Home > Bank of McCrory > Income and Expense
Bank of McCrory, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 5,070 |
| Total interest expense | $95,000 | 5,243 |
| Net interest income | $1,461,000 | 5,022 |
| Provision for loan and lease losses | $55,000 | 3,165 |
| Total noninterest income | $146,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $100,000 | 4,021 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $46,000 | 5,131 |
| Total noninterest expense | $1,076,000 | 5,136 |
| Salaries and employee benefits | $606,000 | 5,109 |
| Premises and equipment expense | $85,000 | 5,259 |
| Additional noninterest expense | $385,000 | 5,022 |
| Pre-tax net operating income | $476,000 | 4,634 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-83,000 | 5,654 |
| Income before extraordinary items | $559,000 | 4,306 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $559,000 | 4,305 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $559,000 | 4,306 |
| Net charge-offs | $266,000 | 1,198 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $559,000 | 4,288 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,128 |
| Total interest expense | $61,000 | 5,298 |
| Net interest income | $951,000 | 5,084 |
| Provision for loan and lease losses | $55,000 | 2,776 |
| Total noninterest income | $96,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $64,000 | 4,094 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $32,000 | 5,121 |
| Total noninterest expense | $716,000 | 5,181 |
| Salaries and employee benefits | $401,000 | 5,158 |
| Premises and equipment expense | $55,000 | 5,310 |
| Additional noninterest expense | $260,000 | 5,033 |
| Pre-tax net operating income | $276,000 | 4,745 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-30,000 | 5,688 |
| Income before extraordinary items | $306,000 | 4,480 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $306,000 | 4,479 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $306,000 | 4,480 |
| Net charge-offs | $266,000 | 891 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $306,000 | 4,470 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 5,132 |
| Total interest expense | $30,000 | 5,347 |
| Net interest income | $491,000 | 5,075 |
| Provision for loan and lease losses | $55,000 | 2,014 |
| Total noninterest income | $47,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,152 |
| Total noninterest expense | $356,000 | 5,243 |
| Salaries and employee benefits | $196,000 | 5,229 |
| Premises and equipment expense | $26,000 | 5,396 |
| Additional noninterest expense | $134,000 | 5,050 |
| Pre-tax net operating income | $127,000 | 4,794 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $127,000 | 4,653 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $127,000 | 4,653 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $127,000 | 4,653 |
| Net charge-offs | $213,000 | 574 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $127,000 | 4,639 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 5,242 |
| Total interest expense | $108,000 | 5,459 |
| Net interest income | $1,873,000 | 5,166 |
| Provision for loan and lease losses | $160,000 | 2,678 |
| Total noninterest income | $220,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $141,000 | 4,079 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $79,000 | 5,105 |
| Total noninterest expense | $1,575,000 | 5,192 |
| Salaries and employee benefits | $848,000 | 5,206 |
| Premises and equipment expense | $120,000 | 5,374 |
| Additional noninterest expense | $607,000 | 4,970 |
| Pre-tax net operating income | $358,000 | 5,067 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-44,000 | 5,725 |
| Income before extraordinary items | $402,000 | 4,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $402,000 | 4,921 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $402,000 | 4,921 |
| Net charge-offs | $102,000 | 2,594 |
| Cash dividends | $240,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $402,000 | 4,868 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 5,270 |
| Total interest expense | $78,000 | 5,544 |
| Net interest income | $1,433,000 | 5,201 |
| Provision for loan and lease losses | $160,000 | 2,288 |
| Total noninterest income | $171,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $105,000 | 4,115 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $66,000 | 5,104 |
| Total noninterest expense | $1,071,000 | 5,333 |
| Salaries and employee benefits | $584,000 | 5,328 |
| Premises and equipment expense | $84,000 | 5,463 |
| Additional noninterest expense | $403,000 | 5,177 |
| Pre-tax net operating income | $373,000 | 4,901 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $13,000 | 3,961 |
| Income before extraordinary items | $360,000 | 4,845 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $360,000 | 4,845 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $360,000 | 4,845 |
| Net charge-offs | $91,000 | 2,141 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $360,000 | 4,795 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,417 |
| Total interest expense | $49,000 | 5,627 |
| Net interest income | $882,000 | 5,351 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $117,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $66,000 | 4,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,034 |
| Total noninterest expense | $715,000 | 5,396 |
| Salaries and employee benefits | $393,000 | 5,375 |
| Premises and equipment expense | $56,000 | 5,522 |
| Additional noninterest expense | $266,000 | 5,243 |
| Pre-tax net operating income | $264,000 | 4,877 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $264,000 | 4,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 4,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $264,000 | 4,759 |
| Net charge-offs | $32,000 | 2,473 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $264,000 | 4,702 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 5,501 |
| Total interest expense | $25,000 | 5,669 |
| Net interest income | $426,000 | 5,437 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $67,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $360,000 | 5,426 |
| Salaries and employee benefits | $203,000 | 5,379 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $126,000 | 5,354 |
| Pre-tax net operating income | $133,000 | 4,849 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $133,000 | 4,740 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $133,000 | 4,739 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $133,000 | 4,740 |
| Net charge-offs | $31,000 | 1,731 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $133,000 | 4,686 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,233 |
| Total interest expense | $109,000 | 5,676 |
| Net interest income | $2,176,000 | 5,130 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $221,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $154,000 | 4,115 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $67,000 | 5,360 |
| Total noninterest expense | $1,665,000 | 5,303 |
| Salaries and employee benefits | $880,000 | 5,354 |
| Premises and equipment expense | $134,000 | 5,516 |
