Home > Bank of Marlinton > Income and Expense

Bank of Marlinton, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$3,690,000	7,176
Total interest expense	$1,659,000	7,193
Net interest income	$2,031,000	7,080
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$134,000	9,288
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,801
Total noninterest expense	$1,614,000	6,805
Salaries and employee benefits	$685,000	7,622
Premises and equipment expense	$184,000	7,341
Additional noninterest expense	$745,000	5,483
Pre-tax net operating income	$431,000	8,331
Securities gains (losses)	$-200,000	11,308
Applicable income taxes	$190,000	7,281
Income before extraordinary items	$41,000	10,632
Extraordinary gains, net	$0	53
Net income	$41,000	10,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-104,000	11,225
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$169,000	9,553
1995-12-31 (YTD Data)		Rank
Total interest income	$3,359,000	7,729
Total interest expense	$1,480,000	7,754
Net interest income	$1,879,000	7,580
Provision for loan and lease losses	$135,000	3,846
Total noninterest income	$126,000	9,738
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$83,000	8,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,575
Total noninterest expense	$1,633,000	6,883
Salaries and employee benefits	$712,000	7,650
Premises and equipment expense	$150,000	8,275
Additional noninterest expense	$771,000	5,415
Pre-tax net operating income	$237,000	10,206
Securities gains (losses)	$0	3,831
Applicable income taxes	$141,000	8,433
Income before extraordinary items	$96,000	10,967
Extraordinary gains, net	$0	65
Net income	$96,000	10,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,680
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$96,000	10,941
1994-12-31 (YTD Data)		Rank
Total interest income	$1,069,000	11,579
Total interest expense	$481,000	11,178
Net interest income	$586,000	11,754
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$36,000	12,186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	10,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	11,965
Total noninterest expense	$626,000	11,002
Salaries and employee benefits	$244,000	11,717
Premises and equipment expense	$81,000	10,622
Additional noninterest expense	$301,000	9,951
Pre-tax net operating income	$-62,000	12,176
Securities gains (losses)	$0	3,600
Applicable income taxes	$41,000	10,670
Income before extraordinary items	$-103,000	12,161
Extraordinary gains, net	$0	249
Net income	$-103,000	12,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$458,000	1,453
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$4,765,000	184
Net operating income	$-103,000	12,177
1993-12-31 (YTD Data)		Rank
Total interest income	$3,353,000	7,750
Total interest expense	$1,445,000	7,394
Net interest income	$1,908,000	7,935
Provision for loan and lease losses	$90,000	6,008
Total noninterest income	$113,000	11,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$67,000	9,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,323
Total noninterest expense	$1,298,000	8,520
Salaries and employee benefits	$690,000	8,063
Premises and equipment expense	$181,000	8,115
Additional noninterest expense	$427,000	8,960
Pre-tax net operating income	$633,000	7,732
Securities gains (losses)	$-5,000	12,580
Applicable income taxes	$151,000	8,625
Income before extraordinary items	$477,000	7,721
Extraordinary gains, net	$0	3,149
Net income	$477,000	7,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	9,413
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$480,800	7,452
1992-12-31 (YTD Data)		Rank
Total interest income	$3,473,000	8,220
Total interest expense	$1,699,000	7,895
Net interest income	$1,774,000	8,421
Provision for loan and lease losses	$200,000	5,193
Total noninterest income	$312,000	7,567
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	4,972
Total noninterest expense	$1,348,000	8,487
Salaries and employee benefits	$725,000	7,808
Premises and equipment expense	$200,000	7,833
Additional noninterest expense	$423,000	9,288
Pre-tax net operating income	$538,000	8,154
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$101,000	9,893
Income before extraordinary items	$465,000	7,621
Extraordinary gains, net	$0	1,422
Net income	$465,000	7,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	6,726
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$442,040	7,460

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.