,230
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$871,720	3,597
2013-06-30 (YTD Data)		Rank
Total interest income	$3,083,000	3,589
Total interest expense	$93,000	6,149
Net interest income	$2,990,000	3,294
Provision for loan and lease losses	$120,000	2,706
Total noninterest income	$743,000	2,668
Gross Fiduciary activities income	$312,000	562
Service charges on deposit accounts	$171,000	3,136
Trading account gains and fees	$0	157
Additional Noninterest Income	$260,000	3,407
Total noninterest expense	$2,828,000	3,129
Salaries and employee benefits	$1,449,000	3,213
Premises and equipment expense	$517,000	2,211
Additional noninterest expense	$862,000	3,320
Pre-tax net operating income	$785,000	3,370
Securities gains (losses)	$31,000	1,803
Applicable income taxes	$180,000	2,537
Income before extraordinary items	$636,000	3,501
Extraordinary gains, net	$0	22
Net income	$636,000	3,503
Minority interest net income	$0	82
Net income of bank and minority interests.	$636,000	3,504
Net charge-offs	$42,000	3,498
Cash dividends	$444,000	1,819
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$611,820	3,472
2013-03-31 (YTD Data)		Rank
Total interest income	$1,544,000	3,622
Total interest expense	$44,000	6,285
Net interest income	$1,500,000	3,297
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$343,000	2,806
Gross Fiduciary activities income	$149,000	576
Service charges on deposit accounts	$89,000	3,016
Trading account gains and fees	$0	148
Additional Noninterest Income	$105,000	3,692
Total noninterest expense	$1,403,000	3,169
Salaries and employee benefits	$762,000	3,145
Premises and equipment expense	$256,000	2,269
Additional noninterest expense	$385,000	3,605
Pre-tax net operating income	$380,000	3,381
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$380,000	3,120
Extraordinary gains, net	$0	10
Net income	$380,000	3,121
Minority interest net income	$0	76
Net income of bank and minority interests.	$380,000	3,122
Net charge-offs	$25,000	2,912
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$380,000	3,029
2012-12-31 (YTD Data)		Rank
Total interest income	$6,479,000	3,644
Total interest expense	$235,000	6,246
Net interest income	$6,244,000	3,270
Provision for loan and lease losses	$540,000	2,617
Total noninterest income	$1,555,000	2,555
Gross Fiduciary activities income	$649,000	544
Service charges on deposit accounts	$363,000	3,115
Trading account gains and fees	$0	166
Additional Noninterest Income	$543,000	3,235
Total noninterest expense	$5,511,000	3,234
Salaries and employee benefits	$2,744,000	3,332
Premises and equipment expense	$1,044,000	2,198
Additional noninterest expense	$1,723,000	3,457
Pre-tax net operating income	$1,748,000	3,067
Securities gains (losses)	$0	3,810
Applicable income taxes	$268,000	2,762
Income before extraordinary items	$1,480,000	3,156
Extraordinary gains, net	$0	29
Net income	$1,480,000	3,156
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,480,000	3,156
Net charge-offs	$424,000	2,867
Cash dividends	$948,000	2,031
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,480,000	3,015
2012-09-30 (YTD Data)		Rank
Total interest income	$4,870,000	3,701
Total interest expense	$178,000	6,378
Net interest income	$4,692,000	3,330
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$1,178,000	2,542
Gross Fiduciary activities income	$479,000	550
Service charges on deposit accounts	$271,000	3,172
Trading account gains and fees	$0	157
Additional Noninterest Income	$428,000	3,174
Total noninterest expense	$4,277,000	3,170
Salaries and employee benefits	$2,135,000	3,268
Premises and equipment expense	$769,000	2,259
Additional noninterest expense	$1,373,000	3,335
Pre-tax net operating income	$1,413,000	3,006
Securities gains (losses)	$0	3,575
Applicable income taxes	$211,000	2,783
Income before extraordinary items	$1,202,000	3,069
Extraordinary gains, net	$0	20
Net income	$1,202,000	3,069
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,202,000	3,068
Net charge-offs	$278,000	2,922
Cash dividends	$444,000	2,171
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,202,000	2,926
2012-06-30 (YTD Data)		Rank
Total interest income	$3,238,000	3,744
Total interest expense	$125,000	6,408
Net interest income	$3,113,000	3,346
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$806,000	2,481
Gross Fiduciary activities income	$329,000	554
Service charges on deposit accounts	$183,000	3,144
Trading account gains and fees	$0	153
Additional Noninterest Income	$294,000	3,095
Total noninterest expense	$2,921,000	3,127
Salaries and employee benefits	$1,495,000	3,163
Premises and equipment expense	$536,000	2,152
Additional noninterest expense	$890,000	3,412
Pre-tax net operating income	$878,000	3,106
Securities gains (losses)	$0	3,178
Applicable income taxes	$136,000	2,808
Income before extraordinary items	$742,000	3,209
Extraordinary gains, net	$0	19
Net income	$742,000	3,207
Minority interest net income	$0	84
Net income of bank and minority interests.	$742,000	3,209
Net charge-offs	$207,000	2,718
Cash dividends	$444,000	1,731
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$742,000	3,044
2012-03-31 (YTD Data)		Rank
Total interest income	$1,643,000	3,745
Total interest expense	$63,000	6,490
Net interest income	$1,580,000	3,314
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$339,000	2,742
Gross Fiduciary activities income	$144,000	587
Service charges on deposit accounts	$92,000	3,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$103,000	3,663
Total noninterest expense	$1,489,000	3,073
Salaries and employee benefits	$754,000	3,168
Premises and equipment expense	$258,000	2,240
Additional noninterest expense	$477,000	3,212
Pre-tax net operating income	$370,000	3,451
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$370,000	3,227
Extraordinary gains, net	$0	19
Net income	$370,000	3,231
Minority interest net income	$0	78
Net income of bank and minority interests.	$370,000	3,231
Net charge-offs	$187,000	1,909
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$370,000	3,069
2011-12-31 (YTD Data)		Rank
Total interest income	$7,049,000	3,655
Total interest expense	$329,000	6,461
Net interest income	$6,720,000	3,174
Provision for loan and lease losses	$415,000	3,696
Total noninterest income	$1,345,000	2,609
Gross Fiduciary activities income	$540,000	540