| Additional noninterest expense | $651,000 | 5,049 |
| Pre-tax net operating income | $647,000 | 4,651 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $27,000 | 3,837 |
| Income before extraordinary items | $620,000 | 4,574 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $620,000 | 4,575 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $620,000 | 4,575 |
| Net charge-offs | $120,000 | 2,499 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $620,000 | 4,520 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 5,297 |
| Total interest expense | $84,000 | 5,747 |
| Net interest income | $1,629,000 | 5,198 |
| Provision for loan and lease losses | $85,000 | 2,870 |
| Total noninterest income | $174,000 | 5,132 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $121,000 | 4,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 5,382 |
| Total noninterest expense | $1,156,000 | 5,454 |
| Salaries and employee benefits | $610,000 | 5,482 |
| Premises and equipment expense | $98,000 | 5,617 |
| Additional noninterest expense | $448,000 | 5,217 |
| Pre-tax net operating income | $562,000 | 4,593 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $69,000 | 3,472 |
| Income before extraordinary items | $493,000 | 4,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,592 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 4,593 |
| Net charge-offs | $116,000 | 2,022 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $493,000 | 4,526 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,376 |
| Total interest expense | $57,000 | 5,796 |
| Net interest income | $1,055,000 | 5,273 |
| Provision for loan and lease losses | $85,000 | 2,433 |
| Total noninterest income | $126,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $85,000 | 3,973 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,321 |
| Total noninterest expense | $766,000 | 5,509 |
| Salaries and employee benefits | $413,000 | 5,522 |
| Premises and equipment expense | $64,000 | 5,672 |
| Additional noninterest expense | $289,000 | 5,307 |
| Pre-tax net operating income | $330,000 | 4,737 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $58,000 | 3,370 |
| Income before extraordinary items | $272,000 | 4,813 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $272,000 | 4,815 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $272,000 | 4,816 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $272,000 | 4,750 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 5,369 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $542,000 | 5,263 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $62,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $379,000 | 5,574 |
| Salaries and employee benefits | $210,000 | 5,533 |
| Premises and equipment expense | $30,000 | 5,765 |
| Additional noninterest expense | $139,000 | 5,393 |
| Pre-tax net operating income | $225,000 | 4,278 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $186,000 | 4,387 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $186,000 | 4,389 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $186,000 | 4,390 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $186,000 | 4,313 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 5,500 |
| Total interest expense | $131,000 | 5,894 |
| Net interest income | $2,094,000 | 5,387 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $314,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $243,000 | 3,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,520 |
| Total noninterest expense | $1,584,000 | 5,612 |
| Salaries and employee benefits | $900,000 | 5,535 |
| Premises and equipment expense | $158,000 | 5,625 |
| Additional noninterest expense | $526,000 | 5,567 |
| Pre-tax net operating income | $724,000 | 4,613 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $11,000 | 4,190 |
| Income before extraordinary items | $713,000 | 4,464 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $713,000 | 4,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $713,000 | 4,465 |
| Net charge-offs | $38,000 | 3,974 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $713,000 | 4,418 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 5,555 |
| Total interest expense | $99,000 | 5,970 |
| Net interest income | $1,579,000 | 5,439 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $247,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $194,000 | 3,515 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $53,000 | 5,586 |
| Total noninterest expense | $1,070,000 | 5,793 |
| Salaries and employee benefits | $625,000 | 5,669 |
| Premises and equipment expense | $121,000 | 5,658 |
| Additional noninterest expense | $324,000 | 5,863 |
| Pre-tax net operating income | $756,000 | 4,207 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $145,000 | 3,059 |
| Income before extraordinary items | $611,000 | 4,329 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $611,000 | 4,330 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $611,000 | 4,330 |
| Net charge-offs | $38,000 | 3,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $611,000 | 4,281 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,759 |
| Total interest expense | $66,000 | 6,023 |
| Net interest income | $922,000 | 5,697 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $171,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $134,000 | 3,443 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $37,000 | 5,585 |
| Total noninterest expense | $805,000 | 5,660 |
| Salaries and employee benefits | $420,000 | 5,700 |
| Premises and equipment expense | $79,000 | 5,747 |
| Additional noninterest expense | $306,000 | 5,426 |
| Pre-tax net operating income | $288,000 | 4,953 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $269,000 | 4,887 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $269,000 | 4,888 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $269,000 | 4,889 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $269,000 | 4,833 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 5,987 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $402,000 | 5,920 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $80,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $438,000 | 5,610 |
| Salaries and employee benefits | $211,000 | 5,761 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $187,000 | 5,146 |
| Pre-tax net operating income | $44,000 | 5,805 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $44,000 | 5,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $44,000 | 5,769 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $44,000 | 5,734 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 5,657 |
| Total interest expense | $186,000 | 5,989 |
| Net interest income | $2,140,000 | 5,534 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $291,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $220,000 | 3,944 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 5,646 |
| Total noninterest expense | $1,677,000 | 5,719 |
| Salaries and employee benefits | $909,000 | 5,707 |
| Premises and equipment expense | $185,000 | 5,666 |
| Additional noninterest expense | $583,000 | 5,627 |
