Home > Bank of Mecklenburg > Assets and Liabilities
Bank of Mecklenburg, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $265,559,000 | 1,780 |
| Cash and due from depository institutions | $9,036,000 | 6,066 |
| Interest-bearing balances | $2,546,000 | 1,453 |
| Securities | $62,818,000 | 1,823 |
| Federal funds sold & reverse repurchase agreements | $15,840,000 | 640 |
| Net loans & leases | $163,159,000 | 1,847 |
| Loan loss allowance | $2,195,000 | 1,682 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,950,000 | 1,425 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $492,000 | 1,896 |
| All other assets | $8,264,000 | 1,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,559,000 | 1,780 |
| Total liabilities | $247,046,000 | 1,733 |
| Total deposits | $222,452,000 | 1,695 |
| Interest-bearing deposits | $205,031,000 | 1,587 |
| Deposits held in domestic offices | $222,452,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,208,000 | 793 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $412,000 | 5,095 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,974,000 | 1,369 |
| Total equity capital | $18,513,000 | 2,374 |
| Total bank equity capital | $18,513,000 | 2,374 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,370,000 | 876 |
| Surplus | $11,321,000 | 1,459 |
| Undivided profits | $2,822,000 | 5,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $953,000 | 2,386 |
| Earning assets | $244,363,000 | 1,760 |
| Long-term assets (5+ years) | $54,591,000 | 1,595 |
| Average Assets, year-to-date | $249,983,200 | 1,804 |
| Average Assets, quarterly | $268,836,000 | 1,746 |
| Volatile liabilities | $46,478,000 | 1,763 |
| Insider loans | $7,923,000 | 562 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $37,341,000 | 1,483 |
| Tier 1 (core) risk-based capital | $19,096,000 | 2,301 |
| Tier 2 risk-based capital | $2,195,000 | 1,551 |
| Total risk weighted assets | $190,300,000 | 1,642 |
| Total unused commitments | $37,341,000 | 1,485 |
| Derivatives | $15,000,000 | 324 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $237,581,000 | 1,946 |
| Cash and due from depository institutions | $9,153,000 | 6,706 |
| Interest-bearing balances | $327,000 | 3,875 |
| Securities | $65,950,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $152,809,000 | 1,827 |
| Loan loss allowance | $1,947,000 | 1,817 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,218,000 | 1,291 |
| Other real estate owned | $608,000 | 6,706 |
| Goodwill and other intangibles | $646,000 | 1,678 |
| All other assets | $2,197,000 | 3,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,581,000 | 1,946 |
| Total liabilities | $215,587,000 | 1,929 |
| Total deposits | $181,187,000 | 2,093 |
| Interest-bearing deposits | $159,689,000 | 2,024 |
| Deposits held in domestic offices | $181,187,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,639,000 | 623 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $344,000 | 4,379 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,417,000 | 943 |
| Total equity capital | $21,994,000 | 2,047 |
| Total bank equity capital | $21,994,000 | 2,047 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,370,000 | 847 |
| Surplus | $11,322,000 | 1,383 |
| Undivided profits | $6,302,000 | 3,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $943,000 | 2,389 |
| Earning assets | $219,086,000 | 1,940 |
| Long-term assets (5+ years) | $59,343,000 | 1,365 |
| Average Assets, year-to-date | $242,093,400 | 1,810 |
| Average Assets, quarterly | $231,536,000 | 1,960 |
| Volatile liabilities | $59,682,000 | 1,212 |
| Insider loans | $4,955,000 | 847 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,183,000 | 1,414 |
| Tier 1 (core) risk-based capital | $21,416,000 | 1,989 |
| Tier 2 risk-based capital | $1,947,000 | 1,653 |
| Total risk weighted assets | $177,674,700 | 1,615 |
| Total unused commitments | $37,183,000 | 1,419 |
| Derivatives | $15,000,000 | 354 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $271,191,000 | 1,686 |
| Cash and due from depository institutions | $27,284,000 | 4,914 |
| Interest-bearing balances | $21,980,000 | 178 |
| Securities | $72,085,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $13,680,000 | 958 |
| Net loans & leases | $148,263,000 | 1,898 |
| Loan loss allowance | $1,587,000 | 2,224 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,406,000 | 1,214 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $799,000 | 1,476 |
| All other assets | $2,674,000 | 2,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,191,000 | 1,686 |
| Total liabilities | $250,586,000 | 1,636 |
| Total deposits | $195,036,000 | 1,947 |
| Interest-bearing deposits | $177,675,000 | 1,821 |
| Deposits held in domestic offices | $195,036,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,930,000 | 975 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $40,400,000 | 642 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,220,000 | 1,385 |
| Total equity capital | $20,605,000 | 2,164 |
| Total bank equity capital | $20,605,000 | 2,164 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,370,000 | 844 |
