Home > Bank of Maryland > Assets and Liabilities
Bank of Maryland, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $375,027,000 | 1,259 |
| Cash and due from depository institutions | $11,013,000 | 1,746 |
| Interest-bearing balances | $466,000 | 3,228 |
| Securities | $120,771,000 | 958 |
| Federal funds sold & reverse repurchase agreements | $2,132,000 | 3,553 |
| Net loans & leases | $219,045,000 | 1,399 |
| Loan loss allowance | $4,758,000 | 845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,365,000 | 5,128 |
| Other real estate owned | $35,000 | 1,746 |
| Goodwill and other intangibles | $7,953,000 | 458 |
| All other assets | $12,713,000 | 821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,027,000 | 1,259 |
| Total liabilities | $338,289,000 | 1,260 |
| Total deposits | $252,293,000 | 1,493 |
| Interest-bearing deposits | $217,582,000 | 1,494 |
| Deposits held in domestic offices | $252,293,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,170,000 | 557 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,000,000 | 838 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,826,000 | 2,025 |
| Total equity capital | $36,738,000 | 1,232 |
| Total bank equity capital | $36,738,000 | 1,232 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,290,000 | 1,165 |
| Surplus | $34,234,000 | 596 |
| Undivided profits | $-786,000 | 9,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,001,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,155,000 | 1,940 |
| Earning assets | $342,414,000 | 1,258 |
| Long-term assets (5+ years) | $78,693,000 | 1,191 |
| Average Assets, year-to-date | $346,233,400 | 1,303 |
| Average Assets, quarterly | $369,875,500 | 1,255 |
| Volatile liabilities | $72,053,000 | 1,243 |
| Insider loans | $5,637,000 | 809 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $134,831,000 | 602 |
| Tier 1 (core) risk-based capital | $23,291,000 | 1,886 |
| Tier 2 risk-based capital | $3,896,810 | 949 |
| Total risk weighted assets | $310,883,510 | 1,026 |
| Total unused commitments | $134,831,000 | 603 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $281,687,000 | 1,636 |
| Cash and due from depository institutions | $7,079,000 | 2,040 |
| Interest-bearing balances | $116,000 | 4,709 |
| Securities | $110,338,000 | 1,043 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,291 |
| Net loans & leases | $149,007,000 | 1,884 |
| Loan loss allowance | $2,998,000 | 1,227 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,606,000 | 4,576 |
| Other real estate owned | $133,000 | 2,040 |
| Goodwill and other intangibles | $3,759,000 | 704 |
| All other assets | $8,215,000 | 1,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,687,000 | 1,636 |
| Total liabilities | $252,155,000 | 1,642 |
| Total deposits | $180,497,000 | 2,103 |
| Interest-bearing deposits | $150,811,000 | 2,150 |
| Deposits held in domestic offices | $180,497,000 | 2,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,232,000 | 1,027 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $60,000,000 | 528 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,426,000 | 2,643 |
| Total equity capital | $29,532,000 | 1,511 |
| Total bank equity capital | $29,532,000 | 1,511 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,290,000 | 1,120 |
| Surplus | $24,001,000 | 762 |
| Undivided profits | $2,241,000 | 6,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $784,000 | 2,949 |
| Earning assets | $261,011,000 | 1,617 |
| Long-term assets (5+ years) | $88,645,000 | 989 |
| Average Assets, year-to-date | $268,299,400 | 1,617 |
| Average Assets, quarterly | $279,633,500 | 1,612 |
| Volatile liabilities | $31,206,000 | 2,088 |
| Insider loans | $6,859,000 | 606 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $67,008,000 | 923 |
| Tier 1 (core) risk-based capital | $21,234,000 | 1,999 |
| Tier 2 risk-based capital | $2,350,180 | 1,406 |
| Total risk weighted assets | $187,366,580 | 1,538 |