| Pre-tax net operating income | $754,000 | 4,492 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $131,000 | 3,250 |
| Income before extraordinary items | $623,000 | 4,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,613 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $623,000 | 4,613 |
| Net charge-offs | $18,000 | 4,884 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $623,000 | 4,552 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 5,745 |
| Total interest expense | $147,000 | 6,027 |
| Net interest income | $1,564,000 | 5,651 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $212,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $157,000 | 4,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $55,000 | 5,707 |
| Total noninterest expense | $1,172,000 | 5,856 |
| Salaries and employee benefits | $626,000 | 5,872 |
| Premises and equipment expense | $137,000 | 5,730 |
| Additional noninterest expense | $409,000 | 5,755 |
| Pre-tax net operating income | $604,000 | 4,489 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $123,000 | 3,161 |
| Income before extraordinary items | $481,000 | 4,645 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $481,000 | 4,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $481,000 | 4,649 |
| Net charge-offs | $13,000 | 4,613 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $481,000 | 4,563 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 5,959 |
| Total interest expense | $101,000 | 6,060 |
| Net interest income | $910,000 | 5,891 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $91,000 | 4,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,730 |
| Total noninterest expense | $750,000 | 5,965 |
| Salaries and employee benefits | $416,000 | 5,919 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $242,000 | 5,937 |
| Pre-tax net operating income | $288,000 | 4,913 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $16,000 | 4,026 |
| Income before extraordinary items | $272,000 | 4,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $272,000 | 4,902 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $272,000 | 4,903 |
| Net charge-offs | $13,000 | 4,215 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $272,000 | 4,779 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 6,120 |
| Total interest expense | $52,000 | 6,098 |
| Net interest income | $409,000 | 6,070 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $57,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,804 |
| Total noninterest expense | $387,000 | 5,969 |
| Salaries and employee benefits | $204,000 | 5,993 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $138,000 | 5,807 |
| Pre-tax net operating income | $79,000 | 5,523 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $81,000 | 5,462 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $81,000 | 5,463 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $81,000 | 5,463 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $81,000 | 5,363 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 5,810 |
| Total interest expense | $317,000 | 5,909 |
| Net interest income | $2,173,000 | 5,719 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $290,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $169,000 | 4,570 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $121,000 | 5,159 |
| Total noninterest expense | $1,881,000 | 5,755 |
| Salaries and employee benefits | $910,000 | 5,870 |
| Premises and equipment expense | $209,000 | 5,659 |
| Additional noninterest expense | $762,000 | 5,363 |
| Pre-tax net operating income | $582,000 | 4,742 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $165,000 | 3,150 |
| Income before extraordinary items | $417,000 | 5,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $417,000 | 5,152 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $417,000 | 5,153 |
| Net charge-offs | $68,000 | 4,721 |
| Cash dividends | $240,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $417,000 | 4,946 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 5,983 |
| Total interest expense | $257,000 | 5,924 |
| Net interest income | $1,533,000 | 5,923 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $232,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $130,000 | 4,578 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 5,107 |
| Total noninterest expense | $1,472,000 | 5,723 |
| Salaries and employee benefits | $630,000 | 6,044 |
| Premises and equipment expense | $153,000 | 5,750 |
| Additional noninterest expense | $689,000 | 5,045 |
| Pre-tax net operating income | $293,000 | 5,328 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $103,000 | 3,354 |
| Income before extraordinary items | $190,000 | 5,766 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $190,000 | 5,765 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $190,000 | 5,765 |
| Net charge-offs | $69,000 | 4,303 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $190,000 | 5,585 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 6,127 |
| Total interest expense | $183,000 | 5,917 |
| Net interest income | $936,000 | 6,099 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $173,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $87,000 | 4,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $793,000 | 6,124 |
| Salaries and employee benefits | $419,000 | 6,092 |
| Premises and equipment expense | $102,000 | 5,767 |
| Additional noninterest expense | $272,000 | 6,059 |
| Pre-tax net operating income | $316,000 | 4,776 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $53,000 | 3,511 |
| Income before extraordinary items | $263,000 | 4,990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $263,000 | 4,993 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $263,000 | 4,993 |
| Net charge-offs | $54,000 | 3,967 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $263,000 | 4,796 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 6,319 |
| Total interest expense | $101,000 | 5,853 |
| Net interest income | $410,000 | 6,351 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $52,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $396,000 | 6,159 |
| Salaries and employee benefits | $211,000 | 6,129 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $132,000 | 6,132 |
| Pre-tax net operating income | $66,000 | 5,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $48,000 | 3,050 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 5,852 |
| Total interest expense | $541,000 | 5,705 |
| Net interest income | $2,302,000 | 5,823 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $237,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $168,000 | 4,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $69,000 | 5,663 |
| Total noninterest expense | $1,786,000 | 6,017 |
| Salaries and employee benefits | $938,000 | 5,996 |
| Premises and equipment expense | $224,000 | 5,821 |
| Additional noninterest expense | $624,000 | 5,920 |
| Pre-tax net operating income | $663,000 | 4,363 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $138,000 | 3,174 |
| Income before extraordinary items | $525,000 | 4,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $525,000 | 4,590 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $525,000 | 4,589 |