Service charges on deposit accounts	$384,000	3,117
Trading account gains and fees	$0	146
Additional Noninterest Income	$421,000	3,358
Total noninterest expense	$5,641,000	3,207
Salaries and employee benefits	$2,683,000	3,378
Premises and equipment expense	$1,063,000	2,285
Additional noninterest expense	$1,895,000	3,281
Pre-tax net operating income	$2,009,000	2,503
Securities gains (losses)	$-43,000	7,002
Applicable income taxes	$421,000	2,202
Income before extraordinary items	$1,545,000	2,717
Extraordinary gains, net	$0	29
Net income	$1,545,000	2,719
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,545,000	2,719
Net charge-offs	$292,000	3,832
Cash dividends	$984,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,578,970	2,591
2011-09-30 (YTD Data)		Rank
Total interest income	$5,284,000	3,700
Total interest expense	$258,000	6,508
Net interest income	$5,026,000	3,199
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$1,011,000	2,605
Gross Fiduciary activities income	$387,000	553
Service charges on deposit accounts	$288,000	3,118
Trading account gains and fees	$0	145
Additional Noninterest Income	$336,000	3,297
Total noninterest expense	$4,128,000	3,287
Salaries and employee benefits	$2,045,000	3,337
Premises and equipment expense	$763,000	2,401
Additional noninterest expense	$1,320,000	3,462
Pre-tax net operating income	$1,729,000	2,333
Securities gains (losses)	$0	3,555
Applicable income taxes	$336,000	2,150
Income before extraordinary items	$1,393,000	2,456
Extraordinary gains, net	$0	21
Net income	$1,393,000	2,458
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,393,000	2,458
Net charge-offs	$213,000	3,643
Cash dividends	$480,000	1,863
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,393,000	2,360
2011-06-30 (YTD Data)		Rank
Total interest income	$3,565,000	3,707
Total interest expense	$190,000	6,486
Net interest income	$3,375,000	3,190
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$691,000	2,566
Gross Fiduciary activities income	$261,000	553
Service charges on deposit accounts	$200,000	3,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$230,000	3,278
Total noninterest expense	$2,811,000	3,265
Salaries and employee benefits	$1,415,000	3,287
Premises and equipment expense	$515,000	2,394
Additional noninterest expense	$881,000	3,515
Pre-tax net operating income	$1,135,000	2,329
Securities gains (losses)	$0	2,914
Applicable income taxes	$336,000	1,685
Income before extraordinary items	$799,000	2,676
Extraordinary gains, net	$0	15
Net income	$799,000	2,676
Minority interest net income	$0	89
Net income of bank and minority interests.	$799,000	2,676
Net charge-offs	$122,000	3,648
Cash dividends	$480,000	1,457
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$799,000	2,594
2011-03-31 (YTD Data)		Rank
Total interest income	$1,775,000	3,738
Total interest expense	$113,000	6,333
Net interest income	$1,662,000	3,220
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$327,000	2,684
Gross Fiduciary activities income	$120,000	578
Service charges on deposit accounts	$99,000	2,997
Trading account gains and fees	$0	158
Additional Noninterest Income	$108,000	3,428
Total noninterest expense	$1,425,000	3,235
Salaries and employee benefits	$720,000	3,256
Premises and equipment expense	$262,000	2,388
Additional noninterest expense	$443,000	3,491
Pre-tax net operating income	$504,000	2,541
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$504,000	2,239
Extraordinary gains, net	$0	9
Net income	$504,000	2,238
Minority interest net income	$0	86
Net income of bank and minority interests.	$504,000	2,239
Net charge-offs	$108,000	2,655
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$504,000	2,194
2010-12-31 (YTD Data)		Rank
Total interest income	$6,201,000	4,224
Total interest expense	$520,000	6,470
Net interest income	$5,681,000	3,624
Provision for loan and lease losses	$190,000	5,407
Total noninterest income	$978,000	3,256
Gross Fiduciary activities income	$437,000	583
Service charges on deposit accounts	$221,000	4,225
Trading account gains and fees	$0	175
Additional Noninterest Income	$320,000	3,854
Total noninterest expense	$4,884,000	3,678
Salaries and employee benefits	$2,434,000	3,656
Premises and equipment expense	$792,000	3,003
Additional noninterest expense	$1,658,000	3,738
Pre-tax net operating income	$1,585,000	2,639
Securities gains (losses)	$-2,000	6,921
Applicable income taxes	$312,000	2,324
Income before extraordinary items	$1,271,000	2,802
Extraordinary gains, net	$0	29
Net income	$1,271,000	2,799
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,271,000	2,803
Net charge-offs	$71,000	5,692
Cash dividends	$840,000	1,697
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,272,600	2,695
2010-09-30 (YTD Data)		Rank
Total interest income	$4,378,000	4,480
Total interest expense	$373,000	6,663
Net interest income	$4,005,000	3,835
Provision for loan and lease losses	$130,000	5,437
Total noninterest income	$654,000	3,524
Gross Fiduciary activities income	$311,000	592
Service charges on deposit accounts	$122,000	4,852
Trading account gains and fees	$0	165
Additional Noninterest Income	$221,000	4,007
Total noninterest expense	$3,290,000	3,965
Salaries and employee benefits	$1,691,000	3,928
Premises and equipment expense	$541,000	3,263
Additional noninterest expense	$1,058,000	4,153
Pre-tax net operating income	$1,239,000	2,722
Securities gains (losses)	$5,000	3,295
Applicable income taxes	$275,000	2,232
Income before extraordinary items	$969,000	2,945
Extraordinary gains, net	$0	23
Net income	$969,000	2,941
Minority interest net income	$0	110
Net income of bank and minority interests.	$969,000	2,944
Net charge-offs	$65,000	5,312
Cash dividends	$384,000	2,092
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$965,100	2,815
2010-06-30 (YTD Data)		Rank
Total interest income	$2,890,000	4,549
Total interest expense	$260,000	6,689
Net interest income	$2,630,000	3,883
Provision for loan and lease losses	$85,000	5,336
Total noninterest income	$441,000	3,462
Gross Fiduciary activities income	$205,000	600
Service charges on deposit accounts	$82,000	4,831
Trading account gains and fees	$0	152
Additional Noninterest Income	$154,000	3,933
Total noninterest expense	$2,118,000	4,078
Salaries and employee benefits	$1,094,000	4,032
Premises and equipment expense	$362,000	3,274