| Total unused commitments | $67,008,000 | 929 |
| Derivatives | $42,000,000 | 270 |
| 1997-12-31 | Rank | |
| # of Employees: | 111 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $277,922,000 | 1,639 |
| Cash and due from depository institutions | $8,707,000 | 1,575 |
| Interest-bearing balances | $103,000 | 4,488 |
| Securities | $32,774,000 | 3,371 |
| Federal funds sold & reverse repurchase agreements | $10,929,000 | 1,238 |
| Net loans & leases | $207,612,000 | 1,382 |
| Loan loss allowance | $2,525,000 | 1,456 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,390,000 | 2,347 |
| Other real estate owned | $175,000 | 1,575 |
| Goodwill and other intangibles | $6,273,000 | 492 |
| All other assets | $8,062,000 | 1,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,922,000 | 1,639 |
| Total liabilities | $246,540,000 | 1,658 |
| Total deposits | $231,343,000 | 1,609 |
| Interest-bearing deposits | $196,425,000 | 1,644 |
| Deposits held in domestic offices | $231,343,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,481,000 | 1,151 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,716,000 | 2,311 |
| Total equity capital | $31,382,000 | 1,439 |
| Total bank equity capital | $31,382,000 | 1,439 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,290,000 | 1,098 |
| Surplus | $24,001,000 | 762 |
| Undivided profits | $4,091,000 | 5,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,168,000 | 1,931 |
| Earning assets | $251,418,000 | 1,663 |
| Long-term assets (5+ years) | $33,258,000 | 1,936 |
| Average Assets, year-to-date | $261,646,200 | 1,653 |
| Average Assets, quarterly | $276,641,000 | 1,626 |
| Volatile liabilities | $29,548,000 | 2,168 |
| Insider loans | $3,087,000 | 1,378 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $83,251,000 | 749 |
| Tier 1 (core) risk-based capital | $20,336,000 | 2,090 |
| Tier 2 risk-based capital | $2,525,000 | 1,251 |
| Total risk weighted assets | $217,602,300 | 1,305 |
| Total unused commitments | $83,251,000 | 753 |
| Derivatives | $30,000,000 | 292 |
| 1996-12-31 | Rank | |
| # of Employees: | 123 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $244,443,000 | 1,915 |
| Cash and due from depository institutions | $10,362,000 | 1,527 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,088,000 | 3,715 |
| Federal funds sold & reverse repurchase agreements | $19,364,000 | 683 |
| Net loans & leases | $163,004,000 | 1,766 |
| Loan loss allowance | $2,572,000 | 1,520 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,780,000 | 2,099 |
| Other real estate owned | $206,000 | 1,527 |
| Goodwill and other intangibles | $8,531,000 | 399 |
| All other assets | $7,108,000 | 1,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,443,000 | 1,915 |
| Total liabilities | $214,758,000 | 1,978 |
| Total deposits | $205,175,000 | 1,895 |
| Interest-bearing deposits | $168,439,000 | 1,992 |
| Deposits held in domestic offices | $205,175,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,837,000 | 1,305 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,746,000 | 2,277 |
| Total equity capital | $29,685,000 | 1,523 |
| Total bank equity capital | $29,685,000 | 1,523 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,290,000 | 1,154 |
| Surplus | $23,501,000 | 808 |
| Undivided profits | $2,894,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,412,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $902,000 | 2,506 |
| Earning assets | $214,456,000 | 2,002 |
| Long-term assets (5+ years) | $26,533,000 | 2,169 |
| Average Assets, year-to-date | $240,043,600 | 1,879 |
| Average Assets, quarterly | $244,603,000 | 1,894 |
| Volatile liabilities | $23,715,000 | 2,540 |
| Insider loans | $4,217,000 | 1,021 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $46,919,000 | 1,109 |
| Tier 1 (core) risk-based capital | $16,989,000 | 2,562 |
| Tier 2 risk-based capital | $2,204,500 | 1,451 |
| Total risk weighted assets | $175,992,300 | 1,637 |
| Total unused commitments | $46,919,000 | 1,114 |