| Net charge-offs | $51,000 | 5,463 |
| Cash dividends | $430,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $525,000 | 4,479 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,894 |
| Total interest expense | $427,000 | 5,726 |
| Net interest income | $1,734,000 | 5,855 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $187,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $129,000 | 4,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $1,202,000 | 6,235 |
| Salaries and employee benefits | $639,000 | 6,163 |
| Premises and equipment expense | $170,000 | 5,833 |
| Additional noninterest expense | $393,000 | 6,242 |
| Pre-tax net operating income | $539,000 | 4,362 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $190,000 | 2,703 |
| Income before extraordinary items | $349,000 | 4,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 4,854 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $349,000 | 4,854 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $349,000 | 4,730 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 6,083 |
| Total interest expense | $295,000 | 5,771 |
| Net interest income | $1,041,000 | 6,091 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $83,000 | 4,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $818,000 | 6,264 |
| Salaries and employee benefits | $420,000 | 6,254 |
| Premises and equipment expense | $118,000 | 5,797 |
| Additional noninterest expense | $280,000 | 6,216 |
| Pre-tax net operating income | $169,000 | 5,304 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $81,000 | 3,015 |
| Income before extraordinary items | $88,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,768 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $88,000 | 5,769 |
| Net charge-offs | $32,000 | 4,788 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $88,000 | 5,688 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 6,259 |
| Total interest expense | $151,000 | 5,828 |
| Net interest income | $468,000 | 6,308 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $76,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $399,000 | 6,347 |
| Salaries and employee benefits | $204,000 | 6,356 |
| Premises and equipment expense | $63,000 | 5,733 |
| Additional noninterest expense | $132,000 | 6,369 |
| Pre-tax net operating income | $-35,000 | 6,518 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $-56,000 | 6,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-56,000 | 6,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-56,000 | 6,598 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-56,000 | 6,586 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 5,808 |
| Total interest expense | $738,000 | 5,874 |
| Net interest income | $2,622,000 | 5,666 |
| Provision for loan and lease losses | $145,000 | 5,683 |
| Total noninterest income | $326,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 4,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 5,679 |
| Total noninterest expense | $1,955,000 | 6,049 |
| Salaries and employee benefits | $1,017,000 | 5,989 |
| Premises and equipment expense | $235,000 | 5,905 |
| Additional noninterest expense | $703,000 | 5,893 |
| Pre-tax net operating income | $848,000 | 3,651 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $213,000 | 2,668 |
| Income before extraordinary items | $666,000 | 3,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $666,000 | 3,921 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $666,000 | 3,923 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $642,440 | 3,842 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 5,924 |
| Total interest expense | $568,000 | 5,962 |
| Net interest income | $1,938,000 | 5,778 |
| Provision for loan and lease losses | $75,000 | 5,956 |
| Total noninterest income | $210,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $171,000 | 4,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $1,315,000 | 6,306 |
| Salaries and employee benefits | $697,000 | 6,207 |
| Premises and equipment expense | $177,000 | 5,968 |
| Additional noninterest expense | $441,000 | 6,291 |
| Pre-tax net operating income | $758,000 | 3,558 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $218,000 | 2,463 |
| Income before extraordinary items | $571,000 | 3,869 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $571,000 | 3,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $571,000 | 3,871 |
| Net charge-offs | $20,000 | 6,019 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $548,680 | 3,800 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,076 |
| Total interest expense | $387,000 | 6,026 |
| Net interest income | $1,199,000 | 5,959 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $135,000 | 5,660 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 6,184 |
| Total noninterest expense | $871,000 | 6,356 |
| Salaries and employee benefits | $463,000 | 6,263 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $290,000 | 6,340 |
| Pre-tax net operating income | $438,000 | 3,840 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $125,000 | 2,592 |
| Income before extraordinary items | $325,000 | 4,166 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $325,000 | 4,165 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $325,000 | 4,165 |
| Net charge-offs | $-4,000 | 7,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,360 | 4,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 6,215 |
| Total interest expense | $201,000 | 6,074 |
| Net interest income | $562,000 | 6,156 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $425,000 | 6,482 |
| Salaries and employee benefits | $230,000 | 6,362 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $138,000 | 6,490 |
| Pre-tax net operating income | $206,000 | 3,999 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $164,000 | 4,217 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,218 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $164,000 | 4,216 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $164,000 | 4,118 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 5,994 |
| Total interest expense | $939,000 | 6,148 |
| Net interest income | $2,608,000 | 5,732 |
| Provision for loan and lease losses | $125,000 | 6,214 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $2,076,000 | 6,140 |
| Salaries and employee benefits | $1,150,000 | 5,948 |
| Premises and equipment expense | $205,000 | 6,443 |
| Additional noninterest expense | $721,000 | 6,065 |
| Pre-tax net operating income | $667,000 | 3,623 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $93,000 | 2,916 |
| Income before extraordinary items | $575,000 | 3,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $575,000 | 3,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $575,000 | 3,664 |
| Net charge-offs | $251,000 | 4,719 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $574,140 | 3,590 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 6,144 |
| Total interest expense | $724,000 | 6,235 |