Additional noninterest expense	$662,000	4,324
Pre-tax net operating income	$868,000	2,646
Securities gains (losses)	$5,000	2,788
Applicable income taxes	$154,000	2,384
Income before extraordinary items	$719,000	2,706
Extraordinary gains, net	$0	19
Net income	$719,000	2,701
Minority interest net income	$0	105
Net income of bank and minority interests.	$719,000	2,705
Net charge-offs	$66,000	4,642
Cash dividends	$384,000	1,652
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$714,900	2,629
2010-03-31 (YTD Data)		Rank
Total interest income	$1,424,000	4,643
Total interest expense	$138,000	6,743
Net interest income	$1,286,000	3,963
Provision for loan and lease losses	$40,000	5,088
Total noninterest income	$193,000	3,721
Gross Fiduciary activities income	$92,000	630
Service charges on deposit accounts	$38,000	4,970
Trading account gains and fees	$0	175
Additional Noninterest Income	$63,000	4,306
Total noninterest expense	$1,098,000	4,016
Salaries and employee benefits	$581,000	3,919
Premises and equipment expense	$181,000	3,375
Additional noninterest expense	$336,000	4,278
Pre-tax net operating income	$341,000	3,128
Securities gains (losses)	$0	2,284
Applicable income taxes	$64,000	2,567
Income before extraordinary items	$277,000	3,291
Extraordinary gains, net	$0	16
Net income	$277,000	3,288
Minority interest net income	$0	91
Net income of bank and minority interests.	$277,000	3,291
Net charge-offs	$14,000	4,653
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$277,000	3,181
2009-12-31 (YTD Data)		Rank
Total interest income	$6,136,000	4,547
Total interest expense	$601,000	6,911
Net interest income	$5,535,000	3,681
Provision for loan and lease losses	$160,000	5,999
Total noninterest income	$807,000	3,749
Gross Fiduciary activities income	$335,000	641
Service charges on deposit accounts	$190,000	4,739
Trading account gains and fees	$0	211
Additional Noninterest Income	$282,000	4,061
Total noninterest expense	$4,214,000	4,201
Salaries and employee benefits	$2,192,000	4,080
Premises and equipment expense	$801,000	3,122
Additional noninterest expense	$1,221,000	4,692
Pre-tax net operating income	$1,968,000	1,934
Securities gains (losses)	$0	3,754
Applicable income taxes	$453,000	1,636
Income before extraordinary items	$1,515,000	2,102
Extraordinary gains, net	$0	34
Net income	$1,515,000	2,099
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,515,000	2,101
Net charge-offs	$163,000	5,229
Cash dividends	$792,000	1,954
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,515,000	2,069
2009-09-30 (YTD Data)		Rank
Total interest income	$4,601,000	4,610
Total interest expense	$449,000	7,031
Net interest income	$4,152,000	3,695
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$589,000	3,881
Gross Fiduciary activities income	$234,000	658
Service charges on deposit accounts	$140,000	4,795
Trading account gains and fees	$0	212
Additional Noninterest Income	$215,000	4,165
Total noninterest expense	$3,221,000	4,145
Salaries and employee benefits	$1,688,000	4,023
Premises and equipment expense	$617,000	3,086
Additional noninterest expense	$916,000	4,673
Pre-tax net operating income	$1,430,000	2,126
Securities gains (losses)	$0	3,497
Applicable income taxes	$344,000	1,784
Income before extraordinary items	$1,086,000	2,343
Extraordinary gains, net	$0	27
Net income	$1,086,000	2,340
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,086,000	2,343
Net charge-offs	$94,000	5,110
Cash dividends	$348,000	2,464
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,086,000	2,300
2009-06-30 (YTD Data)		Rank
Total interest income	$3,091,000	4,632
Total interest expense	$313,000	7,082
Net interest income	$2,778,000	3,672
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$385,000	3,924
Gross Fiduciary activities income	$145,000	677
Service charges on deposit accounts	$91,000	4,833
Trading account gains and fees	$0	193
Additional Noninterest Income	$149,000	4,137
Total noninterest expense	$2,138,000	4,194
Salaries and employee benefits	$1,104,000	4,125
Premises and equipment expense	$421,000	3,052
Additional noninterest expense	$613,000	4,663
Pre-tax net operating income	$965,000	2,180
Securities gains (losses)	$0	3,136
Applicable income taxes	$261,000	1,685
Income before extraordinary items	$704,000	2,481
Extraordinary gains, net	$0	21
Net income	$704,000	2,478
Minority interest net income	$0	112
Net income of bank and minority interests.	$704,000	2,480
Net charge-offs	$11,000	5,942
Cash dividends	$348,000	2,051
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$704,000	2,398
2009-03-31 (YTD Data)		Rank
Total interest income	$1,551,000	4,658
Total interest expense	$162,000	7,127
Net interest income	$1,389,000	3,662
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$159,000	4,271
Gross Fiduciary activities income	$66,000	712
Service charges on deposit accounts	$40,000	5,014
Trading account gains and fees	$0	171
Additional Noninterest Income	$53,000	4,730
Total noninterest expense	$1,069,000	4,111
Salaries and employee benefits	$583,000	4,000
Premises and equipment expense	$202,000	3,203
Additional noninterest expense	$284,000	4,577
Pre-tax net operating income	$449,000	2,574
Securities gains (losses)	$0	2,434
Applicable income taxes	$101,000	2,173
Income before extraordinary items	$348,000	2,831
Extraordinary gains, net	$0	15
Net income	$348,000	2,830
Minority interest net income	$0	102
Net income of bank and minority interests.	$348,000	2,832
Net charge-offs	$5,000	5,094
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$348,000	2,690
2008-12-31 (YTD Data)		Rank
Total interest income	$6,864,000	4,535
Total interest expense	$926,000	6,909
Net interest income	$5,938,000	3,507
Provision for loan and lease losses	$120,000	5,805
Total noninterest income	$765,000	3,953
Gross Fiduciary activities income	$281,000	709
Service charges on deposit accounts	$201,000	4,775
Trading account gains and fees	$0	154
Additional Noninterest Income	$283,000	4,208
Total noninterest expense	$4,086,000	4,167
Salaries and employee benefits	$2,124,000	4,255
Premises and equipment expense	$793,000	3,204
Additional noninterest expense	$1,169,000	4,372
Pre-tax net operating income	$2,497,000	2,088
Securities gains (losses)	$0	3,220
Applicable income taxes	$825,000	1,371
Income before extraordinary items	$1,672,000	2,332