| Derivatives | $30,000,000 | 339 |
| 1995-12-31 | Rank | |
| # of Employees: | 112 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $231,530,000 | 2,033 |
| Cash and due from depository institutions | $6,421,000 | 1,706 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $45,795,000 | 2,767 |
| Federal funds sold & reverse repurchase agreements | $14,480,000 | 981 |
| Net loans & leases | $144,157,000 | 1,966 |
| Loan loss allowance | $2,077,000 | 1,867 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,411,000 | 2,256 |
| Other real estate owned | $250,000 | 1,706 |
| Goodwill and other intangibles | $9,439,000 | 365 |
| All other assets | $7,577,000 | 1,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,530,000 | 2,033 |
| Total liabilities | $203,560,000 | 2,095 |
| Total deposits | $196,329,000 | 2,006 |
| Interest-bearing deposits | $158,179,000 | 2,151 |
| Deposits held in domestic offices | $196,329,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,615,000 | 1,765 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,976,000 | 2,432 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,640,000 | 2,457 |
| Total equity capital | $27,970,000 | 1,628 |
| Total bank equity capital | $27,970,000 | 1,628 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,290,000 | 1,169 |
| Surplus | $23,501,000 | 807 |
| Undivided profits | $1,179,000 | 8,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $859,000 | 2,715 |
| Earning assets | $204,432,000 | 2,135 |
| Long-term assets (5+ years) | $2,443,000 | 7,482 |
| Average Assets, year-to-date | $209,946,600 | 2,159 |
| Average Assets, quarterly | $227,478,500 | 2,051 |
| Volatile liabilities | $29,801,000 | 1,865 |
| Insider loans | $4,379,000 | 1,017 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $43,705,000 | 1,137 |
| Tier 1 (core) risk-based capital | $13,655,000 | 3,141 |
| Tier 2 risk-based capital | $1,897,140 | 1,672 |
| Total risk weighted assets | $151,590,940 | 1,855 |
| Total unused commitments | $43,705,000 | 1,144 |
| Derivatives | $20,000,000 | 446 |
| 1994-12-31 | Rank | |
| # of Employees: | 107 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $191,663,000 | 2,406 |
| Cash and due from depository institutions | $9,822,000 | 1,873 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,398,000 | 3,890 |
| Federal funds sold & reverse repurchase agreements | $2,682,000 | 3,068 |
| Net loans & leases | $134,526,000 | 2,060 |
| Loan loss allowance | $2,241,000 | 1,792 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,625,000 | 2,060 |
| Other real estate owned | $200,000 | 1,873 |
| Goodwill and other intangibles | $5,515,000 | 437 |
| All other assets | $1,895,000 | 4,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,663,000 | 2,406 |
| Total liabilities | $175,036,000 | 2,394 |
| Total deposits | $171,199,000 | 2,255 |
| Interest-bearing deposits | $135,280,000 | 2,449 |
| Deposits held in domestic offices | $171,199,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,108,000 | 2,237 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $729,000 | 3,886 |
| Total equity capital | $16,627,000 | 2,455 |
| Total bank equity capital | $16,627,000 | 2,455 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,290,000 | 1,179 |
| Surplus | $17,047,000 | 975 |
| Undivided profits | $-3,710,000 | 12,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,367,000 | 2,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $830,000 | 2,438 |
| Earning assets | $170,606,000 | 2,473 |
| Long-term assets (5+ years) | $7,540,000 | 4,871 |
| Average Assets, year-to-date | $189,448,200 | 2,362 |
| Average Assets, quarterly | $191,035,000 | 2,391 |
| Volatile liabilities | $10,339,000 | 4,229 |
| Insider loans | $1,881,000 | 2,201 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,720,000 | 1,545 |
| Tier 1 (core) risk-based capital | $11,273,000 | 3,652 |
| Tier 2 risk-based capital | $1,738,330 | 1,783 |