| Net interest income | $1,830,000 | 5,915 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $193,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $156,000 | 4,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $1,425,000 | 6,370 |
| Salaries and employee benefits | $776,000 | 6,195 |
| Premises and equipment expense | $156,000 | 6,474 |
| Additional noninterest expense | $493,000 | 6,277 |
| Pre-tax net operating income | $498,000 | 3,900 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $460,000 | 3,822 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $460,000 | 3,818 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $460,000 | 3,820 |
| Net charge-offs | $211,000 | 4,189 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $460,000 | 3,734 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,304 |
| Total interest expense | $491,000 | 6,310 |
| Net interest income | $1,138,000 | 6,091 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $128,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $98,000 | 4,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $918,000 | 6,491 |
| Salaries and employee benefits | $532,000 | 6,202 |
| Premises and equipment expense | $92,000 | 6,733 |
| Additional noninterest expense | $294,000 | 6,539 |
| Pre-tax net operating income | $268,000 | 4,303 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $260,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $260,000 | 4,193 |
| Net charge-offs | $192,000 | 3,476 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $260,000 | 4,086 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,374 |
| Total interest expense | $250,000 | 6,379 |
| Net interest income | $555,000 | 6,156 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $93,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $472,000 | 6,401 |
| Salaries and employee benefits | $286,000 | 6,092 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $151,000 | 6,292 |
| Pre-tax net operating income | $176,000 | 4,249 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $157,000 | 4,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 4,269 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $157,000 | 4,269 |
| Net charge-offs | $-7,000 | 7,788 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,000 | 4,107 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 5,993 |
| Total interest expense | $1,234,000 | 6,381 |
| Net interest income | $2,791,000 | 5,615 |
| Provision for loan and lease losses | $75,000 | 6,271 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 4,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $2,051,000 | 6,177 |
| Salaries and employee benefits | $1,173,000 | 6,052 |
| Premises and equipment expense | $195,000 | 6,722 |
| Additional noninterest expense | $683,000 | 5,882 |
| Pre-tax net operating income | $1,021,000 | 3,718 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $284,000 | 2,465 |
| Income before extraordinary items | $737,000 | 3,865 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $737,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 4,229 |
| Cash dividends | $700,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $737,000 | 3,988 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 6,019 |
| Total interest expense | $962,000 | 6,426 |
| Net interest income | $2,110,000 | 5,634 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $276,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $238,000 | 3,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $1,500,000 | 6,224 |
| Salaries and employee benefits | $816,000 | 6,241 |
| Premises and equipment expense | $147,000 | 6,744 |
| Additional noninterest expense | $537,000 | 5,716 |
| Pre-tax net operating income | $836,000 | 4,016 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $211,000 | 2,847 |
| Income before extraordinary items | $625,000 | 4,058 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $625,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $625,000 | 4,203 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 6,188 |
| Total interest expense | $661,000 | 6,487 |
| Net interest income | $1,297,000 | 5,866 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $187,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $158,000 | 3,970 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $1,004,000 | 6,255 |
| Salaries and employee benefits | $548,000 | 6,282 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $372,000 | 5,627 |
| Pre-tax net operating income | $480,000 | 4,434 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $106,000 | 3,393 |
| Income before extraordinary items | $374,000 | 4,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,402 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $374,000 | 4,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 6,207 |
| Total interest expense | $347,000 | 6,537 |
| Net interest income | $658,000 | 5,861 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $528,000 | 6,161 |
| Salaries and employee benefits | $277,000 | 6,286 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $218,000 | 5,106 |
| Pre-tax net operating income | $219,000 | 4,786 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $179,000 | 4,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $179,000 | 4,781 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 6,112 |
| Total interest expense | $1,426,000 | 6,529 |
| Net interest income | $2,810,000 | 5,657 |
| Provision for loan and lease losses | $275,000 | 3,345 |
| Total noninterest income | $427,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $373,000 | 3,658 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $54,000 | 7,021 |
| Total noninterest expense | $1,985,000 | 6,240 |
| Salaries and employee benefits | $1,041,000 | 6,341 |
| Premises and equipment expense | $150,000 | 7,243 |
| Additional noninterest expense | $794,000 | 5,371 |
| Pre-tax net operating income | $977,000 | 4,785 |
| Securities gains (losses) | $-24,000 | 7,800 |
| Applicable income taxes | $240,000 | 3,662 |
| Income before extraordinary items | $713,000 | 5,017 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $713,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,690 |
| Cash dividends | $680,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $731,000 | 4,946 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 6,148 |
| Total interest expense | $1,060,000 | 6,582 |
| Net interest income | $2,114,000 | 5,692 |
| Provision for loan and lease losses | $275,000 | 2,431 |
| Total noninterest income | $318,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $285,000 | 3,617 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $1,304,000 | 6,553 |
| Salaries and employee benefits | $736,000 | 6,481 |
| Premises and equipment expense | $88,000 | 7,556 |
| Additional noninterest expense | $480,000 | 5,920 |
| Pre-tax net operating income | $853,000 | 4,706 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $177,000 | 3,859 |
| Income before extraordinary items | $657,000 | 4,833 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $657,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $672,010 | 4,761 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 6,320 |
| Total interest expense | $674,000 | 6,694 |
| Net interest income | $1,310,000 | 5,925 |