Extraordinary gains, net	$0	39
Net income	$1,672,000	2,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,841
Cash dividends	$1,440,000	1,783
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,672,000	2,458
2008-09-30 (YTD Data)		Rank
Total interest income	$5,218,000	4,578
Total interest expense	$723,000	6,952
Net interest income	$4,495,000	3,504
Provision for loan and lease losses	$90,000	5,263
Total noninterest income	$571,000	4,060
Gross Fiduciary activities income	$202,000	717
Service charges on deposit accounts	$154,000	4,775
Trading account gains and fees	$0	148
Additional Noninterest Income	$215,000	4,283
Total noninterest expense	$3,063,000	4,155
Salaries and employee benefits	$1,604,000	4,254
Premises and equipment expense	$588,000	3,243
Additional noninterest expense	$871,000	4,307
Pre-tax net operating income	$1,913,000	2,377
Securities gains (losses)	$0	3,106
Applicable income taxes	$575,000	1,728
Income before extraordinary items	$1,338,000	2,547
Extraordinary gains, net	$0	31
Net income	$1,338,000	2,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,771
Cash dividends	$720,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,338,000	2,673
2008-06-30 (YTD Data)		Rank
Total interest income	$3,534,000	4,598
Total interest expense	$554,000	6,834
Net interest income	$2,980,000	3,506
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$386,000	4,086
Gross Fiduciary activities income	$133,000	731
Service charges on deposit accounts	$104,000	4,763
Trading account gains and fees	$0	149
Additional Noninterest Income	$149,000	4,327
Total noninterest expense	$2,037,000	4,179
Salaries and employee benefits	$1,054,000	4,353
Premises and equipment expense	$372,000	3,410
Additional noninterest expense	$611,000	4,134
Pre-tax net operating income	$1,269,000	2,493
Securities gains (losses)	$0	3,233
Applicable income taxes	$469,000	1,678
Income before extraordinary items	$800,000	3,048
Extraordinary gains, net	$0	21
Net income	$800,000	3,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,731
Cash dividends	$720,000	1,824
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$800,000	3,000
2008-03-31 (YTD Data)		Rank
Total interest income	$1,813,000	4,603
Total interest expense	$350,000	6,516
Net interest income	$1,463,000	3,549
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$175,000	4,263
Gross Fiduciary activities income	$61,000	766
Service charges on deposit accounts	$52,000	4,734
Trading account gains and fees	$0	158
Additional Noninterest Income	$62,000	4,635
Total noninterest expense	$1,052,000	4,086
Salaries and employee benefits	$555,000	4,200
Premises and equipment expense	$195,000	3,309
Additional noninterest expense	$302,000	4,093
Pre-tax net operating income	$556,000	2,863
Securities gains (losses)	$0	2,688
Applicable income taxes	$195,000	2,009
Income before extraordinary items	$361,000	3,422
Extraordinary gains, net	$0	15
Net income	$361,000	3,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,329
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$361,000	3,322
2007-12-31 (YTD Data)		Rank
Total interest income	$7,450,000	4,573
Total interest expense	$1,575,000	6,325
Net interest income	$5,875,000	3,554
Provision for loan and lease losses	$190,000	3,950
Total noninterest income	$685,000	4,352
Gross Fiduciary activities income	$228,000	776
Service charges on deposit accounts	$212,000	4,785
Trading account gains and fees	$0	178
Additional Noninterest Income	$245,000	4,641
Total noninterest expense	$3,802,000	4,286
Salaries and employee benefits	$2,040,000	4,332
Premises and equipment expense	$688,000	3,485
Additional noninterest expense	$1,074,000	4,411
Pre-tax net operating income	$2,568,000	2,768
Securities gains (losses)	$0	2,146
Applicable income taxes	$846,000	2,069
Income before extraordinary items	$1,722,000	3,140
Extraordinary gains, net	$0	39
Net income	$1,722,000	3,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,101
Cash dividends	$1,380,000	2,133
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,722,000	3,129
2007-09-30 (YTD Data)		Rank
Total interest income	$5,567,000	4,587
Total interest expense	$1,164,000	6,386
Net interest income	$4,403,000	3,565
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$501,000	4,417
Gross Fiduciary activities income	$162,000	784
Service charges on deposit accounts	$158,000	4,809
Trading account gains and fees	$0	184
Additional Noninterest Income	$181,000	4,690
Total noninterest expense	$2,851,000	4,247
Salaries and employee benefits	$1,585,000	4,204
Premises and equipment expense	$505,000	3,526
Additional noninterest expense	$761,000	4,548
Pre-tax net operating income	$1,963,000	2,878
Securities gains (losses)	$0	1,655
Applicable income taxes	$765,000	1,960
Income before extraordinary items	$1,198,000	3,467
Extraordinary gains, net	$0	33
Net income	$1,198,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$684,000	2,508
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,198,000	3,453
2007-06-30 (YTD Data)		Rank
Total interest income	$3,705,000	4,618
Total interest expense	$835,000	6,278
Net interest income	$2,870,000	3,657
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$330,000	4,462
Gross Fiduciary activities income	$103,000	808
Service charges on deposit accounts	$109,000	4,763
Trading account gains and fees	$0	168
Additional Noninterest Income	$118,000	4,783
Total noninterest expense	$1,886,000	4,304
Salaries and employee benefits	$1,025,000	4,345
Premises and equipment expense	$327,000	3,624
Additional noninterest expense	$534,000	4,384
Pre-tax net operating income	$1,254,000	3,017
Securities gains (losses)	$0	1,444
Applicable income taxes	$390,000	2,414
Income before extraordinary items	$864,000	3,342
Extraordinary gains, net	$0	29
Net income	$864,000	3,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,409
Cash dividends	$684,000	2,012
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$864,000	3,321
2007-03-31 (YTD Data)		Rank
Total interest income	$1,828,000	4,661
Total interest expense	$426,000	6,246
Net interest income	$1,402,000	3,718
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$132,000	4,902
Gross Fiduciary activities income	$45,000	833
Service charges on deposit accounts	$56,000	4,665
Trading account gains and fees	$0	195
Additional Noninterest Income	$31,000	5,926
