Home > Bank of Miami > Income and Expense
Bank of Miami, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,648,000 | 9,498 |
Total interest expense | $790,000 | 9,294 |
Net interest income | $858,000 | 9,522 |
Provision for loan and lease losses | $55,000 | 6,469 |
Total noninterest income | $168,000 | 8,315 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $130,000 | 6,560 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 8,946 |
Total noninterest expense | $759,000 | 9,195 |
Salaries and employee benefits | $365,000 | 9,496 |
Premises and equipment expense | $115,000 | 8,614 |
Additional noninterest expense | $279,000 | 8,541 |
Pre-tax net operating income | $212,000 | 9,516 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $54,000 | 9,200 |
Income before extraordinary items | $158,000 | 9,516 |
Extraordinary gains, net | $0 | 44 |
Net income | $158,000 | 9,518 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,260 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $158,000 | 9,472 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,495,000 | 10,120 |
Total interest expense | $720,000 | 9,912 |
Net interest income | $775,000 | 10,175 |
Provision for loan and lease losses | $55,000 | 6,421 |
Total noninterest income | $160,000 | 8,851 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $116,000 | 7,151 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,167 |
Total noninterest expense | $710,000 | 9,777 |
Salaries and employee benefits | $366,000 | 9,851 |
Premises and equipment expense | $84,000 | 9,709 |
Additional noninterest expense | $260,000 | 9,285 |
Pre-tax net operating income | $171,000 | 9,951 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $71,000 | 9,311 |
Income before extraordinary items | $100,000 | 10,222 |
Extraordinary gains, net | $0 | 53 |
Net income | $100,000 | 10,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,473 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $100,000 | 10,170 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,295,000 | 10,846 |
Total interest expense | $579,000 | 10,747 |
Net interest income | $716,000 | 10,793 |
Provision for loan and lease losses | $44,000 | 6,492 |
Total noninterest income | $144,000 | 9,412 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $113,000 | 7,474 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 10,206 |
Total noninterest expense | $641,000 | 10,405 |
Salaries and employee benefits | $335,000 | 10,445 |
Premises and equipment expense | $74,000 | 10,376 |
Additional noninterest expense | $232,000 | 10,043 |
Pre-tax net operating income | $175,000 | 10,607 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $49,000 | 10,213 |
Income before extraordinary items | $126,000 | 10,690 |
Extraordinary gains, net | $0 | 65 |
Net income | $126,000 | 10,691 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,779 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $126,000 | 10,670 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,002,000 | 11,704 |
Total interest expense | $403,000 | 11,570 |
Net interest income | $599,000 | 11,711 |
Provision for loan and lease losses | $19,000 | 7,864 |
Total noninterest income | $129,000 | 10,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,093 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 10,859 |
Total noninterest expense | $625,000 | 11,012 |
Salaries and employee benefits | $320,000 | 11,015 |
Premises and equipment expense | $80,000 | 10,655 |
Additional noninterest expense | $225,000 | 10,833 |
Pre-tax net operating income | $84,000 | 11,725 |
Securities gains (losses) | $-1,000 | 8,790 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $83,000 | 11,534 |
Extraordinary gains, net | $0 | 249 |
Net income | $83,000 | 11,541 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,826 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $84,000 | 11,577 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $924,000 | 12,455 |
Total interest expense | $367,000 | 12,372 |
Net interest income | $557,000 | 12,378 |
Provision for loan and lease losses | $27,000 | 8,602 |
Total noninterest income | $113,000 | 11,008 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,658 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 11,885 |
Total noninterest expense | $581,000 | 11,745 |
Salaries and employee benefits | $303,000 | 11,615 |
Premises and equipment expense | $86,000 | 10,933 |
Additional noninterest expense | $192,000 | 11,846 |
Pre-tax net operating income | $62,000 | 12,105 |
Securities gains (losses) | $-1,000 | 12,247 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $61,000 | 12,170 |
Extraordinary gains, net | $-4,000 | 12,212 |
Net income | $57,000 | 12,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 8,678 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $62,000 | 12,012 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $957,000 | 13,096 |
Total interest expense | $454,000 | 12,950 |
Net interest income | $503,000 | 13,070 |
Provision for loan and lease losses | $24,000 | 10,335 |
Total noninterest income | $104,000 | 11,616 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 9,029 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 12,557 |
Total noninterest expense | $576,000 | 12,212 |
Salaries and employee benefits | $276,000 | 12,290 |
Premises and equipment expense | $83,000 | 11,388 |
Additional noninterest expense | $217,000 | 12,004 |
Pre-tax net operating income | $7,000 | 12,661 |
Securities gains (losses) | $23,000 | 5,402 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $30,000 | 12,709 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $30,000 | 12,705 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 9,186 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $7,000 | 12,618 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.