| Surplus | $11,322,000 | 1,388 |
| Undivided profits | $4,913,000 | 4,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,112,000 | 2,037 |
| Earning assets | $256,008,000 | 1,635 |
| Long-term assets (5+ years) | $37,472,000 | 1,763 |
| Average Assets, year-to-date | $278,358,400 | 1,551 |
| Average Assets, quarterly | $271,020,000 | 1,656 |
| Volatile liabilities | $92,253,000 | 889 |
| Insider loans | $6,663,000 | 602 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,899,000 | 1,708 |
| Tier 1 (core) risk-based capital | $19,772,000 | 2,158 |
| Tier 2 risk-based capital | $1,587,000 | 1,901 |
| Total risk weighted assets | $141,898,200 | 1,973 |
| Total unused commitments | $26,899,000 | 1,712 |
| Derivatives | $31,000,000 | 288 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $270,619,000 | 1,712 |
| Cash and due from depository institutions | $6,083,000 | 4,911 |
| Interest-bearing balances | $545,000 | 2,980 |
| Securities | $137,573,000 | 898 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $112,659,000 | 2,497 |
| Loan loss allowance | $1,175,000 | 3,057 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,246,000 | 1,243 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $953,000 | 1,308 |
| All other assets | $6,105,000 | 1,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,619,000 | 1,712 |
| Total liabilities | $251,487,000 | 1,670 |
| Total deposits | $177,988,000 | 2,178 |
| Interest-bearing deposits | $163,835,000 | 2,042 |
| Deposits held in domestic offices | $177,988,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,676,000 | 768 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $48,342,000 | 609 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,481,000 | 1,697 |
| Total equity capital | $19,132,000 | 2,350 |
| Total bank equity capital | $19,132,000 | 2,350 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,237,000 | 906 |
| Surplus | $10,889,000 | 1,488 |
| Undivided profits | $4,006,000 | 5,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 10,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $697,000 | 3,309 |
| Earning assets | $251,777,000 | 1,689 |
| Long-term assets (5+ years) | $57,812,000 | 1,147 |
| Average Assets, year-to-date | $246,645,200 | 1,816 |
| Average Assets, quarterly | $264,904,500 | 1,737 |
| Volatile liabilities | $74,405,000 | 1,058 |
| Insider loans | $6,168,000 | 697 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,413,000 | 1,688 |
| Tier 1 (core) risk-based capital | $17,980,000 | 2,412 |
| Tier 2 risk-based capital | $1,175,000 | 2,568 |
| Total risk weighted assets | $127,627,200 | 2,202 |
| Total unused commitments | $26,413,000 | 1,705 |
| Derivatives | $256,000,000 | 189 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $200,247,000 | 2,349 |
| Cash and due from depository institutions | $5,452,000 | 6,154 |
| Interest-bearing balances | $879,000 | 2,719 |
| Securities | $101,786,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $5,095,000 | 2,833 |
| Net loans & leases | $79,831,000 | 3,317 |
| Loan loss allowance | $973,000 | 3,629 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,600,000 | 1,382 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,483,000 | 3,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,247,000 | 2,349 |
| Total liabilities | $182,784,000 | 2,322 |
| Total deposits | $130,288,000 | 2,958 |
| Interest-bearing deposits | $118,433,000 | 2,828 |
| Deposits held in domestic offices | $130,288,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,900,000 | 1,118 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $40,391,000 | 605 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,205,000 | 1,938 |
| Total equity capital | $17,463,000 | 2,564 |
| Total bank equity capital | $17,463,000 | 2,564 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,237,000 | 917 |
| Surplus | $10,889,000 | 1,486 |
| Undivided profits | $2,337,000 | 7,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $549,000 | 4,341 |
| Earning assets | $187,591,000 | 2,307 |
| Long-term assets (5+ years) | $54,071,000 | 1,109 |
| Average Assets, year-to-date | $162,344,000 | 2,732 |
| Average Assets, quarterly | $186,639,000 | 2,476 |
| Volatile liabilities | $50,792,000 | 1,282 |
| Insider loans | $6,701,000 | 657 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,254,000 | 1,790 |
| Tier 1 (core) risk-based capital | $17,268,000 | 2,493 |
| Tier 2 risk-based capital | $973,000 | 2,983 |
| Total risk weighted assets | $109,483,400 | 2,480 |
| Total unused commitments | $23,254,000 | 1,800 |
| Derivatives | $65,000,000 | 348 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $135,513,000 | 3,294 |
| Cash and due from depository institutions | $4,627,000 | 6,346 |
| Interest-bearing balances | $1,004,000 | 2,414 |
| Securities | $64,846,000 | 2,023 |
| Federal funds sold & reverse repurchase agreements | $145,000 | 7,959 |
| Net loans & leases | $58,257,000 | 4,318 |
| Loan loss allowance | $900,000 | 3,949 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,787,000 | 1,275 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,851,000 | 4,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,513,000 | 3,294 |