Total noninterest expense	$967,000	4,241
Salaries and employee benefits	$546,000	4,160
Premises and equipment expense	$155,000	3,786
Additional noninterest expense	$266,000	4,336
Pre-tax net operating income	$537,000	3,363
Securities gains (losses)	$0	1,187
Applicable income taxes	$213,000	2,314
Income before extraordinary items	$324,000	3,998
Extraordinary gains, net	$0	22
Net income	$324,000	3,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$324,000	3,978
2006-12-31 (YTD Data)		Rank
Total interest income	$7,126,000	4,512
Total interest expense	$1,490,000	6,129
Net interest income	$5,636,000	3,685
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$649,000	4,534
Gross Fiduciary activities income	$172,000	833
Service charges on deposit accounts	$222,000	4,771
Trading account gains and fees	$0	130
Additional Noninterest Income	$255,000	4,616
Total noninterest expense	$3,798,000	4,134
Salaries and employee benefits	$2,058,000	4,178
Premises and equipment expense	$602,000	3,756
Additional noninterest expense	$1,138,000	4,102
Pre-tax net operating income	$2,367,000	3,260
Securities gains (losses)	$0	1,687
Applicable income taxes	$686,000	2,699
Income before extraordinary items	$1,681,000	3,508
Extraordinary gains, net	$0	51
Net income	$1,681,000	3,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,106
Cash dividends	$1,368,000	2,074
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,681,000	3,490
2006-09-30 (YTD Data)		Rank
Total interest income	$5,265,000	4,556
Total interest expense	$1,019,000	6,280
Net interest income	$4,246,000	3,694
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$464,000	4,686
Gross Fiduciary activities income	$125,000	828
Service charges on deposit accounts	$170,000	4,767
Trading account gains and fees	$0	126
Additional Noninterest Income	$169,000	4,896
Total noninterest expense	$2,853,000	4,126
Salaries and employee benefits	$1,558,000	4,136
Premises and equipment expense	$489,000	3,531
Additional noninterest expense	$806,000	4,237
Pre-tax net operating income	$1,767,000	3,387
Securities gains (losses)	$0	1,388
Applicable income taxes	$583,000	2,639
Income before extraordinary items	$1,184,000	3,779
Extraordinary gains, net	$0	45
Net income	$1,184,000	3,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,477
Cash dividends	$684,000	2,473
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,184,000	3,757
2006-06-30 (YTD Data)		Rank
Total interest income	$3,503,000	4,503
Total interest expense	$662,000	6,255
Net interest income	$2,841,000	3,691
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$328,000	4,505
Gross Fiduciary activities income	$92,000	826
Service charges on deposit accounts	$109,000	4,821
Trading account gains and fees	$0	126
Additional Noninterest Income	$127,000	4,635
Total noninterest expense	$1,910,000	4,123
Salaries and employee benefits	$1,008,000	4,233
Premises and equipment expense	$315,000	3,627
Additional noninterest expense	$587,000	3,982
Pre-tax net operating income	$1,199,000	3,360
Securities gains (losses)	$0	1,185
Applicable income taxes	$472,000	2,401
Income before extraordinary items	$727,000	3,975
Extraordinary gains, net	$0	39
Net income	$727,000	3,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,380
Cash dividends	$684,000	1,927
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$727,000	3,964
2006-03-31 (YTD Data)		Rank
Total interest income	$1,739,000	4,480
Total interest expense	$305,000	6,353
Net interest income	$1,434,000	3,660
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$169,000	4,354
Gross Fiduciary activities income	$50,000	810
Service charges on deposit accounts	$56,000	4,691
Trading account gains and fees	$0	115
Additional Noninterest Income	$63,000	4,642
Total noninterest expense	$987,000	4,053
Salaries and employee benefits	$535,000	4,090
Premises and equipment expense	$150,000	3,796
Additional noninterest expense	$302,000	3,867
Pre-tax net operating income	$586,000	3,364
Securities gains (losses)	$0	955
Applicable income taxes	$245,000	2,299
Income before extraordinary items	$341,000	4,080
Extraordinary gains, net	$0	21
Net income	$341,000	4,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,331
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$341,000	4,068
2005-12-31 (YTD Data)		Rank
Total interest income	$6,756,000	4,251
Total interest expense	$863,000	6,622
Net interest income	$5,893,000	3,475
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$551,000	5,012
Gross Fiduciary activities income	$163,000	856
Service charges on deposit accounts	$221,000	4,832
Trading account gains and fees	$0	138
Additional Noninterest Income	$167,000	5,542
Total noninterest expense	$3,658,000	4,149
Salaries and employee benefits	$1,915,000	4,260
Premises and equipment expense	$616,000	3,578
Additional noninterest expense	$1,127,000	4,052
Pre-tax net operating income	$2,666,000	3,030
Securities gains (losses)	$0	2,296
Applicable income taxes	$831,000	2,554
Income before extraordinary items	$1,835,000	3,308
Extraordinary gains, net	$0	46
Net income	$1,835,000	3,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,434
Cash dividends	$1,200,000	2,126
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,835,000	3,272
2005-09-30 (YTD Data)		Rank
Total interest income	$5,075,000	4,199
Total interest expense	$606,000	6,691
Net interest income	$4,469,000	3,435
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$408,000	5,067
Gross Fiduciary activities income	$116,000	849
Service charges on deposit accounts	$165,000	4,871
Trading account gains and fees	$0	126
Additional Noninterest Income	$127,000	5,502
Total noninterest expense	$2,699,000	4,158
Salaries and employee benefits	$1,451,000	4,192
Premises and equipment expense	$467,000	3,531
Additional noninterest expense	$781,000	4,251
Pre-tax net operating income	$2,088,000	2,953
Securities gains (losses)	$0	2,317
Applicable income taxes	$735,000	2,324
Income before extraordinary items	$1,353,000	3,393
Extraordinary gains, net	$0	35
Net income	$1,353,000	3,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$564,000	2,613
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,353,000	3,350
2005-06-30 (YTD Data)		Rank
Total interest income	$3,291,000	4,211
Total interest expense	$378,000	6,734
Net interest income	$2,913,000	3,481