| Provision for loan and lease losses | $125,000 | 2,906 |
| Total noninterest income | $216,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $185,000 | 3,669 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $862,000 | 6,629 |
| Salaries and employee benefits | $490,000 | 6,534 |
| Premises and equipment expense | $56,000 | 7,655 |
| Additional noninterest expense | $316,000 | 5,977 |
| Pre-tax net operating income | $539,000 | 4,898 |
| Securities gains (losses) | $-19,000 | 8,128 |
| Applicable income taxes | $39,000 | 4,945 |
| Income before extraordinary items | $481,000 | 4,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $498,480 | 4,554 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 6,285 |
| Total interest expense | $330,000 | 6,757 |
| Net interest income | $688,000 | 5,806 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $91,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $438,000 | 6,619 |
| Salaries and employee benefits | $243,000 | 6,598 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $168,000 | 5,794 |
| Pre-tax net operating income | $291,000 | 4,719 |
| Securities gains (losses) | $-19,000 | 8,368 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $272,000 | 4,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $272,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 475 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $291,000 | 4,223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 6,260 |
| Total interest expense | $1,150,000 | 6,663 |
| Net interest income | $2,627,000 | 5,873 |
| Provision for loan and lease losses | $555,000 | 1,735 |
| Total noninterest income | $354,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 6,936 |
| Total noninterest expense | $1,593,000 | 6,739 |
| Salaries and employee benefits | $991,000 | 6,425 |
| Premises and equipment expense | $108,000 | 7,712 |
| Additional noninterest expense | $494,000 | 6,565 |
| Pre-tax net operating income | $833,000 | 5,563 |
| Securities gains (losses) | $-45,000 | 7,903 |
| Applicable income taxes | $233,000 | 4,135 |
| Income before extraordinary items | $555,000 | 5,970 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $555,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,042 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $586,500 | 5,860 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 6,251 |
| Total interest expense | $838,000 | 6,703 |
| Net interest income | $2,039,000 | 5,845 |
| Provision for loan and lease losses | $495,000 | 1,399 |
| Total noninterest income | $266,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,833 |
| Total noninterest expense | $1,032,000 | 7,098 |
| Salaries and employee benefits | $625,000 | 6,847 |
| Premises and equipment expense | $68,000 | 7,948 |
| Additional noninterest expense | $339,000 | 6,802 |
| Pre-tax net operating income | $778,000 | 5,284 |
| Securities gains (losses) | $-45,000 | 8,146 |
| Applicable income taxes | $175,000 | 4,311 |
| Income before extraordinary items | $558,000 | 5,538 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $558,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 732 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $592,200 | 5,383 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 6,342 |
| Total interest expense | $538,000 | 6,703 |
| Net interest income | $1,295,000 | 6,014 |
| Provision for loan and lease losses | $380,000 | 1,209 |
| Total noninterest income | $177,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $135,000 | 4,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $680,000 | 7,161 |
| Salaries and employee benefits | $416,000 | 6,879 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $412,000 | 5,842 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $134,000 | 4,161 |
| Income before extraordinary items | $279,000 | 6,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $279,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 535 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $278,320 | 6,168 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 6,234 |
| Total interest expense | $259,000 | 6,715 |
| Net interest income | $688,000 | 5,855 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $352,000 | 7,102 |
| Salaries and employee benefits | $216,000 | 6,799 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $114,000 | 6,766 |
| Pre-tax net operating income | $392,000 | 4,321 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $289,000 | 4,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $288,260 | 4,504 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 6,096 |
| Total interest expense | $843,000 | 6,660 |
| Net interest income | $2,784,000 | 5,737 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $351,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $298,000 | 4,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,317 |
| Total noninterest expense | $1,608,000 | 6,711 |
| Salaries and employee benefits | $898,000 | 6,649 |
| Premises and equipment expense | $105,000 | 7,810 |
| Additional noninterest expense | $605,000 | 6,031 |
| Pre-tax net operating income | $1,382,000 | 4,580 |
| Securities gains (losses) | $-162,000 | 8,540 |
| Applicable income taxes | $438,000 | 3,569 |
| Income before extraordinary items | $782,000 | 5,392 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $782,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,365 |
| Cash dividends | $680,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $885,680 | 5,082 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 6,144 |
| Total interest expense | $604,000 | 6,701 |
| Net interest income | $2,055,000 | 5,808 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $268,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $966,000 | 7,230 |
| Salaries and employee benefits | $561,000 | 7,089 |
| Premises and equipment expense | $77,000 | 7,839 |
| Additional noninterest expense | $328,000 | 6,896 |
| Pre-tax net operating income | $1,212,000 | 4,288 |
| Securities gains (losses) | $-162,000 | 8,702 |
| Applicable income taxes | $351,000 | 3,527 |
| Income before extraordinary items | $699,000 | 5,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $699,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $807,540 | 4,694 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 6,247 |
| Total interest expense | $386,000 | 6,691 |
| Net interest income | $1,289,000 | 5,974 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $178,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $648,000 | 7,234 |
| Salaries and employee benefits | $376,000 | 7,080 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $809,000 | 4,267 |
| Securities gains (losses) | $-57,000 | 8,623 |
| Applicable income taxes | $252,000 | 3,400 |
| Income before extraordinary items | $500,000 | 4,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $500,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $537,620 | 4,662 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,341 |
| Total interest expense | $182,000 | 6,764 |