| Total liabilities | $120,932,000 | 3,363 |
| Total deposits | $101,112,000 | 3,741 |
| Interest-bearing deposits | $89,771,000 | 3,616 |
| Deposits held in domestic offices | $101,112,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,341,000 | 1,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,400,000 | 1,204 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,079,000 | 2,904 |
| Total equity capital | $14,581,000 | 2,800 |
| Total bank equity capital | $14,581,000 | 2,800 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,461,000 | 452 |
| Surplus | $6,637,000 | 2,203 |
| Undivided profits | $-517,000 | 12,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $353,000 | 5,772 |
| Earning assets | $124,252,000 | 3,274 |
| Long-term assets (5+ years) | $34,395,000 | 1,632 |
| Average Assets, year-to-date | $121,603,000 | 3,560 |
| Average Assets, quarterly | $130,915,500 | 3,379 |
| Volatile liabilities | $23,939,000 | 2,190 |
| Insider loans | $6,955,000 | 629 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,221,000 | 1,716 |
| Tier 1 (core) risk-based capital | $16,241,000 | 2,550 |
| Tier 2 risk-based capital | $900,000 | 3,196 |
| Total risk weighted assets | $83,613,300 | 3,137 |
| Total unused commitments | $23,221,000 | 1,728 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $110,856,000 | 4,066 |
| Cash and due from depository institutions | $4,264,000 | 7,348 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,173,000 | 3,457 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,562 |
| Net loans & leases | $54,334,000 | 4,451 |
| Loan loss allowance | $857,000 | 4,242 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,844,000 | 1,247 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $791,000 | 7,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,856,000 | 4,066 |
| Total liabilities | $95,801,000 | 4,232 |
| Total deposits | $90,731,000 | 4,254 |
| Interest-bearing deposits | $80,771,000 | 4,156 |
| Deposits held in domestic offices | $90,731,000 | 4,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,704,000 | 1,718 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $400,000 | 3,542 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $966,000 | 3,220 |
| Total equity capital | $15,055,000 | 2,683 |
| Total bank equity capital | $15,055,000 | 2,683 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $8,254,000 | 461 |
| Surplus | $6,459,000 | 2,162 |
| Undivided profits | $342,000 | 11,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 9,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $250,000 | 6,999 |
| Earning assets | $99,957,000 | 4,128 |
| Long-term assets (5+ years) | $21,378,000 | 2,513 |
| Average Assets, year-to-date | $97,075,800 | 4,458 |
| Average Assets, quarterly | $105,588,000 | 4,208 |
| Volatile liabilities | $20,752,000 | 2,317 |
| Insider loans | $5,882,000 | 705 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,836,000 | 2,231 |
| Tier 1 (core) risk-based capital | $15,055,000 | 2,628 |
| Tier 2 risk-based capital | $857,000 | 3,321 |
| Total risk weighted assets | $70,983,300 | 3,599 |
| Total unused commitments | $15,836,000 | 2,251 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $89,885,000 | 4,982 |
| Cash and due from depository institutions | $2,674,000 | 7,923 |
| Interest-bearing balances | $501,000 | 4,856 |
| Securities | $31,743,000 | 4,240 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 6,815 |
| Net loans & leases | $47,262,000 | 5,023 |
| Loan loss allowance | $774,000 | 4,622 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,720,000 | 1,268 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $661,000 | 8,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,885,000 | 4,982 |
| Total liabilities | $75,509,000 | 5,325 |
| Total deposits | $71,036,000 | 5,430 |
| Interest-bearing deposits | $61,912,000 | 5,437 |
| Deposits held in domestic offices | $71,036,000 | 5,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,310,000 | 1,655 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $400,000 | 3,357 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $763,000 | 4,075 |
| Total equity capital | $14,376,000 | 2,684 |
| Total bank equity capital | $14,376,000 | 2,684 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,603,000 | 551 |
| Surplus | $8,110,000 | 1,709 |
| Undivided profits | $-337,000 | 12,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 7,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $252,000 | 7,478 |
| Earning assets | $81,331,000 | 5,019 |
| Long-term assets (5+ years) | $11,681,000 | 3,913 |
| Average Assets, year-to-date | $78,286,800 | 5,456 |
| Average Assets, quarterly | $88,144,500 | 5,023 |
| Volatile liabilities | $13,151,000 | 3,314 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,529,000 | 2,154 |
| Tier 1 (core) risk-based capital | $14,376,000 | 2,626 |
| Tier 2 risk-based capital | $774,000 | 3,642 |
| Total risk weighted assets | $64,734,000 | 3,976 |
| Total unused commitments | $15,529,000 | 2,170 |
| Derivatives | $0 | 651 |