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$269,000	5,044
Gross Fiduciary activities income	$77,000	859
Service charges on deposit accounts	$104,000	4,953
Trading account gains and fees	$0	116
Additional Noninterest Income	$88,000	5,421
Total noninterest expense	$1,796,000	4,158
Salaries and employee benefits	$955,000	4,214
Premises and equipment expense	$308,000	3,540
Additional noninterest expense	$533,000	4,150
Pre-tax net operating income	$1,326,000	3,024
Securities gains (losses)	$0	2,146
Applicable income taxes	$484,000	2,315
Income before extraordinary items	$842,000	3,517
Extraordinary gains, net	$0	30
Net income	$842,000	3,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$564,000	2,032
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$842,000	3,470
2005-03-31 (YTD Data)		Rank
Total interest income	$1,550,000	4,372
Total interest expense	$160,000	7,042
Net interest income	$1,390,000	3,629
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$124,000	5,184
Gross Fiduciary activities income	$33,000	894
Service charges on deposit accounts	$52,000	4,904
Trading account gains and fees	$0	115
Additional Noninterest Income	$39,000	5,696
Total noninterest expense	$877,000	4,249
Salaries and employee benefits	$495,000	4,125
Premises and equipment expense	$143,000	3,777
Additional noninterest expense	$239,000	4,502
Pre-tax net operating income	$607,000	3,195
Securities gains (losses)	$0	1,685
Applicable income taxes	$120,000	3,471
Income before extraordinary items	$487,000	3,106
Extraordinary gains, net	$0	24
Net income	$487,000	3,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$487,000	3,068
2004-12-31 (YTD Data)		Rank
Total interest income	$5,816,000	4,357
Total interest expense	$642,000	6,804
Net interest income	$5,174,000	3,712
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$515,000	5,186
Gross Fiduciary activities income	$148,000	857
Service charges on deposit accounts	$216,000	5,064
Trading account gains and fees	$0	138
Additional Noninterest Income	$151,000	5,675
Total noninterest expense	$3,449,000	4,229
Salaries and employee benefits	$1,868,000	4,215
Premises and equipment expense	$546,000	3,814
Additional noninterest expense	$1,035,000	4,215
Pre-tax net operating income	$2,140,000	3,358
Securities gains (losses)	$0	3,819
Applicable income taxes	$528,000	3,259
Income before extraordinary items	$1,612,000	3,446
Extraordinary gains, net	$0	34
Net income	$1,612,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,326
Cash dividends	$1,001,000	2,306
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,612,000	3,386
2004-09-30 (YTD Data)		Rank
Total interest income	$4,317,000	4,367
Total interest expense	$480,000	6,799
Net interest income	$3,837,000	3,723
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$367,000	5,342
Gross Fiduciary activities income	$105,000	864
Service charges on deposit accounts	$150,000	5,268
Trading account gains and fees	$0	134
Additional Noninterest Income	$112,000	5,710
Total noninterest expense	$2,600,000	4,180
Salaries and employee benefits	$1,425,000	4,121
Premises and equipment expense	$408,000	3,816
Additional noninterest expense	$767,000	4,214
Pre-tax net operating income	$1,514,000	3,556
Securities gains (losses)	$0	3,710
Applicable income taxes	$404,000	3,285
Income before extraordinary items	$1,110,000	3,746
Extraordinary gains, net	$0	26
Net income	$1,110,000	3,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,247
Cash dividends	$384,000	3,092
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,110,000	3,667
2004-06-30 (YTD Data)		Rank
Total interest income	$2,846,000	4,407
Total interest expense	$331,000	6,755
Net interest income	$2,515,000	3,763
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$247,000	5,320
Gross Fiduciary activities income	$72,000	865
Service charges on deposit accounts	$95,000	5,380
Trading account gains and fees	$0	130
Additional Noninterest Income	$80,000	5,602
Total noninterest expense	$1,729,000	4,199
Salaries and employee benefits	$938,000	4,173
Premises and equipment expense	$274,000	3,796
Additional noninterest expense	$517,000	4,204
Pre-tax net operating income	$973,000	3,599
Securities gains (losses)	$0	3,413
Applicable income taxes	$332,000	2,895
Income before extraordinary items	$641,000	4,056
Extraordinary gains, net	$0	21
Net income	$641,000	4,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,234
Cash dividends	$384,000	2,534
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$641,000	3,978
2004-03-31 (YTD Data)		Rank
Total interest income	$1,414,000	4,450
Total interest expense	$168,000	6,778
Net interest income	$1,246,000	3,771
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$113,000	5,490
Gross Fiduciary activities income	$34,000	889
Service charges on deposit accounts	$48,000	5,292
Trading account gains and fees	$0	121
Additional Noninterest Income	$31,000	6,045
Total noninterest expense	$834,000	4,353
Salaries and employee benefits	$444,000	4,392
Premises and equipment expense	$142,000	3,735
Additional noninterest expense	$248,000	4,344
Pre-tax net operating income	$495,000	3,548
Securities gains (losses)	$0	2,934
Applicable income taxes	$175,000	2,806
Income before extraordinary items	$320,000	4,097
Extraordinary gains, net	$0	16
Net income	$320,000	4,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$320,000	3,952
2003-12-31 (YTD Data)		Rank
Total interest income	$5,721,000	4,438
Total interest expense	$759,000	6,844
Net interest income	$4,962,000	3,702
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$458,000	5,654
Gross Fiduciary activities income	$113,000	935
Service charges on deposit accounts	$207,000	5,198
Trading account gains and fees	$0	160
Additional Noninterest Income	$138,000	5,969
Total noninterest expense	$3,217,000	4,393
Salaries and employee benefits	$1,757,000	4,330
Premises and equipment expense	$533,000	3,868
Additional noninterest expense	$927,000	4,524
Pre-tax net operating income	$2,083,000	3,302
Securities gains (losses)	$0	4,500
Applicable income taxes	$621,000	2,993
Income before extraordinary items	$1,462,000	3,627
Extraordinary gains, net	$0	54
Net income	$1,462,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,046
Cash dividends	$624,000	3,137
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,462,000	3,467