| Net interest income | $631,000 | 6,069 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $86,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $328,000 | 7,257 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $389,000 | 4,347 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $259,000 | 4,770 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $259,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $259,000 | 4,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,170 |
| Total interest expense | $671,000 | 6,687 |
| Net interest income | $2,599,000 | 5,881 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $292,000 | 6,464 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $241,000 | 4,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,386 |
| Total noninterest expense | $1,657,000 | 6,617 |
| Salaries and employee benefits | $874,000 | 6,707 |
| Premises and equipment expense | $116,000 | 7,765 |
| Additional noninterest expense | $667,000 | 5,685 |
| Pre-tax net operating income | $1,234,000 | 4,724 |
| Securities gains (losses) | $-65,000 | 8,646 |
| Applicable income taxes | $336,000 | 4,005 |
| Income before extraordinary items | $833,000 | 5,168 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $833,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,547 |
| Cash dividends | $680,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $879,150 | 4,963 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 6,196 |
| Total interest expense | $497,000 | 6,714 |
| Net interest income | $1,939,000 | 5,896 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $212,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $172,000 | 4,967 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $1,000,000 | 7,176 |
| Salaries and employee benefits | $548,000 | 7,138 |
| Premises and equipment expense | $81,000 | 7,866 |
| Additional noninterest expense | $371,000 | 6,550 |
| Pre-tax net operating income | $1,151,000 | 4,257 |
| Securities gains (losses) | $-65,000 | 8,841 |
| Applicable income taxes | $364,000 | 3,459 |
| Income before extraordinary items | $722,000 | 4,881 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $722,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $764,900 | 4,653 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 6,319 |
| Total interest expense | $336,000 | 6,712 |
| Net interest income | $1,233,000 | 6,075 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $107,000 | 5,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $659,000 | 7,255 |
| Salaries and employee benefits | $365,000 | 7,190 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $709,000 | 4,423 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $238,000 | 3,474 |
| Income before extraordinary items | $459,000 | 4,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $466,920 | 4,821 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,505 |
| Total interest expense | $173,000 | 6,715 |
| Net interest income | $573,000 | 6,296 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $391,000 | 6,822 |
| Salaries and employee benefits | $197,000 | 7,026 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $167,000 | 5,659 |
| Pre-tax net operating income | $242,000 | 5,361 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,000 | 5,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 5,970 |
| Total interest expense | $831,000 | 6,616 |
| Net interest income | $2,750,000 | 5,588 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $295,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $238,000 | 4,864 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $1,700,000 | 6,524 |
| Salaries and employee benefits | $835,000 | 6,789 |
| Premises and equipment expense | $133,000 | 7,627 |
| Additional noninterest expense | $732,000 | 5,351 |
| Pre-tax net operating income | $1,275,000 | 4,530 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $448,000 | 3,571 |
| Income before extraordinary items | $895,000 | 4,952 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $895,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $849,440 | 4,926 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 5,972 |
| Total interest expense | $648,000 | 6,661 |
| Net interest income | $2,104,000 | 5,555 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $227,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 4,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,425 |
| Total noninterest expense | $1,180,000 | 6,749 |
| Salaries and employee benefits | $592,000 | 6,951 |
| Premises and equipment expense | $104,000 | 7,567 |
| Additional noninterest expense | $484,000 | 5,744 |
| Pre-tax net operating income | $1,081,000 | 4,346 |
| Securities gains (losses) | $130,000 | 1,526 |
| Applicable income taxes | $388,000 | 3,470 |
| Income before extraordinary items | $823,000 | 4,520 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $823,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $734,600 | 4,663 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 6,077 |
| Total interest expense | $442,000 | 6,726 |
| Net interest income | $1,350,000 | 5,667 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $152,000 | 6,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $776,000 | 6,801 |
| Salaries and employee benefits | $394,000 | 6,979 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $317,000 | 5,788 |
| Pre-tax net operating income | $726,000 | 4,332 |
| Securities gains (losses) | $130,000 | 1,324 |
| Applicable income taxes | $274,000 | 3,397 |
| Income before extraordinary items | $582,000 | 4,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $582,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $493,600 | 4,624 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 6,175 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $654,000 | 5,762 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $385,000 | 6,830 |
| Salaries and employee benefits | $194,000 | 7,058 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $335,000 | 4,502 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $106,000 | 3,831 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $229,620 | 4,759 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 5,891 |
| Total interest expense | $1,204,000 | 6,411 |
| Net interest income | $2,802,000 | 5,522 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $293,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $235,000 | 4,843 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $1,749,000 | 6,355 |
| Salaries and employee benefits | $870,000 | 6,616 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $698,000 | 5,412 |
| Pre-tax net operating income | $1,286,000 | 4,526 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $304,000 | 4,423 |
| Income before extraordinary items | $991,000 | 4,632 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $991,000 | 4,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,187 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $984,070 | 4,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 5,741 |
| Total interest expense | $2,082,000 | 5,970 |
| Net interest income | $2,747,000 | 5,382 |
| Provision for loan and lease losses | $350,000 | 2,901 |
| Total noninterest income | $309,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,857,000 | 6,011 |
