Home > Bank of Madisonville > Income and Expense
Bank of Madisonville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 5,125 |
| Total interest expense | $2,699,000 | 5,231 |
| Net interest income | $3,409,000 | 4,969 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $569,000 | 4,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,838 |
| Total noninterest expense | $2,544,000 | 4,926 |
| Salaries and employee benefits | $1,058,000 | 5,775 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $1,304,000 | 3,481 |
| Pre-tax net operating income | $1,422,000 | 4,640 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $507,000 | 4,155 |
| Income before extraordinary items | $918,000 | 4,919 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $918,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $727,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $916,080 | 4,919 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 5,066 |
| Total interest expense | $2,116,000 | 5,347 |
| Net interest income | $3,616,000 | 4,800 |
| Provision for loan and lease losses | $-2,000 | 11,685 |
| Total noninterest income | $535,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $2,804,000 | 4,673 |
| Salaries and employee benefits | $1,201,000 | 5,236 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $1,426,000 | 3,473 |
| Pre-tax net operating income | $1,349,000 | 4,799 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $441,000 | 4,454 |
| Income before extraordinary items | $916,000 | 4,839 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $916,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $907,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $910,560 | 4,921 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,432,000 | 4,658 |
| Total interest expense | $2,171,000 | 5,438 |
| Net interest income | $4,261,000 | 4,152 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $500,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $2,909,000 | 4,641 |
| Salaries and employee benefits | $1,232,000 | 5,114 |
| Premises and equipment expense | $193,000 | 7,830 |
| Additional noninterest expense | $1,484,000 | 3,536 |
| Pre-tax net operating income | $1,785,000 | 3,708 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $570,000 | 3,752 |
| Income before extraordinary items | $1,216,000 | 3,968 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,216,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $1,185,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,215,320 | 3,764 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,704 |
| Total interest expense | $3,007,000 | 5,153 |
| Net interest income | $4,206,000 | 4,255 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $514,000 | 5,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $2,985,000 | 4,558 |
| Salaries and employee benefits | $1,258,000 | 4,950 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $1,492,000 | 3,618 |
| Pre-tax net operating income | $1,583,000 | 3,854 |
| Securities gains (losses) | $-207,000 | 13,842 |
| Applicable income taxes | $352,000 | 5,327 |
| Income before extraordinary items | $1,024,000 | 4,396 |
| Extraordinary gains, net | $-42,000 | 13,572 |
| Net income | $982,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $924,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,177,180 | 3,589 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.