2003-09-30 (YTD Data)		Rank
Total interest income	$4,312,000	4,477
Total interest expense	$587,000	6,908
Net interest income	$3,725,000	3,719
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$348,000	5,678
Gross Fiduciary activities income	$75,000	968
Service charges on deposit accounts	$157,000	5,204
Trading account gains and fees	$0	153
Additional Noninterest Income	$116,000	5,793
Total noninterest expense	$2,319,000	4,505
Salaries and employee benefits	$1,246,000	4,490
Premises and equipment expense	$399,000	3,870
Additional noninterest expense	$674,000	4,591
Pre-tax net operating income	$1,664,000	3,268
Securities gains (losses)	$0	4,204
Applicable income taxes	$502,000	3,023
Income before extraordinary items	$1,162,000	3,584
Extraordinary gains, net	$0	40
Net income	$1,162,000	3,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,833
Cash dividends	$312,000	3,411
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,162,000	3,406
2003-06-30 (YTD Data)		Rank
Total interest income	$2,910,000	4,469
Total interest expense	$406,000	6,942
Net interest income	$2,504,000	3,694
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$232,000	5,655
Gross Fiduciary activities income	$46,000	982
Service charges on deposit accounts	$102,000	5,238
Trading account gains and fees	$0	150
Additional Noninterest Income	$84,000	5,643
Total noninterest expense	$1,574,000	4,423
Salaries and employee benefits	$850,000	4,431
Premises and equipment expense	$265,000	3,857
Additional noninterest expense	$459,000	4,524
Pre-tax net operating income	$1,102,000	3,284
Securities gains (losses)	$0	3,782
Applicable income taxes	$375,000	2,816
Income before extraordinary items	$727,000	3,764
Extraordinary gains, net	$0	30
Net income	$727,000	3,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$312,000	2,819
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$727,000	3,566
2003-03-31 (YTD Data)		Rank
Total interest income	$1,398,000	4,631
Total interest expense	$201,000	7,054
Net interest income	$1,197,000	3,830
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$103,000	5,849
Gross Fiduciary activities income	$23,000	994
Service charges on deposit accounts	$54,000	5,010
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	6,499
Total noninterest expense	$755,000	4,553
Salaries and employee benefits	$416,000	4,500
Premises and equipment expense	$133,000	3,855
Additional noninterest expense	$206,000	4,860
Pre-tax net operating income	$515,000	3,423
Securities gains (losses)	$0	2,891
Applicable income taxes	$172,000	2,956
Income before extraordinary items	$343,000	3,858
Extraordinary gains, net	$0	21
Net income	$343,000	3,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$343,000	3,680
2002-12-31 (YTD Data)		Rank
Total interest income	$6,177,000	4,467
Total interest expense	$960,000	7,042
Net interest income	$5,217,000	3,534
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$422,000	5,640
Gross Fiduciary activities income	$57,000	1,093
Service charges on deposit accounts	$212,000	5,076
Trading account gains and fees	$0	153
Additional Noninterest Income	$153,000	5,555
Total noninterest expense	$2,926,000	4,542
Salaries and employee benefits	$1,592,000	4,470
Premises and equipment expense	$470,000	4,127
Additional noninterest expense	$864,000	4,666
Pre-tax net operating income	$2,593,000	2,809
Securities gains (losses)	$0	4,537
Applicable income taxes	$871,000	2,446
Income before extraordinary items	$1,722,000	3,146
Extraordinary gains, net	$0	70
Net income	$1,722,000	3,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,417
Cash dividends	$756,000	2,747
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,722,000	3,039
2001-12-31 (YTD Data)		Rank
Total interest income	$6,931,000	4,465
Total interest expense	$1,776,000	6,456
Net interest income	$5,155,000	3,358
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$362,000	5,940
Gross Fiduciary activities income	$27,000	1,248
Service charges on deposit accounts	$213,000	5,020
Trading account gains and fees	$0	177
Additional Noninterest Income	$122,000	5,970
Total noninterest expense	$2,788,000	4,593
Salaries and employee benefits	$1,528,000	4,452
Premises and equipment expense	$483,000	4,002
Additional noninterest expense	$777,000	4,882
Pre-tax net operating income	$2,609,000	2,586
Securities gains (losses)	$0	4,612
Applicable income taxes	$877,000	2,281
Income before extraordinary items	$1,732,000	2,885
Extraordinary gains, net	$0	105
Net income	$1,732,000	2,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,241
Cash dividends	$768,000	2,692
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,732,000	2,796
2000-12-31 (YTD Data)		Rank
Total interest income	$7,044,000	4,568
Total interest expense	$2,261,000	5,890
Net interest income	$4,783,000	3,612
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$295,000	6,346
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,226
Total noninterest expense	$2,291,000	5,176
Salaries and employee benefits	$1,289,000	4,932
Premises and equipment expense	$381,000	4,658
Additional noninterest expense	$621,000	5,646
Pre-tax net operating income	$2,667,000	2,625
Securities gains (losses)	$4,000	1,432
Applicable income taxes	$703,000	2,767
Income before extraordinary items	$1,968,000	2,612
Extraordinary gains, net	$0	38
Net income	$1,968,000	2,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	9,215
Cash dividends	$768,000	2,735
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,965,040	2,608
1999-12-31 (YTD Data)		Rank
Total interest income	$6,203,000	4,839
Total interest expense	$1,790,000	6,373
Net interest income	$4,413,000	3,851
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$299,000	6,443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$197,000	5,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	6,585
Total noninterest expense	$2,121,000	5,454
Salaries and employee benefits	$1,153,000	5,319
Premises and equipment expense	$376,000	4,727
Additional noninterest expense	$592,000	5,880
Pre-tax net operating income	$2,531,000	2,766
Securities gains (losses)	$0	3,155
Applicable income taxes	$578,000	3,302
Income before extraordinary items	$1,953,000	2,638
Extraordinary gains, net	$0	35
Net income	$1,953,000	2,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,387
