Home > Bank of Marshall County > Income and Expense
Bank of Marshall County, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,076,000 | 2,696 |
| Total interest expense | $6,202,000 | 2,437 |
| Net interest income | $5,874,000 | 2,939 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $663,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $448,000 | 2,830 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $3,248,000 | 3,843 |
| Salaries and employee benefits | $1,051,000 | 5,584 |
| Premises and equipment expense | $321,000 | 5,170 |
| Additional noninterest expense | $1,876,000 | 2,231 |
| Pre-tax net operating income | $3,019,000 | 2,359 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $843,000 | 2,611 |
| Income before extraordinary items | $2,228,000 | 2,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,228,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 931 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,190,040 | 2,282 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,117,000 | 2,703 |
| Total interest expense | $6,410,000 | 2,345 |
| Net interest income | $5,707,000 | 3,053 |
| Provision for loan and lease losses | $141,000 | 4,282 |
| Total noninterest income | $668,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $433,000 | 3,010 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $3,455,000 | 3,650 |
| Salaries and employee benefits | $1,112,000 | 5,425 |
| Premises and equipment expense | $304,000 | 5,412 |
| Additional noninterest expense | $2,039,000 | 2,053 |
| Pre-tax net operating income | $2,779,000 | 2,663 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $824,000 | 2,860 |
| Income before extraordinary items | $1,951,000 | 2,641 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,951,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $2,600,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,953,800 | 2,592 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,690,000 | 2,825 |
| Total interest expense | $5,812,000 | 2,619 |
| Net interest income | $5,878,000 | 3,019 |
| Provision for loan and lease losses | $348,000 | 2,332 |
| Total noninterest income | $608,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $494,000 | 2,752 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $3,993,000 | 3,352 |
| Salaries and employee benefits | $1,020,000 | 5,903 |
| Premises and equipment expense | $392,000 | 4,608 |
| Additional noninterest expense | $2,581,000 | 1,956 |
| Pre-tax net operating income | $2,145,000 | 3,229 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $637,000 | 3,407 |
| Income before extraordinary items | $1,471,000 | 3,248 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,471,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,123 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,496,900 | 3,159 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,890,000 | 2,812 |
| Total interest expense | $5,552,000 | 2,763 |
| Net interest income | $6,338,000 | 2,819 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $795,000 | 3,700 |
| Gross Fiduciary activities income | $2,000 | 1,553 |
| Service charges on deposit accounts | $571,000 | 2,375 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $4,552,000 | 2,955 |
| Salaries and employee benefits | $1,629,000 | 3,980 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $2,510,000 | 1,990 |
| Pre-tax net operating income | $2,567,000 | 2,772 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $816,000 | 2,831 |
| Income before extraordinary items | $1,751,000 | 2,813 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,751,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 11,646 |
| Cash dividends | $880,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,751,000 | 2,778 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,864,000 | 2,799 |
| Total interest expense | $4,347,000 | 2,820 |
| Net interest income | $6,517,000 | 2,785 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $656,000 | 4,349 |
| Gross Fiduciary activities income | $2,000 | 1,559 |
| Service charges on deposit accounts | $477,000 | 2,902 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $4,363,000 | 3,154 |
| Salaries and employee benefits | $2,179,000 | 3,036 |
| Premises and equipment expense | $400,000 | 4,587 |
| Additional noninterest expense | $1,784,000 | 2,857 |
| Pre-tax net operating income | $2,810,000 | 2,519 |
| Securities gains (losses) | $-46,000 | 10,966 |
| Applicable income taxes | $820,000 | 2,714 |
| Income before extraordinary items | $1,944,000 | 2,497 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,944,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $2,036,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,976,200 | 2,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 2,810 |
| Total interest expense | $4,425,000 | 2,891 |
| Net interest income | $6,600,000 | 2,737 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $687,000 | 4,502 |
| Gross Fiduciary activities income | $41,000 | 1,374 |
| Service charges on deposit accounts | $380,000 | 3,617 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $266,000 | 4,814 |
| Total noninterest expense | $4,249,000 | 3,297 |
| Salaries and employee benefits | $2,171,000 | 3,016 |
| Premises and equipment expense | $423,000 | 4,485 |
| Additional noninterest expense | $1,655,000 | 3,220 |
| Pre-tax net operating income | $3,038,000 | 2,251 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $935,000 | 2,423 |
| Income before extraordinary items | $2,103,000 | 2,380 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,103,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 12,509 |
| Cash dividends | $612,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,103,000 | 2,234 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,294,000 | 2,849 |
| Total interest expense | $5,578,000 | 2,984 |
| Net interest income | $6,716,000 | 2,719 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $571,000 | 5,143 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $406,000 | 3,429 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $4,150,000 | 3,390 |
| Salaries and employee benefits | $1,996,000 | 3,214 |
| Premises and equipment expense | $419,000 | 4,626 |
| Additional noninterest expense | $1,735,000 | 3,157 |
| Pre-tax net operating income | $2,957,000 | 2,106 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $808,000 | 2,589 |
| Income before extraordinary items | $2,150,000 | 2,141 |
| Extraordinary gains, net | $157,000 | 543 |
| Net income | $2,307,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $2,469,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,149,270 | 1,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.