| Salaries and employee benefits | $1,032,000 | 5,874 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $657,000 | 5,506 |
| Pre-tax net operating income | $849,000 | 5,338 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $321,000 | 4,137 |
| Income before extraordinary items | $528,000 | 5,934 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $528,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,546 |
| Cash dividends | $440,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $528,000 | 5,825 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 5,962 |
| Total interest expense | $2,052,000 | 6,191 |
| Net interest income | $2,619,000 | 5,639 |
| Provision for loan and lease losses | $373,000 | 2,410 |
| Total noninterest income | $295,000 | 6,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $1,691,000 | 6,285 |
| Salaries and employee benefits | $951,000 | 6,122 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $580,000 | 5,912 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $-91,000 | 9,391 |
| Applicable income taxes | $282,000 | 4,711 |
| Income before extraordinary items | $477,000 | 6,444 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $477,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,633 |
| Cash dividends | $440,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $535,240 | 6,154 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 6,081 |
| Total interest expense | $1,960,000 | 6,072 |
| Net interest income | $2,364,000 | 6,007 |
| Provision for loan and lease losses | $606,000 | 1,486 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $1,493,000 | 6,800 |
| Salaries and employee benefits | $822,000 | 6,650 |
| Premises and equipment expense | $149,000 | 7,678 |
| Additional noninterest expense | $522,000 | 6,348 |
| Pre-tax net operating income | $558,000 | 6,870 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $190,000 | 5,810 |
| Income before extraordinary items | $373,000 | 7,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $373,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,676 |
| Cash dividends | $440,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $369,700 | 7,140 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 6,007 |
| Total interest expense | $2,092,000 | 6,037 |
| Net interest income | $2,469,000 | 5,894 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $300,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,301 |
| Total noninterest expense | $1,670,000 | 6,285 |
| Salaries and employee benefits | $875,000 | 6,328 |
| Premises and equipment expense | $166,000 | 7,324 |
| Additional noninterest expense | $629,000 | 5,561 |
| Pre-tax net operating income | $1,044,000 | 5,285 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $307,000 | 5,109 |
| Income before extraordinary items | $738,000 | 5,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $738,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $3,140,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $737,290 | 5,346 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 6,065 |
| Total interest expense | $2,122,000 | 6,043 |
| Net interest income | $2,554,000 | 5,964 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $1,665,000 | 6,379 |
| Salaries and employee benefits | $839,000 | 6,592 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $657,000 | 5,466 |
| Pre-tax net operating income | $1,162,000 | 5,349 |
| Securities gains (losses) | $-58,000 | 10,673 |
| Applicable income taxes | $317,000 | 5,572 |
| Income before extraordinary items | $787,000 | 5,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $787,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $440,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $828,180 | 5,288 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 6,385 |
| Total interest expense | $2,148,000 | 6,128 |
| Net interest income | $2,366,000 | 6,447 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $278,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,600,000 | 6,841 |
| Salaries and employee benefits | $805,000 | 6,956 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $635,000 | 6,130 |
| Pre-tax net operating income | $1,018,000 | 5,670 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $293,000 | 5,912 |
| Income before extraordinary items | $730,000 | 5,627 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $730,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $726,450 | 5,586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 6,495 |
| Total interest expense | $2,002,000 | 6,463 |
| Net interest income | $2,459,000 | 6,377 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,541,000 | 7,146 |
| Salaries and employee benefits | $795,000 | 7,122 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $605,000 | 6,502 |
| Pre-tax net operating income | $1,181,000 | 5,298 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $320,000 | 5,779 |
| Income before extraordinary items | $861,000 | 5,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $861,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $861,000 | 5,155 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 6,756 |
| Total interest expense | $1,465,000 | 6,998 |
| Net interest income | $2,489,000 | 6,506 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,622,000 | 7,226 |
| Salaries and employee benefits | $768,000 | 7,397 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $685,000 | 6,434 |
| Pre-tax net operating income | $1,097,000 | 5,580 |
| Securities gains (losses) | $-386,000 | 12,178 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $541,000 | 6,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $541,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $834,360 | 5,251 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 6,898 |
| Total interest expense | $1,601,000 | 6,875 |
| Net interest income | $2,376,000 | 6,780 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $1,661,000 | 7,321 |
| Salaries and employee benefits | $726,000 | 7,814 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $752,000 | 6,226 |
| Pre-tax net operating income | $949,000 | 6,118 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $308,000 | 5,974 |
| Income before extraordinary items | $700,000 | 6,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $700,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $659,290 | 6,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 7,014 |
| Total interest expense | $2,110,000 | 6,845 |
| Net interest income | $2,292,000 | 7,027 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,551,000 | 7,733 |
| Salaries and employee benefits | $696,000 | 8,019 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $687,000 | 6,839 |
| Pre-tax net operating income | $941,000 | 5,898 |
| Securities gains (losses) | $83,000 | 3,314 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $780,000 | 5,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $780,000 | 5,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $280,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $716,920 | 5,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.