Cash dividends	$720,000	2,853
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,953,000	2,608
1998-12-31 (YTD Data)		Rank
Total interest income	$6,047,000	4,979
Total interest expense	$2,137,000	5,946
Net interest income	$3,910,000	4,198
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$266,000	6,815
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	5,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,117
Total noninterest expense	$2,249,000	5,128
Salaries and employee benefits	$1,155,000	5,222
Premises and equipment expense	$392,000	4,494
Additional noninterest expense	$702,000	5,152
Pre-tax net operating income	$1,867,000	3,527
Securities gains (losses)	$0	4,449
Applicable income taxes	$727,000	2,945
Income before extraordinary items	$1,140,000	4,085
Extraordinary gains, net	$0	32
Net income	$1,140,000	4,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$924,000	2,358
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,140,000	3,999
1997-12-31 (YTD Data)		Rank
Total interest income	$5,837,000	5,174
Total interest expense	$2,166,000	5,948
Net interest income	$3,671,000	4,558
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$258,000	7,121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	5,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,257
Total noninterest expense	$2,115,000	5,435
Salaries and employee benefits	$1,122,000	5,384
Premises and equipment expense	$368,000	4,728
Additional noninterest expense	$625,000	5,653
Pre-tax net operating income	$1,754,000	3,946
Securities gains (losses)	$0	3,944
Applicable income taxes	$672,000	3,356
Income before extraordinary items	$1,082,000	4,419
Extraordinary gains, net	$0	44
Net income	$1,082,000	4,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,223
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,082,000	4,350
1996-12-31 (YTD Data)		Rank
Total interest income	$5,679,000	5,386
Total interest expense	$2,079,000	6,270
Net interest income	$3,600,000	4,715
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$250,000	7,576
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,617
Total noninterest expense	$1,950,000	6,037
Salaries and employee benefits	$1,054,000	5,775
Premises and equipment expense	$373,000	4,796
Additional noninterest expense	$523,000	6,890
Pre-tax net operating income	$1,840,000	3,642
Securities gains (losses)	$0	4,148
Applicable income taxes	$766,000	2,960
Income before extraordinary items	$1,074,000	4,228
Extraordinary gains, net	$0	53
Net income	$1,074,000	4,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,684
Cash dividends	$300,000	4,471
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,074,000	4,169
1995-12-31 (YTD Data)		Rank
Total interest income	$5,553,000	5,549
Total interest expense	$2,143,000	6,182
Net interest income	$3,410,000	4,968
Provision for loan and lease losses	$115,000	4,295
Total noninterest income	$218,000	8,150
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$165,000	6,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,088
Total noninterest expense	$1,996,000	5,987
Salaries and employee benefits	$1,071,000	5,725
Premises and equipment expense	$360,000	4,928
Additional noninterest expense	$565,000	6,747
Pre-tax net operating income	$1,517,000	4,417
Securities gains (losses)	$20,000	1,915
Applicable income taxes	$644,000	3,477
Income before extraordinary items	$893,000	5,022
Extraordinary gains, net	$0	65
Net income	$893,000	5,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,247
Cash dividends	$239,000	5,121
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$880,200	5,064
1994-12-31 (YTD Data)		Rank
Total interest income	$5,180,000	5,508
Total interest expense	$1,871,000	5,900
Net interest income	$3,309,000	5,187
Provision for loan and lease losses	$213,000	2,907
Total noninterest income	$220,000	8,385
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	6,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	10,653
Total noninterest expense	$1,987,000	6,238
Salaries and employee benefits	$1,044,000	5,883
Premises and equipment expense	$309,000	5,586
Additional noninterest expense	$634,000	6,784
Pre-tax net operating income	$1,329,000	4,859
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$545,000	3,794
Income before extraordinary items	$783,000	5,444
Extraordinary gains, net	$0	249
Net income	$783,000	5,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$239,000	5,084
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$783,640	5,513
1993-12-31 (YTD Data)		Rank
Total interest income	$4,992,000	5,792
Total interest expense	$1,722,000	6,560
Net interest income	$3,270,000	5,250
Provision for loan and lease losses	$300,000	2,975
Total noninterest income	$257,000	8,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	5,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,638
Total noninterest expense	$1,919,000	6,567
Salaries and employee benefits	$1,005,000	6,108
Premises and equipment expense	$266,000	6,397
Additional noninterest expense	$648,000	6,956
Pre-tax net operating income	$1,308,000	4,842
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$524,000	4,013
Income before extraordinary items	$783,000	5,654
Extraordinary gains, net	$0	3,149
Net income	$783,000	5,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	6,409
Cash dividends	$240,000	4,974
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$783,640	5,418
1992-12-31 (YTD Data)		Rank
Total interest income	$5,105,000	6,293
Total interest expense	$2,022,000	7,063
Net interest income	$3,083,000	5,601
Provision for loan and lease losses	$250,000	4,577
Total noninterest income	$216,000	9,113
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	6,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$1,878,000	6,718
Salaries and employee benefits	$925,000	6,478
Premises and equipment expense	$273,000	6,391
Additional noninterest expense	$680,000	6,884
Pre-tax net operating income	$1,171,000	5,014
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$462,000	4,260
Income before extraordinary items	$712,000	5,842
Extraordinary gains, net	$0	1,422
Net income	$712,000	5,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	9,510
Cash dividends	$1,224,000	1,302
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$710,080	5,526

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.