| Total risk weighted assets | $138,564,030 | 1,976 |
| Total unused commitments | $26,720,000 | 1,555 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $184,006,000 | 2,511 |
| Cash and due from depository institutions | $8,021,000 | 2,031 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,999,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $8,641,000 | 1,601 |
| Net loans & leases | $118,350,000 | 2,247 |
| Loan loss allowance | $2,347,000 | 1,824 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,923,000 | 1,848 |
| Other real estate owned | $206,000 | 2,031 |
| Goodwill and other intangibles | $6,180,000 | 370 |
| All other assets | $1,686,000 | 4,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,006,000 | 2,511 |
| Total liabilities | $167,782,000 | 2,526 |
| Total deposits | $164,586,000 | 2,407 |
| Interest-bearing deposits | $131,320,000 | 2,606 |
| Deposits held in domestic offices | $164,586,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,717,000 | 1,955 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $479,000 | 5,523 |
| Total equity capital | $16,224,000 | 2,478 |
| Total bank equity capital | $16,224,000 | 2,478 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,290,000 | 1,175 |
| Surplus | $16,447,000 | 954 |
| Undivided profits | $-3,513,000 | 13,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,941,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $645,000 | 2,795 |
| Earning assets | $163,990,000 | 2,585 |
| Long-term assets (5+ years) | $6,333,000 | 5,729 |
| Average Assets, year-to-date | $184,183,400 | 2,452 |
| Average Assets, quarterly | $185,716,000 | 2,479 |
| Volatile liabilities | $9,831,000 | 4,143 |
| Insider loans | $3,187,000 | 1,298 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,903,000 | 1,588 |
| Tier 1 (core) risk-based capital | $9,060,000 | 4,376 |
| Tier 2 risk-based capital | $1,524,090 | 2,004 |
| Total risk weighted assets | $121,103,890 | 2,201 |
| Total unused commitments | $25,903,000 | 1,614 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 115 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $184,200,000 | 2,576 |
| Cash and due from depository institutions | $7,982,000 | 1,872 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $32,086,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $12,964,000 | 1,289 |
| Net loans & leases | $117,673,000 | 2,333 |
| Loan loss allowance | $3,462,000 | 1,360 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,705,000 | 1,563 |
| Other real estate owned | $188,000 | 1,872 |
| Goodwill and other intangibles | $6,923,000 | 345 |
| All other assets | $1,679,000 | 4,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,200,000 | 2,576 |
| Total liabilities | $169,688,000 | 2,567 |
| Total deposits | $166,606,000 | 2,478 |
| Interest-bearing deposits | $129,383,000 | 2,789 |
| Deposits held in domestic offices | $166,606,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,552,000 | 1,843 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $530,000 | 5,577 |
| Total equity capital | $14,512,000 | 2,659 |
| Total bank equity capital | $14,512,000 | 2,659 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,290,000 | 1,191 |
| Surplus | $16,447,000 | 917 |
| Undivided profits | $-5,225,000 | 13,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,505,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $709,000 | 2,797 |
| Earning assets | $162,723,000 | 2,663 |
| Long-term assets (5+ years) | $7,487,000 | 5,192 |
| Average Assets, year-to-date | $191,856,400 | 2,398 |
| Average Assets, quarterly | $185,887,000 | 2,524 |
| Volatile liabilities | $10,482,000 | 3,964 |
| Insider loans | $17,000 | 8,502 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,798,000 | 1,973 |
| Tier 1 (core) risk-based capital | $7,589,000 | 4,949 |
| Tier 2 risk-based capital | $1,551,350 | 1,999 |
| Total risk weighted assets | $122,197,550 | 2,238 |
| Total unused commitments | $17,798,000 | 1,989 |
| Derivatives | $0 | 651 |